Fleming: Possible Exchange Appointment Proceedures 3-18-2021

Note: All intel abd exchange tips should be considered as "Rumors" until we are at the exchange appointments...and “Rates and Dates and Exchange Proceedures” could change anytime until we get to the banks/redemption centers.

Fleming Thursday RV/Exchange Appointment Update

Good morning I hope that everyone is doing well.  There is a lot of confusion out there at the moment and it can be hard to understand.  For those of us that have been involved in this for a while it is starting to sound like a replay of what we have been hearing for years.  

We are told that everything is ready and waiting to go, all funds are in place and we are just waiting for the 800 numbers and/or safe link web sites.

 The safe link web sites were brought into this because of all the fraud that was going on concerning the 800 numbers.  The safe link web sites have been working and the servers for the safe link web sites are located in various parts of the world to prevent the servers from being hacked.  

Safe link website servers are located in China and the United States and all of the servers are all supposed to be able get on line any minute.  We will be emailed a link that everyone will be able to access worldwide.  

 The information that you will be asked to provide will come from public information once you have answered the questions then you will be provided with an 800 number that will be specific to you.  You will then be able to call the 800 number provided to you to set your appointment.

 One you have made your appointment then the number will be no good it will expire.  The safe link web site will be available from several Intel providers.  It will be the same web link address for everyone that is involved in this process and will take you to a secure site that is encrypted.  There has been several test runs on the end result is that the links are all working and ready to go.

 We hear a lot of information from Intel providers about rates and the only thing that can be said about that is we will not know what the rates are until we have our appointments and are sitting in the exchange/redemption centers then we will know for sure and not until them.  

What you are going to be needing to bring with you

 1.  Two forms of identification

 a)  Drivers licence

    b)  passport

    c)  Birth certification

 2.  Proof of where you reside

   a)  utility bill

    b)  Cable bill

 3.  All of your currency

    a)  Break it down by country

    b)  highest to lowest

    c)  a complete list of your currencies

 4.  If you have a project then a 3 - 5 page outline

 5   At all times be polite, do not get rude or demanding….. be polite

 We are also being told that if you have Zims then you may not be eligible for the contract rates.  We do not know that for sure until we are talking with the representative that is representing the Treasury.  

We are also being told that it will $1 to $1 on the redemption of the Zim and that is by agreement with the Chinese who are the buyers of the Zims that we hold.  

While it is $1 to $1 on the Zim in the rest of the world it will not be that in the United States.  In the United States it will be on a sliding scale depending on the projects that you are presenting to your wealth managers.  If you do not have a project or projects then a list of approved will be supplied for you to pick from

But if you just want to walk in and out you will be offered a package and we have heard it is different amounts.  We have heard that amounts being offered are from $11 million to $33 million on a 100T note.  We have also heard that it could go as high as $150 million.  But again we will not know for certain until we are in the exchange/redemption center.

If you do not like the default package being offered then just tell the person that you want to get a higher rate ….then they will refer you over to someone else and then you will have 15 days.  

You will be given a debt/credit card for 2% there will be no up-front cash.

At the next meeting you will present your projects and set up your trusts, bank accounts, and your structured account etc.

Currency

The currency is going to be handled much like the procedures of the Zim.

No one at the moment know what the currency rates are because they have not been locked in.

If you do not have Zim then you will be given the opportunity to exchange your currency at a contract rate.  The only two currencies that have a contract rate at the moment is the Dinar and the Dong.

I have said for months that in order to get the contract rate that humanitarian projects may be required and at this moment that looks like the case.

Also that if the total amount of currency reaches a certain that you may be required to have a structured payout.

You will still be given 2% of the total and a $10 million dollar for 15 days in order to get you to the wealth managers to set up your trusts, projects, etc.  for those that do not have a common law trust.

If you have a trust then you can have funds deposited into the trust.

They want you in and out as quickly as possible

There are three documents that you will have too sign.

We do know that you will be required to sign a non disclosure agreement.

Possible Bank Perks To Ask About At Our Exchange Appointment

From Recaps Archives:  Good to make a copy of….some may or may not appeal to you. or be available.anymore , but doesn’t hurt to ask.

Possible Bank Perks to ask for at your Exchange Appointment .
 
AUM - Assets Under Management

1. No fees ever for foreign currency exchanges

2. Provide a Private Banker/Wealth Manager at the time of exchange to initially park the funds in an non-interest-bearing account overnight and sweep those funds into other non-interest bearing accounts within your bank the following day; until I meet with bank advisers and other financial professionals and make some general guidelines for the management of these funds and the distribution of a portion of these funds through your bank, trust, and LLCs.

3. Family Office Services

4. Perks can be based on AUM (Assets Under Management) in a tier grid

5. Discounts on AUM fees

6. No fees ever - no fee to deposit/wire transfer money

7. No Broker fees ever

8. Free Safe Deposit Box, Certified Checks, Notarized, Courier Services

9. Provide Excess Deposit Insurance (i.e. Lloyds of London and/or Travelers) or Abbott Downing

10. Provide Senior Wealth Managers/Investment Bankers for selection

11. Tax/Business/Estate Attorney & CPA

12. Private transactions representation –assistance in buying a house/car/anything ( my trustee will purchase through my bank) 13.

Free Due Diligence Services provided for outside investment opportunities(research on any person or service) they will get it

14.100% funding availability (immediate Funds) before we leave

15. Unlimited Platinum or Black Visa Signature Debit & Credit Card with no ATM fees

16. Line of Credit available

17. Group Health Insurance - to cover the signers and families of depositors

18. Guarantee 12-15% interest per year on deposits

19. Bank Trading Platforms & Repurchase Agreement Sweep Accounts

20. Short Term/High Yield Interest Rates

21. Assist in opening an offshore bank account with affiliate bank for foreign investments

22. Access to information on great investment opportunities

23. Pre-IPO deals

24. Provide free Executive Privacy Plus subscription with Reputation.com

25. Sports tickets in suites and on the floor (Football, Basketball, Baseball, Boxing, Tennis, Golf, NASCAR & etc.) Also, special events like the Super Bowl, NBA Finals, College Bowls, NCAA Final Four, World Series &the Olympics. Based on AUM in a tier grid

26. Entertainment & Concert tickets in suites and on the floor (Music Concerts, Entertainment Awards Shows, Premier Movie Screenings, TV Show tickets & etc.) Based on AUM in a tier grid

27. Limousine & VIP transportation based on AUM in a tier grid

28. Private Jet Travel (5-25 flight hrs. per mo.) based on AUM in atier grid on flight hours per month

29. First Class seats/commercial airlines based on AUM in a tier grid

30. Private Yacht access/usage (40 hrs. annually) based on AUM in a tier grid on access/usage hours per year

31. Donations to our favorite charities (Banks matching a certain percentage)

32. Prime seats at charity events

33. Suites at Luxury Hotels & VIP Dinners at Restaurants based on AUM

34. Membership fee & Annual fees to Inspirato Core resorts & residences

35. Membership fee & Annual fees to Exclusive Resorts & Residences for 60 days with Priority Holiday Access annually

36. ClubCorp Private Membership based on AUM

37. Spa & Massage Club Membership based on AUM in a tier grid

38. Concierge Services 24/7 based on AUM

39. Provide a free Vertu Ti cell phone & concierge subscription service for  members with $1 million and over AUM

40. Free Family Financial Education provided for group family members

41. Provide any and all other perks that was not mentioned

"Consequences and Remedies" by Ron Giles 1-1-2021

"Consequences and Remedies" by Ron Giles - 1.1.21

Entry Submitted by Ron Giles at 2:59 AM EST on January 1, 2020

Life requires us to make decisions. Those decisions have consequences, some good, some bad; some intended and some unintended. Have we ever made a decision to do something and then later wished we hadn’t?

 If so, then we usually move on to damage assessment and then consider our remedies to fix the problem. Regardless of the outcome, decisions are a part of life and what we do in figuring out beforehand becomes a major part of the decision process.

In business, this is called risk assessment or risk management. The trick is to assess the risk before the decision and determine whether the possible negative consequences are manageable.

The RV process requires us to make many decisions prior to the actual RV appointment.

 It is our responsibility to gain enough information to be able to pick through the possibilities and come up with a plan. If the process of making a decision is easy then it is a breeze, but if not, we need to assess the risk of a negative decision and mitigate the negative consequences to our, once-in-a-lifetime-decision to be sure it is correct to the best of our discernment.

Many warnings have been given about listening to the gurus who have never been correct in giving their predictions as to when the RV is to take place. What are the risks of believing their intel when they have never been right? Add to that their endless Zim rate fluctuations and their exchange rates with Contract rates, sovereign rate, negotiated rates, front and back screens rates, ad nausium.

Is the risk assessment something we can live with or should we rethink our position and get better intel from a source that does not predict things?

One has been proven wrong and the other source seems to be using integrity as a basis of their intel. As a guru, if your source is always wrong, then why do you continue to use it as if something will change?

Your integrity comes into question when you continue to report intel from a source that never gets it right. If your integrity is intact, you would either get a new source or get out of the business. Or is there money involved?

On the other hand, the source has a chance of being right because they have not predicted something that was wrong. Which one do you give credence to? What is your risk assessment? It is important to go with the intel that has a better chance of being right.

Here are some Truths to consider:

1. There is a front door to the Redemption process within the QFS. Those going through this “Front Door” will redeem without a problem. Those who think they are special and can get in through a side door or the back door will be sadly mistaken.

2. The Alliance will have prepared a website on the Quantum computer that we can access with our computer or mobile device. Accessing the website, we put in our location information (zip code, etc.) and a local phone number will be given that we can call and make our redemption appointment.

3. Rates for exchange and redemption will be a factor of two things; YOU, and your humanitarian projects.

4. Contract rates are for group currency exchanges that were negotiated years ago for “First Basket Currencies,” if they still exist. Those contracts were made with a bank and not with the Alliance nor the QFS. There is no Contract Rates for Zim. Your rate for currencies or the Zim is negotiable, however, you will probably get what you are asking for if you are a Sovereign Humanitarian.

5. There are no contract rates for Zim, only negotiated rates. You are the Sovereign and nobody should be negotiating for you.

6. Each individual Zim Holder will negotiate their own rate according to the needs of their humanitarian projects.

7. Those Zim Holders also having other RV currencies may exchange them at the same redemption appointment. All of the funds will be deposited in your QFS account.

8. All RV/Redemption funds will be put into an individual’s personal or Trust account within the QFS. These funds will be the new gold-backed digital currencies using digital gold certificates for transfers.

9. The Central Bank banking system will be dismantled or repurposed for use by authorized agents of the QFS. A new Financial System will be put in place with branches being called Financial Service Centers. Normal banking services will be accomplished within these Financial Service Centers.

10. Due to the fact that there will be no profits dealing with money within the QFS, Banks will fail. Certain Zim Benefactors will take over all bank assets and pay the overhead and employee wages & benefits, for employees, and turn it into the new Financial Service Centers Industry.

11. The QFS will not deal with old Fiat currencies. Financial Service centers will be tasked with doing individual exchanges from Fiat currencies to gold-backed currencies. Exchanged Fiat currency will be assigned a gold certificate for use in the new Quantum Financial System.

12. Currency dealers and other financial institutions holding cash will go through reconciliation to exchange Fiat into gold-backed currencies. Not all cash repositories will be successful in the reconciliation process. Ill-gotten or illegally obtained funds will not exchange. The QFS will know the bad money and block it from being exchanged. The powers that be have been working on this for years. If funds are in a bank account anywhere in the world the QFS already knows where it came from and who owns them. If its dirty money it will not be exchanged in the QFS

13. All Zim holders will receive a structured payout for their funds. The term of the payout will be negotiated with quarterly, biannual, or annual payouts for the duration of the term. The payments you will receive will be a percentage of the principle. You can negotiate that percentage of the principle up to 10% and this will act as a quarterly budget for the use of the funds.

14. Education on the use of the QFS will be given at the redemption appointment with website addresses for continuing educational needs.

15. A Proof of Funds letter will be available for those who request them.

16. A temporary Revocable Trust document will be available at the redemption appointment for those who do not have a Trust already set up. The information can be amended after seeking a more permanent Trust document.

17. The interviewer at the appointment will be a resource for you. They will try to give you all the money you will need for your humanitarian activities. They have been trained to answer all of your redemption questions. Write your questions down before the appointment.

The forgoing is the process for your redemption/exchange. You will never be asked to give serial numbers of your Zim Bonds over the phone or to write them down to email to an alleged online redemption entity. There are some questionable heads of groups that have told their people to release their Zim Bond serial numbers to an alleged HSBC Wealth Management group. This is a fraud and a trap.

They were also told that once they give their Zim serial numbers they can destroy their Zim Bonds and wait for their debit card to come in the mail. If you proceed with these instructions the QFS will block this type of group redemption attempt. Keep your Zim Bond(s) and other currencies and go through the process of getting your own redemption appointment. Never destroy your Zim or currencies or you may not get to redeem for your humanitarian funds.

Many different sources have warned against fraudulent activities. There are negative consequences that will come to you if you follow through with this alleged safe redemption process. No one is special nor will anyone be given a priority for the redemption process – no one.

When the redemption website is activated, we will all begin our redemption process at the same time, regardless of the Tiers you are in. Those Tiers that have already redeemed would have been given SKRs and in doing so may have forfeited their chance to have liquid funds. If you think you are special and can redeem before others and get your funds there may be a reason you got to redeem and received SKRs, there may be circumstances where you will not get liquid funds.

“Where we go one, we go all,” Keep within the bounds that have been set up and you will do well. If not, all may not be lost. As a remedy, you may piggy-back on other Zim Holders who did things right. They will be looking for good people to get involved in their humanitarian work.

Maybe this weekend will be the time, but I don’t think so. The release of funds will be a pre-arranged set of circumstances and not a date. Military deceptions are part of the War and the real intel is never given out to the public. Don’t fall for the scams, there are consequences you may not see coming and circumstances you may not like. Be safe and be wise.

Blessings to All,

Ron Giles

https://inteldinarchronicles.blogspot.com/2021/01/consequences-and-remedies-by-ron-giles.html

Post RV Tips and Suggestions From Recaps Archives

Post RV Tips & Suggestions

From Just Da Truth  (Repost From Our Archives)

While there are numerous ways to prepare for the RV I feel this will assist you in preparation for that most awesome day.

When you see RV in big letters on your favorite currency forum, , or when you hear me scream hallelujah from wherever you are in the world…that is when you will know that glorious day has arrived. But will you be ready?

Prepare: I realize many of you have done your research on how to invest, donate, and spend your money (Lord knows we have had plenty of time to do that, LOL) but time should also be allocated to how you are going to receive your investment.

Preparation is not a huge task and I believe it is essential.

Many of us have our dinar stuffed in the sock drawer, safe deposit box at the bank, or maybe even locked in the pages of your Bible but when that day arrives for you to exchange your currency there are a few things you should consider. Here are some simple steps and advice…

Give thanks: First and foremost hit your knees!

Keep Quiet: On the day you discover your investment has RV’d your first reaction is to scream with excitement and to tell the world. Think of your safety and your family’s safety first. Handle your affairs as quiet as possible.

Even though this event trumps all events you could ever post on Facebook and Twitter…it is better not to tell anyone about this particular event.

Identification: If you decide to use a bank or your currency trader at time of exchange both are going to ask for 1 to 3 different forms of identification.

Make sure your id’s are current. You will likely use your driver’s license, passport, credit cards, student ID, work ID, and/or a utility bill.

Banking: If you are dealing with small banks, go straight to the VP or upper management. If your bank has a foreign currency exchange department immediately ask for the VP or President of the department. 

With larger national  banks, go to their Private Banking or equivalent division for customers with great wealth. I think you get the point I amtrying to make…

(Note: Many feel we will be exchanging at designated Redemption Centers instead of banks…..)

If the new exchange rate is considerably higher and you have several dinars to exchange you will be dealing with a high amount of cash in exchange. This step will only move the process along and further protect your asset.

They may have more options when it comes to banking, and have a better grasp of the disclosure and security procedures in the bank.

It would also be beneficial, if you know your banker, to have his/her name and phone number ready in case there is a technical challenge wiring the funds. 

If not, have the banks phone number and address readily available…go ahead and log into your contacts in the cell phone.

Also, research your own bank options, banking fees, bank account features, return rates, FDIC insurance, NCUA insurance, etc.

Contingency Plan: Lets say you plan to go to your local bank to exchange your dinar. You find out there is something you are not too familiar with or maybe…they do not offer a currency exchange service.

Do some calling around before you leave to see what services your institution offers. Ask about the rates and if there will be a delay for the money to be deposited into your account.

Take a preventive measure today by writing down a list of banks near your home, next major city, or an adjacent state that you can contact if a problem with your initial bank arises.

Depositing your Cash: Regardless of the method you use to exchange your dinar into dollars you will likely deposit a large sum of funds into a bank account. If you are in the United States banks are required to report to the IRS any single deposit exceeding $9,999.99. This is toidentify potential criminals dealing in fraud, theft, or even terrorism.

Furthermore, funds deposited in the amount of $10,000 or more can be “frozen”by the bank or by the bank on behalf of the IRS if the deposit appears“suspicious”. These frozen funds can by tied up to 10 days or until you can provide valid proof where these funds originated.

There are suggestions on how to avoid your bank account from being frozen but none will guarantee you will not wait to have access to your funds. Banks can hold wired funds, checks and cashier checks until funds are honored by the issuing  institution. Much like a second party check each bank has a “clearing”period based on different transaction types

(Note: If we exchange into the new QFS Banking system- these rules may not apply) .

Prior to making the deposit (especially if it is a large deposit) talk with the manager and explain the situation as an investment payout. You may need validation of some kind such as a written statement. This may avoid the IRS from being directly involved and shorten the time frame you will have access to your entire deposited funds.

Please discuss this with your banker, attorney, and/or CPA for further clarification and understanding.

“Walking” out with your money: If you were cashing a check for a few thousand dollars it is likely the banker would place your bills in a zipper bag and let you walk out the door. 

However, if you ask to walk out with more….. be prepared to wait.

Banks refrain from having large bulks of cash on hand for security purposes and most transactions are electronic. 

However if you desire to have “cash” be prepared to make a request anywhere from 24 to 72 hours prior to your withdrawal in order for the bank to make arrangements.

Trusts, LLC, and Other Legal Entities: There are many ways to suggest how to set up your financial portfolio. Some have suggested to set up a trust(s), some have suggested establishing a LLC. Some just plan on cashing in as a single person.

However you decide to set up your arrangement make sure all of the legal documents are close by so that you can refer to them, if need be.

If you desire to open a bank account under a Trust, LLC, etc. these documents will be required. See bank accounts above.

Be careful of online offers and Dinar forums offering trust advice or assistance. Do you research…you don’t know who these people are..Don’t send anyone funds prior to a thorough investigation. Call the Better Business Bureau for advice.

Wills: I realize this sounds morbid but it is essential. I hate to say it but here is a  scenario…you cash in and deposit $1 million in your bank account. On the way out of the bank you do your best impression of the Snoopy dance. 

Not watching where you are going you come face to face with a large RV…not revaluation but a recreational vehicle! Your RV came twice that day…first to make you wealthy and  the second time to meet your maker. So what happens to your $1 million?

This is why it is essential to draw up a will. Even a simple notarized will is better than nothing. Easy wills are found at places like Office Depot…some are free online as well.

Tax: The ugliest three letters ever made up. But it is something we all will deal with. Don’t try to avoid it as you will find yourself regretting you ever did. Its better to place a certain percentage aside allocated just for taxes and never touch it! 

These percentages have been quoted all across the spectrum but whatever you decide to allocate..remind yourself not to spend it till you decide to send that check to Uncle Sam.

My advice would be to look up the phone numbers of local CPA’s, CPA/Tax Attorney’s and have their numbers available to make appointments with them post RV. 

Get their advice and reconcile their thoughts. Once you pick someone you are comfortable with he/she can walk you through the needed forms and steps.

Of course, choosing a CPA or a Tax Attorney is not that simple…so keep your ears open for a well-qualified person to handle your taxes.

I understand some are saying their are methods to avoid paying taxes on currency exchange. Listen! Be Smart! Get the advice of a tax professional and don’t end up owing money or perhaps be under investigation.

Don’t be fooled…the IRS follows every transaction at banks so just be cautious and pay your taxes.

Post RV Investments: The only advice I can give you here is to… get advice.

Seek the services of a financial consultant, go to the library, Google everything that comes to mind. I will admit that just about any financial advisor that exists would likely roll of out of his chair in laughter if he heard about this investment pre-RV but I would also place a handsome bet that he or she would want your business when you are in search of advice post-RV.

Do your due diligence before you spend money. Don’t be afraid to get second opinions and ask around.

This kind of blessing will likely never happen like this again so be wise.

Also..Be wary of fellow dinar investors asking you to partner with them in an investment. Just because they are a fellow investor doesn’t mean they have your best interest at heart. Be Smart!

Donations/Tithe: I think it is imperative we should all give back, pass it forward, and donate. But do your homework and give your money o honest charities. It’s shameful to think that people make up fraudulent organizations and never spend donations instead they line their greedy pockets. Give to organizations that are close to your heart. 

Tithe to your church. The tax man is going to take a chunk of your wealth you might as well offset the tax man by giving those funds to something meaningful and worthwhile.

Document Everything; This can’t be emphasized enough. If you are fortunate to gain a large sum of wealth remind yourself to treat your accounts appropriately and be careful not to let others mishandle your money.

You may have more money than you ever had before but that doesn’t mean you will always have it. Keep records, bank statements, receipts, contracts, agreements, etc.

If you hire a financial advisor be actively involved with your account and have understanding of what your advisor is doing with your money. Also, be aware of all of the fees advisors charge for their services.

After all how many times have you heard of celebrities discovering they are broke because they trusted someone else with their money?

Debt: When the RV occurs you will have been blessed with a sudden amount of wealth. No matter how small or large the sum of your return find it in yourself to reduce your personal debt.

Pay off the mortgage, pay off the credit cards, pay off the installment loans, pay off the student loans, pay it all off. Stop being a slave to debt and avoid at all costs reentering into a lifestyle of owing a creditor.

(Note: Some beleive there will be a debt Jubilee……if so…great…if not….pay attention)

Pay yourself: There is nothing wrong with spending money on yourself. Take a vacation, buy a car, pay off some bills, go to the mall. Withdraw some “fun”money but take the rest and let the interest and dividends accrue.

Remember to buy smart: Many of us have lived modestly most of our lives and with a sudden amount of cash in the bank your buying potential could be endless. But remember to be smart when making purchases. 

Sure you can afford a 10,000 sf house but remember the taxes, utilities, and cost to maintain the home. Sure you can afford a Ferrari, Lamborghini, and a Porsche but remember the maintenance cost associated with these high end cars. Enjoy your wealth…learn to keep it.

Loose Lips, Sinks Ships: Its sad but true…the minute you have money in your bank account will be happy. But if friends and family that are non-dinar investors hear of your recent influx of wealth they are going to want a piece of your pie.

I am sure you are going to want to help your friends and family but do it under your own will and not because of their solicitation. Be quiet and serve your fortune to those with gratitude and need.

Safety: Lets just be honest. There are some cruel people in this world and they will do anything they can to harm you or your family in order to obtain a portion of your wealth. 

This refers back to being quiet. Fly under the radar. Live as normal as you can. Enjoy your life but be aware of your surroundings and the people you invite into your life.

Enjoy your life: Money does not buy happiness. Some of the richest people in history were the most miserable. Let the happiness in your life result from living your life right, spending your wealth of time with your family, and being debt free.

Now that you are rich avoid falling into the temptation the desire to become wealthier.

Don’t let money be a driving force in your life. It is perfectly fine to invest and protect your wealth just don’t allow it to consume your life.

These are just a few tips and suggestions. This is my soul my opinion and I am not a financial consultant, CPA, lawyer, and in no capacity have the power to give financial or legal advice however I am a concerned investor that wants all of us to be informed.

Markz and Bob Locke Wednesday Morning Chat "Exchange Appointment Tips" 11-25-2020

Emailed to Recaps:

MarkZ Wednesday Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

HAPPY THANKSGIVING TO ALL! “Thanksgiving is a time to give, a time to love, and a time to reflect on the things that matter most in life.”

MZ: I am still hearing a lot of chatter about the White Papers and whats in it….I am told the exact rate is not in it. They are wanting at least a $3.22 RI. My Iraqi contacts believe it will all be done over the next 2 weeks.

MZ: Someone mentioned earlier about the Sterling Group. I have one good contact there that says it is now a part of the BIS and some form of compensation has been set aside by the BIS  for folks once we get our reset.

MZ: No CMKX news since yesterday where they were supposed to update Fines and Penalties by this morning with no rates that would be good for the next week or two.…….

MZ: No money moving in Asia, the middle east, Europe or here as of yet…..

Member:  GM Mark and all, how is the RV process going, do you think it will happen in our lifetime?

ISAAC 11/24 Looks like tomorrow should start. All positive from Zurich and London. So tomorrow should have confirmation of that. Let’s hope this is finally it

TEXAS SNAKE 11/24 critical you check this room as well as your emails quite often over the next couple of days. No guarantees but a positive step ahead.

Member:  Judy Note: All Tier levels started to pay out in Hong Kong on Tues. 24 Nov.Our Military Intel Contact said that Tier 4B notifications The RV would manifest behind the scenes in the US on Wed. 25 Nov.

Member:  Watch MONKEY WERX-google-arrests happening

MZ: There is sure a lot of rumors of arrests….I’m not seeing proof yet though

Member hearing he Kraken is released by Thanksgiving

MZ: I am hearing anywhere from the 25th to the 29th for the Kraken to be released. According to Lin Wood the lawsuits should be in today or by Friday. Including evidence……so this could get fun. At least we should find out if its real or if it isn’t.

Member:  New cases typically require 21 days for a response. So even if the courts are not open on Friday, it is not officially a holiday, so it would count as one of the days. Most likely the case filing would have a motion to shorten the response time.

Member:  These Election woes HAVE to be fixed so as to protect the future elections

Member:  Today is JFK jr’s 60th Birthday

Bob Locke joins the stream today….please listen to the replay for the entire chat and Q&A on exchange appointments, NDA’s, Taxes, trusts and more…………..

Bob Locke: I am being told I may not be able to do any more calls of awhile….There are things coming –imminent that I cannot say.  Things that say we are reaching the end of the road. 

Post exchange we will be looking at a different tax structure……you will want to focus on privacy and security post RV.

The Exchange appointment will not be complicated and will be the best 30-40 minutes of your life…..Just remember there are no stupid questions.

You get an 800 number or email and call to make an apt…..it may be possible ahead of time to ask for a copy of the NDA to study it before you go in. We will be signing an NDA so if it is 3 or 4 pages long there will not be a lot of time to review it at our appointment. They may not give it to us for fear of it being leaked out into circulation…..but ask for it anyway. Be sure to get directions to your location. I would print it out in case your phone goes out or your GPS…..

So you go your apt. You will have a folder prepared to take with you with Trust, LLC documents, with your ID’s and a copy of a utility bill or something to prove your residence. You will have all your currencies with you. I would organize currency by denomination and types of currency.

Think ahead of time on things like “How much cash do you want to get?” Remember leaving with a lot of cash could make you a target….a few thousand dollars should be plenty for walking around money.

Prepare a list of cashier checks you want to get…..for debts, or gifts ect…….we will be seeing some debt forgiveness….so keep that in mind.

Your appointment will be 30-45 minutes long so the more organized you are – the better it will be. Remember there will be a schedule and someone coming in to exchange right behind you…..

Understand this ….The analogy I use and think it is accurate is you will be dealing with Mr. Drysdale and Jane Hathaway. These people want your money in their bank. They will do a lot of things to make you comfortable so you will keep your money in their bank. They know there is competition out there.

This whole first appointment is to open bank accounts and exchange currency.. Watch them count your currencies….never let them out of your sight. Then you will be given a wealth manager to meet with and discuss all the details…perks…ect….…you will leave, take a deep breath and give thanks for all your blessings.

Member:  No joke. I have heard from an individual in the know that it is going to be simple and not complicated when you go in to exchange. You will have plenty of time afterwards to get the other stuff done. Don't worry

Mod:  HAVE TABLET AND BLUE INK PEN READY FOR NOTES, THE MORE YOU HAVE THINGS READY, THE BETTER IT WILL BE AND GO FASTER,

Member:  stay positive folks. do not watch MSM. we are so close

Member:  remember: no matter where you go, there you are!!!

Member:  Happy Thanksgiving to all of us......blessings and Peace and loads of love

BOB LOCK DEBT LAWYER AND TRUSTS https://t.me/joinchat/JrH1jkseabV4JwX... debtlawyer@gmail.com

BOB LOCK - https://t.me/joinchat/Nk3BHEseabXha8wvr-PonA

MZ: A MUST WATCH…EDUCATION VIDEO ON MONEY & CRYTO: https://youtu.be/yz8ymvqUMrU

MZ:https://www.courtlistener.com/recap/gov.uscourts.gand.283580/gov.uscourts.gand.283580.7.1_2.pdf Affadavit

IF YOU'RE UNSURE ABOUT BEING NOTIFIED REGARDING THE 800# SIGN UP ON DINAR RECAPS AT: https://dinarrecaps.com/

OKIE HAS ONGOING SERIOUS HEALTH ISSUES. OUR COMMUNITY IS THE ONLY HELP HE CURRENTLY HAS - HELP IF YOU CAN- THIS IS THE ONLY LINK TO SUPPORT OKIE.  https://www.paypal.com/paypalme/SeedsofWisdomTeam

IF THE INTERNET GOES DOWN Emergency number… (712) 770-5028 Code:648989 Playback number (712) 770-5066

There will be no stream on Thanksgiving and no Whiskey and Wisdom this week.

The next scheduled stream is Friday 10AM est with guest Michael Cottrell.

MARK HAS BEEN INVOLVED IN THIS FOR MANY YEARS FROM THE HISTORY AND MADE MANY CONTACTS WORLDWIDE. HE RESPECTS EACH OF THEM AND PROTECTS THEIR PRIVACY. HE VERIFIES INFORMATION BEFORE HE SHARES YET THINGS CHANGE AND IT IS NOT IN HIS CONTROL.

THE INFORMATION PROVIDED IN THE STREAM IS IN MARKZ OPINION - INFORMATION PROVIDED IS BY VETTED CONTACTS - INFORMATION CAN AND MAY CHANGE AT ANY TIME WITH OR WITHOUT NOTICE

MZ:  JFK Secret Societies Speech in case we forgot   https://www.youtube.com/watch?v=ItOPg2l7-t0

JFK to 911 Everything Is A Rich Man's Trick https://www.youtube.com/watch?v=8ObvK4NR_LI&has_verified=1&bpctr=1579044401

Mod:  THANK YOU, SNAKE, PLANNING QUESTIONNAIRE: https://www.mmbb.org/docs/FinancialPlanningQuestionnaire.pdf

Your straw man (Strawman) is an artificial person http://freedom-school.com/aware/your-straw-man-is-an-artificial-person.html

MZ: Video on PP’s and Farm claims: https://www.youtube.com/watch?v=sAL0exvL45Y

Mod:  Dr Shabibi answering questions https://www.youtube.com/watch?v=ol8wve53-ME

MZ: Watch the Video “The end of the road” by Monkey films on Amazon Prime….End of the Road: https://tubitv.com/movies/451883/end_of_the_road

You can share links like these one's to those who don't believe: theoriginalmarkz: https://www.slideshare.net/ahmeddinargate/the-history-of-iraqi-dinar-exchange-rate

IF THE INTERNET GOES DOWN MARKZ NEW NUMBER Emergency number (712) 770-5028 Code:648989 Playback number (712) 770-5066

MarkZ : https://markz.team/

Mark Coffee and Chat …. Monday through Friday 10:00 AM EST EDT ….Chats live or recorded https://www.twitch.tv/theoriginalmarkz ONLY SPECIAL NEWS tweeted out https://twitter.com/originalmarkz

Markz WELCOME TEAM WILL GREET YOU CLICK THE ENTRANCE DOOR LINK 2) https://t.me/joinchat/JrH1jlOe9REFsFnwexWHJw

Note: Please listen to the replay for all the details….

Twitch:   https://www.twitch.tv/theoriginalmarkz

Youtube:     https://www.youtube.com/watch?v=WDLu7oxuBH8

Exchange Appointment Cheat Sheet by Fleming 11-4-2020

Note: May be a good one to make a copy of……….It is still not definitive whether we will receive 800 numbers or a secure link to make appointments with….the WF Private group instructions may be different…....we may not know until post RV/GCR

From Fleming 11-4-2020

Exchange Appointment Cheat sheet:

This information is based on the most recent information available. It is not intended to be the authority on the appointment process, only a guide for yourself and/or those to whom you have gifted Zim and/or currency. Due note that there may be changes once final instructions are received. This information is based on exchanges/redemptions done in the USA.

1.      The Safe Web link will be sent to those who have either: purchased currency online from bank or an online registered dealer like TravelEx, Great American Coin and/or with one of the aggregating sites (Dinar Recaps, Dinar Chronicles et al).

2.      The link will be emailed from one of Tier 1 (large banks): HSBC, WF, Chase, Bank of America possibly Fifth Third.

3.      If you received the email directly, you may forward it to a friend or family member who you gifted currency and/or bonds.

4.      If you were gifted currency/bonds a family or friend may forward you the email.

5.      When you click onto the Web link, you will verify who you are by answering questions based on publicly available information. This process is similar to when you open a bank account or apply for a loan online.

6.      You will be electronically signing a NDA – Non-Disclosure Agreement. Read carefully so you understand what you are agreeing to. Print a copy for your records and for future reference.

7.      You will be issued a unique 800# that can only be used once. It is unique to you.

8.      You will be issued a unique code which will follow you through the process.

9.      When you call the #800 to schedule appointment, you will provide the unique code, the zip code where you wish to exchange and if you have Zim and/or currency to redeem/exchange. Zim is redeemed and Currency is exchanged.

10.   You are not required to exchange in your hometown. It is recommended that if you live in a small town, that you go far enough from home, so you are not recognized. This is for your safety. There are no restrictions that prevent you from going to another state. You cannot go to another country to exchange.

11.   You need to provide what you will be exchanging/redeeming. Start with the Zim Bond and/or then currencies by country. This is because not all locations will have the ability to process Zim bonds. NEVER say how much you have. Legally, they cannot ask you how much you have.

12.   Appointments are expected to last approximately 20 minutes.

13.   What to bring to appt.

a. 2 picture IDs – driver’s license, passport, government ID or anything with your picture
b. 2 recent utility bill statements – this verifies your address
c. Social Security card and/or Birth certificate. These may not be necessary, but bring especially if you have no picture ID.
d. If you have a bank account with a Tier 1 bank (HSBC, Chase, WF, Bank of America) bring your account number and routing number (a blank check will have that info.)

14.   Have all currencies in order by denomination.

15.   If one was not provided and you have a number of bills, create a tally sheet noting how many of each note you have. This can be done on piece of paper or create a table or spreadsheet.

16.   Put bills facing in same direction and in denomination order – does not matter if large to small or small to large. Place in small plastic bag.

17.   On day of appointment dress professionally. Do not dress to point that you are uncomfortable.

18.   Allow yourself plenty of time. Know where you are going and where to park if in a large city/urban area. Do not use Uber or Lyft type services. You might consider hiring a professional security company for transportation if safety is a concern. Do not share with anyone purpose of your appointment or what you are doing.

19.   Make a list of anything that you need in the next 10 days. Do you have any emergency needs like housing or medical, etc.

20.   If you are redeeming Zim, make a 3-6-month budget. Since it is currently unknown if Zim proceeds will be placed in a structured payout, you need to be able to say this is what I need until first payout is received. Structured payouts take approximately 3 months to set up. This should not include paying off existing debt.

21.   Rates on currencies are based on Street rate, International and Contract rate. Not all currencies have a Contract rate. You can ask if there is one. You will want to know if there are conditions for receiving the contract rate and what they are.

22.   The Redemption Centers will have a default package. This package will include rates, fee, perks, and benefits. If this is agreeable, you simply will follow through on signing all documents. Leave with copies of all signed documents.

23.   It will be in your best interest to create a skeleton trust with the bank, if you do not currently have one. Be prepared to have a unique trust name picked out. Also, who your beneficiaries will be and a successor trustee (person who will take over for you should you not be able to manage duties). Do not use initials or your name for Trust name.

24.   We have heard that rates will be on a screen at Redemption Center so you will see what is being offered.

25.   There may be stations or tables to verify who you are, and a video about banking changes.

26.   When you get to the actual exchange process:

a. Do not let currency out of your site
b. Ask that the DeLaRue machine be in the room and watch them run currency/bonds through. Machine verifies authenticity and counts.

27.   If you do not like what is being offered, you can ask if rates are negotiable.

28.   You may be asked what you plan to do with the funds. If you are redeeming Zim, you are expected to have a humanitarian project. There is also a list of possible project areas to choose from. See list at end.
a. Historically, they have been looking for the following things in projects:

i. Projects are global in nature – start local and grow outward
ii. Job creation
iii. Duration – multigenerational

e. The best way to talk about your projects is to explain a problem and then how you want to fix it. Example: Homelessness – want to build safe affordable housing.

f. Your project should be typed up in a 1-3-page format with bullet points. This just makes it easy for them to read. Attached is a cover sheet for your project. A copy of your project write up will be left at Redemption Center.

g. If you do not like the rate, ask for your request to be reviewed. You may be given a Safe Keeping Receipt (SKR). This is where your currency/Bonds are recorded, and you are given the SKR. You will then work with a Trust company and/ or Wealth Manager to assist with negotiations.

h. Discuss what fees they are charging for exchange. Do note, that fees may have been calculated in the rates. It is ok to ask about negotiating fees. In many cases, you may be further ahead to just pay the fees. This is something you can ask about. The same is true for perks.

i. If all is agreeable, sign and get copies. Remember that any agreements can be rescinded withing 72 hours/3 days by law. You may ask if that time can be extended to allow you time to meet with professionals and to come back and renegotiate in your best interests.

29.   You will open a new bank account for each currency and/or bond you are redeeming/exchanging. These will be under Trust account name.

30.   Below are some questions to ask and some may not be necessary under the new QFS:

a. Do the funds from each currency/bod need to be in separate accounts?
b. What about fund protection: Does FDIC still apply, or do I need a Lloyds or Cdars Insurance for amounts over $250,000? Is this something they can assist with?
c. I have been told that these transactions are non-taxable, if not, should that not be true, will you provide in writing that I will have access to the funds to pay taxes.
d. Ask for a full explanation of what the CAP’s and restrictions are and how they work. How are they scaled and what are the benchmarks for restrictions to be removed?
e. Read everything they give you including the NDA. If you do not understand, ask until you do. OR if you feel you need help ask if there is an attorney available who can help.
f. Be respectful – they are not trying to trick you or deceive you.

31.   Discuss Bank Perks – on the private banking side there are perks that you can request. Understand that you will be paying for them. They typically are tiered – so the more AUM (assets under management) you have, the more options you have.

32.   Let them know you are aware that there will be a number of essential tasks to be addressed in the next 10-15 days. Tell them you will be needing help in setting appointments and managing those tasks. Ask if they can provide you with someone to can help. Below is a list of possible tasks.

a. Establish primary irrevocable trust and any additional trusts or structures
b. Meet with Security and Risk management team
c. Wealth Management Team
d. Attorneys and CPAs
e. Establishing short- and long-term priorities
f. Education for self and family – ask what time frame is for completion
g. When setting up irrevocable trust it should include the following attributes:
i. Complex
ii. Non-grantor
iii. Discretionary
iv. Spendthrift
v. Asset Protection

Exchange Appointment Checklist and tips from Recaps Archives

From Recaps archives

Note: All items on the checklist may or may not apply  to your own individual circumstances…some of the items listed may or may not still be applicable at your exchange apt if we have switched to a new QFS banking system……....ask your banker at the time of your appointment.

Bank appointment for Currency EXCHANGE Instructions/Checklist

Bank Name_________________________________________

Bank 800#__________________________________________

“I am calling to schedule a foreign currency exchange”

My name is___________________________________________

My zipcode is__________________

My e-mail address is  (If they ask for it)________________________________

I have________________________ IQN(Iraqi) currency

I have________________________VNN(Vietnamese) currency

I have________________________1000 notes from2000 ofIDN (Indonesian) currency

I have_________100Trillion,________50Trillion,_______20Trillionand_______10Trillion
2008 AA notes of ZWN (Zimbabwe)currency

FILL IN THE BLANKS for EXCHANGE appointment information that you get from the call
center representative:

Your appointment Information:

Date_________________________

TIME_________________________

The Location____________________

------------

The Day of Your Appointment- Things To Do

1. Make sure you know where you are going. Arrive early so you can “get yourself together, take a deep breath”.

Do not loiter. If you are too early, stay SECURELY in the general area but not in the bank
parking lot! 

2. Remember to get in and get the EXCHANGE done, there a lot of other people behind you in line so be thoughtful of their time as well.

You will have time for questions at your second appointment with your new Private Banker/Wealth Manager.

3. Be discrete, be professional, and be alert and aware of your surroundings.  BREATHE!   Seriously consider hiring security to accompany you to your appointment or bring  a trusted friend.

4. Collect business cards from everyone or take their name and phone numbers as well as the location of their regular branch office.

5. Read and Sign the NDA. If it is simple and states you cannot tell anyone except your spouse, lawyer, or CPA (These are the people that need to know how you came about your money for tax purposes) how you came about all of your new found wealth, sign it and move forward with your exchange.

Be prepared to uphold it!

If you break the terms, you could lose your newfound wealth.

If the NDA is more complex and you  are not comfortable with it, simply let them know you would like to explore your options with another banking institution. They may or may not waive the NDA.  

REMEMBER TO GET A COPY OF THE NDA IF YOU SIGNED IT.

--------------

The Day of Your Appointment Things NOT To Do

Do not demand anything while at the bank or act like a lunatic, you will be escorted out.

Remember the Golden Rule “Treat others the way you wish to be Treated”!!!

------------

Items to Bring to the EXCHANGE Appointment

(Check off the list as you put all items needed together to make sure you remember everything)

“Driver’s License

“Second form of ID (accredit card or passport)

“Your most recent utility bill (Water, power, etc.) to confirm residency in case you have never held an account with the bank you will be exchanging with or for another form of ID

“Power of Attorney Paperwork (If you are exchanging for someone else)

“A pad, pen to take notes, calculator

“Receipts for all currency purchased or gifting letter if  they were a gift in case they are needed (Do not offer them, only do so if they are requested)

“IQN / VNN / IDN / ZWN currency

“Have your TOD designees (Transferable on Death) full legal names, phone numbers, addresses and Social Security Numbers written down that you want listed on your accounts.

You can have multiple TOD designations per account (Wife/Husband, Children, Grandchildren, Nieces/Nephews, etc.)

“Have a list of Cashier’s Checks you will need, if any, along with the exact amounts and who they need to be Payable to

“Decide in advance if you will be requesting cash for “Pocket Money” beforehand and how much.

DO NOT get more than $9,500 unless you would like Uncle Sam to visit you. Also remember the more you take with you, the bigger the target you are for thieves!  BE SMART!!!  Do you have a safe to store Cash In ??

“Know the ceiling rate!!! Make sure you do not get hit with a Spread Fee!  If you do not like the spread fee they are charging simply let them know  (In a Professional manner) you will go to another bank.

-----------

New Account Numbers for each Currency EXCHANGED

( DO NOT EXCHANGE ALL CURRENCIES IN TO ONE ACCOUNT, OPEN SEPARATE ACCOUNTS FOR EACH CURRENCY!!!!)

Name of Bank Exchanger____________________________________________

Bank____________________________________________

Branch___________________________________________

IQN Checking Account Number__________________________________________

IQN Checking Routing Number__________________________________________

IQN Savings Account Number (Deposit 50% of your Exchange for Taxes just in case and do not touch until Tax Time)_________________________________________

Add TOD (Transferable on Death) Names to Accounts (Checking and Savings)

“Make sure you receive copies of the deposit slips and all account information

“Get Clean and Clear Certificates – at least 10 or more (Documentation that your money is not tied to anything illegal)

“Get starter checks if needed until your checks arrive

“Get ATM card if you want one

“Set up Online Banking if wanted

“Inquire about Extra Insurance for your funds __________

------------

VNN Checking Account Number__________________________________________

VNN Checking Routing Number__________________________________________

VNN Savings Account Number (Deposit 50% of your Exchange for Taxes just in case and do not touch until Tax Time)_________________________________________

“Add TOD (Transferable on Death) Names to Accounts ( Checking and Savings)

“Make sure you receive copies of the deposit slips and all account information

“Get Clean and Clear Certificates – at least 10 or more (Documentation that your money is not tied to anything illegal)

“Get starter checks if needed until your checks arrive

“Get ATM card if you want one 

“Set up Online Banking if wanted

“Inquire about Extra Insurance for your funds____________

-------------

Zim Checking Account Number__________________________________________

ZIm Checking Routing Number__________________________________________

Zim Savings Account Number (Deposit 50% of your Exchange for Taxes just in case and do not touch until Tax Time)_________________________________________

“Add TOD (Transferable on Death) Names to Accounts ( Checking and Savings)

“Make sure you receive copies of the deposit slips and all account information

“Get Clean and Clear Certificates – at least 10 or more (Documentation that your money is not tied to anything illegal)

“Get starter checks if needed until your checks arrive

“Get ATM card if you want one 

“Set up Online Banking if wanted

“Inquire about Extra Insurance for your funds

(Use the same format for Rupiah and Rial or other currencies if they are also exchangeable at this time)

DID YOU GET A COPY OF YOUR SIGNED NDA?

Set second appointment with a Private Banker or Wealth  Manager  (The bank will guide as to who you need to speak with based on your EXCHANGE/deposit amount

This appointment will be the one in which you discuss all of your options for investment and
your “perks”

Private Banker Name__________________________
 
Telephone Number____________________________

Appointment time______________

Location___________________________

Notes:

__________________________________________________

__________________________________________________

__________________________________________________

__________________________________________________

Author Unknown

A Lesson in Learning to Say "NO"

From Recaps Archives……..

A Lesson In Learning To Say "No"

(Note: This Article can apply to Lotto-Winners, A Big Inheritance and Dinarians!)

This story appears in ESPN The Magazine's Dec. 8 Big Money Issue. S

HERE'S A CHALLENGE: Imagine what it feels like to be 21 years old, extremely successful, famously wealthy, wildly stressed and unbearably miserable. How, you might wonder, can all those conditions exist simultaneously?

Start here, with Cowboys All-Pro offensive tackle Tyron Smith, talking to his mother on the phone one day in 2012, his second year in the NFL, during a time of growing tension between him

"We've found a house," Frankie Pinkney told her son.

By this stage, wariness had become as intrinsic to Smith's identity as his brown eyes and bookcase shoulders. Silently, he awaited details. He had agreed to purchase a home in Southern California for his mother and stepfather. They would live in it; he would own it as an investment.
...

The agreed-upon budget was roughly $300,000, but over the course of the conversation, Frankie dropped the bomb. List price: more like $800,000.

Smith, now 23, is sitting at a polished wood table in the conference room of his lawyer's Dallas office. Surrounded by his girlfriend, accountant and lawyer, he fixes his eyes on a spot somewhere high on the floor-to-ceiling window. "Yeah, my parents wanted a house," Smith says. "But it was way bigger than mine and cost way more than mine."

It's not an easy topic for Smith to discuss -- recounting the conversation appears to be nearly as hard as being on the phone in the first place. He long ago gave up trying to pinpoint when it all went wrong, when the combination of family and money turned corrosive, when one ceased to exist without the other. He recites facts, stripped of emotion, as if determined to turn a painful time in his life into an after-action report.

"That call," he says. "That was the point where I said, 'That's enough.'"

At that precise moment, as he hung up the phone without giving his mother assent or encouragement, something hardened inside him. Reclaiming his finances, that was the easy part. Demystifying his new life -- being something other than a conduit for the wishes of those around him -- that was more complicated.

To continue reading the article, please go to the original article.

https://www.espn.com/nfl/story/_/page/hotread141125/dallas-cowboys-tyron-smith-gets-control-battling-family-money

" Don't Let This Happen To You" Lotto Winner Loses it all

From Recaps Archives

Note: All Dinarians should read this.....So it will NOT happen to you!

InvestorChick:  Lotto Winner Loses It All

I had the pleasure of meeting a very charming senior in the last few weeks.  It's my friend’s mother and this lady is in her 70's.  

She won 5 million dollars in the year 2000.  I saw a copy of the cheque on the fridge at her son's house.  I did a double take because I've never seen a cheque that large.  

Of course me being a Dinarian and riding this crazy ride along with all of the others, I have been fortunate enough over the past 5 years to have been educated by people like Tony etc and I have done my research about this kind of thing.

All of us have been told the statistics and I do realize that all of this waiting has been hard, although the real challenge comes after our blessing arrives.  

My friend told me the story of how his mother had won the lottery and how she had come to "lose it all".  

I was fascinated because although we hear about it, I had never met someone in this unique situation.  This is her story in a nutshell.  

She won 5 million dollars and was not financially educated in any formal way.  She made her decisions quickly and without professional help.  Her son told me she wanted to "show them all" who she was and rub it in their face, whoever "they" are.  

She gave $500,000 to her sister and then $600,000 to each son.  She was down 1.7 million to start and it gets dramatically worse from there.

 Her sons accepted the gift and my friend was in a not great marriage and of course since he had just received $600,000 from his mother that was not his own lotto winning or an inheritance, his wife when she divorced him was entitled to half.  

The other son burned through his quickly as he also had no formal education or did not seek professional help.

 My friend however did the wise thing and invested his remaining $300,000, he still has it 15 years later and it's making him money daily.  

I repeat, it's invested professionally and it makes him a return daily!  

This lady bought a brand new house, hired an interior designer and of course the new performance car, fully loaded.  She spent 30-40 THOUSAND per month at the casino because they were "so nice to her", no kidding!  

She brought her sister for company and of course her sister didn't spend any of her $500,000. She had an addiction to scratch tickets and lotto tickets even though she had already won.

She handed out $50 tips at the grocery store to the cashiers etc.  She had the life she always wanted and she sure made a big splash doing it.  

It didn't take long for the money to run out and her to be in a worse situation then when she won the money.  

I sat and listened in sheer amazement!  I gave her a ride home that night because the battery on her car was going and she didn't have the money for a new one, imagine!  

Her son was taking it to be fixed the next day for her and footing the bill.

 I drove her home and she went on and on about her house etc.  I drove up and although it's a beautiful place it was overgrown and unkept, no money for maintenance, the neighbours must be thrilled.  

She invited me in and was proud to show me all of her treasures.  My heart truly went out to her as there she was and now it's all gone and the house will be going soon too.  

I looked at her and gently asked if she had to do it all over, what would she do different?  She looked down and thought about it, looked up at me and said she would have got some help.  

Everyone was my friend, she said, until the money ran out.  I wished her good night and got in my car and thanked God for that experience in person and up close.

 It's real, it happens and it will happen to some of you. 

I told her son about this investment and he has some currency, I know she will be looked after but it sure makes you think.

How many shots at wealth does a person generally get in their lifetime?

 I'm thinking not too many.  

The sad thing about it, is how much she gambled away looking for money and "the win" again.  

Folks, when this blessing arrives, your ship came in and this for most of us will be the one shot you get at wealth.  Don't waste it!  

There are several lessons to be learned from this story.

Be wise, move with caution and be deliberate with your actions.  I truly hope by sharing this story, it can help at least one person, my eyes have sure been opened!

“How To Get The Best Deal At Exchange”

Sheila From Zig’s Place “How To Get The Best Deal At Exchange”

sheila   FOUND THIS BURIED IN AN OLD EMAIL:  Date: Sat, 21 Dec 2013 

Subject: Post From Unknown-How To Get The Best Deal At Exchange

Your Bank Appointment: How to get the BEST deal

Have you considered that your CE bank appointment will be the SINGLE MOST IMPORTANT FINANCIAL EVENT of your entire life? Bigger than your house. For most, bigger than your CURRENT NET WORTH. Let that sink in......

How much thought have you given to this CE? What if EVERYTHING you thought about this moment came apart on you in that short 20 minutes? HOW? Well, your first mistake may be failing to expect that MURPHY works in the most unexpected places and events.

Things can and will go wrong.....UNLESS YOU'VE PREPARED YOURSELF FOR THE WORST. If you walk into the bank it would be best if you anticipated not only the routine steps, but also what things could go against you. The last thing you want are any BAD SURPRISES. In addition to the security issues for getting your currency safely inside the bank, the next step may be another place you could get robbed.

TWO WAYS TO GET ROBBED

There are two areas where the banks are about to take advantage of you: the CE rate, and banking fees which include currency spreads (the lower price when you sell it back). Anticipate that the exchange rate won't be what you thought when you left home. Could it be higher? Probably never.

EXPECT TO BE OFFERED A LOWER CE RATE. Street rates fluctuate. But the CONTRACT rate is another story. More on this in a minute.

The second area you can expect to get screwed is the area of bank fees, the most notorious being the CURRENCY SPREAD. If you buy a car you pay retail. Turn around and sell it back to the dealer and he will only offer you wholesale. That's the currency spread. If I were trading in the Forex market I would expect this. The RV is NOT a Forex transaction.

READ MY LIPS: WE WILL NOT PAY BANK SPREADS ON THE RV CE.

PART 2

Normally nobody heads for the bank expecting to get robbed. But after the RV your CE experience at the bank can be less than ideal for your financial future unless you have mentally prepared yourself for what's ahead. Would you shop for a car without doing your homework? Buy a house?

Are you prepared for a tougher negotiation than both these combined? They aren't called "BANKSTERS" for nothing. YOU'RE GOING TO NEED TO BE A MENTALLY PREPARED NEGOTIATOR.

BEING MENTALLY PREPARED MEANS BEING MENTALLY TOUGH.

Before you rationalize that a lower CE rate is okay, or that the spread cost isn't all THAT MUCH, remember that the banker isn't about to let you go out the door with your currency still in hand. It's critical that you understand this point: Your ability to standup and move for the door is your one and only ADVANTAGE...this is your negotiating leverage. Never forget this.

YOU MUST BE MENTALLY TOUGH WHEN YOU SIT DOWN WITH YOUR BANKER TO CE . I don't know about you, but I'm going in with the FULL EXPECTATION that I'm NOT going to pay for any spreads.

Have a percentage in mind. Remember, 1% of your DINAR may seem like a small amount, but that 1% now gets multiplied by the exchange rate. If you exchange a million dinar at $5 (for a low example) that 1% is now $50,000 USD.

Multiply that by every million dinar you have, in addition to all the dinar that everybody else has. That's a lot of money for the privilege of doing business with a banker. THINK WHAT THAT 1% WILL BE AT A HIGHER CE RATE! Never forget what interest rates the banks are currently offering on your savings. It sure as heck isn't !%.

PART 3: BEING MENTALLY TOUGH MEANS HAVING OPTIONS

So what do you do when the banker refuses to drop the spread? Do you cave? Do you rationalize, "This is more than I would have had anyway..."? Do you say, "This is better than nothing."? It's your money. Remember, just like there's always another car lot, there are a lot of banks willing to do business with you.

Don't settle for less. You will not have the POWER to negotiate the BEST deal unless you are prepared to standup and head for the next bank. Just like the car lot. Remember, the bank staff have been ordered to not allow you to leave the bank with your money. YOU HOLD THE POWER OF DOING THE DEAL YOUR WAY. But only if you're prepared to WALK.

SO HOW DO YOU KNOW YOU'RE NOT GETTING SCREWED?

This is the most important question of our entire Dinar experience. Also the most frustrating issue. We are being put at a great disadvantage by the PTB in case you haven't noticed. Who or what is the only source of information on the real CE rate? When you buy a car, do you believe the price on the window stricker or the price you get from the sales guy? How about from his manager?

How about the "factory invoice" they hand you at the negotiating table? Do you really believe any of that? If you do, you paid too much for your car. Haven't we all? Isn't this CE more important than buying a car?

Remember, rich people didn't get rich by giving their money to those who don't deserve it. Banks don't deserve making spreads on the RV. (You can take that to the bank.) Put another way, every dollar you save on spreads helps offset your tax payment. Why pay taxes twice?

PART 4: TONY IS OUR BLUE BOOK

Let's face it, other than getting a contract CE rate quote direct from the UST, Tony is THE MOST CREDIBLE RATE SOURCE IN ALL OF DINARLAND. Period. (What else are the PTB giving us when it comes to the contract rate?) Armed with that rate we're off to the races.

If UST is smart (no comment) they will ensure that the higher contract rate that Tony publishes WILL REMAIN IN PLACE UNTIL EVERYONE HAS A CHANCE TO EXCHANGE. Why? Because if they don't there will be a stampede. It will be ugly. It will be the worst nightmare of the UST and the banks.

(ANYONE OUT THERE LISTENING?) Who in their right mind would design a currency exchange procedure that was first-come-gets-the-best-rate? It will be crazy. People become irrational when they think they're about to lose money on the deal. Picture BLACK FRIDAY times 5,000,000. It's imperative that the contract CE rate remain stable for a period of time that gives every person a reasonable chance to CE without fear of losing money.

DON'T GIVE US A BLACK FRIDAY CONTRACT RATE. (Put this all over the boards!)

Remember: Prepare yourself to be a tough CE negotiator. If everyone of us put our foot down and refuse to pay bank spreads, then it will be easier for the next person who comes in to CE behind us. If the first ones to CE make it easy for the banks to take advantage of us, it will only make it more difficult for the next guy to negotiate his best rate. All for one, and one for all. We're all in this TOGETHER.  

Hope this gives everyone some food for thought.   GO RV!!

Visit stage2omega at: http://www.stage2omega.com/?xg_source=msg_mes_network

Hope this gives everyone some food for thought.  GO RV!!

Visit stage2omega at: http://www.stage2omega.com/?xg_source=msg_mes_network

Sheila   Got this information from stage2omega way back in 2013, LoL

Sheila   TWW that was from 2013. Wondering if any of that is viable or applicable information today?

Zig   If you access this chat via https://my.cbox.ws/ZIGPLACE You can make the box much bigger by clicking this link  https://www6.cbox.ws/box/?boxid=847094&boxtag=txEEap

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