Tomorrow’s Election Changes Nothing About The National Debt

Tomorrow’s Election Changes Nothing About The National Debt

Notes From the Field By james Hickman (Simon Black/Sovereign Man)  November 2, 2026

Johnny Moon was homeless and unemployed in the early 2000s. A high school dropout with a bad drug habit, Moon was hardly someone that banks would consider creditworthy.

And yet, over the course of a single year, he was able to borrow more than $600,000 to buy five different investment properties.

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Advice, Special DINARRECAPS8 Advice, Special DINARRECAPS8

7 Surprising Benefits of Failure   

7 Surprising Benefits of Failure   

By Kentin Waits WISEBREAD

 Everyone loves a success story, and the world is filled with them. But what about stories of failure? Can't they be as just as educational? Just as inspirational? Equally insightful?

 After all, a single big win is often built on several losses. It's a truth perfectly captured in the words of Japanese industrialist and automaker, Soichiro Honda, "Success is 99% failure."

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Brazil’s Massive Crash Is A Sign Of Things To Come In The West

Brazil’s Massive Crash Is A Sign Of Things To Come In The West

Notes From the Field By James Hickman (Simon Black / Sovereign Man) October 29, 2026

 On Sunday night, Brazil re-elected its left-wing president, Lula da Silva. On Monday morning the São Paulo stock market fell so hard at the open that the exchange halted trading for the first time since the pandemic.  When trading resumed, Brazil’s stock market kept falling.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

6 Attitudes That Breed Financial Failure

6 Attitudes That Breed Financial Failure

By Kentin Waits  WiseBread

Financial success or failure is often the result of attitudes — both conscious and unconscious — that affect our behavior. No amount of budgeting and self-control can help us when we’re up against ingrained ideas about money management, spending, and debt. If you’re having a tough time shifting your financial behavior, maybe it’s time to change your mind about money. Here are six common attitudes that work against us financially.

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Advice, Personal Finance, sovereign man DINARRECAPS8 Advice, Personal Finance, sovereign man DINARRECAPS8

Plan B Options for folks on Social Security

Plan B Options for folks on Social Security

Notes From the Field By James Hickman (Simon Black / Sovereign Man) October 27, 2026

 In the early morning hours of February 7, 1937, a young American named Stirling Dickinson got off a train in central Mexico and rode into San Miguel de Allende on a mule-drawn cart.

He and a Princeton classmate were months into a trip around Mexico looking for a quiet place to write, and a Mexican opera singer had told them to try San Miguel.

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Advice, Economics, Personal Finance, sovereign man DINARRECAPS8 Advice, Economics, Personal Finance, sovereign man DINARRECAPS8

A Condo in this Ghost City Gets You Ten Years Residency

A Condo in this Ghost City Gets You Ten Years Residency

Notes From the Field By James Hickman (Simon Black / Sovereign Man) October 22, 2026

On March 6, 2016, Malaysia’s prime minister, Najib Razak, turned up for the grand opening of a city that did not exist yet, two kilometers off the coast from Singapore.

It was called Forest City, and the plan was enormous. One of the largest property developers in the world came in to build four artificial islands in the strait and put a “smart, green” city of 700,000 people on them, at a cost of roughly $100 billion.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Avoid These 4 Common Mistakes When You Get Rich Overnight

Avoid These 4 Common Mistakes When You Get Rich Overnight

September 4, 2025   by  Laura Bogart  GoBankingRates

You’re about to score a financial touchdown. Maybe you’ve crushed it at work and landed a sweet promotion. Perhaps you’ve won a lottery or stumbled into a side hustle that suddenly pays off. As you near the end zone, heart pounding, head full of dreams, you can’t afford (literally) to fumble. Whether you’re blindsided by unexpected taxes or tripped up by bad financial advice, you have a lot to lose if you drop the ball.  

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

6 Common Excuses for Not Saving Money

6 Common Excuses for Not Saving Money   By Tara Struyk

Have you ever settled on a new exercise program, only to get a bad cold a few days in and happily throw yourself on the couch, relieved to have a handy excuse? Excuses must be human nature; I know I usually make them when I'm facing something that’s new, that's hard, or that I just don’t enjoy. And I’ve certainly made excuses when it comes to money.

In the years that I’ve been writing about personal finance and investing, I’ve also heard my fair share of excuses, mostly from readers who don’t agree with my advice. The problem is, unlike good financial habits, excuses are easy to come by, even though most of them just don’t stand up to reason. Check out some of the ones I’ve heard most frequently so far.

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Economics, Advice, Personal Finance DINARRECAPS8 Economics, Advice, Personal Finance DINARRECAPS8

How To Make Strategic Cash Bucketing Work For You

How To Make Strategic Cash Bucketing Work For You

Last Edited Sep 16, 2026|  Angelena Mascilli

  Cash bucketing – or categorizing your funds based on specific expenses or goals – can help you organize your financial life.

  Cash and other liquid assets may be the ideal place for buckets of money that you may need to access soon to cover expenses or capitalize on new investment opportunities.

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Economics, Advice, Personal Finance, News DINARRECAPS8 Economics, Advice, Personal Finance, News DINARRECAPS8

3 Savings Moves To Make Post-Fed Rate Hike

3 Savings Moves To Make Post-Fed Rate Hike

By Matt Richardson  September 17, 2026 CBS News MoneyWatch: Managing Your Money

With interest rates rising again, savers will want to take certain steps now to take advantage.

Savers on Thursday woke up to a new financial climate marked by the first interest rate hike from the Federal Reserve in more than three years. Now at a range between 3.75% and 4.00%, a new, higher federal funds rate is expected to lead to even higher rates for savers than they've already been accustomed to in recent years. And while that change will look different based on the account type and the bank in question, savers are undoubtedly now entering a more profitable period, especially if the Fed proceeds with another interest rate hike when it meets again in October.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

5 Steps To Master Your Money

5 Steps To Master Your Money

Simple strategies to help fund your future.

Fidelity Viewpoints

Key takeaways

  • Define clear goals and make a plan to help guide your financial decisions.

  • Set up automatic transfers to help boost your savings and keep you on track.

  • Build up your emergency savings to cover unexpected essential expenses

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