Posts in Post RV Info
Possible Bank Perks to ask for at your Exchange Apt.

.From Dinar Recaps Archives

Possible Bank Perks to ask for at your Exchange Appointment .
 
AUM - Assets Under Management

1. No fees ever for foreign currency exchanges

2. Provide a Private Banker/Wealth Manager at the time of exchange to initially park the funds in an non-interest-bearing account overnight and sweep those funds into other non-interest bearing accounts within your bank the following day; until I meet with bank advisers and other financial professionals and make some general guidelines for the management of these funds and the distribution of a portion of these funds through your bank, trust, and LLCs.

Read More

Possible Exchange Apt. Checklist and Tips

.From Dinar Recaps Archives:

Note: All items on the checklist may or may not apply to your own individual circumstances…some of the items listed may or may not still be applicable at your exchange apt....ask your banker at the time of your appointment.

Bank appointment for Currency EXCHANGE Instructions/Checklist

Bank Name_________________________________________

Bank 800#__________________________________________

“I am calling to schedule a foreign currency exchange”

My name is___________________________________________

My zipcode is__________________

My e-mail address is  (If they ask for it)________________________________

Read More

Negotiating At Your Exchange by Mother Esq.

.From Recaps Archives

MotherEsq:  Negotiating at your Exchange

 Dear TNT family,

 Taking another day off here and wanted to comment just a little bit about the “Exchange”.   I am not an Intel provider but simply an “educator” on what I perceive to be tactics.  

Again I admonish. You to be discerning in who you listen to among the Intel providers.  As Rayren has stressed this week and last week, “there is some crazy stuff” out there.   A lot of it starts out good and then as you get near the end “the yellow submarine” takes effect and and the lunacy comes out.   

I received many positive comments on my last posting thank you. And only a few negative. I do not read everything – time constraints to be candid.  However, I approach my analyzing like a lawyer approaches “evidence”.

 When a lawyer looks at a document or listen to testimony we are looking at “context” – a document we apply the “4 corners” test which is often referred to as “Parole Evidence”.

Read More
Advice, Post RV InfoDinar Recaps 20

.The Truth About Rvs

.The Truth About Rvs

By Andrew Zaleski  Sep 18, 2019, 8:00am EDT

Illustrations by Zack Rosebrugh

“You’re not going to buy an RV and drive it off the lot and have no hassles”

Deep dives on cities, architecture, design, real estate, and urban planning.

In 2018, Tom and Becky Olesh were living their best lives. They lived permanently aboard the Winnebago motorhome they purchased from a dealer for about $140,000. Crisscrossing the country in a house on wheels was nothing new to the Oleshes; they had spent nearly five years on the road.

And for two decades before that, 78-year-old Tom and 61-year-old Becky had owned all kinds of RVs: tag-along travel trailers, towable camper vans, even diesel motorhomes.

Experienced RV owners well acclimated to the lifestyle, the Oleshes knew what they were doing—which made what happened in their brand new Winnebago that much more of a surprise.

“The suspension was really bad,” Tom says. “Whenever we went over 45 miles per hour on a two-lane road, it was a challenge to keep it on the road.”

Read More
Advice, Post RV InfoDINARRECAPS8

.To Gift or Not to Gift

.To Gift or Not to Gift

By TRACY CRAIG, FELLOW, ACTEC, AEP®, Partner and Chair of Trusts and Estates Group  | Mirick O'Connell   September 10, 2019

Sometimes it can be wise (or just pleasurable) to give your assets away while you're still alive.

In estate planning, giving away assets during your lifetime has traditionally been used to help lower estate taxes when you die. However, the federal estate tax exemption amount (the amount under which federal estate taxes do not apply) is currently $11.4 million per person and has been increasing each year due to inflation indexing, so federal estate taxes only apply to 0.1% of people.

The federal exemption amount is scheduled to fall to approximately $6 million (when taking into account future estimated increases for inflation) per person in 2026 (unless Congress changes the law), and even then only about 0.2% of people will be affected.

So, while taking action to avoid federal estate taxes is not necessary for over 99% of the population, there are at least three reasons why gifting may still make sense for you and your family:

Read More

.Cheapest U.S. Cities for Early Retirement 2019

.Cheapest U.S. Cities for Early Retirement 2019

By Stacy Rapacon, Online Editor  Kiplinger| July 4, 2019

Early retirement can be more than just a daydream for those long Tuesday afternoons at work. With some smart planning, you can make leaving the workforce early a reality. You just have to keep in mind the unique challenges facing early retirees.

First of all, entering retirement at a relatively younger age means needing to stretch your nest egg further (hopefully). One way to do that is to find the right retirement destination for you. That's because where you live makes a big impact on your budget. After all, settling down in a place where the cost of living is below the national average means your retirement savings pack in more purchasing power.

With that in mind, we pinpointed 50 great places in the U.S. for early retirees—one in each state—focusing on living costs, median incomes and poverty rates for residents ages 45 to 64, as well as local tax environments and labor markets (just in case you want a second act to stretch your retirement savings further).

Of our 50 picks, these 31 destinations offer particularly low living costs, which heightens the chances of your money lasting through your extra-long retirement and beyond. The list is ordered alphabetically by state.

Read More

.13 Reasons You'll Regret an RV in Retirement

.13 Reasons You'll Regret an RV in Retirement

By Bob Niedt, Online Editor  | August 27, 2019

Many Dinarians talk about buying an RV and doing a lot of traveling after exchanging their Dinars – Here are some informative tips to give consideration to -- Happy Traveling  

As you drive toward retirement, dreams of blue highways are giving you that itch to hit the open road. With the kids grown and no job to tie you down, why not sell the house, buy a recreational vehicle and see the country? You wouldn’t be alone.

Approximately 10 million U.S. households own RVs, according to the RV Industry Association, and roughly 1 million Americans are living full-time in them.

But is an RV in retirement right for you? We spoke with retirees who spend much of their time in recreational vehicles for their guidance on the cons of RV living in retirement. Here’s what they had to say about the downsides of life on the road in an RV.

RVs Are Really Expensive

An RV is a big investment, but before you can even set a budget you need to understand the different options on the market.

Read More
Advice, Post RV InfoDINARRECAPS8

.Is Hiring A Coach Worth The Money?

.Is Hiring A Coach Worth The Money?

(And Do I Need One?)

You’re ready to make a significant change or to improve some part of your life. But you’re struggling to do it on your own. You’re finding it challenging to stay on top of “all the things” to know or with motivation or mindset to reach your goal.

Whether the changes we want to make or the goals we want to achieve are related to our health, career, finances, business, relationships, or some other aspects of our lives – we know it takes effort to make progress.

Striving for achievement, we read articles, download apps, buy books, courses, and products. Following blogs, chatting in forums, joining clubs and organizations, and attending conferences are other ways we might try to move closer to our goals.

large post it notes with coaching words being painted on them

Sometimes you find all the information you need and take action without help from others. But you can probably name at least one important goal you haven’t met – even after trying different ways to accomplish it.

Read More