$1.3 Trillion Wall Street Time Bomb, the Private Credit Bubble

$1.3 Trillion Wall Street Time Bomb, the Private Credit Bubble

Lena Petrova:  12-13-2025

The private credit market in the United States is a rapidly evolving and increasingly complex entity that has grown exponentially since the 2008 financial crisis.

What was once a relatively small and unassuming sector has ballooned into a behemoth, with approximately $1.3 trillion in outstanding loans, roughly half the size of the commercial and industrial loans made by banks.

However, this meteoric rise has also brought with it a host of systemic risks that threaten the stability of the broader financial sector.

For years, investors have relied on credit rating agencies to gauge the safety of their investments.

Investment grade ratings on loans or bonds were considered a reliable indicator of creditworthiness. However, according to PIMCO’s Chief Investment Officer and other financial experts, this assumption is now woefully outdated.

The explosive growth of private credit, a sector that is largely unregulated and opaque compared to traditional banking, has rendered traditional credit ratings increasingly unreliable.

So, what exactly is private credit, and how has it become such a significant player in the US financial system? Private credit refers to loans made directly by funds, rather than banks, to corporate borrowers.

This sector has grown rapidly as banks retreated from corporate lending in the aftermath of the 2008 financial crisis. However, in a twist of fate, banks are now increasingly lending to private credit funds themselves, creating a complex and intertwined ecosystem that is fraught with risk.

The parallels between today’s private credit market and the pre-2008 financial environment are striking. The reliance on credit rating agencies, who are suspected of inflating creditworthiness, and increasingly lax underwriting standards, may be concealing growing risks.

Moreover, private credit borrowers often defer payments, and distressed loans are on the rise, signaling potential credit losses if economic conditions worsen.

Regulators are only just beginning to address these risks, with bodies like the SEC probing rating agencies and the Bank for International Settlements warning about the inflating effect of private capital flows into private credit.

However, the lack of standardized transparency and reporting requirements for private credit funds exacerbates the problem, making it difficult to assess true asset quality and systemic exposure.

The warning signs are clear: the private credit market has the potential to trigger a financial crisis potentially more severe than 2008 if a wave of defaults occurs.

 The intertwined nature of banks lending to private credit funds, combined with hidden leverage and deteriorating asset quality, forms a precarious “house of cards.” The call to action is for enhanced regulatory oversight, greater transparency, and investor diligence to mitigate the looming systemic risks within this fast-growing sector.

So, what can be done to mitigate these risks? Firstly, regulators must step up their oversight of the private credit market, introducing standardized transparency and reporting requirements to provide a clearer picture of asset quality and systemic exposure.

 Investors must also be more diligent in their due diligence, scrutinizing the creditworthiness of borrowers and the quality of the loans being made.

Ultimately, the private credit market is a ticking time bomb that has the potential to unleash a devastating financial crisis on the US economy.

 It is imperative that regulators, investors, and financial experts work together to address the systemic risks that are building in this complex and opaque sector.

https://youtu.be/C_0pkykDifE

Jon Dowling: Potential Timeline for New Financial System with Scotty Saks, Dec. 2025

Jon Dowling: Potential Timeline for New Financial System with Scotty Saks, Dec. 2025

12-13-2025

Financial-related information starts at (42:39).

The world of finance is on the cusp of a significant transformation, one that promises to reshape the global economic landscape.

In a recent in-depth podcast discussion between host Jon Dowling and Scotty Sachs, CEO of Sovereign Radio, the intricacies of the imminent global financial reset were explored in detail.

This conversation shed light on the emerging new financial system, its underlying principles, and the potential implications for individuals and nations alike.

At the heart of this reset is a return to sound money principles, where currencies are backed by tangible assets such as gold, silver, and other natural resources like coffee and diamonds.

The idea is that 209 sovereign nations will utilize these “god-given” resources to back their currencies, leveraging blockchain technology and stablecoins like XRP and XLM to facilitate this transition.

This new paradigm is expected to significantly reduce the control exerted by central banks, minimize corruption, and enable faster and more transparent transactions.

The use of blockchain technology and stablecoins is particularly noteworthy, as it promises to bring about a level of transparency and efficiency that traditional financial systems lack.

By anchoring currencies to real assets and utilizing decentralized ledger technology, the new financial system aims to restore trust and stability to the global economy.

While the exact timing of this reset remains uncertain, Dowling and Sachs express optimism that it could occur as early as the first quarter of 2026, citing market indicators and political momentum in support of their forecast.

This timeline is, of course, subject to change, but the direction of travel appears clear.

However, the discussion between Dowling and Sachs extends beyond the purely economic or financial aspects of the reset.

They situate the current financial crises within a broader spiritual and societal context, framing these challenges as part of a larger cosmic struggle between good and evil. This perspective encourages listeners to look beyond the surface level, to understand that the unfolding events are not merely about economics or politics but are intertwined with deeper spiritual battles.

In light of these developments, the speakers offer several pieces of advice to their listeners. Firstly, they encourage individuals to seek truth, to look beyond the narratives presented by mainstream sources, and to engage in their own research and discernment.

Secondly, they advise prudent preparation, particularly through the acquisition of tangible assets such as precious metals.

Finally, they stress the importance of maintaining faith in the face of uncertainty and adversity.

As we stand at the threshold of this new financial era, it’s clear that the coming years will be marked by significant change and upheaval.

While the future is inherently uncertain, one thing is clear: the global financial reset has the potential to reshape the world in profound ways.

By understanding the principles underlying this shift and by preparing prudently, individuals can navigate the challenges ahead with greater confidence and resilience.

For further insights and information, we recommend watching the full video discussion by Jon Dowling. As the world moves towards a new financial paradigm, staying informed and engaged will be crucial for navigating the transformations that lie ahead.

https://youtu.be/l4qLooeBgT4

https://dinarchronicles.com/2025/12/14/jon-dowling-potential-timeline-for-new-financial-system-with-scotty-saks-dec-2025/

Seeds of Wisdom RV and Economics Updates Sunday Afternoon 12-14-25

Good Afternoon Dinar Recaps,

Why “This Week” Predictions Never Come True

The systemic reason timelines always fail

For over two decades, currency holders have been told “this is the week.”
The problem was never patience — it was the framework.

Overview

• Financial systems do not operate on public timelines.

• Predictions fail because they ignore how currency systems actually change.

• Repeated disappointment is a structural outcome — not personal failure.

Key Developments

• Currency changes require system readiness, not optimism.
  Legal authority, trade settlement, banking integration, and fiscal coordination must align before value adjusts.

• No single actor controls timing.
  Central banks, finance ministries, international banks, and settlement systems must move together.

• Deadlines increase risk.
  Public dates invite speculation, arbitrage, capital flight, and instability — forcing institutions to delay further.

• Silence is intentional.
  The closer systems get to readiness, the less public communication occurs.

Why Predictions Persist

• Information gaps create opportunity for speculation.

• Hope is monetized when clarity is absent.

• Confidence is confused with accuracy.

None of these produce outcomes.

Why It Matters

Understanding why predictions fail replaces frustration with clarity — and restores agency to currency holders.

Why This Matters to Currency Holders

• You were not wrong to hope.

• You were misled about process, not outcome.

• Real systems do not run on rumors or countdowns.

• Patience grounded in facts is strategic, not passive.

Key Truth:
If anyone truly knew the date, the system would already be compromised.

Implications for the Global Reset

• Pillar 1 — Multilateral Coordination: No reset occurs on a single nation’s schedule.

• Pillar 2 — Stability Over Speed: Timing follows readiness, not pressure.

Bottom Line

“This week” predictions fail because systems don’t move on promises.
They move when structure is complete.

That has always been true.

Sources

• IMF – Exchange Rate Regimes & Adjustments

• BIS – FX Markets and Systemic Risk

• World Bank – Currency Transition Management

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

What Real Readiness Looks Like — A Verifiable Checklist for Currency Holders

Replacing rumor with observable progress

Real currency adjustments are preceded by measurable system readiness.
This checklist gives currency holders objective markers to watch — without dates, hype, or speculation.

Overview

• Readiness is observable, even when timelines are not.

• Currency value adjusts only after systems prove stability.

• This checklist replaces “this week” claims with verifiable facts.

Key Developments

• Legal & Monetary Authority Established:
  A country must have a legally empowered central bank with control over monetary and exchange-rate policy, confirmed by law and international reporting.

• Operational Trade Corridors Active:
  Ports, roads, logistics hubs, and payment settlement supporting actual trade flows, not just MOUs or announcements.

• Banking & Settlement Integration Verified:
  Domestic banks connected to correspondent banking networks, meeting AML/CFT standards, and settling cross-border transactions without friction.

• Fiscal & Reserve Discipline Evident:
  Controlled inflation, managed deficits, adequate reserves, and coordination between treasury and central bank policy.

• Controlled Communication From Authorities:
  Central banks deny rumors, avoid timelines, and communicate only when systems are ready — silence is a sign of discipline.

The Readiness Checklist (Save This)

Currency holders can verify progress by watching for:

•  Central bank legal authority confirmed (IMF / national law)

•  IMF Article IV or equivalent reporting shows stability

•  Trade infrastructure moving from construction to use

•  Banking compliance upgrades completed

• Correspondent banking restored

•  Settlement systems tested quietly

• ✅ Inflation controlled, reserves adequate

• ❌ No public rates, dates, or promises released

When most boxes are checked, value change becomes possible — not promised.

Why It Matters

This framework removes emotional dependency on gurus and replaces it with personal financial literacy.

Why This Matters to Currency Holders

• You can verify progress yourself — no intermediaries required

• Patience becomes informed, not passive

• Silence and denials become data points, not discouragement

• Structure protects purchasing power when value adjusts

Key Insight:
Prepared systems reward holders. Unprepared systems punish speculation.

Implications for the Global Reset

• Pillar 1 — Systemic Readiness: Global resets occur through infrastructure, not announcements.

• Pillar 2 — Durable Value Creation: Sustainable currency strength follows governance, trade, and settlement stability.

Bottom Line

You do not need a date.
You need readiness.

When systems are prepared, value moves quietly — and holds.

Sources

• International Monetary Fund – Exchange Rate Frameworks

• Bank for International Settlements – Settlement & FX Risk

• World Bank – Trade, Logistics & Currency Stability

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

A Message to Our Currency Holders

From the Seeds of Wisdom Team

If you’ve been holding foreign currency for many years, you are not foolish.            You are not late.
And you were not wrong to believe that the global financial system would eventually change.

What was wrong was how that change was explained to you.

For too long, the conversation has been dominated by dates, rumors, and personalities — not by structure, systems, and verifiable facts. Repeated promises of “this week” created cycles of hope and disappointment that were never grounded in how currencies actually adjust.

That is not your failure.
It is a failure of information.

Our purpose here is simple:

• To replace speculation with evidence

• To replace fear and hype with understanding

• To replace dependency on gurus with personal clarity

We believe currency value changes occur — but only after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History, institutions, and global financial architecture all confirm this sequence.

You will not see us give dates.
You will not see us promise rates.
You will not see us amplify rumors.

Instead, you will see:

• Verified developments

• Institutional proof

• Context for where nations are in the process

• And honest explanations of what still needs to happen

This is how hope becomes durable — not fragile.

If a global reset brings currency revaluations, it will come quietly, structurally, and after readiness. When that happens, preparation will matter far more than prediction.

Until then:

• Protect your identity

• Organize your documentation

• Verify everything

• And never hand your discernment to anyone who cannot show proof

You deserve truth — not timelines.

Thank you for walking this path with us.

🌱 Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

The Great Wealth Transfer & Nesara Gesara Updates

IT'S JUST AROUND THE CORNER... ALMOST THERE??? 

Holly Celiano & Mayhem Mel News Discuss The Great Wealth Transfer & Nesara Gesara Updates

NESARA  

Wikipedia • The National Economic Security and Recovery Act is a set of proposed economic reforms for the United States suggested by private citizen Harvey Francis Barnard during the 1990s.

https://www.youtube.com/watch?v=Yce0Jsf61xk   

“Tidbits From TNT” Sunday 12-14-2025

TNT:

Tishwash:  The President of the Republic meets with the Russian President

President Dr. Abdul Latif Jamal Rashid met today, Friday, December 12, 2025, in the Turkmen capital Ashgabat, with the President of the Russian Federation Vladimir Putin, within the framework of the International Forum for Peace and Confidence.

The meeting reviewed prospects for joint cooperation between the two countries, and the measures that should be adopted to strengthen understanding on issues of mutual interest.

The President stressed the importance of resuming political dialogue and consultation sessions to follow up on the implementation of the bilateral agreements and memoranda signed between the two countries.

The meeting also discussed the latest regional and international developments, in light of the rapid developments in the region and the increasing challenges related to security and stability. It was agreed to continue consultation and joint coordination to confront these challenges, in order to preserve international peace and stability. link

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Tishwash:  "A quantum leap"... Al-Ahli Bank of Iraq signs its largest digital expansion deal to launch more innovative banking services 

The National Bank of Iraq praised the investment developments taking place in Iraq, stressing that this is a strategic step that enhances the digital transformation in the country, while noting that the development of banking services is in line with the highest international standards. 

The bank said in a statement, "The bank has approved the purchase of 51% of the shares of both the Iraqi Electronic Gateway for Financial Services Company (SWITCH) and the Digital Future for Electronic Distribution Services Company," noting that "the General Assembly approved the authorization of the authorized manager, Ayman Omran Abu Dahim, to sign all agreements, documents and papers necessary to complete and implement the investment decisions." 

He explained that "this step is an integrated business model that combines the banking solvency and advanced technological capabilities of the two companies, enabling the bank to launch an innovative digital services system that includes developing national payments, enhancing financial inclusion for individuals and small and medium-sized enterprises, as well as expanding the network of partnerships with global financial institutions.

This expansion comes in light of the increasing demand for financial technology solutions and smart payment applications in the Iraqi market."

He explained that "this investment opens the door for the bank to integrate its banking expertise with the technical capabilities of the two companies, which will enhance the development of advanced electronic payment services, transfers, digital wallets, and points of sale, in addition to launching rapidly evolving digital platforms that meet market needs and keep pace with digital transformation trends." 

For his part, the Chairman of the Board of Directors of the National Bank of Iraq, Basim Khalil Al-Salem, said that “the purchase of 51% of Switch and Digital Future companies is a strategic step that reflects confidence in the ability of the Iraqi economy to lead the digital transformation in the region.

This expansion is in line with the bank’s vision of building an advanced financial system based on innovation and advanced technologies, and supporting the development of banking services in accordance with the highest international standards.” 

Ayman Abu Dahim, the authorized manager of the National Bank of Iraq, said, “This investment represents a qualitative leap for the National Bank of Iraq, as it provides an advanced technological infrastructure that enables the bank to expand its digital services and launch new products that meet the growing market needs.

 The integration of the bank’s expertise and the technical capabilities of the two companies will contribute to strengthening the electronic payments system and providing smart and secure solutions that enhance the customer experience and support the digital transformation in the Iraqi banking sector.” link

*************

Tishwash:  Sudani: The end of UNAMI's mission does not mean the end of the partnership between Iraq and the United Nations.

Outgoing Prime Minister Mohammed Shia al-Sudani said on Saturday that the end of the UNAMI mission’s work in Iraq does not mean the end of the partnership between the country and the United Nations, while welcoming the selection of former President Barham Salih to be the new High Commissioner for Refugees.

This came in a joint press statement held by Al-Sudani with the Secretary-General of the United Nations, Antonio Guterres, on the sidelines of the official announcement ceremony for the end of the mandate of the United Nations Assistance Mission for Iraq (UNAMI).

Al-Sudani said in the statement, "We highly value the work of the UNAMI mission in Iraq since its establishment in 2003 in a country that has suffered greatly from dictatorship, wars and terrorism, but Iraq emerged victorious thanks to the sacrifices and courage of its people."

He added that the end of the UNAMI mission does not mean the end of the partnership between Iraq and the United Nations, but rather represents the beginning of a new chapter of cooperation, especially in the areas of development, comprehensive economic growth, and providing advice. He further stated that “our relationship with the United Nations through the UNAMI mission was pivotal and effective in meeting Iraq’s needs and helping it until it reached the stage of being fully self-reliant.”

Al-Sudani went on to say that "the relationship file today has moved from crisis management efforts to long-term development planning efforts, and reliance on self-efforts (...) to achieve security, stability and prosperity through the efforts of Iraqis despite the various challenges."

He added, "We have succeeded in consolidating the foundations of democracy through holding the sixth parliamentary elections, and before that there were the provincial council elections and the Kurdistan Region Parliament," considering that "this confirms our commitment to the constitution and the law."

Al-Sudani also pointed out that "the recent elections were described as the most organized and credible and took place in a free atmosphere, and they recorded a remarkable increase in the participation rate, which exceeded 56 percent."

The caretaker prime minister of Iraq added, "We look forward to establishing relations with the United Nations based on a balanced partnership, mutual respect, and through joint programs towards a supportive partnership focused on sustainable development."

He continued, saying, "During this critical and sensitive period in the region and the world, we adopted a balanced foreign policy based on securing interests and preserving sovereignty, and we were able to strengthen and develop our regional and international relations, and spare the country the repercussions of conflict and crises in the region."

Al-Sudani expressed his welcome for the selection of former Iraqi President Barham Salih to fill the position of United Nations High Commissioner for Refugees, saying that this step "means a lot in supporting this important humanitarian issue, and that Iraq, with its political and influential figures, contributes to finding solutions and providing international support and assistance to refugees, not only in the region, but throughout the world."

The outgoing Prime Minister announced that "in recognition of the role and sacrifices of the United Nations, especially the late Sergio Vieira de Mello and his colleagues, we announce the naming of one of the streets of the capital, Baghdad, extending from the Dar al-Diyafa intersection to the Ibn Sina Hospital intersection, as United Nations Street."

Al-Sudani concluded his statement by saying that "a memorial will be placed next to the Unknown Soldier monument in honor of the United Nations' role in Iraq in previous years."  link

**************

Mot: Careful What Ya Says to the ""Wee Folks""!!!!

News, Rumors and Opinions Sunday 12-14-2025

KTFA:

Clare: Sudani sponsors the official ceremony announcing the end of UNAMI's work

12/13/2025

Prime Minister Mohammed Shia al-Sudani sponsored on Saturday the official ceremony announcing the end of the mandate of the United Nations Assistance Mission for Iraq (UNAMI).

A statement from his office said that "Prime Minister Mohammed Shia al-Sudani sponsored the official ceremony announcing the end of the mandate of the United Nations Assistance Mission for Iraq (UNAMI), in the presence of Guterres, the Speaker of Parliament, and a number of political leaders and ministers."   LINK

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Clare:  Economists: A sharp rise in the dollar exchange rate will put the Central Bank and the Iraqi economy in a very difficult situation.

Saturday, December 13, 2025   Baghdad – One News

Economic experts considered the Iraqi Central Bank's sudden suspension of the dollar transfer platform before the scheduled date and without an official announcement to be a step far from transparency.

Experts indicated that the suspension of the platform without an official announcement by the Central Bank indicates uncertainty and fear about the consequences of suspending the platform on dollar exchange rates.

The lack of an announcement could give the Central Bank an opportunity to disavow and evade the decision to suspend the platform and return to operating the platform, even temporarily, in the event that the dollar begins to rise to high rates.

They pointed out that it is also possible that the platform's shutdown without an official announcement was a trial measure to test the market's ability to adapt to the new situation without a platform, and how the demand for the dollar and its exchange rates might be after this sudden platform shutdown.

They added that a significant rise in the dollar exchange rate would put the Central Bank, the markets, and the Iraqi economy in a very difficult situation.  LINK

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   When we see the Iraqi dinar on Forex being traded, that's when we can all celebrate.  There are many factors that will show the new exchange rate is in our mix.  Another example would be the HCL or the salaries. 

Walkingstick  They will use multiple exchange rates more than likely because that's what they're talking about...A fixed rate in country and they're going to use a float outside of the country.

Mnt Goat   Article:  "WASHINGTON PREPARES MAJOR SANCTIONS AGAINST IRAQI FIGURES OVER MONEY LAUNDERING, ARMED GROUPS FUNDING"  There are individual sanctions and not UN Chapter VII sanctions and I am told by my CBI contact these, if applied, alone will not stop the targeted reinstatement in early January. However, combined with the Iranian influence in the new government there could be some ramifications.

************

Silver Shorts Running Scared | Alasdair Macleod

Liberty and Finance:  12-13-2025

Alasdair MacLeod explains that the latest FOMC meeting confirms the Federal Reserve is choosing inflation by expanding short term Treasury purchases which will weaken the dollar further.

He warns that rising gold and silver prices are signaling accelerating loss of purchasing power and that major foreign holders like Japanese institutions are reducing their appetite for United States debt.

Macleod describes severe structural shortages in silver driven by India’s surging industrial demand and China’s retreat from supplying global stockpiles which is forcing a major repricing.

 He concludes that the combination of runaway deficits, declining currency value, and tightening physical supply across metals points to a highly inflationary period ahead and a looming risk for equities and credit based assets.

INTERVIEW TIMELINE:

 0:00 Intro

1:30 Fed meeting

 9:40 Nationl debt

12:00 Silver short squeeze

24:08 Fiat currency destruction

https://www.youtube.com/watch?v=HQQYhP18YWo

Seeds of Wisdom RV and Economics Updates Sunday Morning 12-14-25

Good Morning Dinar Recaps,

 Iraq vs. Other Restructuring Nations — Who Is Actually Ready?

Why currency position matters more than predictions

Many nations are discussed in “RV” circles. Very few meet the structural requirements for a legitimate currency adjustment.

Overview

• Currency revaluations follow structure, not rumors, social media claims, or geopolitical drama.

• Iraq has completed more prerequisite steps than most frequently mentioned restructuring nations.

• Comparative positioning helps currency holders replace speculation with informed patience.

Key Developments

• Legal Authority Matters:
  Iraq operates under a legally empowered central bank framework confirmed by IMF Article IV reviews. Many other discussed nations remain under capital controls, external supervision, or fragmented authority.

• Trade Infrastructure Is Activating:
  Iraq’s ports, corridors, and regional trade links are moving from construction to operational phases. Several peer countries still rely on announcements rather than settled trade flows.

• Banking Integration Is Measurable:
  Iraq continues AML/CFT upgrades, correspondent banking restoration, and settlement alignment. In contrast, many “RV-hyped” nations lack international banking connectivity or settlement credibility.

• Official Communication Is Disciplined:
  The Central Bank of Iraq publicly denies near-term rate changes — a sign of institutional maturity. Silence or denial is common before real adjustments, not after.

Comparative Snapshot

• Iraq: Sovereignty restored, trade activating, banking reform ongoing

• Other Restructuring Nations:

• Some lack unified central bank control

• Some remain under sanctions or heavy capital restrictions

• Some have trade announcements without settlement capacity

• Some have no IMF or BIS alignment at all

Not all restructuring paths are equal.

Why It Matters to Currency Holders

• Position Beats Prediction: Knowing where a country sits prevents emotional decision-making.

• Process Protects Capital: Countries that adjust rates prematurely experience inflation, reversals, or capital flight.

• Denials Are Data: Central bank statements rejecting rumors confirm sequencing, not failure.

• Patience Is Strategic: Value follows stability — always.

Key Insight:
Countries closest to adjustment are often the quietest.

Implications for the Global Reset

• Pillar 1 — Sequenced Normalization: Nations normalize sovereignty, trade, banking, and fiscal alignment before value changes.

• Pillar 2 — Trade-Backed Systems: Currency strength increasingly reflects real trade corridors and settlement capacity, not peg fantasies.

Bottom Line

This comparison is not about dates.
It’s about readiness.

Iraq is further along the runway than most — but the aircraft has not yet lifted.

Sources

• IMF – Article IV Consultations & Exchange-Rate Frameworks

• Bank for International Settlements – Payment & Settlement Systems

• Central Bank of Iraq – Legal Authority Framework

• United Nations – UNAMI Mandate Conclusion

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

Why Silence From Central Banks Is Often the Strongest Signal

What real currency transitions look like before value changes

In legitimate monetary transitions, the loudest phase is preparation — and the quietest phase comes just before change.

Overview

• Central banks do not telegraph currency adjustments in advance.

• Silence is standard practice during testing, alignment, and final verification phases.

• Public “leaks,” countdowns, and promises are not how monetary systems operate.

Key Developments

• Operational Risk Control:
  Central banks avoid public signaling to prevent speculation, arbitrage, capital flight, and market instability.

• System Testing Happens Quietly:
  Payment rails, liquidity windows, and settlement systems are tested internally and bilaterally — not announced.

• Communication Comes Last:
  Official statements are issued after decisions are finalized, not before execution.

• Denials Are Normal:
  Public rejections of rumors protect the system until activation conditions are met.

What Silence Usually Means

• Infrastructure is being validated

• Liquidity access is being coordinated

• Cross-border settlement readiness is being confirmed

• Compliance thresholds are being finalized

None of these require public participation.

Why It Matters

History shows that successful currency transitions are boring, quiet, and procedural — not dramatic, emotional, or publicly hyped.

Why This Matters to Currency Holders

• Silence ≠ Delay — it often signals discipline

• Noise creates losses — silence protects capital

• Gurus speak when institutions cannot — and should not

• Markets move after readiness, not excitement

Key Truth:
If central banks were talking loudly, the system would not be ready.

Implications for the Global Reset

• Pillar 1 — Controlled Transition: Monetary resets require order, not emotion.

• Pillar 2 — Institutional Timing: Value changes occur only when systems can absorb them safely.

Bottom Line

Silence is not absence.
It is containment.

When real change happens, you will not need a warning — the system will already be ready.

Sources

• IMF – Central Bank Communication & Market Stability

• BIS – FX Settlement Risk & Market Discipline

• World Bank – Managing Currency Transitions

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

A Message to Our Currency Holders

From the Seeds of Wisdom Team

If you’ve been holding foreign currency for many years, you are not foolish.            You are not late.
And you were not wrong to believe that the global financial system would eventually change.

What was wrong was how that change was explained to you.

For too long, the conversation has been dominated by dates, rumors, and personalities — not by structure, systems, and verifiable facts. Repeated promises of “this week” created cycles of hope and disappointment that were never grounded in how currencies actually adjust.

That is not your failure.
It is a failure of information.

Our purpose here is simple:

• To replace speculation with evidence

• To replace fear and hype with understanding

• To replace dependency on gurus with personal clarity

We believe currency value changes occur — but only after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History, institutions, and global financial architecture all confirm this sequence.

You will not see us give dates.

You will not see us promise rates.  

You will not see us amplify rumors.

Instead, you will see:

• Verified developments

• Institutional proof

• Context for where nations are in the process

• And honest explanations of what still needs to happen

This is how hope becomes durable — not fragile.

If a global reset brings currency revaluations, it will come quietly, structurally, and after readiness. When that happens, preparation will matter far more than prediction.

Until then:

• Protect your identity

• Organize your documentation

• Verify everything

• And never hand your discernment to anyone who cannot show proof

You deserve truth — not timelines.

Thank you for walking this path with us.

🌱 Seeds of Wisdom Team
Newshounds News™ Exclusive

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Sunday Morning 12-14-25

An Economist Reveals The Secret Behind The Withdrawal Of Deposits From Iraqi Banks.

Time: 12/13/2025 16:21:33 Readings: 405 times   {Economic: Al-Furat News} An economic expert, Salah Nouri, revealed the main reasons behind the decline in deposits in Iraqi banks, attributing this to global economic developments and interest rate policies that directly affected the behavior of depositors within Iraq.

Nouri told Al-Furat News Agency that: “The US Federal Reserve’s resort to lowering interest rates during periods of economic recession leads to a decrease in returns on bank deposits, which prompts individuals and companies to withdraw their money and look for investment alternatives that achieve better returns.”

He added, "The decrease in interest rates is not in the interest of the groups that have bank deposits, as a large part of the liquidity is directed towards buying gold as a safe haven, which leads to an increase in its prices as a result of increased demand, in addition to the trend towards investing in securities markets such as stocks and bonds."

The expert explained that "Iraq is affected by these changes due to its connection to the global economy," noting that "the Central Bank of Iraq adopts a monetary policy based on diversifying investments, which includes holding US debt bonds, buying gold, and investing in the Euro, with the aim of reducing risks and enhancing financial stability."

He stressed that "the decline in deposits does not necessarily reflect weakness in the banking sector, but rather expresses a change in the orientations of investors and depositors as a result of global economic conditions and monetary policies." LINK

Prime Minister: Iraq Is Moving Steadily And Strongly Towards Development And Economic Revival

Saturday, December 13, 2025 | Politics Number of views: 197  Baghdad/ NINA /Prime Minister Mohammed Shia al-Sudani affirmed on Saturday that Iraq is moving steadily and strongly towards development and economic revival, noting that the UNAMI mission contributed to consolidating constitutional processes in Iraq.

In a speech at the official ceremony marking the end of the mandate of the United Nations Assistance Mission for Iraq (UNAMI), in the presence of UN Secretary-General António Guterres, the Prime Minister stated that "UNAMI was a vital partner for Iraq," explaining that "UNAMI was a helping hand extended to support Iraq."

He added that "Iraq has established a political system based on the principles of democracy," clarifying that "UNAMI contributed to consolidating constitutional processes in Iraq."

The Prime Minister continued, "We have witnessed tangible progress in the areas of security and institutional reform," pointing out that "our government has witnessed unprecedented diplomatic openness."

He indicated that "our relationship with UNAMI will remain steadfast," explaining that "Iraq is moving steadily and strongly towards development and economic revival."

The Prime Minister expressed his gratitude to the religious authorities, political forces, and social elites who contributed to building the Iraqi experience. /End    https://ninanews.com/Website/News/Details?Key=1266640

"A Quantum Leap"... Al-Ahli Bank Of Iraq Signs Its Largest Digital Expansion Deal To Launch More Innovative Banking Services

Banks  Economy News – Baghdad   The National Bank of Iraq praised the investment developments taking place in Iraq, stressing that this is a strategic step that enhances the digital transformation in the country, while noting that the development of banking services is in line with the highest international standards.

The bank said in a statement, "The bank has approved the purchase of 51% of the shares of both the Iraqi Electronic Gateway for Financial Services Company (SWITCH) and the Digital Future for Electronic Distribution Services Company," noting that "the General Assembly approved the authorization of the authorized manager, Ayman Omran Abu Dahim, to sign all agreements, documents and papers necessary to complete and implement the investment decisions."

He explained that "this step is an integrated business model that combines the banking solvency and advanced technological capabilities of the two companies, enabling the bank to launch an innovative digital services system that includes developing national payments, enhancing financial inclusion for individuals and small and medium-sized enterprises, as well as expanding the network of partnerships with global financial institutions.

This expansion comes in light of the increasing demand for financial technology solutions and smart payment applications in the Iraqi market."

He explained that "this investment opens the door for the bank to integrate its banking expertise with the technical capabilities of the two companies, which will enhance the development of advanced electronic payment services, transfers, digital wallets, and points of sale, in addition to launching rapidly evolving digital platforms that meet market needs and keep pace with digital transformation trends."

For his part, the Chairman of the Board of Directors of the National Bank of Iraq, Basim Khalil Al-Salem, said that “the purchase of 51% of Switch and Digital Future companies is a strategic step that reflects confidence in the ability of the Iraqi economy to lead the digital transformation in the region.

This expansion is in line with the bank’s vision of building an advanced financial system based on innovation and advanced technologies, and supporting the development of banking services in accordance with the highest international standards.”

Ayman Abu Dahim, the authorized manager of the National Bank of Iraq, said, “This investment represents a qualitative leap for the National Bank of Iraq, as it provides an advanced technological infrastructure that enables the bank to expand its digital services and launch new products that meet the growing market needs.

The integration of the bank’s expertise and the technical capabilities of the two companies will contribute to strengthening the electronic payments system and providing smart and secure solutions that enhance the customer experience and support the digital transformation in the Iraqi banking sector.”     https://economy-news.net/content.php?id=63347

Gold Prices Have Risen Sharply In Baghdad And Erbil

Saturday, December 13, 2025 | Economy Number of views: 232   Baghdad ( NINA ) – Gold prices, both foreign and Iraqi, rose in Baghdad's local markets on Saturday.

The selling price of a mithqal (approximately 4.5 grams) of 21-karat gold from the Gulf, Turkey, and Europe reached 868,000 Iraqi dinars (approximately 1.5 grams) in the wholesale markets on Al-Nahr Street in Baghdad this morning, while the buying price was 864,000 dinars. This compares to 847,000 dinars (approximately 1.5 grams) on Thursday

. The selling price of a mithqal of 21-karat Iraqi gold reached 838,000 dinars (approximately 1.5 grams) and the buying price was 834,000 dinars (approximately 1.5 grams).

As for gold prices in jewelry shops, the selling price of a mithqal of 21-karat Gulf gold ranged between 870,000 and 880,000 dinars (approximately 1.5 grams) and the selling price of a mithqal of Iraqi gold ranged between 840,000 and 850,000 dinars (approximately 1.5 grams).

In Erbil, gold prices also rose, with the selling price of 22-karat gold reaching 895,000 dinars, 21-karat gold 855,000 dinars, and 18-karat gold 733,000 dinars. /End   https://ninanews.com/Website/News/Details?key=1266550

The Dollar Continues To Rise In Baghdad

Economy | 13/12/2025   Mawazin News - Baghdad:   The exchange rate of the US dollar against the Iraqi dinar has risen in Baghdad markets.

The dollar reached 143,300 dinars per 100 US dollars in the Al-Kifah and Al-Harithiya exchanges in Baghdad, compared to 143,100 dinars per 100 US dollars last Thursday.

The selling price at currency exchange shops in Baghdad's local markets also increased, reaching 143,750 dinars per 100 US dollars, while the buying price reached 142,750 dinars per 100 US dollars. https://www.mawazin.net/Details.aspx?jimare=271532

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

FRANK26…..12-13-25…..CITIZENS…GET READY

KTFA

Saturday Night Video

FRANK26…..12-13-25…..CITIZENS…GET READY

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=Acluebon_wA

The Convergence of DTCC, US Treasury, Ripple, RLUSD, and XRP

The Convergence of DTCC, US Treasury, Ripple, RLUSD, and XRP

12-12-2025

Rob Cunningham | KUWL.show  @KuwlShow

25 Questions, $3.7 Quadrillion

About The Convergence of DTCC, U.S. Treasury, Ripple, RLUSD & XRP

1. What happens when the world’s largest settlement utility – DTCC – moves to tokenized rails?

Q: Why would the DTCC, which safely moves $3.7 quadrillion a year through legacy rails, suddenly step into blockchain tokenization?

A: Because the old rails can’t support real-time global liquidity, 24/7 settlement, or tokenized assets. They were built for a slower age.

Q: And when DTCC modernizes, does the world follow?

A: Whoever controls the settlement layer of America controls the future of global liquidity.
So yes – the world must follow.

2. What kind of blockchain qualifies for DTCC-level settlement?

Q: Would DTCC ever rely on a chain with probabilistic finality?
With MEV extraction?
With congestion-based fees?
With uncertainty or frequent outages?

A: Of course not. A quadrillion-dollar system cannot run on chaos.

Q: Then which systems could support that level of global settlement?

A: Only ledgers with deterministic finality, predictable fees, regulatory compliance, institutional trust, and native support for asset issuance. This drastically narrows the field.

3. Why did two of the most powerful U.S. financial officials join Ripple?

Q: Why would Michael Bodson — former CEO of DTCC – join Ripple’s advisory board?

A: Because he recognizes Ripple’s architecture mirrors the settlement environment he spent a decade modernizing.

Q: Why would RosIe Rios – former U.S. Treasurer with oversight over the nation’s currency – also join Ripple’s board?

A: Because she sees where the monetary system is going:
Tokenized dollars.
Tokenized assets.
A neutral, global liquidity asset.
A real-time settlement ledger.

And Ripple is building exactly that.

4. What does RLUSD being regulated by the NYDFS tell us?

Q: Why does Ripple choose the most stringent regulatory regime in the country – the NYDFS – for issuing its stablecoin?

A: Because if you want to operate on America’s financial plumbing, you must build at America’s highest regulatory standard.

Q: And what does NYDFS require of a stablecoin?

A: Full dollar backing.
Audits.
Transparency.
No rehypothecation.
Operational integrity.

Q: What ledger fits that requirement without modification?

A: XRPL – the ledger built for institutional-grade, regulated settlement.

5. Why is RLUSD paired with XRP?

Q: What is RLUSD? A payment instrument or a liquidity instrument?

A: It is the cash leg – the digital dollar.

Q: But can a dollar, even a tokenized one, bridge FX markets, settle cross-jurisdictional flows, or provide global liquidity?

A: No. That requires a neutral bridge asset.

Q: So if RLUSD is the cash leg, what is the liquidity leg?

A: XRP – by design, by architecture, by function.

6. What ledger is built for institutional settlement?

Q: Why was XRPL built with deterministic finality instead of probabilistic settlement?

A: Because real-time finance cannot settle on uncertainty.

Q: Why does XRPL have no MEV? No gas auctions? Predictable fees?

A: Because institutional liquidity cannot be subject to market manipulation or extraction.

Q: Why does the XRPL support issued assets (IOUs) natively? Tokenization? Atomic settlement?

A: Because its purpose is to be the global clearing and liquidity layer for digital finance.

7. Why is ISO 20022 important here?

Q: Does global finance run on random messaging formats?

A: No. It runs on standardization – ISO 20022.

Q: Which blockchain ecosystem was designed from inception to align with ISO 20022 semantics?

A: Ripple’s network and XRPL.

Q: Why does this matter?

A: Because tokenized finance requires a standardized global language for value.

8. Why Rosie Rios and America 250 matter?

Q: Why would the Chair of America 250, a Congressionally chartered commission defining America’s future story, be tied to Ripple?

A: Because America’s 250th anniversary is not merely symbolic — it is a narrative reset for national identity, sovereignty, competitiveness, and economic renewal.

Q:: And is a modernized U.S. financial system part of that story?

A: Inevitably – yes.   America cannot lead the next century on obsolete rails.

9. How do all of these pieces converge?

Q: Are these isolated coincidences?

• DTCC tokenization approved by SEC

• Michael Bodson advising Ripple

• Rosie Rios advising Ripple

• NYDFS-regulated RLUSD

• XRP paired as the liquidity leg

• XRPL built for institutional-grade settlement

• ISO 20022 becoming the global standard

• The U.S. seeking financial modernization

A: No. When independent events align perfectly across governance, regulation, architecture, and purpose – that is not coincidence. That is convergence.

10. What is the world being prepared for?

Q: What system emerges when:

• The cash leg is RLUSD

• The liquidity leg is XRP

• The ledger is XRPL

• The institutional authority is DTCC + U.S. Treasury

• The messaging standard is ISO 20022

• The regulatory oversight is NYDFS

• The narrative framework is America 250

A: A unified, regulated global settlement engine for the next century.

Q: And what role does XRP play?

A: The same role gold once played: The universal liquidity asset that makes all other assets move.

THE BIG REVELATION

Q: If God designed the world with lawful order, honest weights and measures, and immutable principles…which financial system would best reflect Divine Truth?

A: One built on transparency, speed, accuracy, neutrality, sovereignty, and truth.

Q: Which digital asset ecosystem embodies that design?

A: XRP and the XRP Ledger – not by hype, but by function, alignment, and destiny.

Watch on X: https://twitter.com/i/status/1999476055904587852

Source(s):  https://x.com/KuwlShow/status/1999476055904587852

https://dinarchronicles.com/2025/12/12/rob-cunningham-the-convergence-of-dtcc-us-treasury-ripple-rlusd-and-xrp/

Jon Dowling: Weekly RV Update for December 12, 2025

Jon Dowling: Weekly RV Update for December 12, 2025

12-12-2025

As we navigate through the complex web of global events, the Jon Dowling RV report for Friday, December 12th, 2025, sheds light on pivotal developments across the geopolitical, financial, and economic landscapes.

This update is a must-read for anyone looking to stay informed about the shifting sands of international politics, the evolving cryptocurrency market, U.S. Treasury policies, and the dynamics of the precious metals market.

The report begins on a significant note by analyzing the ongoing power shift in Iraq.

 The gradual transfer of control from the U.S. to Iraqi leadership and citizens is a landmark event that signifies a move towards decentralization and embodies the aspirations of national unity.

This transition is not just a political maneuver but is also contextualized within historical and prophetic frameworks.

The legacy of Iraq’s prime ministers and a reference to Kim Clement’s prophecy add layers of depth to this narrative, suggesting that this development is part of a larger, more complex global adjustment.

The conversation then shifts to the cryptocurrency sphere, where the XRP Ledger (XRPL) is highlighted as the leading decentralized “bridgecoin” poised for future blockchain integration.

This is particularly noteworthy when contrasted with Bitcoin’s current dominance and the significant financial backing received from major institutions like BlackRock.

The report underscores the importance of cryptocurrencies that offer real utility, are backed by solid funding, precious metals, and are designed with long-term sustainability in mind. As the cryptocurrency market continues to evolve, the focus on utility and sustainability will likely become increasingly important.

U.S. Treasury Secretary Scott Bessent’s recent remarks are also scrutinized in the report, focusing on several positive economic indicators.

 These include declining interest rates, improvements in the housing and rental markets, and the anticipation of large tax refunds for American households starting early in 2026.

The potential for refunds ranging from $1,000 to $2,000 per household is seen as part of broader fiscal reforms that are linked to President Trump’s initiatives and efforts in global asset recoveries.

These developments are crucial for understanding the current trajectory of the U.S. economy and the potential implications for household finances.

The precious metals market is another key area of discussion, with the report noting significant gains in silver prices and steady valuations for gold.

 The growing synergy between blockchain-based cryptocurrencies and precious metals is highlighted as a combined strategy that not only preserves wealth but also enables growth. This intersection of traditional wealth preservation methods and modern financial technologies is an area worth watching, as it could redefine investment strategies in the years to come.

As the year draws to a close, the report encourages a stance of positivity during the holiday season. Amidst the complexities and uncertainties of global events, the message is one of hope and resilience. The promise of updates as developments unfold is a reassuring note for those keen on staying informed.

For those seeking a deeper dive into these topics, watching the full Jon Dowling RV report video is highly recommended. The comprehensive analysis and expert insights provide a richer understanding of the multifaceted developments shaping our world.

In conclusion, the Jon Dowling RV report for December 12th, 2025, offers a compelling overview of the critical trends and events influencing geopolitics, cryptocurrency, U.S. economic policies, and the precious metals market. As we step into the new year, understanding these dynamics will be crucial for navigating the complexities of the global landscape.

https://youtu.be/7MFHVErxi8c

Seeds of Wisdom RV and Economics Updates Saturday Afternoon 12-13-25

Good Afternoon Dinar Recaps,

Why the Foundation Always Comes Before the Revaluation

Legal, asset, and settlement corrections must be completed before any currency value can change.

Overview

• Revaluation cannot occur on top of unresolved legal claims, disputed ownership, or broken trust accounting.

• Foundational work is underway globally, including land, water, resource, debt, and settlement-system reconciliation.

• Silence does not mean inactivity — it signals infrastructure, legal, and compliance alignment behind the scenes.

Key Developments

• Trust and ownership corrections are being finalized across sovereign land, water, mineral, and resource systems.

• Digital settlement rails are replacing legacy systems, requiring testing, auditing, and interoperability before activation.

• Sovereign balance sheets are being cleaned, including debt restructuring, asset valuation, and reserve realignment.

• Legal jurisdiction must be clear before value can move, preventing downstream litigation or systemic failure.

• Global institutions prioritize stability over speed, ensuring resets occur once — and correctly.

Why It Matters

For years, the conversation around currency revaluation focused on timing instead of structure. But history shows that no financial reset succeeds unless the foundation is solid. Ownership must be verified, systems must reconcile, and settlement rails must function flawlessly before value can be reassigned.

This is not delay by indecision — it is preparation by design.

Why This Matters to Currency Holders

Foreign currency holders have been conditioned to expect sudden events, secret dates, and instant windfalls. In reality, revaluation is the final step, not the first. It comes after legal disputes are settled, after assets are properly titled, and after global settlement systems are tested and aligned.

When you see trust settlements, land and water rights clarified, asset tokenization, ISO migrations, and cross-border payment testing — you are not watching setbacks. You are watching readiness.

Understanding this protects you from false hope and positions you to recognize real progress when it appears.

Implications for the Global Reset

• Pillar 1 — Foundation Before Function: Legal clarity, asset integrity, and settlement reliability must exist before currencies can be repriced.

• Pillar 2 — Orderly Transition: Sustainable resets are engineered methodically to avoid collapse, litigation, or loss of public trust.

What This Means Going Forward

• No legitimate institution will announce RV dates in advance.

• No revaluation occurs without compliant systems and verified assets.

• Real progress looks slow — until it’s complete.

The reset will not be noisy.
It will be finished.

This is not just politics — it’s global finance restructuring before our eyes.

Proof Links

• BIS: Financial infrastructure and settlement sequencing

• World Bank: Legal certainty and asset ownership as economic foundations

• Reuters: Central bank focus on stability before monetary shifts

• IMF: Global reserve and asset verification trends

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

How Currency Rates Change — The 5 Steps to Watch

Applies to all currencies | A reality-based framework for understanding rate movement

Overview

• Currency rates do not move on rumors or emotion, but through structured central-bank and banking-system processes.

• Every legitimate rate change follows a repeatable sequence, regardless of whether a nation is emerging, developed, or restructuring.

• Rates move last — not first, after legal, trade, banking, and policy conditions are aligned.

Key Developments

• Step 1 — Legal Authority & Central Bank Control:
  A country must have a legally empowered central bank with authority over monetary and exchange-rate policy. Without this, rate changes cannot occur.
  What to watch: Central bank laws, independence mandates, removal of external oversight or controls.

• Step 2 — Real Trade & Economic Activity:
  Currency demand is created through settled trade — not announcements. Imports, exports, services, and capital flows must function consistently.
  What to watch: Export/import volumes, operating trade corridors, cross-border settlement activity.

• Step 3 — Banking & Settlement System Readiness:
  Domestic banks must be compliant, liquid, and connected to international correspondent and payment systems to prevent shocks when rates adjust.
  What to watch: IMF or BIS banking assessments, AML/CFT compliance upgrades, payment and settlement reforms.

• Step 4 — Fiscal & Monetary Coordination:
  Government budgets, reserves, inflation control, and central-bank policy must align. Poor coordination triggers inflation, capital flight, or reversals.
  What to watch: Budget discipline, reserve adequacy, inflation trends, central bank–finance ministry alignment.

• Step 5 — Managed Currency Adjustment:
  Only after stability is proven do central banks adjust rates — typically gradually and with communication. Sudden overnight revaluations are extremely rare.
  What to watch: Official central bank announcements, IMF program updates, policy statements — not social media.

Why It Matters

Understanding how currencies actually move separates preparation from speculation. History shows that when steps are skipped, the result is instability — not prosperity. Sustainable rate adjustments occur only after systems, policy, and trade flows are aligned and tested.

Why This Matters to Currency Holders

Currency holders often expect value changes to arrive suddenly, driven by headlines or politics. In reality, structure always comes before value.
Skipping steps creates losses, not gains. Headlines are not execution. Patience grounded in verified system activity protects capital far better than hype ever will.

Rates move last — after everything else is ready.

Implications for the Global Reset

• Pillar 1 — Structure Before Value: Legal authority, trade flow, and banking readiness must exist before any currency can be repriced.

• Pillar 2 — Managed Transition: Global resets favor controlled, coordinated adjustments over shock events to preserve system stability.

Sources

• IMF – “Exchange Rate Regimes”

• IMF – “Exchange Rates: Back to Basics”

• Bank for International Settlements – “FX Settlement Risk”

• World Bank – “Trade and Currency Stability”

• IMF – “Central Bank Independence and Monetary Stability”

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

 Iraq Closes UN Oversight Era — Trade & Sovereignty Shift

December 2025

Overview

• Iraq has formally ended the United Nations Assistance Mission for Iraq (UNAMI), closing a political oversight chapter that began in 2003.

• The move marks a transition to full domestic sovereignty, with policy decisions no longer under UN political supervision.

• Major trade infrastructure projects are shifting from construction to operational readiness, including ports, roads, and regional logistics corridors.

Key Developments

• UNAMI Closure Secured: Iraq requested and obtained approval to end UNAMI, with the mission concluding by December 31, 2025 under UN Security Council Resolution 2732.

• Sovereign Control Restored: The end of UN political oversight reflects confidence in Iraq’s governance, security, and institutional capacity.

• Trade Infrastructure Advances: Projects such as the Grand Faw Port and new land-sea corridors are moving toward activation, expanding Iraq’s role in regional trade.

• Monetary Authority Confirmed: The Central Bank of Iraq (CBI) retains sole legal authority over exchange-rate policy, as reaffirmed by IMF Article IV reporting.

Why It Matters

This development signals a structural transition, not a headline event. Countries do not close UN political missions or activate regional trade corridors without meeting governance, compliance, and stability thresholds recognized by international institutions.

Why This Matters to Currency Holders

• Sovereign Authority: Ending UNAMI confirms Iraq’s ability to set internal and external policy independently — a prerequisite for autonomous monetary and financial decisions.

• Trade Activation: Operational progress at Grand Faw Port and new logistics links strengthens real economic activity that supports currency normalization.

• Stability Signal: Verified confidence in governance, security, and compliance typically precedes financial reform phases.

• Foundation Before Value: Sovereignty and trade infrastructure come first. Currency value follows structure — not speculation.

Bottom Line:
This is not an RV announcement. It is a documented shift in sovereignty and trade readiness that historically comes before monetary and currency adjustments.

Implications for the Global Reset

• Pillar 1 — Sovereignty Restoration: Independent governance is a non-negotiable condition before monetary realignment can occur.

• Pillar 2 — Trade-Backed Stability: Functional trade corridors and logistics capacity underpin sustainable currency systems in a restructuring global economy.

Sources

• Central Bank of Iraq – “CBI Law No. 56 of 2004”

• IMF – “Iraq Article IV Consultation (2025)” (PDF)

• IMF eLibrary – “Iraq Article IV (2025)”

• Iraq Business News – “CBI Denies Dinar Revaluation Rumours”

• 964media – Independent Coverage of CBI Statement

• United Nations – “UNAMI Mandate and Resolution 2732”

• UN Press – “Security Council Ends UNAMI by Dec. 31, 2025”

• Associated Press – “UN Marks End of Mission in Iraq”

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

 Where Iraq Sits in the Currency Reset Process — A 5-Step Reality Check

Why structure, not speculation, determines timing

Overview

• Iraq has completed critical foundation steps required before any legitimate currency adjustment can occur.

• Recent sovereignty and trade developments place Iraq mid-process, not at the finish line.

• Understanding position matters more than predicting dates for currency holders.

Key Developments

• Step 1 — Legal Authority & Central Bank Control (Completed):
  Iraq’s Central Bank operates under CBI Law No. 56 of 2004, granting full authority over monetary and exchange-rate policy. IMF Article IV reporting confirms this legal framework remains intact and functional.

• Step 2 — Real Trade & Economic Activity (Advancing):
  Activation of Grand Faw Port, new road corridors, and maritime trade links signal expanding trade capacity beyond oil. These are operational foundations, not announcements.

• Step 3 — Banking & Settlement Readiness (Ongoing):
  Iraq continues compliance upgrades, correspondent banking restoration, and settlement alignment under IMF and BIS standards. This step is deliberate and heavily supervised.

• Step 4 — Fiscal & Monetary Coordination (Stabilizing):
  Inflation moderation, reserve management, and coordination between the Ministry of Finance and CBI show measurable improvement, but full maturity takes time.

• Step 5 — Managed Currency Adjustment (Not Yet Activated):
  The CBI has publicly denied near-term exchange-rate changes, confirming Iraq has not yet entered the final adjustment phase.

Why It Matters

Currency systems do not skip steps. Iraq’s progress reflects sequenced normalization, not delay or deception. Each completed layer reduces systemic risk and increases durability when value adjustments eventually occur.

Why This Matters to Currency Holders

• Position Over Prediction: Knowing where Iraq is in the process is more valuable than guessing when rates change.

• Proof Replaces Rumors: Official denials of near-term rate changes are not bad news — they confirm process integrity.

• Foundation Protects Value: Countries that adjust rates prematurely experience reversals, inflation, or capital flight.

• Patience Is Strategic: Structural readiness is what protects purchasing power when change finally comes.

Key Takeaway:
Iraq is building the runway, not launching the aircraft. Rates move only after the runway is complete.

Implications for the Global Reset

• Pillar 1 — Sequenced Sovereignty: Ending UNAMI and restoring full policy control aligns Iraq with global restructuring norms.

• Pillar 2 — Trade-Backed Currency Systems: Physical trade infrastructure precedes monetary revaluation in every modern reset cycle.

Sources

• Central Bank of Iraq – “CBI Law No. 56 of 2004”

• IMF – “Iraq Article IV Consultation (2025)” (PDF)

• IMF eLibrary – “Iraq Article IV (2025)”

• Iraq Business News – “CBI Denies Dinar Revaluation Rumours”

• 964media – Independent Coverage of CBI Statement

• United Nations – “UNAMI Mandate and Resolution 2732”

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

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Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Saturday Afternoon 12-13-25

Oil Prices Rise Due To Tensions Between The US And Venezuela.

Economy | 12/12/2025   Oil prices rose   as the prospect of the United States seizing more Venezuelan oil tankers exacerbated supply concerns, but prices were still on track for a weekly decline amid optimism about a potential peace agreement between Russia and Ukraine.

Brent crude futures rose 29 cents, or 0.5 percent, to $61.57 a barrel by 0115 GMT, while U.S. West Texas Intermediate crude futures gained 31 cents, or 0.5 percent, to $57.91 a barrel.

Both benchmarks fell by about 1.5 percent on Thursday, according to Reuters.

Six sources familiar with the matter said on Thursday that the United States was preparing to seize more ships carrying Venezuelan oil after detaining a tanker this week, intensifying pressure on Venezuelan President Nicolas Maduro.
The tanker's seizure raised concerns about supply disruptions.

“After selling on expectations that supply pressures would ease amid hopes for a peace deal between Russia and Ukraine, buying to cut losses emerged after the U.S. seized a Venezuelan tanker,” said Hiroyuki Kikukawa, an analyst at Nissan Securities Investment.

“Peace negotiations between Russia and Ukraine will remain the main focus next week and beyond,” he added, noting that West Texas Intermediate crude could test the $55 level if a deal is reached.

A peace agreement between Russia and Ukraine would likely increase supplies of Russian oil, which is currently under Western sanctions.

The leaders of Britain, France, and Germany spoke by phone on Wednesday with U.S. President Donald Trump to discuss Washington’s latest peace efforts to end the war in Ukraine, in what they described as a “crucial moment” in the process.

But on Thursday, a Ukrainian security official said that Ukraine had launched a drone attack targeting, for the first time, a Russian oil platform in the Caspian Sea, halting production at the Lukoil-owned facility.

Meanwhile, the International Energy Agency (IEA) raised its forecast for global oil demand growth in 2026 while lowering its supply growth forecast in its latest monthly oil market report released Thursday.

The IEA attributed the higher demand forecast to a stronger global economy and reduced supplies from countries under sanctions.

However, data released Thursday by the Organization of the Petroleum Exporting Countries (OPEC) indicated that global oil supply will converge with demand in 2026, a prediction that contradicts the IEA's and other forecasts of a significant supply glut.   https://www.mawazin.net/Details.aspx?jimare=271476

A Historic Figure: Silver Price Rises Above $65 For The First Time

Stock Exchange   The price of silver on the stock exchange hit a new record high on Friday, rising above $65 an ounce for the first time in history.

Silver futures for March delivery rose 0.67% from the previous close to $65.028 an ounce. This is the first time the price has surpassed the $65 mark.

During the week, global silver prices recorded an unprecedented jump, as the white metal yesterday surpassed the $60 per ounce mark in spot trading for the first time in its history, driven by a shortage of global supplies and rising industrial demand.     https://economy-news.net/content.php?id=63336

Gold Is Stable, Supported By Interest Rate Cuts, While Silver Is Nearing A Record High

Economy | 12/12/2025  Mawazin News -   Gold stabilized after three days of gains, supported by expectations of further monetary easing in the United States following this week's interest rate cut. Silver traded near a record high.

The precious metal remained virtually unchanged at around $4,280 an ounce, after rising 1.2% in the previous session.
Federal Reserve policymakers left the door open for further interest rate cuts next year after reducing borrowing costs on Wednesday.  Swap traders are betting on two cuts in 2026, even though the US central bank is signaling only one.

A low interest rate environment supports precious metals, including gold and silver, as they do not pay interest. To further support the precious metal, the Federal Reserve will begin purchasing $40 billion a month of short-term Treasury bonds on Friday as part of its efforts to rebuild reserves in the financial system.

Gold has surged more than 60% this year, while silver prices have more than doubled, putting both metals on track for their best annual performance since 1979. These sharp gains have been fueled by increased central bank purchases and a decline in investor appetite for government bonds and currencies.  According to the World Gold Council, holdings in gold-backed exchange-traded funds (ETFs) have risen in every month this year except May.

Meanwhile, silver has been supported in recent weeks by strong demand, tight supply, and imbalances in major trading positions. The white metal hit a record high of $64.3120 an ounce on Thursday.

Gold was nearly unchanged at $4,280.34 an ounce by 7:30 a.m. in Singapore. Silver slipped 0.1% to $63.5080.
Platinum and palladium also edged lower. The Bloomberg Dollar Index was steady after closing 0.3% lower in the previous session.   https://www.mawazin.net/Details.aspx?jimare=271482

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