A Quick History Lesson on Kuwait and New Notes: Swisher1776

A Quick History Lesson on Kuwait and New Notes: Swisher1776

12-15-2025

Swisher1776  @swisher1776

A QUICK HISTORY LESSON: KUWAIT & NEW NOTES

Many people ask: “Why do we keep hearing about new notes but never see proof?”

Kuwait already answered this in 1991.

When Kuwait was liberated:

Banks reopened on March 24, 1991

The pre-invasion exchange rate was restored immediately

A new series of banknotes was introduced the same day

Old valid notes were exchanged 1:1

Invalid or counterfeit notes were rejected

Here’s the key part.

The public did NOT see the new notes in advance.

There was:

no preview

no leaks

no countdown

no announced hour

The proof only appeared when the banking system went live.

This is how central banks protect:

monetary stability

public confidence

and the currency itself

Preparation happens quietly. Execution happens all at once.

History shows us that new notes are never the signal, they are the result.

Hope this helps bring clarity and peace.

Source(s):https://x.com/swisher1776/status/2000382157324259711

https://dinarchronicles.com/2025/12/15/swisher1776-a-quick-history-lesson-on-kuwait-and-new-notes/

Coffee with MarkZ, joined by Jonathan Otto. 12/15/2025

Coffee with MarkZ, joined by Jonathan Otto. 12/15/2025

MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions

MZ: Iraq's progress to be sovereign, BRICS countries keep buying gold, Global Jihad, and Jonathan Otto joins us after the news to talk about healing tech.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

https://rumble.com/user/theoriginalmarkz

Kick:  https://kick.com/theoriginalmarkz

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

THANK YOU ALL FOR JOINING. HAVE A BLESSED NIGHT! SEE YOU ALL IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=ECky12IEt8I

News, Rumors and Opinions Monday 12-15-2025

Swisher1776: IQD RV, Iraq Officially Ratifies Election Results

12-15-2025

Today, Iraq’s Federal Supreme Court officially ratified the 2025 parliamentary election results.

What this means:

The elections are now legally and constitutionally finalized

All appeals and disputes are closed

Iraq officially moves from elections → governance

What happens next?

The President must call the first session of the new Parliament within 15 days

Parliament will begin forming leadership and advancing national priorities

This is a major stability milestone — the kind of step that brings:

political certainty

institutional continuity

confidence for reform and rebuilding

Quiet progress.
Orderly process.
Forward motion.

Praying for wisdom, unity, and peace as Iraq enters its next chapter.

Source(s):  http://x.com/swisher1776/status/2000385275113910372

https://dinarchronicles.com/2025/12/15/swisher1776-iqd-rv-iraq-officially-ratifies-election-results/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   IMO the Iraqi dinar is advancing in ways that we've only dreamed about...I see the governor of the Central Bank of Iraq explaining every day to the Iraqi citizens the monetary reform process.  Based on what the governor of the central bank and also on what Oliver Wyman said...and what December 15th requires...my opinion is on January 1, 2026 that has to be something to replace 1310/1320.  There has to be...They're setting it up that way.  They are the ones building up the anticipation, the drama, titillation, teasing, however you want to describe it.  Every freaking day they come out and they tell the Iraqi citizens, this is what's happening. 

Jeff   Today was a very critical day within this investment because very critical news from...the United Nations that put Chapter VII sanctions on Iraq.  They no longer have Chapter 7 sanction.  Those have all been lifted regarding the financial aspect of Iraq that would prevent them from being able to revalue the currency.  Iraq is now sovereign, eligible to revalue the currency.  That's not in the way anymore.  Those have all been lifted...  Article:  'The United Nations will be exiting Iraq, ending their UNAMI missions at the end of 2025'  The UN's work within Iraq official ends on December 31, 2025.  But there's another piece to this puzzle... [Post 1 of 2....stay tuned]

Jeff   They needed to have that 'congratulatory ceremony' which they did today.  Sudani came forward thanking the United Nations for their 22 years of efforts and service helping restore and turn the country of Iraq around and achieve stability.  In return, Antonio, the head honcho of the UN, congratulated Iraq on achieving stability.  I want you to think about something.  With the UN's missions ending at the very end of this year, December 31, 2025, why did they have and hold this congratulatory meeting/ ceremony this weekend?  My opinion...this ceremony needed to happen before the rate is going to change and before Iraq gets back on the international world stage.  [Post 2 of 2]

************

Investing in Vietnam the Easy Way VND/USD Exchange Rate

Edu Matrix:  12-15-2025

Vietnam is quickly becoming one of the most talked-about emerging markets in the world—and investors are paying attention. In this video, we break down how investing in Vietnam’s economy works, why global investors are turning their focus to Southeast Asia, and the smartest ways to gain exposure to Vietnam’s long-term growth.

 From manufacturing and exports to a rising middle class and foreign direct investment, Vietnam’s economic transformation is creating new opportunities across multiple sectors.

You’ll learn the different ways foreigners can invest in Vietnam, including the Vietnam stock market, Vietnam-focused ETFs, and real estate opportunities in major cities like Ho Chi Minh City and Hanoi.

We also discuss the pros and cons of each investment approach, what beginners should consider first, and why many investors choose indirect options like ETFs to simplify access while managing risk.

 If you’re interested in emerging markets, diversification outside the U.S., or long-term global investment strategies, this video will help you understand where Vietnam fits into the bigger financial picture.

Whether you’re a retiree, expat, or long-term investor, Vietnam’s growing economy offers insight into how global capital is shifting and where future growth may come from.

https://www.youtube.com/watch?v=nwemETF53yk

“Tidbits From TNT” Monday 12-15-2025

TNT:

Tishwash:  Fitch affirms Iraq's credit rating at (B-) and praises "internal stability"

The Iraqi Ministry of Finance announced on Monday that the international credit rating agency Fitch has affirmed Iraq’s sovereign rating at (B-) with a “stable” outlook.

The ministry said in a statement, received by Shafaq News Agency, that this step reflects international confidence in the ability of the Iraqi economy to maintain its financial and credit stability despite the current global and regional challenges.

The ministry explained in its statement that the Fitch report highlighted positively the strength of internal stability in Iraq, noting that the internal situation has remained resilient and stable during the past months, which reflects the success of government policies in keeping the Iraqi arena neutral from regional conflicts and escalating tensions in the region.

The Iraqi Ministry of Finance added that the agency also noted the significant improvement in the security situation, which has strengthened the country’s ability to absorb successive geopolitical shocks, pointing out that oil revenues still constitute a major support for the Iraqi economy, providing a financial base that contributes to the sustainability of service provision and the running of state affairs.

The Ministry of Finance affirmed that maintaining the rating with a stable outlook provides an incentive to move forward with the implementation of the structural reforms adopted by the government, which aim to maximize non-oil revenues, improve the efficiency of public spending, and address the challenges associated with approving future budgets, thereby reducing financial uncertainty and enhancing the path of economic development.

The ministry renewed its commitment to working according to strategies aimed at diversifying sources of income and strengthening the pillars of the national economy, taking advantage of the state of security and political stability to enhance the confidence of international financial institutions in the future of the Iraqi economy.

A credit rating is an indicator of a country's ability to meet its financial obligations and repay its debts. Fitch Ratings' affirmation of Iraq's rating at (B-) means that the country is still able to repay, but it faces potential financial and economic risks, which keeps borrowing costs relatively high and makes investor confidence cautious, without registering a substantial improvement or decline in the financial situation, according to specialists.

Fitch Ratings is one of the world’s largest credit rating agencies, along with Standard & Poor’s and Moody’s. It is based in the United States and specializes in assessing the creditworthiness of countries and companies. Its ratings are based on economic, financial and political indicators and are used globally by governments, investors and financial institutions to estimate investment and borrowing risks. link

************

Tishwash:  My perspective on the dinar and economic reform, based on what Dr. Nabil Al-Marsoumi wrote about them.

With all due respect to you, my dear professor Dr. Nabil Al-Marsoumi, and with all due appreciation for your knowledge and expertise, from which I have always benefited, I hope you will allow me to present the following points to you, in response and commentary on what you wrote about economic reform a few days ago, as follows:

1- The “White Paper” was never a reform paper, and it never will be. In it, the wrong measures and government corruption were imposed on the people, as they were exposed to inflation due to the reduction in the exchange rate of the dinar, and stagnation prevailed in the markets due to the contradictions in the economic measures, not to mention the exploitation of the economic crises by those in power and their entourages to make profits and accelerate the wheel of smuggling.

2- I agree with you, my dear professor, that the economic crises in developing countries are caused by errors in macroeconomic policies, and I also agree with you on the necessity of cooperating with the International Monetary Fund and the World Bank. However, I do not agree with you, nor with the pillars of the Iraqi government that approved the “White Paper” prepared by the World Bank, with nominal Iraqi participation, regarding many of the items and measures contained in the ill-fated White Paper.

I do not agree with placing the plans to address the Iraqi economic crises under the authority of the World Bank or others. Rather, I call for the solutions to be purely Iraqi, in cooperation with international financial institutions, as Iraq is full of good economic personnel, both inside and outside the government.

3- In my view, seeking to reduce the exchange rate of the Iraqi dinar is an economic crime that should only be resorted to in extreme emergency situations, when other means are exhausted. Iraq has multiple available means to address its economic crises, such as borrowing, rationalizing the budget, reforming food rations and social welfare, regulating salaries, limiting appointments, and eliminating underemployment, among others. These measures will be painful, as you mentioned, but they are certainly better than the effects of stagflation, which will burden the rich before the poor.

4- Floating the Iraqi dinar, in the current state of the Iraqi economy, contradicts the most basic rules of economics, not to mention its contradiction with reason and logic. Economically, floating occurs in a balanced free market where there is a real opportunity to achieve a fair exchange rate. This is impossible to achieve in the current Iraqi economy, as the only party that possesses dollars and hard currencies is the Central Bank of Iraq. As for the Iraqi market, it obtains hard currencies from the Central Bank, because Iraq is an importing country and not an exporting one, and most traders do not possess hard currency because they do not export, but rather they depend on the Central Bank to provide foreign currency liquidity. Consequently, there is no balanced market in which hard currency is available to everyone, and it is a market governed by what the Central Bank provides of hard currency, so competition becomes impossible, and achieving a fair exchange rate becomes impossible.

5- Promoting the idea of ​​floating the dinar and reducing its exchange rate in the markets and among the general public is extremely dangerous. It is a preemptive move for possible future measures that may not happen, and if they do happen, they may not be soon. Occupying the markets with this type of idea presented as a solution is harmful and not beneficial. Therefore, I recommend staying away from it and leaving the idea of ​​floating the dinar and reducing its exchange rate to the next government.

6- The economic reform process will be harsh and costly for the poor and those with limited and middle incomes, as you mentioned. The government must strive to alleviate the burden of this harshness and cost by improving economic, security, and social performance, and by formulating a national reform paper, with the participation of the concerned parties, the government, society, and markets, and with the assistance of local, international, and UN financial institutions.

6- Economic reform measures will not be effective unless they are accompanied by good intentions from those who take them. Corruption and mismanagement have brought Iraq to this state, and its continuation means the inevitable failure of reform measures. I think the time has come for the marginalized class of the national elite and entrepreneurs in the markets to take their place in the constructive and effective contribution to managing the course of the economy in Iraq, whether those in power accept it or not.  link

**************

Tishwash:  Iraqi Foreign Minister: Ending the UNAMI mission in Iraq reflects the progress and stability achieved.

United Nations Secretary-General Antonio Guterres expressed his pride in the ongoing cooperation with Iraq on Saturday, while Iraqi Foreign Minister Fuad Hussein affirmed his country's appreciation for the international organization's role during previous phases.

A statement from the Iraqi Ministry of Foreign Affairs, received by the Iraqi News Agency (INA), stated that "Foreign Minister Fuad Hussein received the Secretary-General of the United Nations, Antonio Guterres, upon his arrival at Baghdad International Airport."

The statement explained that "this visit came on the occasion of the announcement of the end of the work of the United Nations Assistance Mission for Iraq (UNAMI), after years of carrying out its tasks in supporting the political process, promoting stability, and providing advice and assistance in various fields."

During the reception, the Minister affirmed the Iraqi government's appreciation for the role played by the United Nations and UNAMI in supporting Iraq during previous phases, noting that "the termination of the mission's work reflects the progress and stability achieved, and embodies Iraq's ability to manage its national affairs and strengthen its sovereignty and constitutional institutions."

For his part, the Secretary-General of the United Nations expressed his "pride in the existing cooperation with Iraq," stressing "the continued support of the international organization for Iraq through new cooperation frameworks that are appropriate for the next stage, and that enhance sustainable development and international partnership."

United Nations Secretary-General Antonio Guterres arrived in Baghdad this morning to participate in the official ceremony marking the end of the mandate of the United Nations Assistance Mission for Iraq  link

************

Mot:  Where Would You Like to Sit!!! 

Seeds of Wisdom RV and Economics Updates Monday Morning 12-15-25

Good Morning Dinar Recaps,

Pax Silica Alliance Forms as U.S. Rallies Allies in Global Chip and AI Power Shift

Washington launches a coordinated technology bloc to secure semiconductors, AI systems, and critical minerals amid rising competition with China.

Overview

• United States unveils “Pax Silica,” a new strategic technology alliance aimed at protecting AI, semiconductor, and critical mineral supply chains.

• Core allies span Asia, Europe, and the Middle East, reflecting a coordinated response to China’s rapid tech expansion.

• Initiative prioritizes supply-chain resilience, joint R&D, and workforce development in advanced technologies.

• Alliance structure includes core members and guest contributors, expanding influence beyond formal membership.

Key Developments

• Pax Silica formally established as a U.S.-led technology coalition
  The initiative brings together trusted partners to coordinate AI research, semiconductor production, and critical mineral access, reducing reliance on China-dominated supply chains.

• Eight core nations anchor the alliance’s operational capacity
  Japan, South Korea, Singapore, the Netherlands, the United Kingdom, Israel, the United Arab Emirates, and Australia each contribute specialized strengths ranging from chip fabrication to cybersecurity and mineral sourcing.

• Guest contributors extend regulatory and manufacturing reach
  Taiwan, the European Union, Canada, and the OECD provide advisory support, regulatory alignment, and technical expertise, strengthening cross-border coordination without full membership.

• Focus on AI supply chains and joint innovation intensifies
  Pax Silica emphasizes diversified semiconductor production, shared research breakthroughs, and education programs to build a future-ready workforce capable of sustaining long-term technological leadership.

Why It Matters

Pax Silica signals a decisive shift toward bloc-based technology governance as nations respond to China’s state-driven advances in AI and semiconductor manufacturing. By organizing trusted partners around critical technologies, the U.S. is reinforcing economic security, protecting strategic industries, and reshaping how global innovation power is distributed.

Implications for the Global Reset

Pillar 1: Technology Bloc Realignment
Strategic industries are consolidating within allied frameworks, fragmenting the global tech market into competing spheres of influence.

Pillar 2: Supply Chains as National Security Assets
Semiconductors, AI systems, and critical minerals are no longer neutral trade goods — they are foundational to monetary power, defense capability, and economic sovereignty.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Newsweek – “Full List of Countries in New US Alliance To Win Chip War With China”

• Reuters – “U.S. and allies seek to secure semiconductor supply chains amid China competition”

~~~~~~~~~~

China Moves to Eliminate Childbirth Costs Nationwide Beginning 2026

Beijing targets demographic decline by removing financial barriers to starting families.

Overview

• China plans to fully cover policy-approved childbirth medical costs starting in 2026, including prenatal checkups and delivery.

• Families will face no out-of-pocket expenses for approved childbirth services, shifting costs to the national healthcare system.

• Several provinces have already implemented near-free childbirth programs, serving as pilots for nationwide rollout.

• Policy is part of a broader population strategy as China’s population continues to decline.

Key Developments

• National healthcare authority confirms full childbirth cost coverage
  China’s National Healthcare Security Administration announced that all approved medical expenses related to childbirth will be reimbursed, aiming to remove healthcare costs as a deterrent to having children.

• Provincial pilot programs already in effect
  Multiple regions have introduced similar reimbursement schemes, demonstrating feasibility and setting benchmarks for national standards.

• Demographic decline drives urgency
  China’s population has been shrinking since 2022, with persistently low birth rates linked to high costs of healthcare, childcare, housing, and education.

• Policy integrates into long-term economic planning
  The initiative aligns with broader workforce and aging-population strategies, as Beijing seeks to stabilize labor supply and manage future pension and healthcare burdens.

Why It Matters

China’s move underscores how demographic pressures are now shaping fiscal and social policy. By absorbing childbirth-related medical costs, Beijing is using the state balance sheet to influence population trends, labor sustainability, and long-term economic stability amid slowing growth and an aging society.

Implications for the Global Reset

Pillar 1: State-Backed Social Spending Expansion
Governments are increasingly intervening directly in demographic and social outcomes, expanding public financial commitments to stabilize future economic capacity.

Pillar 2: Demographics as Economic Policy
Population trends are becoming central to national economic planning, influencing labor markets, productivity forecasts, and long-term fiscal structures worldwide.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “China to Eliminate Childbirth Costs Nationwide From 2026”

• Reuters – “China ramps up incentives to boost birth rate amid population decline”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Monday Morning 12-15-25

The Prime Minister's Economic Advisor: The Fluctuation Of The Dollar Is Temporary And Is Not Based On Real Economic Data

Baratha News Agency1682025-12-14  The financial advisor to the Prime Minister, Mazhar Muhammad Saleh, confirmed on Sunday that the fluctuation of the dollar is temporary and is not based on real economic data.

Saleh told the official agency that "what happened in the parallel exchange market during the past few days is nothing more than an emergency and temporary fluctuation resulting from inaccurate information effects known in economic analysis as colored noise, which is distorted information that is mostly based on rumors, and leads to short-term speculation in the unregulated money market."

He added that "transitional periods usually witness such price movements, especially as the country continues in the post-legislative election phase, and in parallel with the implementation of the customs governance system and its digital procedures in accordance with international standards, including customs tracking systems and modern digital applications that enhance transparency and discipline in the commercial and financial environment together."

He explained that “the aforementioned fluctuation in the price of the dollar against the dinar in the parallel market has not left a substantial impact on the stability of the general price level, as monetary policy continues to achieve its operational and intermediate goals in stabilizing prices in general and maintaining the stability of the official exchange rate in particular, a path that is reflected in the decline of the annual inflation growth rate to normal fractional levels not exceeding 2.5% annually.”

He explained that "the policy of maintaining a stable exchange rate is an approved policy based on fundamental principles, foremost among them the efficiency of foreign reserves supporting the stability of the official exchange rate of 1320 dinars per dollar."   https://burathanews.com/arabic/economic/468892

The Sudanese Official Stressed To The US Chargé D'affaires The Need To Complete Economic, Trade And Investment Cooperation

Prime Minister Mohammed Shia al-Sudani emphasized to the US Chargé d'Affaires to Iraq, Joshua Harris, on Sunday the necessity of building upon the existing economic, trade, and investment cooperation between the two countries.

A statement from his office, received by Economy News, indicated that al-Sudani "received the US Chargé d'Affaires to Iraq, Joshua Harris, on Sunday, where they discussed bilateral relations and ways to enhance joint cooperation.

They also reviewed regional and international developments, stressing the importance of joint coordination to address current challenges and contribute to establishing stability and security in the region."

He affirmed that "bilateral relations are witnessing continuous development and progress, reflecting the mutual commitment and interest in further developing them across various fields and sectors, in order to achieve mutual benefit and advantage."

Al-Sudani also pointed to "the importance of continuing to work on and build upon the existing economic, trade, and investment cooperation between the two countries, in light of the memoranda of understanding and joint agreements, and in a way that supports various developmental and service-oriented initiatives."

For his part, the US Chargé d'Affaires congratulated Iraq on "the end of the UN mission's mission, which indicates that it has entered a new phase of stability, prosperity and development, stressing his country's keenness to continue cooperating with Iraq in its efforts to achieve development and stability."https://economy-news.net/content.php?id=63412

Iraq's Oil Exports To The US Saw A Significant Drop In A Week

Energy  Economy News – Baghdad  The U.S. Energy Information Administration announced on Sunday that Iraqi oil exports to the United States decreased last week.

The administration said in a statistic seen by “Al-Eqtisad News” that “the average US imports of crude oil during the past week from nine major countries reached an average of 5.807 million barrels per day, an increase of 930,000 barrels per day compared to the previous week, which reached an average of 4.877 million barrels per day.”

She added that "Iraq's oil exports to America averaged 75,000 barrels per day, down by 360,000 barrels per day from the previous week, which averaged 435,000 barrels per day."

The administration also noted that "most of America's oil revenues last week came from Canada at a rate of 4.261 million barrels per day, followed by Mexico at 360,000 barrels per day, Brazil at an average of 256,000 barrels, and Nigeria at a rate of 217,000 barrels per day."

According to the table, "US crude oil imports averaged 212,000 barrels per day from Saudi Arabia, 193,000 barrels per day from Venezuela, 144,000 barrels per day from Colombia, and 89,000 barrels per day from Libya, while no quantity was imported from Ecuador during the past week."

The United States imports most of its crude oil and refined products from these ten major countries. With a daily oil consumption of approximately 20 million barrels, the US is the world's largest oil consumer.
https://economy-news.net/content.php?id=63380

The Dollar Continues To Rise In Baghdad Markets At The Start Of The Week.

Economy | 11:04 - 14/12/2025   Mawazin News – Baghdad  The exchange rate of the US dollar against the Iraqi dinar rose in the Al-Kifah and Al-Harithiya exchanges in Baghdad.

The rate reached 143,500 dinars per 100 dollars, compared to 143,300 dinars yesterday, amid continued trading activity in the local market.   https://www.mawazin.net/Details.aspx?jimare=271569

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

MilitiaMan and Crew: IQD News Update-Iraq Currency Revolution-It is the Dawn Breaks

MilitiaMan and Crew: IQD News Update-Iraq Currency Revolution-It is the Dawn Breaks

12-14-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=tbrLgMLQHUA

FRANK26….12-14-25….ECONOMIST AGAIN

KTFA

Sunday Night Video

FRANK26….12-14-25….ECONOMIST AGAIN

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=GZk0S8b_VUY

$1.3 Trillion Wall Street Time Bomb, the Private Credit Bubble

$1.3 Trillion Wall Street Time Bomb, the Private Credit Bubble

Lena Petrova:  12-13-2025

The private credit market in the United States is a rapidly evolving and increasingly complex entity that has grown exponentially since the 2008 financial crisis.

What was once a relatively small and unassuming sector has ballooned into a behemoth, with approximately $1.3 trillion in outstanding loans, roughly half the size of the commercial and industrial loans made by banks.

However, this meteoric rise has also brought with it a host of systemic risks that threaten the stability of the broader financial sector.

For years, investors have relied on credit rating agencies to gauge the safety of their investments.

Investment grade ratings on loans or bonds were considered a reliable indicator of creditworthiness. However, according to PIMCO’s Chief Investment Officer and other financial experts, this assumption is now woefully outdated.

The explosive growth of private credit, a sector that is largely unregulated and opaque compared to traditional banking, has rendered traditional credit ratings increasingly unreliable.

So, what exactly is private credit, and how has it become such a significant player in the US financial system? Private credit refers to loans made directly by funds, rather than banks, to corporate borrowers.

This sector has grown rapidly as banks retreated from corporate lending in the aftermath of the 2008 financial crisis. However, in a twist of fate, banks are now increasingly lending to private credit funds themselves, creating a complex and intertwined ecosystem that is fraught with risk.

The parallels between today’s private credit market and the pre-2008 financial environment are striking. The reliance on credit rating agencies, who are suspected of inflating creditworthiness, and increasingly lax underwriting standards, may be concealing growing risks.

Moreover, private credit borrowers often defer payments, and distressed loans are on the rise, signaling potential credit losses if economic conditions worsen.

Regulators are only just beginning to address these risks, with bodies like the SEC probing rating agencies and the Bank for International Settlements warning about the inflating effect of private capital flows into private credit.

However, the lack of standardized transparency and reporting requirements for private credit funds exacerbates the problem, making it difficult to assess true asset quality and systemic exposure.

The warning signs are clear: the private credit market has the potential to trigger a financial crisis potentially more severe than 2008 if a wave of defaults occurs.

 The intertwined nature of banks lending to private credit funds, combined with hidden leverage and deteriorating asset quality, forms a precarious “house of cards.” The call to action is for enhanced regulatory oversight, greater transparency, and investor diligence to mitigate the looming systemic risks within this fast-growing sector.

So, what can be done to mitigate these risks? Firstly, regulators must step up their oversight of the private credit market, introducing standardized transparency and reporting requirements to provide a clearer picture of asset quality and systemic exposure.

 Investors must also be more diligent in their due diligence, scrutinizing the creditworthiness of borrowers and the quality of the loans being made.

Ultimately, the private credit market is a ticking time bomb that has the potential to unleash a devastating financial crisis on the US economy.

 It is imperative that regulators, investors, and financial experts work together to address the systemic risks that are building in this complex and opaque sector.

https://youtu.be/C_0pkykDifE

Jon Dowling: Potential Timeline for New Financial System with Scotty Saks, Dec. 2025

Jon Dowling: Potential Timeline for New Financial System with Scotty Saks, Dec. 2025

12-13-2025

Financial-related information starts at (42:39).

The world of finance is on the cusp of a significant transformation, one that promises to reshape the global economic landscape.

In a recent in-depth podcast discussion between host Jon Dowling and Scotty Sachs, CEO of Sovereign Radio, the intricacies of the imminent global financial reset were explored in detail.

This conversation shed light on the emerging new financial system, its underlying principles, and the potential implications for individuals and nations alike.

At the heart of this reset is a return to sound money principles, where currencies are backed by tangible assets such as gold, silver, and other natural resources like coffee and diamonds.

The idea is that 209 sovereign nations will utilize these “god-given” resources to back their currencies, leveraging blockchain technology and stablecoins like XRP and XLM to facilitate this transition.

This new paradigm is expected to significantly reduce the control exerted by central banks, minimize corruption, and enable faster and more transparent transactions.

The use of blockchain technology and stablecoins is particularly noteworthy, as it promises to bring about a level of transparency and efficiency that traditional financial systems lack.

By anchoring currencies to real assets and utilizing decentralized ledger technology, the new financial system aims to restore trust and stability to the global economy.

While the exact timing of this reset remains uncertain, Dowling and Sachs express optimism that it could occur as early as the first quarter of 2026, citing market indicators and political momentum in support of their forecast.

This timeline is, of course, subject to change, but the direction of travel appears clear.

However, the discussion between Dowling and Sachs extends beyond the purely economic or financial aspects of the reset.

They situate the current financial crises within a broader spiritual and societal context, framing these challenges as part of a larger cosmic struggle between good and evil. This perspective encourages listeners to look beyond the surface level, to understand that the unfolding events are not merely about economics or politics but are intertwined with deeper spiritual battles.

In light of these developments, the speakers offer several pieces of advice to their listeners. Firstly, they encourage individuals to seek truth, to look beyond the narratives presented by mainstream sources, and to engage in their own research and discernment.

Secondly, they advise prudent preparation, particularly through the acquisition of tangible assets such as precious metals.

Finally, they stress the importance of maintaining faith in the face of uncertainty and adversity.

As we stand at the threshold of this new financial era, it’s clear that the coming years will be marked by significant change and upheaval.

While the future is inherently uncertain, one thing is clear: the global financial reset has the potential to reshape the world in profound ways.

By understanding the principles underlying this shift and by preparing prudently, individuals can navigate the challenges ahead with greater confidence and resilience.

For further insights and information, we recommend watching the full video discussion by Jon Dowling. As the world moves towards a new financial paradigm, staying informed and engaged will be crucial for navigating the transformations that lie ahead.

https://youtu.be/l4qLooeBgT4

https://dinarchronicles.com/2025/12/14/jon-dowling-potential-timeline-for-new-financial-system-with-scotty-saks-dec-2025/

Seeds of Wisdom RV and Economics Updates Sunday Afternoon 12-14-25

Good Afternoon Dinar Recaps,

Why “This Week” Predictions Never Come True

The systemic reason timelines always fail

For over two decades, currency holders have been told “this is the week.”
The problem was never patience — it was the framework.

Overview

• Financial systems do not operate on public timelines.

• Predictions fail because they ignore how currency systems actually change.

• Repeated disappointment is a structural outcome — not personal failure.

Key Developments

• Currency changes require system readiness, not optimism.
  Legal authority, trade settlement, banking integration, and fiscal coordination must align before value adjusts.

• No single actor controls timing.
  Central banks, finance ministries, international banks, and settlement systems must move together.

• Deadlines increase risk.
  Public dates invite speculation, arbitrage, capital flight, and instability — forcing institutions to delay further.

• Silence is intentional.
  The closer systems get to readiness, the less public communication occurs.

Why Predictions Persist

• Information gaps create opportunity for speculation.

• Hope is monetized when clarity is absent.

• Confidence is confused with accuracy.

None of these produce outcomes.

Why It Matters

Understanding why predictions fail replaces frustration with clarity — and restores agency to currency holders.

Why This Matters to Currency Holders

• You were not wrong to hope.

• You were misled about process, not outcome.

• Real systems do not run on rumors or countdowns.

• Patience grounded in facts is strategic, not passive.

Key Truth:
If anyone truly knew the date, the system would already be compromised.

Implications for the Global Reset

• Pillar 1 — Multilateral Coordination: No reset occurs on a single nation’s schedule.

• Pillar 2 — Stability Over Speed: Timing follows readiness, not pressure.

Bottom Line

“This week” predictions fail because systems don’t move on promises.
They move when structure is complete.

That has always been true.

Sources

• IMF – Exchange Rate Regimes & Adjustments

• BIS – FX Markets and Systemic Risk

• World Bank – Currency Transition Management

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

What Real Readiness Looks Like — A Verifiable Checklist for Currency Holders

Replacing rumor with observable progress

Real currency adjustments are preceded by measurable system readiness.
This checklist gives currency holders objective markers to watch — without dates, hype, or speculation.

Overview

• Readiness is observable, even when timelines are not.

• Currency value adjusts only after systems prove stability.

• This checklist replaces “this week” claims with verifiable facts.

Key Developments

• Legal & Monetary Authority Established:
  A country must have a legally empowered central bank with control over monetary and exchange-rate policy, confirmed by law and international reporting.

• Operational Trade Corridors Active:
  Ports, roads, logistics hubs, and payment settlement supporting actual trade flows, not just MOUs or announcements.

• Banking & Settlement Integration Verified:
  Domestic banks connected to correspondent banking networks, meeting AML/CFT standards, and settling cross-border transactions without friction.

• Fiscal & Reserve Discipline Evident:
  Controlled inflation, managed deficits, adequate reserves, and coordination between treasury and central bank policy.

• Controlled Communication From Authorities:
  Central banks deny rumors, avoid timelines, and communicate only when systems are ready — silence is a sign of discipline.

The Readiness Checklist (Save This)

Currency holders can verify progress by watching for:

•  Central bank legal authority confirmed (IMF / national law)

•  IMF Article IV or equivalent reporting shows stability

•  Trade infrastructure moving from construction to use

•  Banking compliance upgrades completed

• Correspondent banking restored

•  Settlement systems tested quietly

• ✅ Inflation controlled, reserves adequate

• ❌ No public rates, dates, or promises released

When most boxes are checked, value change becomes possible — not promised.

Why It Matters

This framework removes emotional dependency on gurus and replaces it with personal financial literacy.

Why This Matters to Currency Holders

• You can verify progress yourself — no intermediaries required

• Patience becomes informed, not passive

• Silence and denials become data points, not discouragement

• Structure protects purchasing power when value adjusts

Key Insight:
Prepared systems reward holders. Unprepared systems punish speculation.

Implications for the Global Reset

• Pillar 1 — Systemic Readiness: Global resets occur through infrastructure, not announcements.

• Pillar 2 — Durable Value Creation: Sustainable currency strength follows governance, trade, and settlement stability.

Bottom Line

You do not need a date.
You need readiness.

When systems are prepared, value moves quietly — and holds.

Sources

• International Monetary Fund – Exchange Rate Frameworks

• Bank for International Settlements – Settlement & FX Risk

• World Bank – Trade, Logistics & Currency Stability

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

A Message to Our Currency Holders

From the Seeds of Wisdom Team

If you’ve been holding foreign currency for many years, you are not foolish.            You are not late.
And you were not wrong to believe that the global financial system would eventually change.

What was wrong was how that change was explained to you.

For too long, the conversation has been dominated by dates, rumors, and personalities — not by structure, systems, and verifiable facts. Repeated promises of “this week” created cycles of hope and disappointment that were never grounded in how currencies actually adjust.

That is not your failure.
It is a failure of information.

Our purpose here is simple:

• To replace speculation with evidence

• To replace fear and hype with understanding

• To replace dependency on gurus with personal clarity

We believe currency value changes occur — but only after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History, institutions, and global financial architecture all confirm this sequence.

You will not see us give dates.
You will not see us promise rates.
You will not see us amplify rumors.

Instead, you will see:

• Verified developments

• Institutional proof

• Context for where nations are in the process

• And honest explanations of what still needs to happen

This is how hope becomes durable — not fragile.

If a global reset brings currency revaluations, it will come quietly, structurally, and after readiness. When that happens, preparation will matter far more than prediction.

Until then:

• Protect your identity

• Organize your documentation

• Verify everything

• And never hand your discernment to anyone who cannot show proof

You deserve truth — not timelines.

Thank you for walking this path with us.

🌱 Seeds of Wisdom Team
Newshounds News™ Exclusive

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

The Great Wealth Transfer & Nesara Gesara Updates

IT'S JUST AROUND THE CORNER... ALMOST THERE??? 

Holly Celiano & Mayhem Mel News Discuss The Great Wealth Transfer & Nesara Gesara Updates

NESARA  

Wikipedia • The National Economic Security and Recovery Act is a set of proposed economic reforms for the United States suggested by private citizen Harvey Francis Barnard during the 1990s.

https://www.youtube.com/watch?v=Yce0Jsf61xk   

“Tidbits From TNT” Sunday 12-14-2025

TNT:

Tishwash:  The President of the Republic meets with the Russian President

President Dr. Abdul Latif Jamal Rashid met today, Friday, December 12, 2025, in the Turkmen capital Ashgabat, with the President of the Russian Federation Vladimir Putin, within the framework of the International Forum for Peace and Confidence.

The meeting reviewed prospects for joint cooperation between the two countries, and the measures that should be adopted to strengthen understanding on issues of mutual interest.

The President stressed the importance of resuming political dialogue and consultation sessions to follow up on the implementation of the bilateral agreements and memoranda signed between the two countries.

The meeting also discussed the latest regional and international developments, in light of the rapid developments in the region and the increasing challenges related to security and stability. It was agreed to continue consultation and joint coordination to confront these challenges, in order to preserve international peace and stability. link

************

Tishwash:  "A quantum leap"... Al-Ahli Bank of Iraq signs its largest digital expansion deal to launch more innovative banking services 

The National Bank of Iraq praised the investment developments taking place in Iraq, stressing that this is a strategic step that enhances the digital transformation in the country, while noting that the development of banking services is in line with the highest international standards. 

The bank said in a statement, "The bank has approved the purchase of 51% of the shares of both the Iraqi Electronic Gateway for Financial Services Company (SWITCH) and the Digital Future for Electronic Distribution Services Company," noting that "the General Assembly approved the authorization of the authorized manager, Ayman Omran Abu Dahim, to sign all agreements, documents and papers necessary to complete and implement the investment decisions." 

He explained that "this step is an integrated business model that combines the banking solvency and advanced technological capabilities of the two companies, enabling the bank to launch an innovative digital services system that includes developing national payments, enhancing financial inclusion for individuals and small and medium-sized enterprises, as well as expanding the network of partnerships with global financial institutions.

This expansion comes in light of the increasing demand for financial technology solutions and smart payment applications in the Iraqi market."

He explained that "this investment opens the door for the bank to integrate its banking expertise with the technical capabilities of the two companies, which will enhance the development of advanced electronic payment services, transfers, digital wallets, and points of sale, in addition to launching rapidly evolving digital platforms that meet market needs and keep pace with digital transformation trends." 

For his part, the Chairman of the Board of Directors of the National Bank of Iraq, Basim Khalil Al-Salem, said that “the purchase of 51% of Switch and Digital Future companies is a strategic step that reflects confidence in the ability of the Iraqi economy to lead the digital transformation in the region.

This expansion is in line with the bank’s vision of building an advanced financial system based on innovation and advanced technologies, and supporting the development of banking services in accordance with the highest international standards.” 

Ayman Abu Dahim, the authorized manager of the National Bank of Iraq, said, “This investment represents a qualitative leap for the National Bank of Iraq, as it provides an advanced technological infrastructure that enables the bank to expand its digital services and launch new products that meet the growing market needs.

 The integration of the bank’s expertise and the technical capabilities of the two companies will contribute to strengthening the electronic payments system and providing smart and secure solutions that enhance the customer experience and support the digital transformation in the Iraqi banking sector.” link

*************

Tishwash:  Sudani: The end of UNAMI's mission does not mean the end of the partnership between Iraq and the United Nations.

Outgoing Prime Minister Mohammed Shia al-Sudani said on Saturday that the end of the UNAMI mission’s work in Iraq does not mean the end of the partnership between the country and the United Nations, while welcoming the selection of former President Barham Salih to be the new High Commissioner for Refugees.

This came in a joint press statement held by Al-Sudani with the Secretary-General of the United Nations, Antonio Guterres, on the sidelines of the official announcement ceremony for the end of the mandate of the United Nations Assistance Mission for Iraq (UNAMI).

Al-Sudani said in the statement, "We highly value the work of the UNAMI mission in Iraq since its establishment in 2003 in a country that has suffered greatly from dictatorship, wars and terrorism, but Iraq emerged victorious thanks to the sacrifices and courage of its people."

He added that the end of the UNAMI mission does not mean the end of the partnership between Iraq and the United Nations, but rather represents the beginning of a new chapter of cooperation, especially in the areas of development, comprehensive economic growth, and providing advice. He further stated that “our relationship with the United Nations through the UNAMI mission was pivotal and effective in meeting Iraq’s needs and helping it until it reached the stage of being fully self-reliant.”

Al-Sudani went on to say that "the relationship file today has moved from crisis management efforts to long-term development planning efforts, and reliance on self-efforts (...) to achieve security, stability and prosperity through the efforts of Iraqis despite the various challenges."

He added, "We have succeeded in consolidating the foundations of democracy through holding the sixth parliamentary elections, and before that there were the provincial council elections and the Kurdistan Region Parliament," considering that "this confirms our commitment to the constitution and the law."

Al-Sudani also pointed out that "the recent elections were described as the most organized and credible and took place in a free atmosphere, and they recorded a remarkable increase in the participation rate, which exceeded 56 percent."

The caretaker prime minister of Iraq added, "We look forward to establishing relations with the United Nations based on a balanced partnership, mutual respect, and through joint programs towards a supportive partnership focused on sustainable development."

He continued, saying, "During this critical and sensitive period in the region and the world, we adopted a balanced foreign policy based on securing interests and preserving sovereignty, and we were able to strengthen and develop our regional and international relations, and spare the country the repercussions of conflict and crises in the region."

Al-Sudani expressed his welcome for the selection of former Iraqi President Barham Salih to fill the position of United Nations High Commissioner for Refugees, saying that this step "means a lot in supporting this important humanitarian issue, and that Iraq, with its political and influential figures, contributes to finding solutions and providing international support and assistance to refugees, not only in the region, but throughout the world."

The outgoing Prime Minister announced that "in recognition of the role and sacrifices of the United Nations, especially the late Sergio Vieira de Mello and his colleagues, we announce the naming of one of the streets of the capital, Baghdad, extending from the Dar al-Diyafa intersection to the Ibn Sina Hospital intersection, as United Nations Street."

Al-Sudani concluded his statement by saying that "a memorial will be placed next to the Unknown Soldier monument in honor of the United Nations' role in Iraq in previous years."  link

**************

Mot: Careful What Ya Says to the ""Wee Folks""!!!!