What You Need to Know to Get Through This Volatile Financial Time
February 8, 2022 (Last Modified: February 14, 2022) / Brittney Castro
As we’ve entered 2022 and the pandemic is still upon us, a lot of Minters are asking, “What do I need to know about what’s happening in the economy and stock market, and how does it all affect my finances?”
When investing, whether it is in real estate, the stock market, or crypto market, it is always important to remember your long-term game plan and investment philosophy. There are a lot of new investors on the scene and many have not yet experienced bear markets or extreme market volatility and don’t understand the principles of not reacting emotionally when they see their accounts down. If you are investing for the future, then focus on having the right allocation mix, understanding market volatility and risk, and don’t react emotionally when you see your accounts down. Remember, short-term fluctuation is not a long-term loss and you only lose money if you sell at a loss.
Spend time to learn, or remind yourself of, smart investing principles and never panic, sell, or get lost in your emotions when it comes to making financial decisions. The news will always (and I mean always) be a chicken little crying, “the sky is falling, the sky is falling,” but any successful investor will tell you to keep your investment philosophy front and center, and not react to market swings unless something major changes in your financial life and, therefore, changes your goals.
To help you review your finances and get an updated plan for 2022, here are 10 important things you can do right now with your money:
1. Don’t panic
Easier said than done, but during volatile times, it is important to remain calm and centered and not react from a place of fear. It is wise to express any emotions you may have about what is going on with a trusted family member, friend, or licensed therapist and use your network of professionals to help guide you during this time. Take advantage of this time to start meditating or doing other activities to keep you centered and calm.
2. Have a plan
You always need a solid budget and financial plan, and in times like these, you can then be more present and clear with what is happening. Most people who have a solid budget and financial plan that they’ve set up in Mint or have been working with a financial planner, will find that they don’t need to react much to the unforeseen circumstances and hopefully have been getting prepared for a market downturn.
3. Review your plan with your financial planner
You should review your plan often, but especially during times like this, you can review again to ensure you are doing everything properly with your money. If you don’t have a financial planner, now is the time to get one. Check out www.cfpboard.net for a planner who fits your needs.
4. Review your budget and cut out any unnecessary expenses
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Jon Dowling: Currency Reset Coming, XRP, NVIDIA, Iraq, and More
Chris Real World: 11-13-2026
In a recent and thought-provoking podcast episode hosted by Jon Dowling and featuring Rob Cunningham—a former Air Force veteran and commercial pilot—the conversation dives deep into the complex mechanics driving a pending global financial reset.
One of the primary focal points of the discussion is the mounting pressure within international markets, highlighted by economic indicators coming out of Asia. Specifically, Japan’s recent Producer Price Index (PPI) inflation surge to an unexpected 7.1% serves as a compelling indicator of broader systemic stress.
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Bill Holter warns that a much larger financial reckoning is approaching, potentially involving a market collapse, multiple currency resets, and the failure of the derivatives system.
He explains why gold and silver remain essential forms of wealth protection, arguing that silver is dramatically undervalued relative to gold and its historical monetary role.
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White Hat Auxiliaries Briefing #231
By whitehatauxiliaries November 13, 2026
Greetings Citizens!
Thank you for your patience. World events being as they currently are, we allowed time for as much of the dust to settle before moving on. We will most likely have one more very brief feature before the end of this year. We start first with comments and opinions from London, then on to the rest.
TNT:
Tishwash: Washington accuses Tehran of using militias to plunder Iraq's wealth.
The US State Department accused Iran of using Iraqi armed factions, primarily Kataib Hezbollah, to plunder the wealth of the Iraqi people, weaken the economy, and undermine the country's sovereignty, stressing that it will continue to target the financing networks of these groups .
A spokesperson for the US State Department told Sky News, as reported by Al-Sa’a Network, that “these factions use the proceeds of corruption to serve their own agendas and Tehran’s regional agenda.”
Bix Weir - The Golden Age Was Planned A Long Time Ago, Hidden Gold Will Be Used For The New System
X22 Spotlight Report: 11-13-2026
The economic transition unfolding globally is depicted as a battle between the failing old guard of central banks and a rising new system championed by figures like Trump, who is implementing tariffs, exposing fraud, and targeting the Federal Reserve for dismantlement.
The exposure and collapse of the Great Reset agenda—characterized by scams like the green new deal that have devastated economies such as Germany's with soaring energy costs and remote control over infrastructure—contrasted with the Great Awakening, where unity, accountability, and reversals like domestic oil discoveries and deportation policies lower costs and reclaim national sovereignty.
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
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Speaking at the White House, Mullin explained that some air traffic control communications remained operational, but the outage had placed additional pressure on other parts of the network. He also dismissed a possible connection to an earlier Microsoft services outage, treating the two incidents as separate problems.
Good Morning Dinar Recaps,
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Friday Night Video
FRANK26…..11-13-26…..THE GAP / THE APP
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
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Kitco News: 11-13-2026
Gold fell as much as $135 an ounce on Nov. 12 to a new low for the year, even as central banks keep buying.
The World Gold Council estimates central banks bought 321 tons last quarter, but only 120 tons was reported, leaving 63% undisclosed.
Joe Cavatoni, the council's senior market strategist for the Americas, said the most active buyers "are either not reporting or reporting late," and that central banks tend to step in when prices dip. He said gold "overshot" in January and that the pullback is closer to what the council expected.
Rob Cunningham: XRP, the Global RV, and the Architecture of Sovereign Money
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“How can sovereign nations exchange enormous amounts of value, across different currencies and financial systems, without surrendering monetary sovereignty to a centralized intermediary?”
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Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome, everybody, to the big call tonight. One hour earlier than normal. I hope everybody got the memo. If not, you're listening to the recording, and it really doesn't matter, does it? So, welcome everybody tonight. We're doing the call an hour early tonight because of President Trump's speech at 9o'clock Eastern tonight, and I wanted to complete the call in one hour so that everybody would have an opportunity to see his speech tonight.
Good Afternoon Dinar Recaps,
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MilitiaMan & Crew: The Digital vs Physical Control Shift You Need to See
11-13-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Iraqi Dinar news update for November 12. We are analyzing the latest administrative documentation regarding digital and physical controls.
This update focuses on the ongoing shift toward formal channels as we review the specific papers detailing recent fiscal policy adjustments. By examining these documents, we can better understand how the central bank is managing the technical side of banking operations and the broader adjustments being made to improve operational efficiency within the financial system.
Web3.0 ISO20022: US Systems are Showing Real-time Strain
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What people are experiencing right now is no longer isolated.
Across the United States, users are reporting:
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• Major carriers experiencing temporary signal instability in key cities
• Stock market volatility spikes without clear explanation
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KTFA:
Clare: A report analyzes the dollar crisis: 14 reasons driving the rise of the parallel market rate and widening the price gap in Iraq.
11/12/2026
The head of the “Iraq Future” Foundation for Economic Studies and Consultations, economist Manar Al-Obaidi, identified on Thursday a set of main reasons that drive the increased demand for the dollar in the parallel market, and the pressure to widen the gap between the official and unofficial prices in Iraq.
Reset Intelligence: What Are They Getting Us Ready For?
By Reset Intelligence | @EXIT_FIAT
On Thursday, Microsoft's work email and apps went down across regions, and late into the night it still could not say why. Amazon and Google said their own systems were running normally.
It is the latest break in a month of them. Japan's largest carrier, NTT Docomo, lost phone service twice, and schools across Italy, Ireland, Scotland and Northern Ireland got the same emailed bomb threat.
US Dollar Rises In Baghdad And Erbil
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According to a Shafaq News market survey, the dollar traded in Baghdad’s Al-Kifah and Al-Harithiya exchanges at 169,250 dinars per 100 dollars, up from the morning session’s 169,150 dinars.
KTFA
Saturday Night Video
FRANK26….11-14-26….THE MISSING…..PEACE
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#