Today is Giving Tuesday, Celebrated in 90 Countries!

Today is Giving Tuesday, Celebrated in 90 Countries!

The Dinar Recaps Team believes in giving back to the helpers who make our world a better place, one community at a time. Nongovernmental (NGO) and nonprofit (NPO) organizations work on the front lines every day to make a difference for those in need and to celebrate arts, culture, healthy living, and education for all.

While we wait, let’s think about all the ways we can help…

What is Giving Tuesday?

GivingTuesday is a global generosity movement that unleashes the power of radical generosity around the world.

GivingTuesday was created in 2012 as a simple idea: a day that encourages people to do good. Over the past nine years, this idea has grown into a global movement that inspires hundreds of millions of people to give, collaborate, and celebrate generosity.

GivingTuesday strives to build a world in which the catalytic power of generosity is at the heart of the society we build together, unlocking dignity, opportunity, and equity around the globe.

GivingTuesday’s global network collaborates year-round to inspire generosity around the world, with a common mission to build a world where generosity is part of everyday life.

What is radical generosity?

While many call on philanthropists, policymakers and grantmakers to repair broken systems, GivingTuesday recognizes that we each can drive an enormous amount of positive change by rooting our everyday actions, decisions and behavior in radical generosity—the concept that the suffering of others should be as intolerable to us as our own suffering. Radical generosity invites people in to give what they can to create systemic change.

When is Giving Tuesday?

Every day, although the annual celebration event will take place this year on November 28, 2023!

Who organizes GivingTuesday?

GivingTuesday is an independent nonprofit organization that is dedicated to unleashing the power of people and organizations to transform their communities and the world. The movement is organized in partnership with GivingTuesday’s global network of leaders, partners, communities and generous individuals.

Giving Tuesday’s ultimate goal is to create a more just and generous world, one where generosity is at the heart of the society we build together, unlocking dignity, opportunity, and equity around the globe.

What is a GivingTuesday COUNTRY movement?

GivingTuesday is hosted in 90 countries by leaders who are passionate about growing radical generosity. They rally nonprofits, businesses, and individuals throughout their countries. To get involved in GivingTuesday in your country, press the Join button in the menu.

What is a GivingTuesday COMMUNITY movement?

GivingTuesday Communities come together around a common geography (eg. city or state) or issue area to collaborate, innovate, transform, and inspire their communities to make a difference. These Community campaigns find creative ways to mobilize their networks, host volunteer events, raise funds for their local nonprofits, spark waves of kindness, and much more. Click here to find and connect with a local GivingTuesday community group where you live.

Who can participate?

Everyone! GivingTuesday has been built by a broad coalition of partners, including individuals, families, nonprofits, schools, religious organizations, small businesses and corporations. There are people and organizations participating in GivingTuesday in every country in the world.

Participating in GivingTuesday is about joining a movement for generosity, and there are so many ways to do that. Whether you give your voice, goods, your time, or your money, being generous is a way to fight for the causes you care about and help people in need.

What do you do on GivingTuesday?

On GivingTuesday, millions of people all around the world, use their power of radical generosity to change the world. They volunteer at homeless shelters, organize food drives, fill their community fridges, donate to mutual aid funds, spread messages of solidarity and hope.

Here are some ideas you might consider:

·      Share kindness with your neighbors.

·      Volunteer virtually or share your talents

·      Give your voice to a cause that matters to you

·      Discover a local fundraiser, community drive or coordinated event to join others in your area or with your same interests in giving back — they need your help. Search for opportunities here

·      Give to your favorite cause or a fundraiser to help those in need.

·      Talk about giving and generosity using the hashtag #GivingTuesday

So, how will you spread radical generosity in your community? Tell us in the comments below!

Real Or Fake News? How Confirmation Bias Can Affect Your Wealth

Real Or Fake News? How Confirmation Bias Can Affect Your Wealth

ValueWalk.com Jun 23, 2020

Last year, financial advisers identified confirmation bias as the third most significant behavioral bias affecting their clients’ investment decisions. How can you keep confirmation bias from creeping into your investment strategy?

In 2018, former New York mayor Rudolph Giuliani, serving as President Trump’s attorney, made headlines when he commented that President Trump should not have to submit to an interview by special counsel Robert Mueller as part of the Russia investigation. “Truth isn’t truth,” Giuliani said in an interview with NBC’s Meet the Press, causing host Chuck Todd to react with incredulity. The controversial quote went on to lead a Yale Law School librarian’s list of the most notable quotes of the year.

Despite what you may think of Giuliani or his comment, his assertion that people have different versions of the truth holds some merit. Confirmation bias, defined as the tendency to seek information that reinforces a person’s pre-existing beliefs, suggests that people may not always be objective, or think critically, before accepting information as fact.

Let’s take an example from recent coverage of President Trump’s rally in Tulsa, Oklahoma. What is “true” about the reason why attendance at the event seemed lower than anticipated? Was it that protesters blocked the entrances and warnings by the media of exposure to COVID-19 kept people away? Was it because TikTok users and K-pop fans successfully mounted a campaign to horde tickets to the event?

Or was it because the Tulsa Fire Department miscounted the attendees, giving the impression that rally-goers filled less than a third of the BOK Center’s capacity, while campaign officials recorded roughly double the number of people who passed through its metal detectors?

In this situation, your “truth” may depend on the sources of information you trust. Conservatives may favor reporting by Fox News or Breitbart, while liberals may believe outlets like CNN or the New York Times.

But maybe you don’t trust media reports of any kind. Studies suggest that constant challenges to the validity of traditional news outlets has denigrated its authority, creating opportunities for non-journalistic outlets to take their place and encourage the spread ideologically extreme, false or misleading content through social media. When social media users choose to filter what they see in their feed based on their values and beliefs,  the potential for confirmation bias increases.

Is it really "fake news?"

To continue reading, please go to the original article here:

https://www.valuewalk.com/2020/06/confirmation-bias-wealth-affect/

.Fathers Confess: Don't Make the Same Money Mistakes I Did

Fathers Confess: Don't Make the Same Money Mistakes I Did

Posted in Dinar Recaps Archives on 6/16/2019

US News By Hal Bundrick

In life, there are occasions when we wish we could get a "do-over." Just as in the movie "Groundhog Day" or Tom Cruise's latest sci-fi thriller "Edge of Tomorrow," we would love the opportunity to keep doing something over and over until we get it right. In honor of Father's Day, we're going to give a few dads a mulligan on their money mistakes.

Lesson Learned

Mike Robbins, a motivational speaker and author of "Nothing Changes Until You Do," admits to making his share of financial mistakes and fully intends to pass on what he's learned to his two daughters, ages 5 and 8. Robbins' earliest memory of how financial pressures can affect a family goes back to when he was 8 years old.

"I grew up with a single mom, raised in Oakland, California, and we didn't have a lot of money," Robbins says. He recalls the night of a particularly violent rainstorm. The ceiling began to leak from the heavy rain so his mother ran to the kitchen to grab some pots and pans to catch the water. Robbins and his little sister were having a ball -- it all seemed like an exciting game.

"I thought it was fun. I was running around with my sister putting pots on the floor," Robbins recalls. "Then my mom just breaks down and starts crying in the middle of the living room, looks at us and says, 'I don't know what we're going to do.'"

With no money to fix the roof, he says his mom was scared and overwhelmed -- and so was he. "My dad wasn't paying child support, and my mom was trying to run her own business as a sales rep," he says. "It was scary. Things were really tight."

But that fear of financial failure didn't last. Years later, Robbins and his wife Michelle found themselves $105,000 in debt and $300,000 underwater on a mortgage.

"We'd never been taught the real basics about finances -- how to make and stick to a budget -- and we consistently spent just a little more than we made for many, many years," Robbins admits. "And we bought a house we really couldn't afford. When the economy tanked, we were in a world of hurt."

Ultimately, the Robbins liquidated their house in a short sale, paid off all the debt and started renting again. It was humbling, but necessary.

To continue reading, please go to the original article at

http://news.yahoo.com/fathers-confess-dont-same-money-mistakes-did-132700232.html

Economic Collapse 101: Ten Ways to Prepare for the Unknown

Economic Collapse 101: Ten Ways to Prepare for the Unknown

By Len Penzo

Economic Collapse 101: Ten Ways to Prepare for the Unknown

By Len Penzo

Most folks are really good about making sure they have the proper amount of insurance for their home and automobiles. But when it comes to ensuring the survival of their family in rough economic times, well … not so much.

It’s no secret that recent volatility in the world financial system has more than a few people openly talking about the threat of an economic collapse — and I’ve been explaining for several years now why I believe an economic collapse is inevitable.

If history is any guide, the good news is that it won’t result in a complete breakdown of society. Argentina has suffered through multiple collapses of its own economy through the years and life goes on — but it remains less than idyllic there.

Nobody can say exactly how the collapse of the “almighty” US dollar will unfold, but you can bet that most people will be unprepared if and when it happens. If we’re lucky, it will happen one weekend after the-powers-that-be announce a bank holiday followed by a complete fully-controlled system reset that results in significantly lower standards of living for everyone.

If not, collapse will be much more chaotic …

The worst part of any such chaotic, unplanned, economic collapse occurs in the first few weeks after the initial event that precipitates the crisis. It could be an extremely volatile and scary time — especially in major metropolitan areas — as people caught unprepared end up roaming far and wide, searching for the most basic of necessities, and doing whatever they must to ensure their survival until a new currency is eventually established that helps repair the broken supply chains.

Until that occurs, however, most people will have to rely on the black market for almost everything, but life will go on, and goods and services will continue to be traded — just far less efficiently than before.

How long will it take for things to get back to a relative state of normalcy? That’s anybody’s guess, but I’ve been preparing under the following assumptions:

A collapse of the US dollar will not — repeat, WILL NOT — result in a Mad Max end-of-the-world scenario

Supermarket shelves will remain empty for six months

With that in mind, here’s how you should consider preparing for a collapse — in order of descending importance:

Water. If you’re dependent on your local municipality for water, what will you do if a lack of spare parts shuts down the water system for a week or two? If the situation is dire, you can get by on about one quart of water per day.

However, ideally you should prepare to have at least one gallon per person per day for at least two weeks, preferably four. You should also purchase a heavy duty filter to purify additional water. Top-of-the-line water filters that will purify up to 13,000 gallons cost roughly $250.

Food. In the opening days and weeks of the crisis, the last place you’ll want to be is anywhere near a supermarket, fighting clueless hooligans or hoards of looters and panicked people. Some of the cheapest food available on a cost per calorie basis is white rice.

And while canned food is preferable to dry, dehydrated, and freeze-dried vittles because it’s ready to eat and doesn’t require other valuable resources to prepare such as heat and water, it’s also much more expensive. That being said, while there may be occasional utility disruptions due to a lack of spare parts, I don’t expect catastrophic failures.

You should have at least a six-month supply of food on hand. Remember: Even if the food shortages fail to manifest themselves or are quickly extinguished, the food you store will come in handy if you find yourself unemployed and unable to afford, say, $30 for a loaf of bread.

Warmth.  Although I live in a warm weather climate, I realize many people don’t. If you live in an area with extremely cold winters, make sure you have a sufficient supply of wood or heating oil on hand.

Medications.  If you need prescription medications, make sure you have enough to get you through until the supply chains are restored. Make sure you always have an extra bottle or two of aspirin, cold medicine and vitamins. You should also have a decent first-aid kit and, if at all possible, a supply of antibiotics on hand.

To continue reading, please go to the original article here:

https://lenpenzo.com/blog/id18329-economic-collapse-101-ten-ways-to-prepare-for-the-unknown-2.html

The 13 Most Important Items To Keep in a Fireproof Safe

The 13 Most Important Items Everyone Should Keep in a Fireproof Safe

By Len Penzo

For some people, it’s tough letting go. Of anything.

Take my wife, for instance; she saves everything.

The other day the Honeybee showed me her baseball ticket from our very first date way back on September 24, 1995.

And if I ever feel oddly compelled to scrutinize the birthday card I received from my mother-in-law in 1998, I can rest easy knowing that the Honeybee has it dutifully stored upstairs in our bedroom closet.

What’s that? You say you’re looking for the operating instructions to a vintage Easy Bake oven, circa 1986? If I’m not mistaken, they’re in our closet too, not far from the rest of those 643 old birthday, Christmas, Easter, and Mother’s Day cards she’s been saving that nobody will ever look at again.

Protecting the Important Stuff

I’m a bit more judicious than the Honeybee when it comes to saving things — and I use a fireproof safe for the most important stuff.

Of course, no strongbox can hold everything — and so that demands a bit of discretion when deciding what to put in them. Here are some of the more important things you should consider protecting:

Birth certificates. Your birth certificate is proof that you are a citizen of the country you live in. Lose it, and you’ll have a difficult time getting a passport, or landing a job that requires proof of citizenship.

Property titles. Yes, home deeds and car titles are replaceable, but why go through the hassle if you don’t have to?

Insurance policies. Home, life and auto insurance policies are a key part of any financial back-up plan. If your house burns down or has been burgled, the first thing you’ll want to get your hands on is a copy of your home insurance policy and your agent’s phone number.

House photos. Speaking of insurance, photos of the interior and exterior of your home are invaluable for reporting losses due to fire or theft to your insurance company. If possible, keep them on electronic storage media like a thumb drive or CD.

Safe deposit box keys. Not having access to your safety deposit box during an emergency is not only inconvenient, it can be costly, as the boxes will have to be forced open and replaced at your expense.

Social security cards. Your social security number is required to get a job, collect social security benefits and receive certain other government services. That’s why the US Social Security Administration strongly advises people to not carry the cards on their person.

Passports. Getting a new passport on short notice, while not impossible, is still a tough order. Even expedited passports can take as long three weeks to process.

To continue reading, please go to the original article here:

https://lenpenzo.com/blog/id6051-what-to-keep-in-your-fireproof-safe-2.html

.Does Money Buy Happiness?

.From Dinar Recaps Archives posted on 6/25/2019

Does Money Buy Happiness?
Britain’s Most Eccentric Billionaire Reveals the Truth
October 22, 2018 By The Money Wizard

If you’re from the United Kingdom, you’ve no doubt heard of today’s guest.

If you’re an apple pie eatin’ American across the pond like myself, you’re probably just as confused as I was. Well, let me tell you, you’re in for treat.

Our guest is worth an estimated $750 million British pounds, which translates to about $965 million US dollars and places him close enough to a billion to allow me to fib on this article’s headline, mostly guilt free.

He began his path to wealth exactly like you’d expect… as a broke singer in an R&B group, selling magazines on street corners.

Ok, probably not the most common road to riches. But his weird side hustle led to a light bulb moment he couldn’t ignore. He had an unbelievable talent for selling magazines.

Before long, he’d founded his own magazine company, but still strapped for cash, he moonlighted as an unqualified biographer. He took the jobs nobody else was interested in – like a biography about a still relatively unknown martial artist named Bruce Lee.

When Bruce Lee’s unexpected death randomly coincided with the release of the biography, our guest found himself as the world’s premier Bruce Lee expert overnight. Not to mention, the proud owner of the rights to the world’s only Bruce Lee biography. He made a fortune.

How’s that for the most random story to riches ever?

From there, he used his windfall to build up a publishing empire which now includes Maxim, The Week, Men’s Fitness, and a host of massive online properties, like MentalFloss.com.

His name is Felix Dennis.

And he’s one of the world’s most eccentric multi-millionaires.

is wealth is just one reason for his fame. He also gained notoriety when he admitted that during one particular binge filled decade, he spent over $100 million dollars on a frequent mix of 12 high priced escorts at a time and cocaine “delivered by the bucketload.” (His words)

Oh, and in one especially bizarre drunken interview, he me may or may not have admitted to killing a man.

All this makes him sound like a bit of a scumbag. But the Brits assure me he’s more like the country’s lovable (and rich) drunk uncle.

To continue reading, please go to the original article at

https://mymoneywizard.com/does-money-buy-happiness-felix-dennis/

Powerful Wisdom From One Of The Toughest Men Who Ever Lived

Powerful Wisdom From One Of The Toughest Men Who Ever Lived

Notes From The Field By Simon Black 

March 24, 2020  Bahia Beach, Puerto Rico

One day back in the late 1990s when I was a wide-eyed 20-year-old cadet at West Point, we were told that a distinguished visitor was coming to speak, and to be seated in the auditorium by 1pm sharp.

This was pretty routine; one of the great things about attending West Point was the seemingly endless line of world leaders, athletes, scientists, and even celebrities who would address the Corps of Cadets.

During my time at the academy we heard from people like Colin Powell, Oliver Stone, Bill Clinton, and countless more.

On that particular day, the speaker was Vice Admiral James Stockdale.

Stockdale isn’t a household name, but as I would come to learn, he was one of the most impressive and toughest human beings who ever lived.

He was in the twilight of his life when he came to speak to us, just a few years before his death. But even at his advanced age, he had the presence of a giant.

Stockdale had been a US Navy fighter pilot. His full name was James Bond Stockdale, so his call sign became “007”. Perfect.

Stockdale’s life changed in September 1965 while flying a mission over North Vietnam. He was shot down, captured, and spent the next 7 ½ years as a Prisoner of War in the infamous ‘Hanoi Hilton’.

As a POW, Stockdale was tortured regularly, beaten savagely, and exiled to solitary confinement.

But he never broke.

At one point during his captivity when he found out that he was to be paraded out in public in Vietnam, he beat his own face to a pulp with a wooden stool, and slashed his scalp with a razorblade, so that he couldn’t be used as a propaganda tool.

He also slit his own wrists once, demonstrating to his captors that he would rather give up his own life than capitulate.

Stockdale was eventually awarded the Medal of Honor for his extraordinary leadership and personal sacrifice.

Years later in an interview with author Jim Collins, Stockdale was asked about his captivity in Vietnam—how on earth did he deal with such harsh circumstances and uncertainty?

“I never lost faith in the end of the story. I never doubted not only that I would get out, but also that I would prevail in the end and turn the experience into the defining event of my life, which, in retrospect, I would not trade.”

When Collins asked, “Who didn’t make it out [of the POW camp],” Stockdale replied,

“Oh that’s easy. The optimists. They were the ones who said, ‘we’re going to be out by Christmas.’ And then Christmas would come, and Christmas would go.

And then they’d say, ‘We’re going to be out by Easter.’ And then Easter would come, and Easter would go. And then Thanksgiving. And then it would be Christmas again.

And they died of a broken heart.

“This is a very important lesson,” Stockdale continued. “You must never confuse faith that you will prevail in the end—which you can never afford to lose-- with the discipline to confront the most brutal facts of your current reality, whatever they might be.”

This is the situation that each of us is facing right now.

We want to be optimists. We want to believe that this pandemic is going to magically vanish tomorrow morning and that we’ll all be able to go on with our lives as if nothing has changed.

But that’s not going to happen.

The brutal facts of our reality are that this pandemic continues to spread rapidly, and it has the potential to kill millions of people.

Reducing that projection requires shutting down the entire global economy… resulting in a wide range of catastrophic consequences, including tens of trillions of dollars of prosperity wiped out, countless jobs lost, millions of bankruptcies and defaults, entire governments going broke, and more.

Saving the economy condemns millions to die. But saving millions from dying condemns hundreds of millions to suffer.

These are the facts. And they are brutal.

To make matters even more difficult, we’re also dealing with a tremendous uncertainty.

There’s no telling what’s going to happen next. Or when. We could see martial law. Supply chain disruptions. National defaults. Looting. Bank failures. Even hyperinflation.

EVERY scenario is on the table… even ones that seemed unthinkable just a few weeks ago. Anyone who says, “There’s no way that could happen,” clearly doesn’t grasp what’s happening.

And frankly we haven’t even seen the real problems yet.

Just wait until the healthcare system is totally overwhelmed, the unemployment rate soars, and major companies start declaring bankruptcy.

I mean… there are still millions of people around the world right now (including countless shit-faced university students on spring break) who aren’t taking this pandemic seriously yet.

We’re clearly still in the opening phase of this crisis; so things could become much worse before they improve.

But amid such harsh circumstances and uncertainty, we should also recognize, as Stockdale did, that the world is not coming to an end.

We cannot afford to be misguided, ignorant optimists who irrationally believe that everything will go back to normal tomorrow morning without any consequences.

Everyone needs to confront the most brutal facts of our current reality—both the challenges and opportunities.

But we should never lose faith that we will prevail in the end and may look back on this pandemic as the most formative and defining event of our lives.

To your freedom & prosperity, Simon Black, Founder, SovereignMan.com

https://www.sovereignman.com/trends/powerful-wisdom-from-one-of-the-toughest-men-who-ever-lived-27575/

.The Key To Successful Investing Is Patience

The Key To Successful Investing Is Patience.
Tanza Loudenback 

​The CEO of a $13 billion investment firm says there's one lesson everyone has to master to build wealth: patienceThe Key To Successful Investing Is Patience

Compound interest is the most important concept to understand about money, Mellody Hobson said.

Mellody Hobson, a co-CEO of Ariel Investments, told the New York Times that the key to successful investing is patience.

Patience leads to compound interest, which is the most important concept to understand about money, Hobson said.

She cited Warren Buffett as an example of a patient investor. The CEO of Berkshire Hathaway once said, "There is nothing wrong with getting rich slowly.".

"Good things come to those who wait" is more than an old English proverb. In the investing world, it's regarded by many as the rulebook for success.

In a recent interview with the New York Times, Mellody Hobson, a co-CEO of Ariel Investments, a Chicago-based investment firm with nearly $13 billion in assets under management, said patience is one of the key ingredients to building wealth.

In fact, it's an integral part of the investing approach at Ariel Investments, where Hobson has worked for nearly 28 years, the Times' David Gelles reported.
 
"We talk about long-term patient investing, and that idea that slow and steady does win the race, that time can be your best friend when it comes to investing," Hobson told Gelles. "That's why we have a turtle as a logo at Ariel."

Hobson, who also serves on the boards of JPMorgan Chase and Starbucks, said "it's never too late" to get started investing, but regardless of where you are and who you are, the same lessons apply.

To continue reading, please go to the original article here:

https://www.businessinsider.com/ariel-investments-ceo-mellody-hobson-build-wealth-patience -advice-2019-7

.Don’t Worry; Be Resilient Reduce Fragility & Vulnerability

Don’t Worry; Be Resilient
Reduce Fragility & Vulnerability
By  Charles Hugh Smith

At some point, absorbing more information about the unsustainability of modern society yields diminishing returns. It becomes emotionally draining and thus counterproductive.

Part of this exhaustion results from recognizing our powerlessness within the Status Quo, where independent thinking and structural innovation are intentionally winnowed out as threats to existing institutions and industries.

Another part arises from the burden of knowing that the supposedly permanent Status Quo is far more vulnerable than generally believed. I have described the psychology of knowing what lies ahead in The Burden of Knowing.

A related factor that is never publicly discussed is the negative impact on our mental health of all the propaganda that we are force-fed by the Mainstream Media (MSM). 

When truth is incrementally undermined by massaged data and behind-the-façade manipulation, we lose faith in key State and media institutions and suffer from a propaganda-induced disconnect between what we see and what is reported as fact.

These 'burdens of knowing' can diminish the small but real joys of the present: work we like, a home-cooked meal, and time spent with our friends and family.

As a result, many smart, well-informed people consciously refuse to dwell on our systemic problems because doing so “is a downer.” These folks hold the perspective that anxiety about the future should not get in the way of the simple pleasures of living.

This attitude can be described as “don’t worry; be happy.” And it certainly makes sense when life is still comfortable and enjoyable.

​But the philosophy of “thinking about the future is a downer, so I live in the present” ultimately rests on a false confidence that the future will take care of itself, regardless of what happens to the large-scale systems of State, finance, and resources.

It overlooks the reality that not all responses to instability or devolution are equally successful. Those who are totally dependent on the Central State and speculation-based markets will have a much more difficult time maintaining their "happy” view if the systems they depend on erode or fail.

Perhaps the wiser response is “don’t worry; be resilient.”  The resilient household can be happy not only in the present surplus of energy, entitlements, goods, and services, but can also thrive in a future where the current surplus of cash, credit, and speculative gains has dried up.   
What is Resilience?

What is resilience?  A dictionary definition is “an ability to recover from or adjust easily to misfortune or change.” In other words, it is on the other end of the response spectrum from fragility, brittleness, and vulnerability.

In terms of individual psychology, resilience can be characterized as being able to roll with the punches, maintaining a positive attitude through difficult times, and focusing on developing successful responses to misfortunes and challenges.

American culture extols individual resilience, and we are taught to think that the individual can overcome anything and everything with the right attitude. But if the Status Quo is vulnerable to disruption on a systemic level, then it is prudent to think of resilience in a systemic way as well.
 

To continue reading, please go to the original article here:

https://www.peakprosperity.com/dont-worry-be-resilient/

The Four Views - The Rest of The Story

The Four Views - The Rest of The Story  

Eldon Taylor June 18, 2014

Views of the world from four different minds - four different sets of eyes - four different hearts - How do YOU see the world?

“A man sees in the world what he carries in his heart” - John Wolfgang Von Goethe

A few years ago I wrote a piece that has been rather widely circulated and, based on some of the comments I have seen, not too well understood. The piece is titled, “The Four Views.” Please allow me to share it with you before making any further comments. This then is the story:

Once a wise master had four students who exceeded all others in ability. One day the five gathered, and the master spoke to the first student, “Tell me what you see when you look into the world.”

“I see savagery. The planet is raped. The world hides from the truth. Contaminating material is released everywhere. There is particulate matter in the heavens and acid rain. The rain forests are being destroyed, and so is the ozone. There is such ignorance and selfishness. The world needs so much correction.”

The master replied, “You are right, and I shall call you Correction, for you by your vision have committed to a world of need.”

To his second student, the master put the same question, “Tell me what you see when you look into the world.”

The second student replied, “Master, I see futility. Nothing can be done to change the ways of the world, though some will repent and call for change. Still, the world is condemned by the acts of man.

The sciences teach us that too many people are coming onto the planet, too much destruction has already been done, too little money is provided for science to adequately assist, and there is too little concern for ethics and values. Crime escalates while families decay. Law is lost.

“You too are right, and I shall call you Righteous, for your indignation beholds a corrupt world beyond repair while your heart suffers its pain. You shall be known for your words, and your works will express the sadness of your heart.”

The master turned his gaze to the third student. “And you, what do you see?”

“I see a world needing the restoration of Law. I do not believe hope is lost. I find encouragement in the words of my brothers, for they too recognize the need the world has for a change of ways.

It is with confidence that I sense the willingness of man to change. All good government is government of the people and for the people. It is through law and government that change can be effected. The masses will follow the right action and attitude of government. The agent for change exists and is law and government.”

“You also are right. I shall call you Government, for your words forge your observations and become what you teach. You will therefore be committed to a work of law and order through government.”

Finally, to the fourth student, the master put the same question, “And what do you see?”

To continue reading, please go to the original article here:

https://www.eldontaylor.com/blog/2014/06/18/the-rest-of-the-story/

​.How To Avoid High-Income Lifestyle Creep

How To Avoid High-Income Lifestyle Creep
By  Poor Swiss

Posted in Dinar Recaps Archives on 7/13/2019

My personal goal is to become financially free as soon as possible. As a software engineer in Switzerland, I am earning about $130,000 per year, and, lifestyle creep is one of the toughest parts of my life.

With my salary, I am viewed as a high-income earner. And, people think that earning a high-income makes it easier to become financially free.

And in many ways, it does.

But, most high-income earners are not financially free and a lot of them are not even wealthy.

Americans more credit card debt than savingsThe main reason for that is lifestyle creep, and in this post, I’m going to spill the beans about how I battled with the devastating phenomenon as well as how I’m avoiding its grasp!

And more importantly, how high-income earners can overcome lifestyle creep and achieve their own version of financial freedom!

Lifestyle Creep
Let’s start at the beginning: what is lifestyle creep?

As people earn more, they have a tendency to spend more. This means that even though you earn more money each money, you are not saving more. In other words, you aren’t acquiring additional wealth. At least, not much.

This is as simple as that. But it has a large impact on their finances.

Lifestyle creep – also known as lifestyle inflation, is the main reason why many high-income earners are not wealthy. In fact, many high-income earners are less wealthy than some low-income earners.

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How to avoid high-income lifestyle creep