Cutting Out These 24 Expenses Will Save You Over $15,000 a Year
Cutting Out These 24 Expenses Will Save You Over $15,000 a Year
John Csiszar Sun, May 7, 2023
When it comes to living expenses, the truth is that most Americans subsist on a very thin margin, even if their earnings are solid. A recent survey from LendingClub and PYMTS revealed that about 51% of Americans who earn over $100,000, are living paycheck to paycheck.
The good news is that if you take a closer look at how you live, you'll likely find many areas where you can trim expenses and give yourself an extra buffer.
Cutting Out These 24 Expenses Will Save You Over $15,000 a Year
John Csiszar Sun, May 7, 2023
When it comes to living expenses, the truth is that most Americans subsist on a very thin margin, even if their earnings are solid. A recent survey from LendingClub and PYMTS revealed that about 51% of Americans who earn over $100,000, are living paycheck to paycheck.
The good news is that if you take a closer look at how you live, you'll likely find many areas where you can trim expenses and give yourself an extra buffer.
See what expenses you could cut from your budget, how you can save thousands of dollars in the process and how you can better invest the money instead.
1. Credit Card Interest
Monthly Savings: $64.47
Annual Savings: $773.61
Every month that you don't pay your full credit card balance you'll be charged interest. That's essentially money you're throwing away. The average American has a monthly credit card balance of $7,279, according to a recent report from LendingTree. With an average annual percentage rate of 19.07%, many Americans can save big on fees by getting rid of their credit card debt.
Let's assume you've built up the average amount of credit card debt and want to pay it off over the course of a year. By the end of that year, you'll have paid $773.61 in interest, according to Credit Karma's debt repayment calculator.
2. Life Insurance
Monthly Savings: $33
Annual Savings: $430
Life insurance is an essential benefit for many because it provides protection for spouses and heirs in case the primary breadwinner dies unexpectedly. This can be especially important if the family has a mortgage or other debts to pay off. The annual premium for a healthy 35-year-old male for a $500,000, 20-year term policy is about $430, according to CNN.
But if you have no dependents, you likely don't need life insurance and might consider canceling your policy. Another option is to look for a job with employer-paid life insurance.
3. Brokerage Commissions and Fees
To continue reading, please go to the original article here:
https://finance.yahoo.com/news/cutting-24-expenses-save-over-162049715.html
Urgent Message From Freeway Bill And DebTarHeelGirl Thursday 7-22-2021
From Freeway Bill and DebTarHeelGirl Regarding the Wells Fargo Private Group
URGENT:
Regarding the erroneous information from Nick Fleming who has no authority whatsoever to speak/post on behalf of the Wells Fargo Private Group, Nick Fleming’s statements regarding the WF group is 100 % false!!
Please understand and reread this….. Nick's statements are 100% false!!!
Nick is not a part of, nor in any position, or in any contact with the Wells Fargo private group leadership.
Long standing trusted front runners DebTarHeelGirl and Freeway Bill spoke to those in authority regarding the “reported WF group information” released by Nick Fleming. They were instructed by those in authority in the WF Private Group to report that ALL IS WELL with the Wells Fargo Private Group. It is still intact and the protocols are still in place, awaiting GCR activation permissions as we all are.
From Freeway Bill and DebTarHeelGirl Regarding the Wells Fargo Private Group
URGENT:
Regarding the erroneous information from Nick Fleming who has no authority whatsoever to speak/post on behalf of the Wells Fargo Private Group, Nick Fleming’s statements regarding the WF group is 100 % false!!
Please understand and reread this….. Nick's statements are 100% false!!!
Nick is not a part of, nor in any position, or in any contact with the Wells Fargo private group leadership.
Long standing trusted front runners DebTarHeelGirl and Freeway Bill spoke to those in authority regarding the “reported WF group information” released by Nick Fleming. They were instructed by those in authority in the WF Private Group to report that ALL IS WELL with the Wells Fargo Private Group. It is still intact and the protocols are still in place, awaiting GCR activation permissions as we all are.
Understand that Bankers WILL NOT put out GCR exchange protocol’s to third party “people/guru’s”.
Remember to NEVER give up your currency to anyone until sitting across from an exchange officer.
ALL IS WELL.
Sincerely;
Freeway Bill and DebTarHeelGirl
What A Fed Rate Hike Could Mean For Gold And Silver Prices
MoneyWatch: Managing Your Money
By Angelica Leicht September 14, 2026 / 1:07 PM EDT / CBS News
Gold and silver investors have had to contend with some sharp price moves so far in 2026. Gold, for example, surpassed $5,500 per ounce early this year, but has since retreated significantly from that record high, with the price of gold sitting closer to $4,275 per ounce as of mid-September.
Silver, on the other hand, has also experienced sizable price swings as investors have responded to shifting expectations for inflation, interest rates and the economy.
Rob Cunningham: Why the New DLT Monetary System Could Soar Soon
9-21-2026
WHY THE NEW DLT (Distributed Ledger Technology)MONETARY SYSTEM COULD SOAR – SOON!
My KUWL Optics: We could be approaching the moment when years of preparation become visible adoption.
Consider the potential convergence:
• Regulatory clarity unlocks institutional commitment.
MilitiaMan & Crew: Daily IQD News |Why the US Hasn't Mined Tungsten in a Decade
9-20-2026
IQD news starts about minute 4:50 or so
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Good Afternoon Dinar Recaps,
YEN RESET WATCH: JAPAN'S CURRENCY DEFENSE MOVES INTO FOCUS AS BOJ RATE HIKE FAILS TO LIFT THE YEN
JAPAN'S YEN HAS WEAKENED DESPITE A BANK OF JAPAN RATE HIKE, PUTTING CURRENCY INTERVENTION, INTEREST-RATE DIFFERENTIALS AND GLOBAL CAPITAL FLOWS BACK IN THE SPOTLIGHT.
Parliamentary Warning Of A Severe Financial Crisis
Information/Baghdad... Ali Shaalan, a member of the State of Law Coalition, confirmed on Sunday that Iraq is suffering from a severe financial crisis at the moment, pointing to the need to pay attention to the economic challenges facing the country.
Al-Daraji told Al-Maalouma that “the economic reality clearly indicates the existence of a real financial crisis that requires objective and serious solutions by the concerned authorities to mitigate its effects.”
Sometimes This Time Really Is Different
Notes From the Field By James Hickman (Simon Black / Sovereign Man) September 21, 2026
Some time in the middle of the second century AD, on the shores of the extremely picturesque Lake Iznik in modern-day Turkey at the site of the ancient city of Nicaea, a boy named Cassius Dio was born into a locally prominent family. His father was a Roman politician, his mother was Greek, and young Cassius Dio grew up in a bilingual household speaking Greek and Latin at a time when the Roman Empire was at its absolute peak.
TNT:
Tishwash: Al-Zaidi meets Trump in New York ahead of the end of the coalition's mission.
All eyes are on the upcoming visit of Prime Minister Ali Faleh al-Zaidi to New York next Tuesday to participate in the United Nations General Assembly meetings.
During the visit, al-Zaidi is scheduled to meet with US President Donald Trump, at a time when the country is witnessing a withdrawal of coalition forces as the September 30 deadline approaches.
This visit comes at a different political juncture, as the Iraqi diplomatic move intersects with an internal debate about restricting weapons to the state and the future of the American military presence in Iraq.
Monday Coffee with MarkZ. 09/21/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: Tracking the progress in Iraq and Europe losing control. The Mushroom ladies join us after the regular show.
Emailed to Recaps: Thank you David
Reset Intelligence: The Precipice
The Precipice
By Reset Intelligence | @EXIT_FIAT
Iran threatened decisive war over the weekend, then did the quiet thing that matters: it sent Washington its terms through Qatar. All three conditions made public ask for money.
And in Baghdad, the central bank stood up in public to defend the price of the dinar as the street pressed 160,000.
GP Q: Iraq’s Central Bank Addresses Dollar Supply
9-20-2026
ARE WE THERE YET
September 20, 2026
IRAQ — THE CBI ADDRESSES DOLLAR SUPPLY
The Iraq Central Bank of Iraq issued a statement today saying Iraq has sufficient foreign reserves to meet demand for dollars for imports, card payments and travelers at the official rate.
Good Morning Dinar Recaps,
EUROPEAN DIGITAL FINANCE RESET: ECB LAUNCHES BLOCKCHAIN SETTLEMENT SYSTEM AND BEGINS TOKENIZED BOND INVESTING
THE ECB IS BRINGING CENTRAL BANK MONEY DIRECTLY INTO TOKENIZED FINANCIAL MARKETS, CREATING NEW INFRASTRUCTURE FOR DIGITAL SECURITIES, SETTLEMENT AND THE FUTURE OF EUROPEAN FINANCE.
You asked, we answered: Why Are Central Banks Moving Their Gold Reserves
15 September, 2026
Gold on the move
On 2 September, De Nederlandsche Bank (DNB) announced that it had transferred approximately 86t of gold from New York and Ottawa to London.1 The operation, conducted between March and August 2026, was designed to improve the liquidity and tradability of DNB’s gold reserves and strengthen its preparedness for severe crises.
Integrity Calls For The Activation Of Internal Audit And Control In The Implementation Directorates To Protect Public Money
Money and business Economy News – Baghdad The Federal Integrity Commission called for activating the work of auditing and internal control in the implementation directorates to ensure periodic reports on the reality of work in each directorate, which contributes to the preservation of public money and the control of administrative procedures, and reduce the imbalances that may be conducive to the occurrence of corruption cases.
KTFA
Sunday Night Video
FRANK26….9-20-26…..FROM THE WTO TO MALIKI
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
A World Drowning in Debt, the Final Days of Fiat Money
As Good As Gold Australia: 9-20-2026
In this exclusive interview, we sit down with Lynette to discuss the reality of our current economic system and why the shift back to hard assets is accelerating. While leaders claim the economy is strong, the underlying facts point to a much different reality.
We discuss the long-term impact of leaving the gold standard in 1971, the massive U.S. debt and interest inflection point, and why central banks around the world are accumulating gold at a record pace.
They Don’t Need to Kill the Dollar to Change the Entire Financial System | Andy Schectman
Miles Frankin Media: 9-20-2026
Michelle Makori, President & Editor-in-Chief of Miles Franklin Media, speaks with Andy Schectman, Founder & CEO of Miles Franklin Precious Metals, following the latest BRICS summit in New Delhi.
Schectman argues that BRICS is quietly building a parallel financial system through alternative payment rails, gold-backed settlement mechanisms, and local-currency trade, not necessarily a single BRICS currency.
Good Afternoon Dinar Recaps,
CHINA RATE RESET: BEIJING HOLDS RATES STEADY AS U.S. TIGHTENING SHIFTS GLOBAL MONEY FLOWS
CHINA KEEPS KEY LENDING RATES UNCHANGED AS THE FED MOVES IN THE OPPOSITE DIRECTION, HIGHLIGHTING A WIDENING MONETARY POLICY DIVIDE THAT CAN INFLUENCE GLOBAL CAPITAL, BOND YIELDS AND CURRENCY FLOWS.
Diversification And Digitalization Are Reshaping Finance’s Future
Strictly speaking, it is far from a divorce, or even a serious breakup. But Asia’s leading economies are edging away from their eight-decade relationship with the US dollar for international trade.
Two forces are driving this evolution of the international monetary system. Amid rising geopolitical and geoeconomic fragmentation, policymakers are weighing economic efficiency against national security and strategic resilience. And digital innovation is lowering the cost of conducting transactions directly across currencies and financial networks.
TNT:
Tishwash: Iraq to New York: Al-Zaidi addresses the United Nations and a meeting with Trump is anticipated.
Iraqi Prime Minister Ali Faleh al-Zaidi will head to New York in the coming hours at the head of a high-level government delegation to participate in the meetings of the 81st session of the United Nations General Assembly, whose high-level week begins on September 22.
According to the Director of the Prime Minister’s Media Office, Abdul Zahra al-Hindawi, al-Zaidi will deliver Iraq’s speech before the General Assembly, addressing Baghdad’s vision and positions regarding regional and international developments, in addition to the files of security, stability, development and international cooperation.
Oil Plunges Below $102 On De-Escalation Hopes
2026-09-21 Shafaq News Oil prices slid to their lowest in more than a week on Monday on hopes diplomacy in the Iran war will get a chance this week amid a UN meet and as investors eyed a partial recovery in shipments from Saudi Arabia despite ongoing attacks by Yemen's Houthis. Brent crude futures and US West Texas Intermediate crude touched their lowest since September 10 earlier on Monday, with Brent at $101.71 a barrel by 0213 GMT, down $2.16, or 2.08%, after settling 0.91% lower on Friday.
What A Fed Rate Hike Could Mean For Gold And Silver Prices
MoneyWatch: Managing Your Money
By Angelica Leicht September 14, 2026 / 1:07 PM EDT / CBS News
Gold and silver investors have had to contend with some sharp price moves so far in 2026. Gold, for example, surpassed $5,500 per ounce early this year, but has since retreated significantly from that record high, with the price of gold sitting closer to $4,275 per ounce as of mid-September.
Silver, on the other hand, has also experienced sizable price swings as investors have responded to shifting expectations for inflation, interest rates and the economy.
Rob Cunningham: Why the New DLT Monetary System Could Soar Soon
9-21-2026
WHY THE NEW DLT (Distributed Ledger Technology)MONETARY SYSTEM COULD SOAR – SOON!
My KUWL Optics: We could be approaching the moment when years of preparation become visible adoption.
Consider the potential convergence:
• Regulatory clarity unlocks institutional commitment.
MilitiaMan & Crew: Daily IQD News |Why the US Hasn't Mined Tungsten in a Decade
9-20-2026
IQD news starts about minute 4:50 or so
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Good Afternoon Dinar Recaps,
YEN RESET WATCH: JAPAN'S CURRENCY DEFENSE MOVES INTO FOCUS AS BOJ RATE HIKE FAILS TO LIFT THE YEN
JAPAN'S YEN HAS WEAKENED DESPITE A BANK OF JAPAN RATE HIKE, PUTTING CURRENCY INTERVENTION, INTEREST-RATE DIFFERENTIALS AND GLOBAL CAPITAL FLOWS BACK IN THE SPOTLIGHT.
Parliamentary Warning Of A Severe Financial Crisis
Information/Baghdad... Ali Shaalan, a member of the State of Law Coalition, confirmed on Sunday that Iraq is suffering from a severe financial crisis at the moment, pointing to the need to pay attention to the economic challenges facing the country.
Al-Daraji told Al-Maalouma that “the economic reality clearly indicates the existence of a real financial crisis that requires objective and serious solutions by the concerned authorities to mitigate its effects.”
Sometimes This Time Really Is Different
Notes From the Field By James Hickman (Simon Black / Sovereign Man) September 21, 2026
Some time in the middle of the second century AD, on the shores of the extremely picturesque Lake Iznik in modern-day Turkey at the site of the ancient city of Nicaea, a boy named Cassius Dio was born into a locally prominent family. His father was a Roman politician, his mother was Greek, and young Cassius Dio grew up in a bilingual household speaking Greek and Latin at a time when the Roman Empire was at its absolute peak.
TNT:
Tishwash: Al-Zaidi meets Trump in New York ahead of the end of the coalition's mission.
All eyes are on the upcoming visit of Prime Minister Ali Faleh al-Zaidi to New York next Tuesday to participate in the United Nations General Assembly meetings.
During the visit, al-Zaidi is scheduled to meet with US President Donald Trump, at a time when the country is witnessing a withdrawal of coalition forces as the September 30 deadline approaches.
This visit comes at a different political juncture, as the Iraqi diplomatic move intersects with an internal debate about restricting weapons to the state and the future of the American military presence in Iraq.
Monday Coffee with MarkZ. 09/21/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: Tracking the progress in Iraq and Europe losing control. The Mushroom ladies join us after the regular show.
Emailed to Recaps: Thank you David
Reset Intelligence: The Precipice
The Precipice
By Reset Intelligence | @EXIT_FIAT
Iran threatened decisive war over the weekend, then did the quiet thing that matters: it sent Washington its terms through Qatar. All three conditions made public ask for money.
And in Baghdad, the central bank stood up in public to defend the price of the dinar as the street pressed 160,000.
GP Q: Iraq’s Central Bank Addresses Dollar Supply
9-20-2026
ARE WE THERE YET
September 20, 2026
IRAQ — THE CBI ADDRESSES DOLLAR SUPPLY
The Iraq Central Bank of Iraq issued a statement today saying Iraq has sufficient foreign reserves to meet demand for dollars for imports, card payments and travelers at the official rate.
Good Morning Dinar Recaps,
EUROPEAN DIGITAL FINANCE RESET: ECB LAUNCHES BLOCKCHAIN SETTLEMENT SYSTEM AND BEGINS TOKENIZED BOND INVESTING
THE ECB IS BRINGING CENTRAL BANK MONEY DIRECTLY INTO TOKENIZED FINANCIAL MARKETS, CREATING NEW INFRASTRUCTURE FOR DIGITAL SECURITIES, SETTLEMENT AND THE FUTURE OF EUROPEAN FINANCE.
You asked, we answered: Why Are Central Banks Moving Their Gold Reserves
15 September, 2026
Gold on the move
On 2 September, De Nederlandsche Bank (DNB) announced that it had transferred approximately 86t of gold from New York and Ottawa to London.1 The operation, conducted between March and August 2026, was designed to improve the liquidity and tradability of DNB’s gold reserves and strengthen its preparedness for severe crises.
Integrity Calls For The Activation Of Internal Audit And Control In The Implementation Directorates To Protect Public Money
Money and business Economy News – Baghdad The Federal Integrity Commission called for activating the work of auditing and internal control in the implementation directorates to ensure periodic reports on the reality of work in each directorate, which contributes to the preservation of public money and the control of administrative procedures, and reduce the imbalances that may be conducive to the occurrence of corruption cases.
KTFA
Sunday Night Video
FRANK26….9-20-26…..FROM THE WTO TO MALIKI
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
A World Drowning in Debt, the Final Days of Fiat Money
As Good As Gold Australia: 9-20-2026
In this exclusive interview, we sit down with Lynette to discuss the reality of our current economic system and why the shift back to hard assets is accelerating. While leaders claim the economy is strong, the underlying facts point to a much different reality.
We discuss the long-term impact of leaving the gold standard in 1971, the massive U.S. debt and interest inflection point, and why central banks around the world are accumulating gold at a record pace.
They Don’t Need to Kill the Dollar to Change the Entire Financial System | Andy Schectman
Miles Frankin Media: 9-20-2026
Michelle Makori, President & Editor-in-Chief of Miles Franklin Media, speaks with Andy Schectman, Founder & CEO of Miles Franklin Precious Metals, following the latest BRICS summit in New Delhi.
Schectman argues that BRICS is quietly building a parallel financial system through alternative payment rails, gold-backed settlement mechanisms, and local-currency trade, not necessarily a single BRICS currency.
Good Afternoon Dinar Recaps,
CHINA RATE RESET: BEIJING HOLDS RATES STEADY AS U.S. TIGHTENING SHIFTS GLOBAL MONEY FLOWS
CHINA KEEPS KEY LENDING RATES UNCHANGED AS THE FED MOVES IN THE OPPOSITE DIRECTION, HIGHLIGHTING A WIDENING MONETARY POLICY DIVIDE THAT CAN INFLUENCE GLOBAL CAPITAL, BOND YIELDS AND CURRENCY FLOWS.
Diversification And Digitalization Are Reshaping Finance’s Future
Strictly speaking, it is far from a divorce, or even a serious breakup. But Asia’s leading economies are edging away from their eight-decade relationship with the US dollar for international trade.
Two forces are driving this evolution of the international monetary system. Amid rising geopolitical and geoeconomic fragmentation, policymakers are weighing economic efficiency against national security and strategic resilience. And digital innovation is lowering the cost of conducting transactions directly across currencies and financial networks.
TNT:
Tishwash: Iraq to New York: Al-Zaidi addresses the United Nations and a meeting with Trump is anticipated.
Iraqi Prime Minister Ali Faleh al-Zaidi will head to New York in the coming hours at the head of a high-level government delegation to participate in the meetings of the 81st session of the United Nations General Assembly, whose high-level week begins on September 22.
According to the Director of the Prime Minister’s Media Office, Abdul Zahra al-Hindawi, al-Zaidi will deliver Iraq’s speech before the General Assembly, addressing Baghdad’s vision and positions regarding regional and international developments, in addition to the files of security, stability, development and international cooperation.
Solid Wisdom From DebTarHeelGirl Friday 4-30-2021
.SOLID WISDOM FROM DEBTARHEELGIRL
PLEASE if you have ever been given a sincere word of advice to prevent Grave circumstances, I want you to read this and I humbly ask you to please take heed! The consequences could be detrimental.
NOTE: DO NOT EVER GIVE ANY GURU ANYWHERE YOUR PRIVATE INFO, HOW MUCH CURRENCY YOU HAVE, ETC.
It doesn't matter if they have a foreign accent that makes them "seem legit" PLEASE TRUST THIS.
IF you are asked to do so, ask them to show their SEC license and their UST registration to LEGALLY have a group. And if you are told by joining their group, you will be able to exchange early other perks but you will be charged 5%, 3% etc. RUN RUN RUN! This is illegal!!!
SOLID WISDOM FROM DEBTARHEELGIRL
PLEASE if you have ever been given a sincere word of advice to prevent Grave circumstances, I want you to read this and I humbly ask you to please take heed! The consequences could be detrimental.
NOTE: DO NOT EVER GIVE ANY GURU ANYWHERE YOUR PRIVATE INFO, HOW MUCH CURRENCY YOU HAVE, ETC.
It doesn't matter if they have a foreign accent that makes them "seem legit" PLEASE TRUST THIS.
IF you are asked to do so, ask them to show their SEC license and their UST registration to LEGALLY have a group. And if you are told by joining their group, you will be able to exchange early other perks but you will be charged 5%, 3% etc. RUN RUN RUN! This is illegal!!!
Please trust this word of wisdom. You are a part of this wealth transfer of biblical proportions. We all will have the same opportunity.
God bless each of you and your goals and future endeavors!
ALL THE BEST,
DEBTARHEELGIRL
Oil Plunges Below $102 On De-Escalation Hopes
2026-09-21 Shafaq News Oil prices slid to their lowest in more than a week on Monday on hopes diplomacy in the Iran war will get a chance this week amid a UN meet and as investors eyed a partial recovery in shipments from Saudi Arabia despite ongoing attacks by Yemen's Houthis. Brent crude futures and US West Texas Intermediate crude touched their lowest since September 10 earlier on Monday, with Brent at $101.71 a barrel by 0213 GMT, down $2.16, or 2.08%, after settling 0.91% lower on Friday.
What A Fed Rate Hike Could Mean For Gold And Silver Prices
MoneyWatch: Managing Your Money
By Angelica Leicht September 14, 2026 / 1:07 PM EDT / CBS News
Gold and silver investors have had to contend with some sharp price moves so far in 2026. Gold, for example, surpassed $5,500 per ounce early this year, but has since retreated significantly from that record high, with the price of gold sitting closer to $4,275 per ounce as of mid-September.
Silver, on the other hand, has also experienced sizable price swings as investors have responded to shifting expectations for inflation, interest rates and the economy.
Rob Cunningham: Why the New DLT Monetary System Could Soar Soon
9-21-2026
WHY THE NEW DLT (Distributed Ledger Technology)MONETARY SYSTEM COULD SOAR – SOON!
My KUWL Optics: We could be approaching the moment when years of preparation become visible adoption.
Consider the potential convergence:
• Regulatory clarity unlocks institutional commitment.
MilitiaMan & Crew: Daily IQD News |Why the US Hasn't Mined Tungsten in a Decade
9-20-2026
IQD news starts about minute 4:50 or so
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Good Afternoon Dinar Recaps,
YEN RESET WATCH: JAPAN'S CURRENCY DEFENSE MOVES INTO FOCUS AS BOJ RATE HIKE FAILS TO LIFT THE YEN
JAPAN'S YEN HAS WEAKENED DESPITE A BANK OF JAPAN RATE HIKE, PUTTING CURRENCY INTERVENTION, INTEREST-RATE DIFFERENTIALS AND GLOBAL CAPITAL FLOWS BACK IN THE SPOTLIGHT.
Parliamentary Warning Of A Severe Financial Crisis
Information/Baghdad... Ali Shaalan, a member of the State of Law Coalition, confirmed on Sunday that Iraq is suffering from a severe financial crisis at the moment, pointing to the need to pay attention to the economic challenges facing the country.
Al-Daraji told Al-Maalouma that “the economic reality clearly indicates the existence of a real financial crisis that requires objective and serious solutions by the concerned authorities to mitigate its effects.”
Sometimes This Time Really Is Different
Notes From the Field By James Hickman (Simon Black / Sovereign Man) September 21, 2026
Some time in the middle of the second century AD, on the shores of the extremely picturesque Lake Iznik in modern-day Turkey at the site of the ancient city of Nicaea, a boy named Cassius Dio was born into a locally prominent family. His father was a Roman politician, his mother was Greek, and young Cassius Dio grew up in a bilingual household speaking Greek and Latin at a time when the Roman Empire was at its absolute peak.
TNT:
Tishwash: Al-Zaidi meets Trump in New York ahead of the end of the coalition's mission.
All eyes are on the upcoming visit of Prime Minister Ali Faleh al-Zaidi to New York next Tuesday to participate in the United Nations General Assembly meetings.
During the visit, al-Zaidi is scheduled to meet with US President Donald Trump, at a time when the country is witnessing a withdrawal of coalition forces as the September 30 deadline approaches.
This visit comes at a different political juncture, as the Iraqi diplomatic move intersects with an internal debate about restricting weapons to the state and the future of the American military presence in Iraq.
Monday Coffee with MarkZ. 09/21/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: Tracking the progress in Iraq and Europe losing control. The Mushroom ladies join us after the regular show.
Emailed to Recaps: Thank you David
Reset Intelligence: The Precipice
The Precipice
By Reset Intelligence | @EXIT_FIAT
Iran threatened decisive war over the weekend, then did the quiet thing that matters: it sent Washington its terms through Qatar. All three conditions made public ask for money.
And in Baghdad, the central bank stood up in public to defend the price of the dinar as the street pressed 160,000.
Thursday Night X22 Reports News Flash and X22 Report Spotlight 9-24-2020
.V Recovery Continues, Economic Foundation Being Built, Watch The Market & Gold - Episode 2285a
X22 Report News Flash: Sep 24, 2020
Nothing can stop this recovery, the UK is seeing a bounce back, as soon as the lockdown rule was dropped, what happened, retail started to jump back, same thing will happen here in the US.
The number of people who are filing first time unemployment is continually dropping.
Housing market is in a V recovery with new homes sales bouncing back.
The foundation is being built, the battle continues, watch the market and gold.
V Recovery Continues, Economic Foundation Being Built, Watch The Market & Gold - Episode 2285a
X22 Report News Flash: Sep 24, 2020
Nothing can stop this recovery, the UK is seeing a bounce back, as soon as the lockdown rule was dropped, what happened, retail started to jump back, same thing will happen here in the US.
The number of people who are filing first time unemployment is continually dropping.
Housing market is in a V recovery with new homes sales bouncing back.
The foundation is being built, the battle continues, watch the market and gold.
The Hunt Is On, [CF] Comes Into Focus, Crimes Against Humanity - Episode 2285b
X22 Report News Flash: Sep 24, 2020
The plan is now coming together, the [DS] has taken the bait, they are trapped there is no way out.
They are planning chaos right after the election, they have already projected what they are going to do.
Durham is let loose, the [CF] comes into focus.
The hunt is on, get ready for October.
People Are Waking Up To [DS] Events, The [DS] World Control Agenda Is Failing: Claudio Grass
X22 Report Spotlight: Sep 24, 2020
Claudio discusses the virus event. That the people are not buying it anymore, the hospitalization rate is close to zero, the death rate is close to zero and this less harmful than the flu.
The [DS] is now pushing their agenda for total control, but the people are waking up and the people are banning together.
Claudio also discusses on how the [CB] are using the crisis to cover up the global economy implosion.
Gold will continue to move up, but the [CB] will try to push it down.
Monday Coffee with MarkZ. 09/21/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: Tracking the progress in Iraq and Europe losing control. The Mushroom ladies join us after the regular show.
GP Q: Iraq’s Central Bank Addresses Dollar Supply
9-20-2026
ARE WE THERE YET
September 20, 2026
IRAQ — THE CBI ADDRESSES DOLLAR SUPPLY
The Iraq Central Bank of Iraq issued a statement today saying Iraq has sufficient foreign reserves to meet demand for dollars for imports, card payments and travelers at the official rate.
GP Q: Banking Reset, the Fed Prepares for Major Overhaul
9-20-2026
BANKING RESET: FED PREPARES MAJOR OVERHAUL OF STRESS TESTS AND CAPITAL REQUIREMENTS
WHAT’S HAPPENING
The Federal Reserve is preparing major changes to how large U.S. banks are stress-tested, with more transparency around the models, assumptions and scenarios used.
RV Update, Could this Trigger the Next Big Payout? Holly Celiano
9-18-2026
A recent video update dated September 18th, presented by Holly Celiano, brings several critical developments to the forefront. The discussion focuses heavily on Iraq’s impending sovereignty milestone, recent legislative maneuvers surrounding United States cryptocurrency regulations, and ongoing updates regarding currency valuation efforts tied to changing military dynamics in the Middle East.
Ariel: We are in the Home Stretch
9-18-2026
Do You All Know What Just Happened?
We Are In The Home Stretch
This comes off the announcement by The Ministry of Finance in Iraq how declared September 30th to be financial sovereignty day.
Bruce’s Big Call Dinar Intel Thursday Night 9-17-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome everybody to the big call tonight. It is Thursday, September 17. You're listening to the big call. Thanks for tuning in, everybody all over the globe. Sorry about my voice; it's a little bit lower than normal, but we'll try to work with it and make it through the call.
Thank you, Bob, for that. Appreciate that. Everybody can get on the site, put an order together. If they have any questions or any problem they've got, they can go ahead and call customer support. Excellent. Thank you, Bob. Okay, guys, I'm going to try to make it through the Intel segment with you.
Coffee with MarkZ, joined by Mr. Cottrell. 09/18/202
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: Progress continues and rumors fly. We will see what Mr. Cottrell has to bring to the table this morning.
MZ: I’m pretty giddy. Iraq is even announcing that Sept 30th is “Financial Sovereignty Day” along with removal of troops….. We hope this means Change the dinar value day. Many things are screaming “This is our month”
Ariel: IQD Update from the Horse’s Mouth
9-18-2026
What more do you need to see?
The SEC’s September 17, 2026 Innovation Exemption removes regulatory barriers, enabling the DTCC to initiate asset tokenization on Ripple (XRP Ledger) in October. This aligns with the Central Bank of Iraq’s (CBI) digital Dinar (dIQD) framework, which enforces 1:1 parity with physical IQD through a permissioned ledger governed by the Trade Bank of Iraq, Rafidain, and Rasheed Banks.
Ariel: A Observation So to Speak, the Reset
9-17-2026
A Observation So To Speak: The Reset
Everyone reads September 30 as a disarmament deadline. Read it the other way: it’s the last day the old security architecture exists.
Militias holding weapons and militias holding hoarded cash are frequently the same gentlemen, and the weapons deadline functions as a census. Compliance with the handover signals compliance with the financial order that follows seven days later.
Is Iraq Ready To Revalue the Dinar?
The Dinar Den: 9-16-2026
Stephen, an entrepreneur and seasoned investor in the Iraqi currency, provides a detailed analysis of Iraq’s current economic trajectory. The core of this discussion relies on a comprehensive report compiled by an IT systems expert named Kenny.
This meticulously drafted report evaluates Iraq’s systemic readiness for major currency reform, focusing on key structural changes rather than the speculative rumors that often dominate the conversation.
Bruce’s Big Call Dinar Intel Tuesday Night 9-15-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome, everybody, to the big call tonight. It is Tuesday, september 15, and you're listening to the big call. Thanks for tuning in, everybody. Again, all over the globe. Good to have you here. Glad to have you here.
Let's let's move from that point on into where we are on Intel. Now I will say this: it is getting quiet. It's very difficult to get Consistent revelation in terms of intel from our many sources, and even though we're trying every day-and I mean every day, Saturday, Sunday, every day-to get it. Sometimes we get it. Sometimes it's a little light today. I would call it a little bit light.
Coffee with MarkZ joined by Zester 09/16/2026
MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions
MZ: Crazy slow news day so far, factions, international deals, and global bankers. Zester has an update on the Clarity Act.
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY
GP Q: Why the Clarity Act Matters to Currency Holders
9-16-2026
CLARITY ACT — WHY IT MATTERS TO CURRENCY HOLDERS
The Senate did fail to advance the CLARITY Act today. The cloture vote was a procedural step requiring 60 votes; it was not a final vote declaring the bill d**d forever.
WHAT WE KNOW: The bill concerns regulation of digital assets, including SEC/CFTC jurisdiction.
Stephanie Starr: If Congress Advances this
9-15-2026
If Congress advances this, the United States is formally acknowledging Bitcoin as a strategic national asset — something potentially worth holding on the federal balance sheet rather than automatically selling.
Why that matters? Protects U.S. exposure to a scarce digital asset. Strengthens America’s position in the global digital-asset economy. Signals that crypto is becoming part of mainstream financial policy. Encourages long-term regulatory and institutional certainty. Forces other nations to think seriously about their own digital-asset reserves. Moves the conversation from “Should crypto exist?” to “How does America compete?”
Ariel: THE SEQUENCING - WHY ORDER MATTERS 9/12/26
VIII. THE SEQUENCING — WHY ORDER MATTERS
The CLARITY Act must pass before the Dinar revalues. Here's the mechanical reason:
1. CLARITY Act passes → digital tokens backed by sovereign currencies become legally recognized settlement instruments under US law.
2. SEC issues no-action letters → exchanges can list the revalued Dinar token without securities law exposure.
Rob Cunningham: Clarity’s Momentum Window
9-13-2026
CLARITY’S MOMENTUM WINDOW
14 Positives.
BRICS aligning.
Ireland welcoming.
Iraq preparing.
KTFA:
Clare: Al-Zaidi meets with Trump again in New York to discuss the withdrawal of US forces, combating corruption, and the course of the political process.
An informed source revealed on Friday that Prime Minister Ali al-Zubaidi is expected to visit the United States to participate in the work of the United Nations General Assembly in New York, which will include a meeting with US President Donald Trump to discuss issues related to relations between Baghdad and Washington and internal developments in Iraq.
The source said that al-Zaidi will head to the United States after the end of his European tour, which includes France and Germany, indicating that his meeting with Trump will focus on three main issues: the withdrawal of US forces from Iraq within the agreed timeframes, the results of the anti-corruption campaign and the expected steps within it, in addition to the course of the political process in the country.
BIG XRP & RV UPDATE Clarity Act Changes Everything? | Latest Financial News
Holly Celiano and Chris Real World: 9-11-2026
In a recent video update, financial commentator Holly Celiano opened her message with a thoughtful reflection on the profound legacy of September 11, drawing a meaningful connection between historic resilience and the continuous evolution of global economic systems.
As the global financial landscape undergoes unprecedented structural changes, remaining informed about macro-level developments is essential for market participants. Celiano seamlessly transitions from this reflective opening to detail major shifts currently taking place across international banking networks, highlighting how traditional financial institutions are rapidly integrating with modern digital asset infrastructure.
Ariel:: The Revaluation Cascade
9-12-2026
September 15th: Clarity Act Senate Vote (Passage vs Baggage)
THE REVALUATION CASCADE
Iraq has been operating under an artificially suppressed exchange rate since 2003. The dinar was deliberately pegged low 1,470 to the dollar under the program rate set by the Coalition Provisional Authority and maintained by the Central Bank of Iraq under IMF pressure.
Bruce’s Big Call Dinar Intel Thursday Night 9-10-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome everybody to the big call tonight. It is Thursday, September 10th, and you're listening to the big call. Thanks for tuning in all over the globe, wherever you are located, and we're excited to be here tonight. Looking forward to a really good call
All right, let's get into our intel segment. Let's see what we have to bring us closer and to maybe create a valid timeline for us. And sometimes, like Sue, the last thing you heard is sort of the first thing you want that you remember and want to bring out. And sort of, I'm going to do a little bit of that.
"General Questions to Ask Wealth Advisers" from DebTarHeelGirl
.Thank You DebTarHeelGirl
From DebTarHeelGirl:
General Questions to Ask Wealth Advisors
Choose the questions that are most relevant for your situation When interviewing a wealth advisor, it is important to ask the right question and know how to interpret the answers.
Here are select questions to get you started. In a formal selection process the family should come up with additional relevant questions that will isolate important criteria.
Thank You DebTarHeelGirl
From DebTarHeelGirl:
General Questions to Ask Wealth Advisers
Choose the questions that are most relevant for your situation When interviewing a wealth advisor, it is important to ask the right question and know how to interpret the answers.
Here are select questions to get you started. In a formal selection process the family should come up with additional relevant questions that will isolate important criteria.
Firm Background and Ownership
When was the firm founded?
When did the firm begin providing wealth advisory services? What was the impetus behind the creation of the multi-family office business, if applicable?
What is the firm's organizational structure? If family-owned, what is the percentage of the family s interest?
What is the firm's ownership structure? If family-owned, what is the percentage of the family's interest?
Does the firm develop an annual strategic plan? If so, what are primary initiatives for the firm in the next two years?
What is the firm's stated mission?
Is the firm a Registered Investment Adviser under the 1940 Act of the Securities and Exchange Commission? Please provide a copy of the firm's ADV Parts I & II filed annually with the SEC.
Services
Describe your expertise in each of the following service areas:
wealth transfer planning
financial planning
foundation and philanthropic planning
investment planning
investment management
performance analysis
tax planning and tax compliance
bill paying and cashflow management
client education process
What are your areas of greatest strength when providing wealth advisory services?
What new services/service enhancements are you planning to introduce in the next year?
What aspects of your business distinguish you from your competition?
Do you work with outside investment consultants to enhance your research?
Client Relationships
How many family relationships does your wealth advisory business have? What is the distribution of clients by type (business owners, wealth owners, wealth inheritors, foundation, etc.)?
How many new clients have you added/lost in each of the past three years?
What percentage of your clients are full-service relationships? What services do you typically provide to the clients that don't use your firm for all services?
How do you get new business? Do you have an active new business development effort?
What are current assets under management?
Please provide a breakdown of:
growth in new assets due to new client business over the past three years
growth in assets due to new assets from existing clients
loss of assets due to client attrition in the past three years
Provide references from three clients that have worked with your firm for at least three years?
What were the reasons why former clients terminated your services in the past three years?
Employees
How many employees do you have in each major department? Provide a breakdown of employees in the following categories:
senior relationship managers
investment professionals
tax and accounting professionals
philanthropy specialists
information technology professionals
marketing professionals
operational/back-office personnel
administrative staff
How is the typical relationship management team structured? And how is technical expertise provided to support the relationship team?
How are the relationship managers compensated? If they are paid incentive compensation, what is that based upon? Do they share in firm profits?
What is the typical account load for a relationship manager?
Please provide the biographies for senior management and key personnel who would service my account.
Provide the number of employee hires and terminations/resignations for the past three years.
Client Servicing and Reporting
How do you most frequently communicate with clients?
Do you have regularly scheduled client meetings? If so, what is the frequency and who typically represents the firm?
How do you interact with the clients' other key advisers?
Do you provide electronic versions of client reports? Do clients have on-line access to their reports?
What is the website address?
Client Education and Research
What kind of client education do you provide?
Do you offer formal seminars or other educational opportunities?
Do you publish research or newsletters for your clients benefit? Please include a list of research papers distributed to clients with the date of publication.
Pricing and Fees
Do you have a published fee schedule? If so, please provide. If not, please describe how you determine a fee for a new client.
Is there a minimum account size or minimum fee requirement?
How does the fee structure differ for different client types?
Do you offer any performance-based fees? As an alternative to basis points?
Do you accept soft dollars from any product providers?
Do you accept fees of any other type of service providers? If so, under what circumstances?
From Dinar Recaps Archives
15 Things To Do If You Get Rich All Of A Sudden
So you won the lottery. ( Or Inheritance, or RV)Now what?
00:00 - Intro
00:56 - Do not let anyone know
01:25 - Pay all of your debt.
From Recaps Archives
15 Things To Do If You Get Rich All of a Sudden
In this Alux.com video we'll try to answer the following questions:
What should you do if you get rich all of a sudden?
What do to if you inherit money?
How to manage a large sum of money?
What should you do if you get rich?
Occasionally Dinar Recaps will be posting Exchange Tips and information from our archives for our newest readers that may be helpful for you at our exchange appointments and Post RV. Not all information may apply to you and your personal situation…..Take what you like and leave the rest: Some you may want to save for your own personal records! We hope all our dreams come true very soon ~ Your Dinar Recaps Team
VELOCITY OF MONEY - From Virginia Gentleman
I know I don’t have to state the obvious …GO HAVE FUN WITH SOME OF YOUR NEW FOUND WEALTH. However, I would like to pass on some words of wisdom.
As we get ready to punch it in, please remember to act like you’ve been in the End Zone before. Take a deep breath and exhale slowly as you collect yourself with the full intentions of acting with class and integrity.
Respectful treatment of others will be an inherent responsibility of your new status, as well as respectful treatment of your money and assets. You owe this to yourself, your family, your neighbors, and your heirs.
(Dinar Recaps Note: This post is for informational purposes only. It is not legal, tax or investment advice. Dinar Recaps advises that everyone should do their own due diligence and seek local Professional tax, legal and/or investment advisers.) Not all information may apply to you and your personal situation…..Take what you like and leave the rest: Some you may want to save for your own personal records!
Iraqi Dinar Breaking News: How to Prepare for a Last-Minute RV, Go Bag Essentials
Wed. 4-30-2025
The air is thick with anticipation, fueled by whispers and rumors of a potential revaluation (RV) of the Iraqi Dinar (IQD) and Vietnamese Dong (VND).
(Dinar Recaps Note: This post is for informational purposes only. It is not legal, tax or investment advice. Dinar Recaps advises that everyone should do their own due diligence and seek local Professional tax, legal and/or investment advisers.)
Iraqi Dinar Breaking News: 7 Big Mistakes to Avoid When Exchanging Dinar or Dong
4-25-2025
For years, many have speculated about the potential revaluation of the Iraqi Dinar (IQD) and Vietnamese Dong (VND). The hope is that these currencies will significantly increase in value, potentially offering holders a substantial return on their investment. But are you truly prepared for that revaluation day?
From Recaps Archive by request……..
Note: All items on the checklist may or may not apply to your own individual circumstances…some of the items listed may or may not still be applicable at your exchange apt....ask your banker at the time of your appointment.
Suggested Bank appointment for Currency EXCHANGE Instructions/Checklist
For your own records
Bank Name_________________________________________
I have________________________ IQN(Iraqi)currency
From Recaps Archive by request……..
Note: All items on the checklist may or may not apply to your own individual circumstances…some of the items listed may or may not still be applicable at your exchange apt....ask your banker at the time of your appointment.
Bank appointment for Currency EXCHANGE Instructions/Checklist
For your own records
Bank Name_________________________________________
I have________________________ IQN(Iraqi)currency
Some Possible Exchange Appointment Questions compiled by KTFA Members 11-24-2024
(Dinar Recaps Note: This post is for informational purposes only. It is not legal, tax or investment advice. Dinar Recaps advises that everyone should do their own due diligence and seek local Professional tax, legal and/or investment advisers.) Some of these may be helpful for you at our exchange appointments and Post RV. Not all information may apply to you and your personal situation…..Take what you like and leave the rest: Some you may want to save for your own personal records!)
Clare: THESE ARE FRANK’S BANKS QUESTIONS THAT YOU MAY WANT TO SAVE FOR YOURSELF...
IF I DEPOSIT MY PROFIT IN YOUR BANK ............ HOW MUCH WILL YOUR FDIC COVER MY ACCOUNT
WILL YOUR BANK CONNECT ME WITH YOUR INSURANCE COMPANIES?.......
Occasionally Dinar Recaps will be posting Exchange Tips and information from our archives for our newest readers that may be helpful for you at our exchange appointments and Post RV. Not all information may apply to you and your personal situation…..Take what you like and leave the rest: Some you may want to save for your own personal records! We hope all our dreams come true very soon ~ Your Dinar Recaps Team
Possible Bank Perks to ask for at your Exchange Appointment .
AUM - Assets Under Management
1. No fees ever for foreign currency exchanges
DebTarHeelGirl "Rest in Truth-It's Coming!"
.Emailed to Recaps:
DebTarHeelGirl: So many of you are calling, emailing and asking me WHY when folks are posting that the RV is tomorrow, we can exchange at a large rate, 5,000 exchange centers are there waiting for us to come in, you are SO crushed that it never happens when the postings say it was to happen....
My answer: THE REAL INTEL IS NOT OUT THERE AND NEVER WILL BE NO MATTER WHO THE PERSON IS SAYING THEY KNOW IT ALL.
DO NOT GROW WEARY IN WELL DOING... you are doing so well to keep the faith - I know it’s hard, believe me, you would CRY if you knew why I needed finances right now.
We ALL need this blessing to manifest so I am right there with you. So let’s read this together as I type this. I am taking this Word of Faith and allowing this FAITH DOWNLOAD to remain in me today too... It's for you too!
Emailed to Recaps:
DebTarHeelGirl: So many of you are calling, emailing and asking me WHY when folks are posting that the RV is tomorrow, we can exchange at a large rate, 5,000 exchange centers are there waiting for us to come in, you are SO crushed that it never happens when the postings say it was to happen....
My answer: THE REAL INTEL IS NOT OUT THERE AND NEVER WILL BE NO MATTER WHO THE PERSON IS SAYING THEY KNOW IT ALL.
DO NOT GROW WEARY IN WELL DOING... you are doing so well to keep the faith - I know it’s hard, believe me, you would CRY if you knew why I needed finances right now.
We ALL need this blessing to manifest so I am right there with you. So let’s read this together as I type this. I am taking this Word of Faith and allowing this FAITH DOWNLOAD to remain in me today too... It's for you too!
Let me remind you this day - DELAY IS NOT DENIAL - if we could only see our future, we would be able to rest, or would we? If we could see our future workings, we would be right in there trying to make it come to pass.
Therefore, Faith in GOD is the only source to have assurance, written in His word and spoken word, that WHAT HE PROMISES HE WILL DO.
God has promised this wealth transfer and it is in process to be given unto us at any time. Until that manifests, walk the walk of faith, try not to take in what all the guru and gossips and so called "right intel" to the point it effects your daily faith.
Faith in those words have proven WRONG and you want to know why? THE REAL INTEL IS NOT OUT THERE AND NEVER WILL BE NO MATTER WHO THE PERSON IS SAYING THEY KNOW IT ALL.
Now that is not to say that some things are visual but the real internal matters of this world joint venture, CANNOT be put out there to allow the wrong people to stop it... Thus far no one has and can't...
When this is over LOTS will be revealed as to what the actual Global Currency Reset really is, what the revaluation of many foreign currencies really is, and the WHOLE PROCESS as to why it really took that long to complete...
Remember this has NEVER been done before and all the intricacies to this process is so very sensitive it most has to be hidden and not tainted by falsehoods or allowed to be shown and gotten into the wrong hands.
AND SUDDENLY! AMEN? AMEN!
REST IN TRUTH - It's coming!
All My Best Debbie
Cutting Out These 24 Expenses Will Save You Over $15,000 a Year
John Csiszar Sun, May 7, 2023
When it comes to living expenses, the truth is that most Americans subsist on a very thin margin, even if their earnings are solid. A recent survey from LendingClub and PYMTS revealed that about 51% of Americans who earn over $100,000, are living paycheck to paycheck.
The good news is that if you take a closer look at how you live, you'll likely find many areas where you can trim expenses and give yourself an extra buffer.
From Freeway Bill and DebTarHeelGirl Regarding the Wells Fargo Private Group
URGENT:
Regarding the erroneous information from Nick Fleming who has no authority whatsoever to speak/post on behalf of the Wells Fargo Private Group, Nick Fleming’s statements regarding the WF group is 100 % false!!
Please understand and reread this….. Nick's statements are 100% false!!!
Nick is not a part of, nor in any position, or in any contact with the Wells Fargo private group leadership.
Long standing trusted front runners DebTarHeelGirl and Freeway Bill spoke to those in authority regarding the “reported WF group information” released by Nick Fleming. They were instructed by those in authority in the WF Private Group to report that ALL IS WELL with the Wells Fargo Private Group. It is still intact and the protocols are still in place, awaiting GCR activation permissions as we all are.
.SOLID WISDOM FROM DEBTARHEELGIRL
PLEASE if you have ever been given a sincere word of advice to prevent Grave circumstances, I want you to read this and I humbly ask you to please take heed! The consequences could be detrimental.
NOTE: DO NOT EVER GIVE ANY GURU ANYWHERE YOUR PRIVATE INFO, HOW MUCH CURRENCY YOU HAVE, ETC.
It doesn't matter if they have a foreign accent that makes them "seem legit" PLEASE TRUST THIS.
IF you are asked to do so, ask them to show their SEC license and their UST registration to LEGALLY have a group. And if you are told by joining their group, you will be able to exchange early other perks but you will be charged 5%, 3% etc. RUN RUN RUN! This is illegal!!!
.V Recovery Continues, Economic Foundation Being Built, Watch The Market & Gold - Episode 2285a
X22 Report News Flash: Sep 24, 2020
Nothing can stop this recovery, the UK is seeing a bounce back, as soon as the lockdown rule was dropped, what happened, retail started to jump back, same thing will happen here in the US.
The number of people who are filing first time unemployment is continually dropping.
Housing market is in a V recovery with new homes sales bouncing back.
The foundation is being built, the battle continues, watch the market and gold.
.Thank You DebTarHeelGirl
From DebTarHeelGirl:
General Questions to Ask Wealth Advisors
Choose the questions that are most relevant for your situation When interviewing a wealth advisor, it is important to ask the right question and know how to interpret the answers.
Here are select questions to get you started. In a formal selection process the family should come up with additional relevant questions that will isolate important criteria.
.Emailed to Recaps:
DebTarHeelGirl: So many of you are calling, emailing and asking me WHY when folks are posting that the RV is tomorrow, we can exchange at a large rate, 5,000 exchange centers are there waiting for us to come in, you are SO crushed that it never happens when the postings say it was to happen....
My answer: THE REAL INTEL IS NOT OUT THERE AND NEVER WILL BE NO MATTER WHO THE PERSON IS SAYING THEY KNOW IT ALL.
DO NOT GROW WEARY IN WELL DOING... you are doing so well to keep the faith - I know it’s hard, believe me, you would CRY if you knew why I needed finances right now.
We ALL need this blessing to manifest so I am right there with you. So let’s read this together as I type this. I am taking this Word of Faith and allowing this FAITH DOWNLOAD to remain in me today too... It's for you too!
Oil Plunges Below $102 On De-Escalation Hopes
2026-09-21 Shafaq News Oil prices slid to their lowest in more than a week on Monday on hopes diplomacy in the Iran war will get a chance this week amid a UN meet and as investors eyed a partial recovery in shipments from Saudi Arabia despite ongoing attacks by Yemen's Houthis. Brent crude futures and US West Texas Intermediate crude touched their lowest since September 10 earlier on Monday, with Brent at $101.71 a barrel by 0213 GMT, down $2.16, or 2.08%, after settling 0.91% lower on Friday.