What Does The Recent Uptick In Foreclosures Mean For The Housing Market Now?
What Does The Recent Uptick In Foreclosures Mean For The Housing Market Now?
Foreclosure Filings Are Up 132% From A Year Prior. Here’s What That Means For The Housing Market (And It’s Not What You Might Think)
Updated: May 1, 2022 By Alisa Wolfson
Plus, what to know if you are considering buying a foreclosure.
What Does The Recent Uptick In Foreclosures Mean For The Housing Market Now?
When we were reading through real estate data this month, three stats caught our eye. The first: That the number of active foreclosures (this is when the foreclosure process has begun on a seriously delinquent loan, but it has yet to be completed and liquidated) edged up by more than 7,000 in March — the first year-over-year increase in almost 10 years, according to mortgage technology, data and analytics provider Black Knight.
Secondly, more than 78,000 U.S. properties had a foreclosure filing during the first quarter of 2022, which is up 39% from the previous quarter and up 132% from a year ago, according to real estate analytics company ATTOM.
And third, serious mortgage delinquencies — those 90 or more days past due — are 70% higher than they were pre-pandemic, according to Black Knight.
While those numbers seem grim, pros say the reality isn’t as bad as it looks: Though active foreclosures are up year-over-year, the number of loans in active foreclosure is still way below historic norms. On average, prior to the pandemic, the country saw about 30,000 to 40,000 foreclosure starts per month. But the foreclosure moratoria that were put in place as part of the CARES Act in response to COVID-19 drove all of that normal activity to a halt.
And for the most part, the continued low foreclosure starts are because the vast majority of folks who had taken advantage of forbearance have come out of such plans and returned to performing on their mortgages. And those who remain in forbearance may still have protection against foreclosure until they reach the maximum allowable forbearance period.
As for foreclosure filings, Rick Sharga, executive vice president of market intelligence at ATTOM, says that though “foreclosure activity increased significantly in the first quarter of 2022 … that doesn’t indicate a sudden weakness in the housing market, or the U.S. economy.
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KTFA
Tuesday Night Video
FRANK26….10-6-26….1500 TESTED
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
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Iraq Considers Raising Official Dollar Rate To 1,500 IQD And Dropping Currency Zeros
Iraq Jawad Al-Samarraie October 6, 2026
Baghdad (IraqiNews.com) – Safaa Al-Jabri, member of parliament for the Al-Sadiqoun bloc and member of the Parliamentary Economic Committee, revealed that the federal government is reviewing a proposal to adjust Iraq’s official exchange rate from 1,310 dinars to 1,500 dinars per U.S. dollar, while advancing high-level deliberations to redenominate the national currency and potentially remove zeros.
What A High-Trust Society Looks Like Up Close
Notes From the Field (Schiff/Sovereign Man) October 6, 2026
[Editor’s note: This letter was written by Schiff Sovereign’s CEO, Viktorija, who is originally from Lithuania but splits her time between Mexico and Panama.]
The first thing I noticed at Seoul’s Iuncheon airport was the luggage. People had just left their suitcases sitting there— against pillars, next to benches, by the exits— and wandered off to the bathroom or to grab a coffee. Nobody looked back.
Rob Cunningham: The FIMA Engine and America’s $40 Trillion Elephant
10-6-2026
THE FIMA ENGINE & AMERICA’s $40 TRILLION ELEPHANT
America owes roughly $40 trillion.
Most folks hear that and figure there are only three choices:
Raise taxes. Print money. Go broke.
But let’s hold our horses.
MilitiaMan & Crew: Iraq's Economic Story: What's Actually Happening Right Now?
10-6-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Follow MM on X == https://x.com/Slashn
U.S. Sends Strong Warning To Financial Institutions Dealing With Iran
Money and business Economy News - Follow-up The U.S. Treasury Department has warned foreign financial institutions that they will face sanctions without prior notice if they continue to engage with Iran or its financial sector.
According to a notice issued by the Office of Foreign Assets Control (OFAC) of the Treasury Department on Monday, October 5, 2026, financial institutions that deal with sanctioned Iranian entities may be targeted at any time, and must cease these activities and relations immediately.
Good Afternoon Dinar Recaps,
GLOBAL TRADE RESET WATCH: BATTLE FOR BAB AL-MANDEB STRAIT THREATENS WORLD SHIPPING AND ENERGY SECURITY
Saudi-backed Yemeni forces are fighting to regain territory near a critical Red Sea shipping corridor as Houthi retaliation raises new risks for global trade and energy markets.
Ariel: The Zero-Deletion Window and the October 15th Convergence
10-6-2026
Opening The Books To The World: October 15th Looming
Iraq Cabinet Completion, Zero-Deletion Execution Window, and the October 15th Convergence
The Iraqi Parliament’s announcement that the full Cabinet will be confirmed as a single package this Thursday is not a procedural footnote it is the legal key that unlocks the deletion of the three zeros from the dinar.
Emailed to Recaps~ Thank you David
Reset Intelligence: Iraq Refuses a Weaker Dinar
By Reset Intelligence | @EXIT_FIAT
On Sunday night a headline said Iraq's 2027 budget values $100 at 150,000 IQD. On Monday evening the same outlet carried a currency market spokesman saying the decision will not be implemented.
In between, Iraq's ruling coalition and its parliament both called the Finance Minister in. Nobody with the power to set the IQD's rate has put a name to 150,000
TNT:
Tishwash: Parliament discusses with the Minister of Finance the exchange rate and the price of a barrel of oil in the 2027 budget
Member of Parliament Ahmed Salem Al-Saadi announced on Tuesday that he will host Finance Minister Faleh Al-Sari to discuss the dollar exchange rate and the price of a barrel of oil adopted in the 2027 budget.
Al-Saadi told Al-Mada that “today we will host Finance Minister Falih Al-Sari, and the issue of the price of a barrel and the exchange rate of the dollar in the 2027 budget will be discussed within the Finance Committee and in the House of Representatives.”
GP Q: The US Fed’s Genius Act
10-6-2026
The US Fed’s GENIUS Act:
Stablecoin rules leave the statute
5 October 2026
On 24 September the Federal Reserve signed off on two proposed rules under the GENIUS Act, the July 2025 law for payment stablecoins.
Delete Zeros From The Iraqi Dinar... Change Of Currency Or Redrawing Of The Money Map?
The controversy over removing zeros from the Iraqi dinar is not limited to changing the shape of the currency or simplifying financial transactions, but extends to one of the most sensitive issues in the Iraqi economy, namely the size of the cash mass circulating outside banks and the money that citizens keep in their homes away from the banking system.
Good Morning Dinar Recaps,
INDIA RESET WATCH: U.S.–INDIA TRADE TALKS STALL AS TARIFF PRESSURES THREATEN GLOBAL COMMERCE
Trade negotiations between the United States and India have reached a difficult point as tariff threats, Russian oil purchases and competing economic priorities put pressure on one of the world's most important trade relationships.
The Final Dinar Pieces Are Falling Into Place
The Dinar Den: 10-5-2026
Recently, in a detailed analysis provided by Stephen from The Dinar Den on YouTube, several critical updates came to light regarding the current economic landscape in Iraq.
From discussions surrounding potential exchange rate revisions to long-term structural reforms, the economic environment is undergoing significant scrutiny.
KTFA
Monday Night Video
FRANK26….10-5-26….JEALOUS UGLY ANGRY GIRLFRIEND
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
EU Ambassador: Trade Between Iraq And Europe Amounts To About 18 Billion Euros
Money and business Economy News – Baghdad The Ambassador of the European Union to the Republic of Iraq, Clemens Smtner, said that the relations between Baghdad and the European Union are witnessing a renewed development in various fields, pointing out that the partnership between the two sides expands to include economic, developmental and security files, in addition to issues related to institutional reform and the rule of law.
It Took 211 Years to Borrow $2.3 Trillion. Congress Just Did It in Twelve Months.
Notes From The Field By James Hickman (Simon Black / Sovereign Man) October 5, 2026
$2,307,765,598,614.61. That’s how much the national debt grew by in fiscal year 2026, which just ended last week on September 30.
$2.3 trillion in a single year is clearly and obviously runaway debt growth; think about it— the entire national debt didn't reach $2.3 trillion until 1987.
Ariel: You are Hearing it from Official Iraqi Sources
10-5-2026
You Are Hearing It From Official Iraqi Sources
You Need To Read This Now!
The Cabinet Will Be Completed Next Week
Do you know what Iraq is doing for the 1st time for the 2027 budget?
Financial System Will Be On The Chain, We Are Transitioning From A Fiat To Asset Back System
X22 Report: 10-5-2026
Affordability goes back to 1971, but Biden has caused higher prices and that is what people are feeling. Oil is flowing. Trump is preparing the system to be put on the block chain backed by gold.
Trump is in the process of completely and utterly transitioning the Economic System. The Treasury Secretary Scott Bessent is continually bringing on people to help transition the system.
GP Q: Same Week, Three Separate Stories
10-6-2026
Same week, three separate stories.
An overview: Easy to mash them into a “reset.” They are not one.
Seoul, 3 October. XRP Asia launched at the Grand Hyatt during Korea Blockchain Week.