Reasons Why The Housing Market Won’t Crash Any Time Soon
Reasons Why The Housing Market Won’t Crash Any Time Soon
07/22/2021 by Financial Samurai
For existing real estate investors, you should feel great about the risks you took to buy. It takes discipline to save up for a down payment. It also takes guts to buy a large asset with debt. My default recommendation for real estate is to hold on for as long as possible.
For new real estate investors, things are a little trickier. With strong demand, low inventory, and higher prices, you need to be careful running with the herd. Good economic times have clearly returned.
However, getting into a bidding war where you’re the only one out of 20 people willing to pay way over ask has its risks. The housing market won’t crash any time soon. But, if you buy a property this way, it might not appreciate for years as the market takes time to catch up to your top bid.
Let’s review some reasons why I believe the housing market will likely continue to stay strong for years. I assign a 90% probability the housing market will not crash (a 10% correction or greater) within the next three years.
I also believe with a 90% probability the housing market will continue to make new highs for the next three years in a row with on average high single-digit YoY gains. Single-digit YoY gains means that the pace of price growth should start moderating. If I’m wrong, then I will suffer the consequences as anybody with skin in the game does.
Home prices for May 2021 chart, up 26% YoY - Why The Housing Market Won't Crash
1) Rates Will Stay Low For Longer
We are in a permanently low interest rate environment. Interest rates have been coming down since the 1980s thanks to information efficiency, technology, global coordination, and learnings from previous cycles. Productivity gains have also been massive over the years.
All the economists and lenders who have urged you to take out a 30-year fixed-rate mortgage because rates might go up have been proven wrong. In 10 years, they will be proven wrong again if they continue to encourage a 30-year fixed mortgage. The average duration of homeownership is only about 10 years. There’s no need to pay more interest than you need to.
We all know that inflation is higher than what the government is reporting. Yet, despite record high prices in many asset classes, the 10-year bond yield still remains below 2%. That is an important figure because 2% is also the target inflation rate by the Federal Reserve.
To continue reading, please go to the original article here:
https://www.financialsamurai.com/why-the-housing-market-wont-crash/
Bypassing the Fed? Gold-Backed Cash, Trump’s Money Plans & Old Glory Pay Explained
Jon Dowling and Chris Real World: 9-25-2026
In a compelling conversation with Jon Dowling, Mike Ring, co‑CEO of Old Glory Bank, pulled back the curtain on how the nation’s central bank, the Federal Reserve, shapes the everyday reality for smaller, values‑driven financial institutions.
From the Fed’s entrenched influence to the bold integration of blockchain technology, Ring’s insights paint a vivid picture of an industry at a crossroads—one where constitutional freedoms, customer protection, and innovative digital assets intersect.
Bond Market Collapse, Debt Trap, Dollar Crisis, Massive Economic Crash Incoming
Lena Petrova: 9-25-2026
In a recent and deeply insightful discussion hosted by Lena Petrova, renowned economist Peter Schiff provided a comprehensive overview of the looming financial hurdles facing the global economy today.
The conversation shed light on critical issues such as a predicted bond market correction, soaring national debt servicing costs, potential currency shifts, and persistent inflationary pressures that continue to be influenced by global energy dynamics.
Bruce’s Big Call Dinar Intel Thursday Night 9-25-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome, everybody, to the big call tonight. It is Thursday, September 24. You're listening to the big call. Thanks for tuning in, everybody. We're looking forward to having a really good call tonight. I'm excited. I hope you get excited,
Now let's get into the Intel segment and see where we stand today. Today is Thursday, the 24th of September. We have basically six days left in the month. It takes us through Next Wednesday, we have heard that we are on track for us to receive our notifications, and it looks like this.
Good Afternoon Dinar Recaps,
DIGITAL DOLLAR RESET WATCH: FED PROPOSES NEW STABLECOIN RULES UNDER GENIUS ACT
The Federal Reserve is moving to establish the regulatory framework for payment stablecoins, bringing digital dollar infrastructure closer to the regulated banking system.
How Did Swift Become A Bargaining Chip In Washington's Hands?
Information/Baghdad... Expert and strategic analyst Qasim Qasir confirmed on Thursday that the US administration continues its policy of economic blackmail and systematic financial piracy against countries and peoples who reject its policies of hegemony and arrogance. He pointed out that Washington has transformed the global financial system, the SWIFT system, and the dollar into tools of war and pressure to punish anyone who opposes its dictates and dubious agendas.
Ariel: Do you Know What was Just Announced?
9-25-2026
Do You Know What Was Just Announced?
Translation: This is Iraq’s official invite to American banks to plug directly into its financial system, which ends the isolation that kept the dinar suppressed and unlocks foreign capital inflows that can only settle at a market-reflective rate.
Friday Coffee with MarkZ. 09/25/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: The Un meetings and Zaidi being in the US is bringing us a lot of news.
GP Q: Currency Watch as of 24th September 2026
9-24-2026
Currency Watch — 24 September 2026
Facts only.
Settlement rails ≠ a revaluation.
Europe — Pontes is live
On 21 September the Eurosystem switched on Pontes:
wholesale trades in tokenised assets can now settle in central-bank money, not just bank deposits or stablecoins.
Emailed to Recaps~Thank you David
Reset Intelligence: Iraq Invites America's Banks.
By Reset Intelligence | @EXIT_FIAT
Iraq's Prime Minister told a table of American banks why Iraq's banks have been weak: too little connection to the world's banks, American banks above all. Then he asked them in.
The same day, the US handed Iraq its diplomatic post at Baghdad's airport. Soldiers out, bankers invited.
Good Morning Dinar Recaps,
IRAN RESET WATCH: TEHRAN OFFERS 7-DAY PATH TO REOPEN HORMUZ AND RESTART PEACE TALKS
Iran’s proposed seven-day roadmap could reopen the Strait of Hormuz and restart broader negotiations, creating a potential pathway toward lower energy and trade pressures across the global economy.
Who Decides What Gold Is Worth? How Gold Prices Are Determined
Catherine Brock Yahoo Personal Finance
The price of gold can be quoted in multiple forms because the precious metal is traded in different ways. The two main gold prices that investors should know about are spot prices and gold futures prices.
The Spot Price
The spot price of gold is the current market price per ounce for physical gold as a raw material, sometimes called spot gold. Gold ETFs that are backed by physical gold assets generally track the gold spot price.
Rob Cunningham: The Truth Protocol Wins
9-23-2026
THE TRUTH PROTOCOL WINS
When global leaders adopt absolute, exacting, neutral and non-negotiable standards of truth, the world does not need one blockchain, one currency, one corporation or one nation to control the future.
The STANDARD wins – not any one protocol or blockchain.
KTFA
Thursday Night Video
FRANK26….9-24-26…..LET’S GET IT ON
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Good Afternoon Dinar Recaps,
GLOBAL BOND RESET WATCH: U.S. 30-YEAR YIELD HITS 22-YEAR HIGH AS GLOBAL DEBT MARKETS COME UNDER PRESSURE
Rising long-term borrowing costs in the United States and other major economies are putting renewed pressure on government debt, inflation expectations and the financial system built around global bonds.
House Passes Common Cents Bill
Lynne Marek Lead Editor Published Sept. 16, 2026 Dive Brief
The bill officially ends minting of pennies and allows merchants to round to the nearest nickel, though the coins are already out of production.
The penny, which has been in circulation since 1793, will officially be discontinued for general circulation under the proposed Common Cents Act.
Penny’s End Poses Rounding Challenge
Published July 16, 2026 Justin Bachman Senior Reporter
Merchants press for passage of a bill to enact rounding standards as cash-handling businesses grapple with the cent’s gradual demise. Businesses would gain new guidelines for rounding transactions if the government gradually phases out the U.S. penny under legislation Congress is considering.
The Common Cents Act, which passed the House of Representatives on Tuesday, enacts formal guidelines for businesses to round tabs to the nearest 5 cents as the U.S. gradually retires the penny.
The Currency Reset is imminent: “This Will Be Very Serious”: Alasdair Macleod
Liberty and Finance: 9-23-2026
Alasdair Macleod warns that escalating Middle East tensions could trigger a far broader economic shock through fuel, shipping, food, and global logistics disruptions. He argues that shortages of diesel, kerosene, and ship fuel could drive essential prices sharply higher while simultaneously pushing economies toward recession.
Macleod also warns that foreign demand for U.S. Treasuries could weaken just as Washington faces massive refinancing needs, potentially creating a debt trap and higher bond yields.
Bill Holter: Higher Rates will Pop that Bubble
USA Watchdog/Greg Hunter : 9-23-2026
Financial writer and precious metals expert Bill Holter (aka Mr. Gold) has warned for years about what happens in the end when a debt bubble pops. Mr. Gold explains, “This bubble is like any other bubble in mankind’s history.
In the 1920s, credit was extremely easy. When credit tightened, it was the wealth effect in reverse. We saw this again in the early 1970s. We saw this again in the 1987 crash.
Erdogan: We Want To Focus With Iraq On The Path Of Development Instead Of Terrorism Issues
Money and business Economy News - Follow-up Turkish President Recep Tayyip Erdogan stressed his country's keenness to strengthen relations of cooperation and economic partnership with Iraq, and move the talks between the two countries to broader horizons that include the path of development and prosperity, instead of focusing on terrorism issues.
KTFA
Friday Night Video
FRANK26…8-25-26….Z PUBLIC ANNOUNCEMENT
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#