Being Rich – What Would Change in Life?
By Jim @ Route To Retire / March 2, 2021
Ah, the allure of tons of money… who hasn’t had the dream of being rich?!
The things you could afford, the places you could go, the luxurious good times you could have. It’s fun to imagine all the cool things you could do with boatloads of money.
Wait a minute, Jim – aren’t you already rich? You retired a couple of years ago at 43 for Pete’s sake!
We’re definitely in a position that I’m more than elated for – we’re financially independent. That’s a blessing more than we could ever ask for in life.
But we’re far from rich. I talked about this in my post, Being a FIRE Millionaire Doesn’t Mean You’re Rich. Essentially, through the 4% rule, we have a “fixed income” of roughly $50,000/year we can spend while still sustaining our portfolio for the long haul. This, of course, assumes neither one of us ever works again, but it’s still an important number to understand.
There’s no doubt that $50k/year is a nice chunk of money that, so far, works nicely to cover our annual expenses. We have breathing room in there to live our normal family life including taking vacations… but being rich is not something we are. “Set” might be a better way to put it.
Remember though that we’re living a semi-frugal lifestyle. We still need to think through all our spending and when we do make choices, you can bet that money is almost always a factor in our decisions.
The fun part though is the idea of taking money completely out of the equation – no worries about cost whatsoever. Imagine what we could do if we were really rich.
I’ll tell you what I would do and then you tell me what you would do if money was no object.
Being rich involves owning a boat, right?
Haha, not in this guy’s dreams – that’s for sure!
To continue reading, please go to the original article here:
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(Some Excerpts)
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KTFA
Friday Night Video
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Playback Number: 605-313-5163 PIN: 156996#
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