Bruce’s Big Call Dinar Intel Tuesday Night 9-16-25
Bruce’s Big Call Dinar Intel Tuesday Night 9-16-25
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome everybody. big call tonight. it is tuesday, september sixteenth, and you're listening to the big call. thanks for coming in, everybody, wherever you're located around this globe. and thank you, Sat Team for getting the signal out all over place -
I'm going to transition into, or segue into Intel now. But I want to start you guys know, I'm a big fan of good night formula - a boomers product called Good night formula, and I really love it. I take it every night now. It does help you to dream. It seems that it just allows you to have more. I know my dreams are very colorful, and I love that. And I'm going to tell you about one dream I had two nights ago, which would have been what Sunday night?
Bruce’s Big Call Dinar Intel Tuesday Night 9-16-25
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome everybody. big call tonight. it is tuesday, september sixteenth, and you're listening to the big call. thanks for coming in, everybody, wherever you're located around this globe. and thank you, Sat Team for getting the signal out all over place -
I'm going to transition into, or segue into Intel now. But I want to start you guys know, I'm a big fan of good night formula - a boomers product called Good night formula, and I really love it. I take it every night now. It does help you to dream. It seems that it just allows you to have more. I know my dreams are very colorful, and I love that. And I'm going to tell you about one dream I had two nights ago, which would have been what Sunday night?
ep, Sunday night I had a dream. And this is interesting, because it was a dream where I was handed a sheet of paper, like an 8 1/2 by 11, sheet of paper with all these Spanish words on it. It was all Spanish, and it was all larger words, not little tiny, you know, whatever yo quiero Taco Bell.
It wasn't anything like that. It was like major long words. And I looked over that sheet in my dream and looked over it, and then I focused in on a word that was Agra de serremos, Agra de ser Amos, Ara de serremos nosotros, agradecer Amos, which means we shall be thankful for -- whatever we shall be thankful.
And I just thought that was such an interesting word for me to focus in on and remember, and having seen it written out, and knowing what the meaning is for the word, which I do, and then see it, and then remember it. And I just wanted to say that to you guys tonight, we shall be thankful.
Now we're already thankful, but it sounds like really be thankful. I took it to mean after this goes and after we all get started working in our projects and getting into med beds and all that, we shall be thankful.
So I'm thankful now to be able to tell you, I think the Charlie Kirk execution, if you will, of Charlie Kirk was something that has definitely been on the minds of the Trump administration. I know it to the point where I think things pause for a few days Now they may be going on behind the scenes.
Everything's still moving forward, and I have reasons to believe that, but I think we got slowed a little bit as a result of that. President Trump, as you guys know, flew out this morning to Great Britain to be there for three days, which is Wednesday through Friday. He got in this afternoon. You know, tonight in Great Britain,
He's also meeting over there with President Putin, who's going to come meet with him probably Friday, and also with the Netanyahu. So he's going to work out details with the UK and revisit their tariffs and trade programs that they established. And maybe alter it. Maybe not. We'll see
President Trump is the king deal maker, but whenever he comes out, that's one what he's doing over there. So he'll be working with the family on who else is over there in England, on Wednesday, Thursday and then Friday. And I think he'll come back either Friday night, probably they'll leave and fly back
And I know Sunday that there is a memorial service in the Glendale stadium in Glendale, Arizona for Charlie Kirk that I don't know how many people it holds, but I have a feeling it'll be packed out like the gates open at eight in the morning and the service at 11. That would be Pacific time.
So that's that's what is going on there - and there's a lot of behind the scenes stuff too that's happening. But I can tell you that there are bond holders that started coming into Reno this morning at early, early O dark 30 type hours, and will go in for the next five days, including today, to Wednesday, Thursday, Friday, Saturday, should be done by around 5pm Saturday.
Now, what are they doing? They're going back in with their bonds. They're being re vetted, and the people are being checked out to make sure they are the legitimate bond holders and so on. They haven't tried to do any alterations or facial alterations, or any of that stuff. Okay? And that's going on now.
Now, what does this say for us, the bond holders are transacting in Reno doesn't say when they're going to receive their funds. Doesn't say when they're going to get the green light to spend. What funds are going to be in our accounts. We have heard from other sources that we should be looking at this week from anytime, from Wednesday, tomorrow, Wednesday through Sunday, as the times we should get our notifications.
I don't know if we're going to start this week or not, but one source did say, I don't see how we can get out of this week without exchanging. Well, that's one source. That's his viewpoint or opinion based on the information he has. And all of these sources are pretty much connect, well connected. They're good sources. But who knows?
Maybe we'll get out of the week with exchanges starting, or maybe we won't. But I like the fact that we had a window, which was initially Tuesday, Wednesday, but if not by Wednesday, which is tomorrow, if not by Wednesday, then the weekend. That's all right, okay, all right.
Let's see what happens today and tomorrow, then and then that got expanded with the same source, expanded to Wednesday to Sunday. So anytime within this week is looking looking very good.
Another couple of sources said it would be this month between the 15th, which was yesterday, and the end of the month. So that's approximately two or two more weeks.
Several said thanks a lot for that, and they said, and two different sources gave us that same timeline, 15 to the end of the month, but they both said they didn't think it was going to go that far into the end of the month. In other words, it would be more likely to be happening this week than after this week.
I thought, all right, that's good, I guess. Okay. No guys, we do get information from several different sources, and we boil it on down, and I try to consolidate it verify. It, vet it out, and then present it to you, as I'm getting it pretty much Tuesday and Thursday nights with very little alteration in it.
I think we're at the point where we can look forward to whenever it does come in. You have to be ready for it. Be prepared for it. You need to be prepared to get into the med beds when they become available after the exchange.
All right, otherwise guys, I think the other, the only other thing I did hear from a redemption center leader that said that he received information Saying that NESARA and GESARA would begin on Wednesday, October 1. Okay, that's good. I think that's that's great when that happens. That's when it happens.
But remember to get GESARA underway we have to have peace between Russia and Ukraine, primarily - that’s the big hotspots. Needs to calm down - I understand from my sources that there is a peace treaty, a peace deal, in place, but it hasn't been announced yet. But I think they have it. They just need to enforce it. If they do that would allow the NESARA and GESARA to kick off. And maybe it is October 1.
Maybe that is the day for it to start, but I think that it's going to be to see what happens the rest of this week and see if any, if we get anything, but see what happens after that.
So that's what I wanted to share with you guys tonight. I appreciate you. Thank you for everything, and I'd like everybody to continue to stay in prayer for Charlie Kirk's widow, you know, his wife and his two kids and the organization, turning point USA as we are at a Turning Point now,
Alright, let's pray the call out, you guys, thank you again. Let's see what happens between now and Thursday. We can give you an accurate update if you don't have this by Thursday, Let's see what happens, and look forward to talking with you on Thursday. All right, so God bless Good night.
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Seeds of Wisdom RV and Economics Updates Wednesday Afternoon 9-17-25
Good Afternoon Dinar Recaps,
BRICS Members Russia & India Continue Oil Deals Despite Sanctions
Energy trade exposes the limits of U.S. sanctions and highlights the financial restructuring already underway.
BRICS Oil Remains in the Limelight
Russia and India, both BRICS members, are continuing oil deals despite U.S. sanctions and direct pressure from President Trump. According to British analytics firm Vortexa, Russian crude will remain a key part of India’s import basket because it is simply too competitive to ignore.
Good Afternoon Dinar Recaps,
BRICS Members Russia & India Continue Oil Deals Despite Sanctions
Energy trade exposes the limits of U.S. sanctions and highlights the financial restructuring already underway.
BRICS Oil Remains in the Limelight
Russia and India, both BRICS members, are continuing oil deals despite U.S. sanctions and direct pressure from President Trump. According to British analytics firm Vortexa, Russian crude will remain a key part of India’s import basket because it is simply too competitive to ignore.
“Despite tightening fleet dynamics and Western pressure, Russian supply is too significant and competitively priced for India and China,” Vortexa analysts wrote.
This demonstrates a fundamental truth: political sanctions can set the tone, but economics and financial systems determine the outcomes. Energy trade has become one of the clearest arenas where de-dollarization is not just talked about, but actively practiced.
Settlements Outside the Dollar
Russia’s energy sales to India and China are increasingly settled in yuan, rubles, and even rupees — not in U.S. dollars. This bypass of dollar-denominated oil markets is a direct example of global finance restructuring in real time.
China pays in yuan through its expanding trade settlement system.
India experiments with ruble and rupee arrangements to secure supplies.
Russia gains strategic advantage by pricing outside the U.S. financial network.
This is not just politics; it’s a rewiring of how the world pays for energy — the backbone of the global economy.
Western Pressure Meets Economic Reality
The U.S. and its allies argue that buying Russian oil supports the conflict in Ukraine. Sanctions and threats are designed to choke off Russia’s revenues. Yet, as Vortexa notes, India and China cannot afford to cut ties when Russian oil is priced below global market levels.
This clash illustrates the tagline point: the structure of trade and settlement is shifting beneath the surface, weakening the dollar’s central role and empowering alternative systems.
Why This Matters
Energy is the foundation of global finance. If BRICS members normalize oil trade outside the dollar — whether in yuan, rubles, or rupees — it accelerates the broader de-dollarization trend. The White House may try to enforce sanctions, but the balance of power is moving.
This shift in oil trade shows that sanctions are no longer a guarantee of compliance. Instead, they are hastening the diversification of global finance and exposing the limits of U.S. influence.
This is not just politics — it’s global finance restructuring before our eyes.
@ Newshounds News™ Exclusive
Sources: Watcher Guru, Vortexa
~~~~~~~~~
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News, Rumors and Opinions Wednesday 9-17-2025
Ariel (@Prolotario1): The Iraqi E-Card Activation, the Precipice is here
9-17-2025:
The Iraqi E-Card Activation: Gearing Up For The Big Stage (The Precipice Is Here)
Unpacking the Trade Bank of Iraq’s E-Card Activation: A Game-Changer for Global Connectivity
Get In Here Guys (You Are Going To Love This)
Ariel (@Prolotario1): The Iraqi E-Card Activation, the Precipice is here
9-17-2025:
The Iraqi E-Card Activation: Gearing Up For The Big Stage (The Precipice Is Here)
Unpacking the Trade Bank of Iraq’s E-Card Activation: A Game-Changer for Global Connectivity
Get In Here Guys (You Are Going To Love This)
Yes, this e-card service from the Trade Bank of Iraq (TBI) is indeed international in scope it’s built around Visa Classic and Visa Gold cards, which plug directly into global payment networks like Visa’s ecosystem for seamless cross-border use.
Starting September 16, 2025, in Baghdad, it delivers these cards straight to customers with built-in security features, free issuance tied to new accounts, and real-time activation to cut out the old-school hassles of physical pickups.
Where Is This Going?
What makes this monumental isn’t just the convenience it’s the quiet revolution it sparks for Iraq’s economy, especially as the country edges toward full international waters.
Think about it: With over 10 million active bank cards already in circulation and digital transactions topping $11.5 billion this year, this rollout supercharges financial inclusion by letting everyday Iraqis tap into global spending without borders.
No more relying on cash or dodgy exchanges; now, remittances, online purchases, and even salary deposits flow digitally, aligning with the Central Bank’s “Al-Samawal” push that’s been ramping up since early September to weave everyone into the modern financial fabric.
Tying this back to the oil momentum we covered the SOMO readiness to market Kurdistan crude globally, the KRG handover locking in those steady USD streams, and the fresh leadership at the Iraq Stock Exchange this e-card activation is the missing link that turns raw revenue into everyday power.
Those billions from exports? They need a reliable way to cycle back home without friction, and Visa-enabled cards make that happen instantly, hedging against rate volatility while prepping the Dinar for Forex spotlight.
It’s like upgrading from a leaky bucket to a high-pressure hose: Iraq’s not just exporting oil anymore; it’s exporting stability, drawing in investors who see a digitally savvy market ready for prime time.
In short, this isn’t a footnote it’s the infrastructure that makes Iraq’s revaluation story credible and the global pivot inevitable.
If you’re holding Dinars or eyeing the market, this is your signal to watch closely; the pieces are snapping together faster than expected.
Let’s Go Further
ADDENDUM: What Is The Strategic Significance of the Trade Bank of Iraq’s E-Card Activation for Iraqi Dinar Holders?
Read Full Article: https://www.patreon.com/posts/iraqi-e-card-up-139064154
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Courtesy of Dinar Guru: https://www.dinarguru.com/
Mnt Goat Article: “IRAQI BANKS ASSOCIATION: THE REFORM PLAN HAS REACHED ITS FINAL FORM AND WILL INCLUDE ALL PRIVATE BANKS.” They are telling us today they are in the LAST PHASE of the process of banking reforms, now it comes down to ‘uniformity” between all banks in the banking system. If you don’t conform you will not be banking in Iraq...They can not risk more corruption once the currency in normalized and goes viral... We all should celebrate. What a relief it was to finally hear such good news...they really needed this too for the rollout of the reinstatement.
Nader From The Mid East They're trying to get away from the oil revenue. They want to make the oil revenue extra money coming in. They're working on a lot of things on a private sector to make it strong...and make sure the stability of the economy doesn't depend on the oil revenue because oil go up and down and sometime they lose money in the oil when it goes down especially when they have a budget that's $70 a barrel. The oil goes to $60 or $50 they start losing money.
"$200 Silver Is VERY ATTAINABLE In A Rush - and We Are In One"
Mike Maloney: 9-16-2025
Is $200 silver really on the table—soon?
In this episode, Mike Maloney explains why he believes we’re in one of those rare moments when gold acts as both insurance and the top-performing asset, and why silver is still massively undervalued.
Together with Alan Hibbard, they break down:
Why stricter inflation math points to triple-digit silver potential
The demand shock vs. limited new supply (18× more buyers, 55× more currency, ~2× more gold)
How rate-cut cycles and negative real yields historically supercharge gold (and pull silver with it)
Why China’s buying spree and import rule changes matter now
The case for physical metal with no counter-party risk vs. “yield on gold” schemes
0:00 Silver’s catch-up math: why $200 isn’t crazy
1:30 “Safe haven” and biggest-gains asset: gold’s rare window
4:40 1980 vs. today: more buyers, more currency, scarce metal
9:45 Rates, CPI vs. “CP-lie,” and why real yields are key Glasp
16:35 China’s role: imports, inventories, and price impact
19:50 Viewer wins & lessons: stacking, patience, endurance
22:45 Final takeaway & resources
Wednesday Coffee with MarkZ. 09/17/2025
Wednesday Coffee with MarkZ. 09/17/2025
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Wednesday morning and blessings to everyone.
Member: Really hoping Mark has good news today …I am hearing alot of chatter about this week
MZ: A very slow news day as the markets eye the FED rate meeting. This is one of the quietest RV news days I’ve seen in quite awhile.
Wednesday Coffee with MarkZ. 09/17/2025
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Wednesday morning and blessings to everyone.
Member: Really hoping Mark has good news today …I am hearing alot of chatter about this week
MZ: A very slow news day as the markets eye the FED rate meeting. This is one of the quietest RV news days I’ve seen in quite awhile.
Member: Do you think we are going this week Mark?
MZ: I don’t know – but do I expect some major bond movement this week? Yes I do
Member: Lots of good news out of Iraq!
Member: Mark,…You have said when the HCL law is signed into law we go within a few days? Or when oil starts flowing? Or are they so close it’s the same?
MZ: oil flowing is a sign that they are about sign the rest of the HCL because its necessary for profit sharing and revenue.
MZ: “ Today: Salaries, non-oil revenues and oil exports on the table of the Kurdistan Government” This is important as its part of the HCL. (Hydro Carbon Law) There is a major push to finish these files this week. There are big meetings going on right now.
Member: Why do we continue to follow Iraq?
MZ: It’s the easiest to track right now. It’s only a cog in this reset…..it’s not the cornerstone …..but watching Iraq helps us track timing better. That is why we do it.
MZ: “Customs: Recovering 5 billion dinar s and depositing them in the state treasury” this is part of the White Paper Reforms so they can lift their value.
Member: I read that Iraq was accepted into the BIS Bank of International Settlements?
MZ: That’s another big piece…along with ascension in the World Trade Organization where they have finished all the paperwork and we are just waiting on announcements. …..Its only a matter of time before they announce it.
e: I hear Vietnam has the green light to go.
MZ: I am sure they the green light to go in the reset.
Member: I wonder -Would iraq ever be left behind since other countries are ready to revalue and Iraq seems to be dragging their feet
Member: I have asked this question before - who is in charge of activating the global reset - which I assume that the RV is part of ? Thanks
Member: Any Significance To September 30 / October 1 Being A New Fiscal Year?
Member: I think that is a significant date……IMO Its logical to start new rates at the new Fiscal year which starts Oct. 1
MZ: It would certainly be the easiest time to do it. I have a number of financial contacts who believe that is our timing ….It makes logical common sense.
MZ: Jon Dowling and I just did a podcast that we recorded yesterday . I want to share that link for you folks https://www.youtube.com/watch?v=nHLsNpyjBb8
Member: That was a great podcast! Thanks Mark, and Jon
Member: FYI- Longest Solar Eclipse in a hundred years on the 21st
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY
FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...
Mod: MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM
MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/
Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.
ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut
THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS! FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS
Jon Dowling & Mark Z Discuss The Revaluation Of The Worlds Currencies Updates
Jon Dowling & Mark Z Discuss The Revaluation Of The Worlds Currencies Updates
Chris Real World: 9-17-2025
They touch on:
The Financial Reset
Iraqs HCL law and article 140
Russia says the USA is tying to a stablecoin type setup for a gold backed currency so they can revalue gold
Jon Dowling & Mark Z Discuss The Revaluation Of The Worlds Currencies Updates
Chris Real World: 9-17-2025
They touch on:
The Financial Reset
Iraqs HCL law and article 140
Russia says the USA is tying to a stablecoin type setup for a gold backed currency so they can revalue gold
Venezuela and new leadership
Nesara/Gesara
And much more.
Seeds of Wisdom RV and Economics Updates Wednesday Morning 9-17-25
Good Morning Dinar Recaps,
U.S. House Reattaches Anti-CBDC Bill to CLARITY Act Ahead of Senate Review
Lawmakers push to block a Federal Reserve digital dollar by embedding anti-CBDC language into the broader crypto market structure bill.
What’s Happening Now
The U.S. House has reattached provisions from the Anti-CBDC Surveillance State Act (H.R. 1919) to the CLARITY Act (H.R. 3633) before sending it to the Senate for review. The move combines two major pieces of legislation:
Good Morning Dinar Recaps,
U.S. House Reattaches Anti-CBDC Bill to CLARITY Act Ahead of Senate Review
Lawmakers push to block a Federal Reserve digital dollar by embedding anti-CBDC language into the broader crypto market structure bill.
What’s Happening Now
The U.S. House has reattached provisions from the Anti-CBDC Surveillance State Act (H.R. 1919) to the CLARITY Act (H.R. 3633) before sending it to the Senate for review. The move combines two major pieces of legislation:
The CLARITY Act: Seeks to establish a clear regulatory framework for digital assets, defining oversight responsibilities between the SEC and CFTC.
The Anti-CBDC Act: Prohibits the Federal Reserve from issuing a central bank digital currency (CBDC) to individuals or creating retail Fed accounts.
By embedding the CBDC ban inside the broader, more likely-to-pass CLARITY Act, lawmakers are raising the odds that these restrictions make it through Senate negotiations.
Implications for CBDC Development
If enacted, the anti-CBDC provisions would create legal barriers to a digital dollar. The Federal Reserve would face restrictions on directly offering digital currency to the public, severely limiting potential CBDC designs. Any future attempt would either require new exemptions (such as for national security) or a significantly scaled-back version of a digital dollar.
Regulatory Clarity for Crypto
The CLARITY Act itself provides long-sought regulatory boundaries by clarifying which federal agencies have authority over crypto assets and intermediaries. For crypto firms, exchanges, and stablecoin issuers, this could reduce compliance ambiguity. However, the attachment of anti-CBDC language adds political complexity — potentially alienating moderate senators or prompting efforts to dilute the ban.
Bigger Picture: Structural Finance at Stake
This legislation is not just about crypto — it’s about the future control of money and digital infrastructure. Several dynamics stand out:
Monetary Sovereignty vs. Surveillance: Whether the state has direct power over citizens’ wallets.
Agency Authority: Defining long-term jurisdiction between SEC, CFTC, Treasury, and the Fed.
Global Competition: With China, the EU, and dozens of nations advancing CBDCs, U.S. hesitation reshapes the competitive landscape for payments and standards.
Privacy vs. Innovation: Balancing innovation in fintech with civil liberties and systemic risk.
What to Watch Next
Senate Banking Committee’s stance: whether they keep or strip the anti-CBDC provisions.
White House position: a veto or amendment could reshape the bill.
Fed and Treasury response: whether they pause or adapt internal CBDC research.
International pressure: how U.S. caution contrasts with global CBDC adoption trends.
Why This Matters
The House’s decision to pair a ban on CBDCs with a framework for digital asset regulation signals a deeper fight over who controls the future of money. Beyond politics, this is about the architecture of the U.S. and global financial system — how money is issued, who regulates it, and what privacy rights survive in the digital era.
This is not just politics — it’s global finance restructuring before our eyes.
@ Newshounds News™
Sources: Coingape, Congress.gov
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De-Dollarization Reaches Critical Phase: China’s Yuan Adoption for Cross-Border Flows Tops 50%
China’s yuan surpasses the halfway mark in cross-border trade flows, marking a milestone in global de-dollarization.
Milestone in De-Dollarization
China’s efforts to internationalize the yuan have reached a new benchmark: over 50% of national cross-border flows are now settled in yuan, according to the State Administration of Foreign Exchange. This represents a doubling of yuan usage since 2022 and underscores how China is accelerating the global shift away from dollar reliance.
While the yuan still represents less than 4% of all international trade, the momentum is undeniable. Analysts note that yuan usage is boosted by China’s Cross-Border Interbank Payment System (CIPS) — its domestic alternative to SWIFT — which may even undercount true flows.
Why It’s More Than Politics
The yuan crossing 50% of China’s cross-border settlement flows shows a structural financial shift, not just a political talking point. It’s about real-world changes in how nations trade and settle debts. Politics may set the tone — sanctions, tariffs, or foreign policy uncertainty under Trump — but the deeper effect is a weakening reliance on the U.S. dollar and a growing acceptance of alternatives like the yuan.
Proof of Global Finance Restructuring
The shift is visible across multiple fronts:
Yuan Adoption Milestone: Over 50% of Chinese cross-border flows now settled in yuan.
SWIFT Alternative (CIPS): China’s settlement system bypasses Western financial choke points.
Sovereign Debt in Yuan: Hungary issued $5B in panda bonds; Russia and Brazil preparing yuan-based debt.
Reserves Shift: China cut U.S. Treasuries to a 16-year low while increasing gold purchases for 10 straight months.
These aren’t just political maneuvers; they are structural financial realignments in trade, debt, and reserves — exactly what a global reset looks like.
Implications for De-Dollarization
The U.S. dollar remains dominant, but its share is eroding at the edges. The yuan, though still under 4% of global trade, has doubled its footprint since 2022. Geopolitical pressures like sanctions and trade wars are accelerating the trend, forcing nations to transact in national or alternative currencies.
Through the Seeds of Wisdom lens, this is clear: while some frame de-dollarization as “just political fights,” in reality, the underlying economic architecture is being restructured — trade, reserves, debt, and payments.
Why This Matters
The yuan’s rise to more than half of China’s cross-border flows is more than just a trade statistic — it’s the clearest proof yet of systemic de-dollarization in action. With new debt markets, alternative payment rails, and shifting reserves, the world’s financial foundation is being remade step by step.
This is not just politics — it’s global finance restructuring before our eyes.
@ Newshounds News™ Exclusive
Source: Bitcoin.com, Atlantic Council
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France Targets EU-Licensed Crypto Firms, Malta Opposes Centralized Oversight
EU divisions over crypto oversight highlight deeper struggles in building a unified financial system.
France Pushes for Stronger EU Crypto Oversight
France is weighing blocking crypto firms licensed in other EU countries from operating domestically, a sharp response to concerns about uneven enforcement under the EU’s new MiCA framework.
MiCA, which allows firms licensed in one member state to “passport” services across the entire EU, has exposed cracks in the system. France’s financial regulator, the AMF, argues some firms are exploiting lenient licensing regimes to bypass stricter oversight elsewhere.
France has joined Italy and Austria in calling for the European Securities and Markets Authority (ESMA) to directly supervise major crypto firms, effectively centralizing oversight at the EU level.
AMF President Marie-Anne Barbat-Layani warned: “We do not exclude the possibility of refusing the EU passport. It’s very complex legally and not a very good signal for the single market – it’s a bit like the ‘atomic weapon’ but it’s still a possibility we hold in reserve.”
Push for ESMA Control
Supporters of ESMA oversight argue that national regulators are supervising crypto markets differently, creating inconsistencies that could harm investors. France, Italy, and Austria want direct EU supervision, stronger rules for firms outside the bloc, and tighter controls on token offerings and cybersecurity.
Malta Pushes Back
Not all member states agree. Malta, long considered an “early adopter” of digital asset regulation, opposes giving ESMA sweeping control. Its regulator, the MFSA, warned that full centralization could add bureaucracy and stifle efficiency just as Europe is competing globally in digital finance.
Earlier this year, Malta faced criticism after an ESMA review found weaknesses in its licensing process, but the country maintains that local regulators can act quickly and effectively without ceding all authority to Brussels.
Why This Matters
This fight goes far beyond a regulatory turf war. The EU is attempting to balance sovereignty, efficiency, and investor protection in a financial system where money now flows digitally across borders. France’s hardline stance, Malta’s resistance, and ESMA’s growing role are signs that the rules of global finance are being rewritten through regulation.
For the EU, how this dispute is resolved will shape whether Europe’s digital economy speaks with one unified voice or remains fragmented — a question that affects its competitiveness against the U.S. and China.
This is not just politics — it’s global finance restructuring before our eyes.
@ Newshounds News™ Exclusive
Sources: Coinpedia, Reuters
~~~~~~~~~
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Newshound's News Telegram Room Link
Follow the Gold/Silver Rate COMEX
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Thank you Dinar Recaps
This Single Thing Is The Biggest Warning You're Being Scammed, And It's Information We All Need
This Single Thing Is The Biggest Warning You're Being Scammed, And It's Information We All Need
Noah Michelson Tue, September 16, 2025 BuzzFeed
Financial scams have exploded in recent years, and it’s not just banks and corporations getting screwed out of big bucks. U.S. consumers lost more than $10 billion to fraud in 2023 — more than any previous year, and a 14% increase from 2022 — and all signs point to even larger losses in 2024.
So how do we protect ourselves from bad actors who want to steal our money and our identities?
This Single Thing Is The Biggest Warning You're Being Scammed, And It's Information We All Need
Noah Michelson Tue, September 16, 2025 BuzzFeed
Financial scams have exploded in recent years, and it’s not just banks and corporations getting screwed out of big bucks. U.S. consumers lost more than $10 billion to fraud in 2023 — more than any previous year, and a 14% increase from 2022 — and all signs point to even larger losses in 2024.
So how do we protect ourselves from bad actors who want to steal our money and our identities?
That’s what we — Raj Punjabi and Noah Michelson, the hosts of HuffPost’s Am I Doing It Wrong? podcast ― asked Jeremiah Baker, a cybersecurity specialist who has spent the last 17 years growing a firm that hacks into its clients’ networks and web applications to identify the weaknesses in their online defenses and fortify them against future attacks.
Baker told us the biggest red flag that we might be getting scammed is someone asking for personal information, especially if they’re doing so with a heightened level of emotion or urgency.
“Your bank’s never going to call you and... ask you for your username and password, or any kind of identifiable information,” he said. “It’s usually a tee-up of someone asking you for something... an impersonation scam — pretending to be an institution when they’re not, [or pretending to be] a friend, a colleague, a relative.”
There’s also usually what Baker referred to as a “sob story” involved in the ask.
It’s “highly emotional, highly urgent — ‘You have to hurry!’ And those are the things that really should raise a red flag to say, ‘Hey, wait a minute, I need to hang up this phone and reach back out to the institution and make sure that it’s really them,’” Baker told us.
That can be difficult to do in the heat of the moment — especially if someone is claiming to be a representative from an institution we work with, and they’re warning us that we might lose everything if we don’t act quickly. However, trusting our guts and taking a step back to analyze the situation can save us a lot of agony — and money.
“Most everyone I speak to said, ‘Yeah, I didn’t really feel like I should be doing it, but I did it because they had all this other information on me ― like, they knew my address, they knew my name, birth date, they knew my Social Security number,’” Baker said. “All that information — with all these huge data breaches that we’ve seen over the last several years, bad guys get ahold of that information. So they use it to set trust and context, and then they get us to do something.”
Baker tells clients to “trust [their] intuition,” and to keep in mind that banks and other institutions are never going to ask for that kind of information over the phone or via email
TO READ MORE: https://www.yahoo.com/lifestyle/articles/single-thing-biggest-warning-youre-003104659.html
“Tidbits From TNT’ Wednesday Morning 9-17-2025
TNT:
Tishwash: Iraq and the Kurdistan Region reached an oil agreement
The Iraqi Council of Ministers voted on two decisions on the mechanism of dealing with foreign oil companies and the issue of oil in the Kurdistan Region.
The Kurdistan Regional Government (KRG) and the Iraqi Federal Government have reached an agreement on the handover of Kurdistan Regional Government (KRG) oil to Baghdad. According to the new agreement, only 50,000 barrels of oil produced in the Kurdistan Region will be recycled for domestic consumption, while the rest will be handed over directly to SOMO.
TNT:
Tishwash: Iraq and the Kurdistan Region reached an oil agreement
The Iraqi Council of Ministers voted on two decisions on the mechanism of dealing with foreign oil companies and the issue of oil in the Kurdistan Region.
The Kurdistan Regional Government (KRG) and the Iraqi Federal Government have reached an agreement on the handover of Kurdistan Regional Government (KRG) oil to Baghdad. According to the new agreement, only 50,000 barrels of oil produced in the Kurdistan Region will be recycled for domestic consumption, while the rest will be handed over directly to SOMO.
The Iraqi Council of Ministers has welcomed the latest steps taken by the Oil Ministry and the Ministry of Natural Resources to resume oil exports.
The Council of Ministers decided that the oil extraction fee for foreign companies, which is set at $ 16 per barrel, will no longer be paid in cash and instead, the amount of oil equivalent to their financial entitlements and companies themselves will be responsible for selling it It is oil in the markets.
Second: Approval of a tripartite agreement between the Kurdistan Region, Baghdad and companies: The Iraqi Council of Ministers gave initial approval to conclude a tripartite agreement between the Kurdistan Regional Government, the Iraqi Federal Government and foreign oil companies.
The condition for implementing this decision is that the Iraqi government submits the contract to the advisory committee of the Iraqi Oil Ministry. The committee is expected to give its final answer within the next 48 hours, so that the tripartite deal can be formalized and go into effect. link
Tishwash: cover for currency smuggling
The Shadow Economy in Numbers: Tons of Gold Worth Billions of Dollars to Make Up for the "Black Dollar" Shortage
In a volatile economic landscape dominated by weak oversight and a fluctuating local currency, gold in Iraq has transformed from a traditional commodity into a central financial instrument, simultaneously reflecting internal crises and external conflicts.
Figures announced for the first half of 2025 revealed imports exceeding $30 billion from five major countries, led by the UAE with $10.5 billion, followed by China with $8.8 billion, Turkey with $4.9 billion, the European Union with $3 billion, and India with $1.8 billion.
Among these imports, precious metals—led by gold—were valued at $3.3 billion, confirming that this sector now occupies an exceptional position in the structure of Iraqi trade.
Given the restrictions imposed by the US Treasury Department since 2023 on bank transfers, gold has emerged as an alternative channel to compensate for the dollar shortage. Instead of outflowing hard currency through official remittances, importing gold in large quantities has become a means of recirculating funds, whether by re-exporting it to neighboring countries such as Turkey, bartering it for Iranian goods, or even using it as an asset that can be easily liquidated away from the banking system.
According to economic estimates, gold has become a "practical cover" for dollar smuggling operations, as it is imported through official outlets but redirected through unregulated financial channels. This dual role makes the precious metal not just a commodity, but an alternative instrument that rivals the dollar in influence.
Previous data reveals that 2024 marked a shocking turning point, when the value of gold imports reached $12.5 billion, equivalent to 16% of the country's total imports. This figure is roughly equivalent to the Central Bank's entire gold reserve of $18 billion. In the absence of accurate data on the entry points through which the gold was imported or its internal distribution mechanisms, questions have grown about the final destination of these quantities:
Was it actually consumed in the local market, re-exported, or used as a barter instrument in undisclosed trade relations?
This shift is no longer a purely financial matter. In the markets, rising gold prices have directly impacted daily life. A Baghdad Today correspondent observed a widespread recession in goldsmith shops, with the price of a 21-karat gold misqal exceeding 730,000 dinars, while 24-karat gold jumped to more than 830,000 dinars, coinciding with the global price of an ounce exceeding $3,600.
These figures have prompted many young people to postpone marriage and imposed new burdens on families with the inflated dowries. Social affairs experts warn that the phenomenon is no longer merely a market crisis, but rather a threat to the fabric of society by deepening the phenomenon of aversion to marriage and delaying the age of starting a family.
Given these facts, economic expert Manar Al-Abidi stressed that "government efforts to control imports face significant challenges, particularly with the attempt to include all goods in the reform at once." He called for "focusing primarily on high-value goods such as gold, and linking transactions with them to transparent electronic payment mechanisms that allow tracking of sales and purchases and identifying the ultimate beneficiary." According to institutional estimates, automating the gold sector alone is sufficient to expose financial loopholes and close the door to its exploitation as a cover for parallel operations.
From a different perspective, economic expert Nasser Al-Kanani believes that the crisis is not limited to Iraq alone. "The recent rise in gold prices in the Iraqi market is inseparable from the global wave affecting the precious metal," Al-Kanani says, explaining that "the local market is affected by a dual effect: the movement of international stock exchanges and the dollar exchange rate on the parallel market."
This approach reveals that Iraq, despite its unique crises, remains part of a global cycle that makes gold a safe haven for investors amid escalating geopolitical tensions. He also notes that the price rise is not just a local result, but a reflection of global shocks.
In a move described as a strategic shift, Al-Kanani revealed that "Iraq's purchase of more than 20 tons of gold in one year, and its rise to seventh place globally in this field, reflects a calculated move by the Central Bank to protect the national economy from fluctuations in foreign exchange rates."
This move, according to Al-Kanani, "gives Iraq greater flexibility in managing monetary policy, enhances confidence in the local economy, and may positively impact the value of the dinar and market stability."
However, this path remains fraught with risks, as gold could transform from a strategic asset into an open channel if smuggling operations continue or oversight is absent.
In conclusion, gold in Iraq has transcended its status as a commodity and has become a crossroads between three possibilities: an economic buffer, a pressing social burden, and a card of political influence. However, the lack of strict oversight also makes it an open loophole that could transform into a permanent channel for dollar smuggling or bartering with neighboring countries, away from the banking system.
This exposes the country to further exposure to external pressures. The future of this resource will not be determined by the volume of tons entering the market, but rather by the state's ability to control its flow and prevent its leakage into the shadow economy. This would transform it from a source of concern to an element of strength, and from a parallel tool for currency smuggling to a strategic asset that reinforces confidence in the dinar and Iraqi financial policy, according to observers. link
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Tishwash: Judicial expert: Implementing Article 140 will solve Khanaqin's problems
Judicial expert Arkan Kakayi stressed the need to implement Article 140 of the Constitution to address the problems facing Khanaqin district, emphasizing the need to hold those who fail to perform their duties accountable and to monitor the implementation of projects in the district.
During his appearance on the Iraqi Affairs program with Faiq Yazidi, Kakai said that Khanaqin is a disputed area and a city of peaceful coexistence. He added that Khanaqin suffers, especially during the summer, from power outages, water scarcity, and a lack of job opportunities and appointments for young people and university graduates.
He pointed out that the failure to implement Article 140 of the Constitution is the most prominent problem facing Khanaqin district, stressing that implementing Article 140 has become a dream for the people of Khanaqin and other disputed areas
Arkan Kakayi: Khanaqin has the makings of a province
Kakayi added that there has been no practical step so far from either the Kurdistan Region or the federal government to implement Article 140 of the Constitution, stressing that implementing Article 140 is a popular demand of the people of Khanaqin to address many of the judiciary's problems, including the non-recognition of graduates of Garmian University, agricultural land issues, and others.
He called for resolving the judiciary's problems and for there to be a clear path to achieving this.
Kakai pointed out that there are many problems regarding agricultural lands in Khanaqin, noting that the regime of the late Saddam Hussein deported many Kurdish citizens from the district, displacing them and confiscating their lands at that time. He noted that they demanded the formation of special committees to address this problem, expressing his hope that solutions would be reached and that the judiciary would move towards a better outcome on this issue.
Arkan Kakayi: There are many problems regarding agricultural lands in Khanaqin.
Kakai called for transforming Khanaqin district into a governorate, stressing that transforming the sub-districts into districts within Khanaqin's borders threatens the district and its geographical area. He pointed out that the late President Mam Jalal, the safety valve of Iraq, used to say, "Welcome to Khanaqin Governorate."
He emphasized that the people of Khanaqin hope that their district will be transformed into a governorate, stressing that the components of a governorate are available in Khanaqin district.
Kakayi pointed out that the disagreements between the federal government and the Kurdistan Regional Government regarding Khanaqin stem from the failure to implement Article 140 of the Constitution, stressing that if this constitutional article were implemented, there would be no disagreements between the two sides regarding Khanaqin.
He emphasized that Khanaqin encompasses all ethnicities and sects, all of whom demand the implementation of Article 140 because its implementation is the final solution to the district's problems and the suffering of its people.
Arkan Kakayi: Khanaqin's water is polluted
On the other hand, Kakai pointed out that Khanaqin district suffers from contaminated drinking water, and citizens buy bottled water because the district's water is not fit for drinking and the water project in Khanaqin is old. He criticized the lack of oversight of the departments and institutions responsible for providing water to citizens, stressing that they are demanding the implementation of a new water project that serves the district's residents.
He also pointed out that the district is also suffering from an electricity crisis, as electricity has become non-existent and private generators are the ones that supply electricity to citizens' homes.
Regarding solutions and remedies for the judiciary's problems, Kakai said the judiciary needs to implement numerous projects, noting that a tourism project could be implemented at the Alwand Dam to attract tourists to the judiciary.
He also highlighted the need to implement service projects in the judiciary, emphasizing the need to hold accountable those who fail to perform their duties and to enact laws that punish those who obstruct projects and their implementation. link
Mot: .. In Case YOu Ever Wondered - The Truth Be Known!!!
Mot: Ya Gots to Do - What Ya Gots to Do!!!!
FRANK26…9-16-25….AKI
KTFA
Tuesday Night Video
FRANK26…9-16-25….AKI
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
KTFA
Tuesday Night Video
FRANK26…9-16-25….AKI
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
What Frank’s suit color’s mean…. FRANKS SUIT COLORS FOR CC'S..... WHITE = NEW INFO…. SILVER = INTEL FROZEN…. RED= HIGH ALERT… PURPLE=GUEST WITH US…. BLUE = AIR FORCE…. BLACK = GROUND/FF’S…. GREEN= MR OR FAB 4 ... GOLD = CHANGE… ORANGE=IMPLEMENTATION
Iraq Economic News and Points To Ponder Tuesday Evening 9-16-25
Economist: Iraq Does Not Have A Sovereign Wealth Fund, And Its Mission Is Handled By The Central Bank.
Time: 2025/09/16 Reading: 405 times {Economic: Al Furat News} An economic expert confirmed that Iraq currently lacks a sovereign fund dedicated to achieving economic stability.
Salah Nouri explained to Al Furat News Agency that "the Central Bank of Iraq is currently handling the tasks of this fund." He also pointed out that the Iraq Development Fund, which was established in 2024 with the aim of supporting economic development by attracting foreign investment, has yet to show tangible results due to its recent establishment.
Economist: Iraq Does Not Have A Sovereign Wealth Fund, And Its Mission Is Handled By The Central Bank.
Time: 2025/09/16 Reading: 405 times {Economic: Al Furat News} An economic expert confirmed that Iraq currently lacks a sovereign fund dedicated to achieving economic stability.
Salah Nouri explained to Al Furat News Agency that "the Central Bank of Iraq is currently handling the tasks of this fund." He also pointed out that the Iraq Development Fund, which was established in 2024 with the aim of supporting economic development by attracting foreign investment, has yet to show tangible results due to its recent establishment.
In recent years, the Iraqi economic arena has witnessed intense discussions about the importance of establishing a sovereign fund entrusted with developing and investing the state's financial resources over the long term. This step comes amid the government's efforts to diversify sources of income and reduce dependence on oil as the main source of the budget.
The idea of establishing this fund did not arise suddenly; rather, it goes back to the aspirations of previous governments, which were unable to bring this project to fruition.
A sovereign wealth fund is an investment fund that manages the state's financial surpluses through assets outside its borders. However, it is not affiliated with the Ministry of Finance or the Central Bank, and it differs from foreign exchange reserves.LINK
A Government Advisor Proposes Establishing A Sovereign Fund For Non-Oil Raw Materials.
Time: 2025/09/16 Reading: 525 times {Economic: Al Furat News} Economic expert Mazhar Mohammed Saleh emphasized the importance of establishing an Iraqi sovereign fund specializing in non-oil and gas natural resources as a strategic tool to maximize added value and diversify sources of national income.
Saleh told Al Furat News Agency that this fund, which differs in its objectives from the Central Bank of Iraq's investment portfolio, which focuses on cash, will employ financial surpluses generated from raw materials such as phosphates, sulfur, and iron to develop manufacturing industries.
He stressed that the primary goal is to export semi-finished or finished products instead of raw materials, thus strengthening Iraq's position in regional markets.
The economic expert explained that the proposal is based on several fundamental principles, including maximizing local added value by investing the fund's revenues in industrial production chains, and supporting the diversification of the national economy by directing these investments toward vital sectors such as agriculture, industry, and renewable energy. He also noted that the fund will serve as sustainable financing for the general budget, reducing reliance on borrowing and deficit financing.
Saleh reviewed successful international experiences in this field, such as the Norwegian Government Pension Fund, Singapore's GIC and Temasek funds, and the Abu Dhabi Investment Authority in the UAE, emphasizing the need to adopt global best practices in management, governance, and transparency.
Regarding the expected outcomes, Saleh explained that establishing the fund will reduce reliance on oil as the sole source of income, support financial stability, and attract foreign direct investment in partnership with the fund.
To realize this vision, Saleh called for urgent practical steps, including drafting a law for the fund, forming an independent founding body of experts, and incorporating the proposal into the government program and Iraq's national development vision. This will ensure the implementation of this strategic tool, which represents a cornerstone of a sustainable future economic vision. LINK
Oil Prices Stabilize Amid Potential Russian Supply Disruption
Tuesday, September 16, 2025 | Economic Number of reads: 189 Baghdad / NINA / Oil prices stabilized in early trading on Tuesday, after rising in the previous session, amid market participants' expectations of a possible supply disruption from Russia.
Brent crude futures rose 4 cents to $67.48 a barrel, while US West Texas Intermediate crude reached $63.32, up 2 cents.
Brent crude rose 45 cents at settlement on Monday to $67.44, while US West Texas Intermediate crude rose 61 cents to $63.30.
Traders are also awaiting the Federal Reserve meeting, in which the US central bank is widely expected to cut interest rates. Lower borrowing costs could boost fuel demand. /End https://ninanews.com/Website/News/Details?key=1252123
Al-Mandlawi Stresses The Importance Of Consolidating The Strategic Relationship Between Baghdad And Washington.
Tuesday, September 16, 2025, 2:40 PM | Politics Number of reads: 361
Baghdad / NINA / First Deputy Speaker of Parliament Mohsen Al-Mandalawi Al-Mandalawi stressed the importance of consolidating the strategic relationship between Baghdad and Washington.
His media office said in a statement, "Al-Mandlawi received today, Tuesday, the Chargé d'Affaires of the US Embassy in Baghdad, Joshua Harris, and his accompanying delegation, to discuss ways to enhance bilateral relations between Iraq and the United States, and to discuss the most prominent issues of common interest.
During the meeting, Al-Mandlawi stressed the importance of consolidating the strategic relationship between the two countries on the basis of mutual respect and common interests, stressing the need to expand areas of cooperation to serve the stability and prosperity of Iraq, and support development and reform efforts.
The statement added, "The current regional and international developments were reviewed, as Al-Mandlawi stressed the importance of continuing dialogue and coordination to confront the security and political challenges in the region, and working together to prevent the escalation of conflicts and achieve stability.
The First Deputy Speaker of the House of Representatives called on the international community, especially the United States, to exert serious and effective pressure on the Zionist entity in order to end the suffering of the Palestinian people in Gaza, who are subjected daily to policies of starvation, forced displacement and a systematic war of extermination, stressing that Iraq's position is firm in defending the legitimate rights of the Palestinian people and supporting their just causes.
For his part, the US Chargé d'Affaires expressed his country's keenness to develop cooperation with Iraq in various fields and support the efforts of the House of Representatives and the Iraqi government in promoting stability and development, pointing to Iraq's active role in consolidating regional and international security, and affirming its position as a responsible partner in supporting stability and peace. /End https://ninanews.com/Website/News/Details?Key=1252187
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
Are You Smart Enough To Beat Inflation? Solve These Money Puzzles To Find Out
Are You Smart Enough To Beat Inflation? Solve These Money Puzzles To Find Out
T. Woods Sun, September 14, 2025
“Inflation” is a word any money-conscious adult hears or reads almost daily, but that doesn’t mean everyone totally understands how it can impact their finances. Truly comprehending the complexities of inflation, and how it can sway your financial stability, is a requirement for any financially responsible adult.
With that in mind, do you understand inflation? Further, are you smart enough to beat it? Take this GOBankingRates quiz to find out.
Are You Smart Enough To Beat Inflation? Solve These Money Puzzles To Find Out
T. Woods Sun, September 14, 2025
“Inflation” is a word any money-conscious adult hears or reads almost daily, but that doesn’t mean everyone totally understands how it can impact their finances. Truly comprehending the complexities of inflation, and how it can sway your financial stability, is a requirement for any financially responsible adult.
With that in mind, do you understand inflation? Further, are you smart enough to beat it? Take this GOBankingRates quiz to find out.
What Is Inflation?
The first step to beating inflation is understanding it. True or false: Inflation is the increase in prices of goods and services within an economy over a certain period of time, often caused by a destabilization between supply and demand.
A) True
B) False
Answer: What Is Inflation?
If you answered (A) True, you’re 100% correct. Inflation is, essentially, a higher cost of living. Goods and services increase in price due to such factors as crises (like the COVID-19 pandemic or a housing crisis), general supply chain problems, consumer demand and more.
Understanding Inflation Rates
Assume your weekly groceries cost $100 in 2024. Further assume that in 2025, the exact shame shopping list now costs you $108.
A) What is the inflation rate between 2024 and 2025 shopping trips?
B) If your salary went from $100,000 to $105,000 over the course of the same year, did your real income increase or decrease, and by how much?
The Answers: Understanding Inflation Rates
A) The inflation rate that impacted your groceries is 8%. Didn’t come up with the same answer? Here’s how you calculate it: Subtract the previous price from the current one ($108 – $100 = $8), divide that sum by 100 ($8/100 = 0.08) and then multiply the final result by 100 (0.08 x 100 = 8%).
Your groceries have increased by 8% due to inflation.
B) Regarding a real income change, similarly subtract your previous salary from the current one ($105,000 – $100,000 = $5,000), divide that sum by 100,000 (5,000/100,000 = 0.5, or 5%) and subtract the inflation rate from that sum (5% – 8% = -3%).
Your real income change is -3%, meaning it fell by 3%.
Investing vs. Inflation
TO READ MORE: https://finance.yahoo.com/news/smart-enough-beat-inflation-solve-131146285.html