Seeds of Wisdom RV and Economic Updates Tuesday Morning 8-12-25
Good Morning Dinar Recaps,
SEC to Focus on ‘Clear’ Crypto Regulations After Ripple Case
Five-Year Legal Battle Ends
The United States Securities and Exchange Commission (SEC) is preparing to pivot toward building a clear regulatory framework for cryptocurrency after concluding one of the industry’s most closely watched legal disputes.
Good Morning Dinar Recaps,
SEC to Focus on ‘Clear’ Crypto Regulations After Ripple Case
Five-Year Legal Battle Ends
The United States Securities and Exchange Commission (SEC) is preparing to pivot toward building a clear regulatory framework for cryptocurrency after concluding one of the industry’s most closely watched legal disputes.
Last Thursday, both the SEC and Ripple Labs filed to drop their legal appeals and bear their own costs, officially ending an almost five-year courtroom battle.
Hester Peirce, SEC Commissioner, called the conclusion a “welcome development” that frees up resources for rulemaking.
SEC Chair Paul Atkins echoed the sentiment, stating the focus should now shift “from the courtroom to the policy drafting table” to create rules that foster innovation while protecting investors.
Case History & Ruling
SEC sued Ripple in December 2020, alleging $1.3 billion in unregistered XRP securities sales.
In July 2023, Judge Analisa Torres ruled XRP was not a security for retail sales, but was for institutional sales.
Ripple was fined $125 million in August 2024.
Legislative Push: The CLARITY Act
The case’s conclusion coincides with the advance of the Digital Asset Market Clarity Act (CLARITY Act), which seeks to define the structure of digital asset markets.
Republican lawmakers and the Senate Banking Committee aim to pass the bill by Sept. 30.
Opposition is mounting from key Democratic members, who label the bill “dangerous.”
Political Divide on Crypto Policy
Rep. Maxine Waters (D-CA) criticized Republicans for “fast-tracking” both the CLARITY Act and the Anti-CBDC Surveillance State Act, which would prohibit the launch of a U.S. central bank digital currency.
The clash highlights deepening partisan divides over the future of crypto regulation.
@ Newshounds News™
Source: Cointelegraph
~~~~~~~~~
Payment Giant Stripe Building ‘Tempo’ Blockchain with Crypto VC Paradigm: Report
Strategic Partnership Targets Fortune 500 Integration
Payments giant Stripe is developing Tempo, a high-performance Layer 1 blockchain for payments, in collaboration with crypto venture capital firm Paradigm. This initiative follows Stripe’s recent $1.1 billion acquisition of Bridge (a stablecoin infrastructure provider) and purchase of wallet developer Privy.
The project, described as Ethereum-compatible, reportedly involves a five-person team targeting Fortune 500 companies. Paradigm’s Matt Huang, a member of Stripe’s board, is partnering on the build, aiming to create a full-stack crypto infrastructure spanning wallets, stablecoins, and blockchain processing.
Building a Complete Crypto Payments Stack
Stripe’s blockchain move comes after a methodical acquisition strategy:
Bridge — stablecoin payments platform.
Privy — wallet infrastructure.
Tempo would enable Stripe to control the server layer for processing stablecoin transactions, creating end-to-end crypto payment solutions.
Stripe’s Crypto Evolution
Entered crypto in 2014, becoming the first major processor to support Bitcoin.
Paused Bitcoin support due to inefficiencies.
Rebuilt blockchain team in 2021.
Expanded crypto initiatives throughout 2024.
Launched stablecoin payments in 70 countries (October 2024).
Rolled out Stablecoin Financial Accounts in 101 countries.
Currently supports Circle’s USDC and Bridge’s USDB.
Earlier in 2024, Stripe partnered with Ramp to launch stablecoin-backed corporate cards, initially in Latin America, later expanding to Europe, Africa, and Asia.
Regulatory Boost from the GENIUS Act
CEO Patrick Collison told Congress in March that stablecoins had matured significantly. The GENIUS Act, passed in July, provided the regulatory clarity needed for large-scale corporate adoption.
Corporate Rush Into Stablecoins
Market capitalization: now over $250 billion.
Ripple CEO Brad Garlinghouse projects $1–2 trillion within a few years.
MetaMask planning “MetaMask USD” via Stripe infrastructure.
Western Union, Interactive Brokers, and Remitly all advancing stablecoin pilots.
Major retail players (Amazon, Walmart, JD.com, Alipay) exploring integration.
Dollar Dominance via Stablecoins
Federal Reserve Governor Christopher Waller stated that 99% of stablecoin market cap is USD-linked, arguing that this trend helps keep the U.S. dollar as the world’s reserve currency by boosting global accessibility.
Strategic Impact
Stripe’s Tempo blockchain could:
Capture stablecoin processing in-house.
Enable instant adoption through Stripe’s millions of merchant connections.
Position Stripe at the center of the global stablecoin economy.
@ Newshounds News™
Source: Cryptonews
~~~~~~~~~
Seeds of Wisdom Team RV Currency Facts Youtube and Rumble
Newshound's News Telegram Room Link
Follow the Roadmap
Follow the Timeline
Seeds of Wisdom Team™ Website
Thank you Dinar Recaps
MilitiaMan and Crew: IQD News- Modernization & Economic Transformation
MilitiaMan and Crew: IQD News- Modernization & Economic Transformation
8-11-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Welcome to our latest video where we dive deep into the exciting developments surrounding the Iraqi dinar and the ongoing modernization efforts within Iraq's financial landscape!
In this video, we explore:
The Iraqi Dinar: Learn about the current state of the Iraqi dinar and its significance in the global market. We discuss the exchange rate markets both informal and formal and the results of reforms to get them in parity. The impact that is to come has massive implications.
MilitiaMan and Crew: IQD News- Modernization & Economic Transformation
8-11-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Welcome to our latest video where we dive deep into the exciting developments surrounding the Iraqi dinar and the ongoing modernization efforts within Iraq's financial landscape!
In this video, we explore:
🔹 The Iraqi Dinar: Learn about the current state of the Iraqi dinar and its significance in the global market. We discuss the exchange rate markets both informal and formal and the results of reforms to get them in parity. The impact that is to come has massive implications.
🔹 Modernizing Customs Administration: Iraq having modernized its customs administration to enhance trade efficiency and reduce bureaucratic hurdles is in line with monetary and economic reforms.The revenues collected with a streamlined process will be extremely effective.All of which is to support a REER.
🔹 The First Phase of the Development Road Project: Get an insider’s look at reality that the Development Road Project, a key initiative is geared for to boost infrastructure and connectivity across the region. All is for the plan to facilitate international cross border trade internationally. All for to transform Iraq's economy!
🔹 Bank Measures and Liquidation of Iraq's Banks: The measures taken to date focus on the steps to liquidate no viable banks and to integrate those that are inline with international standards. All of which is geared for iraq;s integration into the international financial system.
🔹 Exchange Rate Trends in the Iraqi Market: Exchange rate trends show that what has taken place has been for a purpose. That is to support the value of the Iraqi dinar exchange rate into the future.
Join us as we unpack these critical topics and provide insights into how these developments are shaping the future of Iraq's economy.
FRANK26…..8-11-25….ALOHA…..TRITON
KTFA
Monday Night Video
FRANK26…..8-11-25….ALOHA…..TRITON
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
KTFA
Monday Night Video
FRANK26…..8-11-25….ALOHA…..TRITON
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Iraq Economic News and Points To Ponder Monday Afternoon 8-11-25
Complete Power Outage In Iraq
August 11, 2025 Baghdad - Al-Zaman The Iraqi Ministry of Electricity announced on Monday a complete power outage and shutdown of the electricity grid after the network lost more than 6,000 megawatts of power in a sudden and accidental manner, leading to an acceleration in the frequency of generating units.
Complete Power Outage In Iraq
August 11, 2025 Baghdad - Al-Zaman The Iraqi Ministry of Electricity announced on Monday a complete power outage and shutdown of the electricity grid after the network lost more than 6,000 megawatts of power in a sudden and accidental manner, leading to an acceleration in the frequency of generating units.
In the midst of a scorching summer with temperatures exceeding fifty degrees, the complete power outage in Iraq came as a painful slap on top of the flames of bodies, as if the air itself had turned into a wall of fire surrounding cities and villages.
Voices of anger rose on social media, with one tweet saying: “We are burning without a fan, without air conditioning, without hope,” and another mocking: “Electricity in Iraq is like a crescent moon, we only see it for a few days.”
Houses have turned into ovens, walls storing the day's heat and re-igniting it at night. Children seek refuge on rooftops for a passing breeze, while the elderly suffocate in closed rooms.
In the markets, refrigerators and iced water dispensers stopped working, making a glass of cold water a luxury, and ice machines were selling for many times their original price, amidst crowding and confusion.
An activist wrote on Facebook: “It’s not the darkness that kills us, it’s the heat that devours our breath,” while another commented: “In the land of oil, we buy generators so we can live an hour of air.”
The wave of discontent extended to small protests in some neighborhoods, where young people gathered carrying signs reading "Electricity is a right, not a favor," while social media networks broadcast live from the burning alleys.
The ministry confirmed that control centers are working intensively to gradually restore the isolated units and transmission lines to operation over the coming hours.
The official spokesman for the Ministry of Electricity, Ahmed Musa, said, “The increased loads on the system in Karbala and Babylon caused the disconnection of the two power transmission lines (Musayyib-Babylon 400 kV) and the system to be completely shut down.” He pointed out that “the ministry is working day and night to serve citizens and complete strategic projects that will support the capabilities of the electricity system (production, transmission, and distribution).” LINK
The Power System Will Gradually Begin To Be Restored, And Service Will Be Fully Restored Within Hours.
Energy The Ministry of Electricity announced on Monday that it would begin gradually restoring the power system and restore full service within hours.
Undersecretary of the Ministry of Electricity for Production Affairs, Mohamed Nehme, said in a statement: "An emergency disconnection occurred this afternoon in the electrical power transmission lines, causing a blackout in large parts of the national electricity system."
He added, "Our technical teams are currently working to address the fault and restore operation. They have begun gradually restoring power, and service will be fully restored within the coming hours."
Earlier on Monday, the ministry announced that the grid had suddenly and accidentally lost more than 6,000 megawatts, which led to an acceleration in the frequency of generating units, leading to their shutdown and a complete blackout of the system.
The ministry confirmed that control centers are working expeditiously to gradually restore disconnected units and transmission lines to operation over the coming hours. https://economy-news.net/content.php?id=58667
Government Advisor: Great Stability In The Iraqi Market And Inflation Falling To Less Than 3%
Time: 2025/08/11 11:25:37 Reading: 570 times {Economic: Al Furat News} The Prime Minister's financial advisor, Mazhar Mohammed Salih, confirmed that the significant positive interaction in the Iraqi market has had a significant impact on its stability, noting that this success is evident in the decline in annual inflation rates to below 3%.
Saleh told Al Furat News Agency, "This remarkable decline in annual inflation rates indicates that expectations related to the exchange rate are moving toward calm and stability."
He added, "The parallel currency exchange market has begun to clearly follow the official market, and this trend is expected to continue until the end of this year, based on current economic data."
This development, according to Saleh, reflects "an improvement in overall economic performance and the success of monetary and government policies aimed at regulating markets and achieving the desired economic stability." LINK
Money and Business
Economy News - Baghdad
President Abdul Latif Jamal Rashid discussed on Monday with the Saudi Ambassador to Iraq, Abdulaziz Al-Shammari, the importance of continuing joint cooperation at all levels.
The Presidency of the Republic stated in a statement received by "Al-Eqtisad News" that "the meeting discussed the importance of developing prospects for joint cooperation between Iraq and the Kingdom of Saudi Arabia and coordination on various issues of mutual interest, in order to achieve the aspirations of the two brotherly peoples for development, prosperity, and the establishment of security and stability in the region."
In turn, the Saudi ambassador affirmed, "The Kingdom is keen to maintain cooperation with Iraq at all levels in a way that serves progress, prosperity, and stability," noting the "depth of relations and ties between the two countries." https://economy-news.net/content.php?id=58648
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
3 Biggest Mistakes You Can Make as an Investor
Suze Orman: These Are the 3 Biggest Mistakes You Can Make as an Investor
Peter Burns Fri, August 8, 2025 GOBankingRates
Most people know this investing advice: Buy low, sell high. And while that sounds simple, it’s actually very difficult to do. Many invest with the best intentions, hoping their money will make money without them lifting a finger. However, many end up losing money instead.
Suze Orman: These Are the 3 Biggest Mistakes You Can Make as an Investor
Peter Burns Fri, August 8, 2025 GOBankingRates
Most people know this investing advice: Buy low, sell high. And while that sounds simple, it’s actually very difficult to do. Many invest with the best intentions, hoping their money will make money without them lifting a finger. However, many end up losing money instead.
Personal finance expert and New York Times bestselling author, Suze Orman addressed the challenges of being an investor on her podcast. In an episode called “Suze School: The Biggest Mistakes You Make as an Investor,” Orman shared some advice to help you get your investments in order.
Giving In to Fear
Investing can be scary, especially if you’re putting a lot of money into a stock.
Consider this: Maybe you do research and find an outstanding stock. You consider buying some shares, but because of the risk, you decide not to invest. A short time later, the stock takes off just as you’d predicted, and you’re left kicking yourself because you missed your chance.
Orman says the biggest investing mistake you can make is making decisions based on fear. During her time as a stockbroker, she found that her clients fit into two categories: those that invest and hold no matter what happens, and others that invest and sell at the slightest dip in price.
Investors who give in to fear suffer from what’s known as myopic loss aversion (MLA). MLA is also known as an investor’s tendency to focus more on the short-term outcomes of a stock rather than the long-term benefit. As Orman observed, MLA often leads to selling investments too soon and losing out on potential profits.
DALBAR’s Quantitative Analysis of Investor Behavior (QAIB) found that investors with $100,000 who bought and held S&P 500 throughout 2023 would earn $26,288 and have a total of $126,288 at the year’s end.
But to do this, investors must hold their investment through multiple dips. Orman found that her clients who held the stocks because they were confident in their selections made much more money on average than those who sold due to fear.
One way to avoid giving in to fear is by reframing risk. Try viewing risk as a potentially rewarding part of your journey instead of a potential loss. Recognizing and transforming your fear can help you hold your investments and gain more profits in the long run.
Focusing on What You Had
TO READ MORE: https://finance.yahoo.com/news/suze-orman-3-biggest-mistakes-130019892.html
This is a test. Only a test -by Dr. Dinar
This is a test. Only a test by Dr. Dinar
This is a test. Only a test! How many times have we heard that over the years. And I don't know if I ever really paid any attention to it other than when it was interrupting one of my favorite TV shows.
It wasn't until they began to recirculate the rumors about some type of an EBS "break in" where they'd announce the RV had indeed taken place and it was time to get to your exchange location, like immediately. Grab your dustier than dusty "to go" bag and get to goin'.
That was then, way back when, and now they seem to do the monthly "break-ins" to the crying wolf level, similar to a car alarm wailing away in the distance, no one paying the slightest bit of attention to the disruption. Just a fridge break and back to the couch asap.
This is a test. Only a test by Dr. Dinar
This is a test. Only a test! How many times have we heard that over the years. And I don't know if I ever really paid any attention to it other than when it was interrupting one of my favorite TV shows.
It wasn't until they began to recirculate the rumors about some type of an EBS "break in" where they'd announce the RV had indeed taken place and it was time to get to your exchange location, like immediately. Grab your dustier than dusty "to go" bag and get to goin'.
That was then, way back when, and now they seem to do the monthly "break-ins" to the crying wolf level, similar to a car alarm wailing away in the distance, no one paying the slightest bit of attention to the disruption. Just a fridge break and back to the couch asap.
What's up with that. Have we simply gone numb to the possibility of them ever getting on the EBS and announcing to the entire world that there has indeed been a currency reset that has taken place and all foreign currency holders need to briskly, yet politely(good luck with that), make their way to their local exchange center. Sheesh, even typing that makes it seem more preposterous than ever.
Think about it for a second. Even though we currency holders live and breathe anything and everything RV/GCR related 24/7/365, we're still a small bunch (the 1% of the 1%-ers) relative to everyone else that wouldn't have a clue what they were announcing about. Yet we're still somehow supposed to believe they would announce it to the world. Yeah, truth be told, after laying that possibility out there I'm not feelin' it nearly as much either.
So what if this adventure actually is a test. Not so much a test of the "system" but more a test of us. Us as individuals. As in us currency holders. Not to say it wouldn't be nice to get the official big time, sirens blaring, bullhorn blasting broadcast, letting us know the reset had indeed arrived and it was now go time.
Wouldn't that be wonderful. Just to know in our knower's that this wasn't simply yet another false alarm. That it was indeed time to flood the parking lots at both the banks as well as the exchange centers, patiently waiting impatiently for 9am the next morning.
That's when we'd come face to face with the terrified Teller on the other side of the glass door, knowing she was about to be trampled once the door was unlocked, yet doing her best to steady her hand long enough to insert the key in the lock, thereby opening the door to all 10 million of us toothless "demand the contract rate" currency holders and welcoming us in with open arms.
From there we'd all stampede straight to one of the 341 newly installed exchange rooms, each festooned with its very own De la Rue machine at the ready, prepared to count as well as verify the validity of each and every one of our "never seen nor heard of before, more than obscure" milk crates full of foreign currency.
How would they know we were us? Ah, simply by glancing at our freshly forged utility bills and well as our "I just exchanged at the Contract Rate, see you in Vegas!" slightly wrinkled target on our back t-shirts of course.
I say slightly wrinkled because after having been stuffed in our "To Go" bags some 15 years ago and sitting by the front door gathering dust, they've taken on a "not so fresh" factor, as well as a slightly musty smell.
No worries, we can deal with all that later. First things first, we gotta get to Vegas for the big event. And the big decision then becomes, do we have time to swing by the Bentley Dealership and nab a brand new GTC Convertible or would we be better served to just skip that step and head on over to our local Helicopters-R-Us Dealership and grab a new Sikorsky S-92 for our quick jaunt over to Vegas for the get together.
Nah, hate to make a hasty decision of that magnitude, only to regret it later. See, we're already learning. Learning not to make split second decisions on the fly. We'd be much better served contacting NetJets or some other such source and simply Lyftubering a private flight to the party, thereby avoiding all the serious decision making altogether.
After all, many of us are still reeling from the lingering after-effects of barely sliding in under the wire on the two week window of opportunity to get our first batch of funny money home and safely stored in our sock drawer. And that was 15 years ago.
But once again, with each hurdle we hoist a leg over, we're constantly being tested. And being as we're still in the game, it goes to show that we are passing each of these tests regardless of how impossible they may seem.
See what I mean. We inadvertently learned another lesson, like it or not. We learned the fine art of the "hurry up and wait" game. I don't know about you but that's a lesson I've been able to apply in multiple applications over the years. Once again we passed the test with flying colors.
As time has gone on the continual relapse of rumors has lost quite a bit of its luster. I think the fine folks running the show behind the scenes began to notice this as well, feeling some big changes were in order. No, I didn't say "exchanges", I said big "changes". Once again putting our reading comprehension to the test.
I do believe I'm beginning to see a pattern here. A number of tests, one after another. And most without us even being aware we're being tested.
Putting their collective thinking caps on, they(they being the GCR Committee or whomever is running the show) devised an even better strategy. Thinking that two upper case letters kept us on the hook for years, how much better would it be if we had three biggies constantly in our face. Hence the introduction of the GCR. The Global Currency Reset as it is now known.
Yep, that outta keep 'em busy for a while. Or so they thought with their incredible thinking. So while we were initially feeling as if we were finally nearing the top of Mt. RV, as it turns out we'd only barely reached Base Camp at the bottom of Mt. GCR.
Once again putting our disappointment level to the test. Which of course we passed that test quite some time ago and with flying colors I might add. I don't care if you've been in this thing for ten weeks, ten months, or ten years, disappointment is the one constant in this game.
This journey has been a roller coaster full of it from the very beginning. That is one thing no one can deny. And the mere fact that we keep coming back for more has been a testament to our ability to persevere regardless of what we're presented with. Once again, putting our perseverance to the test and as usual, we passed that test as well.
How about our ability to adjust our expectations. Can't say we haven't had that part of us put to the test on a number of occasions. Indeed, that has been one of the toughest tests of all. At least for me anyway.
Suddenly I was able to relate more to my parents and their childhood struggles. Able to put myself in their balloon-festooned Wonderbread bag lined shoes, trudging their way to school seven days a week through waist high level snow, uphill both ways, to school and back home. Boggles my mind imagining all the tests they went through and the life lessons they must have learned along the way.
Once again, we're learning. Learning to believe. Not so much in the tall tales of how tough our parents had it growing up but more along the lines of how tough, how strong, how resilient we are and how persevering we can be when we need it most.
Choosing to continue pushing forward when it would be so much easier just to give up, sell out, and walk away. Chalk it up to another lesson learned. However, we're smart enough to realize that all we'd be accomplishing by doing that is erasing everything else we've been tested on throughout this entire journey. All those "wins" gone just that fast.
Which brings to mind patience. If there's anything we've been Master's at it's the fine art of patience. No one and I mean no one can take that away from us. In the beginning people would criticize us, saying we didn't "earn" our long awaited reward. We basically bought it. Let's hear what they have to say now. If we haven't earned it by now, we never will.
I don't know about you but I'm getting a bit tired of all these tests. I think it's about time we graduate, grab our Currency College Diploma, and get on with living a wonderful life.
Although there is one last thing I wouldn't mind learning. That being how does one toss their Graduation Cap straight up in the air post graduation so as to be able to ensure that your cap comes straight back down to you and not someone else.
Reason being is I always keep a 25K note tucked away in my Graduation Cap. You know, just in case they happen to get on the EBS and announce the GCR has happened while I'm in the middle of my graduation ceremony. It would be just my luck. Perhaps you can teach an old dog a new trick after all.
Hang in there folks. Things are happening all over the world. Things are changing on a global level. Changes we never thought would be possible are now happening on the daily. And with regularity. Before we know it we'll have finally reached the top of Mt. GCR. We'll have passed the last test with flying colors.
Kindly,
Dr. Dinar
Disclaimer; I'm not a Wealth Manager, Financial Advisor, CPA, Tax Attorney, RV/GCR Committee member, a Professional Test Taker, nor am I a Professional Mountain Climber. I'm simply someone that chooses to believe in the power of positive thinking and on the odd chance this GCR thing truly is real, I want to make sure I'm there at the finish line to enjoy it.
AI: The Invisible Engine of the Financial Reset
AI: The Invisible Engine of the Financial Reset
Miles Harris: 8-11-2025
The global financial system is undergoing a profound transformation. Artificial intelligence is being embedded into the very wiring of a new financial architecture.
It is the invisible engine driving this reset, powering real time operations, predictive surveillance, and automated policy decisions.
The speed and reach of this integration is unprecedented. It is being presented as progress, as the arrival of a more efficient and rational system, but beneath the surface it raises deeper questions about power, control, and the future of human agency.
AI: The Invisible Engine of the Financial Reset
Miles Harris: 8-11-2025
The global financial system is undergoing a profound transformation. Artificial intelligence is being embedded into the very wiring of a new financial architecture.
It is the invisible engine driving this reset, powering real time operations, predictive surveillance, and automated policy decisions.
The speed and reach of this integration is unprecedented. It is being presented as progress, as the arrival of a more efficient and rational system, but beneath the surface it raises deeper questions about power, control, and the future of human agency.
00:00 Intro
00:42 AI + Finance
02:03 AI + Regulatory Technology
03:35 AI + Digital Identity
04:14 AI + ESG Scoring
05:09 The Infrastructure Layer & its Choke Points
06:00 Data as the Commodity of the Reset
06:43 The Psychological & Behavioural Layer
08:37 Failure Models & Systemic Risks
09:18 AI + Governance Risks
10:46 The Broader Reset
12:10 Conclusion
Foreigners Own Less US Government Debt—Is That a Good Thing? [Podcast]
Foreigners Own Less US Government Debt—Is That a Good Thing? [Podcast]
Notes From the Field By James Hickman (Simon black) July 23, 2025
The US owes a LOT less money to China today than it did a few years ago. As recently as three years ago, for example, China held $1.3 trillion worth of US government bonds. Today they’re down to around $750 billion.
In other words, China’s government has decided to cut back on its US dollar Treasury holdings by more than 40% over the past three years.
Foreigners Own Less US Government Debt—Is That a Good Thing? [Podcast]
Notes From the Field By James Hickman (Simon black) July 23, 2025
The US owes a LOT less money to China today than it did a few years ago. As recently as three years ago, for example, China held $1.3 trillion worth of US government bonds. Today they’re down to around $750 billion.
In other words, China’s government has decided to cut back on its US dollar Treasury holdings by more than 40% over the past three years.
And at first, that might sound like a good thing— HOORAY! More independence from foreign creditors! America is better off without that Chinese money! Right?
But in reality this is a huge problem. Because it’s not just China.
Going back to the years before Covid, roughly a third of US debt was owned by foreigner governments and foreign central banks.
But then federal debt skyrocketed during the pandemic, and US government credibility plummeted. Even the government’s credit rating has been slashed.
As a result, foreigners across the board began stepping back from Treasury securities.
Today foreign ownership of US debt is less than 25%, and falling. This is a significant drop in just a few years.
Why it matters:
The US Treasury relies heavily on foreign capital to fund the federal government’s gargantuan (~$2 trillion) deficits. So if foreigners’ appetite to buy US government debt is waning— at a time when federal deficits are exploding higher— where will the Treasury Department come up with the money?
There are essentially two answers. Either (1) the Federal Reserve will “print” the money, or (2) domestic investors within the US economy will buy government bonds and fund the deficit.
But both of those options come at a significant cost.
Consequences of the Fed funding US government deficits:
In order for the Federal Reserve to buy US government bonds (and essentially fund the government’s annual budget deficit), the Fed must first expand the money supply.
We often refer to this as “printing money” even though it all happens electronically. The Fed calls it “quantitative easing”, or QE, but it’s all the same thing.
The consequence of QE is inflation. Serious, serious inflation.
Think about it— during the pandemic, the Fed’s QE created roughly $5 trillion in new money... resulting in 9% inflation.
Creating enough money to fund federal budget deficits over the next decade could result in the Fed having to print $15+ trillion. So most likely that’s going to be a LOT of inflation.
Consequences of the US economy funding government deficits:
American investors, i.e. banks, funds, corporate treasury departments, etc. could also buy more US government bonds in order to offset waning foreign demand.
But this capital comes at a big opportunity cost
Any private capital that goes in to the Treasury market means less money available to buy stocks, fund venture capital, or finance real estate mortgages
The net result is lower stock prices, higher mortgage rates, and slower innovation.
Why China is first to ditch US government bonds:
After sanctions on Russia, which included freezing their Treasury holdings, other countries got spooked — especially China.
China probably fears becoming the next target of US financial weaponization.
This may also be an indication that they will eventually invade Taiwan
So China is hedging: they’re selling their US government bonds and buying literal metric tons of physical gold— driving gold prices to record highs.
The bottom line:
The shrinking foreign appetite for US debt is a glaring red flag. It signals waning confidence in US fiscal credibility and could lead to a capital squeeze at home — or nasty inflation spiral if the Fed fills the gap.
Many Americans might cheer the idea of being less reliant on Chinese or other foreign money. But in reality, foreign investment in government debt is the closest thing to a ‘free lunch’ in economics.
It means that foreigners are financing federal deficits, meaning less inflation at home, and allowing private capital to invest directly in the US economy.
Losing this benefit is a bad thing for America.
You can listen to my full thoughts on the matter in this brief Podcast.
For the audio-only version, check out our online post here.
Finally, you can find the podcast transcript for your convenience, here.
To your freedom, James Hickman Co-Founder, Schiff Sovereign LLC
Seeds of Wisdom RV and Economic Updates Monday Afternoon 8-11-25
Good Afternoon Dinar Recaps,
China and Russia Hit Trade Milestone, Defying U.S. Tariff Threats
Record High in July
According to the Chinese General Administration of Customs, bilateral trade between China and Russia reached $19.14 billion in July — the highest monthly figure this year — despite U.S. warnings of secondary tariffs on Russian oil sales. China remains one of the largest buyers of Russian crude.
Good Afternoon Dinar Recaps,
China and Russia Hit Trade Milestone, Defying U.S. Tariff Threats
Record High in July
According to the Chinese General Administration of Customs, bilateral trade between China and Russia reached $19.14 billion in July — the highest monthly figure this year — despite U.S. warnings of secondary tariffs on Russian oil sales. China remains one of the largest buyers of Russian crude.
Yearly Trends and Oil Dependency
July trade rose 8.7% compared to June.
However, it was 2.8% lower than July 2024.
Russian crude remains a major driver, with 108.5 million metric tonnes shipped to China in 2024, accounting for 19.6% of China’s total crude imports.
From January to June 2025, Russia delivered 49.11 million metric tonnes — down 10.9% from the same period last year.
Geopolitical Context
Despite ongoing sanctions and supply restrictions, trade volumes remain strong, suggesting Beijing is largely unfazed by Washington’s recent threats to impose additional penalties on Russian oil transactions.
Potential U.S.-China Trade Impact
The U.S. government has already applied a 25% tariff on Indian oil purchases.
The current U.S.–China trade moratorium ends August 12, though Treasury Secretary Scott Bessent has signaled a likely extension, saying trade is in “a very good place with China.”
President Trump has claimed a trade deal with China is “sort of” in place, but further tariff measures could disrupt finalization.
Strategic Calculations
China’s continued imports may indicate confidence in an eventual resolution to the Russia-Ukraine conflict, or a calculated bet that the U.S. will not escalate tariff enforcement against Chinese oil imports.
@ Newshounds News™
Source: Bitcoin.com
~~~~~~~~~
BRICS Shakeup: India Chooses U.S. Over Russia in Sudden Shift
Tariff Threat Forces Overnight U-Turn
In a stunning policy reversal, India has abandoned its $50.2 billion annual Russian oil partnership within just 24 hours after facing crippling tariff threats from Washington. President Trump’s 25% tariff on Indian goods — with potential hikes to 100% — targeted New Delhi’s purchases of Russian crude and military equipment, forcing a choice between Russia and India’s most important trade partner: the United States.
Why India Chose Washington
U.S. = India’s largest trade partner, worth $186 billion in 2024–2025.
Accounts for 18% of India’s exports, with a $41 billion trade surplus at stake.
Risk to key service-sector revenues outweighed energy ties with Russia.
Impact on Russian Energy Exports
Before the ultimatum, India imported 87.4 million tons of Russian oil annually — about 35% of its total crude imports.
State-owned refiners controlling 60% of India’s 5.2M bpd capacity immediately stopped Russian purchases.
Supplies replaced with Middle Eastern (Abu Dhabi) and West African crude.
Russia, already hit by Europe’s embargo, loses its largest oil customer, forcing steep discounts to move stockpiles.
BRICS Alliance Reality Check
India’s defection delivers a strategic blow to Moscow and exposes limits of BRICS unity.
The move came hours after ex-Russian President Dmitry Medvedev dismissed U.S. tariff threats.
Russia now faces a wartime economy with a budget deficit projected to exceed $100 billion by year’s end.
Geopolitical Significance
This reversal highlights a core weakness in anti-Western alliances: economic leverage from the U.S. and its allies remains powerful enough to override years of alternative trade bloc building. Despite BRICS’ ambitions, Washington’s economic dominance is still decisive in shaping global trade alignments.
@ Newshounds News™
Source: Watcher.Guru
~~~~~~~~~
Seeds of Wisdom Team RV Currency Facts Youtube and Rumble
Newshound's News Telegram Room Link
Follow the Roadmap
Follow the Timeline
Seeds of Wisdom Team™ Website
Thank you Dinar Recaps
“Tidbits From TNT” Monday 8-11-2025
TNT:
Tishwash: Sudanese advisor: White noise supports exchange rate stability in the Iraqi market
The Prime Minister's financial and economic advisor, Mazhar Mohammed Salih, confirmed that the success of the three fiscal, monetary, and trade policies in working together is what has led to the continued convergence of the exchange rates in the parallel and official markets.
Saleh said in a statement to {Euphrates News}: “The continuation of these general policies constitutes positive information for the market, known as ‘white noise’, which is a condition that makes the market maintain stable rates and prevents the parallel market from taking any negative directions.”
TNT:
Tishwash: Sudanese advisor: White noise supports exchange rate stability in the Iraqi market
The Prime Minister's financial and economic advisor, Mazhar Mohammed Salih, confirmed that the success of the three fiscal, monetary, and trade policies in working together is what has led to the continued convergence of the exchange rates in the parallel and official markets.
Saleh said in a statement to {Euphrates News}: “The continuation of these general policies constitutes positive information for the market, known as ‘white noise’, which is a condition that makes the market maintain stable rates and prevents the parallel market from taking any negative directions.”
He added, "The parallel exchange market is now moving toward convergence with the official fixed rate, which is considered one of the strongest stages of stability in the monetary market, as a result of the success of the three pillars of economic policy." link
Tishwash: The Central Bank Governor announces funding for housing projects and international praise for dollar transfer operations.
Central Bank Governor Ali Al-Alaq announced today, Sunday (August 10, 2025), that the bank has financed housing projects with an amount of 12 trillion and 300 billion dinars.
In a press statement followed by Baghdad Today, Al-Alaq noted that "international parties have praised the dollar transfer operations conducted by the Central Bank," stressing that "Iraq is unique in being the only country that successfully carries out these operations."
As the Iraqi government strives to strengthen the housing sector and provide the necessary financial support for housing projects, the Central Bank plays a pivotal role in financing these projects with large sums of money, aiming to improve the housing situation for citizens. link
************
Tishwash: Al-Sudani directs a review of the provisions of the banking reform document after receiving comments from the Iraqi Private Banks Association.
Prime Minister Mohammed Shia al-Sudani reviewed the latest developments related to the banking reform paper, particularly the provisions affecting private banks, in light of the comments and responses he received from various stakeholders.
Al-Sudani commended the efforts made by the Central Bank of Iraq in preparing the banking reform document, which aims to enhance financial stability, achieve transparency, and raise the efficiency of the banking sector. He affirmed the government's full support for all reform initiatives aimed at developing the country's financial and monetary infrastructure, in line with international best practices.
In the same context, the Prime Minister paid close attention to the comments of the Iraqi Private Banks Association, contained in its letter dated August 3, 2025, which addressed the objective challenges facing local banks in implementing some reform provisions, particularly those related to capital increase requirements, the adoption of strategic partners, the costs of contracting with foreign companies, and the timelines required for implementing reforms.
Driven by his commitment to achieving a realistic balance between reform requirements and the capabilities of local banks, the Prime Minister directed the adoption of a participatory and consultative approach between the Central Bank and Iraqi banks, through the formation of joint technical committees to review reform requirements and ensure their compatibility with the national financial and economic reality, while protecting the interests of local and international investors and those working in the sector.
In this context, Al-Sudani emphasized that the goal of reform is not exclusion but empowerment, calling for an expanded dialogue to clarify the technical aspects of the document and discuss implementation mechanisms in a gradual and thoughtful manner.
He also stressed the importance of taking into account the specificities of Iraq's reality when applying international standards, while emphasizing the need to formulate procedures in a way that enhances confidence in the banking sector and contributes to its development.
The Prime Minister concluded his remarks by emphasizing that the doors to discussion are open, and that the government continues to support all sincere efforts, both national and international, aimed at reforming the financial and banking system to serve the public good and the national economy. link
*************
Tishwash: The toman is worth nine million for every $100.
The price of the toman, today, Sunday (August 10, 2025), recorded nine million for every 100 dollars, affected by news of upcoming negotiations between Iran and the United States of America.
Informed sources confirmed to the Tehran Times, followed by Baghdad Today, that "Tehran and Washington are showing a willingness to resume negotiations, but with a fundamental difference this time, as Iran is demanding that a clause for compensation for damages resulting from military operations be included as a fundamental part of any future agreement."
Sources said that "Norway has emerged as a leading candidate to host a new round of talks between Iran and the United States amid escalating regional and international tensions over the Iranian nuclear issue."
She added, "These negotiations are expected to begin indirectly, through a mediator who will act as a conduit between the two parties, starting this month." link
Mot: Did Ya Ever Wonder ????
Mot: It Was a Tough Day But I ~~~~~
Monday Coffee with MarkZ. 08/11/2025
Monday Coffee with MarkZ. 08/11/2025
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Monday Morning….hope everyone had a wonderful weekend
Member: Hello Mark, Mods and Fellow Dinarians from around the globe!
Member: This Friday -Aug 15th, is the 54th anniversary of Nixon removing us from the gold standard
Monday Coffee with MarkZ. 08/11/2025
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Monday Morning….hope everyone had a wonderful weekend
Member: Hello Mark, Mods and Fellow Dinarians from around the globe!
Member: This Friday -Aug 15th, is the 54th anniversary of Nixon removing us from the gold standard
MZ: August 15th, 1971 if memory serves me right.
Member: Mark do you think the bonds are waiting on Iraq to rv or do you think Iraqs waiting on the bonds and reset to be finished?
MZ: I think Iraq is waiting on the bonds and the reset to be finished. Not much else makes sense when we look at the news. There have been some interesting developments that do not make sense unless a change is happening.
Member: Hearing bank holiday in Iraq Tuesday - Thursday? Anything to it?
Member: Texas Snake said FOREX Closed Tuesday Wednesday Thursday and banks connected to it
MZ: I hear we have a very interesting 3-4 days coming up. Sounds like we have similar news.
MZ: “ Has anyone noticed the US M2 is hitting all time highs?” they are creating money to buy their own bonds that everybody is dumping. I think we are watching a controlled demolition.
MZ: In Iraq: “Newspapers are interested in the file of banking reforms, modernization of the customs work system, and transformation to a integrated digital environment” they are setting the page in the Iraqi papers right now to the Iraqi people
MZ: “Washington is pressuring and watching. 20 days left before the liquidation of Iraqi banks and the options “once” Any of them who are not up to the new capital requirements may be folded into to existing compliant banks to make things secure. It is important for them to be stable so they can lift their purchasing power.
MZ: “Lifting the purchasing power” means revaluation or RV….for those confused by the terminology.
Member: Not doing the Revaluation pre election would be political suicide for Sudani
MZ: I believe it will happen before Nov. 11th and Iraq elections. Sudani said he would do it this term. I believe he was waiting on the world and the world is now ready.
MZ: there is a lot of cleanup going on in Iraq right now …..almost as if they are having their own Gesara
MZ: “Corruption and “Bathism” topples 66 candidates for Iraqi elections and threatens 75 others” they are cleaning up their electoral process. We were told this would start happening around the world with Nesara/Gesara. I am ready for it to happen here.
MZ: “Trump removes IRS commissioner Billy Long” Interesting timing from over the weekend. Scott Bessent -Secretary of the Treasury believes we should not have an IRS…has been given the position temporarily. Billy decided last week to give IRS employees and extra 70 minutes off Friday at the end of the day to celebrate his 70th birthday. Now suddenly we have a new commissioner after he sent all the employees home. Could it some big changes just occurred? Very interesting timing.
Member: Mark and crew! They were testing the EBS system in San Antonio, TX, this morning. Coincidence?
Member: Mark with Pres Trump Federalizing DC starting today is your start of NESARA without big announcement and fanfare.
MZ: I think you noticed what may be coming. Federalizing DC and bringing in the National Guard. Would this be a great cover for removing the corrupt officials ? It is interesting that at the same time other countries are closing their financial borders and cleaning up their politicians. Things feel like they are all coming together. Draining the swamp for real.
Member: It could be the start of the swamp arrests…….. One would think troops need to be positioned in DC to make things happen
Member: My military contacts saying arrest will start in DC first
Member: It sounds like pretty much all countries are ready for this to go, what is holding this up?
Member: Isn’t RV delay due to US concern over not only Iran influence, but Iranian RV wealth created from IQD holdings they possess.
Member: just imagine all those warehouses with pallets of cash that will no longer be good after the Reset and we have new gold backed USN’s!
Member: Changing USA currency would solve a tremendous amount of usd in the wrong hands problems like cartels and Iran could they exchange old usd for new usn’s
MZ: Not expecting any new bond news until late on Tuesday. All my bond contacts that have not disappeared tell me they still expect to be paid this week.
MZ: There is a lot of interesting events and curious timing right now…but remember no one knows the exact timing of the RV/reset.
Member: Roseann Bar tweeted out a message that last night Sunday night was a trigger for a big change in our country.
Member: Mark it sounds like we have started now and by this evening it could be quite interesting
Member: Hope redemption centers had a great retreat, now let’s get to exchanging!
Jonothan Otto at myredlight joins the stream today. Please listen to the replay for his information
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY
FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...
Mod: MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM
MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/
Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.
ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut
THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS! FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS