Chats and Rumors, Economics Dinar Recaps 20 Chats and Rumors, Economics Dinar Recaps 20

News, Rumors and Opinions Monday 8-11-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 11 August 2025

Compiled Mon. 11 August 2025 12:01 am EST by Judy Byington

Possible Timing: There appears to be no information available on the timing of the Tier4b (Us, the Internet Group) redemption of foreign currency process for the Global Currency Reset, only that everything has been done, currencies were trading on the back screens of the Forex and we were awaiting the Green Light to receive our appointments.

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 11 August 2025

Compiled Mon. 11 August 2025 12:01 am EST by Judy Byington

Possible Timing: There appears to be no information available on the timing of the Tier4b (Us, the Internet Group) redemption of foreign currency process for the Global Currency Reset, only that everything has been done, currencies were trading on the back screens of the Forex and we were awaiting the Green Light to receive our appointments.

On Tues. 19 Aug. 2025 NESARA + GESARA Planet Earth is entering The Great Shift of Consciousness — The Great Awakening into Unity Consciousness. Mother Earth is returning as a sacred planet and taking with her all who choose to go. A Golden Age beyond imagination is dawning, bringing global prosperity, peace, and an end to poverty, hunger, and debt. …QFS on Telegram

GESARA (Global Economic Stabilization and Recovery Act), as (allegedly) ratified by all 209 sovereign nations under the 2015 Paris Agreement, is now set to launch alongside NESARA (National Economic Stabilization and Recovery Act) in the restored Republic of the United States. Together, they will (allegedly) reshape economies, laws, and daily life worldwide.

Under NESARA, all credit card, mortgage, and bank debt will be (allegedly) canceled — a true “jubilee” — due to decades of illigal banking and government practices. Federal income tax will be (allegedly) abolished in the U.S., replaced by a 17% flat sales tax on new non-essential goods only, exempting food, medicine, and used items.

The IRS will be (allegedly) dismantled, its employees reassigned to the Treasury’s national sales tax division.

Constitutional Law will be (allegedly) fully restored, all judges and attorneys retrained, and all unconstitutional officials and members of Congress removed from office.

GESARA extends these transformations globally, (allegedly) integrating the new quantum-secure financial system. The IMF will announce a global gold-standard monetary system, converting all remaining fiat currencies into gold-backed digital money.

National debts will be erased, taxes lowered, and paper money gradually phased out. This quantum-hosted system has been online for months, immune to hacking and unauthorized access.

This is the transition from a world of survival to a world of abundance, respect, and unity. As pain and suffering dissolve, a new era begins — one of peace, prosperity, and shared destiny for all

Read full post here:  https://dinarchronicles.com/2025/08/11/restored-republic-via-a-gcr-update-as-of-august-11-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   Banks...are being selectively fined and... shutdown.  That's the ones that are still doing illegal things.  This is a very good step for the monetary reform process.  Just like the two commanders [sent to judiciary]...they are being dealt with.  This is a requirement of the monetary reform process.  You remove all the stinking cockroaches that you can just before you pull the trigger.

Militia Man  Article quote:  "Those who misuse public funds or abuse power face consequences."  I like that part...If you got caught stealing $500 billion and were allowed to go for 8 years and then another decade almost...really?   It's incredible...If you claw back $100 billion for instance it goes to support the real effective exchange rate.  You do that five time or even more, it [all] goes to the real effective exchange rate...Sudani has been cleaning house.  It's house cleaning time.  That's where people start going to jail.  They're getting tapped on the shoulder for large amounts of money

Economic Storm Incoming: Here's PROOF - Rising Prices, Slowing Jobs, Confused Consumers

Lena Petrova:  8-11-2025

A recent analysis by economic commentator Lena Petrova sheds light on a concerning trend: despite a brief reprieve in gas prices, inflation in the United States is once again on an upward trajectory.

This renewed surge is having a profound impact, particularly on the daily lives of Americans, with the food industry bearing a significant brunt of the changes.

As Lena Petrova effectively illustrates, the current economic landscape is an intricate web of interconnected factors. Inflation isn’t just a number; it’s a force reshaping daily routines, impacting businesses, and challenging the very foundation of economic optimism.

 Understanding these relationships, particularly through tangible examples like the food industry, is paramount for anticipating future economic developments and the policy responses that will inevitably follow.

https://www.youtube.com/watch?v=v7ttC_iMDcE

 

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Iraq Economic News and Points To Ponder Monday Morning 8-11-25

Almost Impossible... Iraqi Banks Are Threatened With Closure Due To The Central Bank's New Conditions.
 
10 Aug 13:19  Information / Baghdad..  Economic expert Mustafa Hantoush considered on Sunday that the requirement to     raise the capital of Iraqi banks to 400 billion dinars, in addition to the   necessity of a foreign partner, are "almost impossible conditions" at the current stage, especially with  foreign investors reluctant to enter the Iraqi market   due to the political and economic instability. 

Almost Impossible... Iraqi Banks Are Threatened With Closure Due To The Central Bank's New Conditions.
 
10 Aug 13:19  Information / Baghdad..  Economic expert Mustafa Hantoush considered on Sunday that the requirement to     raise the capital of Iraqi banks to 400 billion dinars, in addition to the   necessity of a foreign partner, are "almost impossible conditions" at the current stage, especially with  foreign investors reluctant to enter the Iraqi market   due to the political and economic instability. 

Hantoush told Al-Maalouma, "Implementing these standards requires  a more open investment environment and   deeper reforms to the economic and legal infrastructure."

He emphasized that   "a number of Iraqi banks provide good services and deserve support and incentives,  not strict standards that could lead to their closure." 
 
Hantoush called on the Central Bank of Iraq to     "adopt a gradual reform plan that takes into account the   reality of the local market and   strikes a balance between  protecting the banking sector and  stimulating its growth,"emphasizing that  "financial policies must focus on enhancing the competitiveness of national banks rather than weakening them."
 
This comes amid moves by the Central Bank to grant new licenses to foreign banks,   a move some see as an attempt to increase competition and improve services, while others warn it could exacerbate the challenges facing local banks.    https://almaalomah.me/news/107043/economy/شبه-مستحيلة-مصارف-عراقية-مهددة-بالإغلاق-بسبب-شروط-البنك-المر   

Iraqi Banking Analysis Reveals Troubling Lending Ratios
 
    Business     Iraq     Jawad Al-Samarraie     August 10, 2025      615     The new headquarters of the Central bank of Iraq (CBI). Photo: Zaha Hadid Architects
 
Baghdad (IraqiNews.com) – A  recent analysis of Iraq’s 2025 banking data by economic expert Manar Al-Obaidi has    exposed a   significant disparity in lending practices,   particularly among the nation’s smaller financial institutions.
 
The report, which is stirring debate within financial circles,  raises serious questions about the   oversight and   effectiveness of the   Central Bank of Iraq’s loan initiative.
 
The analysis categorizes Iraqi banks into three distinct groups based on their credit-to-deposit ratios.
 
Large banks, with assets exceeding one trillion Iraqi dinars,     maintain a stable ratio of 46%,which is
     well within international safety standards. However, for medium-sized banks (with assets between 500 billion and one trillion dinars),this     ratio jumps to 109%.
 
The most alarming figures come from small banks (with assets below 500 billion dinars), where the
 ratio soars to an astonishing 400%,  meaning their loan portfolios are four times the size of their deposits.
 
To illustrate this disparity, Al-Obaidi’s analysis cites specific examples.
 
One small bank with just 2.2 billion dinars in deposits extended loans valued at 440 billion dinars.
 
Another had deposits of only three billion dinars while managing a credit portfolio exceeding 136 billion dinars.

The majority of these loans were sourced from the Central Bank’s 13.5 trillion dinar initiative for small and medium-sized enterprises.
 
This trend is prompting critical questions:
 
 How were institutions  with such a limited deposit base and   questionable creditworthiness enabled to manage these massive sums?
 
 What is the nature of the projects being funded, and   what is their actual impact on Iraq’s economy and GDP?

Al-Obaidi’s analysis suggests that   while the initiative has been in place for over two years, the 
  loan-granting mechanism needs a comprehensive review.
 
He also calls for    a re-evaluation of banks based on deposits and client base,as well as  more rigorous oversight of the small banks   that appear to have found a massive opportunity for financial maneuvering without clear standards or accountability.
 
The analysis concludes with the central and most pressing question: 

     Who are the real beneficiaries of these loans, and
     did the initiative truly achieve the economic goals for which it was launched?      
https://www.iraqinews.com/business/iraqi-banking-analysis-lending-ratios-cbi/   

By Integrating The Private Sector, An Expert Says Iraq Has The Potential To Attract Hard Currency Through The Tourism Investment Sector.
 
August 10, 2025   Baghdad/Iraq Observer   Economic and financial expert Safwan Qusay asserted that Iraq possesses the potential to increase its attractiveness in the tourism investment sector, given that Iraq currently boasts 12,000 cultural and religious tourist sites, in addition to natural areas. 

Qusay told the Iraq Observer, "The Tourism Authority should  demand the return of its assets and  invest them rationally,  involving the regular private sector in the investment sector,  whether in hotels, restaurants, or transportation.
 
Millions of tourists visit Iraq annually, so tourism is a permanent source of income." 

 He added that Iraq has an opportunity to connect the holy cities of Najaf and Karbala to Mecca
via a train that could contribute to sustaining tourism revenues throughout the year.

Regarding the path to development, the economic expert explained that “Iraq is looking forward to completing this project, which could     contribute to the visit of these tourists and the     creation of complementary industries to express the possibility of having     crafts and some tools that could contribute to strengthening popular industries,  with the aim of creating memories for tourists of their visit to Iraq.” 

He continued, "Iraq may have stability in its currency, as tourists spend in different currencies.
 
This is also a source of income, as they     obtain foreign currencies and     facilitate their entry into the country and     convert them into Iraqi currency in various ways."
 
Last April, the Ministry of Culture, Tourism, and Antiquities     announced that more than 500 European and American tourists entered Iraq during the past year, and   predicted that numbers would increase during the current year, 2025.  The Ministry affirmed that
 
Iraq is witnessing significant tourism development,   coupled with economic and political stability.      
https://observeriraq.net/عبر-دمج-القطاع-الخاص-خبير-العراق-لديه/  

 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

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Seeds of Wisdom RV and Economic Updates Monday Morning 8-11-25

Good Morning Dinar Recaps,

Elizabeth Warren Demands Crypto Regulation Free from Industry Influence

Senator Elizabeth Warren has renewed her push for tighter cryptocurrency oversight, calling for investor protections and safeguards to prevent financial instability—without influence from the crypto industry itself.

Good Morning Dinar Recaps,

Elizabeth Warren Demands Crypto Regulation Free from Industry Influence

Senator Elizabeth Warren has renewed her push for tighter cryptocurrency oversight, calling for investor protections and safeguards to prevent financial instability—without influence from the crypto industry itself.

Key Proposals

  • Ban lawmakers from trading cryptocurrencies to avoid conflicts of interest and ensure policy decisions are free from personal financial bias.

  • Establish stronger “guardrails” to prevent systemic risks from destabilizing the broader economy.

  • Expand beyond current bills like the GENIUS Act to create a comprehensive market structure framework.

Preventing Economic Fallout

Warren described existing rules as “weak” and insufficient to handle potential large-scale risks. Her skepticism toward crypto reflects concerns that unregulated digital assets could trigger broader economic disruptions if left unchecked.

Not Just Opposition to Bills

Although Warren previously voted against the GENIUS Act, she refrained from criticizing it in her latest remarks. Instead, she called for additional legislative measures to close regulatory gaps and strengthen oversight.

Trump’s Crypto Earnings Under Scrutiny

  • Financial disclosures show Donald Trump earned over $57 million from World Liberty Financial, issuer of USD1.

  • Trump denies profiting directly from the token, but critics point to potential conflicts of interest, particularly after his administration approved crypto investments in 401(k) plans—a move analysts warn could expose retirement savings to volatility.

Industry Reaction

Justin Slaughter, VP of Regulatory Affairs at Paradigm, welcomed Warren’s acknowledgment that crypto regulation is necessary. He noted her remarks are shifting from blanket opposition to shaping stronger, more inclusive rules.

Bottom Line:
Warren’s position signals a shift toward structured dialogue on how cryptocurrency fits into the U.S. financial system—emphasizing investor protection, systemic stability, and independence from industry lobbying.

@ Newshounds News™
Source: Coinpedia

~~~~~~~~~

Tether-Backed Rumble Plans $1.17 Billion Northern Data Acquisition Following Bitcoin Mining Division Selloff

Rumble, the video-sharing platform and AI-focused cloud services provider, has announced plans to acquire Northern Data in an all-stock deal valued at approximately $1.17 billion, excluding Northern Data’s bitcoin mining division.

The transaction aims to strengthen Rumble’s position in AI cloud computing and high-performance infrastructure, with major backing from Tether, the world’s largest stablecoin issuer and Northern Data’s majority shareholder.

Deal Structure & Terms

  • The proposed offer values Northern Data at roughly €1 billion ($1.17 billion).

  • Shareholders of Northern Data would receive 2.319 newly issued Class A Rumble shares for each Northern Data share.

  • If all shares are tendered, Northern Data shareholders would own approximately 33.3% of Rumble.

  • Tether, holding 54% of Northern Data, would become Rumble’s largest Class A shareholder under the same exchange ratio.

  • Tether has committed to a multi-year GPU purchase agreement upon deal closure.

Tether & Rumble’s Strategic Partnership

Tether previously invested $775 million in Rumble in December 2024 to accelerate the platform’s growth as a YouTube alternative with an emphasis on data privacy and global independence.

The combined company is expected to enhance Rumble’s AI leadership capabilities and scale its cloud computing infrastructure worldwide.

Leadership & Governance

  • Chris Pavlovski, Rumble’s Chairman and CEO, will retain majority voting control.

  • Pavlovski has expressed full support for the acquisition and will vote all of his shares in favor.

  • Northern Data has signaled willingness to enter formal discussions regarding the exchange offer.

Financial Performance

Northern Data reported strong H1 2025 growth:

  • Revenue: €94.3 million ($109.8 million), up 72% year-over-year.

  • Mining Revenue: €53.5 million ($62.3 million), up 49% due to capacity expansion and higher bitcoin prices.

Market Reaction

Following the announcement, Rumble’s stock surged 20% in pre-market trading, reaching $9.48, according to TradingView.

@ Newshounds News™
Source:  
The Block

~~~~~~~~~

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FRANK26…8-10-25…ALOHA…TALKING REFORMS

KTFA

Sunday Night Video

FRANK26…8-10-25…ALOHA…TALKING REFORMS

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

KTFA

Sunday Night Video

FRANK26…8-10-25…ALOHA…TALKING REFORMS

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=XJQEI_CVF5w

 

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Silver Investment and this Could Change Everything for Iraq

Silver Investment and this Could Change Everything for Iraq

Edu Matrix:  8-9-2025

A recent deep dive from Edu Matrix offers a compelling look into two seemingly disparate yet critically influential global trends shaping 2025: the surging prospects of silver as an investment and the escalating geopolitical landscape in the Middle East.

The video provides a comprehensive overview, highlighting the intertwined nature of economic, political, and technological developments that create a complex backdrop for investors and observers alike.

Silver Investment and this Could Change Everything for Iraq

Edu Matrix:  8-9-2025

A recent deep dive from Edu Matrix offers a compelling look into two seemingly disparate yet critically influential global trends shaping 2025: the surging prospects of silver as an investment and the escalating geopolitical landscape in the Middle East.

The video provides a comprehensive overview, highlighting the intertwined nature of economic, political, and technological developments that create a complex backdrop for investors and observers alike.

The Edu Matrix channel strongly advocates for a “buy and hold” strategy for silver, pointing to its exceptional performance in 2025, where prices have soared to a 13-year high. This remarkable rise is attributed to a confluence of factors: significant supply shortages, burgeoning industrial demand, and its enduring status as a safe haven asset amidst pervasive market volatility.

Edu Matrix further underscores silver’s considerable potential for continued growth, noting its current undervaluation relative to gold. Its expanding critical role in burgeoning green industries like solar energy and electric vehicle manufacturing is also highlighted as a key driver for future demand.

As the global push towards decarbonization accelerates, silver’s industrial applications are set to increase dramatically, cementing its position as a compelling investment in the years to come.

Shifting gears to the geopolitical arena, the Edu Matrix video meticulously dissects the fraught situation in the Middle East, particularly focusing on Israel’s recent contentious decision to annex the Gaza Strip.

The analysis reveals that Israel’s security cabinet has approved taking full control of Gaza City, a move that has ignited massive internal protests within Israel and drawn vehement condemnation from key regional players such as Iran and Iraq.

Iran has vehemently lambasted the annexation as a blatant violation of international law and a looming humanitarian catastrophe. Tehran anticipates this decision will inevitably intensify regional conflicts and empower its allied militias across Lebanon, Yemen, and Iraq, further destabilizing the already volatile region.

Iraq finds itself in a particularly precarious position, navigating the delicate balance between domestic pressure from powerful pro-Iran factions and maintaining its crucial relationship with the United States.

 The video warns that such an annexation could catastrophically escalate existing proxy conflicts, deepen regional instability, and severely worsen the already dire humanitarian conditions in Gaza and the broader Middle East. For Iraq, these repercussions could specifically impact its fragile economy and ongoing currency adjustments.

The Edu Matrix discussion also thoughtfully touches upon the deep-seated historical and cultural tensions that have long simmered between Israel, Arab nations, and Persia, provocatively raising the question of how future artificial intelligence might one day unveil hidden truths about these complex, enduring conflicts.

In conclusion, the Edu Matrix video effectively illustrates how these seemingly disparate narratives—the robust economic ascendancy of a precious metal and the profound geopolitical tremor in a vital region—are inextricably linked.

It paints a picture of 2025 as a year where economic, political, and even technological developments are deeply intertwined, creating an exceptionally complex and often unpredictable backdrop for global investors and observers alike.

https://youtu.be/78HeF0dfGf8

https://dinarchronicles.com/2025/08/10/edu-matrix-silver-investment-and-this-could-change-everything-for-iraq/

 

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US Dollar Devaluation, Global Currency Collapse is Coming

US Dollar Devaluation, Global Currency Collapse is Coming

Lena Petrova:   8-9-2025

A financial storm of unparalleled magnitude is brewing, threatening to engulf the world’s largest economies in a crisis unlike any seen before.

Drawing insights from a recent video by financial expert Lena Petrova, a sobering analysis reveals that the very nations considered the pillars of global finance—the G7—are teetering on the edge of a potential currency collapse, driven by crushing debt and rapidly rising interest rates.

US Dollar Devaluation, Global Currency Collapse is Coming

Lena Petrova:   8-9-2025

A financial storm of unparalleled magnitude is brewing, threatening to engulf the world’s largest economies in a crisis unlike any seen before.

Drawing insights from a recent video by financial expert Lena Petrova, a sobering analysis reveals that the very nations considered the pillars of global finance—the G7—are teetering on the edge of a potential currency collapse, driven by crushing debt and rapidly rising interest rates.

Unlike past financial crises, which were often confined to emerging markets or isolated nations, this looming threat originates from the core of the global financial system.

 The G7 nations—Canada, France, Italy, Japan, Spain, the United Kingdom, and the United States—collectively referred to as the “D7” due to their daunting debt levels, find their government debts exceeding their entire Gross Domestic Product (GDP).

The financial lifeline extended during the 2008 crisis and the 2020 pandemic, characterized by cheap and abundant borrowing, has now tightened into a financial noose. Interest rates, once near zero, have surged, making it exponentially more difficult for these highly indebted governments to service their colossal debts.

This dynamic has created a “pressure cooker” in global credit markets, as investor confidence wanes regarding the ability of these nations to manage their liabilities without resorting to extreme measures.

Should investor confidence evaporate, it could trigger a rapid sell-off in government bonds and currencies.

Historically, currency devaluations have occurred, but they were largely isolated events. Today, the interconnectedness of the global financial system means a devaluation in one major economy could unleash a catastrophic domino effect.

 The G7’s central banks, intricately linked by holding each other’s currencies, amplify this risk; a crisis in one nation would inevitably ripple across all.

One politically tempting, yet economically perilous, “shortcut” to managing debt is through massive money printing to inflate the debt away. However, as Petrova highlights, this path carries severe consequences: rampant inflation, a significant decline in living standards, a collapse of public and investor confidence, and ultimately, a run on the currency.

 While central banks might attempt to defend their currencies by selling reserves, the effectiveness of this strategy is limited given that these reserves are often tied to each other’s currencies.

A sharp fall in the U.S. dollar, the world’s primary reserve currency, would be particularly destabilizing. Other countries might feel compelled to devalue their own currencies to maintain export competitiveness, initiating a broad market sell-off and a painful revaluation of institutional portfolios globally. This scenario would severely impact bond markets worldwide.

The Eurozone, with its shared central bank but disparate economic resilience among member states, is uniquely vulnerable to political tensions and financial instability in such a scenario.

The International Monetary Fund (IMF) already projects slower global growth and tighter national budgets, exacerbated by rising trade tensions. While urgent structural reforms are desperately needed, they are politically challenging to implement.

The sheer scale of the debt makes it impossible to simply “grow out of it,” and raising taxes or cutting spending is politically fraught. This leaves financial devaluation—either forced by market panic or a deliberate government action—as the most likely, albeit devastating, path forward.

Lena Petrova’s analysis serves as a stark warning: a simultaneous collapse of the world’s most trusted currencies would be a historic and devastating event

Its far-reaching consequences would reshape wages, decimate savings, erode investments, and cripple global trade.

The lessons from past financial upheavals underscore the urgency of understanding and preparing for this potential financial upheaval.

This sobering assessment of the precarious financial position of the world’s largest economies and the cascading risks of high debt and rising interest rates demands immediate attention and proactive preparation.

 The potential fallout from a synchronized currency crisis in developed markets would be truly unprecedented and globally disruptive.

https://youtu.be/_aEfz4KnwyQ

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Iraq Economic News and Points To Ponder Sunday Afternoon 8-10-25

Sudanese Advisor: White Noise Supports Exchange Rate Stability In The Iraqi Market

2025/08/10 Reading: 315 times   {Economic: Al Furat News} The Prime Minister's financial and economic advisor, Mazhar Mohammed Salih, confirmed that the success of the three fiscal, monetary, and trade policies in working together is what has led to the continued convergence of the exchange rates in the parallel and official markets.

Sudanese Advisor: White Noise Supports Exchange Rate Stability In The Iraqi Market

2025/08/10 Reading: 315 times   {Economic: Al Furat News} The Prime Minister's financial and economic advisor, Mazhar Mohammed Salih, confirmed that the success of the three fiscal, monetary, and trade policies in working together is what has led to the continued convergence of the exchange rates in the parallel and official markets.

Saleh said in a statement to {Euphrates News}: “The continuation of these general policies constitutes positive information for the market, known as ‘white noise’, which is a condition that makes the market maintain stable rates and prevents the parallel market from taking any negative directions.”

He added, "The parallel exchange market is now moving toward convergence with the official fixed rate, which is considered one of the strongest stages of stability in the monetary market, as a result of the success of the three pillars of economic policy."  LINK

Al-Sudani Directs A Review Of The Provisions Of The Banking Reform Document After Receiving Comments From The Iraqi Private Banks Association

Banks   Economy News – Baghdad  Prime Minister Mohammed Shia al-Sudani reviewed the latest developments related to the banking reform paper, particularly the provisions affecting private banks, in light of the comments and responses he received from various stakeholders.

Al-Sudani commended the efforts made by the Central Bank of Iraq in preparing the banking reform document, which aims to enhance financial stability, achieve transparency, and raise the efficiency of the banking sector. He affirmed the government's full support for all reform initiatives aimed at developing the country's financial and monetary infrastructure, in line with international best practices.

In the same context, the Prime Minister paid close attention to the comments of the Iraqi Private Banks Association, contained in its letter dated August 3, 2025, which addressed the objective challenges facing local banks in implementing some reform provisions, particularly those related to capital increase requirements, the adoption of strategic partners, the costs of contracting with foreign companies, and the timelines required for implementing reforms.

Driven by his commitment to achieving a realistic balance between reform requirements and the capabilities of local banks, the Prime Minister directed the adoption of a participatory and consultative approach between the Central Bank and Iraqi banks, through the formation of joint technical committees to review reform requirements and ensure their compatibility with the national financial and economic reality, while protecting the interests of local and international investors and those working in the sector.

In this context, Al-Sudani emphasized that the goal of reform is not exclusion but empowerment, calling for an expanded dialogue to clarify the technical aspects of the document and discuss implementation mechanisms in a gradual and thoughtful manner.

He also stressed the importance of taking into account the specificities of Iraq's reality when applying international standards, while emphasizing the need to formulate procedures in a way that enhances confidence in the banking sector and contributes to its development.

The Prime Minister concluded his remarks by emphasizing that the doors to discussion are open, and that the government continues to support all sincere efforts, both national and international, aimed at reforming the financial and banking system to serve the public good and the national economy. https://economy-news.net/content.php?id=58597

Borrowing From The Central Bank Will Put The Economy At Risk

Samir Al-Nusairi  The financial policy in Iraq has been accustomed to adopting special foundations and items for preparing general budgets. All of these budgets suffered from a planning deficit after 2003 until 2019, which turned into an actual deficit after 2020, especially after the decline in oil prices, because the Iraqi economy is a rentier economy that depends mainly on oil, and oil revenues constitute approximately 93% of total revenues and (58%-60%) of the gross domestic product.

Given the failure to diversify national income sources and develop the real sector, the deficit in the 2023-2025 three-year budget continued, forcing the government to borrow domestically from Iraqi banks to cover the real deficit in the operating and investment budgets due to increased spending compared to revenues from oil, whose prices fell at rates lower than planned in the budget.

Therefore, it is expected that borrowing from the Central Bank will be done through rediscounting treasury transfers, noting that the Central Bank had previously lent the government approximately 46 trillion dinars in previous years, and that the total domestic debt exceeded 85 trillion dinars, which has not been repaid despite the abundance of oil revenues in the past.

Moreover, the total oil revenues projected in the 2025 budget, amounting to approximately 117 trillion dinars, equivalent to $90.9 billion at a planned oil price of $70 per barrel, will not be achieved, creating a real deficit.

Therefore, the Central Bank will be under pressure and its plans will be disrupted in using monetary policy tools to achieve its objectives of maintaining the current rates of annual inflation, which currently range between (1%-1.5%), controlling the money supply, maintaining a foreign reserve balance that covers imports and exported local currency, which currently amounts to approximately $104 billion and 167 tons of gold, and ensuring the stability of the exchange rate of the US dollar against the Iraqi dinar, which the Central Bank’s measures have led to a narrowing of the price gap between the official price and the price in the parallel market.

Therefore, borrowing will lead to an increase in the local currency issued, which, according to data, currently exceeds 99 trillion dinars, of which more than 80% is outside the banking system. This increase will inevitably lead to a rise in inflation and will impact the adequacy ratio of foreign exchange reserves.

The budget’s reliance on covering the deficit, which will exceed 63 trillion dinars, or 30% of the GDP, while the percentage specified in Financial Management Law No. 6 of 2019 is 3%, will place severe pressure on the Central Bank and its foreign exchange reserves.

This embarrasses the central bank, placing it in a cycle of government interference in its independence, and placing the economy at risk. This will hinder the achievement of economic stability and the stability of the monetary and financial systems, because central banks are banks of stability, not lending banks. https://economy-news.net/content.php?id=58589

 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

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Seeds of Wisdom RV and Economic Updates Sunday Afternoon 8-10-25

Good Afternoon Dinar Recaps,

US Targets India, Brazil & South Africa, Yet BRICS Stands for Unity

BRICS — Brazil, Russia, India, China, and South Africa — has become a focal point of economic and geopolitical tensions with the United States. While U.S. measures target several key BRICS markets, the alliance continues to project resilience.

Good Afternoon Dinar Recaps,

US Targets India, Brazil & South Africa, Yet BRICS Stands for Unity

BRICS — Brazil, Russia, India, China, and South Africa — has become a focal point of economic and geopolitical tensions with the United States. While U.S. measures target several key BRICS markets, the alliance continues to project resilience.

Right now, U.S.-Brazil tariffs have surged to 50%, and secondary sanctions loom over India’s Russian oil trade. Yet, despite these pressures, BRICS stands for unity — at least for now.

Origins and Purpose of BRICS
The BRICS concept, coined in 2001 by Goldman Sachs economist Jim O’Neill, was envisioned as a platform for deeper economic cooperation among leading emerging economies. Today, BRICS also aims to create alternatives to Western-led financial systems.

Operationally, the group focuses on:

  • Resolving regional disputes

  • Advocating financial reform at global institutions like the World Bank and IMF

  • Coordinating through the BRICS Interbank Cooperation Mechanism

U.S. Tariff Pressure on BRICS Members

  • Brazil: Facing 50% U.S. tariffs, justified by Washington over human rights concerns tied to former president Jair Bolsonaro’s case. Brazil has resisted U.S. pressure, with President Lula preparing a formal response.

  • India: Threatened with secondary sanctions due to Russian crude imports of 1.7 million barrels per day. The U.S. aims to push India toward greater market access concessions or revised energy procurement policies.

Economic Resilience Despite Sanctions

  • Brazil: The real remains strong, buoyed by attractive near-15% yields drawing international investors.

  • South Africa: Despite 30% U.S. tariffs, the rand benefits from the central bank’s pursuit of a lower 3% inflation target, attracting capital inflows.

  • India: The Reserve Bank of India has allowed greater flexibility in the rupee’s exchange rate while benefiting from lower domestic inflation.

Strategic Implications
BRICS’ ability to maintain cohesion under U.S. economic targeting will be tested in the months ahead. The group’s unity is further influenced by the stability of U.S.-China trade relations, with critical diplomatic deadlines — including August 12 — potentially reigniting tensions.

This moment will determine whether BRICS can sustain its founding principle of providing a counterweight to Western financial dominance, or whether national interests will override collective solidarity.

@ Newshounds News™
Source: 
Watcher.Guru   

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“Tidbits From TNT” Sunday 8-10-2025

TNT:

Tishwash:  The Central Bank to Al-Maalouma: Our measures for banks are necessary, but not strict.

A member of the Central Bank's Board of Directors, Ahmed Brihi, confirmed today, Saturday, that the standards set by the bank to reform the banking sector are not strict or prohibitive, but rather aim to protect banks from collapse and ensure the safety of depositors' funds, in addition to preserving Iraq's international financial relations.

Brihi said in a statement to Al-Maalouma Agency, “The banking reform standards approved by the Central Bank related to private banks are not strict measures as promoted, but rather are necessary steps aimed at ensuring financial stability and preventing banks from collapsing.”

TNT:

Tishwash:  The Central Bank to Al-Maalouma: Our measures for banks are necessary, but not strict.

A member of the Central Bank's Board of Directors, Ahmed Brihi, confirmed today, Saturday, that the standards set by the bank to reform the banking sector are not strict or prohibitive, but rather aim to protect banks from collapse and ensure the safety of depositors' funds, in addition to preserving Iraq's international financial relations.

Brihi said in a statement to Al-Maalouma Agency, “The banking reform standards approved by the Central Bank related to private banks are not strict measures as promoted, but rather are necessary steps aimed at ensuring financial stability and preventing banks from collapsing.”

He added, "A number of private banks faced circumstances that disrupted their financial operations, which required the Central Bank to establish regulatory standards to protect them and depositors' funds."

He pointed out that "these standards also take into account the importance of maintaining the Central Bank's international financial relations, which represent a decisive factor in Iraq's monetary and financial stability."  link

Tishwash:  The Central Bank of Iraq's fines on banks and financial companies exceed 66 billion. 

The Central Bank of Iraq announced on Saturday that fines imposed on banks and non-banking institutions (exchange companies) amounted to more than 66 billion Iraqi dinars during the first half of 2025.

Statistics from the bank showed that “the fines imposed on banks and financial companies during the past six months, starting from January/November until the end of last June, amounted to 66 billion, 210 million, and 955 thousand dinars,” indicating that “the fines also included 77 administrative penalties for these banks and non-banking institutions, distributed between warnings, alerts, and grace periods.”

The bank stated that, "These fines decreased from the same period last year, which amounted to 181 billion, 842 million, and 854 thousand dinars, while the penalties amounted to 151, distributed between warnings, cautions, and grace periods."

The bank did not name the banks subject to the fines or administrative penalties. There are approximately 51 private banks, including 23 private commercial banks and 28 private Islamic banks.  link

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Tishwash:  Al-Sudani announces decisive steps to reform Iraqi banks and restore confidence in the financial sector.

Prime Minister Mohammed Shia al-Sudani affirmed on Sunday the continuation of the comprehensive banking reform process through three basic steps, emphasizing the need for implementation to be based on a balanced vision that takes into account the specificities of Iraqi reality and ensures enhanced confidence in the banking sector.

A statement issued by his office, received by Al-Mada, said, "Al-Sudani was briefed on the latest developments related to the banking reform paper, particularly those related to private banks, appreciating the efforts made by the Central Bank of Iraq in preparing the document, which aims to enhance financial stability, achieve transparency, and raise the efficiency of the banking sector."

The statement indicated that "the Prime Minister paid special attention to the observations contained in the letter from the Iraqi Private Banks Association dated August 3, which included challenges facing local banks in implementing some provisions of the document, particularly those related to capital increase requirements, the adoption of a strategic partner, the costs of contracting with foreign companies, as well as the binding timelines. Accordingly, Al-Sudani called for adopting a participatory and consultative approach between the Central Bank and Iraqi banks by forming joint technical committees to review reform requirements and ensure their compatibility with the national financial and economic reality, in a manner that maintains a balance between reform requirements and the capabilities of local banks and protects the interests of investors and workers in this vital sector."

Al-Sudani explained that "the three approved steps begin with opening an expanded dialogue between the Central Bank and the banks to clarify the technical aspects of the document and discuss possible implementation mechanisms and their gradual progression.

This includes taking into account the specificity of the Iraqi reality when applying international standards, while committing to reform in principle and formulating standards in a manner that enhances confidence in the banking sector. This is followed by reassuring the banking community through clear messages that the goal of reform is empowerment, not exclusion, and that the doors of discussion remain open to serve the national economy."

For his part, banking expert Majid Abdul Hamid told Al-Mada that "the document represents a necessary step to raise the efficiency of the banking sector and improve the business environment in Iraq, but its success depends on gradual implementation and linking each stage to a clear support plan." He explained that the immediate implementation of some provisions, such as increasing capital or requiring a strategic partner, could place small banks under significant financial pressure, which requires granting them appropriate periods of time to adapt.

Economist Ayad Al-Rawi explained to Al-Mada that "banking reform is part of a broader economic reform, and that raising technical standards for banks will boost the confidence of depositors and investors. However, he warned that the lack of effective communication with the public could lead to unjustified fears and sudden withdrawals of deposits."

He stressed that "gradualness and transparency in announcing measures will be key to the success of reform, calling for a supportive legislative and financial environment to reduce risks to the local market."

As the government continues its path of banking reform, the stakes remain on the ability of the relevant parties to balance adherence to international standards with their adaptation to Iraqi market conditions, thus preserving the sector's stability and enhancing its role in financing development and supporting the national economy.  link

Mot: . OK!!! --- Bringing OUT the ""RV Clock""

Mot: .. can ya sing um???? 

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News, Rumors and Opinions Sunday 8-10-2025

KTFA:

Frank26:  "FINANCIAL TECHNOLOGY IN THE CBI!!!".......F26

An international delegation discusses digital currency legislation and financial market development with Al-Mashhadani.

SNIPPET:

 Mahmoud Al-Mashhadani

 On Friday, August 8, 2025, Iraqi Parliament Speaker Mahmoud al-Mashhadani discussed digital currency legislation and financial market development with an international delegation

KTFA:

Frank26:  "FINANCIAL TECHNOLOGY IN THE CBI!!!".......F26

An international delegation discusses digital currency legislation and financial market development with Al-Mashhadani.

SNIPPET:

 Mahmoud Al-Mashhadani

 On Friday, August 8, 2025, Iraqi Parliament Speaker Mahmoud al-Mashhadani discussed digital currency legislation and financial market development with an international delegation.   LINK

Clare:  Mobilization to pass the Popular Mobilization Law.. A message to 183 Shiite MPs: This may be your last chance.

8/9/2025 

State of Law Coalition, led by Nouri al-Maliki, warned on Friday evening against postponing the Popular Mobilization Forces (PMF) law to the next parliamentary session, asserting that the lack of political consensus and the refusal of some blocs to attend were behind the law's stalled passage in the House of Representatives.

"The real reason behind the failure to pass the Popular Mobilization Forces law is the absence of Sunni and Kurdish representatives, which led to the breaking of the legal quorum and the lack of the political agreement required for its approval," coalition spokesman Aqil al-Fatlawi told Shafaq News Agency.

He pointed out that "the 183 Shiite MPs are required to attend the session in support of this segment of the population, which has made enormous sacrifices in defense of Iraq," adding that "absence from the vote is a clear failure of the Popular Mobilization Forces as a national security institution."

Al-Fatlawi acknowledged the existence of "a clear American role in influencing some political blocs linked to Washington institutions, which contributed to delaying the law," stressing that "these influences are beginning to have a direct impact on the decisions and actions of MPs within Parliament."

He explained that "postponing the Popular Mobilization Law to the next parliamentary session will complicate its passage, due to the lack of clarity regarding the nature of future political alliances." He noted that "the law does not target any particular group. There are approximately 30 Sunni MPs with tribal militias that benefit from its provisions, and therefore its passage serves all parties."

He concluded by saying, "We are anticipating what happens after the Arbaeen pilgrimage. A decisive session may be held, but it will be the last opportunity to pass the law during this parliamentary session."

This position coincides with the US State Department's confirmation that Washington opposes legislation in Iraq that would "transform it into a state subservient to Iran," threatening to impose sanctions on financial entities linked to armed groups.

The Popular Mobilization Forces (PMF) were established in Iraq in mid-2014 under the "sufficiency jihad" fatwa issued by the country's top Shiite authority, Ayatollah Ali al-Sistani, following the fall of Mosul to ISIS. Thousands of fighters from armed factions, some of which were active before the fatwa, participated in its formation. Its primary role at the time was to repel the extremist group's rapid advance across large areas of northern and western Iraq.

In November 2016, the Iraqi parliament voted on a law legalizing the Popular Mobilization Forces (PMF) as a security institution within the armed forces. However, the law lacked clear organizational details, opening the door to repeated calls for its legal restructuring and reformulation.  LINK

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man   Iraq has all the natural resources.  They have what's called inputs and outputs They're going to make money coming and going.  That's the way it works.  Iraq is very fortunate to have her natural resources to be able to pull this off.  The world knows that, especially the stakeholders who have been doing this for over 20 years...You've not seeing anybody back off and say, we're not investing in Iraq.

Frank26   [Iraq boots-on-the-ground report]  FIREFLY: Speaker of the House of Parliament and international experts discussed the importance of the digital currency...He was talking about how Iraq is all in on this and making the investment of Iraq ready for global and international markets.  FRANK:   Yeah, the whole world is waiting...Tell that idiot all we need is a new exchange rate.

CRASH INCOMING: 40% Market Concentration Triggers Everything Bubble Risk

Taylor Kenny:  8-9-2025

Over 40% of the S&P 500 is now concentrated in just 10 companies, a dangerous setup that we’ve only seen before the Great Depression.

This is how market euphoria ends, not with a warning, but with a sudden, brutal crash that takes everyone by surprise.

CHAPTERS:

0:00 S&P 500

3:00 The Great Depression

4:25 Euphoria Indicator

7:16 Why the Divergence?

 10:11 Smart Money Knows

https://www.youtube.com/watch?v=bv4CdVXcHoU

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Iraq Economic News and Points To Ponder Sunday Morning 8-10-25

The Iraq Stock Exchange Ended The Week With Significant Gains

Money and Business   Economy News – Baghdad   The Iraq Stock Exchange announced, on Saturday, that it recorded strong gains in stock indices during the first week of August 2025, which witnessed the organization of five trading sessions from Sunday (August 3) to Thursday (August 7).

The market stated in its weekly report that the number of shares traded during this period exceeded 5 billion shares, with a financial value exceeding 16 billion Iraqi dinars.

The Iraq Stock Exchange Ended The Week With Significant Gains

Money and Business   Economy News – Baghdad   The Iraq Stock Exchange announced, on Saturday, that it recorded strong gains in stock indices during the first week of August 2025, which witnessed the organization of five trading sessions from Sunday (August 3) to Thursday (August 7).

The market stated in its weekly report that the number of shares traded during this period exceeded 5 billion shares, with a financial value exceeding 16 billion Iraqi dinars.

The ISX60 closed at 960.27 points, up 8.16% from 881.94 points at the start of the week, while the ISX15 rose 5.20% from 1,068.87 points to 1,127.47 points.

The number of contracts executed for buying and selling shares of listed companies reached 6,797 contracts during the week.      https://economy-news.net/content.php?id=58569

The Central Bank Of Iraq Imposes Fines On Banks And Institutions Amounting To More Than 66 Billion Dinars

Banks   Economy News – Baghdad   The Central Bank of Iraq announced on Saturday that fines imposed on banks and non-banking institutions (exchange companies) amounted to more than 66 billion Iraqi dinars during the first half of 2025.

Statistics from the bank showed that "fines imposed on banks and financial companies during the past six months, starting from January/November until the end of last June, amounted to 66 billion, 210 million, and 955 thousand dinars," indicating that "the fines also included 77 administrative penalties for these banks and non-banking institutions, distributed between warnings, alerts, and grace periods."

The bank stated that, "These fines are down from the same period last year, which amounted to 181 billion, 842 million, and 854 thousand dinars, while penalties amounted to 151, distributed between warnings, cautions, and grace periods."

The bank did not name the banks subject to the fines or administrative penalties. There are approximately 51 private banks, including 23 private commercial banks and 28 private Islamic banks. https://economy-news.net/content.php?id=58562

Kurdistan Fields Recover, Producing More Than 200,000 Barrels Per Day

Energy  Economy News – Baghdad   The economic observatory Echo Iraq revealed on Saturday that the Kurdistan Region's oil production has exceeded 200,000 barrels per day.

The observatory reported that the oil fields in the region that were bombed have resumed operations, and their daily production has increased to more than 200,000 barrels. It noted that the most prominent producing fields include: Sheikhan, Tawke, Bashkabir, Khormala, and Sarsink.

He explained that "the region and Baghdad have not yet reached an agreement on resuming oil exports due to disagreements over the wages of companies operating in the region," adding that "resolving the crisis requires a meeting between the three parties involved or the payment of the companies' wages, which the federal government rejects."

Earlier, the observatory observed a decline in oil production in the Kurdistan Region from 280,000 barrels per day to just 81,000 barrels, following a series of explosive drone attacks targeting oil facilities between July 14 and 17, 2025, particularly in the Dohuk and Erbil regions. https://economy-news.net/content.php?id=58552

Basra Crude Oil Suffers Weekly Losses Of More Than 6%

economy | 10:38 - 09/08/2025  Mawazine News – Baghdad   Basra crude oil prices recorded a significant weekly loss of more than 6%.   The prices were as follows:

- Basra Heavy crude closed in the last trading session yesterday, Friday, down 87 cents to reach $64.73 per barrel, recording a weekly loss of $4.55, equivalent to 6.57%.

- Basra Medium crude closed in the same session down 87 cents to reach $67.98, recording a weekly loss of $4.35, equivalent to 6.01%.   https://www.mawazin.net/Details.aspx?jimare=264774

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

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