Seeds of Wisdom RV and Economic Updates Monday Afternoon 7-28-25

Good Afternoon Dinar Recaps,

BRICS Countries’ GDP to Grow 3x Faster Than G7 by 2028

The global economic balance continues to shift as the BRICS bloc pulls ahead of the G7 in inflation-adjusted GDP growth projections. From 2025 to 2028, BRICS economies are expected to expand two to three times faster than their Western counterparts—signaling a fundamental reordering of international economic influence.

Key Forecast: BRICS Growth to Outpace G7 by 3x

According to 2025–2028 projections:

• BRICS GDP growth (real terms): 4.2% – 5.1%

• G7 GDP growth (real terms): 1.3% – 1.8%

This represents a 2x–3x growth multiple in favor of BRICS, affirming a long-term trend of momentum shifting toward emerging markets.

“The ‘Great Seven’ is not great anymore,” declared Maxim Oreshkin, Deputy Chief of Russia’s Presidential Administration. “In the 1990s, G7 countries were twice the size of BRICS. Now BRICS has overtaken the G7 in terms of GDP volume.”

Breakdown: Projected Real GDP Growth by Country

G7 Nations

Country & Projected GDP Growth (2025–2028)

🇺🇸 United States 1.7% – 2.0%

🇯🇵 Japan 1.0% – 1.2%

🇩🇪 Germany 1.1% – 1.4%

🇬🇧 United Kingdom 1.2% – 1.5%

🇫🇷 France 1.3% – 1.6%

🇮🇹 Italy 0.8% – 1.2%

🇨🇦 Canada 1.4% – 1.7%

Observation: All G7 countries remain below the 2% threshold, reflecting modest growth amid high debt levels, aging demographics, and policy headwinds.

BRICS+ Nations

Country & Projected GDP Growth (2025–2028)

🇮🇳 India 6.2% – 6.8%

🇨🇳 China 4.5% – 5.0%

🇮🇩 Indonesia 5.1% – 5.2%

🇪🇹 Ethiopia 5.5% – 6.0%

🇪🇬 Egypt 3.0% – 3.6%

🇦🇪 UAE 3.5% – 3.9%

🇮🇷 Iran 2.0% – 2.5%

🇧🇷 Brazil 2.0% – 2.3%

🇷🇺 Russia 1.5% – 2.2%

🇿🇦 South Africa 1.4% – 1.7%

Key Insight: Nine BRICS+ countries are forecast to surpass the 2% growth mark, while none of the G7 achieve this across the same period.

Strategic Implications

• Geoeconomic Realignment: The growth trajectory of BRICS reflects a deeper realignment of production, trade, and demographic leverage—particularly favoring Asia and the Global South.

• Currency and Policy Impact: With faster GDP growth and increasing trade conducted in local currencies, BRICS nations may strengthen calls for a multipolar financial system, reducing reliance on USD-centric global finance.

• Global Institutions Challenged: Institutions dominated by G7 influence—such as the IMF, World Bank, and WTO—may face mounting pressure to adjust governance structures in favor of rising economies.

Conclusion

The projected threefold GDP growth advantage of BRICS over the G7 by 2028 is more than a data point—it’s a signal of global power in transition. As emerging economies accelerate development and deepen regional integration, the legacy economic order led by Western powers continues to cede ground.

For investors, policymakers, and analysts alike, tracking this divergence is now a strategic imperative.

@ Newshounds News™
Source: Watcher.Guru

~~~~~~~~~

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3 Key Signs You’re Losing Money By Saving Too Much

3 Key Signs You’re Losing Money By Saving Too Much

Andrew Lisa  Sat, July 26, 2025  GOBankingRates

Saving money is essential, but saving too much in a traditional savings account could be quietly costing you. If you’ve already maxed out your 401(k) contributions, built a robust emergency fund that exceeds the recommended three to six months of living expenses, and still have cash piling up, it might be time to rethink your strategy.

While it’s great to be financially cautious, over-saving can mean missing out on better returns and long-term growth. Not sure if you’re overdoing it? Here are three key signs that your savings account might be too full — and what you can do to make your money work harder for you.

Your Emergency Savings Is Overstuffed

Building an emergency fund is a smart financial move, but there is such a thing as saving too much. The general rule of thumb is to set aside three to six months’ worth of living expenses. But once you’ve hit that target, continuing to stuff your emergency fund can be a waste.

“Having excess cash beyond an emergency fund can mean missing out on potential returns from investing,” said Fluent in Finance founder, Andrew Lokenauth. “The opportunity cost of playing it too safe with savings can be substantial over decades.”

So, how much is enough? It depends on your lifestyle and income stability. According to Christopher Stroup, a certified financial planner (CFP) with Abacus Wealth Partners, dual income households can typically aim for three months of expenses. On the other hand, single-income earners or those with variable income should aim for six months for added financial security.

Once you have a solid emergency cushion in place, you should consider putting your excess money towards other investments.

You’ve Maxed Out Your Retirement Accounts

If you consistently have money left over after maxing out your IRA, 401(k) and other tax-advantaged retirement accounts each year, it may be time to put that money elsewhere. Saving for the future and your retirement is crucial, but you could be losing purchasing power to inflation over time as your cash earns little interest.

As accredited financial counselor and founder of Retire Certain, Camille Gaines explained, even the most high-yield savings accounts lose value to inflation over time. Instead, try putting that extra money somewhere it can do more for you, like in a money market account.

“Safe money market accounts that do not fluctuate in value can be seen as a good alternative to keeping money in a savings account that pays little interest and has a negative real return after inflation,” said Gaines. “More than two months’ worth of living expenses in a savings account is too much given the ability to earn around 5% from easily accessible money market accounts.”

Money market accounts — not to be confused with money market funds — deliver yields that are typically higher than standard deposit accounts with some checking account features like bill pay and limited monthly check writing. By redirecting your surplus cash into more productive accounts, you can earn more on your money over time.

Your Savings Are Growing, But So Is Your Debt

TO READ MORE:  https://www.yahoo.com/finance/news/5-key-signs-keeping-too-140047713.html

“Tidbits From TNT” Monday 7-28-2025

TNT:

Tishwash:  Foreign Minister arrives in New York

Deputy Prime Minister and Minister of Foreign Affairs Fuad Hussein arrived in New York to participate in an international conference on the future of the Palestinian cause.

A statement by the Ministry of Foreign Affairs received by the Iraqi News Agency (INA) stated that "Deputy Prime Minister and Minister of Foreign Affairs Fuad Hussein arrived in New York City to participate in a special international conference to discuss the future of the Palestinian cause and related developments on the regional and international arenas."

The conference, according to the statement, comes amid escalating challenges facing the Palestinian people.

During his visit, the minister is scheduled to hold a number of meetings with his counterparts, foreign ministers and international officials, to coordinate joint action in support of the Palestinian cause and strengthen the common Arab and Islamic position within the United Nations.  link

Tishwash:  Atwan al-Atwani Elected New Governor of Baghdad Following Council Vote

Two candidates were vying for the post: al-Atwani, head of the Iraqi parliament's finance committee, and Haider Mohan.

 Atwan al-Atwani was elected as the new governor of Baghdad on Sunday.

On the same day, Baghdad's provincial council convened to vote on the election of a new governor.

Two candidates were vying for the post: al-Atwani, head of the Iraqi parliament's finance committee, and Haider Mohan.

Iraqi President Abdul Latif Rashid stated on Saturday that Baghdad Governor Abdul Muttalib al-Alawi would retire and that a new governor needed to be appointed as soon as possible.

This marks the second time the governor of Baghdad has sought retirement; he previously applied on July 3 and was temporarily replaced by Mohan.  link

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Tishwash:  Kurdistan is transforming into a new Iraq 

It's no surprise, with the Kurdistan Region of Iraq's employee salary crisis looming, that we hear numerous Iraqi Arab voices, from Arabs in Kurdistan and the central and southern parts of the country, calling on the government of Mohammed Shia al-Sudani via social media to end the crisis and pay the salaries of the region's employees.

It's no surprise to see, among these voices, those criticizing the federal government for its delay in addressing the crisis and sympathizing with the people of the region. They even sometimes remind Baghdad of the urban achievements, development, and prosperity achieved in the governorates of Erbil, Sulaymaniyah, Dohuk, and even Halabja, compared to what has been achieved to date in other Iraqi governorates.

This is despite the fact that the region's budget is not even equivalent to the budget of a federal ministry such as the Ministry of Education! This praise has been documented in comparative terms, and visual facts about the conditions of Iraqi cities in terms of basic services have been published.

It's true that everyone is aware of rampant corruption in the Kurdistan Region, which is criticized daily by local media and even acknowledged by some influential officials. However, there are also reconstruction and service development projects, albeit limited compared to previous phases.

The gist is that Iraq today is witnessing the gradual birth of a different citizenry, a conscious being whose eyes are fixed on the country as a whole, comparing people's conditions with the logic of the state and the ruling class's commitment to managing the country's affairs in a way that satisfies citizens and achieves their minimum aspirations, even if corruption persists and oversight institutions fail to curb it.

Corrupt accountability

The starting point here is that the Kurdistan Regional Government, despite receiving only 12 percent of the general budget, has become a unique model in Iraq in terms of urban development, the provision of safe drinking water, the continuity of national electricity, the paving of streets, the construction of bridges, the opening of universities and hospitals, the development of villages, the establishment of summer resorts and parks, the paving of roads, and so on.

This development and prosperity are achieved despite persistent corruption and despite citizens' occasional widespread demonstrations and protests demanding services, the timely payment of salaries, and the accountability of corrupt officials. Criticism of the general situation is also increasing from opposition forces and the free media in the region, expressing their desire for further progress, given the region's wealth and resources, which would ensure the well-being of any citizen if distributed fairly and free from corruption, favoritism, and theft.

In other words, the Iraqi Arab citizen's comparison of the reality of the central and southern governorates with the reality of the northern governorates reflects a new awareness of a citizen striving for a better life and wishing to remain in a geographical area where they feel safe, prosperous, and where the state is present, with a minimum sense of responsibility, so that they are not forced to emigrate and leave their homeland. Today, this citizen is the one who chooses to live in Iraqi Kurdistan, residing among his family and compatriots, working or investing. Therefore, it is not surprising that he praises what the rest of the country lacks.

 Another fact, which is not often mentioned, is that the number of Iraqi Arabs residing in Kurdistan today is approaching one million people! While some of them moved to the region for security reasons, this same group now prefers to remain there even if the security situation stabilizes in the areas they left. The other group chose to reside in Kurdistan voluntarily, not only in search of safety, but also because they feel there is an entity serving its citizens.

Today, this new Iraqi citizen is also contributing to the birth of a different Kurdistan, one that has become a different Iraq where everyone coexists in peace and harmony: Kurds and Arabs, Sunnis and Shiites, Christians and Turkmen, and all other sects and denominations. This alone is enough to bestow an authentic Iraqi character on Kurdistan, a character perhaps superior and better than that of the rest of the country, where coexistence, tolerance, and the building of a spirit of citizenship prevail.  link

Mot:  What!!! -- I Thought it was Fun!!!!! 

Mot:  Shes Asking ---- Any Body Have!!! 

We are Close to Eliminating Income Taxes

We are Close to Eliminating Income Taxes

MJTruthUltra:  7-27-2025

OMG We are close to eliminating Income Taxes and the IRS!

Howard Lutnick just announced that we’re bringing in $700 BILLION in Tariff Revenue Annually already

REMEMBER…. several months ago, the Magic Number Tariff Income needs to Reach to in order to Cut INCOME TAX to ZERO for those making $150k or less… is $750 Billion.

WE’RE ALMOST THERE!

“Howard Lutnick said, anywhere approaching $750B, we have the line of site to cut income tax to ZERO for anyone making $150k or less.”

REMEMBER THIS….
A strategy president Trump could be waiting for is to wait riiight before the midterms to announce this… the midterms are going RED.

As I previously projected, I believed this would happen in late 2026, taking effect early 2027.

Lutnick: We’re bringing in 700 Billion Now
https://rumble.com/v6wrguy-howard-lutnick-were-bringing-in-700-billion-in-income.html

Trump wants no tax on those who makes $150k or less
https://rumble.com/v6wrgm0-howard-lutnick-were-taking-in-700-billion-in-tariffs.html

$750 Billion Magic Number
https://rumble.com/v6rulrb-the-magic-number-tariff-income-needs-to-reach-to-in-order-to-cut-income-tax.html

Lutnick, eliminate income taxes for those who make $150k or less
https://rumble.com/v6wrgoi-howard-lutnick-tariffs-will-eliminate-income-taxes-for-those-150k-or-less.html

Lutnick: No tax on $150k or less
https://rumble.com/v6wrgrq-howard-lutnick-trumps-goal-is-no-tax-for-150k-or-less-income.html

Source(s):   https://x.com/MJTruthUltra/status/1949542507966083081

https://dinarchronicles.com/2025/07/27/mjtruthultra-we-are-close-to-eliminating-income-taxes/

Monday Coffee with MarkZ. 07/28/2025

Monday Coffee with MarkZ. 07/28/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Monday Morning…….a new week full of new possibilities!!

Member: Well it’s the 28th, what say you RV Gods?

Member: Normally Monday are slow news days, Not today, supposedly good news coming our way !

MZ:  We are hoping for a wild ride this week. Busy in Iraq over the weekend.

Member:! I can’t wait for the day you have life changing news for us!

Member: Lots of chatter for today and tomorrow and even this week.

MZ: Bond information was the same as Saturday. All the expectations point to things happening overnight tonight. Most of my contacts should check in by tomorrow evening. They are looking at something key happening on the 28th (today) so they could get their dollars.

Member:  Mark Do we have to have a list of the Serial #s of our currencies to take to the redemption center?

MZ: I have been told repeatedly- NO

Member: Per coinbase: Coinbase is set to undergo a scheduled upgrade at approximately 7:00 AM PT on Saturday, August 2, 2025. We expect this upgrade to take up to three hours, however this estimated time..

Member: I wonder about August 1st …a day that is going to bring us what Trump was talking about & is calling August 1st a sacred day?

Member: I wish I had more faith. Struggle some days. We are losing people every day. We were so sure this would happen months ago. Praying Aug 1st is our day.

Member: Aug. 1st is tariff day……and DJT said the US people may get a rebate check back from the success of tarrifs.

MZ: “Trump proposes rebates for US taxpayers from tariff revenues”  So there is a hope for helicopter money to help with our bills. I do not know if this is just political posturing or if its real. Years ago I had contacts who were convinced that there would be some type of helicopter money just before we go. It was a very connected person, but after all this time do not know if that is still valid. I hope it does come to something because so many people are hurting and need it.  

Member: Helicopter money would be an excellent cover for RV

Member: IMO- Unless the gold standard gets announced, there’s no way to give people money back when the debt is $36T.

Member: Howard Lutnick…..Trumps financial advisor said this weekend that they are at about 700 billion income from tarrifs now and  when they hit $750 B they could cut income taxes for most of us!!!  “  “Howard Lutnick said, anywhere approaching $750B, we have the line of site to cut income tax to ZERO for anyone making $150k or less.”

MZ: In Iraq:  “ The road to development will change the map of the economy and make Iraq a hub for global trade”  It should make more than their oil and petrochemicals market. Huge developments in Iraq.

MZ: “ Bank of Baghdad achieves historic milestone as first bank in Iraq”  First sovereign bank…and it can do everything. INTERNATIONAL. This may be the beginning of the value change.

MZ: Along with that:  “ Monetary Policy: Monetary stability and Digital Transformation methodology 2023-2025”  Remember- they had a 3 year plan for monetary reforms. Sudani told us there was a plan to lift the purchasing power of the dinar and restore it to its former glory. They are showing us the game plan. We are down to the last steps.

MZ: “ Iraq is replacing the dollar with gold. Yellow shield in the face of economic storms”  In other words Iraq is going asset backed. When they talk about replacing the dollar….they are talking about replacing fiat money.

Member: And US Halts Dollar Shipments to Iraq... whats that gonna do?? Means Dinar is set for Major Revaluation!"  IMO

MZ: I totally agree

Member: Mark, could you maybe shed some light on the parallel market in Iraq ? Will this thing ( RV) only go when the parallel rate reaches parity ?

Member:  Nadar said soon….. very soon

Member: Our buddy Frank had some information on inflation things should pop off in a 3 week time frame if not sooner

Member: We were looking for a crash at one point. Guess that is not a thing anymore?

Member: I feel the news has been so good. We have to be getting close!

Member: Mark seems Salty today~he’s tired of waiting too yall!

Member: We are all salty…….Come on RV.

 Member: Thanks Mark and mods……hope everyone has a great day!!!

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:    https://www.youtube.com/watch?v=xdvw_pr_kBo

News, Rumors and Opinions Monday 7-28-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 28 July 2025

Compiled Mon. 28 July 2025 12:01 am EST by Judy Byington

Global Currency Reset Possible Timing:

Mon. 28 July 2025 MarkZ: “I’m feeling very confident that from the information I have received from groups, that we may wrap this up by Mon. 28 July.”…MarkZ

Sun. 27 July 2025 Wolverine: “On Sunday 27 July 2025 all tables will be close as they are not going to be selling anymore currencies, bonds or exotic assets. I feel so peace within myself knowing that God has not failed us and that very soon will be crossing that finish line. I’ve had some wonderful conversations with some whales and representatives and it’s all going to God’s plan. They say that when President Trump comes back from overseas to the White House, it will be a different world (please God let it be true). Tomorrow there will be a live call at 10:00pm EST and I hope to see you all. This most likely and I’m praying that will be my last call. Please keep praying. God bless, Wolverine

Mon. 28 July 2025 Bruce: Notifications for Tier4b should go out to set appointments Mon. 28 July or Tues. 29 July and then appointments would begin the next day. Iraq to bring out a Dinar new rate on Sun. 27 July that will be on the Forex by Mon. 28 July.  DOGE payments to come out by direct deposit Aug. 1,2,3. R&R will be in our Quantum accounts when we open them at our redemption appointments. Increases in Social Security will come out in August. Information on NESARA including changes in income tax will come out sometime between the first week in August and the end of November.

Tues. 29 July Tier4b Notification: On Wed. 23 July 2025 Iraqi Gazette Published Tier4b Exchange Process as per Decisions of the Iraqi Parliament: Tier 4B Exchange Process REVEALED! Step-by-Step from July 2025 Iraqi Gazette Iraq’s official newspaper, the Iraqi Gazette, published last Tues. that notification for appointments for Tier4b begins Tues. 29 July 2025. Exchanges for Tier4b begins Fri. 1 Aug. 2025 and goes through Fri. 15 Aug. 2025. Exchanges need to be done by Fri. 15 Aug. 2025.

“On Fri. 1 Aug. you’re gonna get a lot of payments. You’re gonna be very happy. If you’re a citizen of this country, you’re gonna be getting a lot of money.” …President Trump

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Mon. 21 July 2025: PHASE TWO HAS BEGUN — TRUMP SIGNS EXECUTIVE ORDER TO PERMANENTLY DISMANTLE THE IRS AND LAUNCH GOLD-BACKED CURRENCY PILOT THROUGH U.S. TREASURY … on Telegram

Just days after (allegedly) ripping $600 billion from the hands of the globalist tax cartel, President Trump has dropped the second hammer: a sweeping Executive Order to (allegedly) initiate the shutdown of the Internal Revenue Service as we know it — and replace it with a sovereign, asset-backed monetary system under full constitutional control.

Effective immediately, the IRS is(allegedly)  being stripped of its enforcement arms, foreign contracts, and offshore data routing infrastructure. Their legal immunity? Gone. Their backdoor ties to the World Bank and BIS? Cut. The agency once used to audit patriots, blackmail dissidents, and fund wars without consent is now being (allegedly) gutted from the inside. And this time, there’s no recovery plan.

At the heart of this new order is PatriotCoin — the codename for the gold-pegged transitional asset system being deployed under a secret joint operation (allegedly) between the U.S. Treasury and Space Force cyber teams. According to White Hat sources, this digital infrastructure runs on quantum-encrypted channels, fully sovereign, completely offline from the SWIFT network, and resistant to IMF interference. The coin is (allegedly) backed by audited reserves held at strategic vault sites recently repatriated from London, Basel, and Hong Kong.

But this isn’t crypto. This is (allegedly) anti-FED tech — tethered to tangible American resources, minted by a restored Treasury, and governed by GESARA protocols. The goal? To eliminate fractional lending, interest slaveery, and globalist banking dependency in one synchronized move.

Already, global markets are rattling. The ECB issued a Level 3 alert. The World Bank called for an emergency meeting. And the Rothschild family has reportedly begun liquidating foreign real estate in Zurich, Monaco, and South Africa. They know what’s coming. They always knew. But they never expected it would move this fast.

Meanwhile, across America, thousands of dormant gold and silver mines are being reopened under nationalized contracts, designed to sustain the upcoming hard currency transition. Trump’s team is (allegedly) coordinating with BRICS-aligned economists to ensure that PatriotCoin remains independent but interoperable with global de-dollarization movements — bypassing SWIFT and shutting the door on CBDC tyranny.

The trap was always economic. The war was always spiritual. But the takedown is now fully kinetic.

IRS dismantled. Federal Reserve under seizure. Gold-backed currency underway. This is not a drill. This is the Return of the Republic — and the final death of globalist finance. The Great Reversal has begun.

Read full post here:  https://dinarchronicles.com/2025/07/28/restored-republic-via-a-gcr-update-as-of-july-28-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   [Iraq boots-on-the-ground report]   FIREFLY:  Secretary of State Rubio…is pushing Sudani.  We know Trump sent him. We know what Trump is doing here in our country.  I think your Trump is happy because he sees the constant advancement…He also warned Sudani about a proposed bill for PMC’s   FRANK:  That’s multi-currency policy.  You can’t do that.  You can only use your dinar.  Trump is pushing it.  I wonder why… FIREFLY:  PMC’s would institutionalize the Iranian and harm Iraqis sovereignty.  FRANK:  Trump is pushing this.  You know what he knows. 

Frank26  The history of the Iraqi dinar...1932 al the way up to 1949.  Guess what the value of the Iraq dinar was?  $4.86. 

Militia Man  We all know at this stage of the game security, stability, sustainability is a big deal.  It's all about the money flow...the development road project...taking care of the citizens...getting these deals done - salaries, oil flow, Cyan Port. 

IQD Rate UP CBIs 1st Quarter 2025 Report Good

Edu Matrix:  7-27-2025

BREAKING FINANCIAL NEWS from Iraq! The Central Bank of Iraq has just released its Q1 2025 report—and for the first time in months, it’s good news for the economy!

In this video, we break down the positive economic indicators revealed in the new report:

Inflation is stabilizing

Foreign currency reserves have grown beyond $100 billion

Digital banking adoption is rising

Local banks are showing stronger balance sheets

The Iraqi dinar remains steady Governor of the CBI Ali Mohsen Al-Alaq says this is just the beginning of deeper reforms aimed at strengthening investor confidence and supporting Iraq’s economic recovery.

Don’t miss this in-depth breakdown of how Iraq’s Central Bank is turning the tide in 2025—and what it could mean for the future of the Iraqi economy and the dinar.

https://www.youtube.com/watch?v=7aqpk4oJFJQ

Iraq Economic News and Points To Ponder Monday Morning 7-28-25

Billions In Fines... Has The Central Bank Launched A Bank Purge?
 
July 27, 2025 Last updated: July 27, 2025  Al-Mustaqilla/- In a move that has raised many questions within banking circles, the Central Bank of Iraq has begun implementing financial sanctions on a number of private banks and exchange companies.
 
This is part of a campaign aimed at correcting the course of the banking sector, which is facing increasing criticism regarding    poor compliance and  exchange rate manipulation.

According to a schedule published yesterday afternoon,  the value of fines imposed on  banks and  exchange companies  amounted to more than 24 billion Iraqi dinars  uring the second quarter of this year.

This figure reflects the extent of accumulated violations in the local banking market,which observers believe  pose a direct threat to the   stability of the currency and the  policies of the Central Bank. An informed source revealed to Al-Mustaqilla that these sanctions come within the context of a broader movement that  began to take shape  following a recent meeting in Istanbul between a  delegation from the Central Bank of Iraq and  a US Federal Reserve official.

The move comes after the "Istanbul meeting.”
 
The meeting, according to leaks, witnessed a heated discussion about Iraq's commitment to international standards for combating money laundering and  terrorist financing, with threats of new sanctions that could affect the Iraqi banking sector  unless urgent reform measures are taken.

 Will Iraq witness the withdrawal of bank holidays soon?  

Economic sources indicate that the recent sanctions may be a preliminary  step toward revoking the licenses of some banks and exchange companies  that have failed to comply with regulations and instructions, particularly those involved in  dollar smuggling or  manipulation of exchange rates on the parallel market.
 
Observers expect the coming days to witness a broad audit campaign led by the Central Bank,  in coordination with regulatory and security agencies, to control banking performance and  address the chaos that has contributed to market turmoil and   undermined public confidence.
 
Message to banks: comply or exit the market  
 
The Central Bank's latest move could be a clear message to financial institutions: "Commitment first," as the Iraqi government seeks to  assert state sovereignty over the financial sector and  distance itself  from  political pressures and  vested interests  that have hindered sector reform for years. Experts believe that the success of these measures depends on  serious implementation, and not just financial fines, but also holding those responsible for violations acountable and  withdrawing banking privileges from the parties involved.    https://mustaqila.com/غرامات-بالمليارات-هل-بدأ-البنك-المركز/    

Trump & Crypto: Will Bitcoin's Success Translate to the Iraqi Dinar?

19th July 2025 in Investment, Iraq Banking & Finance News  By Guest Blogger. https://www.iraq-businessnews.com/custom-search/?searchtext=%22guest+blogger%22&swcfpc=1

Any opinions expressed are those of the author(s), and do not necessarily reflect the views of Iraq Business News.

Trump's Policies and Cryptocurrency: Will Bitcoin's Success Translate to the Iraqi Dinar?
 
The relationship between political leadership and financial markets has rarely been as pronounced as it is today with cryptocurrency.
 
Since Donald Trump's return to the presidency in January 2025, Bitcoin has experienced remarkable gains,
 
prompting investors to wonder whether this success might extend to other alternative investments like the Iraqi Dinar, where some people expect a significant dinar revaluation.
 
However, the fundamental differences between these assets reveal why Bitcoin's trajectory under Trump's administration is unlikely to be replicated by the Iraqi Dinar.
 
Bitcoin's Meteoric Rise Under Trump's Pro-Crypto Policies 
 
Bitcoin has demonstrated extraordinary performance since Trump's re-election, with the cryptocurrency surging approximately 60% since November 2024 and reaching heights of $111,000.
 
This dramatic increase can be attributed to several specific policy initiatives and strategic decisions by the Trump administration.
 
The foundation of Bitcoin's success lies in Trump's complete reversal from his previous skeptical stance toward cryptocurrency.
 
During his campaign, Trump promised to make America "the crypto capital of the planet," and
his administration has delivered on this promise through concrete legislative and regulatory actions.
 
In March 2025, Trump signed an executive order establishing a Strategic Bitcoin Reserve and  U.S. Digital Asset Stockpile,  signaling the federal government's commitment to cryptocurrency adoption.
 
The administration's approach has been systematically supportive of the cryptocurrency industry.
 
Congress recently passed the first major crypto legislation in U.S. history, providing regulatory clarity that has been long sought by the industry.
 

This regulatory framework has reduced uncertainty and encouraged institutional investment,
contributing to Bitcoin's price appreciation.
 
Trump's appointees reflect this pro-crypto stance, with one in five top administration picks holding cryptocurrency assets,  some worth millions of dollars.
 
This alignment between policy and personal investment demonstrates the
administration's genuine commitment to cryptocurrency adoption rather than mere political rhetoric.
 
The Iraqi Dinar: A Fundamentally Different Asset
 
The Iraqi Dinar operates in an entirely different economic and political ecosystem from Bitcoin.
 
While Bitcoin is a decentralized digital asset that responds to global market forces and regulatory changes, the Iraqi Dinar is a sovereign currency tied to Iraq's economic fundamentals and monetary policy decisions.
 
Current exchange rate data shows the Iraqi Dinar trading at approximately 1,310 dinars per U.S. dollar as of July 2025,
representing minimal fluctuation over the past year.
 
The International Monetary Fund projects an average exchange rate  of 1,300 dinars per dollar
     for both 2025 and 2026, indicating expectations of stability rather than dramatic appreciation.
 
The Central Bank of Iraq has successfully transitioned to a new trade finance system managed by commercial banks, which has contributed to exchange rate stability.
 
However, this stability is precisely what differentiates the Dinar from Bitcoin 
- the Iraqi currency is managed to maintain purchasing power rather than to serve as a speculative investment vehicle.
 
Why Trump's Crypto Policies Won't Impact the Dinar
 
Several fundamental factors explain why Trump's cryptocurrency-friendly policies cannot replicate Bitcoin's success with the Iraqi Dinar:
 
    Regulatory Jurisdiction: Trump's policies directly impact assets under U.S. regulatory authority.
 
Bitcoin, as a global digital asset traded on U.S. exchanges and held by U.S. institutions, falls within this sphere of influence.

The Iraqi Dinar, however, is governed by Iraq's Central Bank and monetary policy, which operates independently of U.S. cryptocurrency regulations.
 
    Asset Classification: Bitcoin is treated as a digital commodity and investment vehicle, making it responsive to regulatory changes that affect investor sentiment and institutional adoption.
 
The Iraqi Dinar functions as a national currency with exchange rates determined by economic fundamentals such as oil revenues, trade balances, and monetary policy decisions.
 
    Market Dynamics: Bitcoin's price appreciation stems from  increased institutional adoption,
     regulatory clarity, and  speculative investment driven by Trump's supportive policies.
 
The Iraqi Dinar's value is tied to Iraq's  economic performance, oil exports, and regional stability 
-factors largely unrelated to U.S. cryptocurrency policy.
 
    Investment Infrastructure: The cryptocurrency ecosystem has developed  sophisticated trading platforms, custody solutions, and financial products that respond rapidly to policy changes.
 
The Iraqi Dinar lacks this infrastructure for speculative investment, with most transactions occurring through traditional foreign exchange channels focused on trade and remittances rather than investment.
 
Economic Realities and Market Projections
 
Financial forecasts for the Iraqi Dinar suggest continued stability rather than dramatic appreciation.
 
Market projections indicate potential slight depreciation,
with the exchange rate possibly reaching around 1,318 IQD per USD by the end of 2025.
 
These projections reflect expectations of gradual economic adjustments rather than the explosive growth seen in Bitcoin.
 
Iraq's economy remains heavily dependent on oil revenues,
which are calculated based on the exchange rate of 1,300 dinars to one dollar in the federal budget.
 
This dependency on  commodity prices and the government's fiscal management creates a fundamentally different value proposition from Bitcoin's technology-driven and adoption-based appreciation.
 

The Broader Investment Landscape
 
The contrast between Bitcoin and the Iraqi Dinar illustrates a broader principle about how different asset classes respond to political and regulatory changes.
 
Bitcoin's success under Trump's administration demonstrates the  power of regulatory clarity and institutional support for emerging asset classes.
 
The cryptocurrency's  decentralized nature and global trading infrastructuremake it particularly responsive to positive policy developments.
 
Traditional currencies, even those from developing economies, operate within established monetary systems designed for stability rather than speculation.
 
The Iraqi Dinar's role as a medium of exchange and store of value for Iraq's economy necessitates careful management to prevent the volatility that investors seek in alternative assets.
 
Conclusion
 
While Trump's pro-cryptocurrency policies have created a favorable environment for Bitcoin's remarkable performance, these same policies cannot produce similar results for the Iraqi Dinar.
 
The fundamental differences between a  decentralized digital asset and a  sovereign currency mean that
each responds to entirely different sets of economic and political factors.
 
Bitcoin's success under Trump's administration reflects the power of regulatory support and institutional adoption in driving speculative asset prices.
 
The Iraqi Dinar's stability reflects the careful monetary management required to maintain a functioning national currency.
 
Investors considering whether Trump's policies might benefit the Iraqi Dinar should recognize
that the two assets exist in fundamentally different economic ecosystems,
with success metrics that are not only different but often contradictory.
 
The lesson for investors is clear: while political leadership can significantly impact certain asset classes,
the specific characteristics of each investment determine how it responds to policy changes.

Bitcoin's  technological foundation and   speculative nature make it responsive to regulatory developments, while the Iraqi Dinar's role as a national currency  requires it to prioritize stability over explosive growth.    
https://www.iraq-businessnews.com/2025/07/19/trump-crypto-will-bitcoins-success-translate-to-the-iraqi-dinar/ 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economic Updates Tuesday Morning 7-29-25

Good Morning Dinar Recaps,

Ripple, Circle, Fidelity Among 6 Crypto Giants Racing for US Bank Charter
Institutional momentum accelerates as crypto firms pursue national regulatory alignment under a newly permissive OCC framework.

Federal Greenlight Incoming: 6 Crypto Banks Await OCC Approval

A major shift in federal crypto regulation is underway as six digital asset firms have applied for national bank charters with the Office of the Comptroller of the Currency (OCC)—a move that would allow them to operate across the U.S. under a single regulatory umbrella.

The pending license applications, publicly listed on the OCC’s site, mark a sharp rise in institutional interest in offering crypto services within the framework of federally chartered banking. The submissions reflect growing industry alignment with national financial infrastructure as digital assets seek full-scale integration into the U.S. financial system.

The Applicants: Crypto and TradFi Heavyweights

The firms seeking a national charter include some of the most prominent names in digital assets and traditional finance:

• Bitgo Bank & Trust, National Association – Application submitted July 14

• Ripple National Trust Bank – Filed July 2

• First National Digital Currency Bank, N.A. – Filed June 30 by Circle Internet Group

• Erebor Bank, N.A. – Filed June 12

• Fidelity Digital Assets, N.A. – Filed June 11

• National Digital Trust Co. – Filed May 28

These proposed banks are structured as national trust banks, a charter that enables them to custody digital assets, issue stablecoins, and interact with public blockchains—all within a regulated environment that permits operations in all 50 states.

OCC Signals Regulatory Shift: Interpretive Letter 1183

The regulatory landscape dramatically changed in March 2025 with the OCC’s release of Interpretive Letter 1183, which eliminated the requirement for “supervisory non-objection” for national banks engaging in digital asset activities such as:

• Custodying crypto assets

• Managing stablecoin reserves

• Running blockchain nodes

This reversal of earlier guidance now formally permits federally chartered institutions to offer crypto-related services without prior case-by-case approval.

In an official statement issued in May, the OCC declared:

“The federal banking system is well positioned to engage in digital asset activities.”

A Turn Away from Caution: OCC Withdraws from Fed/FDIC Crypto Warnings

In another critical development, the OCC has withdrawn its endorsement of prior joint statements with the Federal Reserve and FDIC, which had urged caution on crypto risks and discouraged use of public blockchains.

By stepping back from these earlier risk bulletins, the OCC is positioning itself to encourage responsible innovation, reduce regulatory friction, and standardize oversight across the federal banking system.

Implications: A Unified Path for Crypto Banking

If approved, these charters would allow Ripple, Circle, Fidelity, and others to operate nationally regulated crypto banks, providing services once siloed by state-by-state licensing frameworks.

This convergence of crypto and traditional banking signals a new era of legitimacy, where federally licensed crypto institutions may soon stand alongside legacy banks, backed by OCC oversight, and free to scale nationwide.

@ Newshounds News™
Source: Bitcoin.com

~~~~~~~~~

Rakbank and Bitpanda Launch UAE’s First Bank-Backed Crypto Trading Platform for Retail Customers
Strategic partnership signals UAE's accelerating push into regulated digital finance, bridging banking and blockchain through mobile-accessible crypto services.

Historic Milestone: Rakbank Becomes First Traditional UAE Bank to Offer Crypto Trading

The National Bank of Ras Al Khaimah (Rakbank) has officially become the first conventional bank in the United Arab Emirates to launch crypto trading for retail clients, in partnership with Bitpanda, a regulated Austrian digital asset infrastructure provider.

Through its mobile banking app, Rakbank now enables customers to buy, sell, and swap cryptocurrencies directly from their dirham-denominated current or savings accounts, eliminating the need for foreign exchange conversions or transfers to external crypto platforms.

This development marks a significant advancement in the UAE’s drive to become a global hub for digital finance, offering fully regulated, bank-backed crypto access for everyday investors.

How It Works: Seamless, AED-Denominated Crypto Brokerage

The crypto service is powered by Bitpanda Broker MENA DMCC, a Dubai-based entity licensed by the Virtual Assets Regulatory Authority (VARA). Bitpanda’s infrastructure enables:

• Real-time crypto trading in AED (United Arab Emirates dirham)

• No foreign exchange or remittance fees

• Custody and execution under regulatory compliance

• Mobile app integration for direct access from Rakbank accounts

By leveraging Bitpanda’s secure backend, Rakbank has removed the complexity traditionally associated with accessing crypto markets, offering a streamlined and compliant digital asset experience.

“We are proud to be the first conventional bank in the UAE to enable simple, secure, and regulated access to a world-class digital assets platform,” — Raheel Ahmed, Group CEO, Rakbank

Strategic Vision: UAE as a Blockchain and Crypto Hub

The new offering is currently available by invitation only, with a phased public rollout planned in the coming months.

Rakbank’s initiative follows its 2023 partnership with Bitpanda to co-develop a broader digital asset management platform, underscoring the bank’s belief that digital assets represent the future of finance.

“This partnership is a big moment for digital assets in the region,” — Lukas Enzersdorfer-Konrad, Deputy CEO, Bitpanda

Bitpanda, already working with Deutsche Bank, Raiffeisen Bank, and N26 in Europe, brings global institutional experience to the UAE’s crypto ecosystem.

Regulatory Tailwinds: UAE's Pro-Crypto Posture Strengthens

Rakbank’s crypto launch coincides with broader moves by UAE authorities to establish the region as a blockchain innovation leader:

• Over 600 crypto companies have registered in the Dubai Multi Commodities Centre free zone.

• The Dubai International Financial Centre (DIFC) and One Central are attracting global digital finance players.

• In June, the Dubai Financial Services Authority (DFSA) approved Ripple’s RLUSD stablecoin, reinforcing confidence in the jurisdiction's regulatory framework.

Conclusion: A Bank-Led Bridge Between Traditional Finance and Digital Assets

With this move, Rakbank sets a precedent for mainstream crypto adoption via conventional banking, offering UAE residents secure, regulated, and user-friendly access to digital assets—all in local currency and through existing banking relationships.

The Rakbank–Bitpanda collaboration is more than a feature update; it represents a transformative step toward the institutionalization of crypto in the Middle East—where banking and blockchain are no longer siloed, but seamlessly integrated.

@ Newshounds News™

Sources:

• Cointelegraph

• Bitcoin.com

~~~~~~~~~

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Seeds of Wisdom RV and Economic Updates Monday Morning 7-28-25

Good Morning Dinar Recaps,

Trump Sets 15% Tariff Floor for EU Imports

As global trade dynamics shift under increasing geopolitical strain, President Donald Trump has drawn a hard red line in upcoming negotiations with the European Union. No EU exports will face tariffs lower than 15%, a move that could have significant ripple effects across strategic sectors including digital technology, pharmaceuticals, and blockchain infrastructure.

Key Points:

• Trump: “No customs duty below 15%” for EU exports to the U.S.

• Announcement comes ahead of high-stakes meeting with EU Commission President Ursula von der Leyen in Scotland.

• Pharmaceuticals explicitly excluded from upcoming trade agreement.

• August 1st set as the firm negotiation deadline for both sides.

Trump Signals End of Trade Flexibility

In a statement delivered on Sunday, July 27, Trump firmly rejected any preferential treatment for EU goods. Framing the decision as a matter of economic sovereignty, he described the upcoming deal as “very powerful, very large, the biggest of all agreements”—but only on U.S. terms.

“The EU will not benefit from customs duties below 15%,” Trump declared, in what many analysts interpret as an attempt to force the EU into a take-it-or-leave-it position.

The tariff proposal marks a decisive shift from past U.S. administrations’ more collaborative trade frameworks. Instead, it signals a transactional, pressure-based model that could realign transatlantic relations for years to come.

Highlights of Trump’s Trade Position:

• 15% Tariff Minimum: Applies broadly to EU goods, with no exemptions beyond pharmaceuticals.

• Exclusion of Pharmaceuticals: Medical products will not be covered under the proposed deal, hinting at separate bilateral arrangements.

• Non-Negotiable Deadline: The August 1st cutoff is binding and applies universally, further constraining EU leverage.

• Zero-Sum Diplomacy: Trump frames the deal not as cooperation, but as a contest of economic strength.

Strategic Implications for Europe’s Digital Future

While tariffs dominate headlines, Trump’s stance casts a longer shadow over the EU’s digital and blockchain sectors. His rhetoric suggests a broader effort to limit European access to the U.S. market—a move that could dramatically impact innovation, competitiveness, and cross-border tech partnerships.

Firms likely to be affected include:

• Ledger, a prominent crypto wallet provider;

• Sovereign cloud infrastructure companies, integral to EU data sovereignty;

• Blockchain firms involved in Web3, stablecoin issuance, and tokenized asset markets.

If enacted, the tariff floor could erode cost advantages for EU tech companies, placing them at a disadvantage to U.S. rivals protected by a highly favorable domestic environment. Meanwhile, transatlantic regulatory harmonization projects—from digital identity frameworks to stablecoin policy coordination—could stall under the weight of trade tensions.

Deal or No Deal? 50/50 Odds and Rising Pressure

Trump underscored the high stakes, noting there's only a “50-50 chance” of any trade agreement being reached. This calculated ambiguity, paired with the rigid August 1st deadline, forms part of a broader maximum-pressure negotiation playbook.

“The August 1st deadline is the same for everyone,” Trump warned—an assertion designed to minimize EU bargaining power and maximize U.S. leverage in the short window remaining.

With strategic sectors at risk, the EU must now choose between two difficult options: accept the Trump administration’s terms or face a potentially destabilizing trade standoff.

@ Newshounds News™
Source: CoinTribune

~~~~~~~~~

Key US Economic Events This Week: What They Mean for Bitcoin and Altcoins

With several major U.S. economic events lined up this week—including the FOMC policy meeting, Q2 GDP data, and the July jobs report—investors in Bitcoin and altcoins are closely watching for signals that could shift market sentiment.

Why It Matters for Crypto

The U.S. economy and digital asset markets are increasingly intertwined. While traditional markets showed modest growth last week (+1.21%), the crypto market declined by 1.66%, reflecting macro uncertainty. This week’s economic calendar could further influence risk appetite and volatility in crypto markets.

Key Economic Events to Watch

1. FOMC Meeting (July 29–30, 2025)

Fed Chair Jerome Powell’s press conference on July 30 will follow the two-day meeting of the Federal Open Market Committee.

• Expected Interest Rate Range: 4.25% – 4.50% (no change)

• Inflation Data: Up for second straight month — 2.7% in June

• Initial Jobless Claims: Fell to 217,000 from 221,000

Potential Crypto Impact:

• If the Fed stays cautious and avoids any dovish hints, crypto prices may trade flat or consolidate.

• However, persistent inflation could make Bitcoin and other digital assets more appealing as inflation hedges.

2. Q2 GDP Estimate (July 30, 2025)

The advance estimate of second-quarter U.S. GDP is also due Wednesday.

• Q1 2025 GDP: -0.5% contraction

• Q2 Consensus: +2.5% rebound

Potential Crypto Impact:

• A strong GDP rebound could delay any monetary easing, muting crypto rallies.

• Yet, signs of economic resilience might boost overall investor confidence across risk markets, including altcoins.

3. Non-Farm Payrolls & Unemployment Rate (August 1, 2025)

Friday’s July employment report is likely to be a major market mover.

• June NFP: 147,000

• Consensus for July: 102,000

• Unemployment Rate (June): 4.1% → Expected July: 4.2%

Potential Crypto Impact:

• Weaker job growth and a rising unemployment rate could fuel expectations of Fed rate cuts, favoring crypto.

• In previous cycles, poor labor data has sparked bullish momentum in Bitcoin, Ethereum, and mid-cap altcoins.

Summary of Potential Market Reactions

Indicator

Result Impact

Crypto Market Outlook

Fed Keeps Rates Steady

Neutral/Hawkish

Consolidation or mild downside

GDP Beats Expectations

Strong Economy Signal

Mixed: Limits rate cuts, but boosts sentiment

Job Market Weakens

Rate Cut Signal

Bullish for crypto as risk appetite returns

Final Takeaway

In an environment shaped by inflation, labor market shifts, and GDP surprises, crypto markets are no longer insulated from traditional macro forces. With the Fed’s tone becoming more nuanced, Bitcoin and altcoins could see both headwinds and tailwinds depending on how these key indicators land.

Smart investors will position accordingly—balancing short-term caution with long-term conviction in blockchain-based assets.

@ Newshounds News™
Source: Coinpedia

~~~~~~~~~

Senate Democrats Probe FHFA 

Senate Democrats Probe FHFA Over Crypto-Backed Mortgage Proposal

A group of Senate Democrats is demanding answers from Federal Housing Finance Agency (FHFA) Director William Pulte following his directive for mortgage giants Fannie Mae and Freddie Mac to explore how cryptocurrency holdings might be considered in mortgage risk assessments—without requiring conversion into U.S. dollars.

Democrats Seek Answers on Risk and Oversight

In a letter led by Senator Jeff Merkley and co-signed by Elizabeth Warren, Bernie Sanders, Chris Van Hollen, and Mazie Hirono, the lawmakers request detailed clarification on the plan’s intent, risks, and implications for the U.S. housing market and financial system.

“We need to fully assess the potential risks and benefits of your order,” the senators wrote, citing fears that integrating crypto into federally-backed mortgages could pose serious safety and soundness concerns.

Pulte's Directive Sparks Concern

Last month, Pulte instructed Fannie Mae and Freddie Mac to prepare proposals on how crypto assets could factor into single-family mortgage loan approvals, signaling a potential shift in mortgage underwriting standards.

Under current FHFA policy, crypto assets must be converted to U.S. dollars before being considered in any mortgage evaluation. Pulte’s proposal would remove that requirement.

Crypto Volatility and Consumer Risk

The senators emphasized that crypto’s high volatility, lack of liquidity, and exposure to scams, cyberattacks, and theft could place borrowers at greater risk of default:

“Borrowers may not be able to exit a crypto position and convert to cash at a price that would allow them to buffer against the risk of mortgage default.”

They also warned that homeowners could lose crypto assets without any realistic path to recovery, highlighting the heightened consumer risk this policy could introduce.

Conflict of Interest Allegations

The letter raises additional alarms about potential conflicts of interest:

• Pulte’s spouse reportedly holds up to $2 million in crypto assets.

• He serves as chair of both Fannie Mae and Freddie Mac’s boards, which are responsible for approving any crypto-related proposals.

• The senators accuse him of “stacking” the boards with crypto industry allies, undermining the objectivity of any decision-making process.

The Democrats also flagged President Trump’s deep involvement in the crypto industry, citing links to crypto mining operations, stablecoins, trading platforms, and memecoins—suggesting that political influence could further skew the policy’s development.

Lack of Transparency and Process

Lawmakers criticized the FHFA’s directive as vague and opaque, providing no clear process for:

• Developing and evaluating the crypto proposal

• Gathering public or industry feedback

• Assessing market or consumer risk

They stressed the need for “clarity on this order,” especially in light of the FHFA’s alleged failures to oversee crypto exposure in the 2023 banking crisis, where three crypto-linked banks collapsed amid liquidity concerns.

Precedent and Institutional Hesitation

The senators noted that Fannie Mae itself concluded in a 2021 internal review that using crypto or stablecoins as collateral or payment vehicles was the least appealing application of blockchain in housing finance.

Despite that, Pulte’s directive now reopens the conversation, prompting lawmakers to ask for:

• All communications regarding crypto policy

• FHFA’s process for approving the directive

• Pulte’s plans to recuse himself from potential conflicts of interest

Conclusion

While some view crypto integration into traditional finance as inevitable, this Senate inquiry underscores the deep skepticism within parts of the U.S. government regarding crypto’s stability, transparency, and suitability for long-term housing finance. The FHFA has until August 7 to formally respond.

@ Newshounds News™
Source: Cointelegraph

~~~~~~~~~

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FRANK26….7-27-25…..ALOHA…3%

KTFA

FRANK26….7-27-25…..ALOHA…3%

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=1MrOKGnxk9o

"Major Move Incoming – If You Own GOLD or SILVER, WATCH THIS NOW!" – Andrew Maguire

"Major Move Incoming – If You Own GOLD or SILVER, WATCH THIS NOW!" – Andrew Maguire

Finance Log:  7-26-2025

China is rapidly advancing a complex and multi-layered gold acquisition strategy that is quietly but decisively reshaping the global financial order.

Renowned precious metals analyst Andrew Maguire emphasizes that Beijing’s ambitions extend far beyond simply hedging against the fluctuations of the U.S. dollar.

 Instead, China is strategically positioning gold as the cornerstone of a new multipolar financial system—one that is firmly backed by tangible assets and designed to operate independently from Western financial institutions and sanctions.

Over the last decade, China has methodically shifted vast quantities of physical gold away from dominant Western paper markets, including London and COMEX, transferring these reserves into tightly controlled domestic vaults, state-owned banks, and military-related entities.

https://www.youtube.com/watch?v=oA-2N3CTyPI