Seeds of Wisdom RV and Economic Updates Wednesday Morning 4-30-25

Good Morning Dinar Recaps,

BRICS:  INDIA SEEKS TO BE A MAJOR REPLACEMENT SUPPLIER TO THE US IN TRADE

India hopes to establish a new deal with the US on trade quickly, as the country seeks to become a major replacement supplier in areas vacated by China in trade. 

New Delhi says its prepared to include a sweetener in trade talks with the US that would “future-proof” a deal by ensuring no other trade partners could have superior terms. “This clause, in a sense, future-proofs the U.S. deal and is the only way to do so,” one of the officials said.

Indian government officials are pushing for the deal to be accepted by the Trump Administration as soon as possible. Despite the tensions between the nation and the BRICS alliance, the US and India have been in revised trade talks for months.

The potential US-India trade deal represents a significant step forward in bilateral economic relations between the two nations. Secretary Bessent’s statements this week and India’s latest proposal suggest that negotiators have already made substantial progress in these ongoing discussions.

Right now, the US actively pursues trade agreements with several Asian nations as well. The Treasury Secretary provided some additional insight into these diplomatic efforts during his recent CNBC interview on Monday. Bessent stated: “The U.S. had also held very substantial negotiations with Japan, and discussions with other Asian trading partners were going well.”

India has already made several offers and pre-emptive concessions to the U.S. on trade, showing itself more eager than several other big U.S. trading partners. Unlike China, Canada, and the European Union, India has been very supportive of the Trump administration and has established a solid partnership. Furthermore, the country also wants to avoid the proposed 26% tariff on itself from the US.

@ Newshounds News™
Source:  Watcher Guru

~~~~~~~~~

EU SECURITIES WATCHDOG ESMA ISSUES GUIDELINES TO COMBAT MARKET ABUSE IN CRYPTO ASSETS UNDER MICA

On April 29, 2025, the European Securities and Markets Authority (ESMA) published guidelines to enhance supervisory practices for preventing and detecting market abuse in crypto assets under the Markets in Crypto Assets Regulation (MiCA).

Tailored for National Competent Authorities (NCAs), the guidelines draw on ESMA’s experience with the Market Abuse Regulation (MAR) and address the unique aspects of crypto trading, such as its cross-border nature and heavy reliance on social media.

 They emphasize risk-based, proportionate supervision and aim to foster a unified supervisory culture through industry dialogue and NCA collaboration.

The guidelines will be translated into all EU languages, take effect three months after publication, and require NCAs to confirm compliance within two months, though ESMA encourages immediate adoption of the principles.

@ Newshounds News™
Source:  Bitcoin News

~~~~~~~~~

🇪🇺 LATEST: Europe's second largest neobank, Bunq partners with Kraken to offer crypto trading services for its banking app users in six European countries starting April 29.

@ Newshounds News™
Source:  @Cointelegraph on Telegram

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

“Tidbits From TNT” Wednesday Morning 4-30-2025

TNT:

Tishwash:  The Central Bank announces the launch of the Arab Financial Inclusion Week 2025.

Under the slogan "Promoting the Integration of People of Determination and Vulnerable Groups into the Formal Financial System," Financial Inclusion Week activities in Iraq kicked off this morning, Sunday, April 27, and will continue until May 5 of this year.

These activities are in line with the Central Bank of Iraq's efforts to promote financial inclusion in society and raise financial and banking awareness among various segments of society, especially those least benefiting from formal financial services. This will contribute to supporting economic and social development and achieving sustainability.

The week's activities include organizing workshops, exhibitions, direct awareness campaigns, and field trips aimed at spreading financial literacy across bank branches and financial institutions spread across all governorates. Activities will also be organized outside the branches in coordination with the Association of Islamic Banks, the Association of Private Commercial Banks, and the "We Will Reach You" and "Spare You" campaigns approved by the Central Bank.

Central Bank of Iraq
Media Office
April 27, 2025  link

************

Tishwash:  To support small and medium-sized enterprises, a financing partnership was signed with the German Development Bank.

The Ministry of Planning announced today, Tuesday, the signing of a strategic financing partnership between the International Labor Organization and Iraqi financial institutions, within the framework of the Small and Medium Enterprises Development and Enhancement Project, funded by the German Development Bank (KfW).

Sabah Jundi Mansour, Director General of Economic and Financial Policies at the Ministry of Planning, explained in a statement received by Kalima News that "the importance of this partnership lies in supporting economic policies that focus on creating sustainable job opportunities and enhancing social protection, especially for vulnerable groups," noting that "the project represents a practical step toward activating responsible investment and linking financing tools to fair and comprehensive development policies." 

He pointed to "the role of Iraqi financial institutions in embracing qualitative cooperation with the International Labour Organization, which will enhance financial inclusion and open new horizons for entrepreneurship and local development." 

It is worth noting that "this partnership is part of joint efforts to support Iraq in achieving the Sustainable Development Goals, particularly Goal 8 on decent work and economic growth, and Goal 1 on eradicating poverty."  link

************

Tishwash:  Due to the drop in oil prices, the Iraqi government is considering canceling the 2025 budget.

An Iraqi cabinet source said on Wednesday that the government is considering canceling the 2025 budget due to the drop in oil prices, which has increased the country's fiscal deficit .

The source told Shafaq News Agency, "The Council of Ministers did not formally discuss the budget schedules in its previous sessions, and Finance Minister Taif Sami informed the Council of Ministers that there is a large deficit in the budget schedules ."

He added, "Under current conditions, there will be no budget this year due to the decline in oil prices, which has directly impacted financial revenues and increased the deficit in the 2025 budget ."

The source explained that "if the budget is cancelled, Finance Minister Taif Sami may issue a decision to release bonuses and promotions for state employees that were halted and delayed due to the budget."

On April 16, the Parliamentary Finance Committee warned against adjusting the price of a barrel of oil in the Iraqi federal general budget due to the decline in global oil prices .

Committee member Jamal Kocher told Shafaq News Agency, "The price of a barrel of oil was set in the general budget law at $70 per barrel. At the time, the price of a barrel of oil was more than $70. It is not yet known whether the government has adjusted the price of a barrel of oil in the budget or not ."

Kocher pointed out that "the Iraqi state's operating budget is only 90 trillion dinars, and if the price of a barrel of oil falls below $60 and this is not addressed, this will lead the country to enter a financial crisis, and the government will spend the financial revenue from oil on employee salaries only   link

Mot: . Spring is in da Air!!!!

Mot Sorry!! --- ((( heeee heeee heeee ))) 

How to Prepare for a Last-Minute RV, Go Bag Essentials

(Dinar Recaps Note: This post is for informational purposes only.  It is not legal, tax or investment advice.  Dinar Recaps advises that everyone should do their own due diligence and seek local Professional tax, legal and/or investment advisers.) Not all information may apply to you and your personal situation…..Take what you like and leave the rest:  Some you may want to save for your own personal records!

Iraqi Dinar Breaking News: How to Prepare for a Last-Minute RV, Go Bag Essentials

Wed. 4-30-2025

The air is thick with anticipation, fueled by whispers and rumors of a potential revaluation (RV) of the Iraqi Dinar (IQD) and Vietnamese Dong (VND).

If you’re holding either of these currencies, you know the potential – and the imperative to be prepared. But are you truly ready?

This isn’t just about having your currency stashed away. It’s about having a meticulously planned “Go Bag” ready to grab at a moment’s notice, ensuring a smooth and successful experience when that RV appointment finally arrives.

Let’s dive into the essential checklist that could be the difference between capitalizing on this opportunity and missing out.

The potential for an Iraqi Dinar or Vietnamese Dong revaluation is a significant opportunity. Take the time now to assemble your Go Bag, review your documents, and ensure you are fully prepared.

This proactive approach could be the key to unlocking your financial future. Don’t leave it to chance; be ready to seize the moment!

https://youtu.be/0SL3fCSrvUw

https://dinarchronicles.com/2025/04/30/iraqi-dinar-breaking-news-how-to-prepare-for-a-last-minute-rv-go-bag-essentials/

Iraq Economic News And Points To Ponder Tuesday Afternoon 4-29-25

The Dollar Continues To Bleed Against The Iraqi Dinar.

Economy |  04/29/2025  Mawazine News – Baghdad   - The exchange rate of the US dollar against the Iraqi dinar decreased in Baghdad markets on Tuesday.

The dollar price decreased on the Al-Kifah and Al-Harithiya stock exchanges, recording 144,650 dinars for every $100, while the price was 145,300 dinars for every $100 on Monday morning.

Selling prices also decreased in exchange shops in Baghdad's local markets, where the selling price reached 145,500 Iraqi dinars for every $100, and the buying price reached 143,500 dinars for every $100.   https://www.mawazin.net/Details.aspx?jimare=260985

Government Advisor: Iraq Is In A Prosperous And Prosperous Era Despite The Difficulties Of The International Economy.

Time: 2025/04/29 Read: 3,645 times  {Economic: Al Furat News} The Prime Minister's financial advisor, Mazhar Mohammed Salih, confirmed that operating expenses, which include salaries and other expenses, constitute approximately 57% of total annual spending in Iraq, and are fully covered as construction projects proceed at an accelerated pace.

Saleh explained in a statement to Al Furat News Agency, "This confirms the success of fiscal space management in supporting the country's financial, economic, and developmental sustainability, even in light of the relative decline in the oil asset cycle."

He pointed out that this has had a positive impact on citizens' living conditions, as annual growth in the general price level, or the inflation index, has remained below 4% per year, a key indicator in the country's stability roadmap and maintaining its standard of living.

Saleh described the current situation as a "prosperous and prosperous era" despite the difficulties facing the regional and global economies.

He noted that Iraq ranks third in the West Asia region in terms of GDP composition, after Saudi Arabia and the United Arab Emirates, among the group of Arab countries with high annual national incomes, according to the latest international indicators and estimates.   LINK

Basra Crude Oil Prices Stabilize At Around $67.44

economy | 09:31 - 04/29/2025  Mawazine News - Baghdad -  Iraqi oil prices stabilized on Tuesday during weekly trading in the global market.
According to a report reviewed by Mawazine News, Basra Medium crude oil recorded around $67.44 per barrel, while Heavy crude oil recorded $64.28 per barrel, with a change of -0.22 for both.
The report also showed an increase in global oil prices, with British Brent crude recording $65.22, while US West Texas Intermediate crude oil recorded $61.42 per barrel, with a change of -0.64 and -0.62, respectively.    https://www.mawazin.net/Details.aspx?jimare=260981

Oil Announces Final Statistics On Exported Quantities During Last March

Energy  Economy News – Baghdad  The Ministry of Oil announced on Tuesday the final statistics on exported quantities during the month of March, indicating that revenues amounted to approximately $8 billion. 

The ministry said in a statement seen by Al-Eqtisad News that "total oil revenues amounted to approximately $8 billion last month."  She explained that "total oil exports amounted to (106,663,211) barrels."

The ministry continued, "The quantities of exported barrels of Basra oil amounted to (104,740,398), while the quantities of exported barrels of Kirkuk oil - Qayyarah field amounted to (1,613,048), while the quantities of exported barrels from the modern Kirkuk oil depot to Jordan amounted to (309,765)." 67 views  04/29/2025 - https://economy-news.net/content.php?id=54946

Baghdad Hosts A Unique Event On Innovation. Global Companies: Iraq Is Moving Forward With Digital Transformation

Tuesday, April 29, 2025, 4:39 PM | Economic Number of reads: 181  Baghdad / NINA / The capital, Baghdad, hosted the Dell Technologies Data Innovation Conference, with the attendance of government, parliamentary, and academic community figures, as well as businessmen and investors from the private sector in Iraq, to ​​learn about the latest releases and technologies of modern information systems provided by Dell.

Dell experts reviewed the role of technology in leading digital transformation, stressing that Iraq is making rapid strides in digital transformation. "We contribute with public and private sector institutions to develop technology in Iraq, as well as help in developing plans and strategies for digital transformation, and defensive plans against cybersecurity attacks,"

said Sami Samara, Dell Regional Director in Iraq, in an interview with the National Iraqi News Agency ( NINA

). He added, "Through cooperation with the public and private sectors, we will offer extensive experience gained from America, Europe and Asia, with the aim of sharing this experience with the Iraqi market and developing it to achieve various successes in the technology and artificial intelligence sector. We also work with our local partners and with the public and private sectors, as we excel in designing and competitive growth for institutions."

He continued, "There are specific requirements for the banking, business, communications, health, defense, and cybersecurity sectors. Each of these sectors has its own unique characteristics and requirements, which is why we can identify the priorities and work systems in these sectors."

He emphasized that "Iraq is making rapid strides, and there is significant development and significant support from the government through clear directives. Today, there is Iraqi expertise, a workforce, and a growing knowledge base for the younger generation in modern technology."

In turn, the Managing Director of Global Technology Company, Ziad Al-Ani, confirmed in an interview with the National Iraqi News Agency ( NINA ), that this event is a true result of joint work and not the beginning of a new project.

He added, "The continued support of the Prime Minister and the government's orientation towards technological and technical development in Iraq has placed the Iraqi market at the forefront of international companies' interests, so that they prepare to work within Iraq themselves instead of choosing agents and representatives."

He added, "The government's strategy for digital transformation and infrastructure to be a distinguishing mark of the government's work conveys a true picture to decision-makers in international companies of Iraq's seriousness in building and developing this system."

He continued, saying, "The greatest attention is focused on the government sector due to the urgent need, as Iraq has actually begun entering the field of digital technology since 2022-2023, and there is increasing demand in the local market to attract these needs." He pointed out that there are many mechanisms for digital transformation to place Iraq among the ranks of global countries.

He added, "After 2003, we have a young generation aged 22-26 years old who are qualified to lead the digital transformation, and this is evidence that Iraq He has the human potential and economic strength of the state that makes the local market an effective market. /End https://ninanews.com/Website/News/Details?key=1223779

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com/

Seeds of Wisdom RV and Economic Updates Tuesday Evening 4-29-25

Good Evening Dinar Recaps,

HISTORIC: AI WILL BEGIN DEVELOPING LAWS IN THE UAE

The government of the UAE has launched what it calls the first AI-based legislative system, allowing synthetic agents to develop laws and monitor their effects through big data analysis.

UAE Enables AI Interaction in Lawmaking With New Smart Legislative System

Artificial Intelligence (AI) has begun to penetrate all aspects of human life, and governance is next. On April 14, the government of the United Arab Emirates (UAE) approved the implementation of what the media is calling the first AI-powered legislative system, paving the way for the proposal of law projects with significant synthetic participation.

The system will link all judicial rulings to their established jurisdictions, creating a map that connects these rulings with AI elements. As a participant in this system, the AI will be able to monitor these developments and study the effects of regulations in each jurisdiction with the help of this map.

Sheikh Mohammed bin Rashid Al Maktoum, Prime Minister of the UAE and a member of the cabinet that approved this development, expects AI to significantly improve the legislative process in the UAE.

In this regard, he stated:

"The new AI-based legislation system will create a qualitative shift in the legislative cycle, its speed, and its accuracy, ensuring our national legislative excellence and keeping our laws in line with best practices and the highest aspirations."

Al Maktoum also highlighted that the system will be able to propose legislative amendments on an ongoing basis, supported by the analysis of their effects using big data and statistics. Official reports stated that the expectation is for this tool to enhance the efficiency of the legislative process and accelerate the legislative issuance cycle by up to 70%.

This new approach to legislation will also create new roles for AI agents, such as legislative researchers, legislative editors, and legislative monitors.

However, neither the technical details of the implementation nor the models to be used for this system were specified by UAE authorities.

@ Newshounds News™
Source:  Bitcoin

~~~~~~~~~

US SENATE MAJORITY LEADER EXPECTS STABLECOIN VOTE BEFORE MAY 26 — REPORT

Lawmakers in the US Senate will reportedly move forward with a vote on the GENIUS stablecoin bill before the Memorial Day holiday.

US Senate Majority Leader John Thune reportedly told Republican lawmakers that the chamber would address a bill on stablecoin regulation before the May 26 Memorial Day holiday.

According to an April 29 Politico report, Thune made the comments in a closed-door meeting with Republican senators, who hold a slim majority in the chamber. 

The Guiding and Establishing National Innovation for US Stablecoins, or GENIUS Act, was introduced by Senator Bill Hagerty in February and passed the Senate Banking Committee in March.

Thune did not mention any crypto or blockchain-related bills in his public comments on US President Donald Trump’s first 100 days in office. Since his Jan. 20 inauguration, Trump has signed several executive orders with the potential to affect US crypto policy, including one affecting stablecoins. Still, many of the actions do not carry the force of law without an act of Congress.

The proposed GENIUS bill could essentially restrict any entity other than a “permitted payment stablecoin issuer” from issuing a payment stablecoin in the United States. 

The House of Representatives, also controlled by Republicans, has proposed a companion bill to the legislation: the Stablecoin Transparency and Accountability for a Better Ledger Economy, or STABLE Act.

Trump accused of conflicts of interest over stablecoins, crypto ventures

The president’s executive order, signed on Jan. 23, established a working group to study the potential creation and maintenance of a national crypto stockpile and a regulatory framework for stablecoins. Republican lawmakers followed by introducing the STABLE and GENIUS acts.

Trump also introduced the order before World Liberty Financial, a crypto firm backed by the president’s family, launched its US-dollar pegged USD1 stablecoin.

 Many Democratic lawmakers said that Trump’s ties to the firm, coupled with his political influence and position, could present an “extraordinary conflict of interest that could create unprecedented risks to our financial system” as Congress considers the two stablecoin bills.

@ Newshounds News™
Source:  CoinTelegraph

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

FRANK26….4-29-25……WHAT DID ALAK SAY???

KTFA

Tuesday Night Conference Call

FRANK26….4-29-25……WHAT DID ALAK SAY???

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

What Frank’s suit color’s mean…. FRANKS SUIT COLORS FOR CC'S..... WHITE = NEW INFO…. SILVER = INTEL FROZEN…. RED= HIGH ALERT… PURPLE=GUEST WITH US…. BLUE = AIR FORCE…. BLACK = GROUND/FF’S…. GREEN= MR OR FAB 4 ... GOLD = CHANGE… ORANGE=IMPLEMENTATION

https://www.youtube.com/watch?v=z58OFsTMnrs

Economist’s “News and Views” 4-29-2025

A New Gold Standard: Evidence & Path to $10,000 Gold Intensifies | Mike Maloney

4-29-2025

A seismic shift in the global economy is underway. In this eye-opening video, Mike Maloney reveals new evidence pointing to an imminent return to a gold-backed monetary system.

 From Donald Trump's gold-centric strategies to behind-the-scenes maneuvers by the U.S. Treasury and global elites, this is the clearest sign yet of a massive financial reordering.

Learn why global gold flows are surging, how COMEX is preparing for a potential crisis, and what history teaches us about the coming monetary reset.

Will you be positioned for the greatest wealth transfer of our lifetime?

https://www.youtube.com/watch?v=jLynHFHiyyw

Gold Is Replacing The US Dollar | Michael Pento

Liberty and Finance:  4-28-2025

Michael Pento argues that the stock market remains overvalued despite clear signs of economic distress.

He warns that inflation and supply shortages pose serious threats, while the real estate market is weakening under the pressure of rising mortgage rates and growing inventory.

Pento emphasizes that both retail and institutional investors often react emotionally and irrationally, especially during downturns.

Notably, he states that gold is beginning to supplant the U.S. dollar as the world reserve currency, reflecting a loss of confidence in American monetary policy.

 Given the Federal Reserve’s limited ability to stabilize the economy, Pento advocates for proactive and strategic investing in a market that may not follow historical recovery patterns.

INTERVIEW TIMELINE:

 0:00 Intro

1:25 Stock market

6:00 Real estate market

15:30 Treasury bond demand

 19:00 Recession

23:00 Tariffs

https://www.youtube.com/watch?v=2WX2wK1sGLM

This Signal 'Front-Running' Global Depression: Repeat of 1929? | Mike McGlone

David Lin:  4-29-2025

Mike McGlone, Senior Commodity Strategist at Bloomberg Intelligence, examines the indicators suggesting an impending global recession, arguing that gold outperformance versus silver signals economic contraction while predicting continued stock market weakness and potential deflation despite short-term inflationary pressures from tariffs.

0:00 – Intro.

1:02 – Inflation expectations

3:05 – Tariff impact

 8:21 – Market indicators

12:34 – Phillips Curve breakdown

 14:11 – Gold/silver cross

 18:26 – Metals forecast

20:51 – Front-running recession

 24:34 – Gold/Bitcoin

28:20 – Bullish assets

30:22 – Bitcoin

 34:10 – DXY and Oil

https://www.youtube.com/watch?v=5WeIIofZ8nM

Seeds of Wisdom RV and Economic Updates Tuesday afternoon 4-29-25

Good Afternoon Dinar Recaps,

VISA, STRIPE, AND MASTERCARD DRIVE STABLECOIN GROWTH IN 2025

▪️Stablecoins are transitioning from a crypto niche to a significant force in global finance.

▪️Major financial firms like Visa, Mastercard, and Stripe are actively integrating stablecoin technology.

▪️Stablecoin transaction volumes now surpass Visa's, indicating rapid mainstream adoption.

Stripe Embrace Stablecoins

There’s no denying the shift – traditional finance is embracing stablecoins. Visa has launched its Tokenized Asset Platform to help manage stablecoins and tokenized deposits. Stripe, meanwhile, is testing stablecoin payments to make it easier for businesses outside the US and EU to access US dollars.

Mastercard has introduced features that allow consumers to spend in stablecoins and merchants to receive payments in these digital currencies worldwide.

Stablecoin Market Overview

The stablecoin market is booming, with a total market cap of $243.1 billion, according to Coingecko. Tether (USDT), USDC, and USDS lead the charge, with market caps of $148 billion, $62 billion, and $7.6 billion, respectively. In terms of transaction volume, Tether dominates with over $51 billion, followed by USDC with $11 billion.

Stablecoin Transaction Volume Surpasses Visa

In an impressive shift, stablecoins now process more transactions on a weekly basis than Visa. This signals their growing influence in the global financial system and suggests they’re quickly becoming a mainstream financial tool that challenges traditional payment networks.

The Future of Stablecoins: What’s Next?

Billionaire investor Chamath Palihapitiya predicts that the stablecoin sector will see significant growth throughout 2025, with US dollar-backed stablecoins emerging as the biggest winners. He believes these stablecoins will become a core component of the global financial system, further solidifying their position in the market.

@ Newshounds News™
Source:  Coinpedia

~~~~~~~~~ 

CIRCLE SECURES USDC REGULATORY NOD IN ABU DHABI, ENTERS TECH ECOSYSTEM

Circle's FSRA approval in Abu Dhabi sets stage for significant USDC expansion across the Middle East and Africa.

Circle, the issuer of the USDC stablecoin, has secured initial approval from the Financial Services Regulatory Authority (FSRA) in Abu Dhabi.

The approval, announced on April 29, allows Circle to move closer to receiving a full Financial Services Permission (FSP) to operate within the Abu Dhabi Global Market (ADGM).

This progress comes just months after Circle’s incorporation in ADGM in December 2024. It marks a significant step in the stablecoin issuer’s plan to offer compliant financial services across the Middle East and Africa (MEA).

Circle stated that the approval strengthens its position as a trusted player in the expanding world of regulated digital finance.

The firm continued that the move would allow it to expand the reach of USDC, the second-largest US dollar-pegged stablecoin by market capitalization, throughout the Middle East.

According to the firm, this would significantly boost USDC’s adoption in a region increasingly turning toward digital assets and adequately compete against Tether’s USDT, the largest stablecoin by market cap.

Circle’s CEO, Jeremy Allaire, said:

“[This creates] new pathways for investment and innovation in the region. It also underscores Circle’s enduring commitment to global stablecoin oversight—strengthening trust, compliance, and adoption worldwide, while laying a resilient foundation for the internet financial system.”

Collaboration with Hub71 to boost innovation

Beyond its regulatory success, Circle has partnered with Hub71, Abu Dhabi’s leading global tech ecosystem.

This partnership is focused on promoting digital asset innovation and strengthening the region’s fintech infrastructure.

Circle will work with Hub71 to tap into ADGM’s digital regulatory sandbox, a framework designed to test and support new financial technologies. The collaboration will give fintech founders access to grants, funding networks, and opportunities to scale their businesses.

Additionally, Circle will become part of Hub71’s Digital Assets Specialist ecosystem. This growing community includes more than 500 tech startups and venture capital partners.

Ahmad Ali Alwan, CEO of Hub71, said:

“Circle’s expertise will enrich our digital assets ecosystem, providing Hub71 founders with greater access to resources, mentorship, and growth opportunities. Through this partnership, we are enabling the adoption of leading digital financial infrastructure that supports startup growth and drives the evolution of Web3 and digital finance from Abu Dhabi.”

@ Newshounds News™
Source:  CryptoSlate

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Financial Independence vs. Financial Freedom: Know the Difference, Build Both

Financial Independence vs. Financial Freedom: Know the Difference, Build Both

Jordan Rosenfeld   Sun, April 27, 2025   GOBankingRates

The terms financial independence and financial freedom are tossed around a lot when discussing goals related to security and wealth building. Do they mean the same thing? And more importantly, how do their definitions affect your financial life?

While they’re closely related — and often part of the same journey — they aren’t the same thing, according to Melissa Murphy Pavone, CFP and founder of Mindful Financial Partners.

Here’s how to understand the difference — and what it takes to build both.

Financial Independence: The ‘Enough’ Threshold

Financial independence means you’ve accumulated enough assets to cover your lifestyle without relying on traditional employment, according to Christopher Stroup, CFP and owner of Silicon Beach Financial. “It’s the foundation, as your money works for you.”

In other words, Pavone said financial independence means “work becomes a choice, not a necessity.”

Financial Freedom: Unlocking Possibility

Financial freedom builds on that foundation, Stroup said, allowing you “flexibility and control.” This could look like a variety of things, like “the ability to take a sabbatical, fund a passion project or change careers without financial pressure,” he said.

In a nutshell, “Independence provides security; freedom unlocks possibility,” Stroup said.

Financial freedom can also bring a sense of peace or ease because you can “live life on your own terms,” according to Autumn Knutson, CFP, founder of Styled Wealth and a CFP Board Ambassador.

A Real-World Scenario

To illustrate the difference, Stroup offered this example: Imagine an early employee at a growing tech company who leverages stock options, invests bonus income and avoids lifestyle creep.

“They reach financial independence in their 40s, but they achieve freedom by shifting into advisory work, traveling more, and spending time on causes they care about,” he explained.

TO READ MORE:  https://www.yahoo.com/finance/news/financial-independence-vs-financial-freedom-131605427.html

A Gold Standard Golden Age

Digger Barr: A Gold Standard Golden Age

4-29-2025

By Digger Barr   gaiasgardens.guru/

In the financial side of things how is everyone doing?

Once again it is difficult to know whether things are getting better or not.
People on the streets of America share information by very some very basic markers.
How much is gas today? How much did you pay for lunch?
And the latest fun focal point, how much are eggs?

Across a state, across the country or even just across town we can check and see who is selling what at what price. The egg thing cracks me up, because now that Easter is passed, eggs are plentiful because everyone stocked up, or have found alternatives and no one is buying. A new type of Passover.

My daily check in is on the price of Gold and Silver.
This lends to a wider gauging to see if the markets or bankers have given up the game yet.
We can see by the latest number that the game is still afoot.
We are seeing improvements but inaccuracies have not been resolved yet.

While gas prices were going up, Gold did as well.
Unlike at the pump, seeing Gold hit an all time high is exciting news.
As we watch Gold climb, we should be silver climb right along side it and this is where things get weird.
Silver is high for silver but it is not keeping pace with its counterpart, gold, as it should be in the ratio realm.

What is the ratio realm one might ask?

Very simple actually.   The ratio is how many oz of silver it takes to buy an oz of gold.

The current price of Gold divided by the current price of silver gives the comparison ratio.
A current rate of $3331Au divided by 33.64 Ag as of Sunday April 27th is a ratio of 99:1 (Au is gold and Ag is silver)

This is so far off the mark that alarms should be blaring in some trade commissioners office somewhere.
It isn’t rocket science. It is the billboard in neon lights flashing like a Las Vegas casino.

The standard ratio should stand around 15:1.
That is the historical reference point that my coin appraiser always gives me for comparison.
This reference point was from the coin act of 1792. More on that below.

Other sources will state the historical rate is 40 to 80.
That is a current historical reference which doesn’t go back very far.
Even at that vast difference in reference points one can see that a 99 number is simply unbelievable.

And it is unbelievable.
The price of gold, which varies greatly right now from country to country, fluctuates rapidly day to day in each market.

Let’s use the price in the USA last week as it hit an all time high of $3500.05 on April 22.
On that day the price of silver was at 32.61.
Already you can see something is not right.
The math tells us on that day the ratio was 107.33 (107, really?)

If you google the current ratio the AI generated answer reports the ratio is at 79.
With the price of gold at 3500 and with a ratio of 79, silver should be priced at $44.30.
But that never happened.

What does that mean?
Your guess is as good as mine. It basically reminds us of what we already know.
The metals market is rigged beyond belief.

But ratios fluctuate as the markets do so ultimately the ratio is just a tool.
But what is this tool for and how do we use it?

The gold / silver ratio is used by analysts to gauge the markets.
The wider the ratio, the more undervalued silver is, the narrower the ratio. The undervalue lies with gold.

When making an investment and you can’t decide which metal to invest in, look at the ratios.
At current market trends if the ratio reaches 40 or less it’s a great time to look at gold.
I haven’t seen that low of a ratio for years.

The Coin Act of 1792 was a regulation passed by Congress on April 2 1792.
Does that date ring any bells? April 2 this year? Liberation Day?

This act established the United States mint and laid out the foundation for modern currency.
It established the US dollar as the nation’s standard unit of currency.
It also established the dollar as a basic unit of currency reflecting its value against gold..
And it fixed the price of gold and silver at a ratio 15:1.
Dollars as units were valued incrementally as coins in a decimal system giving us gold, silver and copper coins.

As gold coin dollars, they were minted as $10, $5 and $2.50.
A silver coin as one dollar and further increments down the line.
Copper was one cent or a half cent.
Our dollar was asset backed.

Beyond the ratio standard there are two other things that the Act established that I found very interesting. One is that for quality control, the Mints act, as it was also referred to, that all coins must be made of the proper weight and quality of its equivalent metal.
This is called assaying of coins.

The law also stated that debasement of gold or silver was a penalty of death.
This meant if you messed with the quantity or quality of gold or silver making up the units of exchange, i.e. the coins as dollars or cents, you could be executed.

The assaying of coins regulation remained in effect until 1980 When the US Assay commission was abolished.

I am not sure of dates, but didn’t our coin minting get manipulated prior to that?

In my perspective, abolishing the commission was a debasing of our currency.

We have long known the value of our coins has diminished.
And now we know how they circumvent the system in order to do it.
Imagine a penalty of death for doing what ‘they’ have done.

As far as I can see the Coin Act of 1792 is still in effect.
Sans the abolishment of the assaying of coins, the gold to silver ratio should still be in the ballpark of 15 to 1 as my coin appraiser gleefully quotes but never explains.
Apparently it is dangerous to point out the criminal actions of the controllers.

Let’s do some more math shall we.

Gold at an all time high $3500 oz t at 15:1.
This puts the current legitimate value of silver at about $233.33 oz t.
Oz t or t Oz is a troy ounce.

Imagine if Gold had an actual value and not just a manipulated value.
You know how they devalue property in order to buy large tracts of desirable land.
Like they do with bringing natural disasters to regions with a potential motherlode of rare earth or other local desirable items.
Obviously they are manipulating silver.

We will have other market factors that come into play. Mining, recovery rates and costs of mining, manufacturing demands, trade values, etc.
Establishing values is in constant fluctuation.
But the US dollar was backed by assets when it was established.
And it would appear it still should be.
So let’s see how this volatile market plays out from here.

In the meantime I have heard that Washington State wants to tax the purchase of Metals.
Metals as a form of unit of exchange as minted currency?
Can that be taxed?

I think there are some legislators in this state that need to take a history class.
An ethics class wouldn’t hurt either.
How is it even possible to tax an exchange of what should be considered ‘equivalent’ legal tender?

That is like saying every time you go to the bank and withdraw your own money you have to pay a tax to get it back.

The exchange should be considered no different than trading 4 quarters for a one dollar bill.

Trading US dollars for Mint coinage is not buying,
It is Exchanging at current market value.
Therefore, in my opinion, not taxable.

There are still a few things we need to get figured out.
April 2 is starting to take its place in the rear view mirror.
What happened that we still don’t know about?
I can appreciate the reference that it made.
Maybe it was about us getting informed about what the rules were.
And still are!

Maybe ‘He’ was checking to see if we were paying attention.

So now, let’s see some action in real time at the gas pump, in the market and at the table.
We need relief in the pocket book soon.
The upside down markets that are messing with our lives and livelihood are coming to a crescendo.
Hang on. Folks, it’s going to get bumpy.

The people who gave themselves permission to debase our money are not wanting to give up their control.   And apparently are trying harder than ever to take what we do have.

We are onto them like flies on a light bulb.
Neon lights are blinking loud and clear, Asset backed Change is in the air.

Don’t forget to have some fun along the way.
Everyday is an opportunity to enrich our lives in multiple forms of currency.
Now, who likes horse racing?

Digger25

Source: Golden Age of Gaia

https://dinarchronicles.com/2025/04/29/digger-barr-a-gold-standard-golden-age/

Tuesday Coffee With Markz 04/29/2025

Tuesday Coffee with MarkZ. 04/29/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark, Mod, and friends

Member: What is up with all the chatter going on about rv? My goodness rumors are all over the place!

Member: Seems like either clickbait of a lot of misinformation?

Member: Many are saying it should be made more public today and the green light given. Who knows! LOL

MZ: if it had gone…we would all know about it.

Member: April almost over !! Let’s go rv !!!

MZ: the bond side remains eerily quiet. We are desperately waiting to see if anyone has funds that are spendable. Whenever I get that news I will share it. We should know more by this evening.

Member: Eerily quiet seems like a good sign?

Member: if they signed NDA’s- they would be definitely eerily quiet…imo

Member: hey Mark do we know how many Bond people there actually is or is it just a guess number?

Member: Mark, If you receive reports that your bond holders have spendable money would that put this weekend in play?

Member: Did everyone see the statement made by the IMF about the global economy preparing for a reset?

MZ: Pretty much every prominent banker is saying there will be a reset. President Trump and Judy Shelton says there is going to be a reset……everyone except Main Stream Media is telling us.

Member: Scott Bessent says a reset is coming.

Member: Evidently, many folks need Bigfoot to jump out in front of them and scare them into believing a reset is coming!!!

Member: We have to remember there are two resets in the planning…don’t we?? The bad guys “Great reset” and the QFS Asset backed reset.

MZ: in Iraq: “ Iraq confirms support for the continuation of the NATO advisory mission”  They will just be training and support as Iraq is sovereign and able to support itself and its own security needs.

MZ: Articles like this come out almost daily now “ Government advisor: Iraq is in a prosperous era despite the difficulty of the international economy”

MZ: “US energy giant inks $100 million deal with Sulaimani plant”  this is GE and  they are tripling its output.  International baby! They are not signing these huge deals for nothing.

MZ: “A vast underground hydrogen reserve could power earth for 1,000 years.” This is a crazy miracle commodity find. This is in the Midwest of the US.

MZ: “US tariff revenues reach $15 billion in April: Treasury”   This is higher than all the MSM thought he would hit.   This could result in greatly reduced or non existent income taxes down the road.

Member: TNT says RV after 5 tonight.. again!!!!

Member: Not holding my breath on timing. It will simply happen. Live life. I suggest tater tots.

Member: I am wondering who has the authority to give the green light for the RV to start?

Member: I am still wondering -is the gold in Ft. Knox or not? 

Member: It feel like there’s so much drip, drip, drip the pipes are about to explode and we could see the proverbial s$*! hit the fan soon! Not to mention the RV and N/G!!

Member: I live in a town of about 700 people, one small Bank and the teller is a friend of mine and she said she has seen the new money that is not out and about yet I live in far Northern Wisconsin!

MZ: isn’t that fun……and from a small town too!

​​Member: There was a announcement from Citizens Bank about ISO 20022 and the platforms they are going to use. It was sent out to all account holders.

Member: Reset. Reset Reset. Reset.. Doing my part..

Member: thanks Mark and Mods….Hope everyone has a good day.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=LxbckXlqyi4