Chats and Rumors, MarkZ Dinar Recaps 20 Chats and Rumors, MarkZ Dinar Recaps 20

“Coffee With MarkZ” Tuesday Morning Chat 1-7-2024

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark and the gang!

Member: Any good news today Mark?

MZ: It’s been an exciting morning…..

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark and the gang!

Member: Any good news today Mark?

MZ: It’s been an exciting morning…..Been proving and disproving pictures of lower denoms. Some are posted by trolls….some are pictures from other countries and some may be legitimate.  We have been “vetting” this morning. We have disproved some of them…..

MZ: There is a good chance one of my Iraqi contacts will be sharing pictures of the new Iraq $20 note today . We do not want to get folks hopes up falsely. So doing more vetting today. The conversation in Iraq is small denominations /notes. Why would they release small notes unless there is a value change?

MZ: Bond updates have been coming around 2-3 in the afternoon lately. Hopefully we have something fun to tell you tonight. I had 2 bond contacts yesterday who are looking to have their final contracts paid on or before the 10th.

Member: Mike Bara said yesterday he has been told just now bonds do not have to go liquid before we get notifications. Could that just mean we won’t hear about it because it’ll be so close?

Member: Or we wont hear about bonds because they are NDA’s…

Member: So no bond news??? What happened to Indian nations????

MZ: No news from Indian Nations.

Member: Anything on CMKX?

MZ: Nothing new but I think this is where we will get a big break in news this week.

Member: Any word on smaller notes for the VND dong?

MZ: There are rumors and we are trying to confirm ….Maybe I will have something by tomorrow morning . I am trying to vet info from Vietnam today.

Member: I am very sad there is no RV news.

Member: It’s the calm before the storm.

Member: I believe it’s all done and waiting for the go to flip the switch!

Member: I still think we have to wait until after the inauguration for a gold backed currency in the US….the QFS to start and the RV. Would be happy to be wrong though.

Mark had a guest come on with a Public Service announcement on Tax programs and a Visa Mastercard settlement for small businesses…..ect….

MZ: Now here’s some news from Iraq. “More than $275 million in the bank sales of foreign remittances” They are still selling some currency – and I was told is part of the de-dollarization in Iraq.

MZ: “Iraq Stock Exchange lists the third issue of Enjax trading bonds” These are Sovereign bonds.  This is targeted for the small invester…not the big guys.

MZ: “Iraq Stock exchange witnesses a 9% during early hours” they are dominating and so far this has been a good year for them.  

MZ: “Special: Iran gives Sudanese a green light to act on the future of the factions” Iran will no longer arm factions inside Iraq. This is a major shift towards stability for Iraq. Sudani will be traveling to Iran tomorrow.

MZ: This also means the Iranian currency may be coming out of some of its sanctions. The Iranian rial may be in play again.

Member: Who’s ready to quit jobs and do something they love instead of the same monotonous job

Member: Many of the great achievements of the world were accomplished by tired and discouraged men who kept on working.

Member: Everyone. Have a wonderful and blessed day.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL THIS EVENING FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!

Twitch:   https://www.twitch.tv/theoriginalmarkz

Youtube:     https://www.youtube.com/watch?v=c9cqcEj_7rc

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Chats and Rumors, Economics Dinar Recaps 20 Chats and Rumors, Economics Dinar Recaps 20

News, Rumors and Opinions Tuesday 1-7-2024

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Tues. 7 Jan. 2025

Compiled Tues. 7 Jan. 2025 12:01 am EST by Judy Byington

Mon. 6 Jan. 2025 Operation Phoenix Hits It’s Peak, JFK Jr. on Telegram:

Starlink Tests Complete, GESARA Wealth Transfer and QFS Ready for the 48-Hour January 2025 Wealth Redistribution Event!

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Tues. 7 Jan. 2025

Compiled Tues. 7 Jan. 2025 12:01 am EST by Judy Byington

Mon. 6 Jan. 2025 Operation Phoenix Hits It’s Peak, JFK Jr. on Telegram:

Starlink Tests Complete, GESARA Wealth Transfer and QFS Ready for the 48-Hour January 2025 Wealth Redistribution Event!

The climax of Operation Phoenix is upon us. By January 4, 2025, it became evident that we’re part of the most significant financial liberation in history. Trump’s triumph in the 2024 election set the stage for the global rollout of the GESARA framework, heralding a new era of transparency and wealth distribution.

January 2025: The Turning Point This month marks monumental updates: Trump’s alliances have propelled the largest asset recovery and wealth redistribution initiative in history. The crumbling of the old financial order paves the way for a new, people-powered economic structure.

Innovations in Security and Access The Quantum Financial System (QFS) has introduced Quantum Resonance Verification (QRV) to prevent deepstate interference, using harmonic DNA frequencies for flawless identity verification. Additionally, Redemption Centers are now powered by Quantum Energy Nodes (QENs), ensuring they operate off-grid and free from sabotage.

Quantum Vaults and Global Prosperity The Quantum Vaults have amassed over $10 trillion in assets, slated for redistribution under GESARA. The new Global Prosperity Index (GPI) will track and ensure equitable distribution, replacing GDP as the measure of economic success.

The January 2025 Wealth Transfer: A New Beginning On January 25, 2025, the first phase of the wealth redistribution will officially commence, directly benefiting millions and marking the start of real community rebuilding efforts.

The Great Awakening: A New Era With the old guard’s power dissolving, humanity is ascending from the shadows of financial oppression. Under new leadership, the QFS and GESARA are not just reforms; they are the bedrock of a future where prosperity is the norm, not the exception. The upcoming EBS event will unveil truths that will redefine our world. Get ready for the largest wealth redistribution ever witnessed. The revolution is now, and it is irreversible.

On Mon. 6 Jan. 2025 the official Global Launch of Funds took place around the world, marking the start of the Global Registered Asset Redemption Program.

~~~~~~~~~~~~~~~

The US Treasury payment instructions for payment steps are as follows:

First Phase:
1 German Gold Bonds of 1924
2 Zimbabwe Agricultural Checks
3 Yellow Dragons and Phoenixes

Second Phase:
1 Blue Dollar Package
2 Cash Boxes 9 Treaty of Versailles
3 Complete Mother Boxes
4 Chinese Red Dragons

Third Phase:
1 Superpetchilis from 1913 (RAILWAYS)
2 Chinese Agricultural Bonds
3 Other high value coins from Zimbabwe
4 Other Federal Reserve and Mini Chains all.

~~~~~~~~~~~~~

Mon. 6 Jan. 2025 NESARA GESARA BOMBSHELL: …David Wilcock on Telegram

Debt Forgiveness – A Total Financial Reset! All your debts? WIPED OUT! Mortgages, loans, credit card debt—gone! This isn’t a favor; this is justice for decades of financial chaos.

Tax Liberation – The IRS is about to be SMASHED! Say goodbye to the income tax nightmare! NESARA brings in a 14% flat tax on non-essential goods, cutting off the government’s greedy hands from your paycheck!

The Federal Reserve—GAME OVER! The Fed is about to be dismantled. A new, Treasury-backed “Rainbow Currency” will replace the worthless paper dollars, backed by gold, silver, and platinum!

Financial Privacy Restored – NESARA ends the constant surveillance on your finances. No more government control over your money—it’s yours, and yours alone!

Humanitarian Projects – NESARA is launching global humanitarian efforts, with funding that will transform lives worldwide. This is about more than survival, it’s about abundance for all!

Restitution and Redemption – The elites’ stolen wealth will be returned to the people. NESARA will right the wrongs of the past, with restitution for unconstitutional acts and unjust debt.

NESARA GESARA isn’t just a policy—it’s a global reset that will destroy the old world order and give power back to the people. The 30+1 provisions are the blueprint for a global revolution. Are you ready for the explosion?

Read full post here:  https://dinarchronicles.com/2025/01/07/restored-republic-via-a-gcr-update-as-of-january-7-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Sandy Ingram    Vietnam is entering a phase of strong and steady growth...Experts believe Vietnam's economy will grow a lot in 2025, somewhere between 6.5% to 8%...Their exciting predictions are backed by several things including a recovering real estate market, people spending more money and the government putting a lot of money into infrastructure...

Frank26 
Remember that picture Alaq was holding up with the big board [of 1940 1 dinar note]...That is an old picture from 2017 [article]...If you go back and read it, it told the Iraqi citizens they the CBI was starting a mechanism to add value, purchasing power, to their currency.  [Now] they showed that same picture from the archives to tell Iraqi citizens they are done, what they started in 2017 they have finished in '24.  They are done and we are now going to introduce the lower notes and a new exchange rate.  That's why you [Iraqi citizens] are being given [exchange 3-zero note] instructions today...

LIVE! Fed. WARNS OF "STOCK MARKET STEEP DECLINE." JP MORGAN WARNS OF "DOLLAR DEBASEMENT."

Greg Mannarino :  1-6-2024

https://www.youtube.com/watch?v=ZRKfQTEeZn4

How Argentina May Become the Freest Country on Earth - Mike Maloney & Alan Hibbard (Part 1)

1-6-2024

In this eye-opening deep dive, we explore Argentina’s astounding economic turnaround after one year under President Javier Milei. Discover how a country once stuck near the bottom of the global economic freedom index is now climbing rapidly, thanks to bold reforms and fiscal discipline that few thought possible.

Hear about the direct correlation between economic liberty and human flourishing—longer lifespans, higher incomes, and happier lives.

We break down the surprising data, the policies that sparked this revolution, and what the rest of the world can learn from Argentina’s unprecedented shift.

https://www.youtube.com/watch?v=BvM-mgJVwF4

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Economics, Gold and Silver, News DINARRECAPS8 Economics, Gold and Silver, News DINARRECAPS8

Seeds of Wisdom RV and Economic Updates Tuesday Morning 1-7-25

Good Morning Dinar Recaps,

JUST-IN: US CFTC CHAIR ROSTIN BEHNAM TO DEPART ON JANUARY 20

US CFTC Chair Rostin Behnam is reportedly stepping down from his role on January 20, the same date when Donald Trump will sworn in for the Presidential Chair.

▪️US CFTC Chair Rostin Behnam is reportedly stepping down from his role this month.

▪️He is scheduled to depart on January 20, the same date when US SEC Chair Gary Gensler will also step down.

▪️Although no specific reasons are confirmed, speculations soar over a potential change under Trump Administration.

Good Morning Dinar Recaps,

JUST-IN: US CFTC CHAIR ROSTIN BEHNAM TO DEPART ON JANUARY 20

US CFTC Chair (Commodity Futures Trading Commission) Rostin Behnam is reportedly stepping down from his role on January 20, the same date when Donald Trump will sworn in for the Presidential Chair.

▪️US CFTC Chair Rostin Behnam is reportedly stepping down from his role this month.

▪️He is scheduled to depart on January 20, the same date when US SEC Chair Gary Gensler will also step down.

▪️Although no specific reasons are confirmed, speculations soar over a potential change under Trump Administration.

Rostin Behnam, the Chair of the US CFTC, has announced to step down from his post effective January 20, 2025. Interestingly, that is when Donald Trump is scheduled to take over the US Presidential office once his inauguration concludes. While Rostin has not mentioned any specific reason behind stepping down from the post, speculations soar over a change in the horizon.

US CFTC Chair Rostin Behnam To Step Down On January 20

The US CFTC Chair Rostin Behnam is reportedly stepping down from his position on January 20. According to a Reuters report, Behnam is scheduled to exit on the same date as Trump’s inauguration. Interestingly, the US SEC Chair Gary Gensler has also announced his departure on the same date.

@ Newshounds News™

Source:  CoinGape

~~~~~~~~~

KAMALA HARRIS CERTIFIES DONALD TRUMP AS NEXT U.S. PRESIDENT, AVOIDING 2021 CHAOS

▪️Kamala Harris officially certifies Trump as 2024 U.S. presidential election winner.

▪️Unlike 2021’s chaos, this years certification process was calm and without any major issues.

▪️Former VP Mike Pence praised Harris for leading a peaceful transfer of power.


In a historic announcement, Vice President Kamala Harris officially certified the results of the 2024 U.S. presidential election. Donald Trump, who supports crypto, is now set to become the next president, with J.D. Vance as vice president. This peaceful announcement was very different from the chaos of January 6, 2021, when the Capitol faced violence during the last certification.

Harris Announces Trump’s Victory

During the certification, Harris, in her role as president of the Senate, declared Trump as the winner with 312 Electoral College votes, surpassing the required 270. She secured 226 votes.

Harris ended her statement by highlighting the importance of the constitutional process that confirmed Trump’s presidency. She said, “This announcement is a sufficient declaration of the elected president and vice president of the United States, starting their term on January 20, 2025.”

Despite losing the election to Trump, Harris maintained a composed look, fulfilling her constitutional duty in front of an energized Republican audience. Meanwhile, her announcement was met with cheers and applause from Republicans.

Previous Certifies Election, Erupted In Chaos


The last time when the U.S. Congress met to certify a presidential election, things turned violent. On January 6, 2021, a group of rioters, fueled by false claims that the 2020 election was stolen from Trump, stormed the Capitol.

They broke windows, fought with police, entered the House chamber, and damaged offices, including then-Speaker Nancy Pelosi’s.

Since that day, over 1,500 individuals have been charged for their roles in the attack. Interestingly, Trump has pledged to pardon many of them once he takes office for his second term as president.

Peaceful Transfer of Power

Unlike the 2021 certification process, which was marred by violence and delays, this year’s proceedings were orderly. Former Vice President Mike Pence, who presided over the 2021 session under immense pressure, praised the peaceful transition.

In a recent tweet post, Pence congratulated Trump and Vance, calling the peaceful transfer of power “a hallmark of our democracy.”

He also commended Harris for her role, stating, “It’s particularly admirable that Vice President Harris presided over the certification of an election she lost.”

@ Newshounds News™

Source:  Coinpedia

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's Podcast Link

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Subscribe to Seeds of Wisdom Team™ Newsletter

Thank you Dinar Recaps

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

4 Savvy Money Moves My Rich and Poor Clients Have in Common

I’m a Financial Advisor: 4 Savvy Money Moves My Rich and Poor Clients Have in Common

October 21, 2024 by  Cindy Lamothe

With their lavish vacations, enormous homes and successful careers — it can seem as if the wealthy have a playbook of rules only they can access.  But as it turns out, any of us can make the same money moves and reap the benefits.

GOBankingRates spoke with Abid Salahi, finance expert and cofounder of FinlyWealth, to discuss the savvy money strategies both his rich and poor clients have in common.

“I’ve worked with clients across various wealth levels and observed some common savvy money moves that transcend income brackets,” he said.

I’m a Financial Advisor: 4 Savvy Money Moves My Rich and Poor Clients Have in Common

October 21, 2024 by  Cindy Lamothe

With their lavish vacations, enormous homes and successful careers — it can seem as if the wealthy have a playbook of rules only they can access.  But as it turns out, any of us can make the same money moves and reap the benefits.

GOBankingRates spoke with Abid Salahi, finance expert and cofounder of FinlyWealth, to discuss the savvy money strategies both his rich and poor clients have in common.

“I’ve worked with clients across various wealth levels and observed some common savvy money moves that transcend income brackets,” he said.

Read below to learn more of his experiences working with the rich.

Stick To Budgeting

“One strategy I’ve noticed among my most financially adept clients, regardless of their net worth, is their commitment to budgeting,” Salahi said. “They track their expenses meticulously and allocate their income purposefully.” 

He said this habit helps them make informed decisions about their spending and savings, allowing them to progress toward their financial goals more effectively.

“For instance, I have a client who started with modest means but has now built significant wealth. She attributes her success to the budgeting habit she developed early on,” he explained. “‘I’ve always lived below my means,'” she told me. ‘Even as my income grew, I maintained the same lifestyle and funneled the extra money into investments.’

“It’s amazing how quickly wealth can accumulate when disciplined about spending,” Salahi added.

Focus On Continuous Education

Another common trait among Salahi’s savvy clients is their focus on continuous financial education. 

“They stay informed about market trends, tax laws, and personal finance strategies,” he said. 

TO READ MORE:  https://www.gobankingrates.com/money/financial-planning/financial-advisor-savvy-money-moves-my-rich-and-poor-clients-have-in-common/?hyperlink_type=dynamic

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Economics, News Dinar Recaps 20 Economics, News Dinar Recaps 20

“Tidbits From TNT” Tuesday Morning 1-7-2024

TNT:

Tishwash A guarantor of zeroing out crises.. Parliamentary demands to legislate the oil and gas law

The Kurdistan National Union parliamentary bloc called on the federal government, on Tuesday, to expedite and send the oil and gas law to the House of Representatives for study and approval as quickly as possible. 

The bloc's spokesperson, Susan Mansour, said in a statement to Al-Maalouma Agency, "The enforcement of the oil and gas law is sufficient to eliminate the problems between Baghdad and Erbil," noting that "the law was very late in being included in the central government." 

She added, "The enactment of the law requires political understandings between the governments of Baghdad and Erbil to resolve the outstanding problems between the two parties." 

TNT:

Tishwash A guarantor of zeroing out crises.. Parliamentary demands to legislate the oil and gas law

The Kurdistan National Union parliamentary bloc called on the federal government, on Tuesday, to expedite and send the oil and gas law to the House of Representatives for study and approval as quickly as possible. 

The bloc's spokesperson, Susan Mansour, said in a statement to Al-Maalouma Agency, "The enforcement of the oil and gas law is sufficient to eliminate the problems between Baghdad and Erbil," noting that "the law was very late in being included in the central government." 

She added, "The enactment of the law requires political understandings between the governments of Baghdad and Erbil to resolve the outstanding problems between the two parties." 

Mansour pointed out that "there are parliamentary demands for the government to send a draft oil and gas law to the House of Representatives for study and approval in accordance with what is stipulated in the State Administration Coalition Agreement." link

Tishwash:  Central Bank Tower and Faw Port on the list of world mega projects for 2025

The British platform “The B1M”, which specializes in the construction sector, has classified the Central Bank Tower project in Baghdad and the Grand Faw Port in Basra among the list of the most prominent mega projects in the world for the year 2025.

The Central Bank Tower project came in eleventh place, while the Grand Faw Port came in tenth place. 

This classification reflects Iraq's remarkable progress in the field of architecture and infrastructure on the international scene.

The B1M platform is one of the most prominent channels specialized in covering major construction projects, technological innovations, and modern trends, such as sustainability and smart cities, providing in-depth analyses of the ongoing transformations in the global infrastructure sector. link

https://youtu.be/pJ3ATTY13qo

***********

Tishwash:  Al-Sudani: The Development Road Project will enhance Iraq's power in the region

 Prime Minister Mohammed Shia al-Sudani confirmed today, Sunday, that the development road project will enhance Iraq's strength in the region, politically and economically.

During his reception of the Director of the Iraqi Institute for Dialogue, Abbas Radhi Al-Amiri, according to a statement from his office received by "Al-Eqtisad News", Al-Sudani was briefed on the work of the organizing committee for the Seventh Baghdad International Dialogue, whose activities will start on February 22-23, 2025 under the slogan "The Path to Iraqi Development... Alliance of Interests and Geopolitical Stakes", noting that choosing this topic falls within the great Iraqi interest in the project, which gives the country a pivotal role in the regional system as an important point of communication between the East and the West.

According to the statement, Al-Sudani expressed his "sponsorship of this annual international gathering hosted by the capital, Baghdad, which hosts an elite group of the most important decision-makers in the region and the world."  link

************

Tishwash:  Venezuelan parliament calls on Maduro to seek third term

The President of the Venezuelan National Assembly (Parliament), Jorge Rodriguez, has officially invited the current President of the Bolivarian Republic, Nicolas Maduro, to assume a third presidential term on January 10.

“We confirm the invitation to Nicolás Maduro Moros, who was re-elected president of the Bolivarian Republic of Venezuela on July 28, 2024, to take office on January 10, 2025,” Rodríguez said live on Venezuelan TV during the first plenary session of the parliament this year, held on Sunday.
The inauguration and swearing-in ceremony will take place at 12 noon at the Federal Legislative Palace.

Rodríguez noted that parliament is obliged to “promote the application of the law against Edmundo González [who has declared himself president-elect of Venezuela], if he sets foot on the country’s territory, for treason and usurpation of power,” and also noted that he “will demand that anyone who tries to destabilize the peace in Venezuela be declared persona non grata.”

In the plenary session, Jorge Rodríguez was re-elected president of the National Assembly (parliament) of the Bolivarian Republic.

Venezuela held elections on July 28, which were won by the current head of state, Nicolás Maduro. He received 51.95% of the vote. His main opponent, Gonzalez, received 43.18% of the vote. On election day, opposition leader Maria Corina Machado said Gonzalez's team would not concede defeat in the election.  link

Mot: Getting ready for RV

Mot:  When Enough is Enough!!!

 

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News, Militiaman Dinar Recaps 20 News, Militiaman Dinar Recaps 20

MilitiaMan & Crew Iraq Dinar News-ISX Big+Numbers-AI Technology-No Shortage of Liquidity-Port of Faw-CBI Tower

MilitiaMan & Crew Iraq Dinar News-ISX Big+Numbers-AI Technology-No Shortage of Liquidity-Port of Faw-CBI Tower

1-6-2024

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Be sure to listen to full video for all the news……..

MilitiaMan & Crew Iraq Dinar News-ISX Big+Numbers-AI Technology-No Shortage of Liquidity-Port of Faw-CBI Tower

1-6-2024

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=s6Mtoz8Hkkk

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News DINARRECAPS8 News DINARRECAPS8

Iraq Economic News and Points to Ponder Monday Evening 1-6-25

Continuous And Strong Decline Of The Dollar In The Iraqi Markets Against The Dinar
Economy   | 05:35 - 06/01/2025  Mawazine News – Baghdad  The US dollar exchange rate against the Iraqi dinar fell on Monday in the markets of Baghdad and Erbil, the capital of the Kurdistan Region, with the closing of the stock exchange.

The dollar exchange rate also fell with the closing of the two main stock exchanges in Baghdad, Al-Kifah and Al-Harithiya, to record 151,000 dinars per 100 dollars, while this morning it recorded 151,350 dinars per 100 dollars

Continuous And Strong Decline Of The Dollar In The Iraqi Markets Against The Dinar
Economy   | 05:35 - 06/01/2025  Mawazine News – Baghdad  The US dollar exchange rate against the Iraqi dinar fell on Monday in the markets of Baghdad and Erbil, the capital of the Kurdistan Region, with the closing of the stock exchange.

The dollar exchange rate also fell with the closing of the two main stock exchanges in Baghdad, Al-Kifah and Al-Harithiya, to record 151,000 dinars per 100 dollars, while this morning it recorded 151,350 dinars per 100 dollars.

Selling prices fell in exchange shops in local markets in Baghdad, where the selling price reached 152,000 dinars per 100 dollars, while the purchase price reached 150,000 dinars per 100 dollars.

In Erbil, the dollar also fell, where the selling price reached 151,800 dinars per 100 dollars, and the purchase price reached 150,700 dinars per 100 dollars. https://www.mawazin.net/Details.aspx?jimare=258268

Economist: Iraq Needs To Revitalize The Private Sector To Create Jobs And Absorb Graduates

Time: 2025/01/06 15:13:26 Read: 1,079 times {Economic: Al Furat News} Economic expert Basem Jamil Antoine stressed the necessity of working to create a productive society, pointing out that government departments in Iraq suffer from the presence of “disguised and hidden unemployment,” which can be overcome by activating the private sector.

Antoine explained in his interview with {Euphrates News} that “this activation will contribute to absorbing the number of graduates that reaches 250 thousand young men and women annually from universities and institutes.”

He added, "By creating job opportunities for graduates, we have guided them in the right direction and created a continuous technical cadre in the community, which will save us from leaking currency out of the country."

He pointed out that "diversifying sources of income in the country is necessary, and puts us on the right foundations to achieve sustainable economic growth."

In the context of the five-year plan that included job creation, Antoine stressed the need to “implement and follow up on the plans and not just write them,” stressing that “the House of Representatives bears responsibility for that.”

He added, "Job opportunities must focus on actual creation, not just on construction and residential complexes that generate nothing. Rather, a sound economic structure must be created that generates new economic generations."  LINK

Gold Prices Fall In Baghdad And Stabilize In Erbil 
Monday 06 , January 2025 11:24 | Economic Number of readings: 125  Baghdad / NINA / Gold prices (foreign and Iraqi) decreased in Baghdad markets on Monday, while they stabilized in Erbil.

The selling prices of gold in the wholesale markets on Al-Naher Street in Baghdad this morning for one Mithqal of 21 karat Gulf, Turkish and European gold was recorded at 556 thousand dinars, while the purchase price was 552 thousand dinars.

The selling price of one Mithqal of 21 karat Iraqi gold was recorded at 526 thousand dinars, while the purchase price was 522 thousand dinars.

In goldsmiths' shops, the selling price of one Mithqal of 21 karat Gulf gold ranged between 560 and 570 thousand dinars, while the selling price of one Mithqal of Iraqi gold ranged between 530 and 540 thousand dinars.

In Erbil, gold witnessed stability, as the selling price of a 24-carat mithqal reached 648 thousand dinars, a 21-carat mithqal reached 567 thousand dinars, and an 18-carat mithqal reached 485 thousand dinars. / End 11  https://ninanews.com/Website/News/Details?key=1178545

Oil Prices Rise To More Than 76.. The Highest Level Since Mid-October

Energy   Economy News – Baghdad   Oil prices rose to their highest since October on Monday as investors awaited the impact of cold weather in the northern hemisphere and Beijing's economic stimulus measures on global fuel demand.

Brent crude futures were up 15 cents, or 0.2%, at $76.66 a barrel by 0125 GMT, having settled at their highest since Oct. 14 on Friday. West Texas Intermediate (WTI) crude futures were up 22 cents, or 0.3%, at $74.18 a barrel after closing at their highest since Oct. 11 on Friday.

Beijing is ramping up fiscal stimulus to revive the struggling economy, announcing on Friday that it will sharply increase financing from long-term treasury bonds in 2025 to spur business investment and consumer-boosting initiatives.

On the supply side, Goldman Sachs expects Iran's production and exports to decline by the second quarter as a result of expected political changes and tougher sanctions from the administration of US President-elect Donald Trump.

The OPEC member's production could fall by 300,000 barrels per day to 3.25 million barrels per day by the second quarter, he said.

The number of rigs drilling for oil in the United States, an indicator of future production, fell by one to 482 last week, a weekly report from energy services firm Baker Hughes showed on Friday. https://economy-news.net/content.php?id=51650

Sound Productive Government Economic Thinking Methodology

Dr. Aqil Jabr Ali Al-Muhammadawi / Researcher in Finance and Development Affairs    The stability of oil prices in global markets for the past three weeks should be taken advantage of and a new economic renaissance strategy should be worked on through a systematic and studied transition according to a modern financial model by employing the surplus oil prices that exceed the budget price (or what is called the equilibrium price) to an approach of employing effective investment in the Iraqi Sovereign Fund and building new and legal financial buffers and vessels to strengthen and consolidate the financial system and sustain development in Iraq

and move the wheel of the economy and economic diversification and diversify the revenues of the federal budget and double the investment and development funds and create new incentives for growth and sustainable development in order to target increasing productivity and rebuilding the industrial, agricultural and tourism base and ensuring the achievement of financial savings according to new financial and economic models that support the economic renaissance strategy in Iraq. 01/06/2025 - https://economy-news.net/content.php?id=51655

British Platform Includes The Central Bank Tower And Al-Faw Port In The List Of Giant Projects In The World For The Year 2025
economy | 01:24 - 06/01/2025  Mawazine News - Follow-up  The British platform “The B1M”, specialized in the construction sector, ranked the Central Bank Tower project in Baghdad and the Grand Faw Port in Basra among the list of the most prominent mega projects in the world for the year 2025.

The platform’s report stated that “the Central Bank Tower project ranked eleventh, while the Grand Faw Port ranked tenth.”

This classification reflects Iraq’s remarkable progress in the field of architecture and infrastructure on the international scene.

The “The B1M” platform is one of the most prominent channels specialized in covering major construction projects, technological innovations, and modern trends, such as sustainability and smart cities, providing in-depth analyses of the ongoing transformations in the global infrastructure sector. https://www.mawazin.net/Details.aspx?jimare=258253

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com/

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Economics, Gold and Silver, News DINARRECAPS8 Economics, Gold and Silver, News DINARRECAPS8

Seeds of Wisdom RV and Economic Updates Monday Evening 1-6-25

Continuous And Strong Decline Of The Dollar In The Iraqi Markets Against The Dinar
Economy   | 05:35 - 06/01/2025  Mawazine News – Baghdad  The US dollar exchange rate against the Iraqi dinar fell on Monday in the markets of Baghdad and Erbil, the capital of the Kurdistan Region, with the closing of the stock exchange.

The dollar exchange rate also fell with the closing of the two main stock exchanges in Baghdad, Al-Kifah and Al-Harithiya, to record 151,000 dinars per 100 dollars, while this morning it recorded 151,350 dinars per 100 dollars.

Good Evening Dinar Recaps,

FDIC PUBLISHES CRYPTO ‘PAUSE’ LETTERS INCLUDING USDF CONSORTIUM

In response to freedom of information requests by Coinbase, the Federal Deposit Insurance Corporation (FDIC) published minimally redacted letters sent to banks requesting information about their crypto activities and in most cases asking them to pause activities pending feedback. 

Last yearthe FDIC’s Office of Inspector General objected that the FDIC had in most cases failed to provide feedbackleaving activities in limbo and impacting innovation.

On behalf of Coinbase, History Associates Inc asserted that the letters demonstrate the FDIC was part of “Operation Choke Point 2.0—a multi-agency effort to de-bank the digital-asset industry.” 

With one important exceptionthese particular letters don’t appear to support the de-banking claimThey reinforce the position of blocking banks from engaging with crypto and public blockchains.

Amongst the 25 letters disclosed, most of the banks wanted to offer their customers the ability to buy Bitcoin via their mobile banking apps. Often times, this was an indirect service to be provided by a third party.

The FDIC objects to public blockchain for USDF payments

By far the longest letter related to a planned blockchain-based fiat payment system to be operated by a consortium of banks. Despite five pages of tightly typed questions, which undoubtedly were answered, that consortium has so far only participated in Regulated Settlement Network simulations.

While the redactions removed the identities of the bank, we can confirm that the letter relates to the USDF Consortium, which originally planned to launch a payment system using a private protocol on the Provenance public blockchain.

On first reading, we suspected the letter related to USDF, because around this time the consortium shifted to a permissioned blockchain approach in a vain attempt to get approval. The use of the term ‘digital markers’ was the final confirmation, given this terminology is specific to USDF.

The letter indicates that the FDIC was interested in the roles of the non bank participants and their involvement in validating transactionsIt also had questions about the use of the Hash cryptocurrency and whether banks would need to hold it, although the name ‘Hash’ was redacted.

Given this was before the launch of Fed Now, the FDIC asked the valid question about out of hours liability risks between banks for payments.

SAB 121 – custody    One of the most contentious crypto issues has been the SEC’s SAB 121 accounting rulewhich prevented banks from providing cryptocurrency custodyalthough that certainly worked in Coinbase’s favor.

The crypto exchange has dominated custody for ETFs. While it has been claimed SAB 121 was formulated by the SEC without consulting other regulators, in many of the letters the FDIC asks for the bank’s analysis of SAB 121 and it’s applicability. This is a not-so-subtle way of saying, ‘you cannot provide custody.

Other takeaways

Not all letters were equalApart from the USDF letterthere were three that stood outOne bank was being quite pushysaying that it planned to launch crypto services on a specific date.

It had clearly provided extensive information to the FDIC already. The FDIC’s list of questions was far longer than for other banks, querying every claim the bank made, asking for evidence.

Moving on, when assessing riskthere’s the accounting concept of materiality. In other words, don’t focus on the small, irrelevant stuff. One bank spent $25,000 on an NFT. There were numerous detailed questions about this particular purchase.

Letter number 25 relates to a bank that wanted to provide deposit account services to a stablecoin but was told to wait for feedbackIt is the only letter in the group that appears to block banking servicesThe New York-based bank first wrote to the FDIC a few days after Circle’s USDC stablecoin lost its peg in March 2023following the collapse of Silicon Valley Bank.

@ Newshounds News™

Source:  Ledger Insights

~~~~~~~~~

JUSTIN TRUDEAU RESIGNS, PRO-CRYPTO SUCCESSOR EXPECTED

Canada’s Prime Minister steps aside, crypto rejoices.

Canada’s Prime Minister, Justin Trudeau, who has been historically anti-crypto, resigned today, citing "internal battles" in Canada's governing party.

What’s the Scoop?

▪️Political Fallout: Trudeau’s approval rating is at 22%, and polls suggest his Liberal Party would suffer a major defeat in a snap election, winning just 46 seats to the Conservative Party’s projected 225.

▪️Pro-Crypto Successor: Pierre Poilievre, expected to succeed Trudeau, is a vocal supporter of DeFi and crypto, championing Bitcoin as a hedge against inflation.

Bankless Take

Trudeau’s resignation not only marks the end of his divisive tenure but signals a potential shift in Canada’s crypto policy landscape. While his administration adopted a cautious, and occasionally aggressive stance toward cryptocurrencies, Pierre Poilievre’s pro-crypto outlook could bring a stark contrast.

 If Poilevre does becomes his successorTrudeau’s exit would further amplify the broader global trend of favor shifting towards forward-lookingpro-tech politicianspotentially positioning Canada for greater adoption and innovation under new leadership.

@ Newshounds News™

Source:  Bankless

~~~~~~~~~

FIVE CRYPTO COMPANIES GAIN MICA LICENSES ACROSS NETHERLANDS AND MALTA

▪️MoonPay, BitStaete, ZBD, and Hidden Road received MiCA licenses from the Dutch Authority, enabling EU-wide crypto operations.

▪️The Malta Financial Services Authority (MFSA) has also licensed blockchain-based sports and entertainment platform Socios.com

▪️Tether's USDT market cap dropped $2 billion under MiCA, raising concerns though analysts claims USDT will be unfazed by EU setbacks.


@ Newshounds News™

Read more:  Be In Crypto

  ~~~~~~~~~

STABLECOIN SKEPTIC MICHAEL BARR STEPS DOWN AS FEDERAL RESERVE'S VICE CHAIR FOR SUPERVISION AHEAD OF TRUMP INAUGURATION

The Federal Reserve Board has announced that Michael S. Barr is resigning from his position as Vice Chair for Supervision.

In a statement, Barr said he didn’t want a potential dispute over the position in the near future to distract from the Fed’s “mission.”

“The position of vice chair for supervision was created after the Global Financial Crisis to create greater responsibility, transparency, and accountability for the Federal Reserve’s supervision and regulation of the financial system.

The risk of a dispute over the position could be a distraction from our mission. In the current environment, I’ve determined that I would be more effective in serving the American people from my role as governor.”

Barr’s resignation comes less than two weeks before pro-crypto President-elect Donald Trump’s inauguration.

In 2023 during a speech at the Peterson Institute for International Economics, Washington, D.C.Barr warned about the “special risks associated with stablecoins,” advocating for stiffer regulations on the asset class.

Said Barr,

“Stablecoin issuers seek to have—but don’t—some of the same characteristics as federally insured bank deposits. Stablecoin issuers represent that their liabilities can be redeemed on demand at par, a dollar for a dollar. In fact, however, the assets backing the liability can fluctuate in value… The banks we regulate, in contrast, are well protected from bank runs through a robust array of supervisory requirements.

Consider the consequences if a stablecoin not subject to appropriate supervision and regulation were to be adopted as a widespread means of payment, which some stablecoin developers state as a goal. Stablecoins have the potential to scale quickly because of network effects.

An unregulated, unsupervised, deposit-like asset could create tremendous disruptions, not just for financial institutions but for people who might rely on the coin if it were to get wide adoption.

We must learn from the past to ensure that we do not allow for new forms of unregulated private money subject to classic forms of run risk, and with the associated spillovers and systemic implications for households, businesses, and the broader economy.”


@ Newshounds News™

Source:  Daily Hodyl

~~~~~~~~~

GEMINI AGREES TO PAY $5M CFTC FINE BEFORE DONALD TRUMP’S INAUGURATION

Gemini Trust Company reaches $5 million settlement with CFTC over Bitcoin futures case, choosing to resolve litigation before the upcoming Trump administration.

▪️The closure of the Gemini case is a huge welcome to the growth during the Trump administration.

▪️The Winklevoss brothers have been consistent in the web3 space for more than 10 years, thus growing a too-tier crypto exchange.

Gemini Trust Companya New York-based cryptocurrency exchange founded in 2014 by the Winklevoss brothershas agreed to pay a penalty of $5 million to the United States Commodity Futures Trading Commission (CFTC) to end a long-standing litigation.

The Winklevoss brothers agreed to pay the fine in a joint court hearing on Monday to avoid a trial set to coincide with the inauguration of pro-crypto US President-elect Donald Trump.

Gemini settled the case with the US CFTC without admitting or denying any liability in the case.

In June 2022, the US CFTC filed a complaint in the US District Court for the Southern District of New York against Gemini for issuing misleading statements of material facts regarding the Bitcoin futures product.

According to the US CFTCGemini failed to show how it would prevent Bitcoin price manipulation to ensure fair competition for all customers in its BTC Futures Product. However, the Gemini cryptocurrency exchange has opted to end the case ahead of the expected trial on January 21, which would have kickstarted after the much-anticipated inauguration of President-elect Donald Trump.

Furthermore, Gemini cryptocurrency exchange, among other web3 companies, is banking on the upcoming Trump administration to set clearer and better crypto regulations.

Possibly, most of the crypto companies are betting on the new leaders of the US SEC chair and CFTC to drop crypto-related cases, which were orchestrated by the Biden administration.

@ Newshounds News™

Read more:  CoinSpeaker

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's Podcast Link

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Subscribe to Seeds of Wisdom Team™ Newsletter

Thank you Dinar Recaps

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Post RV Info, Dinar Recaps Archives Dinar Recaps 20 Post RV Info, Dinar Recaps Archives Dinar Recaps 20

Example of Bank appointment for Currency EXCHANGE Instructions/Checklist

From Recaps Archive by request……..

Note: All items on the checklist may or may not apply to your own individual circumstances…some of the items listed may or may not still be applicable at your exchange apt....ask your banker at the time of your appointment.

Bank appointment for Currency EXCHANGE Instructions/Checklist

For your own records

Bank Name_________________________________________

I have________________________ IQN(Iraqi)currency

From Recaps Archive by request……..

Note: All items on the checklist may or may not apply to your own individual circumstances…some of the items listed may or may not still be applicable at your exchange apt....ask your banker at the time of your appointment.

Bank appointment for Currency EXCHANGE Instructions/Checklist

For your own records

Bank Name_________________________________________

I have________________________ IQN(Iraqi)currency

I have________________________VNN(Vietnamese)currency

I have________________________1000 notes from2000 ofIDN (Indonesian)currency

I have_________100Trillion,________50Trillion,_______20Trillionand_______10Trillion
2008AAnotesofZWN(Zimbabwe)currency

FILL IN THE BLANKS for EXCHANGE appointment information that you get from the call
center representative:

Your appointment Information:

Date_________________________

TIME_________________________

The Location____________________

------------

The Day of Your Appointment- Things To Do

1. Make sure you know where you are going. Arrive early so you can “get yourself together, take a deep breath”.Do not loiter. If you are too early, stay SECURELY in the general area but not in the bank
parking lot! 

2. Remember to get in and get the EXCHANGE done, there a lot of other people behind you in line so be thoughtful of their time as well.

You will have time for questions at your second appointment with your new Private Banker/Wealth Manager.

3. Be discrete, be professional, and be alert and aware of your surroundings.  BREATHE!   Seriously consider hiring security to accompany you to your appointment or bring  a trusted friend.

4. Collect business cards from everyone or take their name and phone numbers as well as the location of their regular branch office.

5. Read and Sign the NDA. If it is simple and states you cannot tell anyone except your spouse, lawyer, or CPA (These are the people that need to know how you came about your money for tax purposes) how you came about all of your new found wealth, sign it and move forward with your exchange.

Be prepared to uphold it!

If you break the terms, you could lose your newfound wealth.

If the NDA is more complex and you  are not comfortable with it, simply let them know you would like to explore your options with another banking institution. They may or may not waive the NDA.  

REMEMBER TO GET A COPY OF THE NDA IF YOU SIGNED IT.

--------------

The Day of Your Appointment Things NOT To Do

Do not demand anything while at the bank or act like a lunatic, you will be escorted out.

Remember the Golden Rule “Treat others the way you wish to be Treated”!!!

------------

Items to Bring to the EXCHANGE Appointment

(Check off the list as you put all items needed together to make sure you remember everything)

“Driver’s License

“Second form of ID (accredit card or passport)

“Your most recent utility bill (Water, power, etc.) to confirm residency in case you have never held an account with the bank you will be exchanging with or for another form of ID

“Power of Attorney Paperwork (If you are exchanging for someone else)

“A pad, pen to take notes, calculator

“Receipts for all currency purchased or gifting letter if  they were a gift in case they are needed (Do not offer them, only do so if they are requested)

“IQN / VNN / IDN / ZWN currency

“Have your TOD designees (Transferable on Death) full legal names, phone numbers, addresses and Social Security Numbers written down that you want listed on your accounts.

You can have multiple TOD designations per account (Wife/Husband, Children, Grandchildren, Nieces/Nephews, etc.)

“Have a list of Cashier’s Checks you will need, if any, along with the exact amounts and who they need to be Payable to

New Account Numbers for each Currency EXCHANGED

( SOME SAY TO NOT EXCHANGE ALL CURRENCIES IN TO ONE ACCOUNT, OPEN SEPARATE ACCOUNTS FOR EACH CURRENCY!!!!...BUT THAT MAY HAVE CHANGED OVER THE YEARS)

Name of Bank Exchanger____________________________________________

Bank____________________________________________

Branch___________________________________________

Checking Account Number__________________________________________

Checking Routing Number__________________________________________

Savings Account Number (Deposit 50% of your Exchange for Taxes just in case and do not touch until Tax Time)_________________________________________

Add TOD (Transferable on Death) Names to Accounts (Checking and Savings)

“Make sure you receive copies of the deposit slips and all account information

“Get Clean and Clear Certificates – at least 10 or more (Documentation that your money is not tied to anything illegal)

“Get starter checks if needed until your checks arrive

“Get ATM card if you want one

“Set up Online Banking if wanted

“Inquire about Extra Insurance for your funds __________

(Use the same format for all currencies if they are also exchangeable at this time)

~~~~~~~~~~~~~~~


DID YOU GET A COPY OF YOUR SIGNED NDA?

Set second appointment with a Private Banker or Wealth  Manager  (The bank will guide as to who you need to speak with based on your EXCHANGE/deposit amount

This appointment will be the one in which you discuss all of your options for investment and
your “perks”

Private Banker Name__________________________
 
Telephone Number____________________________

Appointment time______________

Location___________________________

 

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MarkZ, Chats and Rumors Dinar Recaps 20 MarkZ, Chats and Rumors Dinar Recaps 20

Short Monday Evening Chat With MarkZ 1-6-2024

Monday Evening News With MarkZ

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Evening fellow hopium addicts

Member: fingers crossed Mark heard something good today

Member: Just like the bond holders-I am very wealthy and just waiting for access to my accounts..lol

Monday Evening News With MarkZ

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Evening fellow hopium addicts

Member: fingers crossed Mark heard something good today

Member: Just like the bond holders-I am very wealthy and just waiting for access to my accounts..lol

MZ:I am hearing ya….This will be a short one this evening…just not much news

Member: As the Auctions continue- the saltiness grows.

MZ: I had a good article on that yesterday . The current auctions are strengthening external balances in banks. They specifically said they are strengthening the exchange rate.

Member: do you see the Iraq dinar going by itself?

MZ: I know there are some that claim that…..but I don’t think so. My sources still think its going at the same time as the rest of our currencies.

Member: Nader just posted 1170 IQD per one Us dollar

Member: is the dinar floating?

MZ: its floating in the parallel market in a direction that supports us. It was 1500 a few days ago in the parallel markets which mean we are watching the dinar gain value in the free market. They are changing how auctions work and want us to know why..

Member: Things in Iraq are very confusing….guess that’s the way they want it.

​​Member: IMO-Iraq is in a holding pattern waiting…. due to the mess in the US.

MZ: on the bond side – I had 2 contacts check in and they are expecting funds over the next 4 days ….so per their update today – between now and the 10th. Final contracts this week. This is encouraging because it fits with everything else we are hearing.

MZ: We are praying they actually get payments this week- because you and I are right behind them …or at the same time. When they start getting their money- our notifications should go out.

MZ: No news from groups today….that was disappointing. I was hoping to get some check-ins from large tier 4a groups.

Member: Have a great evening Mark, let’s park this RV!

Member: Later Mark and Mods. see you tomorrow...thanks for all you do….

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

THANK YOU ALL FOR JOINING. HAVE A BLESSED NIGHT! SEE YOU ALL IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

Youtube:     https://www.youtube.com/watch?v=o50ZEhMIyn4

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Kickstart a Frugal 2025 With These 9 Expert Money Challenges

Kickstart a Frugal 2025 With These 9 Expert Money Challenges

Cara Danielle Brown   Sun, January 5, 2025 GOBankingRates

 If you indulged in a bit too much online shopping or partook in a few too many girls’ trips in 2024, you may be looking to start 2025 on a more financially savvy note. After all, those Steve Maddens were undoubtedly cute, but ordering 10 different styles may have been overkill.

Since it’s never a bad idea to build better financial habits, cut unnecessary expenses, and boost savings, GOBankingRates put together nine ways for you to kickstart a frugal 2025, according to some expert penny pinchers.

Kickstart a Frugal 2025 With These 9 Expert Money Challenges

Cara Danielle Brown   Sun, January 5, 2025 GOBankingRates

 If you indulged in a bit too much online shopping or partook in a few too many girls’ trips in 2024, you may be looking to start 2025 on a more financially savvy note. After all, those Steve Maddens were undoubtedly cute, but ordering 10 different styles may have been overkill.

Since it’s never a bad idea to build better financial habits, cut unnecessary expenses, and boost savings, GOBankingRates put together nine ways for you to kickstart a frugal 2025, according to some expert penny pinchers.

52 Week Challenge

Proving that a little bit adds up over time, Joy Wrenn, founder of FrugalCreativeLiving.com, suggests saving money each week for all 52 weeks of the year. Start small with $1 the first week … then add an additional $2 the second week until you finally add an additional $52 the last week of the year.

At the end of 52 weeks, you will have accumulated $1,378 which can be put towards retirement or other investments. This small, weekly contribution is a consistent way to build savings without it feeling like too much of a financial strain.

Negotiate Discounts

“Call your phone, cable, or internet providers, and every monthly or annual plan you have and ask for discounts,” said Laurie Hise, founder at Passionate Penny Pincher. Sometimes it’s as simple as just asking to put on those big boy pants. “Don’t hesitate — many companies are willing to offer better rates to retain customers.”

No-Spend Month Challenge

TO READ MORE:  https://www.yahoo.com/finance/news/kickstart-frugal-2025-9-expert-160015237.html

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