Money Stress Is Linked to Poor Financial Wellness, Advisors Can Help
Wola Odeniran Fri, July 22, 2022
New research from T. Rowe Price shows that your level of financial stress can connect with your financial wellness. In fact, retirement plan participants who report stress related to debt are saving less for retirement than those who are not stressed. Let's take a look at how money stress can be a sign of poor financial wellness.
A financial advisor could help you create a financial plan to get on a stress-free path to managing your money.
Retirement Plan Participants Are Stressed About Money
T. Rowe Price says that your path to a successful retirement starts with financial wellness. This includes paying your bills on time, being prepared for emergencies, and making sure you have access to information and tools that can track your financial decisions and hold you accountable.
But research from the global investment firm shows that retirement plan participants are stressed about debt. And this is causing them to save less than those who are not stressed. The research shows that stress stems from several financial factors, including debt, budgeting and health care expenses.
According to the study, 33% of respondents are struggling to stick to their monthly budgets. Roughly one-third of those with student loan debt are having issues repaying it. And 20% of respondents are similarly struggling to pay off credit card debt or home equities.
Research also shows that this financial stress is taking a toll on young folks, women and racial minorities.
Among survey participants, 73% of workers age 30 and younger reported moderate to high levels of stress related to budgeting, while only 40% of older workers age 50 and older reported the same stress.
Research also shows that women are 26% more likely than men to experience higher levels of financial stress, specifically as it relates to debt, budgeting, nonretirement savings and health care expenses.
When it comes to race, the study found that Black and Latino workers are 34% and 40%, respectively, more likely to experience higher levels of debt-related stress than white workers.
Overall, 25% of respondents believe they will have to lower their standard of living in retirement.
How High Financial Stress Predicts Financial Wellness
To continue reading, please go to the original article here:
https://news.yahoo.com/money-stress-linked-poor-financial-153548429.html
Emailed to Recaps~ Thank you David
Reset Intelligence: Iraq Puts Its Banks on Overtime.
By Reset Intelligence | @EXIT_FIAT
Iraq's Central Bank has put the country's banks on holiday hours to clear transfers abroad, and four banks now open on Fridays.
Its adviser says about $3 billion of transfers booked before the October 7 rate change was paid at the old rate.
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
RV Excerpts from the Restored Republic via a GCR Update as of Wed. 21 Oct. 2026
Compiled Wed. 21 Oct. 2026 12:01 am EST by Judy Byington
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WHILE THE WORLD HOLDS ITS BREATH, THE NEW QUANTUM FINANCIAL SYSTEM IS INFILTRATING THE OLD INFRASTRUCTURE. EVERYTHING YOU WERE TOLD WAS IMPOSSIBLE IS HAPPENING RIGHT NOW BEHIND CLOSED DOORS.
Mps Warn Of Delaying The 2027 Budget And Call For Sending It Before The End Of The Legislative Term
Money and business Economy News _ Baghdad The deputies of the government called for speeding up the sending of the draft federal budget law for 2027 to the House of Representatives before the end of the second legislative term on the first of next November, warning of the repercussions of the delay in its approval on the implementation of service and development projects and financial obligations.
Good Morning Dinar Recaps,
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U.S. Treasury Tells Iraq To Close Iran Border! Dinar Impact?
The Dinar Den: 10-21-2026
Recently, Stephen, the knowledgeable host of The Dinar Den who has been actively investing in the Iraqi Dinar since 2011, shared a crucial update regarding sweeping changes in Iraq’s financial oversight and international trade routes.
In his latest broadcast, Stephen breaks down a major development involving the Iraqi government, the United States Treasury Department, and neighboring Iran, offering valuable perspective for long-term investors tracking the currency’s potential economic stability.
MilitiaMan & Crew: Why a REER Makes Sense – The Record From Shocks to Systems
10-21-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Follow MM on X == https://x.com/Slashn
CBI Foreign Reserves Rise To $81.5B In August
2026-10-21 06:18 Shafaq News- Baghdad Iraq's foreign reserves rose to $81.538 billion at the end of August 2026, up from $80.633 billion a month earlier, according to Central Bank of Iraq (CBI) data released on Wednesday. The gain of about $905 million followed four straight monthly declines from April through July, according to the data reviewed by Shafaq News. Reserves are still $15.894 billion below the $97.432 billion recorded at the end of 2025, a drop of about 16.3% over the first eight months of the year.
Avoid These 4 Common Mistakes When You Get Rich Overnight
September 4, 2025 by Laura Bogart GoBankingRates
You’re about to score a financial touchdown. Maybe you’ve crushed it at work and landed a sweet promotion. Perhaps you’ve won a lottery or stumbled into a side hustle that suddenly pays off. As you near the end zone, heart pounding, head full of dreams, you can’t afford (literally) to fumble. Whether you’re blindsided by unexpected taxes or tripped up by bad financial advice, you have a lot to lose if you drop the ball.
Ariel: Iraqi Dinar Update, Acceleration and Recalibration
10-21-2026
Iraqi Dinar Update: Acceleration & Recalibration (Where We Are)
ACCELERATION SEQUENCE POST-IMF, POST-CABINET, POST-TREASURY LIFT — INVESTOR PROJECTION WINDOW
Iraq isn’t moving fast because they’re panicking. They’re moving fast because the infrastructure is finally in place.
Echo X: Is America Entering a Monetary Reset?
10-21-2026
THE GREAT JUBILEE: IS AMERICA ENTERING A MONETARY RESET? | PART 4
NESARA. GESARA. The Federal Reserve. Gold revaluation. A proposed asset-backed Treasury dollar.
For years, people have talked about a Great Monetary Reset. Now we’re seeing real changes in blockchain infrastructure, digital finance, and international monetary policy alongside some very interesting illustrations from the U.S. Debt Clock.
What if the next monetary transformation looks different from what everybody expected?
Bruce’s Big Call Dinar Intel Tuesday Night 10-20-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome, everybody, to Big Talk tonight. It It is Tuesday, october 20, and you're listening to the big call. Thanks everybody for coming in, listening again, being with us for another big call, and we thank you for coming.
Talk about not only where we are or where we want to be, but in the same vein as what Bob mentioned about Melania Trump, President Trump talked today. Let's see. When was today? I caught like two thirds of his speech before he took questions today, and I enjoyed the fact that he brought up the Q phone, and the Q phone is available, and we've known about it for a while now, and we have a few people that have actually demoed one or tried one out and everything.
Good Afternoon Dinar Recaps,
GLOBAL TRADE RESET WATCH: APEC WARNS GROWING IMBALANCES THREATEN ECONOMIC STABILITY
Asia-Pacific finance leaders call for stronger economic coordination as trade imbalances, rising debt and digital investment reshape the global financial landscape.
Emailed to Recaps~ Thank you David
Reset Intelligence: The Dollar Gap Runs Through Iran.
By Reset Intelligence | @EXIT_FIAT
Iraq's Central Bank says trade with Iran is one reason Baghdad's street dollar stays above the bank's rate.
On Tuesday night, an official source said, Baghdad ordered its first crossing with Iran shut, with the rest to follow.
TNT:
Tishwash: The Central Bank extends bank working hours and directs them to open during official holidays.
The Central Bank of Iraq directed banks with outstanding remittances to work on Fridays to avoid delays caused by official holidays, while it completed covering all remittances before the exchange rate change, with a total amount of $3 billion.
MilitiaMan & Crew: CBI Policy Update: What You Need to Know About the IQD
10-21-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Follow MM on X == https://x.com/Slashn
Good Morning Dinar Recaps,
GLOBAL CURRENCY RESET WATCH: ECB SEEKS TO EXPAND THE EURO’S GLOBAL ROLE
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Physical Gold vs. Digital Gold: Which Is the Ultimate Safe Haven?
Published: 05-20-2026
Gold is trading at approximately $4,500 per troy ounce as of May 20, 2026 [World Gold Council]. However, the debate about physical gold vs digital gold matters more than most investors realise — because not all of these products are the same thing. Both show up on a brokerage statement with a dollar value attached. But what you actually own — what you hold, what you control, what survives a real crisis — is a very different story. This isn’t a debate about returns. It’s a debate about what “safe haven” actually means.
KTFA
Tuesday Night Video
FRANK26…10-20-26.....YOU PROMISED
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Iraq Orders Banks to Work OVERTIME! Why Now?
The Dinar Den: 10-20-2026
Stephen: Hey everyone, welcome back to the channel. We have some exciting and breaking news that came out of the central bank of Iraq today. So, I'm going to cover and go over those few articles that I think as dinar investors are um just exciting and I think they are very telling as to what the future might possibly hold.
And I'm gonna tie it all together and share how I think these things could possibly be related to a higher dinar exchange rate.
Coffee with MarkZ, joined by Dr. Scott Young. 10/22/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: Budget update, GESARA? Dr. Scott Young joins us for your questions