50 Ways You’re Throwing Money Away
50 Ways You’re Throwing Money Away
Sabah Karimi Fri, June 11, 2021,
You probably don't realize all the ways you're wasting money and leaving free money on the table -- and these little missteps can add up to big dollar losses. Fortunately, once you're aware of these bad money behaviors, you can take steps to change them. Making small tweaks to your lifestyle and spending habits could pay off in a big way.
Throwing Money Away on Layaway
While layaway might seem like a sensible way to hold onto something you want to buy, it's not always a smart way to net savings. That's because layaway locks you into a certain price and -- if ultimately financed by a credit card -- additional interest charges.
Not Using a High-Interest Savings Account
Having a high-interest savings account can help you grow your money and build an emergency fund more quickly than with a traditional bank account -- so if you don't have one, you're leaving free money on the table.
The average savings account interest rate is 0.09%, according to the Federal Deposit Insurance Corp., but high-interest savings accounts can offer rates that are much higher -- easily reaching over 1.00%, which is quite a difference compared to the average rate.
Trying To Time the Stock Market
When stocks are on the rise, it's tempting to think you're smart enough to know when to get in and out to make a killing. But this move is one of the worst mistakes rookie investors make.
Experts say it's nearly impossible to do this correctly every single time. After all, you need to be right twice -- when you get out of the market and when you get back in.
Ignoring Refurbished Goods
It’s easy to dismiss refurbished electronics as rejects or factory failures. The truth is, many items are returned for trivial reasons, like being the wrong color. Even then, manufacturers subject these returned projects to rigorous tests. And the difference in price between refurbished and new usually starts at 10% and can be as much as 50%.
Closing the Box on 'Open Box' Savings
A great way to save money when shopping online marketplaces such as eBay is to see if a vendor has cheaper, brand-new "open box" products, which are returned items that have been inspected and put back on shelves by retailers.
Paying Full Price for Gas
To continue reading, please go to the original article here:
https://finance.yahoo.com/news/50-ways-throwing-money-away-220000548.html
Al-Mustaqilla reveals: The Central Bank of Iraq is discussing removing zeros from the dinar
Al-Mustaqilla reveals: Removing zeros from the Iraqi dinar is under discussion within the Central Bank
August 19, 2026Last updated: August 19, 2026
The Independent - The eyes of economic and banking circles in Iraq are turning to the Central Bank of Iraq, amid information about internal discussions regarding the project to remove zeros from the Iraqi dinar and modernize the currency and the monetary and banking system, in a step that, if the decision is made to proceed with it, will be one of the biggest monetary transformations in the history of modern Iraq.
IRAQ & CURRENCY UPDATE: Clarity Act, China Conflict & What Comes Next? | Mark Z & Zester
Jon Dowling: 8-19-2026
The global financial landscape is undergoing a profound transformation, driven by technological evolution and shifting geopolitical alliances.
In a recent episode of the Jon Dowling podcast, viewers were treated to a deep dive into these systemic changes. Featuring veteran commentator MarkZ and blockchain expert Zester, the episode explores the complex dynamics of currency reforms, international trade realignments, and the integration of blockchain technology into the global monetary infrastructure
KTFA
Wednesday Night Video
FRANK26…8-19-26…..SHUT UP !!!
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Foreign Buying of US Treasuries Just Fell 88% in a Single Month
Notes From the Field By James Hickman (Aimon Black / Sovereign Man) August 19, 2026
If you were to head to Bloomberg, CNBC, or Yahoo Finance this morning and see virtually all green across the board in US markets, you wouldn’t think it’s a sad day for America.
And yet, despite stocks being up and investors positively effervescent, it is indeed a sad day, because today marks the first real capitulation by the Treasury Department.
Oil Rises For Fourth Day On Hormuz Concerns
2026-08-19 Shafaq News Oil prices climbed for a fourth straight day on Wednesday as investors weighed conflicting messages from Tehran and Washington on whether the Strait of Hormuz is open to ships.
Brent crude futures climbed 69 cents, or 0.8%, to $91.71 by 0415 GMT, while U.S. West Texas Intermediate crude futures were up 76 cents, or 0.9%, to $85.70 a barrel.
The Shakeout Has Begun. Will Dinar Investors Win ?
The Dinar Den: 8-18-2026
Navigating the complex landscape of international finance and foreign exchange requires a steady hand, a deep understanding of macroeconomic policy, and a healthy dose of patience.
This is especially true for those following the developments of the Iraqi dinar (IQD). Recently, Stephen, the seasoned host of The Dinar Den and an active investor in the dinar since 2011, released a comprehensive commentary addressing the latest wave of confusion surrounding Iraq’s potential currency reforms.
Globalists Are Planning For Economic Reset | Alex Newman
Liberty and Finance: 8-18-2026
AI data centers are rapidly expanding across America, but Alex Newman warns the consequences could go far beyond higher electricity bills and massive energy & water consumption.
He argues that the push to hyperscale AI infrastructure could accelerate a dangerous combination of private credit, government subsidies, surveillance technology, and financial instability.
Bruce’s Big Call Dinar Intel Tuesday Night 8-18-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
(Bruce’s segment was very long but most of the time was focused on his info about the holographic H A L O holographic medical beds and his Humanitarian Projects post RV)
So welcome everybody. Glad to have you here tonight. We'll see how everything goes tonight. I'm making a recovery physically, getting stronger, and hopefully be speaking tonight or tomorrow. I hope I can get it all back. So, for those of you listening, thank you for your prayers.
All right, guys, time to get into the Intel segment. All right, I want to talk about a couple of things. One thing is interesting. I did not know until Jeanie mentioned it in her prayer tonight about Indonesia, I I'm really basically staying away from the news. I catch a little bit here and there, and I'm very specific. I go to Newsmax and One America News. That's it.
Good Afternoon Dinar Recaps,
Treasury Steps In as the Bond Market Sends a Warning to Washington
The U.S. Treasury is dramatically increasing its long-term bond buybacks as yields surge, while the Federal Reserve remains divided over inflation and the possibility of future rate hikes
Ariel: This is an Easy One for the Normies and Investors alike
8-19-2026
Renee:If millions of people are holding large amounts of dinar and suddenly every 25,000 dinar note can be exchanged for tens of thousands of U.S. dollars… Who absorbs that liability? That’s the part I want explained. WHO. PAYS. THE. MONEY? Bring numbers.
This Is An Easy One For The Normies & Investors Alike:
I Got This Answer Way Back In 2013.
Coffee with MarkZ, joined by Papa Dave and Zester. 08/19/2026
MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions
MZ: Zaidi's support continues to grow, Oil, Iran, World power, and so much more today. Zester joins to talk crypto and WYST (Wyoming stablecoin token?)
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY
TNT:
Tishwash: Two million barrels since the beginning of August... Iraq opens alternative routes for its oil exports
Anbar Alliance leader Mohammed al-Dhari al-Dulaimi revealed on Wednesday that Iraq has exported approximately two million barrels of oil since the beginning of August via the Ceyhan pipeline in Turkey and by tanker trucks to Syria and Jordan.
Al-Dulaimi told the Information Agency that “crude oil exports via the Ceyhan pipeline and by tanker trucks through the Trebil border crossing with Jordan and the al-Walid crossing in western Anbar have reached unprecedented levels, exceeding two million barrels since the beginning of August.
"Reform or monetary gamble?" The National: Fears that removing zeros will disrupt markets and shake confidence in the dinar
Baghdad - One News A report by The National has brought the issue of removing zeros from the Iraqi dinar back to the forefront, amid what officials described as serious discussions within the Central Bank, at a time when Iraq is facing increasing pressure on the budget and a decline in oil revenues.
Good Morning Dinar Recaps,
When Higher Yields No Longer Guarantee a Stronger Dollar: Global Finance Enters a New Risk Phase
U.S. Treasury yields remain near multi-decade highs while oil approaches $92 and the dollar weakens—creating a difficult new equation for central banks, governments and global investors.
Stephanie Starr: Big Piece of Monetary Reform for Iraq
8-18-2026
Now watch the CBI.
Redenomination restructures the currency.
Revaluation changes its value.
The question is whether Iraq intends to do BOTH.
KTFA
Tuesday Night Video
FRANK26…8-18-26…LD’s NEXT
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Good Evening Dinar Recaps,
BRICS Moves From Talk to Infrastructure: The Next Phase of Global Finance
India is pushing a practical step toward a more multipolar financial system as BRICS members explore linking local-currency payment networks and central-bank digital currencies.
The Iraqi Dinar: Between Adjustment And Impact... Urgent Parliamentary Messages To The Prime Minister
Baghdad Today - Baghdad MP Saud Al-Saadi called on the government today (August 17, 2026) to clarify the legal and economic basis for the decision to remove zeros from the Iraqi dinar, according to an official document seen by Baghdad Today
Reset Intelligence: Iraq to Remove the Three Zeros from the IQD
8-17-2026
Iraq to Remove the Three Zeros from the IQD
By Reset Intelligence | @EXIT_FIAT
On Saturday night, Iraq’s Minister of Communications, Mustafa Sanad, went on the iNews channel and told the country the decision has been issued: the currency is changing and the three zeros are coming off the dinar.
Good Morning Dinar Recaps,
The Dollar Falls as Treasury Steps In: A New Risk Equation Emerges for Global Finance
The U.S. Treasury is increasing long-term bond buybacks as investors question the sustainability of high borrowing costs — while the dollar weakens and oil prices add another layer of inflation pressure.