4 Steps To Improve Your Financial Wellness
The Other Form of Self-Care: 4 Steps To Improve Your Financial Wellness
Gabrielle Olya Wed, November 3, 2021,
A recent Ellevest study found that financial stress is actually making women sick. Nearly half of women (49%) say that money stress has affected their mental and emotional health, and nearly 40% have become physically ill due to money stress. That’s why it’s so important to practice financial self-care. To find out how to actually do this, we spoke with Kerry Keihn, financial advisor and director of operations of Earth Equity Advisors. Here’s what she recommends for improving your financial wellness.
The most important thing to know is that you are not alone in your struggle to understand your finances. It has nothing to do with your intelligence — the financial industry has basically crafted its own language to make things more difficult to understand.
If you like to handle your finances yourself, there are a growing number of resources that help make it easier. Don’t burn yourself out trying to decipher financial jargon when you can go to sources like Investopedia or GOBankingRates. These resources have different articles and calculators to help guide you through anything from what is the best credit card for your needs to whether or not it makes sense to refinance (and what refinancing means). Your local cooperative extension office may also offer free or low-cost financial education courses, which can be very helpful.
If you are working with a financial professional and they are not making things clearer for you, it’s probably time to find a new advisor. Look for someone whose values align with yours and who speaks clearly and transparently, so you don’t leave your conversations with them feeling more confused than when you started.
Another important step is setting yourself up for financial success. This can greatly help alleviate worries. What are some ways to do this?
When it comes to setting yourself up for success, one of the most helpful things is to know what you’re spending versus what you’re earning. While you can make your own budget in a spreadsheet or on a piece of paper, there are a lot of free budgeting tools available, like Mint, which can automatically categorize your spending and draft a budget for you to adjust. For most of us, there are so many expenses, it can be incredibly difficult to mentally track all of them, which can lead to feelings of anxiety and stress.
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https://news.yahoo.com/other-form-self-care-4-120054409.html
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
RV Excerpts from the Restored Republic via a GCR Update as of Wed. 26 Aug. 2026
Compiled Wed. 26 Aug. 2026 12:01 am EST by Judy Byington
Judy Note:“A Midnight Window was opening, with all systems Green.” …Tier4b ISO20022 on Telegram Tues. 25 Aug. 2026
Good Morning Dinar Recaps,
Oil Falls, but the Global Financial System Is Still on Alert: Iran, Inflation and Central Banks Reprice Risk
Oil prices are falling on renewed hopes for a reopening of the Strait of Hormuz—but the underlying financial risks created by the U.S.-Iran conflict have not disappeared. Energy prices, inflation expectations, Treasury yields and central-bank policy remain tightly connected.
Between Advantages And Repercussions... An Expert Reveals To "Baghdad Today" The Details Of Removing Zeros From The Dinar
Baghdad Today – Baghdad Professor of International Economics, Nawar Al-Saadi, revealed today (Tuesday, August 25 , 2026) the importance and repercussions of "removing zeros" from the Iraqi currency.
Al-Saadi told Baghdad Today that “the principle of removing zeros, if implemented in a scientific and well-thought-out manner, can contribute to simplifying monetary and accounting transactions, facilitating payment processes and digital transformation, and reducing the volume of banknotes in circulation, in addition to the possibility of using the process as part of a broader reform to bring cash funds outside the banking system back into the official financial cycle.”
TNT:
Tishwash: The Central Bank of Iraq reveals the amount of local currency in circulation.
Data from the Central Bank of Iraq’s economic indicators revealed on Tuesday that the total currency issued by the bank in the markets rose to 111.189 trillion dinars by the end of June 2026, compared to 99.799 trillion dinars at the end of 2025, an increase of about 11.4 trillion dinars.
According to data seen by Shafaq News Agency, net currency outside banks reached 101.966 trillion dinars at the end of last June, compared to 92.560 trillion dinars at the end of 2025, an increase of about 9.4 trillion dinars.
KTFA
Tuesday Night Video
FRANK26….8-25-26….OUR GUEST IS WALKINGSTICK
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Exclusive To Kurdistan 24: US Pressure On Baghdad To Expedite The Removal Of Zeros From The Dinar To Curb Money Laundering
Erbil (Kurdistan24) - Informed sources told Kurdistan24 today that the United States is exerting increasing pressure on the Iraqi government to expedite the implementation of the "removal of zeros from the Iraqi dinar" project, with the aim of crippling the movement of funds smuggled abroad and recovering cash liquidity hoarded through illegal means.
Congress Built This Mess. They’ve Made Sure They Don’t Live In It.
Notes From the Field By James Hickman (Simon Black / Sovereign Man)August 25, 2026
King Hammurabi of Babylon had a simple rule for home builders: if the house you built collapsed and killed its owner, you were put to death.
That was law #229, carved in stone almost 4,000 years ago. And some version of this rule has existed for most of human history. Even to this day, it’s a tradition among architects to spend the night under a bridge they designed to prove that it’s safe.
MASSIVE NEWS DAY For Dinar Investors!
The Dinar Den: 8-24-2026
At the heart of the latest discussion is Iraq’s steady march toward complete economic and political sovereignty. The hosts of The Dinar Den point out that recent geopolitical shifts—most notably a apparent decline in external regional influences, such as Iran’s historically strong leverage over Iraqi fiscal policy—are paving the way for Iraq to reclaim full autonomy over its monetary decisions.
This transition is further emphasized by the highly anticipated drawdown of the U.S. military presence, with sources pointing toward key milestones around September 30th.
Rob Cunningham: The New Global Monetary System
8-25-2026
I would size the mature “all-in” global dollar liquidity layer at roughly $250–$500 trillion, with about $350 trillion as a defensible central scenario – and a plausible extreme-state requirement approaching $750 trillion+ if tokenization, collateral mobility, machine commerce and reserve demand expand as aggressively my thesis assumes.
On August 24, the White House formally announced Operation Economic Outcast, explicitly framing Iran’s choice as either “complete global isolation” or a path to rejoin the global economy.
Iraq Considers Currency Change and Dinar Redenomination as Parliament Seeks to Delay Draft Law
25-08-2026 Peregraf — Iraq is considering a major currency reform that would involve replacing existing banknotes and potentially removing zeros from the Iraqi dinar, but the Parliamentary Finance Committee has asked the government to postpone legislation on the proposal until its economic, legal and financial implications are studied in greater detail.
Good Afternoon Dinar Recaps,
BRICS Builds the Plumbing for a More Multipolar Financial System
The most consequential part of the BRICS financial story may not be a new currency. It may be the payment infrastructure being built underneath global trade.
Reset Day Is Coming — Here’s What Happens to Your Money, Debt & Home (How to Prep)
Daneila Cambone and Taylor Kenny: 8-24-2026
In today’s interview, Daniela Cambone speaks with ITM Trading’s Taylor Kenney about what “Reset Day” could mean for your savings, debt, and home and how to prepare before the rules change.
History often provides clear indicators when monetary systems come under structural strain. During the conversation, Taylor Kenney highlights firsthand accounts and real-world examples of past currency crises, such as the economic devaluations experienced in Mexico.
Majeed KSA: The Plan is the RV for August 31st
8-25-2026
This is just my guess.
RV might happen on August 31.
It would be the 107th day for the new Prime Minister in office.
Reset Intelligence: Will the Dinar Strengthen or Collapse?
8-25-2026
Will the Dinar Strengthen or Collapse?
By Reset Intelligence | @EXIT_FIAT
Over one weekend, Iraq moved the currency question out of the committee rooms and onto the evening news.
Iraq Finance Committee Recommends Postponing Dinar Redenomination Vote
Daban Mohammed At a Glance
The Iraqi Finance Committee officially advises delaying the vote on removing zeros from the dinar.
Replacing banknotes without deleting zeros remains under the independent authority of the Central Bank.
Redenomination requires brand-new laws to amend civil, commercial, and penal codes across Iraq.
Good Morning Dinar Recaps,
When the Treasury Is No Longer Just a Safe Haven: The Bond Market Reprices U.S. Debt Risk
The U.S. Treasury market remains the world’s most important safe-haven market—but rising long-term yields, record federal debt and growing reliance on Treasury intervention are forcing investors to reconsider how they price U.S. fiscal risk.
TNT:
Tishwash: The parliamentary legal committee submits 40 draft laws to the parliament's presidency.
The parliamentary legal committee confirmed on Monday that it had submitted about 40 draft laws to the Speaker of Parliament, while clarifying the constitutional and procedural differences between draft laws and proposals.
Committee member Thaer Al-Kaabi told the official agency, as reported by 964 Network , that “the committee has completed submitting approximately 40 draft laws to the Council Presidency to proceed with their legislation,” indicating that a number of them have been read, most notably the Lawyers Law and the Notaries Public Law, as well as the reading of the Minors Care Law, which are qualitative and important legislations targeting a wide segment of the Iraqi people.”
KTFA
Monday Night Video
FRANK26….8-24-26…..NEW RATE AND LD’S ARE THE SAME
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Basra Oil Service Firms Threaten To Halt Work Over Currency Losses
2026-08-24 Shafaq News- Basra Private companies working in Basra's oil sector threatened on Monday to suspend operations and lay off more workers, protesting that payments on their dollar-denominated contracts are being settled in Iraqi dinars at the official exchange rate.
Coffee with MarkZ, joined by Andy Schectman and Zester. 08/26/2026
MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions
MZ: After years of stalling, things are moving. World order changing, WTO, Oil prices, and Columbia gets tough.
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY