4 Steps To Improve Your Financial Wellness
The Other Form of Self-Care: 4 Steps To Improve Your Financial Wellness
Gabrielle Olya Wed, November 3, 2021,
A recent Ellevest study found that financial stress is actually making women sick. Nearly half of women (49%) say that money stress has affected their mental and emotional health, and nearly 40% have become physically ill due to money stress. That’s why it’s so important to practice financial self-care. To find out how to actually do this, we spoke with Kerry Keihn, financial advisor and director of operations of Earth Equity Advisors. Here’s what she recommends for improving your financial wellness.
The most important thing to know is that you are not alone in your struggle to understand your finances. It has nothing to do with your intelligence — the financial industry has basically crafted its own language to make things more difficult to understand.
If you like to handle your finances yourself, there are a growing number of resources that help make it easier. Don’t burn yourself out trying to decipher financial jargon when you can go to sources like Investopedia or GOBankingRates. These resources have different articles and calculators to help guide you through anything from what is the best credit card for your needs to whether or not it makes sense to refinance (and what refinancing means). Your local cooperative extension office may also offer free or low-cost financial education courses, which can be very helpful.
If you are working with a financial professional and they are not making things clearer for you, it’s probably time to find a new advisor. Look for someone whose values align with yours and who speaks clearly and transparently, so you don’t leave your conversations with them feeling more confused than when you started.
Another important step is setting yourself up for financial success. This can greatly help alleviate worries. What are some ways to do this?
When it comes to setting yourself up for success, one of the most helpful things is to know what you’re spending versus what you’re earning. While you can make your own budget in a spreadsheet or on a piece of paper, there are a lot of free budgeting tools available, like Mint, which can automatically categorize your spending and draft a budget for you to adjust. For most of us, there are so many expenses, it can be incredibly difficult to mentally track all of them, which can lead to feelings of anxiety and stress.
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TNT:
Tishwash: Al-Khafaji told: The cabinet will be finalized and voted on next Thursday.
Member of Parliament Miqdad al-Khafaji predicted that the cabinet formation process would be finalized and voted on in Parliament next Thursday.
Al-Khafaji told Al-Mada in an exclusive interview that “the end of this week will be the expected date for finalizing the cabinet and voting on it.”
Emailed to Recaps~ Thank you David
Reset Intelligence: Iraq Drops the Borrowing Law
By Reset Intelligence | @EXIT_FIAT
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The same weekend, a headline claimed Iraq is about to devalue the dinar. The lawmaker it quotes said herself it is not a final decision.
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Good Morning Dinar Recaps,
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Kana Norimoto , Managing Director of Asset Allocation Research , Fidelity Investments
Rising yields may be signaling a new regime for markets.
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What investors are seeing in Treasury markets is less about a single concern or a looming crisis, and more about a confluence of factors that are reshaping global markets.
KTFA
Sunday Night Video
FRANK26….10-4-26….TIME FOR TRILLIONS INTO BILLIONS
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Rob Cunningham: Do we Actually Own What we Paid for?
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Algerian President Violates IMF Expectations
Money and business Economy News - Follow-up Algerian President Abdelmadjid Tebboune has broken with the expectations of the International Monetary Fund (IMF) regarding some economic indicators for his country, which he stressed that it is looking to collect at least $ 50 billion annually.
Good Afternoon Dinar Recaps,
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Gold and the Fed, Judy Shelton Appointment in Treasury, Six Banks
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TNT:
Tishwash: The House of Representatives will resume its sessions on Sunday and Monday to vote on and discuss a package of laws and international
The House of Representatives will resume its sessions tomorrow, Sunday, and the day after tomorrow, Monday, with two agendas that include voting and discussing a number of draft laws and proposals.
According to the two agendas, the council will vote in its twenty-third session on a proposal to amend the Landlords Law.
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ARE WE THERE YET?
IRAQ
The map is being redrawn.
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Good Morning Dinar Recaps,
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KTFA
Saturday Night Video
FRANK26…10-3-26…..ANOTHER GREAT ANNOUNCEMENT
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Rob Cunningham: Humanity’s Relationship with Money
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Starring Judy Garland & Judy Shelton (a 3 part tale worth sharing!)
Dorothy woke up one morning and discovered she had been born inside a castle
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Coffee with MarkZ. Monday 10/05/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: New week and some are panicking while others are getting excited. 1 to 1500, factions, Iranian policy seems to be coming to a head, and other worldwide craziness to start the week.