36 Things That Are Worth the Money
36 Things That Are Worth the Money
These are the products and experiences worth splurging on.
By Jaime Catmull
It's always tempting to look for the best deal, but some things are simply worth splurging on — even if you're on a budget. As you decide when to spend and when to save, consider where quality matters to you and which experiences are on your to-do list.
I spoke to financial experts and business leaders to get insight into their thoughts on the best ways to spend money. Some of these recommendations -- like international travel -- might not be realistic now, in the middle of a pandemic, but they're still worth keeping in mind for the future. These are the purchases experts say you won't regret.
Hiring a Virtual Assistant
Anthony Clervi, managing partner at Una, said investing in a virtual assistant can be "invaluable." Hiring an efficient assistant to take care of administrative tasks enables you to focus more on the aspects of your work that need your attention and could help shave hours off your workweek.
Virtual assistants typically cost an average of about $16 an hour, according to PayScale.
Working Out With a Personal Trainer
Personal trainers cost an average of $26 per hour, PayScale reports. This might seem like an unnecessary expense, but personal trainers can help you meet fitness goals that you might not be able to achieve on your own — and you can't put a price on your health. The benefits of hiring a trainer include a personalized workout, detailed instruction, motivation, accountability, a variety in your workouts and efficiency, according to Livestrong.
"Hiring a fitness coach is absolutely worth the investment and here's why: If you're Batman, your physical body is your Batmobile, which means it's the vehicle that not only allows you to move and perform optimally as a human being, but keeps you feeling confident and attractive when you look in the mirror each day," said Andrew White, co-founder of IVRY Fitness. "We pay for tons of things in life that function purely for our own entertainment, so why not flip the script and invest in yourself?"
If a personal trainer is out of your budget, do the next best thing and join a gym.
"I find having a gym membership to be worth spending money on," said Anna Barker, founder of the personal finance website LogicalDollar. "Although it's true that there are plenty of free exercise options on the internet these days, having all the equipment that the gym offers can make these workouts far more effective, which is perfect when I may be short on time. Paying money for the gym is also a good motivation to go to avoid wasting your membership fees."
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TNT:
Tishwash: A conditional "green light"... Has Washington approved al-Zaidi's government?
The completion of the government formation and the entry of figures affiliated with armed factions into the race for portfolios and positions has revived the debate about the future of those forces after the withdrawal of US forces, and the limits of Washington’s influence on Iraqi political decision-making, coinciding with demands to strengthen air defenses and take international action against any violation of the country’s sovereignty.
Bessent, Shelton, China, Gold & Inflation – Bill Holter
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Financial writer and precious metals expert Bill Holter (aka Mr. Gold) heard alarm bells ring when Judy Shelton, a top gold expert, was hired recently to be an advisor to Treasury Secretary Scott Bessent, who is a top currency expert.
The national debt has exploded to $40 trillion with no sign of ever paying any of it back. Holter says, “President Trump said the quiet part out loud when he said earlier this month, ‘Certain levels of inflation will also pay off that debt very rapidly. Very rapidly.’ The whole idea is if you create inflation, you are cheapening the currency.
The US State Department Told One News: We Support Al-Zaidi's Efforts To Consolidate Iraq's Sovereignty And Strengthen The Partnership With Washington
Exclusive - One News - 10/14/2026 The US State Department announced its support for Iraqi Prime Minister Ali Faleh al-Zaidi’s efforts to consolidate national sovereignty and enable Iraq to exercise its independent decision-making, stressing Washington’s aspiration for a new phase of bilateral relations based on full partnership and the achievement of common interests.
Good Morning Dinar Recaps,
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Washington is pressing the World Bank and IMF to reshape energy financing, critical-mineral development, and economic oversight, highlighting a growing debate over who sets the priorities for the next phase of global finance.
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The U.S. dollar and gold have a well-documented inverse relationship — and right now, with gold at $4,690 and silver at historically unprecedented price levels, that relationship is doing exactly what it’s supposed to do. The dollar is weakening structurally. Precious metals are the direct beneficiary.
The Fed’s Retreat Exposes the Real Monetary Reset
Miles Harris: 10-15-2026
The landscape of American fiscal policy is undergoing a significant transformation, marked recently by the appointment of Judy Shelton as a counselor at the United States Treasury.
This move signals a potential shift in how the nation views its currency, its debt, and its role in an increasingly digital global economy.
KTFA
Wednesday Night Video
FRANK26…10-14-26…INSIDE 2% !!!
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Al-Aboudi: A Government Plan To Reach The Dollar Price In The Parallel Market To 1550 Dinars
Money and business Economy News _ Baghdad The spokesman for the Iraqi government, Haider al-Aboudi, on Wednesday, a government plan to reach the price of the dollar in the parallel market to 1550 dinars, while pointing out that the previous transfers to adopt the current exchange rate was secured allocations in light of the previous price.
What Backs the US Dollar? Not Gold Not Silver
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So what backs the US dollar, if not gold or silver? The answer has been the same since August 15, 1971: nothing physical. The dollar is a fiat currency — from the Latin fiat, meaning “let it be done.” Its value rests on a government declaration that it is legal tender. Beyond that, it rests on trust.
Rob Cunningham: What if the Greatest Wealth System in History is Being Created
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Scott Bessent, Gold & The Iraqi Dinar… Is Something BIG Coming?
The Dinar Den: 10-13-2026
The global financial landscape is currently undergoing a period of significant transformation as policymakers and economists reconsider the foundations of modern monetary systems.
Recent discussions, such as those featured on The Dinar Den hosted by Stephen, suggest that we may be approaching a global financial reset.
Bruce’s Big Call Dinar Intel Tuesday Night 10-13-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome, everybody, to the big call tonight. It is Tuesday, October 13, and you're listening to the big call. Thanks for tuning in, everybody. Again, and we appreciate that very much.
All right. Let's dig this. Let's go into the intel segment, and I got a lot of information yesterday, primarily, and some today. And so the biggest thing we're trying to do is confirm what we're hearing from various sources of our sources.
Good Afternoon Dinar Recaps,
GLOBAL FINANCIAL RESET WATCH: UK CALLS FOR FUNDAMENTAL REFORM OF THE GLOBAL FINANCIAL SYSTEM
Britain is pushing for a new approach to developing-country debt, private investment, and climate resilience as international leaders confront growing financial pressures and debate the future of global economic cooperation.
TNT:
Tishwash: The Association of Private Banks reveals three pillars for banking reform.
The Association of Private Banks revealed on Monday three pillars of banking reform, noting that the banking reform plan is reviewed every six months.
The association’s executive director, Ali Tariq, told the Iraqi News Agency (INA): “The Central Bank has launched a central reform plan for 2025-2027, and this plan concerns private banks, which must implement it on several axes, including governance, the work plan, financial indicators, in addition to compliance and combating money laundering.”
BOND MARKET CRISIS: Is the U.S. Secretly Preparing for a Gold Reset? | Andy Schectman
Liberty and Finance: 10-13-2026
America added more than $2.3 trillion in debt in a single fiscal year, while annual interest payments have climbed to $1.1 trillion.
Andy Schectman warns that rising Treasury yields could trigger a chain reaction across stocks, banks, pensions, and real estate.
Ariel: For those Who Want to Know
10-14-2026
Iraq’s 2027 budget is written in IQD because that’s the endgame sovereign currency, gold-backed, revalued, black market eliminated.
But you don’t get there overnight. Right now Iraq still runs a dual-currency economy. USD circulates alongside IQD.
The black market exchange rate exists because there’s a gap between the official rate and the street rate. That gap is the problem.
Reset Intelligence: Who Is Joining Iraq's Government?
By Reset Intelligence | @EXIT_FIAT
On Thursday Iraq's parliament votes on the last empty seats in Prime Minister Ali al-Zaidi's government, and on four new deputy prime ministers.
One of the nominees put forward is Laith al-Khazali, a senior figure in Asaib Ahl al-Haq whom the US Treasury sanctioned in 2019.
CBI Defends Dinar Devaluation, Cites Strong Reserves
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Speaking at the Middle East Research Institute’s MERI Forum 2026 in Erbil, Nima said disruptions around the Strait of Hormuz had sharply reduced oil revenue, with the effects emerging in May and June because of deferred payments for oil sales. He put oil’s share of government revenue at more than 93%.
Good Morning Dinar Recaps,
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Emailed to Recaps ~ Thank you David
Reset Intelligence: Iraq Targets One Unified Exchange Rate
10-15-2026
Iraq Targets One Unified Exchange Rate
By Reset Intelligence | @EXIT_FIAT
Iraq’s government says it plans to bring the dollar’s street price in Baghdad down to 1,550 dinars in the near term, backed by the Central Bank’s reserves.
That is 30 dinars above the bank’s public rate of 1,520.