25 Things You Should Never Do With Your Money
Avoid these big money mistakes and keep more of your cash.
By Roger Wohlner November 6
There is possibly an endless list of things you shouldn’t do with your money. But from bad habits to decisions based on wishful thinking, some of the bigger missteps can really cost you. To find out the biggest money mistakes you should avoid, GOBankingRates asked financial experts for their best advice.
Never Cash Your Paycheck Right Away
If you cash your paycheck right away, you might burn through it too quickly. “You will most certainly spend it all if you cash your paycheck rather than have your employer directly deposit it into your bank account,” said Barbara Friedberg, a personal finance consultant. “Even better is to automatically transfer a percent of your paycheck into a retirement investment account and direct-deposit the remainder into a bank account.”
One advantage of having a workplace retirement plan, such as a 401(k), is that money is automatically deducted from your pay and invested. You don’t see it, so you won’t spend it. You can use a budgeting template to get the most mileage out of your paycheck.
Never Fall For 'Special' Finance Deals You Can’t Afford
Promotional finance offers that provide zero or low interest rates on a big purchase might sound like a great deal — until you wind up paying more than you expected. That’s what happened to Grayson Bell, founder of personal finance website Debt Roundup.
“Don’t finance a new vehicle, or watercraft in my case, based on the low promotional monthly payment,” he said. “I financed a new $10,000 Jet Ski with no money down and no real way to pay for it based on a radio ad promoting a super low $69 per month payment. What I didn’t read was the rate was only for two years, then it changes to include retroactive interest based on the loan amount.”
“Those financing deals can ruin you if you’re only looking at the monthly payment,” he continued. “Go through the math and read all of the fine print. They get you in with the low monthly payments, but keep you paying for much longer than you anticipated.”
Never Co-Sign a Loan You Can’t Afford
To continue reading, please go to the original article here:
https://www.gobankingrates.com/saving-money/savings-advice/things-should-never-do-with-money/#2
Stephanie Starr: Cybersecurity Alert for Major US Banks
10-23-2026
CYBERSECURITY ALERT — OCT. 22
Major U.S. banks are confronting unauthorized third-party AI agents accessing customer accounts.
Axios reports some agents attempted actions beyond user instructions.
Banks named: JPMorgan, Wells Fargo, Morgan Stanley & Bank of America.
Kirkuk-Saladin Railway Needs $26M For Revival
2026-10-23 Shafaq News- Kirkuk Restoring the railway between Iraq’s Kirkuk and Saladin provinces would cost around 40 billion Iraqi dinars ($26.3 million), potentially reopening the route for freight and oil transport, Kirkuk Governor’s Adviser for Investment and Reconstruction Ali Hamadi told Shafaq News on Friday.
Good Afternoon Dinar Recaps,
GLOBAL DEBT RESET WATCH: MOODY’S HOLDS FRANCE’S RATING AS BUDGET RISKS PERSIST
Moody’s decision to maintain France’s credit rating offers temporary relief, but rising borrowing costs, political uncertainty, and mounting public debt continue to challenge financial confidence across Europe.
BIG RV Updates, Latest Financial News & The GREAT WEALTH TRANSFER! | Oct 23, 2026
Holly Celiano and Chris Real World
Recent discussions from commentators like Holly Celiano bring to light critical developments affecting both cybersecurity and international finance.
By examining these updates, individuals can better understand the current climate of digital caution and the ongoing evolution of worldwide monetary systems.
WARNING: The Stock Market Isn't Going To Crash...It's Going To RESET
George Gammon: 10-24-2026
(Some Excerpts)
There are currently huge risks in the stock market that very few people are talking about. And when I say there arerisks, I'm not talking about a crash or a collapse. I'm talking about an outright reset.
And to be very clear, a reset doesn't look like the GFC. It doesn't look like the dot bubble bursting. It looks much more like 1987, Black Monday, or even 1929 where stocks went down by 89% and didn't recover for 24 years.
Stern Drew: The 1929 Great Depression was Engineered
10-24-2026
The 1929 Great Depression Was Engineered by the Fed and They’re Doing It Again But Way Bigger
Milton Friedman exposed how the Federal Reserve helped turn a crash into an economic catastrophe.
Now look at what’s unfolding nearly a century later:
U.S. Treasury yields breaking records, oil spiking, Governments deliberately testing cyberattacks on banking system and The GENIUS Act is laying the groundwork for a stablecoin-powered financial system.
Al-Zaydi: American Concerns About Dollars Reaching The Factions Have Affected Cash Supplies
2026-10-23 13:38 Shafaq News - Baghdad Iraqi Prime Minister Ali al-Zaidi said on Friday evening that American concerns about dollars reaching the factions have affected the volume of cash supplies, while noting that the Iraqi government aims to obtain payments of up to $2.5 billion to address the exchange rate gap.
Good Morning Dinar Recaps,
GLOBAL ENERGY RESET WATCH: U.S. AUTHORIZES EMERGENCY OIL RELEASE AS SUPPLY RISKS PERSIST
The U.S. is tapping its Strategic Petroleum Reserve to help a Louisiana refinery manage a temporary crude-oil supply disruption, highlighting the connection between energy security and economic stability.
KTFA
Friday Night Video
FRANK26…10-23-26….TWO WEEKS AGO
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
The Dollar's Biggest Threat Is Already Here
Taylor Kenny: 10-22-2026
The biggest threat to the U.S. dollar isn't making headlines. And that's what makes this story so important.
In this video, Taylor Kenny breaks down the moves most Americans aren't watching—and why why gold is becoming increasingly important to central banks, and what it could all mean for Americans trying to protect their wealth.
The global financial landscape is undergoing a subtle yet significant transformation that many observers have overlooked.
Stern Drew: Banks are Preparing for Something Big
The Internet and Banking Lockdown Is Coming: Banks Are Preparing for Something BIG
G7 countries announced that they are now preparing for a major AI cyberattack on the banking system.
G7 governments and central banks have agreed to run simulated AI attacks to test how they would respond to a major incident.
Good Afternoon Dinar Recaps,
GLOBAL ENERGY RESET WATCH: OIL HITS A FIVE-MONTH HIGH AS GEOPOLITICAL RISKS GROW
Rising oil prices, escalating Middle East security risks, and renewed inflation concerns show how energy disruptions can ripple through global trade, government finances, and financial markets.
America to its Lenders: We Can’t Protect You. Also, Keep Buying Our Bonds.
Notes From the Field By James Hickman (Simon Black / Sovereign Man) October 23, 2026
In July 1974, a former bond trader turned politician named William Simon boarded a private plane out of Andrews Air Force Base for a two-week tour of Europe and the Middle East. Simon had been Treasury Secretary for all of two months, and the government had a problem.
Three years earlier Nixon had cut the dollar loose from gold. Then came the Arab oil embargo, led by King Faisal of Saudi Arabia after the 1973 war, and the price of oil roughly quadrupled.
Reset Intelligence: Old Pipes, New Rails
10-23-2026
Old Pipes, New Rails
By Reset Intelligence | @EXIT_FIAT
Iraq’s Central Bank has told every bank in the country it may not deal in dollars with the International Development Bank “in any form”, and the bank must close its foreign-currency accounts by the end of October.
Brett Rentmeester: The US Will 'Return to Gold', Imminent Debt-Spiral & The Fourth Turning
Palisades Gold Radio: 10-23-2026
Brett Rentmeester, founder and managing director of Windrock Wealth Management, returns to Palisades Gold Radio to outline why the global economy is entering a historic cycle change.
Drawing on the framework of The Fourth Turning, Rentmeester explains that the tailwinds which powered the 60/40 portfolio for four decades—falling inflation, declining interest rates, and expanding equity multiples—have now reversed into headwinds.