Frank26, KTFA Dinar Recaps 20 Frank26, KTFA Dinar Recaps 20

FRANK26….12-18-25……GOOD GUYS VS BAD GUYS

KTFA

Thursday Night Video

FRANK26….12-18-25……GOOD GUYS VS BAD GUYS

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

KTFA

Thursday Night Video

FRANK26….12-18-25……GOOD GUYS VS BAD GUYS

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=Jirt8gnqxFQ

 

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Iraq Economic News and Points To Ponder Thursday Evening 12-18-25

Al-Waeli Meets With A UN Delegation And Confirms: Border Crossings Are Undergoing A Broad Digital Transformation Through The Introduction Of Modern Technologies

Thursday, December 18, 2025 | Politics Number of views: 242   Baghdad / NINA / The Head of the Border Ports Authority, Omar Adnan Al-Waeli, received an official delegation from the International Trade Centre (ITC), a United Nations agency based in Switzerland. The delegation was headed by Pierre Bonthoneau, Director of the Trade and Investment Facilitation Division, and included the Director of Trade Facilitation and Digital Transformation Programs and a Trade Policy Advisor. The meeting aimed to enhance cooperation and facilitate international trade.

Al-Waeli Meets With A UN Delegation And Confirms: Border Crossings Are Undergoing A Broad Digital Transformation Through The Introduction Of Modern Technologies

Thursday, December 18, 2025 | Politics Number of views: 242   Baghdad / NINA / The Head of the Border Ports Authority, Omar Adnan Al-Waeli, received an official delegation from the International Trade Centre (ITC), a United Nations agency based in Switzerland. The delegation was headed by Pierre Bonthoneau, Director of the Trade and Investment Facilitation Division, and included the Director of Trade Facilitation and Digital Transformation Programs and a Trade Policy Advisor. The meeting aimed to enhance cooperation and facilitate international trade.

Al-Waeli provided a detailed explanation of the Authority's work and efforts to maximize non-oil revenues and combat smuggling in all its forms. He emphasized that the Authority is undergoing a significant digital transformation through the introduction of modern technologies, data exchange among relevant stakeholders, the networking of sonar systems at all border crossings, and the activation of cross-border trade according to the TIR system.

Al-Waeli stressed the continued commitment to strengthening security and stability at border crossings, which will positively impact the volume of trade in Iraq and facilitate international trade.

For their part, the delegation members commended the Authority's measures in the areas of governance and electronic oversight, and expressed their admiration for the efforts exerted in combating smuggling and reconstructing border crossings. They affirmed their readiness to provide technical and training support to enhance the Authority's technical capabilities.

This visit reflects the International Trade Centre's interest in strengthening cooperation with the Border Ports Authority, with the aim of improving operational efficiency and promoting stability and economic development. /End
https://ninanews.com/Website/News/Details?Key=1267327

Gold Catches Its Breath Near The Peak, While Silver Continues To Approach Historic Highs.

Economy | 18/12/2025   Mawazin News - Follow-up:  Gold prices stabilized while silver approached record highs on Thursday, supported by dovish signals from the Federal Reserve, ahead of key US inflation data due later this week.

Spot gold fell 0.2% to $4,332.29 per ounce by 02:56 GMT, after rising more than 1% late in Wednesday's session.
US gold futures also declined 0.2% to $4,364.70 per ounce.

The dollar index held onto its earlier gains after hitting its highest level in nearly a week, putting pressure on dollar-denominated gold prices.

In contrast, spot silver rose 0.2% to $66.44 per ounce, after reaching a record high of $66.88 in the previous session.
Silver has gained approximately 129% since the beginning of the year, surpassing gold's 65% gain, supported by strong industrial demand, investor interest, and declining inventories.

Data released earlier in the week showed the US unemployment rate rising to 4.6% in November, its highest level since September 2021, reinforcing expectations of continued accommodative monetary policy.
https://www.mawazin.net/Details.aspx?jimare=271732

Basra Crude Oil Price Falls Despite Global Rise

Thursday, December 18, 2025, | Economy Number of views: 271   Baghdad / NINA / Prices of Basra Heavy and Basra Medium crude oil fell on Thursday, despite rising global oil prices.

Basra Heavy crude dropped 50 cents, or 0.88%, to $56.42, while Basra Medium crude fell 50 cents, or 0.84%, to $58.97.

Global oil prices rose following reports that the United States is preparing to impose new sanctions on Russia's energy sector if Moscow does not agree to a peace deal with Ukraine. This comes as markets assess supply risks stemming from the US blockade on Venezuelan oil tankers.   https://ninanews.com/Website/News/Details?key=1267322

Again, The Dollar Is Declining Slightly In Baghdad.

12/18/2025  Mawazin News – Baghdad:  The exchange rate of the US dollar against the Iraqi dinar fell slightly this morning in Baghdad's markets.

The dollar dropped in Baghdad's main exchange bureaus, Al-Kifah and Al-Harithiya, to 142,600 dinars per 100 dollars, compared to 142,700 dinars per 100 dollars yesterday, Wednesday.

The selling price at currency exchange shops in Baghdad's local markets also decreased, reaching 143,000 dinars per 100 dollars, while the buying price was 142,000 dinars per 100 dollars.  https://www.mawazin.net/Details.aspx?jimare=271739

 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

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Chats and Rumors, MarkZ Dinar Recaps 20 Chats and Rumors, MarkZ Dinar Recaps 20

Evening News with MarkZ, joined by Dr. Scott Young. 12/18/2025

Evening News with MarkZ, joined by Dr. Scott Young. 12/18/2025

MZ: A little news out of Iraq before Dr. Scott Young joins us.

MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions 

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

Evening News with MarkZ, joined by Dr. Scott Young. 12/18/2025

MZ: A little news out of Iraq before Dr. Scott Young joins us.

MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions 

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

https://rumble.com/user/theoriginalmarkz

Kick:  https://kick.com/theoriginalmarkz

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

THANK YOU ALL FOR JOINING. HAVE A BLESSED NIGHT! SEE YOU ALL IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=PlEBJ13GJ7Y

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Economics, News DINARRECAPS8 Economics, News DINARRECAPS8

Seeds of Wisdom RV and Economics Updates Thursday Afternoon 12-18-25

Good Afternoon Dinar Recaps,

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.


For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Good Afternoon Dinar Recaps,

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.


For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Our mission here is different:

• No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.

    Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

~~~~~~~~~~

Trump Backs Gas Deal in Middle East Peace Plan
U.S.-backed Israel–Egypt energy agreement strengthens regional power balance

Overview

  • The Trump administration backed a landmark natural gas export deal between Israel and Egypt, positioning energy cooperation as a diplomatic bridge.

  • The agreement is valued at approximately $35 billion, making it Israel’s largest gas export deal to date.

  • Gas will be supplied from Israel’s Leviathan field to Egypt through 2040, supporting Egypt’s ambition to become a regional LNG hub.

  • Washington views the deal as a step toward broader Middle East normalization, including renewed momentum behind the Abraham Accords.

Key Developments

  • Israel will export approximately 130 billion cubic meters of natural gas to Egypt, with Chevron, NewMed Energy, and Ratio Petroleum as partners.

  • U.S. diplomatic pressure helped finalize the agreement, after pricing concerns initially delayed approval.

  • Egypt currently imports roughly 20% of its natural gas from Israel, highlighting Cairo’s growing reliance on cross-border energy flows.

  • The deal is seen as a precursor to a possible Trump-Netanyahu-Sisi summit, expanding cooperation beyond security into economic integration.

Why It Matters
This gas agreement serves as a strategic economic anchor at a time of strained regional relations following the Gaza conflict. By tying Israel and Egypt together through long-term energy dependency, the U.S. is advancing a pragmatic peace framework that relies on economic incentives rather than political guarantees alone, reshaping regional power dynamics while countering Iranian influence.

Why It Matters to Foreign Currency Holders

  • Large-scale energy contracts drive sustained foreign-exchange flows, reinforcing demand for settlement currencies used in gas trade.

  • Israel’s export revenues may support currency stability, strengthening fiscal inflows tied to long-term contracts.

  • Egypt’s need to finance energy imports affects reserve management, influencing demand for hard currencies and FX liquidity.

  • Regional energy integration can reduce volatility, making Middle Eastern currencies more attractive to foreign holders over time.

Implications for the Global Reset

  • Pillar: Energy as Financial Leverage — Energy supply agreements increasingly replace military alliances as tools of influence.

  • Pillar: Regional Currency Realignment — Long-term trade flows reshape FX demand and reserve strategies beyond Western markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

~~~~~~~~~~

BRICS Enters Second Stage of Expansion
Alliance signals deeper integration, partner-state pathway, and sustained global realignment

Overview

  • BRICS has officially entered a second stage of expansion, confirmed by Russia’s BRICS Sherpa Sergey Ryabkov.

  • No fixed timeline or list of incoming countries was provided, underscoring strategic flexibility. 

  • A new “partner state” category has emerged, enabling cooperation with a broader set of states without full membership rights. 

  • Russia’s 2023 Chairmanship oversaw the first major expansion, integrating new members smoothly. 

Key Developments

  • Partner-state status allows staged entry and influence without full accession, broadening BRICS reach. 

  • Indonesia joined as a full member in January 2025, bringing the bloc to ten members. 

  • Expanded membership and partners now represent a significant share of global population and economic activity, enhancing geopolitical weight. 

  • BRICS declarations from recent summits highlight longer-term cooperative agendas, including finance, trade, and political coordination. 

Why It Matters
BRICS’ evolution from an informal dialogue forum to a structured, multi-tiered bloc marks a shift in the architecture of global governance. Expansion strengthens the bloc’s bargaining position in international forums, amplifies non-Western economic influence, and promotes alternatives to existing global norms dominated by Western institutions.

Why It Matters to Foreign Currency Holders

  • Reduced reliance on the U.S. dollar: BRICS members and partners have increasingly emphasized local-currency trade and settlement systems, expanding cross-border transactions outside the dollar’s dominance. 

  • Alternative payment systems: Developments like interconnected BRICS payment mechanisms aim to facilitate settlements in national currencies, which can reduce exchange risk for holders of BRICS-linked currencies. 

  • Diversification of FX exposure: As BRICS countries and partners deepen financial cooperation, foreign investors and reserve managers may find incentives to diversify portfolios toward BRICS currencies and instruments, potentially altering global FX demand dynamics. 

  • Long-term de-dollarization trends: Though a unified BRICS currency is not imminent, the collective push toward local-currency usage and alternative systems could reduce dollar dominance over time, reshaping foreign exchange landscapes for holders globally. 

Implications for the Global Reset

  • Pillar: Multipolar Governance — BRICS’ structured expansion supports a redistribution of global power away from unipolar Western systems.

  • Pillar: Financial System Diversification — Sustained local-currency use and alternative settlement mechanisms lay groundwork for a more pluralistic international monetary system.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

 

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Iraq Economic News and Points To Ponder Thursday Afternoon 12-18-25

Central Bank Governor: Weak Economic Diversification Is Putting Pressure On The Dollar And The Exchange Rate

Banks   Economy News – Baghdad   The Governor of the Central Bank of Iraq, Ali Al-Alaq, confirmed that the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate.

Central Bank Governor: Weak Economic Diversification Is Putting Pressure On The Dollar And The Exchange Rate

Banks   Economy News – Baghdad   The Governor of the Central Bank of Iraq, Ali Al-Alaq, confirmed that the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate.

Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States, that “the Iraqi scene is facing intertwined pressures and accumulated infrastructure and development challenges, which require diversifying the economy and maximizing public revenues,” noting that “public finances in Iraq depend on oil exports by more than 90%, which is an unconventional source subject to fluctuations in global prices, which leads to fluctuations in revenues and weak financial stability, which necessitates finding structural solutions.”

He explained that “the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate, especially with the rise in purchasing power and the increase in daily demand for foreign currency, which directly affects monetary policy, which has achieved great success in balancing the maintenance of price levels, managing liquidity, and stimulating the economy.”

He pointed out that "public spending pressures, particularly on salaries, subsidies and basic services, pose an additional challenge," stressing "the difficulty of reducing these expenditures due to the potential social repercussions, at a time when the central bank is striving to avoid inflation and maintain monetary stability to protect the social structure of the country."

Al-Alaq pointed out that “Iraq has been able in recent years to finance part of the financial deficit through the development of non-oil revenues, while continuing to coordinate with the Prime Minister with the aim of maximizing these resources and reducing dependence on oil,” in an effort to break what he described as the “financial dominance” of oil revenues over the general budget.

The governor of the Central Bank affirmed that "the stability of the exchange rate is a pivotal goal, as it provides a safe cover for investors and citizens," noting that "Iraq has succeeded in raising the size of foreign reserves and linking them to a package of integrated monetary policies, which have contributed to reducing the inflation rate to about 1%, which is among the lowest levels recorded."

He added that "Iraq is in the process of governing the banking sector," revealing that "an update is underway in cooperation between the Central Bank and an international company for a comprehensive reform plan, which includes reviewing bank licenses according to new conditions and standards, in order to strengthen the banking system and raise its efficiency."

Regarding Islamic bonds, Al-Alaq explained that "there are no Islamic bond instruments in Iraq yet," noting that "there is an integrated project submitted by the Central Bank to the Iraqi Parliament for voting, which opens new horizons for financing and investment."

On the issue of debt, Al-Alaq stressed "the need to find an organized and continuous international dialogue between creditors and debtors," calling for "the establishment of a regional platform to organize this dialogue and reduce the gap between the two parties, in order to ensure negotiations without significant losses, and to contribute to the implementation of reforms and the strengthening of the economic base with the support of the participating countries."

He pointed to “international studies showing that losses in the debt file may range between 20% and 25% as a result of poorly considered financing conditions or delays,” stressing that “negotiating platforms contribute to reducing these losses and enhancing international cooperation by improving debt conditions, bridging the information gap, and exchanging experiences in economic reform processes.”  https://economy-news.net/content.php?id=63504

Monetary Policy Indicators Confirm The Central Bank Will Be First In 2025

Samir Al-Nassiri    In countries that adopt an institutionally managed economic system, each institution retains its independence and authority to manage economic affairs according to the methodology and philosophy that aims to achieve economic stability and the well-being of society.

Therefore, central banks receive special attention in most countries of the world as the sovereign and prudent economic institution concerned with achieving the above goal through the application of monetary policy tools and the realization of its objectives.

With the approach of the end of 2025 and the beginning of 2026, and following a review and analysis of the policies, programs, and procedures implemented by the Central Bank of Iraq in 2025—a year of political and economic challenges and crises, and numerous changes at the global and regional levels, which negatively and positively impacted the Iraqi economy—the Central Bank demonstrated its wisdom and efficiency in overcoming challenges and moving forward to achieve its objectives set for the next three years.

It also proved to be the leading economic institution in 2025. On this occasion, we must appreciate the outstanding efforts made by the specialized administrative and technical leaders and distinguished employees of the Central Bank who contributed effectively to the implementation of what was stated in the government program in Axis 12 (Financial and Banking Reform) during the years (2023-2025) and the Central Bank’s third strategy and the comprehensive banking reform project.

The launch of the financial inclusion strategy, the promotion of digital transformation, the activation of electronic payments, and the strengthening of cybersecurity.

The Central Bank was able to achieve economic growth and stability in extremely complex economic, security, and political conditions, and was able to implement developmental, structural, and technological policies and programs, and take numerous measures in cooperation with the government to regulate foreign trade financing, control foreign transfers, integrate into the global financial and banking system, comply with international standards, and move to the electronic platform.

Achieving the main and sub-goals of its third strategy and starting to implement the comprehensive banking reform project according to the paths drawn up in cooperation with the global consulting firm Oliver Wyman to enable the banking sector to grow and develop and to be a solid, comprehensive, modern and flexible sector that works hard to build a rapidly growing national economy, contributes to development and investment, creates a cumulative increase in the gross domestic product, provides one million job opportunities for the unemployed, raises the market value of the private banking sector and achieves rewarding and sustainable returns for its investors.

 In addition to increasing foreign investment and achieving growth in financial inclusion, financing and deposits.

Analysis of monetary policy indicators as of the third quarter of 2025 indicates the building of foreign exchange reserves of around $100 billion. Gold reserves at the Central Bank recorded a significant growth rate of (64%), reaching a value of (27.552) billion dinars, equivalent to (173) tons during the same period, compared to a value of (16.817) billion dinars in the second quarter of 2024.

The decrease in the issued currency contributed to a decrease in the inflation rate, which maintains the stability of the general price level, as the currency issued by the Central Bank recorded a decrease in the rate of (5.50%), reaching (99.681) billion dinars during the same period, compared to a value of (104.127) billion dinars in the second quarter of 2024.

The decrease in the inflation rate also indicates a decrease in the general price level, as inflation recorded a low rate of (76%), reaching (0.8%) compared to the second quarter of 2024, which reached (3.5%). This confirms that the Central Bank was able to build basic pillars for monetary and economic stability and achieve the most important objectives of monetary policy.

Therefore, I believe, with complete impartiality and transparency, that we should stand in respect for the efforts of the Central Bank and its distinguished staff who achieved the above accomplishments, and I hope that those efforts will be evaluated, which is a legitimate entitlement.   https://economy-news.net/content.php?id=63555

Government Advisor: The Government Is Capable Of Managing Public Liquidity While Promoting Fiscal Reform

Economy | 18/12/2025   Mawazin News – Baghdad:  The Prime Minister's economic advisor, Mazhar Muhammad Salih, affirmed that the government is capable of securing the necessary liquidity for public spending in the near term, relying on the nature of the Iraqi economy as a generator of financial resources, despite fluctuations in oil prices and their impact on budget revenues.

Salih explained that spending financing mechanisms will continue within the framework adopted in recent months, including employee salaries and current and investment expenditures, clarifying that this is possible as long as financial resources continue to be managed in the current manner.

He pointed out that achieving financial sustainability requires the immediate commencement of structural reforms that ensure the continuity of the financial system and its ability to withstand economic changes. He added that financial reform is based on controlling public spending, maximizing non-oil revenues, and managing the deficit in accordance with the requirements of financial sustainability.

Salih emphasized that these directions align with the priorities of the reform paper discussed by the Ministerial Council for the Economy at its meeting on December 15, and the decisions and recommendations it included that strengthen comprehensive financial reform.   https://www.mawazin.net/Details.aspx?jimare=271754

 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

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Economics, News Dinar Recaps 20 Economics, News Dinar Recaps 20

“Tidbits From TNT” Thursday 12-18-2025

TNT:

Tishwash:  Al-Alaq: We succeeded in increasing the size of foreign reserves and curbing inflation.

The Governor of the Central Bank of Iraq, Dr. Ali Al-Alaq, affirmed that maintaining financial and banking stability, public financial sustainability, and curbing inflation are among the most difficult challenges facing countries, and cannot be achieved without operating the various economic sectors, especially in light of global economic and financial complexities.

Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States

TNT:

Tishwash:  Al-Alaq: We succeeded in increasing the size of foreign reserves and curbing inflation.

The Governor of the Central Bank of Iraq, Dr. Ali Al-Alaq, affirmed that maintaining financial and banking stability, public financial sustainability, and curbing inflation are among the most difficult challenges facing countries, and cannot be achieved without operating the various economic sectors, especially in light of global economic and financial complexities.

Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States

And which was attended by Al-Sabah newspaper, that “the Iraqi scene is facing intertwined pressures and accumulated infrastructure and development challenges, which require diversifying the economy and maximizing public revenues,”

Noting that “public finances in Iraq depend on oil exports by more than 90%, which is an unconventional source subject to fluctuations in global prices, which leads to fluctuations in revenues and weak financial stability, which necessitates finding structural solutions.”

He explained that “the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate, especially with the rise in purchasing power and the increase in daily demand for foreign currency, which directly affects monetary policy, which has achieved great success in balancing the maintenance of price levels, managing liquidity, and stimulating the economy.”

He pointed out that "public spending pressures, particularly on salaries, subsidies and basic services, pose an additional challenge," stressing "the difficulty of reducing these expenditures due to the potential social repercussions, at a time when the central bank is striving to avoid inflation and maintain monetary stability to protect the social structure of the country."

Al-Alaq pointed out that “Iraq has been able in recent years to finance part of the financial deficit through the development of non-oil revenues, while continuing to coordinate with the Prime Minister with the aim of maximizing these resources and reducing dependence on oil,” in an effort to break what he described as the “financial dominance” of oil revenues over the general budget.

The governor of the Central Bank affirmed that "the stability of the exchange rate is a pivotal goal, as it provides a safe cover for investors and citizens," noting that "Iraq has succeeded in raising the size of foreign reserves and linking them to a package of integrated monetary policies, which have contributed to reducing the inflation rate to about 1%, which is among the lowest levels recorded."

He added that "Iraq is in the process of governing the banking sector," revealing that "an update is underway in cooperation between the Central Bank and an international company for a comprehensive reform plan, which includes reviewing bank licenses according to new conditions and standards, in order to strengthen the banking system and raise its efficiency."

Regarding Islamic bonds, Al-Alaq explained that "there are no Islamic bond instruments in Iraq yet," noting that "there is an integrated project submitted by the Central Bank to the Iraqi Parliament for voting, which opens new horizons for financing and investment."

On the issue of debt, Al-Alaq stressed "the need to find an organized and continuous international dialogue between creditors and debtors," calling for "the establishment of a regional platform to organize this dialogue and reduce the gap between the two parties, in order to ensure negotiations without significant losses, and to contribute to the implementation of reforms and the strengthening of the economic base with the support of the participating countries."

He pointed to “international studies showing that losses in the debt file may range between 20% and 25% as a result of poorly considered financing conditions or delays,” stressing that “negotiating platforms contribute to reducing these losses and enhancing international cooperation by improving debt conditions, bridging the information gap, and exchanging experiences in economic reform processes.”  link

************

TishWash: ATM machine arrived in Hajiawa district for the first time

The first ATM was installed in Hajiawa district of Raperin Autonomous Administration on Thursday, December 18,

This device is dedicated to serving salaried employees, while those who have “my account”, can now withdraw their salaries in their district without having to go outside Hajiawa.

This step will provide great convenience to the citizens of the region and reduce the pressure on the banks of the central administration of Raperin.

It is worth mentioning that the “My Account” project is a strategic project of the Kurdistan Regional Government to digitize the salary payment system and switch from cash to banking.

Currently, several banks are participating in the “My Account” project and salaried employees can open bank accounts through them, namely:

Cihan Bank: One of the private banks active in this project.

RT Bank: Involved in providing banking services to employees.

Iraqi Islamic Bank: Provides services to salaried employees.

BBAC Bank: It is one of the Lebanese banks operating in the region and participating in the project.

NBI (National Bank of Iraq): One of the banks with the most branches in the provinces.  link

Tishwash: Iraq seeks coordination with the International Trade Centre to enhance trade exchange

Border crossings statement

 The head of the Border Ports Authority, Omar Al-Waeli, discussed on Thursday ways to enhance cooperation and facilitate international trade during his reception of an official delegation from the United Nations International Trade Centre, coming from Switzerland, headed by Pierre Bonthonno, Director of the Trade and Investment Facilitation Department, and Director of Trade Facilitation and Digital Transformation Programs and Trade Policy Advisor.

Network Statement from the Border Ports Authority

The Chairman of the Border Ports Authority, Lieutenant General Dr. Omar Adnan Al-Waili, received an official delegation from the United Nations International Trade Centre, coming from Switzerland, headed by Ms. Pierre Bonthonno, Director of the Trade and Investment Facilitation Department, the Director of Trade Facilitation and Digital Transformation Programs, and a Trade Policy Advisor, with the aim of strengthening cooperation and facilitating international trade.

The Chairman of the Authority provided a detailed explanation of the Authority’s work and efforts in maximizing non-oil revenues and combating smuggling in all its forms, stressing that the Authority is witnessing a broad digital transformation through the introduction of modern technologies, data exchange between the relevant working parties, networking of sonars at all border crossings, and activating cross-border trade according to the TIR system, with direct follow-up and supervision from the Prime Minister.

Al-Waeli stressed the continued hard work to enhance security and stability at border crossings, which will positively impact the increase in trade exchange in Iraq and facilitate international trade.

For their part, the members of the delegation praised the measures taken by the Authority in the field of governance and electronic oversight, and expressed their admiration for the efforts it is making in the field of combating smuggling and rebuilding border crossings, stressing their readiness to provide technical and training support to improve the Authority’s technical capabilities.

This visit reflects the International Trade Centre’s interest in strengthening cooperation with the Border Ports Authority with the aim of improving work efficiency and promoting stability and economic development.  link

************

Mot: ole ""Motisums"" Facts bout - ""Christmas is in the air""

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Chats and Rumors, MarkZ Dinar Recaps 20 Chats and Rumors, MarkZ Dinar Recaps 20

Thursday Coffee with MarkZ. 12/18/2025

Thursday Coffee with MarkZ. 12/18/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark, Mods and Members

Member: Someone must make a song “All I want for Christmas is the RV”( like two front teeth?)

Thursday Coffee with MarkZ. 12/18/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark, Mods and Members

Member: Someone must make a song “All I want for Christmas is the RV”( like two front teeth?)

Member: So will the dong still go at the same time as the dinar?

MZ: Most people believe it will. I still believe that.

Member: Did you speak with Group leaders last night?

MZ: did I speak with a couple? Yes. Did I hear anything fun or new interesting? No.  

MZ: I just received a bond update before this podcast and I still have to process it. The jist of it is they still expect it at anytime and things are going well and “processing” but will probably be a few days….I still have to get into the details. I Will let you know this evening if I find anything different.

Member: Mark, do you believe the HCL will be voted in on the 29th by parliament? If so, doesn’t the rate need to be in place to approve those calculations?

Member: the fact that sudani came out an said they want hcl done this year tells me we are not waiting for 2026 to exchange

MZ: “Monetary Policy Indicators confirm Central Bank first in 2025” This means they have all the access to banking and monetary reform for the years of 2023 to 2025. They are telling us that they have completed…in 23 and 24 and 2025…that they have completed this massive reform that is soley designed to lift the purchasing power of the dinar. They are telling us they will finish the banking reforms during the rest of this month.

MZ: Another one on that theme: “ The Prime Minister chairs a special meeting to follow up on the Implementation of the governance of the comprehensive tax system” This is so they collect their customs ahead and smooths it foreign exchange process for dollars. They no longer have trucks pulling up in the back and not knowing where its going. They are modernizing the banking system. These are all part of the “White Paper Reforms”

Member: all the news on Iraq banking reform sounds like what we call the QFS system

MZ: “ Ports are witnessing a digital transformation after the introduction of modern technologies and sonar networking” So they are tracking everything from boats, to planes to trains to trucks . Again this is on the checklist of the reforms.

MZ: Another feel good article: “ We will make Iraq great again-Joe Wilson and Sayvaya shape the new American role” they are De-Iraning Iraq. Returning Iraq to a sovereign and healthy state without all of the Iran militias.

MZ: “ Electrical interconnection with the gulf is close to operation in Iraq” Another part of the White Paper reforms. They were importing gas from Iran and other countries in the region….this is changing to turkey and others ….and soon they hope to be exporting electricity in the future. This also elps remove Iranian influence.

Member: Mark, do you still think RV will happen around January 2nd?

MZ: I think it will …but no one knows the timing.

Member: I guess starting at the new year is logical….was just really hoping we would all have a special Christmas this year.

Member: On the backside of ForX it shows the dinar at $4.81 ..Some are saying that’s the rate coming forward again as it was in May 2025

Member: that would be a huge miracle for us all.

Member: There is a rumor that Trump to sign national defense authorization act tonight?

Member: MARK Damn My Ducks are definitely not in a row and some have gone missing. and I’m confident that a couple are not even Ducks

Member:  The RV is Happening At Continental Drift Speed ...

Member: Iraq isn't helping their own people with slow roll after decades!

Member:  A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort.

Member: Amen and LOL…..you can’t control what the world throws at us….but we can control how we react to it and deal with it.

Member: Sending holiday cheer to all……God Bless everyone this season.

MZ: I am traveling tomorrow. You will still have Mr. C and Zester. I am on with Dr. Scott Young at normal time tonight. May take Saturday off…..but besides Christmas Eve and New Years eve- which will be no podcast ….my schedule should be almost the same next week.

MZ: I will be visiting family and enjoying the holidays

Member: Safe Travels Mark….hope we all have a wonderful weekend.  We know you will do a podcast the minute the RV happens….so enjoy time with family for now.

Mod: BREAKING NEWS: MarkZ's WEEKEND email address: Don't Write Me@NeverOnWEEKENDS.Com SERIOUSLY, MARK NEEDS A LITTLE TIME FOR HIMSELF FOR REST AND REC. THANK YOU!

StacieZ joins the stream today. Please listen to the replay for her information

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

 Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:    https://www.youtube.com/watch?v=Xox9R54fopM

 

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Chats and Rumors, Gold and Silver Dinar Recaps 20 Chats and Rumors, Gold and Silver Dinar Recaps 20

News, Rumors and Opinions Thursday 12-18-2025

Silver & Gold Explode as Dollar Tanks – Bo Polny

By Greg Hunter’s USAWatchdog.com 

Biblical cycle timing expert, geopolitical and financial analyst Bo Polny has been making one correct call after another on the rise of gold and silver prices for years. 

Now, he’s making one of his biggest calls yet that will start playing out before the end of 2025. 

Polny says, “It’s going to happen eventually, but the US dollar is going to have a really bad day.  We could see this before the New Year.  We could see this before Christmas.  We could see it this week. 

Silver & Gold Explode as Dollar Tanks – Bo Polny

By Greg Hunter’s USAWatchdog.com 

Biblical cycle timing expert, geopolitical and financial analyst Bo Polny has been making one correct call after another on the rise of gold and silver prices for years. 

Now, he’s making one of his biggest calls yet that will start playing out before the end of 2025. 

Polny says, “It’s going to happen eventually, but the US dollar is going to have a really bad day.  We could see this before the New Year.  We could see this before Christmas.  We could see it this week.  (Silver just hit another all-time high on Tuesday night.  Gold is also up at or near record highs too!!

 So, the dollar is going to have a very bad day.  When that happens, it is going to be the reverse for God’s money. . .. ‘The silver and the gold are mine says the Lord.’  We are about to witness a vertical price explosion on silver.  A vertical price explosion on silver is going to be marked with a very bad day for the US dollar. . ..

Please keep in mind, the Federal Reserve Note is not federal, there are no reserves, and, actually, they are private bankers that own it. . ..

 The big picture on this is we are about to witness the fall of the Federal Reserve system, which will spike silver and gold.  

Silver and gold are about to embark on the greatest bull market in human history.”

Polny also predicts, “Silver is about to explode, and it will be the bank k****r. . .. Their kingdom has come to an end, and God is going to use silver to take down the Babylonian globalist agenda of a one world government. 

He’s going to stop them in their tracks.  This is going to be like in Joel 2:31.  It will be ‘The Great and Terrible Day.’  It’s great for the church, and terrible for the enemies of God.”

In closing, Polny also says look for price targets for silver to break “$140 per ounce, $600 per ounce, $1,200 per ounce and $2,000 per ounce.”

Polny says above all, “Pray and thank God, for he saved America and the world.”

There is much more in the 70-minute interview.

https://usawatchdog.com/silver-gold-explode-as-dollar-tanks-bo-polny/

https://dinarchronicles.com/2025/12/18/greg-hunter-with-bo-polny-silver-and-gold-explode-as-dollar-tanks/

*************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26  [Iraq boots-on-the-ground report]  FIREFLY: We now have Saleh on television.  He just said how the government is stable and secure with 1320.  They keep sending different people to tell us they don't want to change anything.  FRANK:  Why do a digital transformation if you're staying at 1310?  If 1310 is so stable you're not going to transfer anything at that stupid rate...1310 dies on December 31st and something new is born.

Jeff   When the UN met with Iraq that was a 'stability graduation' ceremony.  Because they have achieved critical core stability required by both the UN and the US, the UN is now done with Iraq.  They will be able to exit out of the country at the end of this year so that Iraq can go international in 2026.

Mnt Goat  ...we must look at the FACTS. We can clearly see that an attempt to reinstate the dinar according to Dr Shabibi’s plan is underway. What we don’t know of course is when. Will it happen in 2026 or 2027There is much more evidence that everything is pointing to early 2026 for them to normalize the dinar and place it back on FOREX for trading. 

A New Silver System? What, How and When - Mike Maloney w/Alan Hibbard

12-18-2025

In this episode of The GoldSilver Show, Mike Maloney and Allan Stevo break down a viral macro thread that claims we’re witnessing “the most important monetary shift of the 21st century”—a silent reset where silver becomes the new reserve asset.

You’ll discover:

How India–Russia oil trade, AED and CNY settlements, and Russian silver purchases may be reshaping the global monetary map

Why Mike agrees with the facts but challenges the narrative, especially claims that silver has detached from COMEX or that one currency pair is “driving” the silver price

How silver is shifting from “industrial metal” to strategic reserve asset, joining gold at the sovereign level

The multi-year structural deficit in silver supply and why mines can’t ramp quickly enough to meet exploding demand from EVs, solar, data centers, and AI

Why Mike is personally accumulating silver and expecting the gold/silver ratio to compress to 20:1—maybe even 10:1

 If you’re trying to decide whether to own more gold or more silver, understanding the gold–silver ratio, central bank flows, and industrial demand is critical.

Historically, extreme ratios have often preceded powerful phases of silver outperformance, especially when both metals are supported by macro forces like inflation fears, de-dollarization, and central bank buying.

 Topics covered:

De-dollarization and the “triangle” of India, Russia, China & the UAE Silver as a strategic metal for technology, warfare, and AI

Why silver has been in structural deficit for years—and may stay that way into the 2030s

The mechanics of mine supply, high-grading, and why higher prices are needed

 Mike’s target of a 20:1 (or 10:1) gold/silver ratio and what that could mean for investors

 If you care about protecting your purchasing power, understanding this evolving gold–silver dynamic is not optional.

https://www.youtube.com/watch?v=4xK8FO-1H-8

 

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Economics, News DINARRECAPS8 Economics, News DINARRECAPS8

Seeds of Wisdom RV and Economics Updates Thursday Morning 12-18-25

Good Morning Dinar Recaps,

European Bank and Commodity Stocks Lead Markets as Metals Signal Hedging Shift

Rising bank shares and surging metals reflect parallel confidence and caution across global markets.

Good Morning Dinar Recaps,

European Bank and Commodity Stocks Lead Markets as Metals Signal Hedging Shift

Rising bank shares and surging metals reflect parallel confidence and caution across global markets.

Overview

  • European equities moved higher, led by banking and commodity-linked stocks.

  • Gold and silver prices remained elevated, signaling persistent hedging demand.

  • Oil prices firmed amid geopolitical risk, tightening energy market sentiment.

  • Markets show dual behavior, combining risk appetite with defensive positioning.

Key Developments

  • Banking stocks drive European gains
    European bank shares led market advances as investors responded to resilient earnings expectations and the prospect of prolonged higher interest margins, despite slowing growth in parts of the region.

  • Commodity and mining firms strengthen
    Resource-linked stocks rose alongside firmer prices for industrial metals, reflecting both infrastructure demand expectations and investor hedging against currency and inflation risk.

  • Precious metals maintain elevated levels
    Gold and silver prices remained near recent highs, underscoring continued demand for hard-asset protection amid geopolitical tensions, currency volatility, and shifting monetary policy expectations.

  • Oil prices react to geopolitical developments
    Energy markets advanced as traders priced in supply risk tied to rising global tensions, reinforcing the link between geopolitics and asset pricing.

Why It Matters

The simultaneous rise in bank equities and precious metals highlights a fractured market psychology — confidence in financial institutions coexists with growing demand for hard-asset protection. This duality reflects uncertainty surrounding monetary stability, geopolitical risk, and long-term currency credibility.

Why It Matters to Foreign Currency Holders

For foreign currency holders, elevated precious metal prices signal diminishing trust in fiat stability, even as financial markets rally. When metals rise alongside equities, it often precedes currency volatility, reinforcing the case for diversification into real assets during monetary transition periods.

Implications for the Global Reset

Pillar 1: Hard Assets Regain Strategic Importance
Gold, silver, and commodities are increasingly viewed as monetary hedges, not just investment assets.

Pillar 2: Banking Strength Masks Systemic Risk
Strong bank performance may reflect margin dynamics rather than systemic stability, suggesting underlying vulnerabilities remain unresolved.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

~~~~~~~~~~

Wild Currency Swings Spotlight Emerging Markets as Dollar Volatility Intensifies

Sharp FX moves reveal stress fractures in the global monetary system and rising de-dollarization pressure.

Overview

  • Emerging market currencies experienced sharp swings, outperforming and underperforming in rapid succession.

  • U.S. dollar volatility amplified FX moves, increasing stress on global trade and capital flows.

  • Investors selectively rotated into higher-yielding currencies, while avoiding structurally weak markets.

  • Currency fragmentation accelerated, reflecting a multipolar monetary transition.

Key Developments

  • Emerging market FX volatility surges
    Currency markets across Latin America, Asia, and Eastern Europe experienced heightened volatility as shifting U.S. rate expectations and geopolitical risk drove erratic capital flows.

  • Selective strength replaces broad EM rallies
    Rather than a unified emerging-market upswing, investors favored countries with strong reserves, credible policy frameworks, and commodity backing, while penalizing high-debt and politically unstable economies.

  • Dollar swings disrupt trade dynamics
    Sudden dollar moves complicated trade settlement and hedging strategies, particularly for import-dependent nations, reinforcing demand for local-currency trade arrangements.

  • De-dollarization narratives gain momentum
    Volatility reinforced interest in alternative settlement systems, regional payment frameworks, and reserve diversification — even as the dollar remains dominant.

Why It Matters

Currency volatility is no longer an anomaly — it is becoming structural. The growing dispersion among emerging market currencies highlights a transition from a dollar-centric system toward a fragmented, multi-currency environment, where stability is increasingly determined by national balance sheets and policy credibility.

Why It Matters to Foreign Currency Holders

For foreign currency holders, rising FX volatility means currency values can shift rapidly due to policy intervention, capital controls, or geopolitical shocks. Holding currency exposure now carries higher policy risk, making diversification across currencies, assets, and jurisdictions more critical during the global reset.

Implications for the Global Reset

Pillar 1: Fragmented Monetary Order Emerges
Currency performance is increasingly country-specific, signaling the erosion of a one-size-fits-all global monetary framework.

Pillar 2: Dollar Dominance Faces Structural Friction
While the dollar remains central, volatility and politicization are driving nations to seek alternatives for trade and reserves.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

18 Things Your Kids Should Pay For Once They're Over 18

18 Things Your Kids Should Pay For Once They're Over 18

Wealthy Single Mommy  Creator  Sun, November 9, 2025

Many parents sacrifice their retirement savings to help their kids. Here’s what they should start covering themselves.

Half of all parents are now providing regular financial assistance to their adult children, spending an average of $1,474 per month according to recent studies. While 57% of young adults aged 18-24 still live at home, only 16% are completely financially independent. Many parents sacrifice their own retirement savings to help their kids, with 61% admitting they’ve hurt their own financial security. The transition to adult financial responsibility doesn’t happen overnight, but certain expenses should shift to your adult children as they build independence. Here’s what they should start covering themselves.

18 Things Your Kids Should Pay For Once They're Over 18

Wealthy Single Mommy  Creator  Sun, November 9, 2025

Many parents sacrifice their retirement savings to help their kids. Here’s what they should start covering themselves.

Half of all parents are now providing regular financial assistance to their adult children, spending an average of $1,474 per month according to recent studies. While 57% of young adults aged 18-24 still live at home, only 16% are completely financially independent. Many parents sacrifice their own retirement savings to help their kids, with 61% admitting they’ve hurt their own financial security. The transition to adult financial responsibility doesn’t happen overnight, but certain expenses should shift to your adult children as they build independence. Here’s what they should start covering themselves.

1. Cell Phone Bills

Your adult child’s phone is their lifeline to work, friends, and the world. Time to cut that digital umbilical cord. Most parents continue paying phone bills out of habit rather than necessity, even when their kids have steady jobs. Start by having your child take over their portion of the family plan, then encourage them to shop for their own service. This small step teaches budgeting and comparison shopping without breaking the bank.

2. Car Insurance

Once your child turns 18, they’re legally responsible for their own driving. While they might stay on your policy initially for cost savings, they should contribute their portion of the premium. This helps them understand the real cost of driving and builds awareness about maintaining a clean driving record. Give them six months’ notice, then transfer the policy entirely to their name when they’re financially stable.

3. Health Insurance

If your child has a job offering health benefits, they should take advantage of it rather than staying on your plan. Many young adults avoid employer coverage because it seems expensive, but it’s a crucial step toward independence. Walk them through the enrollment process and help them understand deductibles and co-pays. The transition teaches them to navigate insurance systems they’ll use for decades.

4. Groceries and Food

Buying groceries is one of the most practical life skills your adult child can learn. If they’re living at home, start charging them for their portion of the grocery bill. If they’re on their own, resist the urge to stock their pantry during visits. Learning to meal plan, budget for food, and cook basic meals builds genuine independence. You can still enjoy family dinners without footing the bill.

5. Rent or Mortgage Payments

Whether your child lives at home or elsewhere, they should contribute to housing costs. 57% of young adults aged 18-24 still live at home, making this conversation especially relevant for many families. If they’re home, charge a reasonable rent that covers their share of utilities and maintenance. This prevents them from becoming too comfortable and motivates them to work toward their own place. For kids living elsewhere, resist paying their rent except in genuine emergencies that you both define ahead of time.

6. Utilities in Their Own Place

TO READ MORE: https://www.yahoo.com/creators/lifestyle/story/18-things-your-kids-should-pay-for-once-theyre-over-18-203352521.html

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