Iraq Economic News and Points To Ponder Thursday Afternoon 12-18-25

Central Bank Governor: Weak Economic Diversification Is Putting Pressure On The Dollar And The Exchange Rate

Banks   Economy News – Baghdad   The Governor of the Central Bank of Iraq, Ali Al-Alaq, confirmed that the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate.

Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States, that “the Iraqi scene is facing intertwined pressures and accumulated infrastructure and development challenges, which require diversifying the economy and maximizing public revenues,” noting that “public finances in Iraq depend on oil exports by more than 90%, which is an unconventional source subject to fluctuations in global prices, which leads to fluctuations in revenues and weak financial stability, which necessitates finding structural solutions.”

He explained that “the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate, especially with the rise in purchasing power and the increase in daily demand for foreign currency, which directly affects monetary policy, which has achieved great success in balancing the maintenance of price levels, managing liquidity, and stimulating the economy.”

He pointed out that "public spending pressures, particularly on salaries, subsidies and basic services, pose an additional challenge," stressing "the difficulty of reducing these expenditures due to the potential social repercussions, at a time when the central bank is striving to avoid inflation and maintain monetary stability to protect the social structure of the country."

Al-Alaq pointed out that “Iraq has been able in recent years to finance part of the financial deficit through the development of non-oil revenues, while continuing to coordinate with the Prime Minister with the aim of maximizing these resources and reducing dependence on oil,” in an effort to break what he described as the “financial dominance” of oil revenues over the general budget.

The governor of the Central Bank affirmed that "the stability of the exchange rate is a pivotal goal, as it provides a safe cover for investors and citizens," noting that "Iraq has succeeded in raising the size of foreign reserves and linking them to a package of integrated monetary policies, which have contributed to reducing the inflation rate to about 1%, which is among the lowest levels recorded."

He added that "Iraq is in the process of governing the banking sector," revealing that "an update is underway in cooperation between the Central Bank and an international company for a comprehensive reform plan, which includes reviewing bank licenses according to new conditions and standards, in order to strengthen the banking system and raise its efficiency."

Regarding Islamic bonds, Al-Alaq explained that "there are no Islamic bond instruments in Iraq yet," noting that "there is an integrated project submitted by the Central Bank to the Iraqi Parliament for voting, which opens new horizons for financing and investment."

On the issue of debt, Al-Alaq stressed "the need to find an organized and continuous international dialogue between creditors and debtors," calling for "the establishment of a regional platform to organize this dialogue and reduce the gap between the two parties, in order to ensure negotiations without significant losses, and to contribute to the implementation of reforms and the strengthening of the economic base with the support of the participating countries."

He pointed to “international studies showing that losses in the debt file may range between 20% and 25% as a result of poorly considered financing conditions or delays,” stressing that “negotiating platforms contribute to reducing these losses and enhancing international cooperation by improving debt conditions, bridging the information gap, and exchanging experiences in economic reform processes.”  https://economy-news.net/content.php?id=63504

Monetary Policy Indicators Confirm The Central Bank Will Be First In 2025

Samir Al-Nassiri    In countries that adopt an institutionally managed economic system, each institution retains its independence and authority to manage economic affairs according to the methodology and philosophy that aims to achieve economic stability and the well-being of society.

Therefore, central banks receive special attention in most countries of the world as the sovereign and prudent economic institution concerned with achieving the above goal through the application of monetary policy tools and the realization of its objectives.

With the approach of the end of 2025 and the beginning of 2026, and following a review and analysis of the policies, programs, and procedures implemented by the Central Bank of Iraq in 2025—a year of political and economic challenges and crises, and numerous changes at the global and regional levels, which negatively and positively impacted the Iraqi economy—the Central Bank demonstrated its wisdom and efficiency in overcoming challenges and moving forward to achieve its objectives set for the next three years.

It also proved to be the leading economic institution in 2025. On this occasion, we must appreciate the outstanding efforts made by the specialized administrative and technical leaders and distinguished employees of the Central Bank who contributed effectively to the implementation of what was stated in the government program in Axis 12 (Financial and Banking Reform) during the years (2023-2025) and the Central Bank’s third strategy and the comprehensive banking reform project.

The launch of the financial inclusion strategy, the promotion of digital transformation, the activation of electronic payments, and the strengthening of cybersecurity.

The Central Bank was able to achieve economic growth and stability in extremely complex economic, security, and political conditions, and was able to implement developmental, structural, and technological policies and programs, and take numerous measures in cooperation with the government to regulate foreign trade financing, control foreign transfers, integrate into the global financial and banking system, comply with international standards, and move to the electronic platform.

Achieving the main and sub-goals of its third strategy and starting to implement the comprehensive banking reform project according to the paths drawn up in cooperation with the global consulting firm Oliver Wyman to enable the banking sector to grow and develop and to be a solid, comprehensive, modern and flexible sector that works hard to build a rapidly growing national economy, contributes to development and investment, creates a cumulative increase in the gross domestic product, provides one million job opportunities for the unemployed, raises the market value of the private banking sector and achieves rewarding and sustainable returns for its investors.

 In addition to increasing foreign investment and achieving growth in financial inclusion, financing and deposits.

Analysis of monetary policy indicators as of the third quarter of 2025 indicates the building of foreign exchange reserves of around $100 billion. Gold reserves at the Central Bank recorded a significant growth rate of (64%), reaching a value of (27.552) billion dinars, equivalent to (173) tons during the same period, compared to a value of (16.817) billion dinars in the second quarter of 2024.

The decrease in the issued currency contributed to a decrease in the inflation rate, which maintains the stability of the general price level, as the currency issued by the Central Bank recorded a decrease in the rate of (5.50%), reaching (99.681) billion dinars during the same period, compared to a value of (104.127) billion dinars in the second quarter of 2024.

The decrease in the inflation rate also indicates a decrease in the general price level, as inflation recorded a low rate of (76%), reaching (0.8%) compared to the second quarter of 2024, which reached (3.5%). This confirms that the Central Bank was able to build basic pillars for monetary and economic stability and achieve the most important objectives of monetary policy.

Therefore, I believe, with complete impartiality and transparency, that we should stand in respect for the efforts of the Central Bank and its distinguished staff who achieved the above accomplishments, and I hope that those efforts will be evaluated, which is a legitimate entitlement.   https://economy-news.net/content.php?id=63555

Government Advisor: The Government Is Capable Of Managing Public Liquidity While Promoting Fiscal Reform

Economy | 18/12/2025   Mawazin News – Baghdad:  The Prime Minister's economic advisor, Mazhar Muhammad Salih, affirmed that the government is capable of securing the necessary liquidity for public spending in the near term, relying on the nature of the Iraqi economy as a generator of financial resources, despite fluctuations in oil prices and their impact on budget revenues.

Salih explained that spending financing mechanisms will continue within the framework adopted in recent months, including employee salaries and current and investment expenditures, clarifying that this is possible as long as financial resources continue to be managed in the current manner.

He pointed out that achieving financial sustainability requires the immediate commencement of structural reforms that ensure the continuity of the financial system and its ability to withstand economic changes. He added that financial reform is based on controlling public spending, maximizing non-oil revenues, and managing the deficit in accordance with the requirements of financial sustainability.

Salih emphasized that these directions align with the priorities of the reform paper discussed by the Ministerial Council for the Economy at its meeting on December 15, and the decisions and recommendations it included that strengthen comprehensive financial reform.   https://www.mawazin.net/Details.aspx?jimare=271754

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

“Tidbits From TNT” Thursday 12-18-2025

TNT:

Tishwash:  Al-Alaq: We succeeded in increasing the size of foreign reserves and curbing inflation.

The Governor of the Central Bank of Iraq, Dr. Ali Al-Alaq, affirmed that maintaining financial and banking stability, public financial sustainability, and curbing inflation are among the most difficult challenges facing countries, and cannot be achieved without operating the various economic sectors, especially in light of global economic and financial complexities.

Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States

And which was attended by Al-Sabah newspaper, that “the Iraqi scene is facing intertwined pressures and accumulated infrastructure and development challenges, which require diversifying the economy and maximizing public revenues,”

Noting that “public finances in Iraq depend on oil exports by more than 90%, which is an unconventional source subject to fluctuations in global prices, which leads to fluctuations in revenues and weak financial stability, which necessitates finding structural solutions.”

He explained that “the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate, especially with the rise in purchasing power and the increase in daily demand for foreign currency, which directly affects monetary policy, which has achieved great success in balancing the maintenance of price levels, managing liquidity, and stimulating the economy.”

He pointed out that "public spending pressures, particularly on salaries, subsidies and basic services, pose an additional challenge," stressing "the difficulty of reducing these expenditures due to the potential social repercussions, at a time when the central bank is striving to avoid inflation and maintain monetary stability to protect the social structure of the country."

Al-Alaq pointed out that “Iraq has been able in recent years to finance part of the financial deficit through the development of non-oil revenues, while continuing to coordinate with the Prime Minister with the aim of maximizing these resources and reducing dependence on oil,” in an effort to break what he described as the “financial dominance” of oil revenues over the general budget.

The governor of the Central Bank affirmed that "the stability of the exchange rate is a pivotal goal, as it provides a safe cover for investors and citizens," noting that "Iraq has succeeded in raising the size of foreign reserves and linking them to a package of integrated monetary policies, which have contributed to reducing the inflation rate to about 1%, which is among the lowest levels recorded."

He added that "Iraq is in the process of governing the banking sector," revealing that "an update is underway in cooperation between the Central Bank and an international company for a comprehensive reform plan, which includes reviewing bank licenses according to new conditions and standards, in order to strengthen the banking system and raise its efficiency."

Regarding Islamic bonds, Al-Alaq explained that "there are no Islamic bond instruments in Iraq yet," noting that "there is an integrated project submitted by the Central Bank to the Iraqi Parliament for voting, which opens new horizons for financing and investment."

On the issue of debt, Al-Alaq stressed "the need to find an organized and continuous international dialogue between creditors and debtors," calling for "the establishment of a regional platform to organize this dialogue and reduce the gap between the two parties, in order to ensure negotiations without significant losses, and to contribute to the implementation of reforms and the strengthening of the economic base with the support of the participating countries."

He pointed to “international studies showing that losses in the debt file may range between 20% and 25% as a result of poorly considered financing conditions or delays,” stressing that “negotiating platforms contribute to reducing these losses and enhancing international cooperation by improving debt conditions, bridging the information gap, and exchanging experiences in economic reform processes.”  link

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TishWash: ATM machine arrived in Hajiawa district for the first time

The first ATM was installed in Hajiawa district of Raperin Autonomous Administration on Thursday, December 18,

This device is dedicated to serving salaried employees, while those who have “my account”, can now withdraw their salaries in their district without having to go outside Hajiawa.

This step will provide great convenience to the citizens of the region and reduce the pressure on the banks of the central administration of Raperin.

It is worth mentioning that the “My Account” project is a strategic project of the Kurdistan Regional Government to digitize the salary payment system and switch from cash to banking.

Currently, several banks are participating in the “My Account” project and salaried employees can open bank accounts through them, namely:

Cihan Bank: One of the private banks active in this project.

RT Bank: Involved in providing banking services to employees.

Iraqi Islamic Bank: Provides services to salaried employees.

BBAC Bank: It is one of the Lebanese banks operating in the region and participating in the project.

NBI (National Bank of Iraq): One of the banks with the most branches in the provinces.  link

Tishwash: Iraq seeks coordination with the International Trade Centre to enhance trade exchange

Border crossings statement

 The head of the Border Ports Authority, Omar Al-Waeli, discussed on Thursday ways to enhance cooperation and facilitate international trade during his reception of an official delegation from the United Nations International Trade Centre, coming from Switzerland, headed by Pierre Bonthonno, Director of the Trade and Investment Facilitation Department, and Director of Trade Facilitation and Digital Transformation Programs and Trade Policy Advisor.

Network Statement from the Border Ports Authority

The Chairman of the Border Ports Authority, Lieutenant General Dr. Omar Adnan Al-Waili, received an official delegation from the United Nations International Trade Centre, coming from Switzerland, headed by Ms. Pierre Bonthonno, Director of the Trade and Investment Facilitation Department, the Director of Trade Facilitation and Digital Transformation Programs, and a Trade Policy Advisor, with the aim of strengthening cooperation and facilitating international trade.

The Chairman of the Authority provided a detailed explanation of the Authority’s work and efforts in maximizing non-oil revenues and combating smuggling in all its forms, stressing that the Authority is witnessing a broad digital transformation through the introduction of modern technologies, data exchange between the relevant working parties, networking of sonars at all border crossings, and activating cross-border trade according to the TIR system, with direct follow-up and supervision from the Prime Minister.

Al-Waeli stressed the continued hard work to enhance security and stability at border crossings, which will positively impact the increase in trade exchange in Iraq and facilitate international trade.

For their part, the members of the delegation praised the measures taken by the Authority in the field of governance and electronic oversight, and expressed their admiration for the efforts it is making in the field of combating smuggling and rebuilding border crossings, stressing their readiness to provide technical and training support to improve the Authority’s technical capabilities.

This visit reflects the International Trade Centre’s interest in strengthening cooperation with the Border Ports Authority with the aim of improving work efficiency and promoting stability and economic development.  link

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Mot: ole ""Motisums"" Facts bout - ""Christmas is in the air""

Thursday Coffee with MarkZ. 12/18/2025

Thursday Coffee with MarkZ. 12/18/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark, Mods and Members

Member: Someone must make a song “All I want for Christmas is the RV”( like two front teeth?)

Member: So will the dong still go at the same time as the dinar?

MZ: Most people believe it will. I still believe that.

Member: Did you speak with Group leaders last night?

MZ: did I speak with a couple? Yes. Did I hear anything fun or new interesting? No.  

MZ: I just received a bond update before this podcast and I still have to process it. The jist of it is they still expect it at anytime and things are going well and “processing” but will probably be a few days….I still have to get into the details. I Will let you know this evening if I find anything different.

Member: Mark, do you believe the HCL will be voted in on the 29th by parliament? If so, doesn’t the rate need to be in place to approve those calculations?

Member: the fact that sudani came out an said they want hcl done this year tells me we are not waiting for 2026 to exchange

MZ: “Monetary Policy Indicators confirm Central Bank first in 2025” This means they have all the access to banking and monetary reform for the years of 2023 to 2025. They are telling us that they have completed…in 23 and 24 and 2025…that they have completed this massive reform that is soley designed to lift the purchasing power of the dinar. They are telling us they will finish the banking reforms during the rest of this month.

MZ: Another one on that theme: “ The Prime Minister chairs a special meeting to follow up on the Implementation of the governance of the comprehensive tax system” This is so they collect their customs ahead and smooths it foreign exchange process for dollars. They no longer have trucks pulling up in the back and not knowing where its going. They are modernizing the banking system. These are all part of the “White Paper Reforms”

Member: all the news on Iraq banking reform sounds like what we call the QFS system

MZ: “ Ports are witnessing a digital transformation after the introduction of modern technologies and sonar networking” So they are tracking everything from boats, to planes to trains to trucks . Again this is on the checklist of the reforms.

MZ: Another feel good article: “ We will make Iraq great again-Joe Wilson and Sayvaya shape the new American role” they are De-Iraning Iraq. Returning Iraq to a sovereign and healthy state without all of the Iran militias.

MZ: “ Electrical interconnection with the gulf is close to operation in Iraq” Another part of the White Paper reforms. They were importing gas from Iran and other countries in the region….this is changing to turkey and others ….and soon they hope to be exporting electricity in the future. This also elps remove Iranian influence.

Member: Mark, do you still think RV will happen around January 2nd?

MZ: I think it will …but no one knows the timing.

Member: I guess starting at the new year is logical….was just really hoping we would all have a special Christmas this year.

Member: On the backside of ForX it shows the dinar at $4.81 ..Some are saying that’s the rate coming forward again as it was in May 2025

Member: that would be a huge miracle for us all.

Member: There is a rumor that Trump to sign national defense authorization act tonight?

Member: MARK Damn My Ducks are definitely not in a row and some have gone missing. and I’m confident that a couple are not even Ducks

Member:  The RV is Happening At Continental Drift Speed ...

Member: Iraq isn't helping their own people with slow roll after decades!

Member:  A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort.

Member: Amen and LOL…..you can’t control what the world throws at us….but we can control how we react to it and deal with it.

Member: Sending holiday cheer to all……God Bless everyone this season.

MZ: I am traveling tomorrow. You will still have Mr. C and Zester. I am on with Dr. Scott Young at normal time tonight. May take Saturday off…..but besides Christmas Eve and New Years eve- which will be no podcast ….my schedule should be almost the same next week.

MZ: I will be visiting family and enjoying the holidays

Member: Safe Travels Mark….hope we all have a wonderful weekend.  We know you will do a podcast the minute the RV happens….so enjoy time with family for now.

Mod: BREAKING NEWS: MarkZ's WEEKEND email address: Don't Write Me@NeverOnWEEKENDS.Com SERIOUSLY, MARK NEEDS A LITTLE TIME FOR HIMSELF FOR REST AND REC. THANK YOU!

StacieZ joins the stream today. Please listen to the replay for her information

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

 Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:    https://www.youtube.com/watch?v=Xox9R54fopM

News, Rumors and Opinions Thursday 12-18-2025

Silver & Gold Explode as Dollar Tanks – Bo Polny

By Greg Hunter’s USAWatchdog.com 

Biblical cycle timing expert, geopolitical and financial analyst Bo Polny has been making one correct call after another on the rise of gold and silver prices for years. 

Now, he’s making one of his biggest calls yet that will start playing out before the end of 2025. 

Polny says, “It’s going to happen eventually, but the US dollar is going to have a really bad day.  We could see this before the New Year.  We could see this before Christmas.  We could see it this week.  (Silver just hit another all-time high on Tuesday night.  Gold is also up at or near record highs too!!) 

 So, the dollar is going to have a very bad day.  When that happens, it is going to be the reverse for God’s money. . .. ‘The silver and the gold are mine says the Lord.’  We are about to witness a vertical price explosion on silver.  A vertical price explosion on silver is going to be marked with a very bad day for the US dollar. . ..

Please keep in mind, the Federal Reserve Note is not federal, there are no reserves, and, actually, they are private bankers that own it. . ..

 The big picture on this is we are about to witness the fall of the Federal Reserve system, which will spike silver and gold.  

Silver and gold are about to embark on the greatest bull market in human history.”

Polny also predicts, “Silver is about to explode, and it will be the bank k****r. . .. Their kingdom has come to an end, and God is going to use silver to take down the Babylonian globalist agenda of a one world government. 

He’s going to stop them in their tracks.  This is going to be like in Joel 2:31.  It will be ‘The Great and Terrible Day.’  It’s great for the church, and terrible for the enemies of God.”

In closing, Polny also says look for price targets for silver to break “$140 per ounce, $600 per ounce, $1,200 per ounce and $2,000 per ounce.”

Polny says above all, “Pray and thank God, for he saved America and the world.”

There is much more in the 70-minute interview.

https://usawatchdog.com/silver-gold-explode-as-dollar-tanks-bo-polny/

https://dinarchronicles.com/2025/12/18/greg-hunter-with-bo-polny-silver-and-gold-explode-as-dollar-tanks/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26  [Iraq boots-on-the-ground report]  FIREFLY: We now have Saleh on television.  He just said how the government is stable and secure with 1320.  They keep sending different people to tell us they don't want to change anything.  FRANK:  Why do a digital transformation if you're staying at 1310?  If 1310 is so stable you're not going to transfer anything at that stupid rate...1310 dies on December 31st and something new is born.

Jeff   When the UN met with Iraq that was a 'stability graduation' ceremony.  Because they have achieved critical core stability required by both the UN and the US, the UN is now done with Iraq.  They will be able to exit out of the country at the end of this year so that Iraq can go international in 2026.

Mnt Goat  ...we must look at the FACTS. We can clearly see that an attempt to reinstate the dinar according to Dr Shabibi’s plan is underway. What we don’t know of course is when. Will it happen in 2026 or 2027?  There is much more evidence that everything is pointing to early 2026 for them to normalize the dinar and place it back on FOREX for trading. 

A New Silver System? What, How and When - Mike Maloney w/Alan Hibbard

12-18-2025

In this episode of The GoldSilver Show, Mike Maloney and Allan Stevo break down a viral macro thread that claims we’re witnessing “the most important monetary shift of the 21st century”—a silent reset where silver becomes the new reserve asset.

You’ll discover:

How India–Russia oil trade, AED and CNY settlements, and Russian silver purchases may be reshaping the global monetary map

Why Mike agrees with the facts but challenges the narrative, especially claims that silver has detached from COMEX or that one currency pair is “driving” the silver price

How silver is shifting from “industrial metal” to strategic reserve asset, joining gold at the sovereign level

The multi-year structural deficit in silver supply and why mines can’t ramp quickly enough to meet exploding demand from EVs, solar, data centers, and AI

Why Mike is personally accumulating silver and expecting the gold/silver ratio to compress to 20:1—maybe even 10:1

 If you’re trying to decide whether to own more gold or more silver, understanding the gold–silver ratio, central bank flows, and industrial demand is critical.

Historically, extreme ratios have often preceded powerful phases of silver outperformance, especially when both metals are supported by macro forces like inflation fears, de-dollarization, and central bank buying.

 Topics covered:

De-dollarization and the “triangle” of India, Russia, China & the UAE Silver as a strategic metal for technology, warfare, and AI

Why silver has been in structural deficit for years—and may stay that way into the 2030s

The mechanics of mine supply, high-grading, and why higher prices are needed

 Mike’s target of a 20:1 (or 10:1) gold/silver ratio and what that could mean for investors

 If you care about protecting your purchasing power, understanding this evolving gold–silver dynamic is not optional.

https://www.youtube.com/watch?v=4xK8FO-1H-8

Seeds of Wisdom RV and Economics Updates Thursday Morning 12-18-25

Good Morning Dinar Recaps,

European Bank and Commodity Stocks Lead Markets as Metals Signal Hedging Shift

Rising bank shares and surging metals reflect parallel confidence and caution across global markets.

Overview

• European equities moved higher, led by banking and commodity-linked stocks.

• Gold and silver prices remained elevated, signaling persistent hedging demand.

• Oil prices firmed amid geopolitical risk, tightening energy market sentiment.

• Markets show dual behavior, combining risk appetite with defensive positioning.

Key Developments

• Banking stocks drive European gains
  European bank shares led market advances as investors responded to resilient earnings expectations and the prospect of prolonged higher interest margins, despite slowing growth in parts of the region.

• Commodity and mining firms strengthen
  Resource-linked stocks rose alongside firmer prices for industrial metals, reflecting both infrastructure demand expectations and investor hedging against currency and inflation risk.

• Precious metals maintain elevated levels
  Gold and silver prices remained near recent highs, underscoring continued demand for hard-asset protection amid geopolitical tensions, currency volatility, and shifting monetary policy expectations.

• Oil prices react to geopolitical developments
  Energy markets advanced as traders priced in supply risk tied to rising global tensions, reinforcing the link between geopolitics and asset pricing.

Why It Matters

The simultaneous rise in bank equities and precious metals highlights a fractured market psychology — confidence in financial institutions coexists with growing demand for hard-asset protection. This duality reflects uncertainty surrounding monetary stability, geopolitical risk, and long-term currency credibility.

Why It Matters to Foreign Currency Holders

For foreign currency holders, elevated precious metal prices signal diminishing trust in fiat stability, even as financial markets rally. When metals rise alongside equities, it often precedes currency volatility, reinforcing the case for diversification into real assets during monetary transition periods.

Implications for the Global Reset

Pillar 1: Hard Assets Regain Strategic Importance
Gold, silver, and commodities are increasingly viewed as monetary hedges, not just investment assets.

Pillar 2: Banking Strength Masks Systemic Risk
Strong bank performance may reflect margin dynamics rather than systemic stability, suggesting underlying vulnerabilities remain unresolved.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – European shares rise as banking, commodity stocks lead gains

• Reuters – Gold steadies near highs as investors hedge geopolitical and currency risk

~~~~~~~~~~

Wild Currency Swings Spotlight Emerging Markets as Dollar Volatility Intensifies

Sharp FX moves reveal stress fractures in the global monetary system and rising de-dollarization pressure.

Overview

• Emerging market currencies experienced sharp swings, outperforming and underperforming in rapid succession.

• U.S. dollar volatility amplified FX moves, increasing stress on global trade and capital flows.

• Investors selectively rotated into higher-yielding currencies, while avoiding structurally weak markets.

• Currency fragmentation accelerated, reflecting a multipolar monetary transition.

Key Developments

• Emerging market FX volatility surges
  Currency markets across Latin America, Asia, and Eastern Europe experienced heightened volatility as shifting U.S. rate expectations and geopolitical risk drove erratic capital flows.

• Selective strength replaces broad EM rallies
  Rather than a unified emerging-market upswing, investors favored countries with strong reserves, credible policy frameworks, and commodity backing, while penalizing high-debt and politically unstable economies.

• Dollar swings disrupt trade dynamics
  Sudden dollar moves complicated trade settlement and hedging strategies, particularly for import-dependent nations, reinforcing demand for local-currency trade arrangements.

• De-dollarization narratives gain momentum
  Volatility reinforced interest in alternative settlement systems, regional payment frameworks, and reserve diversification — even as the dollar remains dominant.

Why It Matters

Currency volatility is no longer an anomaly — it is becoming structural. The growing dispersion among emerging market currencies highlights a transition from a dollar-centric system toward a fragmented, multi-currency environment, where stability is increasingly determined by national balance sheets and policy credibility.

Why It Matters to Foreign Currency Holders

For foreign currency holders, rising FX volatility means currency values can shift rapidly due to policy intervention, capital controls, or geopolitical shocks. Holding currency exposure now carries higher policy risk, making diversification across currencies, assets, and jurisdictions more critical during the global reset.

Implications for the Global Reset

Pillar 1: Fragmented Monetary Order Emerges
Currency performance is increasingly country-specific, signaling the erosion of a one-size-fits-all global monetary framework.

Pillar 2: Dollar Dominance Faces Structural Friction
While the dollar remains central, volatility and politicization are driving nations to seek alternatives for trade and reserves.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – Wild currency swings put emerging markets in the spotlight

• Reuters – Dollar volatility fuels pressure on global FX markets

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

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Thank you Dinar Recaps

18 Things Your Kids Should Pay For Once They're Over 18

18 Things Your Kids Should Pay For Once They're Over 18

Wealthy Single Mommy  Creator  Sun, November 9, 2025

Many parents sacrifice their retirement savings to help their kids. Here’s what they should start covering themselves.

Half of all parents are now providing regular financial assistance to their adult children, spending an average of $1,474 per month according to recent studies. While 57% of young adults aged 18-24 still live at home, only 16% are completely financially independent. Many parents sacrifice their own retirement savings to help their kids, with 61% admitting they’ve hurt their own financial security. The transition to adult financial responsibility doesn’t happen overnight, but certain expenses should shift to your adult children as they build independence. Here’s what they should start covering themselves.

1. Cell Phone Bills

Your adult child’s phone is their lifeline to work, friends, and the world. Time to cut that digital umbilical cord. Most parents continue paying phone bills out of habit rather than necessity, even when their kids have steady jobs. Start by having your child take over their portion of the family plan, then encourage them to shop for their own service. This small step teaches budgeting and comparison shopping without breaking the bank.

2. Car Insurance

Once your child turns 18, they’re legally responsible for their own driving. While they might stay on your policy initially for cost savings, they should contribute their portion of the premium. This helps them understand the real cost of driving and builds awareness about maintaining a clean driving record. Give them six months’ notice, then transfer the policy entirely to their name when they’re financially stable.

3. Health Insurance

If your child has a job offering health benefits, they should take advantage of it rather than staying on your plan. Many young adults avoid employer coverage because it seems expensive, but it’s a crucial step toward independence. Walk them through the enrollment process and help them understand deductibles and co-pays. The transition teaches them to navigate insurance systems they’ll use for decades.

4. Groceries and Food

Buying groceries is one of the most practical life skills your adult child can learn. If they’re living at home, start charging them for their portion of the grocery bill. If they’re on their own, resist the urge to stock their pantry during visits. Learning to meal plan, budget for food, and cook basic meals builds genuine independence. You can still enjoy family dinners without footing the bill.

5. Rent or Mortgage Payments

Whether your child lives at home or elsewhere, they should contribute to housing costs. 57% of young adults aged 18-24 still live at home, making this conversation especially relevant for many families. If they’re home, charge a reasonable rent that covers their share of utilities and maintenance. This prevents them from becoming too comfortable and motivates them to work toward their own place. For kids living elsewhere, resist paying their rent except in genuine emergencies that you both define ahead of time.

6. Utilities in Their Own Place

TO READ MORE: https://www.yahoo.com/creators/lifestyle/story/18-things-your-kids-should-pay-for-once-theyre-over-18-203352521.html

MilitiaMan and Crew: IQD News Update-Exchange rate-Global-Monetary Stability

MilitiaMan and Crew:  IQD News Update-Exchange rate-Global-Monetary Stability

12-17-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=WxHv2MdX7o4

FRANK26….12-17-25……AGAINST THE LAW

KTFA

Wednesday Night Video

FRANK26….12-17-25……AGAINST THE LAW

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=fUEQKqq13Xg

Bruce’s Big Call Dinar Intel Tuesday Night 12-16-25

Bruce’s Big Call Dinar Intel Tuesday Night 12-16-25

Transcribed By WiserNow Emailed To Recaps   (INTEL ONLY)

Welcome everybody to the big call tonight, December 16, and you're listening to the big call. Thanks for tuning in everybody that we're reaching, wherever you are located, and thank you for being with us at this year. We have a lot to be thankful for.

Okay, so let's do this. Let's get into some intel and figure out where we stand today, being the 16th of December, we've got nine days till Christmas, and believe the feeling is, and the sentiment is that we would like to have this before Christmas.

Now I will say this, different sources saying different things about timing, so I'm just gonna tell you what we're getting – yesterday which was what Monday, I heard that the bondholders should be receiving their notifications Tuesday or Wednesday. Well, to my knowledge, they did not receive them today.

They might later, but they haven't received them yet. So that leaves tomorrow for bond holders. We also heard that if bond holders got their emails, it would be to tell them when they had access to the funds in their account, so that theoretically , if they got their email tomorrow, they would say you have funds in accounts that are available for you or accessible to you, either Wednesday or Thursday.

We believe that we would get notifications Wednesday or Thursday of this week. We had that from one of our upper sources now at Wells Fargo. However, we have also heard regarding Wednesday, that we got this from Iraq. Comes from very high up source that was saying that the Iraqi dinar, in fact, it came from Alak with the CBI and also alstof sudani, the prime minister of Iraq, they would have a new rate out on the Iraqi dinar Wednesday.

So we think, okay. The theory is, okay. When that happens, is it game on for us? We have a new rate. Are we ready to go?  We'll see.

That's encouraging to know they've got a new rate, and it's supposed to in the other rate that they had when we talked when they first came out with it was very and so this rate might be even better. Now it should be better, and it should be I don't know if it's going to be on forex or not.

 I had heard that it would be, and we don't know if there were bank screens and redemption center screens yet today, and I'll probably not hear about it until later tonight. There's a good possibility I'll find that out late tonight, but that doesn't do any good for this call, right? So there is that possibility.

The other thing is, we have heard from another source, who happens to be a redemption center leader, and he was passing on the information that we should have our notifications and exchanges, either, and he said it this way, either three or four days before Christmas. That brings us to the weekend this coming weekend, three or four days prior to Christmas, or two or three days after Christmas.

Now I would not be thrilled about the after Christmas, so we're going to believe and go for the before Christmas in intel information. Hopefully that is correct, and maybe we get something sooner rather than later.

Obviously, we're going to receive it whenever it comes.

However, for us to have a Christmas we need. A lot of us need to have this happen prior to Christmas, and not Christmas Eve or not Christmas day. I mean, I don't know. We'll see. We'll just have to be open to receive it whenever this blessing comes in.

Now, what about President Trump tomorrow night, speaking at nine o'clock Eastern.   It's going to be a year in review by President Trump. He's going to talk about the accomplishments in the first nine or 10 months of the year. He's going to talk about probably some future things that are in the in the works now, that should be coming to fruition, maybe as early as January. I wish he would talk about our new currency USN, but I don't know that. And you know what? I don't know if there'll be any comms in his talk tomorrow night.

I’m going to watch it, though, and I don't know, sometimes we look for things in President Trump's speeches or rallies, and there's just nothing there, or there might be a calm or a symbolic something that comes out.

And so far, what we've been looking for, which is the NESARA type announcements about and we've had a few things that have stuck in, you know, what about the fourth the $2,000 payments? What's the timing for that? I've heard different things on the timing of the 2000 you know, which is just a tariff dividend to us as a  direct deposit. What's the timing for that? When is it coming?

 I've heard,  I've heard starting first week in January.  I don't know. We'll see. I've heard other times for it, but I'm not going to go there.

I think that the other thing that we're looking for is, what about those Doge payments? Those would have been substantial and should be when are those going to start up? Does that start up near also, what about the external revenue service replacing the Internal Revenue Service?

They've retained 30% of the IRS workers that were considered good people to handle the external revenue that's coming in the external revenue service. Okay, all right, that's cool.

What about the consumption tax that the NESARA calls for, which would be approximately a 15% tax on that's on new goods that would replace all other taxes, income taxes, state, income taxes, property, real estate taxes, all of that stuff. What about that type of an announcement? Does that come after the first of the year?

Does President Trump show any of his hand tomorrow night with what is expected to happen after the first?  does he give us a signal that we are going to receive this RV and before Christmas?

You know, we're getting a little down to the wire here, so we'll have to see how that goes. Tomorrow night, nine o'clock Eastern, Standard Time, and imagine all news channels will have it. I'll be watching on Newsmax or one America news. But there are other, obviously, news channels that would carry it,

I’m trying to think if there were anything else that was prescient to us, the R and R we believe is still going to be there for us when we go to exchange in our quantum accounts.

And also make sure that you ask if you're if you have Iraqi dinar, when you go to the redemption center only, you'll be able to ask for the contract rate on the dinar, which is quite good President Trump has already orchestrated that for us some time ago. That is an excellent, excellent, crazy, high rate.

So we have dinar great take advantage of that. He wants those of us in the United States to get full advantage of the revaluation of the dinar the Dong and, of course, take advantage of the Zim to use for our projects that we had lined up. So that's going to be very important for us. I don't know if we're going to get any nuggets tomorrow night.

Maybe President Trump has a gold tie on instead of red tie. I don't know. We'll see. We'll see if there's some symbolism in it.    I think that's the majority of what that we have to look forward to.

I wish we'd get some serious NESARA type announcements. I will say this about debt forgiveness, and I don't know when this is going to be announced, but I heard today from one of our sources that student debt will be forgiven, and students that paid off their debt, that don't have any student debt, but they were diligent and paid it off, will get that money refunded to them.

That's pretty cool, because it wouldn't have been fair if people that had student debt, that were that were late, or that didn't pay or whatever, let it go and they had their debt canceled, and all of a sudden, everybody was said, Wait a minute, I paid my student debt every month. I paid those payments, and I finally paid it off. Well, those people will be rewarded, and they will get the money that they pay in for the student debt they'll get. So that's pretty cool. That's a good thing. It's very encouraged to hear that today.

So I don't know when a lot of these are question marks. We don't answer you right now, I would say I would love to see this happen in the next few days to possibly the weekend.

Maybe that's meant get notified and get started a few days before Christmas.  Maybe not. We'll see. I don't want anybody to lose hope or lose faith in the state. Stay the course at whatever Christmas you want to have now, have whatever Hanukkah ceremony that started last Sunday night. Have your Hanukkah and enjoy it and just be available and open to the blessing coming whenever they decide To release it

And of course, we've got a lot of things going on, you know, with shootings and different things that have happened, and they're trying to stop the deep state from bomb attacks in Southern California, five different attacks that they stopped, that would be taking place New Year's Day.

You know, we keep vigilant, keep our eyes and ears open and be available to report in anything that's suspicious. In your spirit, you said there's something wrong with that. There's something funny about that. I better see with that, or at least talk to somebody about and have that information passed on, because we have to be vigilant these days. You guys know what I’m talking  about

You know  Biden let in 10 or 12 million immigrants from not just Mexico and Central America all kinds of other countries. We don't know who these people are. They weren't then, and we've seen the evidence of that in some recent shootings. So stay vigilant.  Be careful.

Do the right thing. If you have any evidence that something is something is wrong, something is something's wrong, with this Holy Spirit will tell you that. Will tell you when something doesn't quite seem right, and you have to use your spirit of discernment to try to figure out what the world was going on what's wrong with this picture, right?

 So we're going to stay in faith for this to happen for us before Christmas early, nine days away. I would love to have it in the next couple of three or four days, certainly by the weekend. Would be great, if not sooner.  And of course, as typically I might or something more late tonight, it doesn't help me for this call.

We'll see what happens with our timing for our ER or the new rate on the dinar, for which really that new rate is an international way our contract rate. It's just nice to know whether it's made its way to bank screens and redemption center screens yet, etc, etc. Okay, we're going to be in great shape. A lot of people really don't know. But if you have bonds, and these are sheet bonds, I'm not referring to the Zim Zim bonds in this case, but if you've got sheet bonds, the cellies, superficialities, Red Dragon, yellow Dragon, gold Dragon, etc. You've got bonds or a box of bonds. They can actually deal with up to four boxes of bonds at the redemption center.

So if you have a box, let's say 100 bonds in it, you would just let them know when you set your appointment using the 800 number that hey, I do have a box of, let's say, gold dragons or yellow dragon bonds. Just let them know that you have that will then make sure to have a bond representative for your appointment and make you a longer appointment so they can go through it.

If you have provenance on the bonds you have to prove who you are, make sure you prove who you are. And provenance, which means the handing down of the bonds over years, gifting of it, the paperwork that shows that it started with this person and went to this person, went to that person, and so on. It's called provenance.

Nice, French word, right, provenance. And that's, that's what they would like to know. If you have them, if you have that, then you can get those bonds transacted, or hypothecated or redeemed. Is a word we use for bond redemption that'll all come out. And that's, that's going to go into your probably into your quantum account.

Okay, so I don't know if I need to go back over anything else right now. I think you guys know everything you know, far more than a lot of the bankers know. You know, a lot more than redemption center staff knows and but they're ready. They're prepared their practice. They're ready to go. And even though they're still a little clean up here, they're about four and five, they're ready.

They're ready for us. So let's just believe that there's enough cleanup that's taken place, and that President Trump has a really good talk tomorrow night at nine o'clock Eastern, and then we we get some signal that we are starting before Christmas, and hopefully by the weekend, because that's what I've heard to one of our sources is saying the weekend, and these are All upper banking level people, some top of the top of the banks.

Some are bond pay masters. Some are Uber masters, meaning top of the bond pay masters. You know, it's there's a lot going on. They're trying to get it done. We'll just hope and believe that they will get this thing done before Christmas.

And then, in that way, we could very well have a better Christmas, but remember, it's not Christmas isn't about things. It's not about presents. It's not about you know, it's more about season, which is Jesus.

So let's go ahead and pray the call out as soon as I thank Sue for doing a wonderful job, the teachings that have been great. Really enjoyed that.

And  thank you big call universe, all of you listeners all around go that have stuck with us, that are still with us for the last years. So very excited about where we are. I'm looking forward to getting this before Christmas, and we'll look forward to that, and we'll see what new information we have for Thursday night's call. We'll have a call in a couple of nights, on Thursday night, as we normally do, all right, everybody,

Let's just pray the call out, and then we'll move on from there. Okay, All right, everybody, have a great night and good day tomorrow, and we'll see you Thursday night. God bless you.

Bruce’s Big Call Dinar Intel Tuesday Night 12-9-25 REPLAY LINK   Intel Begins   1:08:08

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Bruce’s Big Call Dinar Intel Thursday Night 12-11-25 REPLAY LINK   Intel Begins   1:21:00

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Bruce’s Big Call Dinar Intel Tuesday Night 12-9-25 REPLAY LINK   Intel Begins   1:02:50

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Bruce’s Big Call Dinar Intel Thursday Night 12-4-25   No Transcription   Intel Begins  1:17:33

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Bruce’s Big Call Dinar Intel Tuesday Night 12-2-25 REPLAY LINK   Intel Begins   1:07:20

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Bruce’s Big Call Dinar Intel Thursday Night 11-28-25 Thanksgiving NO CALL

Bruce’s Big Call Dinar Intel Tuesday Night 11-25-25 REPLAY LINK   Intel Begins   1:06:06

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Bruce’s Big Call Dinar Intel Thursday Night 11-20-25 REPLAY LINK   Intel Begins   53:30

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Bruce’s Big Call Dinar Intel Tuesday Night 11-18-25 REPLAY LINK   Intel Begins   1:13:03

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Bruce’s Big Call Dinar Intel Thursday Night 11-13-25 REPLAY LINK   Intel Begins   1:10:20

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Bruce’s Big Call Dinar Intel Tuesday Night 11-11-25 REPLAY LINK   Intel Begins   1:24:24

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Bruce’s Big Call Dinar Intel Thursday Night 11-6-25 REPLAY LINK   Intel Begins   38:38

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Bruce’s Big Call Dinar Intel Tuesday Night 11-4-25 REPLAY LINK   Intel Begins   45:35

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Bruce’s Big Call Dinar Intel Thursday Night 10-30-25 REPLAY LINK   Intel Begins   1:01:31

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Bruce’s Big Call Dinar Intel Tuesday Night 10-28-25 REPLAY LINK   Intel Begins   1:13:00

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Seeds of Wisdom RV and Economics Updates Wednesday Evening 12-17-25

Good Evening Dinar Recaps,

Nigeria’s Central Bank Signals Stability as Global Volatility Tests Emerging Markets

Policy reassurance aims to anchor investor confidence amid currency pressure and global financial fragmentation.

Overview

• Nigeria’s central bank reaffirmed its reform commitment, emphasizing financial and currency stability.

• Officials sought to reassure foreign investors, amid rising global market volatility.

• Exchange rate management remains a priority, following recent naira fluctuations.

• Emerging markets face mounting pressure, as capital flows grow more selective.

Key Developments

• CBN reinforces reform trajectory
  The Central Bank of Nigeria (CBN) publicly signaled that it remains committed to structural reforms, disciplined monetary policy, and transparent market mechanisms despite external shocks and global uncertainty.

• Investor confidence placed front and center
  Nigerian officials emphasized consistency in policy direction to prevent capital flight and encourage sustained foreign portfolio and direct investment, particularly as emerging markets compete for scarce global liquidity.

• Currency stability highlighted as a strategic objective
  The CBN acknowledged pressures on the naira but framed recent volatility as part of a broader global trend, not a domestic policy failure. Measures remain focused on reducing distortions and improving FX market functionality.

• Emerging markets under global strain
  Nigeria’s messaging comes as many developing economies struggle with stronger capital controls, dollar volatility, and tightening global financial conditions, underscoring the fragility of emerging-market currencies.

Why It Matters

Nigeria is Africa’s largest economy and a key energy and commodities player. How its central bank manages reform credibility amid global volatility offers insight into whether emerging markets can maintain financial sovereignty without triggering destabilizing capital outflows. The outcome influences regional confidence far beyond Nigeria’s borders.

Why It Matters to Foreign Currency Holders

For foreign currency holders, Nigeria’s stance highlights a growing reality: central banks in emerging markets are prioritizing controlled stability over free-market volatility. Currency values may be increasingly managed, not purely market-driven, reinforcing the importance of diversification and awareness of policy risk during the global monetary reset.

Implications for the Global Reset

Pillar 1: Monetary Sovereignty Over Market Orthodoxy
Emerging markets are asserting tighter control over currency outcomes as global volatility rises, signaling a shift away from hands-off monetary frameworks.

Pillar 2: Capital Becomes Conditional
Foreign capital is no longer assumed — it must be earned through policy credibility, signaling a rebalancing of power between investors and sovereign states.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Investors King – Nigeria’s Central Bank Signals Stable Reform Path to Investors Amid Global Volatility

• Reuters – Emerging market currencies wobble as global volatility intensifies

~~~~~~~~~~

India’s Central Bank Steps In as Rupee Volatility Triggers Currency Defense

RBI intervention signals rising global FX stress and a shift toward active currency management.

Overview

• India’s central bank intervened aggressively to halt a sharp decline in the rupee.

• U.S. dollar selling by the RBI stabilized markets, reversing one-way currency pressure.

• Global dollar volatility continues to strain emerging markets.

• Currency defense highlights a broader shift toward hands-on monetary control.

Key Developments

• RBI halts rupee’s downward slide
  The Reserve Bank of India (RBI) entered foreign exchange markets decisively, selling U.S. dollars to counter a rapid depreciation of the rupee. The move marked a clear break from tolerance of market-driven declines.

• One-way trade triggers central bank response
  Traders reported heavy speculative pressure pushing the rupee lower, prompting authorities to act in order to prevent disorderly market conditions and preserve confidence.

• Dollar strength pressures emerging markets
  The intervention reflects mounting strain across emerging-market currencies as shifting U.S. rate expectations and geopolitical risks drive erratic dollar flows.

• FX reserves deployed as strategic buffer
  India’s sizable foreign exchange reserves provided the RBI with room to intervene forcefully, underscoring the importance of reserve accumulation in a volatile global system.

Why It Matters

India’s move reinforces a global pattern: central banks are no longer relying solely on interest rates to manage stability. Direct currency intervention is returning as a core policy tool, signaling rising stress within the international monetary system and increasing fragmentation of currency regimes.

Why It Matters to Foreign Currency Holders

For foreign currency holders, India’s intervention highlights a critical reality — currency markets are increasingly policy-managed. Sudden central bank action can rapidly reverse FX trends, increasing volatility and policy risk while reducing predictability in currency valuations during the global reset.

Implications for the Global Reset

Pillar 1: Return of Active Currency Defense
Central banks are reclaiming control over exchange rates, signaling a move away from fully free-floating currency systems.

Pillar 2: Reserves as Power
Foreign exchange reserves are becoming a strategic weapon, reinforcing the divide between nations that can defend their currencies and those that cannot.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – India’s RBI returns with decisive hand to halt rupee’s one-way slide

• Reuters – Dollar volatility pressures emerging market currencies

~~~~~~~~~~

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Thank you Dinar Recaps

Market Panic Ahead When this System Blows

Market Panic Ahead When this System Blows

Liberty and Finance:  12-17-2025

A shocking exposé has brought to light a pervasive and systemic real estate tax fraud that has been quietly ravaging the financial stability of millions of American households.

 Expert Mitch Vexler has revealed the alarming details of this widespread scheme, which has been orchestrated by local school districts and central appraisal districts across the United States and Canada.

The consequences are dire, with over 42 million households – approximately 36.7% of U.S. households – facing the very real threat of losing their homes due to inflated property taxes.

At the heart of this is the fraudulent overvaluation of property taxes, which violates both federal constitutional law (specifically the 16th Amendment) and state laws. Local school districts and central appraisal districts have been manipulating property assessments to service massive bond debts, resulting in overt taxation that burdens homeowners – particularly retirees and middle-income families.

 This has led to widespread financial distress, bankruptcy risk, and loss of homes, equity from homeowners and undermining the very fabric of the American dream of homeownership.

The scheme is perpetuated by compounded interest on bonds and the continuous issuance of new bonds, with bond debt now estimated at a staggering $5 trillion nationally. Central appraisal districts are ignoring uniform appraisal standards, instead manipulating valuations to meet budgetary targets for school districts. This not only strips equity from homeowners but also creates a deflationary spiral that jeopardizes local economies and the broader financial system.

The real-world impacts of these fraudulent practices are far-reaching, contributing to a housing affordability crisis that is pricing out first-time homebuyers and forcing many to relocate or downsize.

Local examples, such as a failed hotel project in Conroe, Texas, financed with bonds that now burden taxpayers despite no real economic return, illustrate the devastating consequences of this scheme.

While solutions exist, including legal challenges currently pending in courts, systemic resistance persists due to claims of sovereign immunity and “ultravirus” protections by government entities.

Mitch Vexler is calling for grassroots advocacy, encouraging homeowners to unite in pushing local school boards and appraisal districts to adhere to the law and stop the fraud. His organization provides extensive documentation, legal filings, and resources online to empower citizens to fight back and hold responsible parties accountable.

The situation is dire, with the potential for a catastrophic market collapse worse than the 2008 financial crisis if left unchecked. It is imperative that homeowners, policymakers, and the broader public become aware of this issue and take action to prevent further damage.

https://youtu.be/ZVKWk3HYsNY