Don't Put These 5 Assets In A Living Trust

Don't Put These 5 Assets In A Living Trust. How To Help Your Kids Bypass Probate When You Die

Moneywise   Mon, December 1, 2025

If you will, allow us to present the hypothetical case of Pete Moneywise, a married, 78-year-old father of three who wants to get his financial affairs in order before his passing.

Though he exists only within the confines of this article, his situation reflects what countless people of retirement age face as they draft their wills and create their trusts.

“I hate probate,” Pete tells us in an exclusive interview. (What else did you expect? We created him.) “I went through it when my father died, and my family spent the next year talking to lawyers, trying to get things squared away.”

He shares how the probate process caused tension between his siblings. He also harbored frustration over one unanswerable question: “Why didn’t Dad create a living trust? It would’ve made things so much simpler.”

Credit Pete for now following his own advice. He has set up a living trust. Now, he must decide what, if anything, to leave out of it. He has done the homework for you: Here are five things to consider as you structure your living trust.

Probate explained

Back to living trusts and the reasons they’re better than a long and drawn-out probate process.

Unfortunately, many folks don’t even know what “probate” means until they’re in the thick of it.

Sometimes, not always, when a person dies — even if they left a will — a legal process called probate ensues. Probate is required to validate the will, name an executor to administer the estate if there isn’t one, pay off liabilities, and then distribute the remaining assets to heirs.

The process can take years, requiring piles of paperwork and ongoing legal fees.

For instance, after Ozzy Osbourne passed away in July, reports began surfacing that his $220 million estate would face hefty inheritance taxes and a lengthy probate process. According to estate planning attorney Gideon Alper at Alper Law, “If Ozzy’s assets were left in trust, his family could inherit faster and privately.”

In Pete’s case, a trust could have helped his family avoid probate, protect their privacy, and minimize estate taxes when his father died. A trust is a document that allows you to keep control of your money and property and designate who receives it once you die.

Consider life insurance for added peace of mind

Before we get into living trusts, it’s worth looking at an even simpler way to help your children live more comfortably after you pass.

TO READ MORE:  https://finance.yahoo.com/news/dont-put-5-assets-living-131500131.html

“Tidbits From TNT” Thursday 12-4-2025

TNT:

Tishwash:  Iraq will purchase more than 8 tons of gold during the year 2025

The World Gold Council announced on Wednesday that Iraq purchased more than 8 tons of gold during 2025.

The council said in its latest statistics, which were reviewed by Shafaq News Agency, that Iraq had purchased 8.2 tons of gold up to August 2025, raising its gold reserves to 170.9 tons.

The council added that Iraq bought one ton of gold in March of this year, as well as 1.6 tons in June, 3.1 tons in July, and 2.5 tons in August.

The council pointed out that Iraq came in fourth place among Arab countries in gold reserves, after Saudi Arabia, Lebanon, and Algeria. link

Tishwash:  A high-level delegation of the Federal Financial Supervision Bureau has arrived in Erbil.

A delegation of the Federal Financial Supervision Bureau (FSB) visited Erbil today to audit the revenues and expenditures of the Kurdistan Region.

The visit is part of the implementation of the Iraqi general budget law.

The delegation will stay in the Kurdistan Regional Government (KRG) capital for a while. The team, in collaboration with the KRG Financial Supervision Bureau, will review the lists of revenues and expenditures of the second quarter and the past six months.

Joint visits and audits are a fundamental mechanism within the three-year Iraqi budget law (2023, 2024, 2025). According to the law, a joint expert committee should be formed from both the regional and federal financial supervision bureaus. The main task of the committee is to prepare seasonal reports on the revenue and expenditure data of the region.

Similar delegations have visited the Kurdistan Region several times before and audited the salary lists of employees and security forces. These steps are seen as part of the KRG's efforts to demonstrate transparency and compliance with the agreements.

After completion of its work, the committee will prepare a joint report. The report is then submitted to the Kurdistan Regional Council of Ministers and the Federal Iraqi Council of Ministers for final approval. The results of these audits have a direct impact on the fulfillment of financial obligations between the two parties  link

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Tishwash:  The Sudanese attends the Iraqi-British Business Council conference held in Basra

Prime Minister Mohammed Shia al-Sudani attended the Iraqi-British Business Council conference held in Basra Governorate.  link

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Tishwash:  US Embassy in Baghdad: Trump is pushing the Middle East towards an "era of stability and prosperity"

 The US Embassy in Baghdad confirmed on Wednesday (December 3, 2025) that US policy in the Middle East during President Donald Trump’s term aims to push the region towards “an era of stability and prosperity,” noting that US investments in Iraq reflect the importance of the partnership between the two countries.

The embassy said in a post followed by “Baghdad Today” that “the United States’ investment in the new consulate in Iraq provides a secure platform to promote Washington’s interests in the region,” considering that this step represents evidence of what “a sovereign, secure and prosperous Iraq can offer its people and America.”

The embassy added that Washington continues to support Iraq's efforts to achieve stability and development.

On Wednesday (December 3, 2025), the largest US consulate in the world was opened in Erbil, in the presence of the President of the Kurdistan Democratic Party, Masoud Barzani, the President of the Kurdistan Region, Nechirvan Barzani, the Prime Minister of the Kurdistan Regional Government, Masrour Barzani, his deputy, Qubad Talabani, and the US Deputy Secretary of State, Michael Regace. link

Mot . ole ""Earl"" might Have Sumthun Here on Decorations!!!! 

Mot:  So Kool!!! -- Hes Getting Ready!!!! 

Thursday Coffee with MarkZ. 12/04/2025

Thursday Coffee with MarkZ. 12/04/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good morning Mark, Mods and all Dinarians from around the galaxy!

Member: I am really praying the RV goes before the end of the money

MZ: A lot of us are praying that it does……I think there is a great chance we see it this month or the beginning of next.

MZ: I can tell you what the bond rumors are right now. On the bond side please take this with a truckload…maybe a trainload of salt.

MZ: I got 2 different updates on this one. But they both expect their funding…in Asia….on Friday or Saturday. This is for Historic Bonds.

MZ: I also know a couple more with meetings over the next 2 days. And they are hearing that by Tuesday of next week they (Bond buyers ?) are supposed to come to the U.S. and the Americas . More than one location. I find this very hopeful.

MZ: I was always told that within 3-10 days of bonds going – we would start processing…So, cross your fingers  

Member: I saw this morning that BIS will be posting new exchange rates for the week!! just dont know what time that they release them

MZ: The BIS (Bank of International Settlements) has a meeting this afternoon….I believe at 4PM est…..on “EXCJANGE RATES” International and all around the world. They have called a meeting to discuss exchange rates. This could be big or it could be a standard meeting….We do not know. But you can go to their website and check it out.  

MZ: “ Iraq structures state owned banks in cooperation with Ernst and Young” They are in the process of restructuring. It is being “Implemented”

MZ: “The Development Road: Expanding their economic base” Another thing they are getting done with their monetary reforms. This will be linking the Great Faw port to the international highway n the Basra provinces.

MZ: “Al-Sudani from Basra: The “Gate of Iraq” is a vision for a new economy. The Development Road and the Grand Port of Faw is the cornerstone” Sudani says “this is a new era”

Member: So many discussing DJT's comment on taxes. It's exciting

MZ: “ Trump gives most direct endorsement for abolishing Federal Income Tax”  Every day there is a news story about this. Tariffs are very close to replacing Federal income taxes.

Member: I watched Dagen McDowel on Fox business talks about this….Great interview. They talked about the US possibly moving to a “Consumption Tax” Nesara?

Member: Some congress members and IRS employees don’t bother to pay taxes.

MZ: I want to post the link to Glen Becks show yesterday. I swear he has been watching our podcast..lol     

https://www.youtube.com/watch?v=BXTcuRnqOyI

MZ: I think the Glen Beck show was pure gold….He talks all about the pending reset and it’s the only way it can go.

Member: Yes Mark- watched it and he made it simple explanation of what is happening and a fantastic job

Member: Glenn Beck - "The Stars Have Aligned" on YouTube is how the video starts

Member:  It is a relief to see the things we talked about 6 yrs ago are finally coming out main stream.

Member: Seems with all the chatter and mainstream attention, we'd have to go very soon.

Member: I've been watching a podcast called Financial Revaluation he goes into amazing detail about the process

Member: I told Santa I wanted a Big Bank Account and a skinny body and please don't mix them up like you did last year!

Member: Just want to say Thank You to all the Mods….we appreciate you

Member: enjoy the rest of your day everyone

StacieZ joins the stream today. Please listen to the replay for here information.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=fBQArwGKi_Q

BIGGEST REFUNDS EVER: Trump floats ZERO income tax plan

'The Big Money Show' panel discusses the possibility of President Donald Trump eliminating federal income tax.

A “Consumption Tax” instead of a income tax ?

https://www.youtube.com/watch?v=_xz8qe2TM4c

News, Rumors and Opinions Thursday 12-4-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR Update as of Wed. 3 Dec. 2025

Compiled Wed. 3 Dec. 2025 12:01 am EST by Judy Byington

Tues. 2 Dec. 2025 Wolverine Global Financial Shift: “The QFS Activation is Imminent. The moment we have been preparing for has almost arrived. The final activation steps are expected to be implemented in the next 48 to 72 hours.

Official notifications could appear at any moment, signaling the start of the new financial era that has been discretely prepared behind the scenes. Central banks and financial authorities across various regions are uniting for a synchronized confirmation of the transition. Once the shift is confirmed, the new monetary system with quantum security will begin operating openly.

Tues. 2 Dec. 2025 Restored Republic via a Global Currency Reset …Maga King on Telegram

On (redacted) Dec. 2025 at 03:11 UTC a classified Event shook the Underground Complex “Aurora-9” beneath Colorado Springs.

For 144 seconds the entire fiat grid went silent. No SWIFT. No Fedwire. Only one encrypted Quantum link remained active – White Dawn

Patriots need to understand what this means: The shift is no longer theory. The Quantum backbone is live. The release pathways are already assigned. The Deepstate lost the only power they ever had – invisible financial control.

Every “glitch,” every “outage,” every “maintenance window” you see is not random – it is preparation for the final sync.

Deep System Checks Are Running In The Background

Central banks and large clearing houses are quietly being shifted into read only mode. Liquidity is still flowing on the surface, but settlement is now being mirrored through quantum ledgers for verification. When the public switch is flipped, those mirrors will become the primary rails and the old pathways will simply phase out.

Quantum Synchronization Is Tightening Every Hour

Starlink and allied satellite networks are running continuous sync cycles so that wallet data, rate tables and security keys match in every region. Test transactions are moving between internal QFS nodes right now. These are not simulations. They are live micro transfers designed to stress test the grid under real conditions before the public rollout.

Balances And Debts Are Being Mapped For Adjustment

Behind the login screen, preliminary calculations are already in place. Legacy accounts, mortgages, student loans and historic obligations are being scanned and sorted into categories. Some will be reduced. Others will be cleared entirely. Asset backed values for currencies are being aligned so that the moment you enter your wallet, the numbers you see are already synchronized with the new standard.

Security Layers Are Fully Armed

Attempted cyber intrusions and data siphons have increased in the last 48 hours, which is exactly what was expected. Every strike is being trapped and traced. Military cyber units are on active watch around the clock, hardening the final routes that connect your future wallet access to the quantum core. No third party, no bank and no government office will sit between you and your verified funds.

What Comes Next: From here on, every hour matters. At some point the public confirmation will arrive and the login routes will open. When that happens, move calmly. Follow only official instructions. Do not share your access codes or screenshots with anyone, no matter who they claim to be.

Everything that needed to be built has been built.

Everything that needed to be tested has been tested.

Now we wait for the signal.

Keep your notifications on.

Stay grounded, stay observant.

The next phase will not just change balances on a screen.

It will change how value works on this planet.

Red full post here:  https://dinarchronicles.com/2025/12/03/restored-republic-via-a-gcr-update-as-of-december-3-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26  [Iraq boots-on-the-ground report]  FIREFLY: There's some economist on television saying, 'Citizens, you should prepare for a shock and a change to the exchange rate.'  CBI governor Alaq on TV talking about an assurance the citizens of the banking reforms.  FRANK:  What would the shock be?  The change in the exchange rate.  And what would it produce?  Purchasing power will be a shock to the system of a new generation that has no idea what they're about to receive...Tell them to stop teasing and just give the new exchange rate for crying out loud...

Walkingstick   [Bank friend Aki update] Question: "The CBI is acting like Jekyll and Hyde.  One minute they say they're doing it, one minute they say they're not doing it?"  AKI: They are doing it.  We have no restrictions on our currency.  We can buy, sell and trade with the Iraq dinar.  All these new systems is allowing it to leave our borders.  That is the next thing.  That's why the BIS is sending these codes...These codes are not for the inside...The codes are international codes for the 50s and the 100s.

Silver Up 90%: Analyst Who Called It Warns "Systemic Risk” Worse Than 1929 - Dohmen

Daniela Cambone:  12-3-2025

"This was not a short squeeze rally... This was real, honest-to-goodness, new money buyers coming in," says veteran trader Bert Dohmen.

As silver surges nearly 90% for its best year since 1980, the legendary analyst who called the 1987 crash, the dot-com bust, and the 2008 meltdown is sounding his loudest alarm in 49 years.

In today's interview, Dohmen warns this is the "currency flight" trade made manifest—a global rush away from depreciating paper into the only real money you can hold.

 As central banks engage in what he calls "blatant lies" about tightening while money supply hits record highs, Dohmen argues the systemic risk now surpasses 1929.

Chapters:

00:00 Silver’s 90% Rally & a 49-Year Market Warning

 05:52 CME Outage & Market Manipulation

 09:03 What’s Really Driving Silver

10:11 Where Gold & Silver Go Next

13:53 Year-End “Window Dressing” & AI Bubble

 14:56 Why Risk Is Worse Than 1929

18:15 Japan’s Looming Crisis

19:49 “War Is Inevitable” – Musk’s Warning

 25:25 Your Best Defense Now

 27:32 Should You Buy Silver Today?

30:15 The Case for Platinum

https://www.youtube.com/watch?v=5-4V-W6iTSo

Seeds of Wisdom RV and Economics Updates Thursday Morning 12-04-25

Good Morning Dinar Recaps,

Global Debt Squeeze Hits 50-Year High — Developing Nations Signal the Coming Reset
Rising outflows expose structural fractures in global finance as emerging economies face historic pressure.

Overview

• Developing nations have recorded the highest external-debt outflows in five decades, marking a new stress point in the global credit system.

• Capital is leaving emerging markets faster than it is arriving, tightening liquidity and increasing sovereign-default risk.

• International agencies warn that high interest burdens and reduced refinancing options are pushing trade, growth, and financial stability toward a breaking point.

Key Developments

• Record Debt Outflows: Developing countries paid more in principal and interest this year than in any period in the last 50 years, signaling severe strain on the global financing structure.

• Trade at Risk: New warnings highlight that global finance conditions are now directly threatening trade flows, with the sharpest impact on lower-income and emerging economies.

• Systemic Vulnerability: Rising external-debt repayments coincide with elevated global interest rates, a strong dollar, and shrinking access to affordable credit — reinforcing longstanding calls for a restructuring of international financial systems.

• Pressure for Alternatives: The widening gap between capital needs and available financing is accelerating discussions about alternative payment rails, new reserve structures, regional financing blocs, and mechanisms like BRICS settlement systems.

Why It Matters

This credit squeeze underscores how legacy global financing frameworks are failing under modern pressures, leaving developing nations exposed. As outflows rise and refinancing windows close, the fault lines in the global system become more visible, strengthening the narrative that a structural reset — in currency mechanics, payments infrastructure, and sovereign-debt architecture — is no longer theoretical but necessary.

Implications for the Global Reset

Pillar 1 — Sovereign Debt Rebalancing
High external-debt outflows heighten default risk and increase global momentum toward renegotiated terms, new lenders, and alternative financing blocs.

Pillar 2 — Trade & Currency Realignment
As trade is threatened and dollar-denominated debt becomes more burdensome, emerging economies increase efforts to diversify settlement currencies and reduce dependency on traditional Western credit channels.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Thailand Business News – “World Bank Highlights Record Debt Outflows from Developing Countries, Marking a 50-Year High”

• UNCTAD – “Finance Can Put Trade at Risk, Leaving the Global Economy on the Brink — Developing Countries Hardest Hit”

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U.S. Threatens Military Strikes Over Drug Flows — A Geopolitical Shift With Global Reset Implications
Escalating rhetoric from Washington signals widening security doctrine and potential fractures in regional alliances.

Overview

• President Donald Trump warned that any country trafficking illegal drugs into the U.S. “could be attacked,” expanding the scope of potential U.S. military action.

• The statement follows months of U.S. missile strikes on alleged drug-trafficking vessels, heightening tensions in the Caribbean and the Pacific.

• Colombia and Venezuela are at the center of the dispute, with Colombian President Gustavo Petro publicly rejecting Washington’s threats as violations of sovereignty.

Key Developments

• Expanded Strike Doctrine: Trump stated during a White House cabinet meeting that the U.S. may attack any country tied to drug trafficking, widening national-security criteria beyond traditional counter-narcotics policy.

• Rising Regional Tensions: U.S. missile strikes on maritime drug-trafficking vessels have already resulted in dozens of deaths, intensifying pressure on Venezuela, which Washington accuses of supporting cocaine flows.

• Colombia Pushes Back: President Petro responded sharply, noting Colombia dismantles a drug lab every 40 minutes “without missiles,” and warned the U.S. not to threaten its sovereignty.

• Diplomatic Fallout Risk: The shift toward unilateral military action could undermine decades of U.S.–Latin America cooperation on drug enforcement and destabilize regional alliances.

• Broader Geopolitical Signal: Analysts warn that turning counter-narcotics into a justification for military intervention could blur lines between law-enforcement, sovereignty, and national-security doctrine.

Why It Matters

The rhetoric reflects a growing departure from multilateral frameworks toward unilateral enforcement, raising the risk of geopolitical fragmentation. As major powers adopt more aggressive postures, regional instability, trade disruptions, and currency volatility become more likely—all of which feed into broader global-reset dynamics, where security fractures increasingly shape financial architecture and international alignments.

Implications for the Global Reset

Pillar 1 — Geopolitical Realignment
Heightened threats of military action weaken regional trust, push Latin American nations to diversify security partners, and accelerate movement toward non-U.S. financial and diplomatic blocs.

Pillar 2 — Trade & Financial Stability
Military escalation risks disrupting key shipping lanes and commodity flows, increasing the financial vulnerability of emerging economies already under pressure from debt burdens and dollar-denominated trade.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Trump Warns Countries Trafficking Drugs Into U.S. ‘Could Be Attacked’”

• Modern Diplomacy – “Trump Threatens Strikes on Drug-Trafficking Nations, Prompting Colombian Pushback”

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

What Most People Don’t Know About Selling Gold For Cash

What Most People Don’t Know About Selling Gold For Cash

The more you know, the better your gold payout — and the less likely you’ll fall for lowball offers or hidden fees.

Wealthy Single Mommy  Wed, October 29, 2025

Gold price keep hitting record highs — could not be a better time to sell.

Selling gold sounds simple: take your jewelry or coins to a buyer and walk out with cash. But like most “easy money” situations, there’s more to it than meets the eye. Gold buying is one of those industries where small bits of knowledge can make a big difference. The more you know, the better your payout — and the less likely you’ll fall for lowball offers or hidden fees.

1. The price is negotiable

Don’t accept the first offer you hear. Most gold buyers start low — often 20–40% under what they’re willing to pay. Ask, “Is that your best price?” and mention you’re getting multiple quotes. Just like in any negotiation, confidence pays — literally. Be prepared to walk away.

2. The “spot price” isn’t what you’ll get

The gold price you see on financial websites — known as the spot price — is for pure 24K gold in bulk. Most jewelry is 10K to 18K, meaning it’s mixed with other metals. You’ll only be paid for the percentage of gold in your piece.

3. Weight and purity determine your payout

Reputable buyers test your items using acid or X-ray equipment. Always watch the test and ask for the results in writing. Some unscrupulous buyers will “downgrade” purity to pay less.

If you’re unsure about what you have, get a quick appraisal from a local jeweler before you sell.

4. Gold teeth and dental crowns have real value

Yes — dental gold is typically 16K to 22K and can be sold for scrap. Refiners or specialized buyers will pay by weight, though they may deduct a small amount for extraction. A tooth can fetch $300 and a bridge $1,200.

5. Electronics contain gold, too

Old circuit boards, phones, and CPUs have trace amounts of gold. It’s not worth much in small batches, but if you have bulk electronics — especially old computer parts — you may have hidden cash sitting in storage.

6. What you’ll get from gold changes every day

Before heading out, check the live gold price per gram at trusted sites like Kitco or JM Bullion. Knowing the market rate keeps you from being shortchanged.

7. Gold in your ring is probably worth more than the diamond

Most gold and jewelry buyers are only interested in diamond of .3 carat weight or more and even larger diamonds have dramatically decreased in value in recent years. Sometimes even smaller diamonds of very high quality can bring in less than $50.

Many people are surprised to learn that while resale value of lab-grown diamonds or cubic zirconia is $0 or close, the gold setting is always valuable — especially now.

8. Gold in jewelry is probably worth more than the gemstone

Unless your ring or necklace has an unusually large and high-quality ruby, sapphire, emerald or other gemstone, it probably worthless — no matter how much you paid for it, or how much you love it. However, the gold setting is absolutely worth its weight in gold.

TO READ MORE:  https://www.yahoo.com/creators/lifestyle/story/what-most-people-dont-know-about-selling-gold-for-cash-162602378.html

MilitiaMan and Crew: IQD News Update-Financial Integration-Exchange Rate-No Zeros

MilitiaMan and Crew: IQD News Update-Financial Integration-Exchange Rate-No Zeros

12-3-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=ijqjY6aXl2c

FRANK26….12-3-25….GCR

KTFA

Wednesday Night Video

FRANK26….12-3-25….GCR

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=MvAZepwmmbQ

Seeds of Wisdom RV and Economics Updates Wednesday Evening 12-03-25

Good Evening Dinar Recaps,

Trump Signs Taiwan Law, Strengthening U.S.–Taiwan Engagement and Raising Tensions With Beijing

New U.S. legislation mandates regular updates to Taiwan engagement guidelines, reinforcing ties amid Chinese pushback.

Overview

• President Donald Trump signed the Taiwan Assurance Implementation Act, requiring the U.S. State Department to review and update official interaction guidelines with Taiwan at least once every five years.

• The law builds on the 2021 removal of longstanding restrictions on U.S.–Taiwan contacts, originally imposed after Washington shifted diplomatic recognition to Beijing in 1979.

• Taiwan gains renewed political assurance, while China interprets the move as a direct challenge to its sovereignty claims.

Key Developments

• Regularized U.S.–Taiwan engagement: The legislation formalizes a recurring review process, allowing U.S. agencies greater flexibility in their interactions with Taiwanese officials.

• Strategic timing: The law arrives just months after Trump’s meeting with Xi Jinping and ahead of his planned visit to China in April — raising diplomatic stakes.

• China’s response: Beijing has condemned the legislation, warning that Washington is crossing a “red line” by deepening official ties with Taipei.

• Regional implications: East Asian governments and global observers are monitoring the shift as it could affect stability in the Taiwan Strait, U.S.–China relations, and Indo-Pacific alignment.

Why It Matters

This move strengthens Taiwan’s international standing and underscores Washington’s commitment to Taipei at a time of intensifying geopolitical competition. By institutionalizing U.S.–Taiwan engagement, the legislation places additional strain on U.S.–China relations and heightens strategic volatility in the Indo-Pacific — a core region within the broader global realignment underway.

Implications for the Global Reset

Pillar: Diplomacy & Realignment

A more structured U.S.–Taiwan relationship amplifies pressure on China’s regional strategy, potentially influencing supply chains, semiconductor security, and Asian geopolitical blocs.

Pillar: Currency & Monetary Flows

Rising tensions between the U.S. and China could accelerate diversification away from U.S. and Chinese financial exposure, influencing capital flows, trade-financing arrangements, and de-risking strategies in the Indo-Pacific.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Benzinga -- "Trump Signs Taiwan Assurance Implementation Act, Prompting Praise From Taipei, Objection From Beijing"

• Modern Diplomacy – “Trump Signs Taiwan Law, Boosting U.S.–Taiwan Ties, Provoking Beijing”

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BRICS Gold Purchases Surge to 870 Tonnes (2020–2025), Intensifying Pressure on the U.S. Dollar

Record central-bank buying across BRICS accelerates de-dollarization and reshapes global reserve strategy.

Overview

• BRICS central banks accumulated roughly 870 tonnes of gold between 2020 and 2025, marking one of the most aggressive reserve diversification waves in modern history.

• This surge in official-sector gold acquisition reflects a broader shift away from U.S. dollar dependence and toward hard-asset security.

• Global central banks have purchased over 1,000 tonnes annually for three consecutive years, establishing a structural price floor and signaling long-term changes in reserve management philosophy.

Key Developments

• China and India lead the accumulation: China added roughly 370 tonnes over the five-year period, including its largest one-year purchase in half a century in 2023. India added approximately 250 tonnes while expanding its total official reserves to around 880 tonnes.

• Russia and Brazil continue active buying: Russia added an estimated 225 tonnes despite reporting gaps, while Brazil accumulated 20 tonnes, including 15 tonnes in September 2025.

• Dollar share in global reserves continues to shrink: The U.S. dollar’s global reserve share has declined to roughly 58–60%, down from 70% twenty years ago.

• BRICS reduces dollar exposure in trade: Dollar use in BRICS trade fell from 85% in 2015 to about 59% in 2023 as national-currency settlement and gold accumulation accelerated.

• Central banks expect further gold expansion: Survey data shows 76% of central banks anticipate raising gold’s share of their reserves over the next five years, while 73% expect the dollar’s role to diminish further.

• Policy-driven accumulation reshapes markets: Poland’s central bank publicly committed to raising gold to 30% of its reserves and continues to scale purchases based on market conditions.

Why It Matters

Gold buying by BRICS and emerging markets is now structurally influencing the international monetary system. As geopolitical tensions rise and sanctions risk grows, nations are turning to gold to reduce reliance on dollar-denominated assets. The multi-year shift signals a deeper, systemic recalibration of global power centers, where hard assets are re-emerging as a strategic hedge against political and financial volatility.

Implications for the Global Reset

Pillar: Currency & Monetary Flows

Accelerated gold accumulation weakens traditional dollar-based reserve structures and supports the development of parallel financial systems, enabling states to transact and store value outside U.S. influence.

Pillar: Finance & Macro-Economy

Sustained central-bank buying reduces available global liquidity, elevates gold’s strategic importance, and alters inflation-hedging behavior across major markets. These dynamics reinforce a long-term macro shift toward hard-asset security.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “BRICS Gold 2020–2025 Purchases Reach 870t, Pressuring US Dollar”

• Watcher Guru -- "BRICS Bank Gets $1B Lift From Indonesia, Fueling De-Dollarization"

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Iraq Economic News and Points To Ponder Wednesday Afternoon 12-2-25

Iraq Embarks On A New Partnership With The United Nations Immediately After The End Of UNAMI's Mission.

December 3, 2025   Washington – Morsi Abu Touq   Iraq is preparing to close one of the most prominent UN files, with the end of the UNAMI mission, opening the door to a new partnership phase with the United Nations based on development cooperation instead of political oversight.

Iraq’s Permanent Representative to the United Nations in New York, Ambassador Luqman Faily, stated in his address to the Security Council yesterday that “UNAMI was not merely a special political mission, but a dynamic, influential, and effective mission that was able to adapt and redirect its course to meet Iraq’s changing needs as it began to recover and transition to a self-reliant state.”

He added that “the mission’s activities have witnessed a remarkable shift in recent years, focusing on supporting government ministries in aligning national development goals with the UN’s 2030 Agenda for Sustainable Development.”

He emphasized that “cooperation between the two sides contributed to Iraq’s transition from crisis management to long-term development planning.”

He noted that “Baghdad looks with gratitude upon its history of cooperation with UNAMI and is proud of the successful partnership that has united the two parties, and that the end of the mission’s mandate represents the beginning of a new phase in the relationship through joint programs that support the path to sustainable development.”

Faily explained that “these programs are fully consistent with Iraq’s pursuit of expanding the frameworks of balanced international cooperation in line with its national priorities in administrative and economic reform and capacity building.”

He expressed Iraq’s aspiration for a new sectoral cooperation relationship with the United Nations based on a balanced partnership. (and mutual respect). For his part, the Special Representative of the Secretary-General of the United Nations in Iraq,

Mohammed Al-Hassan, during his briefing to the Security Council, suggested that the formation of the new Iraqi government would not be delayed, expressing his hope that the outstanding issues between the governments of Baghdad and Erbil would be resolved before the end of UNAMI’s mandate on December 31.

Al-Hassan confirmed that “this briefing is the last before the mission’s end,” stressing that “UNAMI’s departure does not mean the end of UN cooperation in Iraq, but rather the beginning of a new chapter.”

 He emphasized that “Iraq has triumphed over terrorism thanks to its people and international support, and has succeeded in holding transparent elections with a high voter turnout, and has shown a clear commitment to repatriating its citizens from Al-Hol camp.”

He added that he “expects the formation of the new government to be swift,” noting that “Iraq has overcome difficult circumstances on its path to stability.” He expressed his hope that “the outstanding issues between the central and regional governments will be resolved.”

 Al-Hassan expressed his “concern about attacks on vital facilities and installations, including the recent attack on the gas field in the Kurdistan Region,” calling for “the need to track down those responsible for the incident and bring them to justice.”

Al-Hassan congratulated “Iraq on its election as a member of the UN Human Rights Council,” adding that “this development reflects the international community’s confidence in Iraq’s political and human rights trajectory.”

Meanwhile, caretaker Prime Minister Mohammed Shia al-Sudani emphasized his commitment, since assuming office, to building friendships that serve the country. In a post on the X platform yesterday, al-Sudani wrote, "Since taking on responsibility, I have been keen to build friendships that serve Iraq."

 He added, "I realized from the beginning that friendships, not enmity, are what guarantee our country's stability, growth, and prosperity." Earlier, US President Donald Trump had stated that since the destruction of Iranian nuclear facilities, Iraq has become a completely different country, and its relations with the United States have improved. LINK

General Authority Of Customs: Our Current Procedures Are Now In Line With International Standards

Baratha News Agency1682025-12-03   The General Authority of Customs confirmed on Wednesday that Iraq is implementing WCO and WTO standards and is moving towards active international membership, while indicating that current procedures have become in line with international specifications.

The director of the Customs Automation and Modernization Project, Muhammad Mazen, told the official agency that "the ASYCUDA program was established by the United Nations, and now we are open to all international organizations," noting that "the most important achievement of the program is that current procedures have become in line with the international specifications set by the World Customs Organization (WCO) and the World Trade Organization (WTO)."

He added that "Iraq is currently implementing all the required standards, and communication with those organizations has become direct," stressing that "work is underway to move towards Iraq becoming an active member of the World Customs Organization in the coming period."

Mazen also explained that "the documents issued by the ASYCUDA system are considered global standard documents, which paves the way for facilitating communication with international organizations and making procedures more streamlined during the next phase."   https://burathanews.com/arabic/economic/468509

US Deputy Secretary Of State To Barzani: Opening The Largest Consulate Means "Our Support For A Strong And Stable Kurdistan"
Baratha News Agency150 2025-12-03   The President of the Kurdistan Democratic Party, Masoud Barzani, met today, Wednesday, in Erbil with Michael Regas, the US Deputy Secretary of State.

A statement from the Democratic Party said that the US Deputy Secretary of State expressed his pleasure at visiting the Kurdistan Region and congratulated Barzani on the success of the parliamentary elections, as well as the victory achieved by the Democratic Party in the electoral process.

According to the statement, the American official also expressed "gratitude for Barzani's role and position in the progress of the Kurdistan Region, in confronting terrorism, and in protecting the stability and security of the region."

The US Deputy Secretary of State affirmed the continuation and expansion of bilateral relations between the United States and the Kurdistan Region in all areas, describing the opening of the largest US consulate in Erbil as an important step, stressing that the opening of the largest consulate in the Kurdistan Region is a clear message that the United States stands with a strong, stable, secure and prosperous Kurdistan Region.

He pointed out that "the security and stability of the region is important for the entire Middle East region, and that the United States supports the region in this regard."

The American official, in his remarks, strongly condemned the attack on the Kormor field, demanding an end to these acts of sabotage.

For his part, Barzani described the opening as "a historic day in relations between the United States and the Kurdistan Region with the opening of the largest American consulate in the region."

In another part of his speech, Barzani highlighted a history of persecution suffered by the people of Kurdistan at the hands of successive regimes in Iraq, explaining that “the opportunities that were made available to the people of Kurdistan during the uprising, and the role played by the United States and the Security Council in establishing a no-fly zone to protect Kurdistan, enabled the region to seize this opportunity and build a democratic process through elections, and the formation of the government, parliament and institutions of the Kurdistan Region.”

Barzani touched on the important role played by the United States in the war against ISIS terrorists, stressing that the Kurdistan Peshmerga forces made great sacrifices and a large number of martyrs in that war, but without the support of the United States, the losses would have been much greater.

Barzani praised the important role of the United States in the region, expressing the thanks and appreciation of the people of Kurdistan to the United States. He emphasized that the people of Kurdistan are a loyal people and feel grateful for the solidarity and support that America has provided them. He also expressed his support for strengthening and consolidating relations between the two sides in various fields.   https://burathanews.com/arabic/news/468516

Dollar Prices Fall As The Iraqi Stock Exchange Closes

Stock Exchange   The exchange rate of the US dollar against the Iraqi dinar fell in Baghdad and Erbil markets on Wednesday evening, coinciding with the close of trading.

In Baghdad, the selling price was 143,000 dinars per 100 US dollars,  while the buying price was 142,000 dinars per 100 US dollars.

In Erbil,  the selling price was 141,650 dinars per 100 US dollars, and  the buying price was 141,550 dinars per 100 US dollars.   https://economy-news.net/content.php?id=63007

Basra Crude Falls Amid Global Decline In Oil Prices

Economy |  03/12/2025   Mawazin News - Baghdad:  Basra crude oil prices, both heavy and medium, fell on Tuesday, mirroring the decline in global oil prices.

Basra Heavy crude dropped 48 cents, or 0.79%, to $60.29, while Basra Medium crude fell 48 cents, or 0.77%, to $62.40.
Oil prices continued their decline in early trading on Wednesday due to weak demand and ample supply, as investors awaited the outcome of US-Russian peace talks aimed at ending the conflict between Ukraine and Russia.
https://www.mawazin.net/Details.aspx?jimare=271096

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Headed for a Derivative Meltdown: Bill Holter

Headed for a Derivative Meltdown

Greg Hunter with Bill Holter: 12:3:2025

Headed for a Derivative Meltdown – Bill Holter

By Greg Hunter’s USAWatchdog.com 

Financial writer and precious metals expert Bill Holter (aka Mr. Gold) said at the beginning of November that there was “more risk in the financial system now than any time ever.” 

There are so many ways the system can break down it’s hard to keep track, but let’s start with exploding silver prices that happened at the end of last week. 

Holter says, “In a 48-hour period of time, silver was up over $5 per ounce.  It’s pretty clear and pretty obvious that something behind the scenes is breaking.  We know that the lease rates have exploded.  We know that the borrow rates on SLV have exploded.  We also know that in the last 5 to 7 years, silver has been in a deficit. . ..

At this point, you are looking at a 400-million-ounce deficit on an annual basis, and global production is 850 million ounces. . .. The rumor is somebody has put in a $20 billion order, which would mean 400 million ounces. 

 If that is the case, that order cannot be met, and that will create shark infested waters. . .. If somebody stands for delivery and it looks like it may be difficult for them to get delivery, then everybody is going to stand for delivery because they know that their contracts are worthless.”

What would happen if there is an actual failure to deliver in the silver market? 

Mr. Gold says, “If that gets confirmed, then that one day you will see a huge spike, but markets won’t open after that.  That will cascade.  What will happen is all the COMEX contracts for both silver and gold will default. 

That will spill over to the rest of the CME (Chicago Mercantile Exchange).  It has contracts on US Treasuries and stocks.  They have contracts on everything.  If the silver contracts blow up and the gold contracts blow up, how much confidence are you going to have on pork bellies or stocks... 

The derivative market is $2 quadrillion.  In the future, you are going to measure your wealth by how many ounces of silver and how many ounces of gold you own. . ..

Once you get a failure to deliver, you will get a Mad Max scenario.  Failure to deliver will melt down all derivatives.  The world runs on credit, and credit runs on faith.  If you break faith, then you have a real problem in the financial markets and the real economy.”

In closing, Holter warns, “The problem is there is very little collateral left.  Everything has been borrowed against already.” 

Holter is not alone in his thinking about huge risk in the system.  It appears billionaire investors Jeff Gundlach and Ray Dalio agree with Holter, and they are warning of liquidity problems.  For the first time in their successful careers, they are both buying physical gold.

On a total system stopping derivative meltdown, Holter says, “Most people think it is not possible, and it can’t happen.  Mathematically, a meltdown in derivatives that melts everything down is coming.  It’s over.  Mathematically, it’s over.”

There is much more in the 41-minute interview.

Join Greg Hunter of USAWatchdog as he goes One-on-One with financial writer and precious metals expert Bill Holter/Mr. Gold as the risk in the financial system increases for 12.2.25. 

https://usawatchdog.com/headed-for-a-derivative-meltdown-bill-holter/