Friday Coffee with MarkZ, joined by Bob Lock. 10/31/2025

Friday Coffee with MarkZ, joined by Bob Lock. 10/31/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: TGIF and Fabulous Friday

Member: Happy Halloween – hope it’s a fun one for everyone

Member: Any idea why bond people havn’t got paid yet?

MZ: I guess they aren’t ready? They sure have a lot of folks positioned. If you look there are financial articles about nations holding historic bonds. Pretty much every nation in the world holds historic bonds in their treasuries. This is a well known, easily researched fact.

Member: I cant decide which is worse the situtaion we are in waiting for notifications or seeing the money in the acct but cant use it yet

MZ: I did nave a bond contact check in saying they would be completed by November 5th. Cross your fingers and hope.

Member: Remember, remember the 5th of November.

Member: Something big is coming, too much going on. Keeping us confused

MZ: You know they have to confuse the timing. Its purposeful. I understand why they have to do it but it just sucks.

Member: It would make sense for everyone to go together…no one knowing ahead of time… most likely bonds aren't getting paid until the RV goes first

MZ: I think it may go “all at once” as well. I think it would be bedlam if it all doesn’t go at once.

Member: Seems very likely Iraq will do something soon to revalue their currency.

Member: Mnt Goat    (Dinar Guru) There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10 and 50 categories. This is per my CBI contact.  I assure everyone that there are absolutely NO newer lower denominations being distributed in Iraq anywhere. I just talked to my CBI contact yesterday and the CBI has not even released the notes yet. The instructions to the citizens as to how to exchange them along with pictures of them have also not begun. However, I will say that my contact told me that she is waiting for the “green light” to begin...

MZ: I agree that the LD’s have not yet been released…..just the “cut sheets”

Member: On Iraqi National TV …hearing they are showing the lower Notes!

MZ: “ The Central Bank of Iraq obtains the international business continuity certificate (ISO 22301:2019” More International standards ….We are looking at an Iraq with no restrictions.

MZ: “Trump’s Envoy reveals his vision for Iraq”  He pictures Iraq free from foreign interference and sovereign.

Member: Frank stated Iraq has asked permission to go 1 to 1 with the US and UK

MZ: I would be ok with that. It would be nice to get more….but I would be ok with it.

Member: If all the countries go 1 to 1…..that would be a reset and we would all still come out all right imo…they just need to “DO IT”

Member: Sensing the nothing, nothing, all at once,

MZ: Just remember it’s a “when” and not an “if”. Buckle up for however long it takes.

Member: Do what you have to do every day, don't ride the roller coaster

Member: Have a wonderful Friday and enjoy your weekend! Hopefully it’s our last “poor” weekend!

Member: Stay safe while taking kids Trick or Treating…..and have fun

Mod: BREAKING NEWS: MarkZ's WEEKEND email address: Don't Write Me@NeverOnWEEKENDS.Com SERIOUSLY, MARK NEEDS A LITTLE TIME FOR HIMSELF FOR REST AND REC. THANK YOU!

Bob Lock joins the stream today. Please listen to the replay for his information and opinions

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=pcLqTsiiLNY

“Tidbits From TNT” Friday 10-31-2025

TNT:

Tishwash:  The Central Bank of Iraq obtains the international business continuity certificate (ISO 22301:2019

Under the patronage of His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Allaq, the Central Bank organized a celebration on the occasion of the Total Quality Management Department obtaining the ISO 22301:2019 international conformity certificate for the Business Continuity Management System, issued by the International Organization for Standardization (ISO), after the actual application of the system requirements in the Bank’s Investment Department.

The ceremony was attended by Deputy Governor Dr. Ammar Hamad Khalaf, Professor Yaqoub Yousef, Head of the National Quality Team, the Director of Quality at the General Secretariat of the Council of Ministers, Dr. Areej Saeed, Head of the Department of Business Administration Technologies at the University of Baghdad, and Mr. Ammar Hussein, Director of the Total Quality Management Department.

During the ceremony, the international conformity certificate was handed over to the Total Quality Management Department, and the team was honored with a commemorative shield from His Excellency the Governor, in appreciation of their outstanding efforts in establishing a culture of institutional quality and achieving this qualitative accomplishment.

The implementation of the business continuity system comes within the framework of the Central Bank of Iraq’s strategic plan for the years 2024-2026, as one of the main pillars in enhancing institutional readiness and ensuring the continuity of vital operations and financial services in various circumstances, which enhances confidence in the bank’s ability to perform its tasks with high efficiency and flexibility. 

Central Bank of Iraq - link

Tishwash:  Central Bank's Precautionary Foreign Reserves

In line with the strategy and principle of disclosure and transparency that the Central Bank operates on in its internal and international banking transactions.

The monetary policy indicators up to the first half of 2025 show that foreign exchange reserves reached around $100 billion, which covers the issued local currency, which amounts to around 98.4 trillion dinars, which recorded a decrease of 3.8% compared to the same period of 2024.

The decrease in the issued local currency contributed to a decrease in the inflation rate to 0.8%, a decrease of 76% compared to 2024, and had a significant impact on maintaining the general price level.

Furthermore, foreign reserves at their current level are sufficient to cover 18 months of imports. In addition, there is a gold reserve of 167 tons, ranking fourth in the Arab world and thirtieth globally according to the World Gold Council.

This constitutes an important part of Iraq's foreign reserves, recording a significant growth rate of 55% up to the first half of 2025, reaching a value of 22.8 trillion dinars compared to 14.7 trillion dinars in the second half of 2024. The safe investments of these reserves have contributed significantly to the growth of investment portfolios, accompanied by a healthy growth in returns to these portfolios.

We emphasize here that the growth rates achieved in foreign reserves were consistent with the Central Bank’s plan to enhance returns and build capabilities in the field of self-management of reserves

Which enabled the establishment of international banking relationships and the entry into agreements and memoranda of understanding with classified international banks, reputable financial institutions, international financing and consulting organizations, the Arab Monetary Fund, and international institutions concerned with investment management, and contributed to helping our banks build international banking relationships with correspondent banks in accordance with the Central Bank’s plan to regulate foreign trade financing and implement the comprehensive banking reform program. link

************

Tishwash:  Iraq signs contracts with international companies regarding the development road

Minister of Transport Razzaq Muhaibis Al-Saadawi announced today, Friday, that the ministry is in the process of contracting with a third party to audit the technical company responsible for the Development Road, noting that this road is an integrated economic project targeting 8 sectors.

Al-Saadawi stated in a press release that "the Ministry of Transport has worked to overcome the challenges in the Development Road project by utilizing foreign expertise," noting that "this is a strategic and large-scale project, the first of its kind in Iraq, and therefore foreign expertise is necessary."

He added that "the Ministry has engaged technical consultants from the Italian company BTP, and also engaged financial and economic consultants from the American company Oliver Wyman. Furthermore, a contract was signed with the American company KBR to audit Oliver Wyman," indicating that "the Ministry is currently in the process of contracting with an auditor or a third party to audit the technical company."

Al-Saadawi explained that "this road is an integrated economic project targeting eight sectors, and several countries are interested in participating in the project," confirming that "a high-level committee and a commission are planned to be formed to manage the Development Road project."

The “Development Road” is a road and railway that extends from Iraq to Türkiye and its ports, with a length of 1200 kilometers inside Iraq.

The "Development Road" is one of the most important pillars for linking Türkiye with Iraq and the Gulf, and is considered one of the shortest routes that connect the Gulf with Europe  link

Mot: This Thingy bout Texting and …..

Mot: Getting Tough Out There - It Is!!! 

Mot: Check on your friends ladies. Some are still learning to drive a stick.

Seeds of Wisdom RV and Economics Updates Friday Morning 10-31-25

Good Morning Dinar Recaps,

How the Trump–Xi APEC Truce Rewires Trade — and What It Means for the Global Financial Reset

One-year pauses on rare-earth curbs and export restrictions, tariff roll-backs, and resumed commodity purchases soothe markets — but don’t erase structural rivalry.

A tactical detente at APEC has eased immediate market stress, but the deeper re-wiring of global finance and alliances is only accelerated — not reversed.

After a nearly two-hour meeting on the sidelines of APEC in South Korea, U.S. President Donald Trump and Chinese President Xi Jinping struck a tactical trade truce: China agreed to pause planned rare-earth export curbs for one year and to resume large purchases of U.S. agricultural goods, while the U.S. signalled tariff reductions and a one-year suspension or delay of certain export-control and entity-list expansions. These moves calmed supply-chain fears and briefly eased market volatility. 

Background — what was actually agreed

• Rare-earth exports paused for one year: Beijing agreed not to implement newly announced export curbs on critical rare-earth minerals for an initial one-year period, giving manufacturers time to plan and suppliers time to adjust. 

• Tariff adjustments and trade purchases: Washington announced targeted tariff reductions and secured renewed Chinese purchases of U.S. soybeans and other commodities, intended to rebalance bilateral trade pressures. 

• Delay/suspension of export-control expansions: U.S. officials indicated a pause or delay in expanding harsher export controls or entity-list restrictions for roughly one year, a concession tied to the leaders’ understanding. 

These were tactical, time-bound steps — not a comprehensive strategic accord on technology, security, Taiwan, or long-term industrial policy. Reuters and multiple analysts described the meeting as a temporary truce rather than a full reset. 

Why this matters to the new global finance system

• Stabilizes key input markets (short term): Rare earths underpin magnets, EV motors, electronics and defence supply chains. A one-year pause reduces immediate scarcity premiums, cooling asset-price and supply-chain shocks that would otherwise push firms toward accelerated decentralization of suppliers and alternative settlement systems. 

• Buys time for strategic positioning: The pause gives both capitals and firms breathing room to negotiate supply-chain diversification, domestic capacity build-outs, and financing arrangements — but it also creates a one-year runway where parallel systems (BRICS settlement rails, gold-linked arrangements, tokenized trade pilots) can mature. 

• Reduces near-term pressure for financial bifurcation — but not the trend: Markets welcomed the truce (commodity and equity moves reflected relief), yet the underlying drivers of financial multipolarity — regulatory divergence, regional payment rails, and strategic industrial policy — remain. That means capital allocation and reserve management choices (currency mix, gold, reserves in regional banks) will continue to shift.

• Regulatory and entity-list pauses reshape financing windows: Delays to sanctions/controls temporarily reopen technology and capital flows to some firms — easing funding stresses for multinational projects — while policymakers and private actors use the window to accelerate alternative infrastructure (e.g., non-dollar settlement channels, local currency swap lines). 

Strategic implications for alliances and global architecture

• U.S. leverage regained tactically; China preserves strategic options. Washington gains short-term relief in supply chains and domestic price pressure; Beijing secures time to scale domestic processing and to diversify export partners. Neither side gave up core leverage — they merely rebooted a negotiating clock.

• BRICS and regional blocs speed up parallel finance initiatives: A tactical U.S.–China truce reduces immediate urgency for some governments to decouple, but geopolitical competition still incentivizes alternative clearing, trade settlement and reserve arrangements — a parallel architecture that can coexist with renewed U.S.–China commerce. 

• Private markets and corporates win a planning window: Multinationals get a one-year horizon to adjust contracts, hedge strategies and sourcing — a pragmatic benefit that can temporarily soften capital flight into havens or strategic relocation. 

Why this leads to restructuring, not reversal

• Time-bound deals don’t undo structural policy choices. Even if rare-earth curbs are paused, China’s prior expansion of controls and investment into processing capacity remain. Markets — and states — will re-price longer-term political risk, accelerating investments in domestic mining, recycling, and substitutes. 

• A tactical truce accelerates the shape of the reset. Rather than forcing immediate decoupling, the truce allows both sides to coordinate staging: the West can continue gradual reshoring and alliance-based procurement, while China can pursue parallel financial rails and strategic commodity partnerships — both paths change who controls critical flows and how capital is allocated globally. 

What to watch next

• Follow-through mechanics: Are the rare-earth pauses and tariff cuts written into enforceable MOUs, or are they purely declaratory? Legal detail matters for markets. 

• One-year horizon policy moves: Expect both capitals to make domestic legislative and industrial moves during the pause — increased mining permits, subsidies, or export-processing investments. 

• BRICS and alternative settlement progress: If Russia, India or other partners accelerate non-dollar settlement or gold-linked swaps during the truce, the global financial architecture could bifurcate quietly while trade resumes. 

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Reuters — China agrees to one-year rare earth export deal, issue ‘settled’ says Trump. 

• Reuters — Trump-Xi 'amazing' summit brings tactical truce, not major reset. 

• Reuters — Trump shaves China tariffs in deal with Xi on fentanyl, rare earths. 

• Reuters — US delays expansion of export restrictions on Chinese firms after Trump-Xi meeting, Bessent says. 

• Al Jazeera — Trump-Xi meeting: Key takeaways (truce on tariffs and rare earths). 

• Atlantic Council — Experts react: What does the Trump-Xi meeting mean for trade, technology, security, and beyond? (analysis & expert views). 

~~~~~~~~~

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Stagflation Is Back—And the Fed Is Asleep at the Wheel

Stagflation Is Back—And the Fed Is Asleep at the Wheel

Notes From the Field By James Hickman (Simon Black)    October 29, 2025

Protestant firebrand and political activist Hugh Latimer must have known he was risking his life when he stepped into the pulpit at St. Paul’s Cross on January 12, 1549.  His sermon that Sunday morning was hardly religious in nature. Rather, Latimer publicly expressed the view-- the deep, deep frustration-- that nearly all Englishmen were feeling at the time, but everyone was too afraid to say out loud.

Inflation was killing them. And it was the government’s fault.

It started about seven years before, in 1542. England went to war against both Scotland and France-- AT THE SAME TIME. War is always expensive, and it’s especially debilitating when you’re fighting simultaneous conflicts to your north and south.

 War costs quickly mounted, and the English government began paying for it by debasing the currency. Two years into the wars, by 1544, silver content in their coins had plummeted by about a third. Two years later by another 50%.

 At peak, when Latimer gave his famous sermon, silver content had fallen 90% in just seven years. And as a result, prices across England were skyrocketing.

 Latimer was witty and eloquent in the finest English tradition; he quipped at one point that “the King’s coin is become like the King’s faith-- clipped and counterfeit.” And later on, “the debasing of the coin is the debasing of the realm…”

 Latimer believed the debasement of the currency to be a moral issue-- even a sinful act-- because it was essentially theft of commoner’s purchasing power.

 He spoke to thousands of people that cold day in January. But his words went far beyond the congregation; his sermon was published and widely circulated, prompting angry Englishmen across the country to form rebel groups and demand change.

Latimer was arrested and charged for “stirring the people”, imprisoned in the Tower of London and ultimately put to death. His final words were “we shall this day light such a candle, by God’s grace, in England, as I trust shall never be put out.”

Writing in his own journal in 1551, King Edward VI himself admitted that his government was wrong.

 “The debasement of the coin was the cause of the dearth,” wrote the King-- with dearth in that context referring to soaring food prices. He knew his government caused inflation, and inflation caused the social unrest. Latimer was an innocent man who had the courage to say what everyone else was feeling.

Both of these are sadly common trends in history; governments often persecute those whose only crime is telling the truth. And second, governments will invariably screw up, create inflation, and cause severe devastation in people’s lives.

 I’ll focus on the second topic today given that the most recent inflation numbers in the US were announced a few days ago.

 And, no surprise, inflation is ticking up and moving in the wrong direction. Based on the September month-over-month numbers, inflation is an annualized 3.6%.

 Bizarrely, the Fed has already begun lowering interest rates and is widely expected to cut further in the coming months… which will most likely make inflation worse.

 Far more important is that Fed officials are signaling that they’re about to end their quantitative tightening earlier than originally planned.

This is crucial. During the pandemic, the Fed created $5+ trillion in new money. Poof. It’s the equivalent of England debasing its currency in the 1540s… and all that new money triggered all the inflation we’ve experienced.

Quantitative tightening is the reverse of that process; in addition to raising rates (starting in 2022), the Fed also began reducing the money supply and draining some of that money out of the financial system.

 At this point they’ve removed about $2 trillion out of the $5 trillion that they printed. And the original plan was to keep going and reduce their balance sheet.

 But that seems to be no longer happening. So stopping the quantitative tightening, combined with interest rate cuts, will really invite a LOT more inflation.

And all of this is happening just as the labor market is beginning to falter. White collar jobs in particular are being slashed at an astonishing pace.

There’s a term for this-- one that economists don’t like to use very much. But it’s called stagflation-- a shrinking economy combined with higher inflation.

America has been here before-- most recently in the 1970s.

The US economy was in a tailspin; unemployment and inflation BOTH surged, resulting in an almost entire decade of economic misery. But there were safe havens.

 Gold was an obvious safe haven. As the US economy stagnated and retail prices rose, gold prices exploded, rising more than 20x over the next ten years. The dollar, meanwhile, lost roughly 75% of its purchasing power.

We’re seeing similar conditions today, from the inflation data to the gargantuan US national debt. And if history is any guide, this isn’t a trend that reverses easily. The underlying driver—loss of confidence in US fiscal policy and the long-term value of the dollar—shows no sign of abating.

This is why we’ve written so much about gold over the past few years. And, despite its recent pullback, gold remains an incredibly sensible long-term investment.

 But there are other real assets to consider as well.

Real assets in general tend to hold their value during inflationary periods—because they’re not just paper promises. They’re tangible. They’re productive. They’re the raw inputs the economy is actually built on.

 One of the most obvious opportunities right now—possibly the most mispriced sector in the entire market—is energy.

 The world does not exist without energy. Full stop. People have been fed a ridiculous lie that oil is going to disappear and we’re all going to drive solar-powered EVs and Exxon is going to go out of business.

What total BS. But because of this myth, many oil companies are absurdly cheap. Meanwhile oilfield services businesses have been practically left for dead.

Then there’s natural gas-- which (especially in the US) remains THE cheapest form of energy on the planet—cheaper than coal, oil, and in some real-world scenarios, even cheaper than nuclear. And it’s even pretty clean.

 But natural gas producers too have traded at fire-sale valuations.

 We’ve been clear that the gold story is not over by a long shot.

But in our investment research, we are starting to turn to other sectors that are still at the bottom of their cycles— but won’t stay that way for long the way inflation is heating up again.

 The story of inflation is as old as the story of civilization itself. It’s inevitable.

And we’re seeing some pretty obvious warning signs on the horizon.

 But there are some compelling safe havens out there which have almost NEVER been cheaper. They’re worth considering.

 We’d also encourage you to consider joining our premium investment research service, which features these deeply undervalued, highly profitable, well-managed real asset businesses-- we’re offering a limited time promotional discount and an iron-clad money back guarantee.

 To your freedom,   James Hickman   Co-Founder, Schiff Sovereign LLC

 https://www.schiffsovereign.com/trends/stagflation-is-back-and-the-fed-is-asleep-at-the-wheel-153793/?inf_contact_key=8eb7d180aa57d962e4b7f3058da80208cb2dfb2519c88201cb0488cbdb276db5

MilitiaMan and Crew: IQD News Update-ISO 22301 EXPLOSIVE-EXCHANGE RATE RELATED

MilitiaMan and Crew: IQD News Update-ISO 22301 EXPLOSIVE-EXCHANGE RATE RELATED

10-30-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=DHANotDc0kM

FRANK26….10-30-25……EXCHANGE CENTER INFO

KTFA

Thursday Night Video

FRANK26….10-30-25……EXCHANGE CENTER INFO

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=YSzAKoDJKjo

Podcast: Is it War? On Rumors That China Just Took Out Two US Military Aircraft

Podcast: Is it War? On Rumors That China Just Took Out Two US Military Aircraft

Notes From the Field By James Hickman (Simon Black)  October 28, 2025

There was a popular legend from medieval Venice about an impoverished orphan from the island of Torcello.   The boy came to Venice at a young age, found a job, and worked tirelessly and energetically-- enough to impress some of the city’s wealthy patricians. 

 Eventually the boy-- now a young man-- had built up enough credibility that some local noblemen entered into a commenda contract with him, i.e. a sort of proto-limited partnership. The idea was that the investors would finance a trade voyage (and stay comfortably at home in Venice), while the young man would risk life and limb on the high seas. 

 The investors would take 100% of the financial risk in exchange for 75% of the profit, while the orphaned entrepreneur would earn a 25% cut in exchange for risking his life.

 The young man went off to sail the known world and came back with 10x his investors’ money. Ecstatic at the tremendous return on capital, the investors backed several other voyages… until eventually the young orphan boy with no prospects became one of the richest men in Venice.

No one knows if this particular story is true. But it’s emblematic of the incredible rise and peak of the Republic of Venice. 1,000+ years ago, it was truly the America of its day. 

 While the rest of Europe was toiling away in poverty due to the constraints of the ridiculous feudal system, Venice was like a rocket ship far ahead of its time. 

 Its entire society was built on economic freedom. ANYONE, from anywhere in Europe, could come to Venice, work hard, take risks, and make a fortune. It was the American dream seven centuries before there was an America.

Venice also prided itself on a strong rule of law, not to mention unparalleled political and financial stability. It became the richest place on the continent, by far, and its ducato (ducat) gold coin eventually displaced the Byzantine gold solidus as Europe’s major reserve currency.

But eventually, like most great civilizations, it peaked. Venice’s swashbuckling, risk-taking, hard-working entrepreneurial culture became complacent. 

 Rather than finance new trade routes and keep innovating, the great moneyed families of Venice were happy to sit at home and spend their fortunes on art and architecture. The government became clogged up with an entrenched political class that remained in elected office year after year. They became lazy, then incompetent, and then ultimately ran the place into the ground.

 Meanwhile, other rising powers emerged on the geopolitical horizon-- among them, the Ottoman Empire.

 In the 1300s, the Ottoman Empire came out of nowhere as a ferocious competitor, ruthlessly conquering everyone who stood in their way.  They were also shrewd at trade and commerce, and they posed a direct threat to Venice.

It was a classic historical case of a rising power against a declining power. And it seemed like war was inevitable.

 And to be fair, the two countries did cross swords a number of times; history records these as the “Ottoman-Venetian Wars [note the plural]”, though realistically they were extremely limited conflicts, i.e. not full-blown total war in which both sides tried to obliterate one another.

 The reason for the limited nature of the conflicts is simple: trade. Both Venice and the Ottoman Empire did a LOT of business with one another, and they both knew that destroying their adversary would be self-destructive.

So instead, they fought small, limited conflicts while continuing to engage in trade and commerce. 

 This is very similar to the US-China conflict that has already been going on for a number of years. We can’t even count the number of cyberattacks that China has waged on the US and US infrastructure. There will be more.

China has been buying up land across the United States left and right to stage military assets for further conflict. They’ve engaged in election interference. Stolen intellectual property. Flooded the US with Fentanyl. Brazen espionage, complete with honeypot sex scandals of high-ranking bureaucrats, business leaders, and politicians. And let’s not forget about the balloons flying over US military bases. 

 Over the weekend the US Navy announced that two military aircraft-- a MH-60R Sea Hawk helicopter  and F/A-18F Super Hornet jet-- both crashed in the South China Sea while conducting “routine operations”.

 Fortunately no one was killed, and all crew members were safely recovered. But aside from that, the Navy provided no further details. 

Realistically there are two possibilities.

 Either, one, it’s amateur night at the Navy again, where poor training, bad leadership, or DEI quotas resulted in yet another preventable accident. And if that’s the case, it’s even more embarrassing given that it took place in China’s backyard. 

The more sinister possibility is that the Chinese navy disabled the aircraft. 

China regularly deploys its extensive (and highly advanced) nuclear-powered submarine fleet throughout the South China Sea to deliberately frustrate global shipping and control the region. 

 They engage in electronic warfare, including signal jamming that takes out radar, navigation, and communication systems for commercial shipping vessels… which encourages them to avoid the South China Sea entirely.

The US military, on the other hand, routinely conducts counter-jamming operations, along with submarine tracking, in an effort to keep the South China Sea open.

The two militaries are essentially engaged with one another every single day… but without firing a single shot. It’s a very limited conflict.

 This weekend it might have crossed a line. And it’s possible that China’s jamming operations might have taken out certain flight and navigation controls of the US military aircraft, causing them to crash.

That would be a blatant escalation, especially as President Trump and Xi are set to meet. 

 Having said that, I still think full-scale war is a remote possibility. Just like Venice and the Ottoman Empire, China and the US still need each other. China actually needs the US far more than the US needs China at this point, and in truth the Trump administration has worked hard to make sure that’s the case.

 Frankly, war with China doesn’t even crack what I would consider the top five concerns facing the US right now—maybe not even the top ten.

 We break this all down in today’s podcast—why these latest incidents matter, but also why the odds of all-out war are extremely low. And I also weigh in on what I actually think is a much bigger concern for the US.

You can listen to the podcast here.  For the audio-only version, check out our online post here.

Finally, you can find the podcast transcript for your convenience, here.

To your freedom,   James Hickman  Co-Founder, Schiff Sovereign LLC

https://www.schiffsovereign.com/podcast/153786-153786/?inf_contact_key=2bbed37f6fec9bcfa6b157425c399a7be93b047ffb33442338e72142014ea6fa

Seeds of Wisdom RV and Economics Updates Thursday Evening 10-30-25

Good Evening Dinar Recaps,

Cross-Border Payments & Modernisation — Real-time, Intelligent, Interoperable

Why payments infrastructure is finally becoming the plumbing of the new global reset

Overview
Cross-border payments are undergoing a deep transformation — from slow, opaque, siloed rails to near-instant, high-visibility, smart networks. This change is not just about convenience; it is foundational for a multipolar financial system in which settlement, transparency and speed matter more than legacy incumbency. 

Key developments

• Real-time payment systems and ISO 20022 messaging standards are being adopted widely: improved data, interoperability and reduced reconciliation friction.

• Solutions like SWIFT GPI enable end-to-end tracking of cross-border flows — nearly 60 % of payments credited within 30 minutes, with full delivery within 24 hours. 

• Emerging rails (digital assets, fintech-led routing, programmable accounts) allow payments to reroute dynamically for speed, cost or regulatory advantage. 

What this means for global alliances

• Payment interoperability = alliance interoperability: When major blocs (e.g., BRICS, ASEAN, G7) adopt common messaging or rail standards, they deepen economic alignment.

• Settlement preference as alignment tool: Countries that connect quickly and transparently to modern rails may become preferred trade partners, pushing others into less-connected legacy networks.

• Infrastructure diplomacy: Payment-network governance becomes strategic: who controls node access, routing rules, data visibility becomes part of alliance bargaining.

How this accelerates financial restructuring

• By reducing frictions and latency, the system lowers the cost of doing business across borders — enabling multi-currency and non-dollar settlement to gain traction.

• The greater transparency and real-time nature enable alternative financial ecosystems to emerge that are less reliant on U.S.-centric rails and more regionally autonomous.

• The shift from bank-centrism to rail-centrism means the locus of power moves: from large global banks to protocol/governance owners of payment infrastructure.

Practical signals to watch

• Announcements of new payment-rail alliances, cross-border wallet/funds-transfer hubs, or major banks switching to modern messaging standards (e.g., ISO 20022).

• Countries signing mutual recognition of payment infrastructures or digital-asset settlement links across jurisdictions.

• Reports of major companies routing large cross-border flows via newer rails (digital, wallet-to-wallet) rather than traditional correspondent banking.

Bottom line:
Payments may seem a technical detail — but they are the foundation of global economic exchange. Modern, real-time, interoperable networks are reshaping how money moves, who it moves through and which alliances get preferred access.
This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Finastra – Modernising Cross-Border Payments for a Competitive Advantage

• J.P. Morgan – Cross-Border Payment Modernisation

• SWIFT GPI – Real-Time Cross-Border Payments

• DNB Speech – Cross-Border Implications of Modernising Payment Systems

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Malaysia’s BRICS Bid Gains China–Brazil Backing Amid Trump’s Asian Trade Push

Strategic alliances reshape Southeast Asia’s position in the emerging global financial architecture.

BRICS Expansion Accelerates

Malaysia’s bid for full BRICS membership gained significant traction this week, following public endorsements from China, Brazil, and Russia — three of the bloc’s founding members.
The coordinated support suggests that Malaysia’s full entry into BRICS by 2025 is increasingly probable, marking a milestone in the bloc’s Southeast Asian expansion.

• Brazilian President Lula da Silva affirmed Brazil’s backing during the 47th ASEAN Summit in Kuala Lumpur, calling Malaysia’s entry “a natural step for deeper South–South integration.”

• China’s Foreign Ministry echoed support, emphasizing that Malaysia “shares BRICS’ cooperative goals and development vision.”

• Russia’s Deputy Prime Minister Alexey Overchuk confirmed alignment, noting Malaysia’s “strategic fit within emerging global frameworks.”

If successful, Malaysia would become the second ASEAN nation with full BRICS membership, following Indonesia — strengthening the bloc’s economic footprint in Asia.

Strategic Implications for Southeast Asia

Malaysia’s accession would effectively anchor BRICS influence along the Malacca Strait, one of the world’s most critical trade and energy corridors.
The move signals a shift from dependency on Western-led systems to diversified, multipolar partnerships blending BRICS finance, trade, and digital settlement initiatives.

• Enhanced participation in de-dollarized trade settlements.

• Access to BRICS development financing, alternative to the IMF/World Bank model.

• Expansion of digital infrastructure cooperation, aligning with China’s Belt and Road and Brazil’s south–south fintech programs.

Together, these could accelerate regional integration under a shared digital and resource-backed trade framework.

Trump’s Trade Diplomacy in Malaysia

At the same time, former President Donald Trump’s diplomatic travels through Asia — including Malaysia — have centered on reviving U.S. trade influence in a region increasingly tied to BRICS and China-led frameworks.
During his meetings in Kuala Lumpur, Trump’s delegation emphasized bilateral trade incentives and re-industrialization partnerships, especially in semiconductor and rare earth sectors.

However, these talks occur amid the very BRICS expansion that the U.S. aims to offset.
Trump’s pragmatic strategy appears to position U.S. alliances as complementary rather than adversarial, creating new trade routes that could still integrate with BRICS-linked systems under different governance models.

Global Financial Implications

The Malaysia–BRICS development ties directly into the broader realignment of global finance:

• The inclusion of Malaysia strengthens BRICS’ claim over nearly half of global GDP (PPP).

• Expansion of cross-border digital payment corridors could integrate ASEAN and BRICS via programmable, asset-linked systems.

• A multi-node financial network is emerging — where sovereign trade alliances, real assets, and digital currencies converge outside the traditional Western banking structure.

This mirrors the ongoing global financial restructuring: a transition away from centralized, dollar-dominant systems toward a distributed, multipolar trade and finance ecosystem.

Why It Matters

Malaysia’s advancement toward full BRICS membership — backed by China, Brazil, and Russia — represents more than diplomatic symbolism.
It marks the consolidation of a new financial geography where trade, technology, and sovereignty are integrated through multi-aligned partnerships rather than a single hegemonic axis.

This, alongside Trump’s parallel trade diplomacy in Asia, suggests not decoupling but restructuring — the scaffolding of a global economic reset now taking shape across both blocs.

This is not just politics — it’s global finance restructuring before our eyes. 

Seeds of Wisdom Team
Newshounds News™ Exclusive

Source:

• Watcher.Guru – “BRICS New Members: China & Brazil Back Malaysia’s Full Entry”

~~~~~~~~~

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Evening News with MarkZ, joined by Dr. Scott Young. 10/30/2025

Evening News with MarkZ, joined by Dr. Scott Young. 10/30/2025

MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions

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Iraq Economic News and Points To Ponder Thursday Afternoon 10-30-25

Iraq Is Second... 29 Million Barrels Of Oil Imported By America From OPEC

Energy  Economy News - Follow-up   The U.S. Energy Information Administration revealed on Thursday that the United States imported more than 20 million barrels of oil from OPEC countries in July, with Iraq being the second largest exporter among these countries.  According to statistics from the administration, the volume of US crude oil imports reached 29.933 million barrels in July 2025.

It indicated that Iraq came second among OPEC countries in terms of oil exports, with a quantity of 9.825 million barrels, while Saudi Arabia came first with exports of 9.996 million barrels, followed by Nigeria in third place with 3.768 million barrels.

Algeria came in fourth with 2.112 million barrels, followed by Libya with 2.011 million barrels, Gabon with 678,000 barrels, Kuwait with 650,000 barrels, and then Venezuela in eighth place with 175,000 barrels.

The administration noted that the remaining member states, Congo, Iran and the United Arab Emirates, did not export any oil to America in July.   https://economy-news.net/content.php?id=61758

Government Advisor: Adopting A Loan Default Insurance Policy Represents A Qualitative Shift In The Lending Structure

Money and Business  Economy News – Baghdad  The Prime Minister’s financial advisor, Mazhar Muhammad Saleh, confirmed on Thursday that the Cabinet’s recent decision to adopt an insurance policy against default on payments instead of a guarantor for housing loans for employees represents a qualitative shift in the structure of bank lending towards enhancing financial inclusion and simplifying procedures.

Saleh said that “the Cabinet’s decision to adopt an insurance policy against default on payments instead of a guarantor in housing loans for employees whose salaries are deposited represents a qualitative shift in the structure of bank lending towards enhancing financial inclusion and simplifying the procedures addressed by the government program, and is an important aspect of the economic reform process in its financial and banking aspects.”

He added: “Therefore, adopting the insurance policy constitutes a double guarantee, as it gives the citizen ease in obtaining the loan without a guarantor, and at the same time provides banks with full protection from the risks of default, which speeds up the lending cycle and increases the efficiency of Iraq’s financial system.”

He pointed out that "this step will positively impact investment in the housing sector by increasing demand for housing units and stimulating the construction and building industries, which will contribute to reducing costs and prices as a result of expanding supply and growing competition."

He explained that “the insurance policy will open up broad horizons for national insurance companies to achieve regular returns from insurance premiums, which will lead to a revival of the insurance business environment and an expansion of its products within the framework of developing the national financial market, and that such a transformation will establish an effective partnership or integration between the banking system and the insurance sector within what is known globally as (bancassurance).”

He added that “adopting the insurance policy instead of the guarantor is not just an administrative procedure, but a structural reform in the national financing system that supports the construction and housing sectors, stimulates the labor market, and at the same time lays the foundations for financial and economic integration that contributes to achieving the goals of sustainable development and is consistent with the principles and objectives of the National Development Plan 2024-2028.”

He noted that “the insurance policy referred to in the Cabinet’s decision is an insurance guarantee that covers the bank against the risk of the borrower not paying the loan installments for any reason (such as death, total disability, loss of employment, or any force majeure circumstances that prevent payment), but under this policy the borrower pays a simple insurance premium once or annually according to the insurance requirements, and in return the insurance company undertakes to pay the remaining amount of the loan to the bank in the event that the borrower defaults on payment for force majeure reasons, and coverage for the risks of payment continues throughout the entire loan term.” https://economy-news.net/content.php?id=61763

Global Oil Prices Decline

Economy | 08:05 - 30/10/2025  Mawazine News – Economy  Brent crude futures fell three cents, or 0.05%, to $64.89 a barrel, while U.S. West Texas Intermediate crude futures slipped 11 cents, or 0.18%, to $60.37 a barrel.
https://www.mawazin.net/Details.aspx?jimare=269353

The Dollar Remained Stable At The Close Of Weekly Trading.

Economy | 11:21 - 30/10/2025  Mawazin News - Baghdad:  The exchange rate of the US dollar against the Iraqi dinar has witnessed remarkable stability in local markets.   The selling price reached 142,000 dinars per 100 dollars, while the buying price reached 140,000 dinars per 100 dollars.  https://www.mawazin.net/Details.aspx?jimare=269372

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Thursday Afternoon 10-30-25

Good Afternoon Dinar Recaps,

Shadow Credit Shock: How Hidden Bank Links to Private Debt Threaten Global Stability  

As banks quietly bankroll private-credit giants, regulators warn that the next liquidity crunch may already be inside the system.  

Overview
Regulated banks are increasingly exposed to the booming private-credit (non-bank) sector — through credit lines, term loans, and other facilities. This growth brings potential contagion channels and liquidity mismatches that could stress alliances and financial architecture.

Key developments

• U.S. banks hold roughly $79 billion in revolving credit lines and around $16 billion in term loans to private-credit vehicles as of Q4 2024; while bank exposure to other NBFIs stands at $2.2 trillion.

• The International Monetary Fund (IMF) and other regulators are warning that exposures to private credit — via linkages with buy-out firms and private-equity backed companies — pose financial-stability risks. 

• Many banks struggle to map overlapping exposures where they co-lend alongside private-credit funds, or where one borrower sits in multiple liability chains — creating hidden leverage. 

• Recent banking-stock sell-offs in the U.S. occurred after auto-finance bankruptcies (e.g., firms backed by private-credit lenders) renewed investor anxiety about underwriting quality.

What this means for global alliances

• Risk mutualisation across systems: As banks in different jurisdictions lend into private-credit structures, shocks in one region (e.g., U.S. sub-segments) can propagate globally — forcing cooperative regulatory responses.

• Alignment of regulatory regimes: Countries must coordinate oversight of private-credit linkages and bank exposures — alliances may form around shared standards (rather than purely geographic blocs).

• Financial-system hedges and alternatives: With banks exposed, states and major financial hubs may push for settlement systems and credit facilities that reduce reliance on opaque bank-channels — potentially favouring alternative infrastructures.

How this accelerates financial restructuring

• The growing opacity of private-credit exposures highlights the need for new transparency, monitoring, and settlement frameworks beyond classical banking channels — reinforcing the case for multiple clearing/settlement systems.

• Capital will increasingly flow toward jurisdictions and institutions perceived as less exposed to these cross-links — shifting funding patterns and re-allocating financial centre prominence.

• The fragmentation in credit-intermediation channels supports the emergence of dual (or multiple) financial ecosystems: one anchored in traditional bank networks, another in less regulated, fund-based networks with linkages to trade and state-backed finance.

Practical signals to watch

• Announcements of large bank exposures to private-credit vehicles or borrowings by major private-credit funds.

• Regulatory commentary or investigations focussed on bank–private credit fund linkages in major finance centres (e.g., U.S., Europe, Asia).

• Movements in bank equity spreads, non-bank lending growth, and signs of leveraged credit facilities tightening.

Bottom line:
The intersection of banks and private-credit markets is no longer a niche issue — it has become a structural fault line in the financial system. Financial alliances and infrastructure will increasingly be defined by who sits outside traditional bank-fund channels as much as by who remains inside.
This is not just politics — it’s global finance restructuring before our eyes.                                                                                      

Seeds of Wisdom Team

• Federal Reserve – Bank Lending to Private Credit: Size, Characteristics, and Financial-Stability Implications

• Boston Fed – Could the growth of private credit pose a risk to financial system stability?

• Guardian – Head of IMF says risks in private credit market keep her awake at night

• MarketWatch – Banks’ exposure to private credit may pose contagion risk

• Reuters – Global bank stocks slide on credit worries, U.S. lenders eke out gains

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Metals as the New Money Signal: Gold Now Mirrors Liquidity Cracks in the Global System  

Gold’s surge beyond $4,000 isn’t just a flight to safety — it’s a flashing warning light for global funding stress and the birth of metal-backed finance.  

Overview
Precious and industrial metals are increasingly responding not just to inflation or geopolitics but to liquidity dynamics and financial-system risk. Sharp swings in metals markets reflect cracks in funding and settlement systems. 

Key developments

• A spike in the U.S. Secured Overnight Financing Rate (SOFR) relative to the Fed’s Interest on Reserve Balances (IORB) signals acute funding stress; this in turn has triggered short-term volatility in gold and silver. 

• Analysts argue that the recent rally in gold (above $4,000/oz) is driven less by geopolitics and more by global-liquidity expansion and funding-stress hedging. 

• Commentary warns that liquidity squeezes can hit metals quickly then fade as policy intervenes — yet the underlying structural trend remains. 

What this means for global alliances

• Hard-asset coordination: Countries and regional blocs with strong metal reserves (or metal-settlement facilities) can play a coordination role in a multipolar financial order.

• Settlement hedges: Metals become part of trade-settlement strategies as states diversify from purely fiat or dollar-based systems — alliances may form around shared metal-backed frameworks.

• Liquidity-network blocs: States with access to deep funding markets and metal-backed liquidity may attract capital and trade flows away from those without these buffers — realigning economic alliances.

How this accelerates financial restructuring

• The re-role of metals from “safe-asset” to settlement collateral and liquidity gauge supports a restructuring of the global financial architecture: hard-assets underpin digital and traditional finance alike.

• Liquidity-stress episodes that show up in metals signal the need for parallel funding and settlement systems outside the over-leveraged bank-centre infrastructure.

• Investment flows increasingly favour jurisdictions with transparent metal-settlement chains and central-bank participation — shifting the geography of financial power.

Practical signals to watch

• Further sharp moves in SOFR, IORB or comparable short-term funding rates.

• Announcements of metal-backed settlement corridors, metal-tokenisation initiatives or joint metal-reserve holdings.

• Spreads between metal prices and implied hedge/funding-cost measures (e.g., gold-carry, vault-premiums).

Bottom line:
Metals are often portrayed as safe-havens. But today they are also symptoms and participants in the new liquidity architecture — bridging funding systems, national-reserve strategy, and settlement infrastructure.
This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• FXEmpire – Gold (XAUUSD) & Silver: How Fed Liquidity Stress Could Trigger Pullback

• FXStreet – Keep your eye on the ball: Metals, liquidity, Fed pivot

• Discovery Alert – How Global Liquidity Drives Record Gold Prices in 2025

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