Seeds of Wisdom RV and Economic Updates Thursday Afternoon 8-28-25

Good Afternoon Dinar Recaps,

BRICS De-Dollarization Reversal: Focus Shifts to Local Currency Trade

The bloc abandons near-term plans for a unified BRICS currency, instead prioritizing local currency settlements and bilateral trade mechanisms.

Shift Away From a Unified Currency

The BRICS de-dollarization strategy has undergone a notable shift. Once expected to launch a single unified currency to rival the U.S. dollar, member states are now focusing on local currency trade systems and strengthening bilateral trade relationships.

This marks a reversal of earlier ambitions, reflecting a more measured, risk-averse approach to challenging the dollar’s dominance.

Putin Softens His Position

Russian President Vladimir Putin, once the strongest advocate for a BRICS common currency, has tempered his stance.

At the 2024 Kazan summit, he was seen holding a prototype BRICS banknote called the “Unit.” But more recent remarks suggest the bloc’s goals are narrower:

“The bloc’s goal was not to break away from the U.S.-dominated SWIFT financial system entirely, but rather to reduce the Dollar’s ‘weaponisation’ and promote the use of local currencies for trade between the BRICS members.”

Brazil Confirms No 2025 Currency Timeline

As BRICS president, Brazil confirmed there is no immediate timeline for a unified BRICS currency.

The Rio de Janeiro summit declaration (July 2025) outlined broad cooperation but omitted any currency launch dates.

This caution reflects concerns over market volatility, especially after President Trump’s return to the White House, which triggered currency depreciation across the yuan, ruble, real, rupee, and rand.

India Pushes Back on De-Dollarization

India has taken the firmest position against aggressive de-dollarization.

Foreign ministry spokesperson Randhir Jaiswal stated:

“De-dollarisation is not part of India’s financial agenda.”

Instead, India advocates a “derisking” strategy:

• Expanding trade in local currencies (e.g., deals with Russia, UAE, Maldives).

• Diversifying trade partners.

• Building alternative payment systems to reduce currency conversion risks.

Focus on Practical Mechanisms

With ambitions scaled back, BRICS is emphasizing realistic financial tools:

• BRICS Pay digital payment platform.

• New Development Bank as a financial stabilizer.

• Bilateral trade settlements in national currencies.

This gradualist approach underscores the bloc’s recognition that a radical break from dollar-based finance could destabilize global markets, while local mechanisms offer measured, sustainable progress.

 Key Takeaway

BRICS has pulled back from its boldest de-dollarization ambitions, shifting from a unified currency plan to localized trade solutions. By emphasizing stability and bilateral currency use, the bloc signals pragmatism — prioritizing gradual financial diversification over abrupt confrontation with the dollar.

Strategic Implications

• Dollar Challenge Delayed: The U.S. dollar’s global dominance faces no immediate threat, but localized settlements still chip away at its monopoly in trade finance.

• India as Power Broker: New Delhi’s push for “derisking” positions it as a moderating force, balancing ambition with market stability.

• Global Reset in Motion: Even without a BRICS currency, incremental steps toward local trade settlements lay the foundation for alternative financial infrastructures that could reshape global markets in the long run.

@ Newshounds News™
Source: Watcher Guru

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Thank you Dinar Recaps

News, Rumors and Opinions Thursday 8-28-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Thurs. 28 Aug. 2025

Compiled Thurs. 28 August 2025 12:01 am EST by Judy Byington

Judy Note: A big part of worldwide operation dealt with freeing People of The World from control of our Global Monetary System – which had put us in deep debt while running on fiat currency. This was in the works via a Global Currency Reset. There were 209 nations (allegedly) converting their currencies to gold/asset-backed that would trade at a 1:1 with each other.

In preparation Trump has(allegedly)  been taking back US owned gold from around the World – the largest find was 650 plane loads from beneath the Vatican.

Rumor was that Trump will announce activation of NESARA/GESARA on Mon. 1 Sept. 2025.

The Emergency Broadcast System on Telegram stated: Once 90% compliance is reached — expected by September 15, 2025 — citizens (allegedly) will be publicly transitioned into the QFS.

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Tues. 26 Aug. Bruce Call:

They would like those in Tier4b (us, the internet group) to set up our currency exchange appointments within 48-78 hours (2-3 days) after the 800 number is out.

You will have 2-3 weeks to do your exchange once the 800 number is out.

Appointments should take 30-40 min.

DOGE Checks should (allegedly) start the first week in Sept.

We will (allegedly) get back money we paid out to the bank for Lines of credit, interest paid on mortgages and cars and money paid to the IRS for taxes.

There are around 29,000 Zim Holders, 2 million currency holders across the World.

The US Treasury was expecting to get an email from the DOD at 9 am tomorrow Wed. 28 Aug. telling them if the green light has been given.

Bond Holders, Core groups and the Admirals group was supposed to be notified that the DOD has given the green light at that same time: 9 am tomorrow Wed. 28 Aug.

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Global Financial Situation:

Explaination of NESARA Bill by daughter of the Bill’s author: NESARA AT THE LOUISIANA STATE CAPITOL 2025

Wed. 27 Aug. 2025: HISTORICAL BOMBSHELL: THE TAX THAT WASN’T SUPPOSED TO SPREAD — BUT DID. How a Temporary Lie Became a Century of Theft, Control, and Economic Slavery for the American People – amg-news.com – American Media Group

Read full post here:  https://dinarchronicles.com/2025/08/28/restored-republic-via-a-gcr-update-as-of-august-28-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Jeff    All of the steps of global financial integration is also happening around the same time that we're pulling the troops out...We're going to have the troops pulled out from all federal government level bases and areas like the Green Zone and Baghdad permanently on September 15th.  The bases will be vacated...That is the United States positioning for Iraq to 
revalue...

Mnt Goat    Article:   "AN ECONOMIST PREDICTS THE NEXT GOVERNMENT WILL CHANGE THE DOLLAR EXCHANGE RATE, AND EXPLAINS THE REASONS"  Quote:  "the salary bill accounts for the largest portion of oil revenues, leaving little for upgrading infrastructure or basic services."  This is why the US is requiring Iraq to diversify its economy and get off the sole revenue source of oil.  Oil fluctuates so much. This is why Iraq must get off the petro dollar...The real source is the petro dollar and sole peg of the dollar to the dinar...But what do they then peg the dinar to if not the dollar? The IMF already has a basket of currencies for the new peg. But this peg coincides with a reinstatement, it can’t be done unless the currency is traded globally.

Sandy Ingram   Syria is revaluing its currency and dropping two zeros.  This talk has been around for a long time for Iraq but Syria is actually doing it.  There's one slight problem.  Russia has been elected to ...print the currency...Russia is under international sanctions and that means some countries may not trade the Syrian pound...This dropping two zeros is big business...They'll have a new currency.  Both currencies will be in operation from December 8th to the last part of 2026.  We can only hope Iraq will draft the same type of revalue.

Massive Property Tax Fraud Exposed - $5.1 Trillion Bond Scam Will Crash System

Daniela Cambone:  8-27-2025

“I started noticing something was off in home appraisals,” says Mitch Vexler, whistleblower and expert on property valuations. He tells Daniela Cambone:

“They were inflating property values to jack up taxes, and that was feeding into trillions in school bond debt that I believe will spiral.”

On the scope of the problem, Vexler is blunt: “We’re talking about $5.1 trillion in school bonds that are based on these inflated appraisals. That’s massive—this is a ticking time bomb for local governments and taxpayers alike.”

He warns of consequences for the bond market: “School districts are relying on this debt, and if the real numbers catch up, there’s no way they can sustain these payments.

We’re looking at a potential collapse if nothing changes.”

https://www.youtube.com/watch?v=TdYHbhT6524

Thursday Coffee with MarkZ, joined by Zester. 08/28/2025

Thursday Coffee with MarkZ, joined by Zester. 08/28/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Howdy and good morning to Mark, Mods, Zester, and everyone

Member: Looking forward to the upcoming 3 day weekend!

Member: Are they slow rolling the release?

MZ: Everything I heard is things have sped up to get us off “stuck”

Member: Any news from your groups/bonds you mentioned for Thursday?

MZ: There are rumors that Indian Nations money has been positioned and paid and they are ready for disbursement to their people. I’ve reached out to a few elders but still not sure how accurate it is. If true this would tell us how close we are.

MZ: I am waiting to hear something solid from group contacts …but lots of rumors its going now…or tonight or yesterday.

Member: There are rumors that the rumors are real…lol

Member: What tier are the Indian Nations in?

Member: From last year:  There are 5 Tiers of folks Exchanging. Tier 1-governments and royalty Tier 2-whales-elite with platforms of currency, corporations, etc. Tier 3-Admirals Group, American Indians, CMKX, large church groups (like the Mormons), etc. Tier 4-all the hundreds of thousands paying attention to intel - internet groups(all of us). Tier 5- those who never paid attn - the general public.

Member: Spoke to our 2nd chief of my tribe, he has not heard of anything yet.

Member: I'm sure you have heard but the CBI website has been down over two hours for "maintenance"...

Member: CBI website is down! Are they changing the rate?

Member: Hoping and praying they are.

MZ: There is an Iraqi video out talking about ascension to the WTO. In short it says they have completed the World Trade Organization ascension process. Many believe their will be a new value on the dinar on the eve of that day.

MZ: “ Erbil deposits 120 billion dinars of its non-oil revenues in Baghdad’s treasury”  This is another huge piece for us. They are moving forward with oil and gas deliveries.

MZ: “Washington sends its expert man to Baghdad. What is behind  the appointment of Josh Harris as Charge’ de’ Affaires of  the US Embassy?”  the man we had before was doing double duty both in Yemin and Iraq- going back and forth. The Trump administration pulled out their “hard hitter”  for Iraq to get things done . He is very well respected in the region. They need him to finish getting out all Iranian ties and a new value for the dinar. They are ready to get things done. IMO

MZ: “Chairman if the Securities commission: Iraq is steadily moving towards building an advanced economy.” This is part of their “White Paper” reforms.

Member: Isnt the Iraq election in October and wouldn’t it behoove Sudani to pull this now so he is indeed reelected for another term??? Hope it happens in September.

Member: I wonder- will the USN come out before we RV or at the same time?

Member: I had 2 wealth managers from 2 different banks we use reach out to me out of the blue yesterday trying to set an appt with us

 Member: I am going to feel pretty defeated if this does not go over the next week. Hope that is not the case.

Member: It will happen suddenly …and this weekend….3 day weekend looks promising.

Zester joins the stream today. Please listen to the replay for his information and opinions on the Genius Act, AI, Financial Systems and Blockchain technology.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=z-SRafY5NZ0

MilitiaMan and Crew: Iraq Dinar News Update-REER Support-$500 Billion-K2-Rafidain

MilitiaMan and Crew:  Iraq Dinar News Update-REER Support-$500 Billion-K2-Rafidain

8-28-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=RWSp6w8fuAg

Seeds of Wisdom RV and Economic Updates Thursday Morning 8-28-25

Good Morning Dinar Recaps,

112 Crypto Companies Urge Senate to Protect Developers in Market Structure Bill

Coinbase, Kraken, Ripple, a16z, and others press lawmakers to safeguard non-custodial services and open-source developers in upcoming legislation.

Coalition Calls for Clear Protections

A coalition of 112 crypto companies, investors, and advocacy groups has urged the U.S. Senate to include explicit protections for software developers and non-custodial service providers in the pending digital asset market structure bill.

The letter, sent Wednesday to the Senate Banking and Agriculture Committees and led by the DeFi Education Fund, emphasized that the industry spoke “with one voice.” It warned that without protections, developers could be wrongly classified as financial intermediaries under outdated regulatory frameworks.

“Provide robust, nationwide protections for software developers and non-custodial service providers in market structure legislation. Without such protections, we cannot support a market structure bill,” the letter stated.

Signatories include Coinbase, Kraken, Ripple, a16z, Uniswap Labs, and nearly every major U.S. crypto lobbying group, from the Blockchain Association to the Chamber of Digital Commerce.

Regulatory Uncertainty Driving Talent Abroad

Industry leaders cautioned that without strong safeguards, the U.S. risks losing ground in open-source blockchain development.

Citing Electric Capital data, the letter highlighted a steep decline in America’s share of blockchain developers, falling from 25% in 2021 to just 18% in 2025 — a trend largely attributed to regulatory uncertainty.

To prevent innovation from leaving the country, the coalition called for explicit federal protections that would:

• Shield blockchain developers from misclassification.

• Prevent conflicting state-level regulations.

• Build on the bipartisan momentum seen in the CLARITY Act, which passed with overwhelming support.

Legislation Timeline

Senator Cynthia Lummis announced last week that a digital asset market structure bill is expected to reach President Donald Trump’s desk by year-end.

• September: Senate Banking Committee review

• October: Senate Agriculture Committee review

• Ahead of Thanksgiving: Possible Senate vote and delivery to the President

The bill will also clarify how the SEC and CFTC divide oversight of crypto markets, a long-standing point of contention in U.S. regulation.

@ Newshounds News™
 Source: Cointelegraph

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Kraken Meets With SEC Crypto Task Force to Discuss Tokenized Stocks and Bonds

Exchange giant explores U.S. regulatory framework for trading tokenized equities and ETFs, as traditional exchanges push back.

Kraken’s Tokenization Proposal

Kraken, one of the largest U.S.-based crypto exchanges, met this week with the SEC’s Crypto Task Force to discuss its proposal for a tokenized trading system.

A filing with the SEC shows the meeting focused on potential legal and regulatory frameworks for offering tokenized versions of traditional financial assets — including stocks, bonds, and ETFs — to U.S. investors.

This comes just months after Kraken unveiled its international plans to launch tokenized securities in select non-U.S. markets.

Global Expansion With Tokenized Equities

In May, Kraken announced a partnership with Backed, a tokenized equities issuer, to launch xStocks on the Solana (SOL) blockchain.

• xStocks provides tokenized versions of U.S.-listed equities and ETFs.

• The project is initially targeting non-U.S. clients, taking advantage of more flexible regulatory environments abroad.

• Kraken hopes to eventually bring a regulated version of these offerings into the U.S. market.

Pushback From Traditional Exchanges

The initiative comes at a time when traditional stock exchanges are lobbying regulators to impose strict limits on tokenized equities.

The World Federation of Exchanges (WFE), representing global exchanges and clearing houses, sent a letter to the SEC last week outlining concerns.

WFE CEO Nandini Sukumar criticized tokenized stocks as a potential risk to investors:

“What we are seeing is a blatant attempt to circumvent regulation, with some firms seeking ‘no action’ relief from regulators or deliberately operating through legal grey areas. Most concerning is the risk to retail investors, who may be misled into believing they hold the same rights and protections as traditional shareholders. In many cases, they do not. Investor protection must remain paramount, and regulation must evolve to ensure that new technologies are not used as a mask for risk and opacity.”

Regulatory Crossroads

The SEC faces a critical decision point:

• Allow tokenized equities under strict new rules, potentially opening U.S. markets to blockchain-based securities.

• Maintain restrictions under pressure from traditional exchanges, which argue tokenization could undermine investor protections.

Kraken’s discussions highlight the growing tension between innovation in blockchain finance and the preservation of traditional market safeguards.

Key Takeaway

Kraken’s push to tokenize stocks and ETFs in the U.S. puts regulators at a crossroads: embrace blockchain-based securities with new safeguards, or restrict them to preserve traditional investor protections. The outcome will shape the future of tokenized finance in America.

@ Newshounds News™
Source: Daily Hodl

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Europe in Ruins: Why the ECB Won’t Save It This Time

Despite years of massive money printing, the eurozone is sinking into stagnation, debt dependency, and economic decline — leaving the European Central Bank powerless to stop the collapse.

A Systemic Crisis Across Europe

It’s not just France under François Bayrou that faces trouble — the entire eurozone is trapped in a systemic crisis. The European Central Bank (ECB), once hailed as the continent’s financial backstop, now finds its tools blunt.

Unlike in 2008, when monetary expansion provided temporary relief, the ECB’s latest injections have created a vicious cycle of stagnation and unsustainable debt that the printing press can no longer solve.

Monetary Expansion Without Growth

ECB data shows that in June 2025, the M2 money supply of the eurozone rose to €15 trillion, up 2.7% year-over-year.

Yet, this expansion delivered almost no real growth, a stark contrast to the U.S., where 4.5% monetary growth still produces ~2.5% GDP growth.

This gap reveals a structural failure:

• ECB liquidity fuels unproductive public spending instead of private investment.

• States become dependent on ECB bond purchases, depriving the private sector of financing.

• Europe’s economic system increasingly resembles a “monetary drip” keeping stagnant economies alive.

The Printing Press as Poison

The ECB’s policies have created a crowding-out effect:

• Governments absorb new liquidity, starving entrepreneurs of credit.

• Unproductive companies survive thanks to artificially low rates.

• Innovative firms struggle, weakening Europe’s long-term competitiveness.

This has led to the “zombification” of Europe’s economies, where outdated structures survive while innovation is suffocated.

The ECB as Fiscal Enabler

The ECB has drifted from its mandate of price stability, instead prioritizing the financing of sovereign debt.

This shift effectively turns the ECB into a fiscal policy instrument, propping up states while ignoring inflation risks.

History warns against this approach: between 1970 and 2011, despite central bank dominance, the world experienced 147 banking crises. Central banks often delay crises but amplify their severity — a cycle the ECB now replicates on a continental scale.

The Dependency Trap

Europe is now caught in a monetary dependency spiral:

1. Governments depend on ECB refinancing to survive.

2. ECB bond purchases enable irresponsible fiscal spending.

3. Economic capacity erodes, making states even more reliant on ECB support.

This cycle is unsustainable. By 2024, global public debt hit $102 trillion, with Europe among the most concerning cases. The continent now generates too little wealth to justify its debt levels. Only continuous ECB money creation maintains the illusion of solvency.

Bitcoin as an Alternative?

The failure of large-scale quantitative easing in Europe underscores the limitations of central bank-driven policies.

Sooner or later, Europe will be forced to confront reality:

• Drastic structural reforms — not perpetual monetary injections — are required to restore competitiveness.

• In this context, Bitcoin and decentralized assets may emerge as credible alternatives that governments cannot manipulate.

Key Takeaway

The eurozone is trapped in a cycle of debt dependency and stagnation that ECB money printing can no longer mask. Without radical reforms, Europe risks systemic collapse — opening the door for decentralized alternatives like Bitcoin to gain legitimacy as a safeguard against monetary failure.

@ Newshounds News™
Source: Cointribune

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XRP Expands in Asia as Linklogis Taps Ledger for $2.9B Supply Chain

China’s leading fintech firm selects XRPL to power its global supply chain finance platform, unlocking liquidity through tokenization.

XRPL Partners With Linklogis

XRP has secured a major win in Asia after Chinese fintech giant Linklogis announced a partnership with the XRP Ledger (XRPL).

The deal will see Linklogis integrate its supply chain finance platform onto the XRPL mainnet, enabling the circulation and cross-border settlement of digital assets tied to real-world trade flows.

Through the collaboration, trade assets such as invoices and receivables will be tokenized, giving businesses faster access to liquidity while boosting efficiency in global trade finance.

Driving $2.9B in Trade Assets

Linklogis is already a powerhouse in supply chain finance. In 2024, the firm processed RMB 20.7 billion ($2.9 billion) in cross-border assets across 27 countries.

By leveraging XRPL, Linklogis aims to:

• Expand business access to funding.

• Enhance transparency in trade financing.

• Streamline settlements for exporters, importers, and financiers.

The collaboration will also explore stablecoins, smart contracts, and AI integration — broadening innovation in real-world asset (RWA) tokenization within supply chains.

XRPL’s Growing Global Footprint

The partnership strengthens XRP’s reputation as a leader in tokenized finance:

• In the past month, XRPL’s tokenized RWA volume grew 22.81%, reaching $305.8 million, ranking it the ninth-largest blockchain by RWA value.

• In May 2025, the Dubai Land Department adopted XRPL for real estate tokenization.

• Across Latin America (notably Mexico, Brazil, and Argentina), XRP is increasingly used to reduce reliance on the U.S. dollar in cross-border trade.

This rapid adoption signals rising confidence in XRP Ledger as global financial infrastructure, especially in emerging markets looking for alternatives to traditional currencies.

 Key Takeaway

XRP’s partnership with Linklogis marks a pivotal step in Asia’s digital finance evolution, embedding XRPL into a $2.9B supply chain platform. With expanding use cases in trade, real estate, and tokenized assets worldwide, XRP is positioning itself as a backbone for the next era of global settlement.

@ Newshounds News™
Source: Coinpedia

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Roadmap

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Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Thursday Morning 8-28-25

 Central Bank: Gold Enhances Stability, Debt Constrains Budget
 
Baghdad Today – Baghdad   In a country where crises alternate between  politics and finance, the structure of the Central Bank of Iraq's assets reveals a deeper picture than mere   ratios and   numbers. 

The assets, which alternate between    gold,   securities, and  government receivables, are not simply bank accounts;  they reflect the trajectory of a state seeking stability amid  internal and  external storms, according to experts.

Manar Al-Obaidi, an economic expert, explained in a post on his Facebook page, followed by Baghdad Today, that securities, despite maintaining their leading position at 27% in 2025,  declined from their previous share of 37% in 2022.
 
This decline is interpreted by analysts as a   loss of one of the liquidity tools  that gives banks immediate flexibility in the face of pressures.
 
In contrast, gold jumps from 6% to 12.6%,   representing a shift towards "solid security,"a move that observers see as reflecting  deep concern about the fragility of markets and a  desire to seek refuge in the indestructible metal.
 
But the picture is not complete without mentioning the deposits of other banks,  which have risen to 26%, giving the Central Bank greater maneuverability at a time when the Ministry of Finance's dues still account for nearly a quarter of assets.
 
These dues have not actually decreased,     but have remained virtually constant,     which analysts see as a continuation of the intertwining of   monetary policy and   public finances,sometimes     turning the Central Bank into a larger creditor of the state itself.
 
The historical background reveals that this connection is not new.
 
Since 2003, the Central Bank has found itself at the heart of the equation for      financing budget deficits, through the   purchase of treasury transfers and   lending to the Ministry of Finance.
 
The Central Bank Law, which grants it formal independence,     has not prevented practical interference,
          making government receivables a structural gap that is difficult to fill.
 
Not far from this, loans to finance small and medium enterprises    increased from 5% to 7%,
which experts see as a glimmer of hope for a development trend that requires  monitoring and
guarantees,
 
for fear that it could become a new burden on assets if these projects are unable to repay.
 
Foreign investments and deposits in foreign banks declined from 62% to 53%,  revealing a reallocation inward through   gold and     quidity,   but also a loss of a portion of the regular returns previously provided by foreign markets.

A gradual reading of these figures suggests that the Central Bank     is attempting to balance financial security with investment,     but it is encountering a fundamental obstacle:    more than a third of its assets are made up of  loans and  liabilities,   making the sustainability of its monetary structure
dependent on the obligations of other parties,   most notably the Ministry of Finance.
 
In conclusion,  it is clear that the central bank's structure  remains captive to the weight of government debt,  despite diversification attempts.
 
Gold and  liquidity     provide an additional margin of safety,   but this is insufficient   unless these transformations are accompanied by  a clear strategy that decouples the structural link between  monetary and  fiscal policy  and restores the flexibility of the monetary institution as a guardian of stability.
 
Source: Economic expert Manar Al-Obaidi's Facebook page + Baghdad Today + Agencies      
https://baghdadtoday.news/281891-.html   

International Development Bank Launches Iraq’s First Smart Branch
 
    Business     Iraq     Jawad Al-Samarraie     August 27, 2025    An interior shot of a modern, technology-focused bank branch    Baghdad (IraqiNews.com) – The International Development Bank (IDB),     one of Iraq’s largest and leading private banks,  announced today, Wednesday (August 27, 2025), the  launch of the country’s first smart branch.
 
The new branch will allow customers to complete all banking transactions without needing staff, 24/7,
a move that highlights the bank’s commitment to   digital transformation and     innovation    in Iraq’s banking sector.
 
According to a statement from the bank, the new smart branch is located
within the IDB’s general administration building on Abu Nuwas Street in Baghdad.
 
It offers a fully integrated digital banking experience, enabling     individuals,     companies,     investors, and     content creators   to conduct a wide range of transactions in minutes.
 
Services include     opening accounts,     deposits,     withdrawals,     issuing checkbooks and banking cards, and     transferring funds.
 
The branch also provides innovative services like     buying gold ounces,     printing account statements,
  settling loans, and     receiving payments for content creators.
 

In addition to self-service options,   customers can speak directly with customer service representatives via audio and video   to ensure a more interactive and flexible banking experience.
 
Wissam Al-Ameri, the head of the marketing department at the IDB, stated that the launch of the smart branch reflects the bank’s commitment to  prioritizing customers by providing innovative and easy-to-use solutions.

He believes this step  is a qualitative leap in banking services in Iraq and   reinforces the bank’s position as a leader in digital innovation.     https://www.iraqinews.com/business/international-development-bank-smart-branch-iraq/  

Consensus On The Inevitability Of Strategic Planning And Digitization Of Financial Operations
 
Economic 08/28/2025   Baghdad: Hussein Thaghab    Participants in the forum, organized by Bayt Al-Hikma Consulting  in cooperation with the German GIZ organization, emphasized the importance of     strategic planning and     digitization   in enhancing government and economic performance.

They emphasized that these elements represent essential pillars for Iraq's  advancement and   transition to a new phase  in line with global developments in various service and production sectors.
 
Participants explained that the government is currently working to implement serious initiatives aimed at     achieving a qualitative leap in the level of public services and     improving economic performance,
 
while leveraging advanced technology to     enhance the exploitation of the country's natural and human resources,   enabling comprehensive and sustainable development across all sectors.
 
In his speech at the forum, Chairman of the Securities Commission, Faisal Al-Haimus,emphasized that
 strategic planning,  informed leadership, and   digitization  are not an option, but rather an urgent necessity.

He pointed out that planning    provides the foundation for a promising future and    enables ambitious leadership to achieve positive results that enhance the work reality and    contribute to propelling the country toward safety.

Al-Haimus emphasized that  digitization is a national project that    enhances performance efficiency,    supports transparency, and    opens broader horizons   for financial inclusion that serves all segments of society.

 He pointed out that   building institutions, creating a ladder for development, and achieving general renaissance    are based on    sound planning and   ambitious leadership, which makes digitization a vital tool for advancing Iraq's economic and administrative reality.
 

For his part, Undersecretary of the Ministry of Commerce, Sattar Al-Jabri, praised the forum, stressing that its content combined key themes that represent a priority for the  government:    leadership,   strategic planning, and    digitizing financial operations.

Speaking to Al-Sabah, Al-Jabri explained that the complementary work between these themes contributed to significant achievements in terms of simplifying procedures and   improving performance.

He pointed out that  digital transformation has become an absolute necessity to keep pace with global developments, and that the
 
Ministry of Commerce's next goal is to build an integrated financial and administrative system that
    supports the national economy and    raises the level of services to significant levels, while
 
emphasizing the importance of cooperation between the public and private sectors to achieve sustainable development.
 
In her speech, delivered on behalf of Dr. Ahmed Al-Dahlaki, the Minister of Finance considered the forum to be an important contribution to financial and administrative reform, noting that
 
the focus on building an integrated digital economy represents a key pillar of    financial stability and
 enhancing integration with global economies and the  rapid digital transformations they are witnessing.

Al-Dahlaki explained that strategic planning must place human capital at the heart of development, and that leveraging advanced technology is essential to raising the level of performance in various institutions,whether in the    public or    business sectors.
 
He emphasized the role of digitization in   raising efficiency, achieving transparency, and
    facilitating financial and administrative workflows.
 
In turn, Hisham Khaled, CEO of Bayt Al-Hikma, told Al-Sabah that  strategic planning, leading digital transformation, and   expanding the base of financial inclusion    are crucial to achieving a qualitative shift in the country's reality.

He pointed out that leveraging the best international experiences in this field has demonstrated the ability of  strategic planning and  digitization   to  bring about a clear renaissance in various countries,  facilitate performance paths, and  achieve tangible results on the ground.

 Khaled explained that  strategic planning represents the compass that    determines the right direction and    provides a solid foundation  for implementing digital transformation in an integrated manner, emphasizing that
 
integrating modern technology at all levels of work ensures    enhanced efficiency and    transparency, and    has a broad positive impact on  government performance and   services provided to citizens. 

Participants noted that the government's commitment to   strategic planning and    digitization   goes beyond improving financial and administrative performance,
 
but also extends to    enhancing public services and    creating a   sustainable and    resilient economic environment   capable of responding to global and local challenges.
 
This focus is placed on building an integrated, technology-driven system that    optimally utilizes human capital to   achieve sustainable development goals,   enhance financial inclusion, and   promote economic and social stability.
 
The speakers emphasized that these efforts align with    global trends in institutional development,
    improving service efficiency, and    creating a more transparent and fair work environment.
 
This, they said, contributes to    strengthening trust between citizens and the state,    laying the groundwork for economic growth, and    achieving a comprehensive renaissance.
 
At the conclusion of the forum, everyone emphasized that    strategic planning,    conscious leadership, and the  digitization of financial operations    are not merely regulatory tools, but rather   constitute the foundation for sustainable economic and social development.
 
They pointed out that the success in implementing these principles will bring Iraq closer to the levels reached by leading countries in the field of   digital management,  financial transparency, and    economic inclusion, while    creating an environment capable of making the most of human and natural resources, and    achieving a qualitative leap in all economic sectors. And service.   https://alsabaah.iq/119692-.html  

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com/

“Tidbits From TNT” Thursday Morning 8-28-2025

TNT:

Tishwash:  A gradual plan to shut down Wi-Fi in Iraq has been put in place.

The Ministry of Communications revealed on Thursday a gradual plan to shut down Wi-Fi services in Iraq.

The ministry said in a statement received by Al-Eqtisad News, that "Minister of Communications Hiyam Al-Yasiri chaired an expanded meeting that included the companies (Earthlink, Supercell, and FiberX) in the presence of the ministerial team.

During the meeting, fiber optic projects were followed up and the conversion of service subscriptions to electronic via the National Data Center (onboarding) was discussed, as well as the gradual scheduling of Wi-Fi shutdowns with the aim of converting subscribers to FTTH services."

The statement added that "the meeting reviewed mechanisms for expanding the fiber optic network to reach all residential areas, including villages and rural areas," noting that "these steps are part of the minister's strategy to advance the communications and information technology sector and strengthen Iraq's position in the field of digital networks in the service of the public interest." ink

Tishwash:  A congressional delegation arrives in Baghdad for talks with Al-Sudani on stability and deepening relations

Prime Minister Mohammed Shia al-Sudani received a US Congressional delegation in Baghdad on Wednesday, including Republican Representative Darin LaHood and Democratic Representative Steve Cohen. During the meeting, they discussed ways to develop bilateral relations between Iraq and the United States, enhance cooperation in the energy and investment sectors, and discuss regional developments and Iraq's role in supporting dialogue and consolidating stability.

Al-Sudani's office said in a statement:

Prime Minister Mohammed Shia al-Sudani received a delegation from the US Congress today, Wednesday, including two members of the House of Representatives: Republican Darin Lahoud and Democratic Steve Cohen. They discussed developing bilateral relations and ways to enhance them in various fields.

His Excellency welcomed the visiting delegation's visit to Baghdad and commended their efforts to strengthen bilateral relations, particularly within the framework of the Strategic Framework Agreement. He also emphasized Iraq's keenness to enhance joint cooperation with the United States, particularly in the areas of energy and investment.

The situation in the region was reviewed, with the Prime Minister highlighting Iraq's firm and supportive stance toward dialogue to establish security and stability and expand the scope of the relationship to include various sectors.

For their part, the congressional delegation expressed their admiration for the progress achieved in Iraq in terms of construction and stability.

They thanked Iraq for its close cooperation in the fight against terrorism, praised the level of relations between the two countries, and considered them essential to the United States. They described Iraq as an important partner, and affirmed the US administration's desire to cooperate closely with Iraq and work with it to achieve stability throughout the region.   link

************

Tishwash:  The International Development Bank launches the first smart branch in Iraq.

 The International Development Bank, one of the largest private banks and a pioneer in banking services and solutions in Iraq, announced the launch of the first smart branch of its kind, enabling banking transactions to be completed fully without the need for staff, 24 hours a day, seven days a week. This step reflects the bank's commitment to digital transformation and promoting innovation in the Iraqi banking sector.

The new branch, located within the International Development Bank's General Administration Building on Abu Nuwas Street in Baghdad, will be accessible to all customers as the country's first fully integrated digital banking experience.

The smart branch provides its customers with a unique way to complete their banking transactions within minutes, whether for individuals, companies, businessmen, investors, entrepreneurs, or content creators. This is achieved through an integrated suite of digital services, including opening bank accounts and deposits, withdrawing and depositing funds, depositing bank checks and requesting the issuance of checkbooks, requesting the issuance of bank cards, transferring funds between accounts, purchasing gold ounces, printing account statements, settling loans, receiving content creator profits, and other innovative services.

The branch also allows customers to speak directly with customer service representatives via audio and video, ensuring a more interactive and flexible banking experience and addressing customer needs immediately.

The Director of Marketing at the International Development Bank, Wissam Al-Amri, stated, "The launch of the smart branch reflects our commitment to placing our customers at the heart of our priorities by providing innovative and easy-to-use banking solutions that enable them to manage their financial needs efficiently and at any time. We believe this step represents a qualitative shift in banking services in Iraq and strengthens the International Development Bank's position as a leader in innovation and digital transformation."

With this pioneering step, the International Development Bank consolidates its position as the first Iraqi bank to launch a smart branch, keeping pace with global developments in the banking sector and affirming its commitment to providing the best financial solutions to its customers  link

Mot:  . ooooohhh Goodie!!! -- ole ""Mot"" with Marital insight!!!! 

Mot: Mixed Feelings on Dis Un!!! – LOL 

FRANK26……8-27-25….ALOHA….SPACE AGE

KTFA

Wednesday Night Video:

FRANK26……8-27-25….ALOHA….SPACE AGE

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=WxfIudrXjZ8

Iraq Economic News and Points To Ponder Wednesday Afternoon 8-27-25

Estimated At $500 Billion, Legal Researcher: Recovering Smuggled Iraqi Funds Is Possible Through International Agreements.

Wednesday, August 27, 2025, | Politics Number of reads: 149   Baghdad / NINA / Legal researcher Ali Al-Tamimi confirmed that Iraq has the legal paths and international agreements that allow it to recover the money smuggled out of the country, estimated at $500 billion.

Al-Tamimi said in a statement, "The 2005 United Nations Anti-Money Laundering Convention on the recovery of smuggled funds stipulated in Articles (55 and 56) clear mechanisms for recovery, and Iraq signed it by Law No. (35) of 2007," indicating that "these funds are estimated at $500 billion."

He added, "There are about $65 billion in the US Federal Reserve that belong to the former regime and are the property of the Iraqi people, and Iraq can claim them according to Article (28) of the 2008 Iraqi-American Strategic Agreement, which allows Iraq to request economic assistance from the United States."

Al-Tamimi pointed out that "Article (50) of the United Nations Charter allows countries fighting parties under Chapter VII to request economic assistance from the Security Council. Britain and France have announced their readiness to provide assistance, and Iraq has already fought ISIS, which is listed under Chapter VII pursuant to Security Council Resolution No. 2170 of 2014."

He continued, "Iraq has exited Chapter VI of the United Nations Charter after fully paying the financial dues with Kuwait, which amounted to $4.5 billion, but the continuation of political, security and economic crises may lead to the Security Council returning to placing Iraq under international trusteeship, i.e. Chapter VII."

Al-Tamimi pointed out that "countries such as the Philippines, Nigeria, Algeria and Egypt have succeeded in recovering their smuggled funds under the aforementioned agreement, in coordination with the United Nations and the countries in which these funds were deposited, and this is a passable path for Iraq as well."  https://ninanews.com/Website/News/Details?key=1248744

Congress Expresses The US Administration's Desire For Close Cooperation With Iraq To Achieve Stability In The Region.

Local  A US congressional delegation expressed, on Wednesday, the US administration's desire for close cooperation with Iraq to achieve stability in the region.

The Prime Minister's media office said in a statement, "Prime Minister Mohammed Shia al-Sudani received, today, Wednesday, a delegation from the US Congress, including two members of the House of Representatives: Darin Lahoud from the Republican Party, and Steve Cohen from the Democratic Party, where they discussed developing bilateral relations and ways to enhance them in various fields."

The Prime Minister welcomed the visiting delegation's visit to Baghdad and commended their efforts to strengthen bilateral relations, particularly within the framework of the Strategic Framework Agreement. He also stressed Iraq's keenness to enhance joint cooperation with the United States, particularly in the fields of energy and investment.

The situation in the region was reviewed, with the Prime Minister pointing to "Iraq's firm and supportive stance toward dialogue to establish security and stability and expand the scope of the relationship to include various sectors."

For their part, the congressional delegation expressed their admiration for "the progress achieved in Iraq in terms of construction and stability, and thanked Iraq for its close cooperation in the fight against terrorism," praising "the level of the relationship between the two countries and considering it an essential relationship for the United States."

They described Iraq as "an important partner," noting the US administration's desire to cooperate closely with Iraq and work with it to achieve stability throughout the region. https://economy-news.net/content.php?id=59313

To Maintain Economic Security, National Security Announces "Qualitative Operations" And Seizes Materials Worth Billions.

Local  The National Security Service announced, on Wednesday, the implementation of qualitative operations to combat smuggling, while seizing materials worth billions.

A statement by the service said, "As part of the ongoing efforts to maintain the country's economic security and combat smuggling and illegal imports, the National Security Service, in cooperation with its specialized directorates, carried out a series of qualitative security operations in several governorates, resulting in the seizure of large quantities of smuggled materials that violate legal controls."

The statement added, "The Ports Security Directorate, in cooperation with the Anbar Security Directorate, and based on accurate intelligence information and intensive field follow-up, was able to seize two vehicles loaded with (48 tons) of chicken imported from origins legally prohibited from import, in addition to arresting the drivers and referring them to the competent judicial authorities.

It was also able to thwart an attempt to smuggle a large quantity of prohibited materials, as two large vehicles were seized containing (3,640 cartons of food and food prohibited from import), with three suspects arrested and all seized items referred to the competent authorities."

In Diyala Governorate, security detachments seized two vehicles carrying live chickens with an increase estimated at (3,650 chickens) without a proper veterinary health certificate, and they were referred to the competent authorities based on a proper seizure report, according to the statement.

He continued: "Our apparatus in Kirkuk, in cooperation with the Ports Security Directorate, succeeded in thwarting an aluminum smuggling operation during a thorough inspection campaign, where three transport vehicles carrying (17 tons) of aluminum were seized due to violating the legally specified shipment route, and the vehicles and drivers were handed over to the competent authorities to complete the investigations.

" The Ports Security Directorate in Baghdad carried out "a qualitative security operation that resulted in the seizure of a large shipment of smuggled motorcycles, where a large transport vehicle was seized containing a container inside it containing (400) motorcycles prohibited from import, with the driver arrested and detained pending investigation."

The statement concluded by stressing that "all the aforementioned operations were carried out after obtaining the necessary judicial approvals, and all the seized items and the accused were handed over to the competent authorities to take the necessary legal measures in accordance with the applicable laws." https://economy-news.net/content.php?id=59310

Makiya: Iraq Has The Potential And Opportunities To Become A Global Investment Hub.

Reconstruction and construction   Economy News – Baghdad  Chairman of the National Investment Commission, Haider Makiya, said on Wednesday that Iraq possesses the potential to become a global investment hub.

This came in a speech he delivered during a workshop held at the Commission's building in the capital, Baghdad, on security and investment.

In his speech, Makiya said that experience has proven that when an investor enters a country, he seeks to ensure the security of his capital, and that security is not only a factor that helps investment, but is also a condition for its existence and continuity.

He added that the Authority is responsible for providing investment opportunities in collaboration with security and executive institutions to protect projects from the laying of the foundation stone until they are operational.

Makiya also emphasized that successful investment cannot thrive in an isolated environment. Rather, we require the cooperation of the entire state and a strategic framework between the security services and executive institutions.     https://economy-news.net/content.php?id=59301

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com/

4 Secrets of the Truly Wealthy, According to Dave Ramsey

4 Secrets of the Truly Wealthy, According to Dave Ramsey

Caitlyn Moorhead   Wed, August 27,   GOBankingRates

One of Dave Ramsey’s most consistent pieces of financial advice is that wealth-building isn’t necessarily tied to how much money you make, but rather how you manage what you have. Many people assume that earning a higher income automatically leads to wealth, but Ramsey points out that a disciplined approach to spending and saving is far more important. Truly wealthy people live below their means and when they do spend money, they don’t advertise it.

Essentially, saving consistently is more important than the size of your paycheck or what you splurge on. Known for his no-nonsense approach to personal finance, Ramsey has helped millions of people get out of debt and take control of their financial futures. But what separates those who simply earn a good living from the truly wealthy?

According to Ramsey, “When you quit worrying about what people think and you’re actually living life for you and your family — that causes you to make completely different purchases and live a completely different lifestyle.” Here are key principles that truly wealthy people understand and practice consistently.

They Don’t Dress To Impress

The wealthy don’t leave their financial futures to chance. They create a plan, stick to it and regularly review it, which doesn’t leave a lot of wiggle room for extravagant purchases like designer clothing. Think about some of the billionaires you see in the news — many aren’t dressing like a million bucks even though they have more than a billion bucks.

Ramsey would recommend taking baby steps toward building an emergency fund, paying off debt or investing for retirement well before you spend thousands of dollars on pants or shoes. The truly wealthy know where their money is going each month and it’s not hanging in their closet.

They Don’t Share Their Vacation Pictures

Ramsey is a strong advocate for long-term investing and wealth-building strategies. However, once someone has grown their wealth to be in a place where they are considered rich, they tend not to advertise how much they have or are spending.

Some of the most lavish and luxurious expenses can include trips the wealthy take, but the truly wealthy don’t let you know about those.

Ramsey said, “They enjoy nice vacations but they seldom post them for you to see on Instagram because they didn’t take you on vacation. They wanted to go on vacation.”

They Keep Their Holiday Spending in Check

Generosity is a hallmark of the truly wealthy, and giving often brings even more fulfillment than financial success. However, that doesn’t mean they spend everything they can afford to during the holiday season.

TO READ MORE:   https://www.yahoo.com/finance/news/4-secrets-truly-wealthy-according-110551464.html

$6.4 Trillion Debt Wall Hits as Treasury Scrambles for Buyers

$6.4 Trillion Debt Wall Hits as Treasury Scrambles for Buyers

Taylor Kenny:  8-26-2025

The U.S. national debt isn’t just a number on a ledger; it’s a critical indicator of the nation’s financial health, and right now, it’s flashing red. A recent video from ITM Trading featuring Taylor Kenney sheds alarming light on the unprecedented challenges facing the country’s debt refinancing process, a situation that could have profound implications for every American.

Here’s the stark reality: by the end of 2025, the U.S. will need to refinance a staggering $6.4 trillion in debt. To put that in perspective, imagine a mortgage payment so massive that the entire global financial system is scrambling to find lenders.

This isn’t just a problem for future generations; it’s an immediate, looming crisis that requires a deeper understanding.

So, what happens if demand for U.S. debt falters, and these strategies fail? The video highlights the ultimate, and perhaps most concerning, fallback: the Federal Reserve could resort to printing money to finance the debt.

This isn’t just a problem for politicians and economists; it’s a wake-up call for every individual. The video from ITM Trading advocates for preparing for these risks by diversifying wealth outside of the conventional financial system.

Specifically, it emphasizes the importance of physical gold and silver. These precious metals have historically served as reliable stores of value and wealth preservers during periods of currency collapse and economic instability.

They represent a tangible asset that isn’t dependent on the solvency of any government or the stability of a fiat currency.

The U.S. national debt crisis is a complex and evolving situation with potentially severe consequences. Staying informed, understanding the risks, and considering proactive strategies to protect your financial future has never been more critical.

https://youtu.be/xsmhrrvim3o