4 Surprising Things That Could Impact Your Wallet If a Recession Hits

4 Surprising Things That Could Impact Your Wallet If a Recession Hits

June 14, 2025  by  J. Arky  GOBankingRates

The stock market took one of the worst nosedives at the beginning of April as President Trump’s tariffs and plans to reshape the global economy seemed to only drive fear into the market, sending investors fleeing. Now everyone wants to know: is a recession on the way?

It could very well be, with trade wars ramping up and inflation about to reach record levels. However, that doesn’t mean that they are the only factors driving a potential recession. In fact, a few other economic mechanisms are at play that could affect you and your family’s money.

Lower Gas Bills

If you have been feeling the strain of filling up your car’s tank, there might be a bit of a reprieve on the way if a recession does come: gas prices could fall. In fact, prices at the pump usually go down in a recession as lower demand can lower the supply and the cost, according to Marcus Sturdivant Sr., advisor, managing member and chief compliance officer at The ABC Squared². 

“This recession would be on the heels of tariffs and the U.S. publicly endorsing ‘drill baby drill’ as a strategy,” Sturdivant explained. “Flooding the market with gas during an economic slowdown, all things being equal, will make the prices at the pump lower, but the escalating tariffs, trade war and an environment where oil makes money at $70 per barrel versus the $100 per barrel of the past.”

Sturdivant pointed out that even with tariffs, with increased production, there is already a record domestic output, meaning that the price for fuel should come down.

Less Alarming Market News

The stock market can decline during a recession, but that does not necessarily indicate a cause for alarm in the opinion of William Bergmark, personal finance expert and finance editor at Credwise.

TO READ MORE:  https://www.gobankingrates.com/money/economy/surprising-things-that-could-impact-your-wallet-if-a-hyperlink_type=manual

FRANK26….7-22-25…..THE GAP IS WHITE

KTFA

Tuesday Night Conference Call

FRANK26….7-22-25…..THE GAP IS WHITE

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

What Frank’s suit color’s mean…. FRANKS SUIT COLORS FOR CC'S..... WHITE = NEW INFO…. SILVER = INTEL FROZEN…. RED= HIGH ALERT… PURPLE=GUEST WITH US…. BLUE = AIR FORCE…. BLACK = GROUND/FF’S…. GREEN= MR OR FAB 4 ... GOLD = CHANGE… ORANGE=IMPLEMENTATION

https://www.youtube.com/watch?v=D3X-bSyU2ko

Missouri Legalized Gold for Taxes | Join the Sound Money Revolution

Missouri Legalized Gold for Taxes | Join the Sound Money Revolution

Lynette Zang:  7-21-2025

Missouri just made history by legalizing gold for tax payments! This is a HUGE win for the sound money movement.

Learn what it means, how other states are following, and how YOU can help push this momentum forward.

Chapters:

00:00:44 – Missouri Passes Best Legal Tender Law

00:01:43 – Partnering with Daniel Diaz on Local Action

00:04:20 – Q&A: Catherine Austin Fitts on Numismatic Coins

00:06:00 – Intrinsic vs Fundamental Value Explained

 00:07:30 – Derivatives & Hidden Risks Since 1998

https://www.youtube.com/watch?v=9SukdptuCyI

Fed Under Fire: $200B in Bank Payouts, Gold Bond Talks, Full Audit Urged | Judy Shelton

Fed Under Fire: $200B in Bank Payouts, Gold Bond Talks, Full Audit Urged | Judy Shelton

Kitco News:  7-22-2025

Judy Shelton, former Trump Fed nominee and author of Good as Gold, joins Jeremy Szafron to discuss the rising calls to audit the Federal Reserve, the $200 billion in interest payments to banks and foreign institutions, and the growing momentum behind gold-backed U.S. Treasury bonds.

Shelton confirms that conversations with Trump administration officials are “constructive” as they consider launching long-term, gold-redeemable debt ahead of America’s 250th anniversary.

In this Kitco News interview, Shelton outlines why the Fed's balance sheet losses, interest-on-reserves framework, and constitutional overreach demand urgent reform.

She also addresses whether she would accept the role of Fed Chair in 2026.

Key topics:

 -$200B in Fed interest payouts — and who’s really benefiting

 -Why Shelton calls the Fed’s system “perverse”

-Structural audit bill gaining traction in Congress

-Gold-backed Treasuries: how it could work, and who’s behind it

 -Trump administration’s internal debates on Fed reform

 -Shelton’s 2026 Fed Chair potential: would she accept

Introduction

00:32 Judy Shelton's Perspective on Fed Policies

 01:13 The 2008 Financial Crisis and Fed's Response

03:47 Current Issues with Fed's Interest Payments

06:30 Congressional Oversight and Fed Accountability

09:38 Calls for Fed Reform and Leadership Changes

15:53 Gold and Sound Money Movement

18:36 Proposal for Gold-Backed Treasury Bonds

36:28 Conclusion

https://www.youtube.com/watch?v=U0iEFqK0pnM

Iraq Economic News and Points To Ponder Tuesday Afternoon 7-22-25

It Didn't Bring Anything New," An Economist Comments On The IMF's Report On Inflation Stability In Iraq.
 
July 21, 2025  Baghdad/Iraq Observer  Economic and financial expert and consultant Dr. Ahmed Al-Husseini commented on the latest International Monetary Fund report, stressing that it offered nothing new. Despite Iraq's control over inflation levels through its monetary policy, inflation has had a different impact on the lives and livelihoods of ordinary citizens, who suffer from high prices for both basic commodities and services. 

Al-Husseini told the Iraq Observer, "The IMF report did not provide anything new. For several years , Iraq has been controlling inflation, with it never exceeding 4% even in the worst of circumstances.

This is due to the monetary policy Iraq adopted, which was a balanced policy that combined control of  the banking system on the one hand and control of the required reserve ratio on the other."
 
Regarding the US sanctions, Al-Husseini explained that "these sanctions, imposed on a group of Iraqi banks, which, from the US Treasury's perspective,  had some violations in their monetary policies,  contributed, in one way or another, to reducing the level of inflation by controlling  credit levels,  money laundering, and other banking operations  carried out by these banks." 

He added, "Iraq has also controlled inflation through its control of the money supply, in addition to the
     regulations and laws in force at banks.
 
The Central Bank's actions, in turn, were calculated by its entry into the open market, as it knows  when to buy or sell bonds, as well as the discount rates on banknotes, in order to  control and manage inflation in the country."
 
“Although inflation levels are stable, the reality of inflation is clearly reflected on the average citizen through the impact on his real wage and on the consumption level for those with limited incomes.
 
Nominal wages are still not in line with inflation rates.
 
This is clear, as a large segment of citizens are complaining about the high prices and cost of living,
especially for basic commodities, not luxury items such as  food, medicine,  building materials and  clothing.
 
Even at the level of services such as   transportation,  health, education and other sectors, 
there is a noticeable rise in the level of prices,” he continued.
 
The economic and financial expert and consultant expressed his hope that "Iraq will adopt the new monetary policies currently in place in many countries around the world,
which several countries, such as the Gulf states and Turkey, have begun implementing,
based on  financing small projects and  clean energy projects."
 
The IMF promised Iraq is a country that has been successful in maintaining its internal stability despite regional tensions. It noted that Iraq's inflation rate has remained low, emphasizing the  need to implement fundamental reforms to  increase non-oil revenues and  control the public wage bill. It also called for a review of current and investment spending plans for 2025.      
https://observeriraq.net/لم-يأتِ-بجديد-معني-بألشأن-الاقتصادي-يع/  

Digital banks in Iraq: the birth of a new financial era 
 
Economic 07/21/2025   Dr. Nabil Rahim Al-Abbadi    In conjunction with the Central Bank of Iraq's efforts to  enhance financial inclusion and  modernize the banking system,   a strategic initiative was launched.
 
This initiative includes  developing an instant payments project and  issuing local cards, in addition to  issuing regulations for licensing digital banks in Iraq.
 
This step comes as part of a comprehensive plan aimed at integrating modern technological concepts into the financial sector, taking into account the  technical requirements of the information infrastructure and the  cybersecurity risks that accompany this transformation.
 
The issued report highlights the mechanisms for establishing digital banks in Iraq and explains how to implement this initiative  in accordance with the regulations of the Central Bank of Iraq, in integration with local payment systems and global fintech standards, while adhering to environmental and social governance practices that have become  essential in the world of modern finance.
 
The proposed digital bank model focuses on providing financial services electronically,  without the need for traditional branches.
 
This includes payment services via apps, digital wallets,  transfers, loans, and more, targeting segments of society that are underserved by banking services, including   individuals,  small and medium-sized enterprises, and  rural communities.
 
In terms of objectives,The initiative seeks to  expand financial inclusion, reduce reliance on cash, which accounts for more than 90 percent of transactions, and   enhance the resilience of the local economy by supporting small and emerging businesses.
 
It also aims to strengthen adherence to security standards and combat financial crime.
 
The Central Bank's strategic plan for the period 2014-2026 also focuses on  modernizing the financial sector, expanding the bank account base, which does not exceed 30 percent of the population, and developing electronic payment systems.
 
This will contribute to achieving financial stability and attracting foreign investment  by aligning regulations with international standards.
 
Partnerships with international institutions such as the World Bank, the  United Nations Development Programme, and the International Finance Corporation  are pivotal to the success of this vision.

At the same time, regulations adopted in 2024 require  strict adherence to cybersecurity and data protection standards, along with building a robust technical infrastructure and  implementing effective anti-money laundering systems.
 

Challenges facing the sector include weak trust in digital transactions, regulatory complexity,  financial exclusion affecting more than half of the population, and the risks of cyberattacks due to weak digital infrastructure.
 
Despite these challenges, there are significant opportunities for growth. The Iraqi market is home to more than 45 million people, and there is widespread smartphone and internet penetration.

Furthermore, the government is keen to support technology projects in cooperation with global financial institutions, which paves the way for the growth of small and medium-sized enterprises and the  transition to a modern financial culture.
 
Digital payments market analysis reveals advanced demographic indicators, with the number of internet users reaching 35 million,  mobile phones reaching 47 million, and the number of digital payment users expected to reach 25 million by 2027, although the adoption rate of these methods remains low compared to the region.
 
The digital bank's initial capital has been set at 100 billion Iraqi dinars, to be distributed over five years.
 
Foreign investment may not exceed 49 percent, subject to the approval of the Central Bank.
 
Furthermore, foreign o ownership in digital banking projects may not exceed 56 percent per investor, with the possibility of a slight increase if approved by regulatory authorities.
 
This is intended to ensure financial stability and strengthen the operational structure.
 
An important aspect is environmental, social, and governance (ESG) practices,
which include adherence to the sustainable finance roadmap, promoting social inclusion, implementing transparent governance structures, and effective risk management.
 
Establishing a digital bank in Iraq is not only a response to global trends,
but also a strategic opportunity to support the national economy and provide modern banking services to a broad segment of citizens.
 
This requires strict adherence to legislation, a flexible operational approach, and the political and economic will to keep pace with the global digital transformation.     https://alsabaah.iq/117734-.html    

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economic Updates Tuesday Afternoon 7-22-25

Good Afternoon Dinar Recaps,

Why Trump Sees BRICS as the Biggest Threat to U.S. Dominance

With de-dollarization accelerating and local currency trade expanding, the BRICS alliance poses a serious challenge to the post-WWII American-led financial order.

Economic Power Shift: BRICS Expands Global Footprint

The BRICS alliance now represents around 45% of the global population and 37% of the world’s GDP, establishing itself as a powerful alternative to U.S.-led economic structures.

Trade data shows a staggering imbalance:

• U.S. imports from BRICS: $650 billion

• U.S. exports to BRICS: $300 billion

• China alone exports: $448 billion to the U.S.

“They are demanding multipolarity—financial, cultural, and political. The United States is fighting to maintain a hegemony that is in crisis,”
— Marta Fernandez, BRICS Policy Center Director

De-Dollarization: A Direct Strike at U.S. Monetary Control

BRICS has accelerated de-dollarization through expanded local currency settlements and central bank coordination.

• China–Russia bilateral trade in 2024 hit $244.8 billion — settled primarily in yuan and rubles.

• The New Development Bank now lends 25% in local currencies, with a target of 30% by next year.

“Already a quarter of the bank’s lending portfolio was in local currencies… looking to hit 30% by next year,”
— Dilma Rousseff, Former President of Brazil, Chair of the NDB

These moves represent a systematic unraveling of the dollar's global monopoly in trade and lending.

Trump Responds with Economic Nationalism and Tariff Warnings

Former President Donald Trump has repeatedly targeted BRICS, calling the group a threat to U.S. dominance and proposing tough tariffs to counter their rise. However, BRICS leaders remain unfazed.

“The world has changed. We don’t want an emperor. We are sovereign countries,”
— President Lula da Silva, Brazil

“At the moment the United States declares ‘America First,’ the BRICS are saying ‘we all come first,’”
— Pedro Costa Junior, International Relations Analyst

Trump’s comments and policies appear increasingly out of sync with the non-aligned multipolar strategy adopted by BRICS members.

BRICS Currency Systems and U.S. Structural Risk

The adoption of BRICS Cross-National Settlement Systems (BCNS) and local currency trade mechanisms is undermining the U.S. dollar’s 70-year reign in global commerce. Analysts warn this shift could trigger:

• Reduced global demand for U.S. Treasuries

• Higher inflation from import pricing volatility

• Erosion of American influence over international lending institutions

With ripple effects already visible in global trade patterns and central bank reserve allocations, BRICS is no longer a passive economic alliance — it is actively reshaping the global financial system.

@ Newshounds News™
Source: Watcher.Guru   

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Roadmap

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Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

“Tidbits From TNT” Tuesday 7-22-2025

TNT:

Tishwash:  The dinar is recovering and the exchange rate is declining towards the official rate.

 Samir Al-Nusairi

 For several months in 2025, the US dollar exchange rate has continued to decline against the Iraqi dinar, recovering by around 13 points.

It is expected to gradually decline to approach the official exchange rate during the coming period of this year, in accordance with the Central Bank's strategy and ongoing measures for comprehensive banking reform, regulating foreign trade financing, and transitioning to direct dealings between our banks and correspondent banks, in addition to complying with international banking standards.

Restricting the sale and distribution of cash dollars to a strict mechanism has been praised by the International Monetary Fund and the US Treasury as a successful and advanced method and application for controlling the stability of the US dollar exchange rate and keeping cash dollar sales to a minimum, thus preventing the circulation of the currency from being available for speculation in the parallel market.

To support the dinar's recovery, "we must look at the rate at which the Central Bank covers all external transactions, including imports and personal transfers.

 This explains price stability, given the current inflation rate, which is less than 2.5%, lower than the inflation rates in neighboring countries. This means that the Central Bank has achieved two basic monetary policy objectives: controlling exchange rates and curbing inflation."

This confirms that the wise monetary policy adopted by the Central Bank has contributed significantly to the stability of the exchange rate and the decline of the parallel market to the lowest possible level.

The Central Bank's insistence and cooperation with the government during the second half of the current year will lead to a gradual decline in the exchange rate of the US dollar, which has been stable for two days at the thirties and is moving towards the official exchange rate.  link

*************

Tishwash:  A plan to connect the East and West of the world via Baghdad

The Ministry of Planning clarified, on Monday, that the Belt and Road Initiative launched by China is consistent and complementary to the development road project that Iraq has begun implementing, while pointing to a plan to link the Iran-Iraq railway to the Gulf, Eastern countries and Europe.

Ministry spokesman Abdul Zahra Al-Hindawi told the official agency, followed by Al-Eqtisad News: “The Belt and Road Initiative launched by China in 2013 is based on a network of roads and railways that connect the East to the West via main corridors and axes. Iraq is perhaps one of the main axes, taking into account that there is a railway linking China to Uzbekistan, then Pakistan and then Iran within this initiative.”

He added, "There is an idea to link the Iran-Iraq, Turkey, and Syria railway line with the Gulf, Eastern countries, and Europe," noting that "this idea is consistent with and complements the development road project that Iraq has begun implementing."

He explained that, "Under this vision, Iraq is considered an important global transportation hub, both on railways and by road, in addition to the services provided by the railway network, as well as those related to transporting passengers in record times, transporting goods and merchandise, and commercial shipping. This is important for Asian countries, the Levant, and trade with the West, as it saves a lot of time and costs, given that the roads are shortened by passing through Iraqi territory." link

************

Tishwash:  The US has stopped sending cash dollars to Iraq. Is this the beginning of a blockade?

Private sources confirmed that the United States has decided to completely halt cash dollar shipments to Iraq, a move described as potentially the beginning of a "financial blockade" on some Iraqi banks involved in currency smuggling and money laundering.

According to a source who spoke to Al-Mustaqilla on condition of anonymity, Washington's decision does not pertain to Iraq as a country, but rather targets specific banks suspected of involvement in suspicious dollar transfers to countries subject to international sanctions. This has angered the US Treasury, prompting it to tighten controls on dollar movement within the Iraqi market.

 Sudden drop in exchange rate after the decision

Remarkably, the US decision coincided with a significant decline in the dollar exchange rate in the Iraqi market. Experts interpreted this as a natural consequence of the restrictions on the circulation of cash and the prevention of its smuggling abroad. This led to an increase in supply in the local market and a temporary decline in its price.

Government shift towards “legal dollarization”

Separately, a banking source revealed that the Iraqi government has been relying on new mechanisms for disbursing salaries and conducting financial transactions for months. These mechanisms involve legal invoices processed through official banks and digital platforms linked to the global financial system. This is an alternative to the paper dollar shipments previously transported into the country by air.

The source indicated that this step represents a major shift in cash liquidity management in Iraq , making it difficult for suspicious entities to continue smuggling or manipulating the currency market.

Is this the beginning of the storm?

The US decision raises many questions about the future of dollar transactions in Iraq, especially in light of escalating regional tensions and Washington's tightening of financial sanctions. Are we witnessing the beginning of a new phase of international restrictions on the Iraqi economy? Or is this merely a technical measure against some violating banks?  link

Mot:  It's SUMMER!!! --- Lets Go Have ""FUN"" !! 

Mot: . Her's Ur List soooo Ya can be ""Spontaneous "" on ur Camping Trip!!!! 

Tuesday Coffee with MarkZ. 07/22/2025

Tuesday Coffee with MarkZ. 07/22/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Happy Terrific Tuesday fellow RV’ers

Member: Good morning MarkZ and family and mods

Member: Markz how's your gut feeling think this RV will happen by the end of July????? Still hoping we see RV Christmas in July.

MZ: I have had a number of people in groups and group leaders  reach out since yesterday . It appears there are a handful who have aggregated more currency to add to their exchange. The paymasters are screaming things need to be wrapped up before July 28th.

MZ: I am feeling very confident we are looking at the end of this journey . The 28th appears to be a key date for groups. I am hearing this from many sources.

MZ: This new currency added to groups is allegedly for after we go……If they need all this by the 28th there is a good chance we could go before then.

MZ: If they are doing this in the groups….there must be a lot going on in the bond side that we just cannot see.

Member: I am worried we won’t get the contract rate when we exchange?

MZ: I was told over and over again…that you do not have to jump through hoops. The rate has been pre-negotiated.

Member: I am more that happy with street rate if they would just “DO IT!”

MZ:  . ”What do those PHDs do? Bessent calls for “Fundamental Reset” of financial regulations” So Monday- the Treasury Secretary is calling for a fundamental reset on financial regulations to make sure they are aligned with the nations domestic and international priorities.He has a vision for the financial system

MZ: Wait- could it be a gold backed system?  He is also wondering exactly what all those PHD’s at the Federal Reserve actually do….They have missed everything for years. He suggests Maybe Trump should do like Andrew Jackson and abolish the central banks altogether.

MZ: Jerome Powell is under fire from many DC circles…even those on the left. “The Fed’s $2.5 billion renovations , political fallout- what to know”   $2.5 Billion to renovate their headquarters/building in Washington DC. This is at a time the US can’t pay its bills, interest rates are up and the Fed is using our taxpayer money for this $2.5 BILLION dollar renovation. He is under a lot of fire right now.

Member: Supposedly The Federal Reserve has an announcement on July 30 ..

Member: Wow…..that is big…..I am hoping currencies are at least 1 to 1 by Aug. 1st.  

Member: Trump did say Aug 1 would be a big day for America

Member: Great video last night from Judy Shelton- posted on Dinar Recaps

Member: Bringing gold back into the picture—crazy idea or brilliant move? Is Judy Shelton just nostalgic, or is she offering the reset the dollar actually needs?

MZ: This roller coaster is coming to and end…imo

Member: Mark! Do you know if payments were actually made to Kurdistan? I keep seeing conflicted articles.

MZ: “Politician: The regional government plans to steal new salaries from its employees”  They say the Kurdish government is planning to steal the salaries. In other words they are making up fake employees in order to steal the money. It is believed that over the last 10 years they have stolen over 23 trillion dinar that way. This is a massive amount.

MZ: But Baghdad is insisting on electronic payments in order to be able to verify people now. This came out late yesterday.

MZ:” Erbil and Baghdad set for crucial talks on salaries and oil exports “ Critical meeting today/Tuesday. They have been in meetings all day long to try to pound this one out.

MZ: “Sudanese decided to finance Kurdistan salaries for the month of May and June is subject to the delivery of oil”  Maybe we are finally off of “stuck”

MZ: “Kurdistan finance deposits 120 billion dinars in the Ittihadiya account . And salaries are on their way to the region”  I believe we are not off “stuck” on this issue. Today we are seeing solid progresss.

Member: There is another article this morning about U S not sending more dollars to Iraq …seems like they all should be using their own currency now anyway

Member: Cannot wait to give my 2 weeks notice…..really hope its this month.

Member: Two week notice? Yeah, they'll notice when I don't show up anymore...lol

 Member: Thank you Mark mods for everything you do

Member: Have a fabulous day everyone…..Stay positive,

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

 Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=7OZoVi-vbB4

News, Rumors and Opinions Tuesday 7-22-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Tues. 22 July 2025

Compiled Tues. 22 July 2025 12:01 am EST by Judy Byington

Mon. 21 July 2025: THE FED IS DEAD — GOLD RESET IGNITES THE GLOBAL UPRISING … on Telegram

The Global Currency Reset isn’t coming — it’s happening now. Gold is exploding. Fiat is collapsing. And the Federal Reserve just lost control. This is the financial revolution they swore would never happen. But it’s here. And irreversible.

Gold is nearing $3,000. Silver just blew past $34. Central banks are hoarding metals while quietly abandoning fiat. Iraq is now ranked 29th in global gold reserves — preparing for what’s next. This isn’t theory anymore. It’s the death of the old world economy.

The Federal Reserve was never about stability. It printed trillions, fueled inflation, and robbed generations. But gold-backed currency can’t be printed. It can’t be manipulated. And that’s why the Fed is finished.

This is the RV. This is the GCR. It’s live. The gold surge signals the fall of fiat. The elites who built their empire on paper money are scrambling — because wealth is shifting. Permanently.

For decades, they lied — telling you gold was outdated, silver irrelevant. But behind closed doors, they were stockpiling both. Now they’ve lost the narrative. The people are waking up.

Trump and Musk are leading a decentralized rebellion. The Fed can’t stop it. The IMF can’t contain it. And Wall Street can’t hide it anymore.

The system is flipping — from fake value to real assets. From manipulation to truth. From fiat slavery to gold freedom.

Hold metals. Drop fiat. Prepare. Because this isn’t a prediction. It’s a reset. And it’s happening now.

~~~~~~~~~~~

Mon. 21 July 2025 The Earth Alliance has established a military-grade financial infrastructure in the Quantum Financial System (QFS). …Nesara Gesara QFS on Telegram

The QFS is a charitable 5D intelligence network that is synchronized via satellites, safeguarded by quantum encryption, and based on a value system backed by gold.

All transactions are monitored. All illicit transfers have been reported. All corrupt actors were exposed. The great audit of human history is this.

Former SWIFT users who moved stolen wealth around the world—bankers, politicians, and technocrats—are now being apprehended in real time. Already, thousands have been taken into custody. Their accounts were frozen. They dismantled their networks.

The majority of the world was completely unaware that QFS was silently recording every action while operating in parallel with the Central Banking System.

Countries must comply with GESARA in order to take part in this new system. This cannot be negotiated. A quantum formula is used to measure each nation’s land resources, population, productivity, and gold reserves. All sovereign currencies will be backed by tangible assets and valued at par after they have been balanced.

Economic warfare is over. No more manipulating currency. The Global Currency Reset is this. Since all values will move in unison, gold won’t fluctuate any more. Debt slavey is coming to an end.

Despite all of their hype, cryptocurrencies won’t make it through this shift unless they are supported by real assets.

Blockchain has already been overtaken.

QFS is (allegedly) alive in addition to being faster. It is (allegedly) controlled by a conscious quantum intelligence, which guarantees that each transaction is genuine, lawful, and deliberate. It substitutes incorruptible digital guardians for corrupted human gatekeepers.

Read full post here:  https://dinarchronicles.com/2025/07/22/restored-republic-via-a-gcr-update-as-of-july-22-2025/

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Walkingstick  [Iraqi bank friend Aki update]  ...Weeks ago, 'I'm waiting on the rate'.  Now we believe he has it and he's now working on the ISO because [on July 14th] the ISO and Iraqi banks [got] married.

Militia Man   We can see all the different things Iraq has done.  They have all new systems in place...You've got e-government systems, all the electronic payment systems, the key cards, the national cards, all of that.  You see all of those things...If the 'mechanism' was going to be 1310, why didn't they just turn it on? Because they clearly have it.  You have all these...IMF...Bank of International Settlement... United States Treasury...the Arab League, the Arab Monetary Fund all giving approval...but yet they still haven't triggered it at 1310...It doesn't seem like it fits.

************

Silver Testing $40 & Gold Races Higher | Greg Weldon

Liberty and Finance:  7-21-2025

Greg Weldon emphasizes that silver is becoming an increasingly attractive asset as economic conditions worsen.

He notes that silver recently tested $40, driven by growing investor demand for protection amid global debt nearing $324 trillion.

 With rising inflation, weakening labor markets, and deteriorating consumer health, he believes investors will shift from traditional equities to tangible assets like silver and gold.

Weldon argues that silver, along with other underowned commodities, may outperform as monetary debasement accelerates and fiat currencies weaken.

https://www.youtube.com/watch?v=Qyw7XnMubPQ

Seeds of Wisdom RV and Economic Updates Tuesday Morning 7-22-25

Good Morning Dinar Recaps,

SBI Executive Declares XRP “Generational Wealth” as ETF Filings and Banking License Bid Fuel Momentum

With Ripple’s XRP trading near $3 and its market cap approaching $170 billion, institutional momentum appears to be reaching a turning point—driven by global adoption, SBI Group support, and upcoming ETF decisions.

SBI CEO: XRP Is “The Wealth Transfer of Our Generation”

Tomoya Asakura, CEO of SBI Global Asset Management, has made headlines by calling XRP “the wealth transfer of our generation.” In his recent remarks, Asakura emphasized that XRP’s adoption is expanding globally, especially among banks and financial institutions integrating Ripple’s payment technology.

The bullish outlook follows XRP’s latest surge, as the token’s price approached $3, lifting its market capitalization to nearly $170 billion, and outpacing broader crypto market performance.

Ripple Infrastructure Deepens with RLUSD and U.S. Banking License Efforts

Earlier this month, Ripple designated BNY Mellon as custodian for its RLUSD stablecoin, underscoring a coordinated push to establish a new global payments infrastructure using both RLUSD and XRP.

Ripple’s application for a U.S. banking license could be a game-changer. Asakura believes the move could trigger “a rapid increase” in XRP’s real-world utility and institutional adoption if approved. This is seen as part of a broader strategy to bridge retail and wholesale financial systems using Ripple’s technology stack.

SBI’s Strategic Alignment with Ripple

SBI is Ripple’s largest external investor, holding a 9% equity stake in the company. Its XRP-focused operations include:

• SBI VC Trade, offering XRP-based trading

• SBI Remit, enabling cross-border XRP remittances

• Running validator nodes on the XRP Ledger

• A new partnership with Aplus that lets users convert credit card points to XRP, expanding retail access

These initiatives reaffirm SBI’s long-term commitment to XRP as a cornerstone of its digital asset strategy.

ETF Speculation Builds as U.S. Regulatory Deadlines Approach

July is shaping up to be pivotal for XRP’s institutional trajectory, with multiple XRP ETF applications awaiting SEC response. If the agency allows the filings to proceed unchallenged, trading of XRP ETFs could begin within weeks.

Bitwise CEO Hunter Horsley added fuel to speculation, stating that Ripple could be evolving into an “XRP treasury company” as demand for strategic XRP exposure intensifies among funds and asset managers.

Institutional Thesis Strengthens

With Ripple’s banking ambitions, strong backing from SBI, a growing retail base in Asia, and potential ETF approval on the horizon, XRP is increasingly seen not just as a digital asset—but as a foundational layer in next-gen financial infrastructure.

As major institutions ramp up exposure and adoption, XRP’s long-term value narrative is transforming from speculation to systemic utility—with generational implications for wealth creation.

@ Newshounds News™
Source: CryptoPotato

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JPMorgan Eyes Crypto-Backed Loans and Stablecoin Entry as CEO Softens Bitcoin Stance

Wall Street titan JPMorgan is exploring lending directly against crypto assets like Bitcoin and Ethereum, marking a significant shift in its approach to digital finance—while stablecoin ambitions begin to take shape.

JPMorgan’s Quiet Move into Crypto Lending

JPMorgan Chase is reportedly preparing to offer crypto-backed loans, potentially by 2026, according to the Financial Times. Citing unnamed sources, the report suggests that the bank may soon accept Bitcoin (BTC) and Ethereum (ETH) as collateral, positioning itself alongside other financial institutions beginning to embrace digital asset financing.

This move signals a growing institutional acceptance of crypto—not just as a speculative asset but as viable collateral within traditional lending frameworks.

Stablecoin Ambitions Confirmed

On July 15, during the bank’s Q2 earnings call, CEO Jamie Dimon said JPMorgan plans to participate in the stablecoin sector. Dimon emphasized the importance of understanding and mastering the technology behind these assets, signaling JPMorgan’s intention to compete in the emerging tokenized payments space.

This comes shortly after Citigroup revealed plans to issue its own stablecoin for payment applications, intensifying the race among major banks to develop blockchain-native financial instruments.

A Decade-Long Crypto Turnaround for Jamie Dimon

Dimon’s shifting perspective has been one of the more controversial narratives in finance. Key statements over the years include:

• 2017: Called Bitcoin a “fraud” and threatened to fire employees trading BTC

• 2018: Referred to crypto as a “scam”

• 2022: Labeled crypto “decentralized Ponzi schemes”, while praising blockchain and DeFi

• 2024–2025: Softened his tone, saying: “I don’t think you should smoke, but I defend your right to smoke. I defend your right to buy Bitcoin.”

Dimon’s recent comments appear to be a strategic pivot, aimed at aligning JPMorgan with evolving client expectations and a rapidly growing digital asset ecosystem.

Client Pressure and Competitive Risk

The Financial Times noted that Dimon’s past anti-crypto rhetoric alienated many high-net-worth and institutional clients—particularly those who gained their wealth in crypto or maintained strong long-term positions.

As JPMorgan’s competitors—like Citigroup, Fidelity, and BlackRock—advance in the digital asset space, the pressure to adapt appears to have driven JPMorgan to explore both stablecoin issuance and direct crypto lending services.

Final Word: Tradition Meets Tokenization

JPMorgan’s entrance into crypto-collateralized lending and stablecoin infrastructure development would represent a major milestone in the convergence of traditional banking and blockchain-based finance.

If implemented, this pivot could redefine JPMorgan’s role in the next evolution of capital markets—transitioning from vocal crypto skepticism to becoming a full-spectrum financial player in the Web3 economy.

@ Newshounds News™
Source: Cointelegraph

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Coinbase Launches CFTC-Regulated Perpetual Futures in U.S. as Regulatory Clarity Grows

Coinbase has officially brought perpetual futures trading to U.S. markets for the first time, marking a breakthrough in access and compliance amid the country's evolving digital asset regulation.

Perpetual Futures Now Available to U.S. Traders

Coinbase, the largest U.S.-based cryptocurrency exchange, has launched perpetual futures trading for American users. The initial offering includes:

• Nano Bitcoin Perpetual Futures (BTC)

• Nano Ethereum Perpetual Futures (ETH)

These new contracts come with 10x leverage and a 5-year expiration window, offering a long-term, flexible trading alternative compared to the typical monthly or quarterly expiry seen in traditional futures.

“For years, U.S. crypto traders have looked on as their international counterparts utilized one of the most popular tools in the digital asset marketplace: perpetual futures,” Coinbase said in its statement. “Until now.”

The products are regulated by the Commodity Futures Trading Commission (CFTC), ensuring legal compliance and opening the door for institutional and retail traders seeking regulated derivatives exposure within the United States.

Competitive Pricing and Strategic Flexibility

Coinbase is targeting both professional and retail futures traders with ultra-low trading fees starting at just 0.02% per contract.

The 5-year expiration structure is particularly notable—it allows U.S. traders to position themselves for long-term trends rather than being forced into short-term rollovers or expiries, making it ideal for macro-driven strategies.

Regulatory Green Light: GENIUS and Clarity Acts

This product rollout comes amid significant legislative momentum in Washington:

• The GENIUS Act was recently enacted, establishing a comprehensive regulatory framework for stablecoins and token issuers.

• The Clarity Act, passed by the U.S. House of Representatives, further defines regulatory jurisdiction between the SEC and CFTC, reducing ambiguity in crypto oversight.

These moves signal a long-awaited shift toward regulatory maturity in the U.S. digital asset space. Market sentiment has responded accordingly—Bitcoin and Ethereum prices have surged, along with major altcoins.

Market Reaction: Coinbase Hits New Highs

Coinbase's stock (COIN) surged to an all-time high above $437 last Friday, reaching a $100 billion market cap milestone.

Though shares dipped slightly by 1.47% on Monday, closing at $413.63, the exchange remains a top institutional proxy for crypto exposure amid the current bull cycle.

Conclusion:
Coinbase’s move to launch regulated perpetual futures for U.S. traders reflects the convergence of regulatory clarity and market demand. As the legal framework sharpens, products once limited to offshore platforms are now making their way into mainstream American finance—setting the stage for deeper liquidity and broader adoption.

@ Newshounds News™
Source: The Block

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U.S. Banking Groups Urge OCC to Delay Ripple, Circle, and Crypto Bank Licenses

Major U.S. banking associations are pushing back against the fast-tracking of national bank charters for crypto firms like Ripple, Circle, and Fidelity Digital Assets, citing transparency and regulatory concerns.

Banking Networks Push for Delay on Crypto Charters

On Thursday, several top U.S. banking trade groups — including the American Bankers Association — submitted a formal request urging the Office of the Comptroller of the Currency (OCC) to postpone banking license approvals for crypto firms.

The firms named include:

• Ripple Labs

• Circle Internet Group

• Fidelity Digital Assets

The groups claim the license applications lack sufficient detail for regulators and the public to properly assess the business models, operational risks, and fiduciary responsibilities of the applicants.

"Significant Policy and Legal Questions"

In their joint letter, the banking groups warned that these proposed crypto charters could blur regulatory boundaries and introduce material risk to the broader U.S. financial system.

“There are significant policy and legal questions as to whether the Applicants’ proposed business plans involve the types of fiduciary activities performed by national trust banks,” the letter stated.

The concern isn’t just about the applicants’ activities — but the precedent a rushed approval could set. The groups emphasized that the lack of public scrutiny over the applications undermines transparency and trust in the OCC’s chartering process.

Ripple, Circle Seek National Trust Bank Status

The banking licenses under review would allow these crypto firms to operate as national trust banks, bypassing state-by-state registration and giving them expanded authority to offer services such as custody, payments, and potentially lending.

This aligns with Ripple’s broader plan, as the company recently applied for a national banking license in the U.S. and has pushed for institutional adoption of XRP and RLUSD-backed payment solutions.

GENIUS Act Drives Institutional Crypto Ambitions

Analysts say the regulatory pushback is partly a response to the momentum generated by the GENIUS Act, which was recently passed into law and establishes a formal framework for stablecoin issuance and custody.

As a result, more crypto firms are expected to apply for national bank charters, aiming to scale operations in the U.S. under a unified federal framework.

Logan Payne, crypto attorney at Winston & Strawn, noted: “This charter license would allow crypto firms to engage in a wider range of activities without the need for state-to-state licenses.”

Conclusion

As U.S. regulators race to establish clear digital asset frameworks, traditional banking networks are urging caution. The battle over banking licenses for Ripple and Circle highlights the tug-of-war between innovation and oversight in the evolving U.S. crypto landscape.

@ Newshounds News™
Source: Coinpedia   

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The Root of America’s Problems [Podcast]

The Root of America’s Problems [Podcast]

Notes From the Field By James Hickman (Simon Black)  July 9, 2025

In today’s podcast, we take on a provocative question from a reader: What is the single root cause behind America’s decline?

 You might think it's overspending, or the Federal Reserve, or career politicians. But what if it’s something even more fundamental… like letting just anyone vote?

 Should someone be allowed to vote if they don’t understand basic concepts like what a deficit is, or how the government even works?

This episode digs deep into the consequences of letting uninformed masses steer the ship of state — and why it leads, predictably, to disaster.

 We also address:

• Term limits — and why replacing career politicians might not matter if voters keep electing clowns.

• Why 2033 is the year to watch — and what happens when Social Security goes bust.

• How the “One Big Beautiful Bill” may have accelerated that to ‘Crisis 2032’.

• How foreign central banks are quietly ditching US Treasuries and buying gold — and what that means for the dollar.

• Eisenhower’s lost wisdom — how a general who faced down Hitler and the Soviets feared inflation more than war.

Click here to listen to the full episode.

For the audio-only version, check out our online post here.
Finally, you can find the podcast transcript for your convenience, here.

To your freedom,  James Hickman  Co-Founder, Schiff Sovereign LLC

 https://www.schiffsovereign.com/podcast/the-root-of-americas-problems-podcast-153125/?inf_contact_key=f6616894ddb0ca5d69a81cc3781410781f4656d5a280bd26233b3d1e6f4a07a6