The Financial Kill Switch Has Been Flipped – No More 'Buy the Dip' | E.B. Tucker

The Financial Kill Switch Has Been Flipped – No More 'Buy the Dip' | E.B. Tucker

Kitco News:  4-7-2025

U.S. markets have erased nearly $10 trillion. Gold briefly slipped below $3,000 an ounce. The VIX spiked above 60. And now, with President Trump threatening 50% tariffs on China, the global financial system is showing signs of strain.

 In this interview, E.B. Tucker, author of Why Gold? Why Now? and editor of The Tucker Letter, joins Jeremy Szafron, Anchor at Kitco News, to break down what he calls the triggering of the “Financial Kill Switch.”

Tucker explains why the era of “buy the dip” is over, how the system is being reprogrammed, and where capital should move before the next phase hits.

Key Topics:

– Why the “virtuous circle” of rising markets is dead

 – What the Fed’s silence means as recession rumors grow

– Gold’s role as the only asset without a kill switch

– Why Poland, China, and Germany are moving fast on gold

 – How the system is designed to keep most investors paralyzed

– What sectors could thrive under Trump’s new regime

– Why Tucker says “most people are fully exposed and don’t even know it”

00:00 Introduction: Financial Kill Switch

01:45 Market Volatility and Investment Strategies

 04:48 Historical Context and Market Predictions

11:49 Regime Change and Economic Policies

16:50 China's Role in the Economic Landscape

 18:07 Understanding Larry Fink's Influence

18:56 Introduction to Gold Investment

 19:12 Gold's Market Performance and Value

21:11 Strategic Asset Management with Gold

25:06 Market Trends and Stock Recommendations

27:49 The Future of the Economy and Defensive Stocks

31:43 Final Thoughts

https://www.youtube.com/watch?v=AzGOMLiCCco

Tuesday Coffee with MarkZ. 04/08/2025

Tuesday Coffee with MarkZ. 04/08/2025

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good morning everyone….I hope you’re having a pleasant day and God bless you all.

Member: Still poor and waiting …hopefully we are almost there!!!

Member: Could today be the day we have been waiting for?????

MZ: There are great bond expectations for later on today.  Most of them are coming out of Europe so we will keep an eye on it. Hopefully we will hear something positive later on today or tonight. Hopefully we will see some progress.

Member: Many others are also saying bond payments start today and tomorrow

MZ: Yes I am hearing that from a number of sources. European and Asian sources are anticipating final contracts and payments sometime today or tomorrow…Domestic contacts are not hearing a thing yet.

MZ: Many are sitting on pins and needles today.

Member: MM&Crew had an AMAZING video put out in the last 24 hours. don't miss it!

MZ: “Sudani discusses with JP Morgan mechanisms to secure remittances and their access to Europe and America”  this is all about the banking reforms/white paper reforms. These reforms will end in raising the purchasing power of all Iraqis

Member: Iraq Cards go Live tomorrow....hmmmm

MZ: “No significant barriers left to resume Kurdish oil exports”  Many articles about this today.

MZ: “A parliamentarian reveals the date of arrival of the 2025 budget tables”  It will be later this week or early next week

MZ: The timing maybe ideal to tie in with our bond completions.

Member: A delegation of economists are in Iraq right now….over 60 of them …..To me this sounds exciting.

Member: If oil drops keeps dropping- what will that do to the rv ?

MZ: They say in articles that this will not affect them…A advisor to Sudani say they have taken into account oil fluctualtions.  

​​Member: I think the 50.00 or so  oil is good for the adjustment of prices of all other goods

Member: Major turning point in Iraq's security landscape, several Iranian-backed militia groups prepared to disarm in an effort to prevent conflict w/US under Pres Donald Trump. - Reuters

MZ: “Vietnam to begin high speed rail construction in 2026” A fun one from Vietnam …..this train will be going over 200 miles per hour.

Member: DOW made the necessary alignment corrections +1,109.00 but is still inflated.

Member: Mark- for the peeps still worrying- The Dow is higher today (39,364.05) than at the close on 4/30/2024 (37,815.92).

Member: Did anything happen at the closed door meeting of the Federal reserve yesterday?

MZ: I have not been able to find anything …yet.

Member: Rueters, news Anchors and economists are now talking about revaluations and exchange rates ect….Main stream is now talking about what we have been talking about for years.

MZ: They are …how many articles are we seeing talking about resets…fianancial resets….talking about moving to gold…..wow….its big conversations in financial realms all over the world. They are all talking about the impending reset to commodities.

Member: Can you give us the QFS link?

MZ: There is no QFS link. There is some really bad information being spread out there. You cannot get a QFS account yet.

Member: Hopefully, the QFS is running parallel with everything so they already knew what needs to be done on day one.

Member: We have a few dates of interest coming up….April 15th is tax day…(was hoping taxes would be gone by then) and April 20 is Easter…Easter weekend is a 3 day weekend – maybe a 4 day weekend with good Friday.

Member: Everyone have a great day……the best is yet to come

Member: Mark, have a great visit with your family. Thank you, all mods & all guests for your work.

Mod:  MARK! TAKE TONIGHT OFF! SPEND YOUR TIME WITH FAMILY UNLESS BREAKING NEWS HAPPENS

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL TOMORROW MORNING FOR NEWS @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS! 

Youtube:     https://www.youtube.com/watch?v=e29kD2nBNDs

News, Rumors and Opinions Tuesday 4-8-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Tues. 8 April 2025

Compiled Tues. 8 April 2025 12:01 am EST by Judy Byington

Global Currency Reset:

Tues. 25 March 2025 Mr. Pool: Reports from Reno suggest that the first batches of ZIM holders have been escorted under military guard to classified exchange points. https://t.me/Official_MrPool

On Tues. 25 March at 2am EST Tier 3 and T4a Paymasters were (allegedly) made LIQUID. …Mel on BOOM Call https://youtu.be/VSmR4LfsfYs

Thurs. 27 March 2025 Bruce: Bond Holder Paymasters were saying Bond Holders would have access to their accounts last weekend. As of ten am Thurs. 27 March 12% of Bond Holders had gone through. Multiple sources said Tier4b (Us, The Internet Group) would likely get notification to set appointments very soon. The full revaluation will (allegedly) happen after Tues. 1 April 2025. The month of April will (allegedly) see an increase in Social Security payments. On Thurs. 27 March the 800 number was (allegedly) being loaded into the various systems.

Sat. 5 April 2025 MarkZ: I have some Wealth management/redemption contacts working tomorrow Sun. 6 April. I know a couple will be landing in a redemption area on Tuesday 8 April and they hope it’s to work and start 4b exchanges. They are trained to help with tier 4b. I do have some bond folks that have received some dollars. Not nearly enough have gone yet to release things to us. Not nearly enough large groups and large numbers of people have been completed yet. But money is moving …people have real dollars…..so to me it’s clear things are underway.

~~~~~~~~~~~~

Mon. 7 April 2025 URGENT: QFS IS ACTIVE — GESARA IS REAL — THE DEEPSTATE IS FALLING FAST …John F. Kennedy Jr. on Telegram

The Quantum Financial System (QFS) is LIVE and tracking every corruptt banker, every treasonous politician, and every dirty transaction across the globe. The Deepstate’s days are DONE.

Bankers are being arrested in real time. Gitmo flights are increasing. The QFS is untouchable — run by quantum satellites protected by classified Space Force tech, rendering all Cabal attempts to hack or delay the system completely useless.

GESARA is no longer a dream — it’s coming FAST. Every country that wants to trade must be GESARA compliant. Those that aren’t? They’ll be left behind, begging for survival through bartering like medieval peasants.

The Central Bank system is collapsing. The QFS is already replacing SWIFT, crypto, and outdated blockchains. All currencies will be backed by real gold or assets, not fake fiat or imaginary tokens.

This isn’t some future event — it’s happening RIGHT NOW. The QFS has been secretly running alongside the corrupt system, catching every illigal transfer. That’s why so many bankers have vanished.

Every dollar, euro, and yen is being digitally tagged, traced in real-time. If it’s stolen, the system knows who, when, and where, and arrests follow instantly. The Cabal is out of moves — and they know it.

The Revaluation and Global Currency Reset (GCR) are ready to roll. A powerful formula is being used to value every currency equally, backed by physical gold. When it launches, the price of gold becomes irrelevant — because all money will be tied to real assets.

Read full post here:  https://dinarchronicles.com/2025/04/08/restored-republic-via-a-gcr-update-as-of-april-8-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Walkingstick  Iraq has mirrored our banks and Iraq has mirrored our ports. 

Jeff   The rate change is extremely close...It's ridiculously close right now.  It's amazingly close.   When the rate does change I will let you know...

Militia Man  Article:  "The Central Bank of Iraq denies stopping supplying travelers with dollars and the official price"  Well well! The Central Bank is putting the fake news on notice! The bank will not tolerate fake news and may prosecute those responsible for today’s earlier article stating that Iraq stopped selling dollars to travelers at the official exchange rate. This shows there are entities that want to stir up doubt and that doubt goes against her focus on sustaining confidence in the banking system! Good on the central bank!

All Steps Point To Recession': Which Asset Will Recover First? | Gary Wagner

David Lin:  4-8-2025

Gary Wagner, Editor of TheGoldForecast.com, discusses what's next for the economy, stocks, and gold.

0:00 - Intro

1:00 – Recession

 3:34 - Tariffs and market reaction

5:25 - Is gold still a safe haven?

10:30 - Gold technicals

17:55 - Gold vs. Stocks

22:30 - Gold to $3,500

 23:54 - Silver vs. Gold

26:00 - Gold bear market

https://www.youtube.com/watch?v=2pu7VbsAm90

Seeds of Wisdom RV and Economic Updates Tuesday Morning 4-8-25

Good Morning Dinar Recaps,

FIRST-EVER XRP ETF TO LAUNCH IN US TUESDAY; SPOT ETF STILL PENDING

▪️Teucrium Investment Advisors LLC is launching a leveraged XRP ETF on Tuesday, which is the first XRP-based ETF in the U.S. market.

▪️Multiple U.S. issuers have filed for spot XRP ETFs, which are still being reviewed by the SEC.

▪️One analyst said the likelihood of spot XRP ETFs being approved this year has grown, but demand for such funds remains uncertain.

Vermont-based asset manager Teucrium Investment Advisors LLC is launching the first XRP-based exchange-traded fund in the U.S. market on Tuesday.

The Teucrium 2x Long Daily XRP ETF (XXRP) is a leveraged fund based on the world's fourth-largest cryptocurrency by market capitalization, designed to provide investment results that correspond to twice the daily price performance of XRP.

"If you have a short-term high-conviction view on XRP prices, you may consider exploring the Teucrium 2x Long Daily XRP ETF," the company said on the website.

According to its description, XXRP starts trading on April 8 on NYSE Arca, with monthly distributions at a 1.85% management fee ratio.

On the Depository Trust and Clearing Corporation's (DTCC) official list of active and pre-launch U.S. ETFs, Teucrium's XXRP stands as the only XRP-related fund.

"A 2x XRP ETF is launching [tomorrow] in the U.S., the first-ever XRP ETF on the market," Bloomberg Senior ETF Analyst Eric Balchunas said in a post on X.

"Very odd (maybe a first) that a new asset’s first ETF is leveraged. Spot XRP still not approved, [although] our odds are pretty high," Balchunas added.

Demand for spot ETF uncertain

Multiple U.S. issuers, including Grayscale, WisdomTree and Bitwise, have filed applications with the U.S. Securities and Exchange Commission following waves of positive changes in crypto regulation led by President Donald Trump.

Several spot XRP ETF filings have been acknowledged by the SEC earlier this year, suggesting the review process is moving forward.

Meanwhile, Ripple Labs, the company that created and supports the growth of XRP, agreed to settle with the SEC last month, ending their years-long legal battle over whether XRP counts as a financial security. Ripple agreed to pay a fine of $50 million, reduced from the $125 million that was imposed last August.

"With the SEC dropping its appeal, a key legal hurdle is out of the way, making XRP ETF approval more likely," said Min Jung, research analyst at Presto Research. "If any new spot ETFs are approved after Bitcoin and Ethereum, XRP or Solana are strong contenders."

However, Jung noted that demand for spot XRP ETFs remains uncertain. "Ethereum ETFs have seen limited traction, and institutions still largely believe 'there is no second best,'" Jung said.

According to The Block's XRP price page, the cryptocurrency is trading at $1.91 as of 11:00 p.m. ET on Monday, up 0.64% in the past 24 hours.

@ Newshounds News™
Source:  The Block

~~~~~~~~~

HONG KONG SFC ISSUES NEW CRYPTO STAKING RULES: WHAT’S CHANGING?

▪️Hong Kong's SFC issues new rules for licensed crypto platforms and funds involved in staking.

▪️The guidelines aim to boost blockchain security, offer regulated yields, and enhance investor protection.

▪️These moves are part of Hong Kong's "ASPIRe" plan to become a leading regulated virtual asset hub.

Hong Kong is stepping up its game in the crypto space. In a move to tighten oversight and improve investor safety, the city’s Securities and Futures Commission (SFC) has rolled out new rules for virtual asset trading platforms and authorised funds involved in staking.

The move is part of the city’s efforts to tighten oversight and create a safer, more structured crypto market.

From clearer rules to new opportunities for investors, the SFC’s latest update could signal a turning point. Here’s what’s changing, and why it matters.

Regulated Crypto Staking: A Step Forward

The updated rules highlight key benefits of staking—such as improving blockchain security and helping investors earn yields—all within a regulated environment. These guidelines give licensed crypto platforms more flexibility to offer staking services, supporting the SFC’s “ASPIRe” strategy to grow Hong Kong’s virtual asset industry.

The SFC has set out clear requirements for platforms that offer staking. These include protecting staked assets, avoiding service disruptions, and being transparent about the risks involved. This marks a major step toward making staking safer for investors in Hong Kong.

Funds Can Stake – But Within Limits

The SFC also updated its circular for SFC-authorised virtual asset (VA) funds. These funds can now stake assets—but only through licensed platforms or approved institutions. To reduce risk, a cap has been set on how much they can stake. This helps manage liquidity and further protect investors.

SFC CEO Julia Leung said that expanding regulated crypto services is key to growing Hong Kong’s virtual asset market. At the same time, she stressed that protecting investors must remain the top priority through strong regulation and compliance.

A Global Crypto Hub in the Making

The SFC is actively working to position Hong Kong as a global digital asset hub. Its ASPIRe framework—short for Access, Safeguards, Products, Infrastructure, and Relationships—aims to make it easier for platforms to enter the market while strengthening investor protections.

In February 2025, the SFC announced plans to launch new licensing regimes for over-the-counter (OTC) virtual asset trading and custody services. These new rules are aimed at improving market efficiency and boosting investor confidence.

As the crypto world keeps moving fast, Hong Kong clearly wants the rules to keep pace – and stay one step ahead.

@ Newshounds News™
Source:  Coinpedia

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Hoarding Cash and Delaying Purchases

Hoarding Cash and Delaying Purchases: Anxious Retirees React To The Stock Market Selloff

Alicia Adamczyk  Updated Mon, April 7, 2025  Fortune

Though few people are enjoying the tariff-induced market meltdown, it is an especially tough time for retirees and those near retirement, who have been hit with a double financial whammy: Not only are their portfolios losing value at a time when they can least afford it, but they are also often the people least able to absorb higher costs on their fixed incomes.

Though financial advisors generally advise clients to remain calm in the face of market volatility, they say some clients have made a few key moves over the past few days to put themselves in better positions.

"I have been advising my retiree clients for months to build up their cash reserve to about one year's worth of withdrawals from their portfolio, at minimum," says Katrina Soelter, California-based certified financial planner (CPF). This allows retirees the ability to avoid taking disbursements, withdrawals from a retirement account, at a loss. "If retirees don't have that cash reserve right now, then building that up strategically over the next several months would be key."

For many, a key consideration is distinguishing between money needed now and money needed later, says Brenna Baucum, an Oregon-based CFP.

"One client who reached out this week was understandably anxious, but we were able to revisit a decision we made in January to move this year's required minimum distribution into cash," says Baucum. "Knowing they won't need to sell anything from their investment portfolio again until, at the latest, December 2026 gave them real peace of mind."

Other clients are postponing large or nonessential discretionary purchases in order to keep some liquid breathing room in their budget. That said, it can also make sense for pre-retirees and retirees on fixed incomes to speed up some spending. At a time when headlines are warning of potential $2,300 iPhones, consumers need to think through how their spending could be impacted.

"With new tariffs on the horizon, it's worth being intentional about spending," says Baucum. "If you were already planning to buy goods from soon-to-be-tariffed countries…it may make sense to accelerate those purchases. That's not market timing, it’s thoughtful consumption."

It's important to be proactive and track expenses closely, says New York CFP Melissa Caro.

"Retirees may need to adjust spending or consider inflation hedges like TIPS or a refreshed asset allocation to stay on track," says Caro, referring to Treasury Inflation-Protected Securities, which are bonds whose principal and interest rate payments increase with inflation.

Shifting investment strategies

TO READ MORE:

https://www.yahoo.com/finance/news/hoarding-cash-delaying-purchases-anxious-131537855.html

“Tidbits From TNT” Tuesday Morning 5-8-2025

TNT:

Tishwash:  The Council of Ministers holds two sessions today

The Council of Ministers announced today, Tuesday, that it will hold two regular sessions to compensate for last week's session.

Al-Sudani's media office said in a statement received by {Euphrates News}, "The Council of Ministers will hold two regular sessions today, Tuesday, the thirteenth and fourteenth of the current year, to make up for last week's session that was postponed due to the Eid al-Fitr holiday."  link

Tishwash:  The largest US trade delegation, representing 60 companies, arrives in Baghdad to enhance economic cooperation.

 The US Embassy in Baghdad announced on Monday the arrival of a 101-member US trade delegation representing 60 companies from various sectors. The visit aims to strengthen economic and investment relations between the United States and Iraq.

The embassy confirmed in a statement monitored by the Iraq Observer that this visit represents one of the largest US trade missions to Iraq and reflects American companies' interest in expanding opportunities for cooperation and partnerships with their Iraqi counterparts in various fields, most notably energy, infrastructure, technology, and healthcare.

She noted that the delegation's agenda includes meetings with government officials and private sector representatives to discuss investment opportunities and ways to support the business environment in Iraq, which will contribute to job creation and stimulate economic growth   link

.************

The largest US trade mission to Baghdad, comprising 101 individuals, arrives.

The US Embassy in Baghdad announced on Monday the arrival of the largest US trade mission to Iraq, comprising representatives from 60 companies across various sectors.

"The American Chamber of Commerce, headed by Steve Lutes, is leading a 101-member delegation from approximately 60 American companies in the energy, technology, and healthcare sectors to Iraq this week," the embassy said in a statement received by Shafaq News Agency.

She added, "This is the first US Department of Commerce-approved trade mission to Iraq and the largest US trade mission to Iraq in the Chamber's history."

She confirmed, "During the visit, which will extend from April 7 to 9, the delegation will meet with high-level Iraqi officials, engage with Iraqi companies, and sign a number of agreements."

"The U.S. Chamber of Commerce provides a platform for creating and implementing new ideas aimed at establishing partnerships and trade policies that influence the thinking of governments and business leaders in both countries. For more than a decade, the Chamber has regularly visited Iraq and hosted Iraqi government delegations in the United States," she explained. "During this visit, the U.S. Chamber of Commerce will sign a memorandum of understanding with the Federation of Iraqi Chambers of Commerce to strengthen relations between the American and Iraqi private sectors."

The embassy also announced that "the American Chamber of Commerce and the Federation of Iraqi Chambers of Commerce signed a pivotal memorandum of understanding to strengthen relations between the American and Iraqi private sectors. This partnership will enhance long-term economic cooperation between the two parties   link

Mot: Go Early - to Beat the Crowds!!!! 

Mot:  . TP Prank  

MilitiaMan & Crew: Iraq Dinar News-Central Bank-Parliament Finance-International Entities-Developing the Banking System

MilitiaMan & Crew:  Iraq Dinar News-Central Bank-Parliament Finance-International Entities-Developing the Banking System

4-7-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=N6_8bI2k8Es

Iraq Economic News and Points to Ponder Monday Afternoon 4-7-25

Central Bank: We Are Ready To Implement The Banking Sector Reform Plan.
 
Monday, April 7, 2025 13:21 | Economic     Number of readings: 202  Baghdad / NINA / The Central Bank of Iraq confirmed its readiness to implement the banking sector reform plan.

Central Bank Governor Ali Al-Alaq said in a speech at the Banking Sector Reform Conference: 
"Investments in research and development in the field of artificial intelligence must be increased."  He added:  "Digital currencies could reshape the traditional banking system."  https://ninanews.com/Website/News/Details?key=1196153 

The Central Bank Denies Stopping The Supply Of Dollars To Travelers.

April 06, 2025   The Central Bank of Iraq denies circulating news (about halting the supply of dollars to travelers at the official exchange rate of 1,320 dinars to the dollar), confirming that  the decision is still in effect and that the suspension is false.

The Central Bank states that  the process of supplying travelers with dollars       is proceeding regularly and smoothly,   according to an advanced electronic system operated by companies and banks at all Iraqi airports,
 
especially after the implementation of new mechanisms that enabled travelers to receive their shares of foreign currency (dollars) according to sound transactions, facilitating their faster access to dollars and eliminating the negative phenomena practiced by speculators.
 
The Central Bank of Iraq reserves the legal right to prosecute those who spread rumours aimed at destabilising the currency and creating opportunities for speculation.  Central Bank of Iraq  Media Office  April 6, 2025  https://cbi.iq/news/view/2838

Government Advisor: 95 Trillion Dinars Stored Outside the Banking System

Economy     04-05-2025, 1:44 PM  Baghdad – INA – Amna Al-Salami   Adviser to the Prime Minister, Mazhar Mohammed Salih, confirmed today, Saturday, that the  widespread use of digital payment systems provides loans to citizens at lower costs.

He explained that  95 of the 109 trillion dinars are stored outside the banking system. 
Adviser to the Prime Minister, Mazhar Mohammed Salih, told the Iraqi News Agency (INA):
 
"The positive steps in activating e-commerce are consistent with one of its objectives, as 
the government and the Central Bank seek to integrate hoarded funds in households (cash leakage, as it is known) into the banking system, which contributes to    strengthening the national economy and
achieving financial stability."  He pointed out that  "the Monetary Authority has previously prepared controls and registration procedures to   obtain a license to practice this trade, in a coordinated manner that contributes to   regulating the market and enhancing consumer confidence." 

He added,  "The steps taken by the government and the Central  Bank to enhance confidence and  and activate e-commerce are consistent with the launch of digital transformation projects.

This has been the case since the Central Bank announced the launch of strategic projects to support digital transformation, including the  
     instant payments project,
     local cards, and
     unified payment gateways,   
all of which aim to 
     enhance financial inclusion and
     facilitate digital banking operations." 

 He pointed out that "all measures to    address information technology and  integrate it into digital payment systems  are consistent with the   development of the country's digital renaissance, the  financial culture of society, and the   development of monetary behavior  in relation to inherited customs, traditions, and cultures.
 
Hoarding money at home instead of depositing it in banks remains a prominent economic challenge in Iraq."  He explained, "Estimates indicate that approximately 87% of the money supply, or  
approximately 95 trillion dinars out of a total of 109 trillion dinars, is held outside the banking system, 
preventing a large portion of the national wealth from effectively participating in the economy."

He explained that "the more digital payment systems are used, including e-commerce, the 
     more efficient banking activity becomes and the     fewer leakages outside of banks.
 
This gives official and licensed banking units the greatest opportunity to     grant more credit or
     lend to citizens at a lower cost and with greater efficiency, thanks to the often low interest rate." He noted that "the parallel market for usurers, which
 
     deals with funds in circulation or hoarded outside the banking system, is a  very dangerous,  illegal, and  costly market for citizens and the national economy when it comes to   credit transactions or  lending at very high usurious interest rates, or what is known as the usurers' market.
 
This is due to the opaque nature of its operations, in addition to the fact that some of its activities conflict with the Anti-Money Laundering Law due to the   lack of transparency in financing, the  absence of governance elements, and the accompanying risks of trading and recovery."   https://www.ina.iq/231404--95-.html 

Advisor to the Prime Minister Reveals Plan to Merge Rafidain and Rasheed Banks
 
Economy     Yesterday, 6:26 PM  Baghdad – INA  Advisor to the Prime Minister and Executive Director of the Reform Management Cell, Amer Al-Adhadh, revealed plans to merge Rafidain and Rasheed Banks.
 
While addressing the government's achievements in the field of economic reforms,
he explained the contents of the "House of Reform" project and its importance to the investment portfolio.

He also outlined the contents of the draft law on public-private partnerships, which aims
to enhance the investment environment in Iraq.
 
Al-Adhadh told Al-Shabaka magazine, as reported by the Iraqi News Agency (INA), in his discussion of the  "House of Reform" project, "This project is not merely a government program, but rather 
a comprehensive roadmap aimed at achieving sustainable development through interconnected objectives,one of which is activating human capital and enhancing national competencies." 

He added,  "Economic reforms cannot succeed without an investment-attractive legal and regulatory environment, which is what the government is working to achieve through this project."
 
Regarding cooperation with the World Bank, Al-Adhadh stated, "The World Bank commended the reforms implemented by the Iraqi government,including the  "House of Reform" policies that support sustainable development.
 
Cooperation focuses on   supporting financial reforms,  providing technical advice, and   financial assistance to     enhance the stability of the Iraqi economy and  improve financial governance systems." 
 
Al-Adhadh also noted that "the government has made significant progress in preparing the draft law on public-private partnerships, which is an essential part of the government's program.
 
This partnership aims to enhance cooperation between the government and the private sector, particularly in infrastructure, transportation, and energy projects, contributing to stimulating the national economy and achieving sustainable development."
 
Regarding the restructuring of the banking sector, Al-Adhadh revealed a plan to merge Rafidain and Rasheed Banks into a single entity with the aim of  
     improving Iraq's credit rating and  increasing international confidence in the banking sector.

 He noted that an international consulting firm has been commissioned to oversee the merger process, which includes   improving financial and administrative performance and     developing digital infrastructure.
 
The Prime Minister's advisor also addressed the issue of economic diversification, stressing that
 
"the government has achieved a significant increase in non-oil revenues, which is 
an important achievement within the strategy to diversify sources of income." He noted that  
"the government is focusing on   improving tax administration,  developing customs duties, and
     stimulating investment in non-oil sectors such as  industry,   agriculture,  tourism, and  technology, 
to ensure the sustainability of these revenues." 

Al-Adhadh emphasized that  "the economic reforms implemented by the government contribute to strengthening the investment environment and achieving sustainable economic growth, ensuring Iraq has a stronger and more diversified financial future."    https://www.ina.iq/231484--.html 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com/

Seeds of Wisdom RV and Economic Updates Monday Evening 4-7-25

Good Evening Dinar Recaps,

THE FUTURE OF FINANCE – HOW TOKENIZATION IS RESHAPING GLOBAL MARKETS

Introduction – The dawn of a new financial era

The financial industry is undergoing one of the most transformative shifts in history, fueled by blockchain technology and digital assets.

Among these advancements, tokenization stands out as a game-changer, poised to revolutionize asset ownership, investment accessibility and global liquidity.

But how exactly is tokenization reshaping the financial markets, and what does the future hold for investors? Let’s explore.

Understanding tokenization in finance

Tokenization refers to the process of converting RWAs (real-world assets) – such as real estate, stocks, commodities or even fine art – into digital tokens on a blockchain.

These tokens represent fractional ownership of an asset, allowing for secure, transparent and efficient trading without the need for traditional intermediaries.

This concept is not entirely new, but recent advancements in blockchain infrastructure have made tokenized assets more viable than ever.

The key benefits include the following.

▪️Increased liquidity – Tokenized assets can be traded 24/7, providing liquidity to traditionally illiquid markets like real estate.
▪️Fractional ownership – Investors can own a portion of high-value assets, lowering entry barriers and democratizing investment opportunities.
▪️Security and transparency – Blockchain ensures that transactions are immutable, reducing fraud and enhancing investor confidence.
▪️Faster settlement times – Traditional financial settlements can take days, whereas blockchain-based transactions are nearly instantaneous.

Industries leading the tokenization movement

Tokenization is disrupting multiple industries, from real estate to fine art and beyond.

Here are some notable examples.

1. Real Estate

Property tokenization allows investors to purchase fractional ownership in high-value real estate properties.

Companies like RealT and Lofty AI are already leveraging blockchain to make real estate investment more accessible.

2. Stock markets

Stock exchanges are exploring tokenized securities, which could enable global 24/7 trading without intermediaries.

For instance, the Swiss SDX (SIX Digital Exchange) has introduced tokenized bonds and equities.

3. Commodities and precious metals

Gold-backed tokens – such as Paxos Gold (PAXG) and Tether Gold (XAUT) – provide a digital alternative to physical gold investments with seamless global trading.

4. Alternative assets – Art, collectibles and IP rights

Platforms like Masterworks enable investors to own shares of high-value artwork, turning exclusive assets into tradable digital securities.

Challenges and regulatory landscape

Despite its advantages, tokenization still faces regulatory hurdles. Financial authorities worldwide are grappling with how to classify and oversee tokenized assets.

Will they be treated as securities? How will taxation and investor protections evolve?

The answers will shape the trajectory of this revolutionary technology.

The future of tokenized finance

As institutional investors warm up to digital assets, tokenization is likely to become a mainstream financial instrument.

In the coming years, we can expect the following.

▪️More government-backed tokenized assets – e.g., CBDCs (central bank digital currencies)
▪️Integration with traditional finance – hybrid models combining blockchain and conventional banking
▪️Wider adoption in emerging markets, where access to traditional banking is limited

Conclusion – Are we ready for the tokenized economy

Tokenization is no longer a futuristic concept – it’s happening now.

The next decade will likely see a profound shift toward digitized financial systems, with blockchain at the core. Investors, institutions and regulators must collaborate to ensure a secure, scalable and inclusive financial ecosystem.

@ Newshounds News™
Source:  DailyHodl

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US PRESIDENT TRUMP THREATENS ADDITIONAL 50% TARIFFS ON CHINA

US President Donald Trump is threatening an additional 50% tariff on China if Bejing doesn’t remove its retaliatory duties on US exports. The latter brought its own 34% tariff increase on the United States in response to Trump’s tariff announcement last week. Trump says he will implement the additional 50% tariff if China’s duties aren’t lifted by April 8.

Global stock markets, especially in the US, are being heavily hit on Monday, thanks to Trump’s tariffs. U.S. markets opened sharply lower Monday for a third trading session, as Trump’s tariffs paralyze global trade and investment. Asian markets also plunged overnight, with stock indexes in Singapore, Australia, Japan, South Korea, and India all suffering losses.

Trump Threatens More Tariffs

In a post to his Truth Social account, Trump said the following about new tariffs for China:

“Yesterday, China issued Retaliatory Tariffs of 34%, on top of their already record setting Tariffs, Non-Monetary Tariffs, Illegal Subsidization of companies, and massive long term Currency Manipulation, despite my warning that any country that Retaliates against the U.S. by issuing additional Tariffs, above and beyond their already existing long term Tariff abuse of our Nation, will be immediately met with new and substantially higher Tariffs, over and above those initially set.

Therefore, if China does not withdraw its 34% increase above their already long term trading abuses by tomorrow, April 8th, 2025, the United States will impose ADDITIONAL Tariffs on China of 50%, effective April 9th. Additionally, all talks with China concerning their requested meetings with us will be terminated!”

Today, the White House also dismissed a wire headline that said Trump is considering pausing new tariffs for 90 days. Several economic experts and billionaires say that the new Tariffs from the US threaten a recession that could last for years. Further, the tariffs could even spur more enemies for the US, with more than just China being hit hard.

European Union President Ursula von der Leyen said the EU is willing to negotiate tariffs with the U.S. However, von der Leyen also said the bloc will prepare to retaliate similarly to China. 

With threats of a recession and potential economic battles between the US and other world powers, many suggest that the US tariffs are backfiring. Experts aren’t surprised, though, as threats of such an event happening were raised when Trump first brought around Tariff talks in his first presidency.

The White House has yet to comment on Trump’s social media post claiming an additional 50% tariff on China.

@ Newshounds News™
Source:  Watcher Guru

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Some “Iraq News” Posted by Clare at KTFA 4-7-2025

KTFA:

Clare:  Nechirvan Barzani arrives in Abu Dhabi on an official visit

4/7/2025

The President of the Kurdistan Region, Nechirvan Barzani, arrived in Abu Dhabi, UAE, on Monday, on an official visit.

Nechirvan Barzani headed to the United Arab Emirates this morning on an official visit, where he will meet with President Sheikh Mohammed bin Zayed Al Nahyan .

According to a statement issued by the Kurdistan Region's Presidency and received by Shafaq News Agency, the two presidents will discuss cooperation relations between the UAE, Iraq, and the Kurdistan Region, in addition to the latest developments in the region and a number of issues of common interest. LINK

Clare:  Al-Sudani announces a 128% increase in customs revenues and a 22% increase in tax revenues.

4/7/2025

Iraqi Prime Minister Mohammed Shia al-Sudani announced on Monday that customs revenues increased by about 128% and tax revenues by about 22%, higher than previous years. He also expressed the government's readiness to support all local and international entities, institutions, and companies to develop the banking sector and achieve financial stability.

This came during his sponsorship of the Iraqi Banking Sector Reform Conference, where Al-Sudani commended the efforts that contributed to the conference, commending the visions and ideas for developing the Iraqi banking sector, and the pursuit of sustainable development and strengthening Iraq's economic standing regionally and internationally.

Al-Sudani also praised the efforts of the Central Bank, banks, and teams from international and local consulting firms, according to a statement issued by his media office and received by Shafak News Agency.

Al-Sudani noted that the government assumed responsibility during a complex economic climate that required measures to ensure growth. He reviewed key achievements in the financial and economic sectors, stating that the three-year budget allowed for the development of a long-term financial plan to secure resources for vital sectors, including improvements to the tax and customs systems and maximization of non-oil revenues.

He added that customs revenues increased by 128%, and tax revenues by 22%, noting the launch of ambitious projects to reform the government banking system and enhance its service delivery capabilities.

Al-Sudani explained that the government had issued decisions to restructure the Rafidain, Rashid, Industrial, and Agricultural banks in cooperation with an international consulting firm. The government also strengthened the electronic payment infrastructure and established partnerships with financial technology companies.

He explained that financial inclusion has exceeded 40%, compared to 10% two years ago, with the updating of e-commerce and payments laws and the organization of awareness campaigns on digital payments.

He pointed to the support for small and medium-sized enterprises, which contributes to job creation, stressing that banking reforms constitute a fundamental pillar of the government's program, including a partnership with the Central Bank on strategic reforms aimed at keeping pace with international developments and expanding banking partnerships.

Al-Sudani concluded by affirming the government's readiness to support all stakeholders, achieving tangible results in developing the banking sector and expanding its projects.

The Central Bank of Iraq announced reform plans on Monday aimed at modernizing the Iraqi private banking sector and building a robust, modern, and resilient banking sector that will drive economic growth and enhance financial inclusion.  LINK

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Clare:  Al-Alaq: Digital currencies will contribute to reshaping the traditional banking system.

4/7/2025

 Central Bank Governor Ali Al-Alaq confirmed on Monday that digital currencies will contribute to reshaping the traditional banking system.

 In a speech at the Iraqi Banking Sector Reform Conference, Al-Alaq said, "The Central Bank aims to achieve a developed economy," stressing that "investment in research and development in the field of artificial intelligence must be increased."

He added that "digital currencies could reshape the traditional banking system," noting that "the Central Bank has announced its readiness to implement a plan to reform the banking sector."   LINK

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Clare: Parliamentary Finance Committee: Launching the banking reform plan is the beginning of economic reform.

4/7/2025 - Baghdad

 Parliamentary Finance Committee Chairman Atwan al-Atwani affirmed on Monday that the launch of the banking reform plan is the beginning of reforming the Iraqi economy.

 In a speech at the Iraqi Banking Sector Reform Conference, attended by an Al-Eqtisad News correspondent, Al-Atwani said, "Developing the banking sector is a fundamental pillar for developing the Iraqi economy beyond oil revenues."

 The head of the Finance Committee called for "diversifying revenue sources to cover the financial deficit."

He pointed out that "the reform and development process must be accompanied by engagement with international banks to regulate foreign remittances."

He stressed that "unofficial border crossings cause a waste of public money."   LINK

Clare:  Launching a private banking reform plan in partnership with Iraqi and international institutions.

4/7/2025 - Baghdad

The Governor of the Central Bank of Iraq, Ali Al-Alaq, announced the launch of a comprehensive plan to reform private banks, in partnership with local and international institutions. He emphasized that the next phase will witness a qualitative shift in the nature of banking services, based on innovation and digital transformation.

During the Iraqi Banking Sector Reform Conference, which was attended by an Al-Eqtisad News correspondent , Al-Alaq said that Iraqi banks have made significant strides in developing their banking services, but they are required to further embrace modern technology. He emphasized that artificial intelligence must be at the core of future investments in the banking sector.

He added: "The world is witnessing a broad transformation in the financial structure and banking systems, which requires traditional banks to keep pace with this radical change by offering innovative services that meet customer aspirations amidst the tremendous technological acceleration."

The Central Bank Governor indicated that digital currencies will play a vital role in accelerating payment and money transfer transactions, requiring banks to develop their digital infrastructure.

He also noted that central bank digital currencies (CBDCs) could reshape the global banking landscape, adding: “Successful banks of the future will be those that embrace digital transformation tools and integrate artificial intelligence into their daily operations.  LINK

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Clare:  The Central Bank of Iraq sets regulations for the international use of bank cards. Document

4/7/2025

 The Central Bank of Iraq issued a new circular containing regulations for the use of bank cards (credit, debit, and prepaid) outside Iraq. This circular aims to strengthen oversight of international transactions and ensure the safety of future growth in international settlement payments.

The circular, dated Monday, April 7, 2025, and received by Shafaq News Agency, stated that the new cards will be activated for use outside Iraq 30 days after their issuance date. The relevant authorities will later be provided with lists of relevant merchant categories (MCC Codes) within the specified controls.

The Central Bank confirmed the suspension of these rules effective April 20, 2020, with the possibility of reviewing them periodically to support the sustainable growth of international settlement payments. 

He also noted that the current limits on international transactions involving prepaid cards, whether issued by banks or payment service companies, will remain in effect.

On the other hand, the circular clarified that travelers will continue to receive their foreign currency (dollars) at the official Central Bank rate, in accordance with the procedures adopted within the current e-governance system.

The bank confirmed in its circular that the new limits aim to regulate the use of payment cards issued by Iraqi banks, including debit and credit cards, according to the following categories:

Retirees: $10,000 per month or equivalent.

Travel: $20,000 per month or equivalent, including airfare, hotel reservations, and car rentals.

Treatment outside Iraq: $50,000 per month or equivalent.

General uses outside Iraq: $5,000 per month or equivalent.

He added that the maximum limit for using merchant bank cards outside Iraq will be $20,000 per month or its equivalent.

He also indicated that the new cards (debit, credit, and prepaid) for international use will be activated 30 days after their issuance date, with these rules to be implemented starting April 8, 2025, and to be reviewed periodically to support the growth of international payments.

The bank explained that it will later provide the relevant authorities with the merchant category codes (MCC codes) associated with these regulations, while the current ceilings for prepaid cards issued by banks or payment service providers will remain in effect.

The Central Bank sent a copy of the circular to a number of entities, including the Banking Supervision Department, the Non-Banking Financial Institutions Supervision Directorate, government and private banks, branches of foreign banks operating in Iraq, and electronic payment service companies, urging them to adhere to the aforementioned regulations.

1744019864709_Using Cards Internationally. LINK

Markets Crash, Debt Explodes: Why 2008 Was a Warm-Up for 2025

Markets Crash, Debt Explodes: Why 2008 Was a Warm-Up for 2025

Daneila Cambone:  4-7-2025

“It goes far beyond just a correction. It's the entire global debt-based system that's at risk in my opinion,” says Tim Wood, CPA and publisher of market newsletter Cycles News & Views.

 In an interview with Daniela Cambone, Wood introduces his long-term economic cycle research, explaining that historic market cycles—from the Panic of 1819 to the Dot-Com bubble—have consistently followed a pattern of boom and bust.

 However, he identifies the post-2002 era as uniquely precarious: unlike previous cycles fueled by real economic innovation, this one relies heavily on government debt and stimulus with no solid economic underpinning.

If the third decline “bites,” it could trigger a deflationary spiral similar to the Great Depression, warns Wood.

 Watch the interview to see how you can better protect your wealth in precarious times."

Chapters:

00:00 Cycles

11:02 Debt infused system

 14:21 Reset 16:40 3rd downturn

18:50 Saving or exit?

19:41 Gold

 22:45 Equity market

24:23 The Great Taking

26:49 Importance of cycles

 29:05 Takeaway

 31:04 Economic downturn

32:40 U.S. debt

https://www.youtube.com/watch?v=NLJSdVp0Wqo