Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

How Much Should You Add to Your Emergency Savings To Keep Up With Inflation?

How Much Should You Add to Your Emergency Savings To Keep Up With Inflation?

Kerra Bolton  Mon, March 31, 2025 GOBankingRates

Saving three to six months of emergency savings is a must, especially during times of economic uncertainty. However, rising inflation means that a $10,000 safety net might not be able to buy as much tomorrow as it does today.

GOBankingRates talked to financial experts to find out how much you should add to your emergency savings to keep up with inflation.

How Much Should You Add to Your Emergency Savings To Keep Up With Inflation?

Kerra Bolton  Mon, March 31, 2025 GOBankingRates

Saving three to six months of emergency savings is a must, especially during times of economic uncertainty. However, rising inflation means that a $10,000 safety net might not be able to buy as much tomorrow as it does today.

GOBankingRates talked to financial experts to find out how much you should add to your emergency savings to keep up with inflation.

3% to 4%

Carson McLean, founder of Altruist Wealth Management, said individuals should aim to increase their emergency fund by 3% to 4% annually, assuming average inflation.

“For example, if your emergency fund is $30,000, aim to add an extra $900 to $1,200 each year, just to maintain its purchasing power,” McLean said.

Individuals can find the inflation rate by using the annual Consumer Price Index for All Urban Consumers published by the U.S. Bureau of Labor Statistics.

“Set an annual recurring calendar reminder to review the prior year’s inflation data and top up your fund,” McLean said. “Alternatively, set up an automatic savings transfer. For example, add $100 per month to your emergency account, which covers most inflation adjustments without much thought.”

The Exact Annual Inflation Rate

William Bergmark, a personal finance expert at Credwise, recommended that individuals use the annual inflation rate to calculate how much they should add to their emergency savings.

“For example, if you’ve saved $20,000 and inflation is 5%, you’ll have to put in at least $1,000 that year,” Bergmark said. “Inflation gradually erodes the purchasing power of your money — just letting it sit in the bank. So, it is a must to continuously build your emergency fund.”

TO READ MORE: https://finance.yahoo.com/news/much-add-emergency-savings-keep-150033188.html

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Economics, Gold and Silver Dinar Recaps 20 Economics, Gold and Silver Dinar Recaps 20

Economist’s “News and Views” 4-2-2025

Economic Breakdown as Stock Market Crashes with Chris Vermeulen

WTFinance:  4-2-2025

On this episode of the WTFinance podcast I had the pleasure of welcoming back Chris Vermeulen.

Chris is the Founder & Chief Market Strategist at The Technical Traders. During our conversation we spoke about his views on the market, risk of a crash, shift of momentum, precious metals, how long do cycles last and more. I hope you enjoy!

Economic Breakdown as Stock Market Crashes with Chris Vermeulen

WTFinance:  4-2-2025

On this episode of the WTFinance podcast I had the pleasure of welcoming back Chris Vermeulen.

Chris is the Founder & Chief Market Strategist at The Technical Traders. During our conversation we spoke about his views on the market, risk of a crash, shift of momentum, precious metals, how long do cycles last and more. I hope you enjoy!

0:00 - Introduction

1:00 - Chris’ view on markets

 4:10 - Market crash?

 6:20 - Shift of momentum

9:02 - Precious metals

11:14- How long do cycles last?

15:12 - Picking the bottom

 17:20 - Global crash?

20:45 - Treasuries

22:40 - One message to takeaway from our conversation?

https://www.youtube.com/watch?v=ylxpiATuo4o

THE US DOLLAR WILL LOSE ITS WORLD RESERVE CURRENCY STATUS AND IT WILL CHANGE EVERYTHING.

Greg Mannarino:  4-2-2025

https://www.youtube.com/watch?v=G8qeO0Qx0Do

Bill Holter: COMEX Sees Massive Amount Of Gold Stand For Delivery With 'Reciprocal Tariffs' On Deck

Arcadia Economics:  4-2-2025

The reciprocal tariffs are set to go into effect today, and it's happening at a time when we're continuing to see massive amounts of gold flow from London and stand for delivery in New York.

Of course we've even see the price rallying in response, and in today's show, Bill Holter checks in to talk about the impact of the tariffs, and what he's seeing in the precious metals markets.

To find out more, click to watch the video now!

https://www.youtube.com/watch?v=-zS3Au-XMr0

 

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Chats and Rumors, MarkZ Dinar Recaps 20 Chats and Rumors, MarkZ Dinar Recaps 20

Wednesday Coffee with MarkZ. 04/02/2025

Wednesday Coffee with MarkZ. 04/02/2025

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member” Good Morning Mark, Mods and fellow RV’ers……RV there yet????

Member: Happy Liberation Day (I think...not feeling as liberated as I would with an RI of my Dinar...just sayin')

Wednesday Coffee with MarkZ. 04/02/2025

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member” Good Morning Mark, Mods and fellow RV’ers……RV there yet????

Member: Happy Liberation Day (I think...not feeling as liberated as I would with an RI of my Dinar...just sayin')

Member: Today, April 2 is Liberation Day. (Trump Declared) and it commemorates the Coinage Act of April 2, 1792 when the dollar was attached to gold/silver. Today is supposed to be golden . A special day of prosperity.

MZ: Specifically it was attached to a Spanish silver ounce.

Member: Maybe President Trump will announce at least the intention to go back on the gold standard if not do it outright?

Member:  Fairly certain that today will mostly be a nothing burger, folks have built this date up way too much as always. Hope I’m wrong !

MZ: Keep in mind that today is an important day. They have to fix all the problems before they can reset. Fixing everything is important otherwise we would just rehypothicate or hand money to the rats and nothing would change. They are fixing taxes, tariffs, DOGE stuff….it is all very important and necessary steps before the reset. .

Member: I wish everybody would stop beating around the bush and just tell us the truth …actual truth instead of thousand excuses

Member: Wouldn’t that be wonderful …

Member: Why so much disinformation….Why so much secrecy? I don’t get it

MZ: To me it makes sense why they do it. They do it on purpose- they have to cloud the timing. If everybody knew when it would happen…big investors will flood the markets with billions investing in dinar ect and upset everything. But it sucks though.

Member: Rumors floating around are that the RV is today and banks are exchanging.. How do they keep getting away with saying this stuff?

MZ: Yes a lot of them are saying that. Others are saying lower denominations are out. My contacts on the streets in Iraq are saying they wish that was a fact…but they don’t have any and they can’t find any. Let’s hope those folks are right about RV today. I would love to be wrong.

Member: One of my patients that is a bank manager said to hold onto currency of wealthy countries because he said something could change soon. He said this last week to me.

Member: I also wanted to mention that I talked with a patient yesterday that’s from Venezuela. He told me that the Bolivar has gone digital and they have dropped the zeroes and renominated.

Member: I wonder what happened to the bondholders that were given money to travel???

MZ: I have one that was given money to travel…..he traveled and now he is not talking. I know a couple more that were asked for their banking info so they could be sent travel money. They are still waiting for that money to be sent to them. They were told to be prepared to go at any moment. Once they receive their money they will have 2 days to get to their appointments.

 MZ: I do have a bond contact say there are scheduled bond meetings with bond holders (Not bond facilitators) this evening. The first meeting is in Europe. I have not heard a peep from bond holders in Reno. It seems like all the bond movement is overseas right now…not domestic. There has been movement in Asian and European markets.

MZ: Reno is the biggest information leak on the planet. I expect to see no movement out of Reno. If I were handling exchanges there…they would be the last people to go ….imo.

Member: Will the bolivar be in the first basket?

MZ: We don’t know for sure…but many people believe it will be.

Member: if a person has only Zim and bolivar….and the bolivar is not in the first basket…would they have two bank appointments? One to exchange Zim and a later one to exchange Bolivar?

MZ: Yes. Appointments could be a year a part…or 2 months? We don’t know yet.

MZ: “Government talk about Iraq’s foreign reserves at their highest level”  Their foreign reserves are at the highest levels ever. They are telling us how stable and secure they are.

MZ: “Final Budget return to the fore as Parliament awaits the arrival of the 2025 budget schedules” There is a mechanism in it that if they do not get this thing passed soon it defaults to the last paid budget. Meaning they can’t add any new projects but will allow the continuation of existing things while the adopt the previous years budget with the existing spending numbers…...

Member: Keeping stalling the RV would not be good for Sundani reelection if it doesn't pass it. so I think they need to push it through asap!!

Member: I saw Trumps press secretary saying that he was considering exchange rate as part of the financial recovery. No specific countries were mentioned

Member: Yes…Caroline Levitt mentioned Trump was considering currency exchange rates in the recovery! No specific countries mentioned

Member: I stopped at Chase bank yesterday! There was a lot of people waiting for wealth advisors

Member: I wonder if there is any movement in Dubai, d1 and d2?

Member: I wish we knew what to expect when we go in to exchange???

Member: Folks, imo there is absolutely nothing to worry about. Hand over currency… watch machine count…. Sign papers…. Rich.

Member: Passover starts on the 13th. Hopefully, we see movement on RV! Easter is April 20th

Member: Maybe they are waiting for the St. Germaine trust to open on Easter?

Member: Thank you for keeping us all sane Mark, Really appreciate you and your team.

Member: Prayers for all of those suffering are those that have lost precious loved ones.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=y3D8DMl27-E

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Chats and Rumors, Economics Dinar Recaps 20 Chats and Rumors, Economics Dinar Recaps 20

News, Rumors and Opinions Wednesday 4-2-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Wed. 2  April 2025

Compiled Wed. 2 April 2025 12:01 am EST by Judy Byington

“Let every nation know, whether it wishes us well or ill, that we shall pay any price, bear any burden, meet any hardship, support any friend, oppose any foe to assure the survival and the success of liberty.”    …President John F. Kennedy

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Wed. 2  April 2025

Compiled Wed. 2 April 2025 12:01 am EST by Judy Byington

“Let every nation know, whether it wishes us well or ill, that we shall pay any price, bear any burden, meet any hardship, support any friend, oppose any foe to assure the survival and the success of liberty.”    …President John F. Kennedy

Possible Timing, Global Currency Reset:

Tues. 25 March 2025 Mr. Pool: Reports from Reno suggest that the first batches of ZIM holders have been escorted under military guard to classified exchange points. https://t.me/Official_MrPool

On Tues. 25 March at 2am EST Tier 3 and T4a Paymasters were (allegedly) made LIQUID. …Mel on BOOM Call https://youtu.be/VSmR4LfsfYs

Thurs. 27 March 2025 Bruce: Bond Holder Paymasters were saying Bond Holders would have access to their accounts over the weekend. As of ten am Thurs. 27 March 12% of Bond Holders had gone through. Multiple sources said Tier4b (Us, The Internet Group) would likely get notification to set appointments very soon. The full revaluation will happen after Tues. 1 April 2025. The month of April will see an increase in Social Security payments. On Thurs. 27 March the 800 number was (allegedly) being loaded into the various systems.

On Mon. 31 March 2025 a high level contact reported that Tier4a (SKRs, Groups) started exchanging today Mon. 31 March. They anticipated that Tier4b (Us, the Internet Group) would begin exchanges by around Thurs. 3 April.

On Wed. 2 April 2025 the system starts to click, US Dollar fades away. …White House Post on Telegram PATRIOT ALERT – PRESIDENTIAL STRIKE ORDER ACTIVE: APRIL 2ND – LIBERATION DAY: TRUMP LAUNCHES WAR ON THE T*****R CLASS TO RECLAIM AMERICA’S STOLEN WEALTH – amg-news.com – American Media Group

Trump has declared Wed. 2 April 2015 as Liberation Day when gold/asset-backed monies of Nesara/Gesara would be (allegedly) released to The People of the World. With that, corrupted banks all over the Globe were expected to fall, the Stock Market, collapse; the Federal Reserve with their criminal IRS would be no more.

~~~~~~~~~~~~

Tues. 1 April 2025 Bruce:

Tier4b (us, the Internet Group) should receive notification to set exchange appointments by noon Wed. 2 April.

Social Security increases are supposed to occur this month.

The DOGE payment is supposed to start within the next few days. That comes from savings that Musk has found in fraudulent SS payments.

The Restitution & Reclamation amount should be in your Quantum Account you set up at the Redemption Center

You will move six months of funds from your Quantum Account into a Wells Fargo Account.

Estimate what you need for the first two months to move into your Wells Fargo Account. On the 63rd day you can move whatever you want into the Wells Fargo Account.

Banks will offer financial services that they charge for. Banks and Exchange people will pick up .025% of our exchange for their services (that we don’t pay).

On Wed. 2 April Liberation Day we could get an announcement about Nesara Gesara.

The new asset-backed USTN is(allegedly)  in bank vaults. You should be able to get around $3,000 in cash at your redemption appointment.

Read full post here:  https://dinarchronicles.com/2025/04/02/restored-republic-via-a-gcr-update-as-of-april-2-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man  People around the world should understand Iraq is showing their true colors.  They are going International.  They're going to a digital environment and they're doing it right before our eyes.

Walkingstick   [Lower denomination] Descriptions, the media, billboards, bulletin boards in the CBI banks, ATMs with new software system all of this is going to be brought out within the next two months in this 'Asraflak' software system that will be done...

Frank26   It looks like we're down to the finish line, down to the last few moments of this historical monetary reform.  It's been an amazing ride.  It's been epic.  It's definitely been historical...Once the COM receives the budget financial tables their eyes will witness the new exchange rate.  I pray this is the case because if they come out at 1310 then that budget is an impossibility and everything else Sudani has for the future of Iraq is impossible.

Will the IQD Exchange Be This Easy? IQD | MEX | ANG | XCG

Edu Matrix:  3-31-2025

Learn everything you need to know about the 2025 Caribbean currency transition from the Netherlands Antillean guilder (ANG) to the Caribbean guilder (XCG).

This video explains the step-by-step process to exchange your ANG, key deadlines, and where to go for large or small amounts. We also highlight exotic currencies to watch in April, May, and June 2025, including insights into the Mexican peso and the brand-new XCG.

Whether you're living in Curaçao, Sint Maarten, or simply interested in international currency trends, this guide is a must-watch.

https://www.youtube.com/watch?v=7Ja7aED9tOo

STOLEN Gold in Fort Knox, US Dollar VS. Gold, REVALUATION, Bitcoin Reserve & $37T Debt| Ryan McMaken

Lena Petrova:  4-1-2025

https://www.youtube.com/watch?v=onBCbGMLmIg

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Economics, Gold and Silver, News DINARRECAPS8 Economics, Gold and Silver, News DINARRECAPS8

Seeds of Wisdom RV and Economic Updates Wednesday Morning 4-2-25

Good Morning Dinar Recaps,

CRYPTO-BACKED CANDIDATES WIN FLORIDA SPECIAL ELECTION, HEAD TO U.S. HOUSE

Two Republican candidates supported by the crypto-funded political action committee Fairshake have secured seats in the US House of Representatives following special election in Florida, marking a notable win for the digital asset industry.

Jimmy Patronis emerged victorious in Florida’s 1st Congressional District, defeating Democrat Gay Valimont with 57% of the vote, according to Associated Press data
.

Good Morning Dinar Recaps,

CRYPTO-BACKED CANDIDATES WIN FLORIDA SPECIAL ELECTION, HEAD TO U.S. HOUSE

Two Republican candidates supported by the crypto-funded political action committee Fairshake have secured seats in the US House of Representatives following special election in Florida, marking a notable win for the digital asset industry.

Jimmy Patronis emerged victorious in Florida’s 1st Congressional District, defeating Democrat Gay Valimont with 57% of the vote, according to Associated Press data
.

Meanwhile, Randy Fine clinched the 6th District seat with 56.7% support, overcoming public school teacher Josh Weil. These elections filled vacancies left by Matt Gaetz and Mike Waltz, respectively—the latter recently taking up a post as White House national security adviser.

GOP Tightens Grip on Long-Held Florida Districts Amid Narrowing Margins

Both districts have traditionally been Republican strongholds for the past three decades, though recent cycles have shown narrowing margins. The latest victories further solidify GOP control in these areas.

Fairshake, a crypto-focused PAC backed by major industry players such as Coinbase, Ripple, and venture capital firm Andreessen Horowitz, spent heavily in support of both candidates.

The PAC invested approximately $1.16 million on behalf of Fine and $347,000 to bolster Patronis’s campaign.

Both incoming representatives have openly supported the cryptocurrency industry. In a January 14 post on X (formerly Twitter), Fine declared, “Floridians want crypto innovation!”

Fairshake has played an increasingly influential role in US politics, channeling roughly $170 million into the 2024 election cycle to support candidates aligned with pro-crypto legislation.

With Patronis and Fine entering the House, Republican representation rises to 220 seats, while Democrats hold 213. Two additional seats remain vacant following the recent deaths of Representatives Sylvester Turner (D-TX) and Raúl Grijalva (D-AZ) earlier this month.

While the GOP would have retained its House majority regardless of the Florida outcomes, the added support strengthens the likelihood of advancing crypto-related legislation in Congress.

Several bills are already in play, including the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, which passed the Senate Banking Committee in mid-March with bipartisan support.

Rep. Ro Khanna Says Crypto Legislation Could Pass This Year

At the Digital Assets Summit on March 18, Democratic Representative Ro Khanna expressed optimism that Congress could pass both a stablecoin framework and a broader crypto market structure bill this year.

In addition, Senator Cynthia Lummis recently reintroduced a bill to establish a Strategic Bitcoin Reserve, a move that aligns with ongoing Republican efforts to bolster U.S. leadership in digital asset infrastructure.

@ Newshounds News™
Source:  
99Bitcoins

~~~~~~~~~

TED CRUZ INTRODUCES FLARE ACT TO REPURPOSE FLARED GAS FOR BITCOIN MINING

The Texas Senator’s Facilitate Lower Atmospheric Released Emissions bill aims to make the state “the number one place for Bitcoin mining.”

U.S. Senator Ted Cruz (R-TX) has introduced a new bill aiming to turn waste energy into electricity for Bitcoin mining.

The Facilitate Lower Atmospheric Released Emissions (FLARE) Act, introduced on March 31, is geared towards making waste energy productive by capturing gas that would otherwise be flared or vented. The plan is to incentivise this capture by offering full expensing for property used to capture that gas.

Cruz specifically pointed to crypto mining as a direct output of this extra energy. In a statement announcing the bill’s introduction, he said that it, “takes advantage of Texas’s vast energy potential, reinforces our position as the home of the Bitcoin industry, and is good for the environment.”

The Senator affirmed his commitment to "making Texas the number one place for Bitcoin mining,” adding that the FLARE Act, “incentivizes entrepreneurs and crypto miners to use natural gas that would otherwise be stranded."

The U.S. focused bill specifically names competitive countries that shall not be allowed to participate in the scheme, including China, Iran, North Korea and Russia.

In a press release from Cruz’s office, Hailey Miller, Director of Government Relations & Public Policy at the Digital Power Network, praised the new bill, saying that Bitcoin miners are “uniquely positioned to help reduce emissions by harnessing stranded and wasted energy sources.”

Miller added that the FLARE Act “ensures that American energy producers have the tools to deploy cutting-edge solutions that make our energy markets more efficient and resilient."

The new Act would specifically"amend the Internal Revenue Code of 1986 to provide for permanent full expensing for property used to capture gas that would otherwise be flared or vented and to use such gas in value-added products."

This measure should also help to enhance grid resilience while offering new electricity and "other useful outputs."

Cruz’s bill comes after U.S. President Donald Trump pledged to ensure that “all remaining Bitcoin” would be mined in the U.S. as part of his reelection campaign. Bitcoin advocates have long held that mining the cryptocurrency could be a means of harnessing waste energy from natural gas flaring, the practice of burning off excess gas that can’t be economically captured or transported.

@ Newshounds News™
Source:  
Decrypt

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Protecting Yourself From Both Scams And Tax Penalties

Protecting Yourself From Both Scams And Tax Penalties

Joe Cortez Moneywise

California man loses life savings, owes more than $30K in taxes after falling prey to sophisticated scam

On top of losing his life savings to scammers, Chester Frilich of Concord, California is facing a tax bill of over $30,000 which could end in him losing his home.

As reported by ABC7 News, his problems began when he received a call from somebody claiming to be from Xfinity, who claimed his account was used to upload pornographic videos. An hour later, he heard from “Jason Brown” with the Federal Trade Commission, listing all of his credit cards and telling him he was under investigation for wire fraud.

Protecting Yourself From Both Scams And Tax Penalties

Joe Cortez Moneywise

California man loses life savings, owes more than $30K in taxes after falling prey to sophisticated scam

On top of losing his life savings to scammers, Chester Frilich of Concord, California is facing a tax bill of over $30,000 which could end in him losing his home.

As reported by ABC7 News, his problems began when he received a call from somebody claiming to be from Xfinity, who claimed his account was used to upload pornographic videos. An hour later, he heard from “Jason Brown” with the Federal Trade Commission, listing all of his credit cards and telling him he was under investigation for wire fraud.

In order to clear the issues, the scammers posing as the FTC said they would help him move his money to a “secure account,” which involved him sending thousands of dollars of gold and cash through couriers and UPS. He tapped into multiple accounts, including Certificate of Deposit (CD) and IRA accounts, to send over $200,000 in funds before the police informed him that it was all a scam.

By using those accounts to send money, Frilich amassed a tax burden of around $30,000, which will end in the IRS putting a lien on his home if he can’t pay the bill or work out an arrangement with the agency.

While losing money in a scam is awful, getting penalized on top of it makes it even worse. How can you guard yourself from tax problems as you try to avoid fraud?

Why Early Withdrawal Penalties Matter

While most bank and investing accounts are designed to hold “liquid” assets — defined as cash or assets that can be converted to cash quickly and easily — some accounts are structured to effectively “lock down” money to pay interest and dividends over an extended period of time and are not considered “liquid.” Examples include the two types of accounts Frilich pulled money from: Certificate of Deposit (CD) accounts and Individual Retirement Accounts (IRAs).

Both are designed to keep money locked for an extended period of time, but in different ways. A CD is offered by banks or credit unions as a savings option, where consumers agree to deposit their money for a specific period of time before they can make a withdrawal.

CD terms can range anywhere from one month all the way to five years. IRAs are investment accounts designed to help you save money for your retirement. The earliest one can withdraw money from an IRA without issue is when the account holder turns 59½.

Anyone withdrawing money from either of those accounts before they mature will face penalties. Under federal law, banks are allowed to charge penalties for early withdrawal of CDs.

While the minimum penalty is seven days of simple interest if the withdrawal is done within six days of deposit, a larger penalty can apply for early withdrawal at any other time during the term.

TO READ MORE: https://www.yahoo.com/finance/news/california-man-loses-life-savings-120300738.html

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Economics, News Dinar Recaps 20 Economics, News Dinar Recaps 20

“Tidbits From TNT” Wednesday Morning 4-2-2025

TNT:

Tishwash:  Iraq is recovering... an important message from Grand Ayatollah Sistani to the Iraqi people.

Iraq's highest religious authority, Grand Ayatollah Ali al-Sistani, called on Iraqis on Tuesday to adhere to their national principles and maintain hope for the future.

In a message conveyed by one of his representatives and monitored by the Video News Agency, Ayatollah Sistani said, "The country is moving toward recovery and stability," calling on everyone to "not fear and to cling to hope for a better future."

TNT:

Tishwash:  Iraq is recovering... an important message from Grand Ayatollah Sistani to the Iraqi people.

Iraq's highest religious authority, Grand Ayatollah Ali al-Sistani, called on Iraqis on Tuesday to adhere to their national principles and maintain hope for the future.

In a message conveyed by one of his representatives and monitored by the Video News Agency, Ayatollah Sistani said, "The country is moving toward recovery and stability," calling on everyone to "not fear and to cling to hope for a better future."

 According to the letter, Ayatollah Sistani emphasized "the importance of Iraqis adhering to authentic customs, values, and principles, as they are the foundation that preserves the unity and identity of society."

According to the letter, Ayatollah Sistani specifically addressed the Shiite sect, saying, "Shias possess a great cultural heritage, and it is essential that they recognize and preserve it as part of their cultural and historical identity."  link

Tishwash:  One of them is in Iraq...American "BlackRock" acquires ports in the Middle East.

US asset management firm BlackRock and Italian shipping company MSC have acquired 43 ports owned by Hong Kong-based multinational CK Hucheng Holdings in a deal that will give the US asset manager control of 12 ports in the Middle East, located on strategic coasts stretching from the UAE and Oman to Iraq and Egypt. 

In March 2025, a consortium of BlackRock and MSC reached a $22.8 billion deal to acquire 43 ports owned by CK Huzhen, a Hong Kong-listed company owned by one of Asia's richest men, 96-year-old billionaire Li Ka-shing.

The deal made headlines because it would give BlackRock and MSC control of two ports at each end of the Panama Canal, the strategic waterway that US President Donald Trump has threatened to seize to limit China's influence in the Western Hemisphere.

But the agreement's impact extends beyond Panama to the Middle East, where Arab countries, particularly the Gulf states, are seeking to diversify their economies away from oil. The shipping and ports sectors represent another source of economic diversification for these countries. 

Which ports will BlackRock and MSC acquire in the Middle East?

Under the deal reached between the US-based BlackRock and Italy's MSC Group, the two companies are set to acquire 12 ports in the Middle East, distributed as follows:

Egypt (5): Alexandria - Dekheila - Abu Qir - Ain Sokhna - and the new B100 berth at Alexandria Port

Emirates (4): Ras Al Khaimah - Ajman - Khasab - UAQ

Sultanate of Oman (1): Sohar

Iraq (1): Basra

Saudi Arabia (1): Jazan

link

************

Tishwash:  Iraq and the Appeasement Strategy: A Difficult Balance in Times of Pressure

Iraq has recently faced a significant escalation in US economic and financial pressure, primarily targeting dollar transactions and Iranian gas imports, along with repeated demands regarding the future of the Popular Mobilization Forces.

These pressures come as part of Washington's efforts to isolate Iraq economically from Iran, with the aim of strengthening the effectiveness of sanctions imposed on Tehran to force it to reassess its nuclear program.

However, this policy presents Iraq with complex challenges as it attempts to maintain a delicate balance in its foreign relations.

Recent reports indicate that the United States has refused to renew the waivers that allowed Iraq to import gas and electricity from Iran. This was confirmed by Iraqi Foreign Minister Fuad Hussein on March 19, 2025, who noted that Washington described the decision as "irreversible."

This decision threatens to exacerbate the energy crisis in Iraq, which relies heavily on Iranian gas to power its power plants. Imported gas accounts for approximately 40% of the country's total energy needs, according to estimates from the Iraqi Parliament's Oil and Gas Committee.

On the financial front, the United States is seeking to restrict dollar transactions in Iraq to prevent its smuggling to Iran, which is suffering from massive economic pressures due to sanctions. According to a report, Washington believes that cutting off these financial arteries will directly weaken Tehran, thus strengthening the impact of the sanctions.

But this approach places the Iraqi government in a difficult position, as Iraq holds financial reserves exceeding $100 billion in the United States, making it dependent on Washington's goodwill to access its oil revenues.

Separately, statements by the Iranian ambassador to Baghdad, Mohammed Kazem Al-Sadiq, on March 27, 2025, sparked widespread controversy when he said that US President Donald Trump's letter to Iranian Supreme Leader Ali Khamenei included a request to dissolve the Popular Mobilization Forces and other armed factions.

However, Iraqi Prime Minister Mohammed Shia al-Sudani quickly denied any direct US request in this regard, stressing that any decision to dissolve the factions is linked to the end of the international coalition's presence in Iraq.

For his part, MP Alaa Al-Haidari defended the Popular Mobilization Forces Law, considering it an internal matter aimed at honoring those who sacrificed for the nation.

The Iraqi government is adopting a strategy of appeasement in its foreign policy, attempting to maintain a balance between the United States and Iran, two of its historical allies. However, this approach faces increasing challenges, especially with mounting US pressure to end economic and military coordination with Tehran. Analysts believe that Washington also aims to "undermine the unity of the arenas," the strategy Iran uses to connect its fronts in Iraq, Syria, Lebanon, and Yemen.

Economically, Iraq is paying the price for its heavy reliance on Iran for energy. Iraqi lawmakers have called for exploring alternatives, such as Qatar and Turkey, for gas imports. However, this step requires huge investments and a long time frame, both of which may be unavailable given the current crisis. Conversely, experts believe that economic decoupling between Baghdad and Tehran could increase pressure on Iran, but it could also cause internal unrest in Iraq, especially if the electricity crisis worsens. link

Mot........ Beeeeeee Careful Out there!!!!

Mot: . Goes to Show Ya -- That Folks will ---- ssiiggghhhh

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Economics, News Dinar Recaps 20 Economics, News Dinar Recaps 20

The Fed Confirms Crisis as Hedge Fund Bailout Begins

The Fed Confirms Crisis as Hedge Fund Bailout Begins

Taylor Kenny:  4-1-2025

The Federal Reserve has quietly pulled back on its quantitative tightening policy.

While this may sound like an obscure financial adjustment, for those paying attention, it's a sign of something far more serious.

 This shift is a clear indication that the foundation of our financial system is under unprecedented strain. The question isn't when to get out of the current system—it's why wait?

The Fed Confirms Crisis as Hedge Fund Bailout Begins

Taylor Kenny:  4-1-2025

The Federal Reserve has quietly pulled back on its quantitative tightening policy.

While this may sound like an obscure financial adjustment, for those paying attention, it's a sign of something far more serious.

 This shift is a clear indication that the foundation of our financial system is under unprecedented strain. The question isn't when to get out of the current system—it's why wait?

The financial world is a complex web of interconnected policies and reactions. Often, the most significant shifts occur not with a fanfare, but with a hushed adjustment, a subtle tweak that speaks volumes to those who know where to listen.

That’s precisely what’s happening now as the Federal Reserve has quietly begun to ease back on its quantitative tightening (QT) policy.

For the uninitiated, quantitative tightening is the process of shrinking the Fed’s balance sheet by allowing previously purchased bonds to mature without reinvesting the proceeds. It’s essentially the opposite of quantitative easing (QE), which was used extensively to inject liquidity and stimulate the economy after the 2008 financial crisis and during the CovidD-19 pandemic. QT is intended to reduce inflation by decreasing the money supply and raising interest rates.

So, why is this seemingly minor recalibration a cause for concern? Because it suggests that the foundation of our financial system is showing significant cracks.

The Fed embarked on QT to combat inflation, a laudable goal. However, prematurely easing off the brakes suggests the economy, or more accurately, the financial system, is struggling to withstand the pressure.

Think of it as a doctor prescribing a medication and then, realizing the side effects are too severe, drastically reducing the dosage before the course is complete. The implication is clear: the patient is more fragile than initially anticipated.

In short, the Fed’s pivot is a signal that the system is under stress, struggling to cope with the very medicine intended to heal it.

While some may argue this is merely a prudent adjustment to navigate a complex landscape, others see it as a canary in the coal mine, warning of a potentially catastrophic collapse.

This raises a crucial question for informed individuals: If the very institutions designed to stabilize the financial system are signaling underlying fragility, should we continue to passively participate in the system as it is?

The question isn’t when to consider diversifying your assets, exploring alternative investment strategies, and understanding the risks and rewards of different financial landscapes. The question is: why wait? 

The Fed’s quiet adjustment is a wake-up call.

Staying informed, understanding the risks, and taking proactive steps to protect your financial future is no longer a luxury, but a necessity. The time to act is now, before the system’s cracks widen into a chasm.

Watch the video below from ITM Trading with Taylor Kenney for further insights and information.

https://www.youtube.com/watch?v=en4qsdooUo8

 

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Economics, sovereign man DINARRECAPS8 Economics, sovereign man DINARRECAPS8

If tomorrow is “Liberation Day”, today is “Rational Day”

If tomorrow is “Liberation Day”, today is “Rational Day” [Podcast]

Notes From the Field By James Hickman (Simon Black) April 1, 2025

Tomorrow is being billed as Liberation Day— where tariffs will supposedly free America from those pesky, parasitic foreign markets. 

But what’s actually going to happen? 

This is the subject of today’s podcast. 

If tomorrow is “Liberation Day”, today is “Rational Day” [Podcast]

Notes From the Field By James Hickman (Simon Black) April 1, 2025

Tomorrow is being billed as Liberation Day— where tariffs will supposedly free America from those pesky, parasitic foreign markets. 

But what’s actually going to happen? 

This is the subject of today’s podcast. 

We discuss:

  • How odd it is that no Liberation Day details have leaked... which makes us wonder if there actually are any plans or details to leak.

  • If this administration truly believes tariffs are so obviously great for the economy, why would they wait until now instead of doing it day one, as they did with so many other executive actions?

  • What might actually unfold, and what it means for markets that are already jittery.

  • Questions any rational investor should ask themselves about their goals— for example, are you speculating on share price, or investing in a company’s long term prospects?

  • Will tariffs make successful companies immediately and permanently less valuable?

To answer these questions, we bring up examples of well managed, value companies we present to our investment research subscribers, particularly undervalued real asset businesses.

One example’s entire market valuation is less than the cash it has in the bank. Plus it’s profitable and pays a dividend.

Finally, we discuss:

  • The long shot scenario of what would need to occur for tariffs to actually work as intended.

  • The very plausible scenario that America could become a manufacturing powerhouse again—not thanks to tariffs, but technology.

  • The surprising company we identify which likely stands to gain the most from this AI/ automation/ robotics boom.

If tomorrow is “Liberation Day,” then today is the day to be rational.

I encourage you to give it a listen.   You can listen in here.
(For the audio-only version, check out our online post here.)

 
To your freedom,   James Hickman   Co-Founder, Schiff Sovereign LLC

https://www.schiffsovereign.com/podcast/if-tomorrow-is-liberation-day-today-is-rational-day-podcast-152417/?inf_contact_key=e745a29e46b25bd195d2830673917e3f2ec2094b0cea6b68b61d0db7a8f697f7

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Economics, Gold and Silver, News DINARRECAPS8 Economics, Gold and Silver, News DINARRECAPS8

Seeds of Wisdom RV and Economic Updates Tuesday Evening 4-1-25

Good Evening Dinar Recaps,

MASTERCARD WORKING ON BLOCKCHAIN TO CONNECT TRADFI AND CRYPTO: REPORT

Mastercard is developing a blockchain-powered Multi-Token Network to connect traditional financial institutions with the digital asset space.

The initiative, led by Raj Dhamodharan, Mastercard’s executive vice president of blockchain and digital assets, aims to provide a compliant, user-friendly experience for moving digital assets, similar to Venmo or Zelleaccording to Business Insider

Good Evening Dinar Recaps,

MASTERCARD WORKING ON BLOCKCHAIN TO CONNECT TRADFI AND CRYPTO: REPORT

Mastercard is developing a blockchain-powered Multi-Token Network to connect traditional financial institutions with the digital asset space.

The initiative, led by Raj Dhamodharan, Mastercard’s executive vice president of blockchain and digital assets, aims to provide a compliant, user-friendly experience for moving digital assets, similar to Venmo or Zelleaccording to Business Insider

Mastercard is positioning itself as a key infrastructure provider in the growing blockchain ecosystem. By integrating its vast payment network with blockchain technology, the company seeks to enable seamless transactions between fiat and crypto markets.

Dhamodharan highlighted that financial institutions are increasingly interested in blockchain due to its potential to create new business models.

Mastercard partnerships

The network has already secured partnerships with JPMorgan and Standard Chartered, focusing on cross-border payments, tokenized deposits, and carbon credit transactions.

Mastercard has also introduced over 100 crypto-focused card programs worldwide, allowing its 3.5 billion cardholders to interact with digital assets.

Since 2015, Mastercard has filed over 250 blockchain-related patents and backed 43 startups in the sectorRecent collaborations include a November 2024 integration with JPMorgan to improve cross-border settlements and a February 2025 partnership with Ondo Finance to bring institutional financial assets on-chain.

Mastercard’s blockchain expansion comes as U.S. regulators provide more clarity on digital assets, encouraging traditional finance firms to engage with crypto. Dhamodharan believes the company is well-positioned to capitalize on this momentum, leveraging its scale to drive broader blockchain adoption.

@ Newshounds News™
Source:  
Crypto News

~~~~~~~~~

UK DIGITAL ASSET EXCHANGE ARCHAX EXPANDS TO US WITH ACQUISITION

UK digital asset exchange Archax has acquired Globacap Private Markets Inc. (Globacap PMI) a US regulated broker dealer and alternative trading system (ATS). It bought the US company from fellow British startup Globacap which provides workflow solutions for private markets and is also active in the digital assets sector.

"The acquisition of Globacap PMI in the US builds on the strong partnership we already have with them in the UK, and is a part of that global strategy," said Graham Rodford, CEO and co-founder of Archax.

“In particular, we want to help support institutional market participants transition from traditional to digital assets and give them the regulated tools and services they need to do that. The US is an enormous and important global market – and with the recent change of government and new, clearer and more open regulated landscape, it is important for firms in our space to have a clear US strategy – and this transaction gives us just that.”

Archax has a multilateral trading facility (MTF) license in the UK and recently acquired a Spanish broker to give it a footprint in the EU. It trades both cryptocurrencies and tokenized securities, targeting institutions. It grabbed headlines when it revealed the big UK asset manager abrdn as an investor in 2022.

To date its tokenization efforts has especially focused on funds, but also bonds and carbon credits. In January it announced plans to tokenize existing equities and government debt so they are usable as DLT-based collateral.

@ Newshounds News™
Source:  
Ledger Insights

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

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Frank26, KTFA Dinar Recaps 20 Frank26, KTFA Dinar Recaps 20

FRANK26….4-1-25…….TV TALKING

KTFA

Tuesday Night Conference Call

FRANK26….4-1-25…….TV TALKING

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

KTFA

Tuesday Night Conference Call

FRANK26….4-1-25…….TV TALKING

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

What Frank’s suit color’s mean…. FRANKS SUIT COLORS FOR CC'S..... WHITE = NEW INFO…. SILVER = INTEL FROZEN…. RED= HIGH ALERT… PURPLE=GUEST WITH US…. BLUE = AIR FORCE…. BLACK = GROUND/FF’S…. GREEN= MR OR FAB 4 ... GOLD = CHANGE… ORANGE=IMPLEMENTATION

https://www.youtube.com/watch?v=JozVCyNZ_Wg

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