5 Major Money Mistakes To Avoid When You’re Nearing Retirement

5 Major Money Mistakes To Avoid When You’re Nearing Retirement

By Jennifer Taylor GoBankingRates

You’ve been working hard your entire adult life and you’re finally nearing retirement. The prospect of having more time to relax and enjoy yourself is exciting, but you’ll need money to do that.

As you wrap up your peak earning years and prepare to step away from the workforce, it’s important to make smart money moves that will protect your nest egg. All it takes is one poor financial choice to throw a wrench in your plans — and financial stability — so take the time to make informed decisions.

When faced with a large amount of cash, it can be tempting to share it with loved ones — i.e., your children — or indulge yourself with luxury items. However, this money needs to last your entire retirement, which could span decades. Here’s a look at common financial blunders you don’t want to make as you get older if you want to avoid a major financial setback.

Building Wealth

Collecting Social Security Benefits Too Soon

Many people make the mistake of taking Social Security income as soon as they can because it’s available. Others start early because they’re afraid the system will run out of money. Neither approach is the best way to maximize benefits.

“You receive more each month if you wait until your full retirement age, and you can even get increases after that — amounting to roughly 8% per year until you’re 70,” said Justin Pritchard, CFP, founder of Approch Financial, Inc. in Montrose, Colorado.

Having patience can literally pay off.

“Instead of claiming as soon as possible, run some numbers to determine how much you’ll earn if you wait,” he said. “Remember that a surviving spouse who takes over your benefit will be affected by your decision, so choose carefully.”

Cashing Out a Retirement Account

When you retire, you might have the option to keep your retirement savings with your employer or move the money into a retirement account — i.e., an IRA — in your name.

“You don’t need to cash out the entire account and put that money in the bank,” Prichard said. “If you do so, 100% of your nest egg may become taxable income, resulting in high tax rates and possibly even underpayment penalties.”

Avoid decreasing the value of your retirement account by making informed decisions.

“Instead of cashing out,

TO READ MORE: https://www.gobankingrates.com/money/financial-planning/major-money-mistakes-avoid-turn-60/

News, Rumors and Opinions Friday AM 1-31-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Fri. 31 Jan. 2025

Compiled Fri. 31 Jan. 2025 12:01 am EST by Judy Byington

Judy Disclaimer: Please be aware that I only report the news as I find it, try to credit articles with their original author and am not responsible for the content, which may or may not be true. I encourage you to do your own research.

Thurs. 30 Jan. 2025 US Dept. of Treasury Bulletin: The US Department of Treasury has (allegedly) withdrawn from the Network of Central Banks and Supervisors for the Greening Financial System (NGFS). In other words, as of Thurs. 30 Jan. 2025 the Federal Reserve is (allegedly) no more. The new US Treasury is(allegedly)  located on an Indian Reservation near Reno Nevada.

Global Financial Crisis:

Thurs. 30 Jan. 2025: U.S. Department of the Treasury Withdraws from the Network of Central Banks and Supervisors for Greening the Financial System! https://content.govdelivery.com/accounts/USTREAS/bulletins/3cfba50?reqfrom=share/

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Thurs. 30 Jan. 2025: URGENT! Banks Are Desperate to Block Your Access to Redemption Centers—Gold-Backed Currencies Are Here, QFS Is Live, and the Fiat Dollar’s Collapse Is Imminent! …Charlie Ward & Friends on Telegram

The greatest wealth transfer in history is happening right now. The Redemption Centers are (allegedly) operational, the Quantum Financial System (QFS) is (allegedly) live, and the fiat currency empire is (allegedly) collapsing. The elites are terrified. They can’t stop this.

Redemption Centers Are Unstoppable: As of January 28, 2025, Redemption Centers are (allegedly) processing massive amounts of gold-backed currency daily. The banks are powerless. They know their system is finished, and they are scrambling to hold on.

Trump’s “Gold Directive” Has Triggered the Final Collapse: January 15, 2025—Trump (allegedly) signs the classified “Gold Directive.” The Cabal’s hidden vaults have (allegedly) been seized. Their gold, stolen for centuries, is now being (allegedly) returned to the people through the QFS.

Patriot Wealth Fund: The Final Blow to the Cabal: The Patriot Wealth Fund is real. Trillions in recovered assets, hidden technologies, and ancient treasures are now (allegedly) in the hands of The People. This isn’t a dream—this is happening now.

Quantum Financial System: The Ultimate Weapon Against Corruption. The QFS is (allegedly) un-hackable. It (allegedly) eliminates fraud, debt, and bank control. The Cabal’s offshore accounts? Wiped out. Their stock markets? (allegedly) Destroyed. They are out of time.

XRP & RLUSD: The Digital Revolution Has Arrived. The old system is dead. XRP and RLUSD are the new financial backbone. Backed by secured gold reserves, they (allegedly) bypass the banks completely. The elites’ control over digital wealth(allegedly)  is over.

The End of Fiat and Social Security Control: The fiat dollar is (allegedly) DONE. Social Security numbers, used by the Cabal for decades, were being (allegedly) erased from financial control grids. The restoration of wealth was happening.

Redemption Centers: The Frontline of Freedom: These aren’t just financial hubs—they are fortresses against the elites. Every day, thousands (allegedly) reclaim their rightful wealth. The future belongs to YOU.

The Truth Cannot Be Stopped: The Cabal knows it’s over. The QFS, the Redemption Centers, and the coming financial reset are unstoppable. Stand firm. Take action. Claim what is YOURS.

Read full post here:  https://dinarchronicles.com/2025/01/31/restored-republic-via-a-gcr-update-as-of-january-31-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man  This weekend is going to be a very interesting time frame for us.  It's really a critical time for us...they even use the word 'crucial'...They definitely have a critical time as far as I'm concerned...

Frank26  [Iraq boots-on-the-ground report]  FIREFLY:  Mr. Sammy said that the news about the budget is saying...parliament voted on the incursion of the budget and they did say that the numbers they were given were in the billions not the trillions like usually.  FRANK:  If they were in the billions then we have a new exchange rate.  Because 1310 creates numbers in the trillions.  You know that, I know that and the CBI knows that...Slowly but surely it is a form of monetary reform education to you.  You can call it an innuendo...A fuse is lit.  When you light a fuse an explosion of purchasing power is coming.

The Hidden Cost of Inflation: Soup, Cars, and the Dollar’s Decline | Mike Maloney

1-30-2025

Ever wonder how the price of a classic 1957 Thunderbird compares to a modern Mustang—and what it all has to do with a simple can of soup?

In this enlightening video, Mike Maloney reveals how everyday costs are a direct reflection of the dollar’s collapsing purchasing power.

By taking a nostalgic trip through classic car window stickers and modern price tags, you’ll discover why inflation numbers don’t always tell the full story.

And you’ll learn why a humble can of Campbell’s Soup might just be the most revealing measure of all.

 Key Takeaways:

Why official inflation statistics can be misleading

How classic vs. modern car prices expose the true scale of currency devaluation

The surprising role a can of soup plays in measuring your dollar’s worth

 Discover how you can protect yourself in a world of ever-rising prices—and why understanding real vs. perceived value matters now more than ever.

https://www.youtube.com/watch?v=qXoiD-B7P3A

“Tidbits From TNT” Friday Morning 1-31-2025

TNT:

Tishwash:  Iraq pledges to prepare comprehensive agenda for Arab summit in Baghdad

Iraq pledged, on Thursday, to prepare a comprehensive agenda for the Arab Summit scheduled to be held in the capital, Baghdad.

A statement by the Foreign Ministry received by / Today's News / stated that "Minister Fuad Hussein received today, Thursday, the Assistant Secretary-General of the League of Arab States, Ambassador Hossam Zaki, and his accompanying delegation, which included a number of members of the Preparatory Committee for the Arab Summit in its (34) regular session, scheduled to be held in Baghdad."

Ambassador Hossam Zaki conveyed "the greetings of the Secretary-General of the League of Arab States to the Minister, who in turn welcomed the delegation," expressing "his thanks for this visit."

The Minister of Foreign Affairs stressed "Iraq's keenness to make the summit a success in a way that reflects the true image of Iraq as a country that enjoys security and stability."

The Minister reviewed "the efforts made by the Iraqi government to provide all logistical and technical requirements to host the Arab Summit," noting "the formation of specialized committees to supervise various organizational and technical aspects."

He stressed "the importance of enhancing continuous coordination with the League of Arab States to ensure achieving the highest levels of readiness."

Hussein explained that "Iraq is working on preparing a comprehensive agenda that addresses the most prominent Arab issues, including enhancing Arab economic cooperation and supporting efforts aimed at achieving security and stability in the region."

For his part, Ambassador Hossam Zaki praised "the ongoing Iraqi preparations to host the summit," stressing "the Arab League's support for Iraq in organizing this important event."

He expressed "his confidence that the summit will be an effective platform to enhance joint Arab action and confront regional challenges."  link

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Tishwash:  In the table.. The House of Representatives votes on the budget law next Sunday

The House of Representatives is preparing to vote on 3 new laws, including the first amendment to the draft federal budget law for the years {2023-2024-2025} No. 13 of 2023 next Sunday.

Reading verses from the Holy Quran

For Iraq for the fiscal years

First: Voting on the draft law amending the first amendment to the Federal General Budget Law (2023 - 2024 - 2025) No. (13) of 2023. Finance Committee)

2) Article).

For the Republic of Affairs

Second: Voting on the proposed law amending the first law of the foundations of equivalence of Arab and foreign certificates and degrees No. (20) of 2020. Higher Education and Scientific Research Committee.

Third: Voting on a decision to recommend to the Ministry of Education to reinstate the trial system.

Parliament

Fourth: Report and discussion of the second reading of the proposed private higher education law (Higher Education and Scientific Research Committee).  link

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Tishwash:  Finance Minister stresses Iraq's keenness to strengthen economic relations with Japan

Minister of Finance Taif Sami stressed Iraq's keenness to consolidate economic relations with Japan.

A statement by the Ministry of Finance stated: "Sami received, today, Thursday, at the ministry's headquarters, the new Japanese Ambassador to Iraq, Akira Endo, and during the meeting, ways to enhance joint cooperation between the two countries in the economic and financial fields were discussed."

According to the statement, the two sides discussed the importance of benefiting from Japanese expertise in supporting development and investment projects inside Iraq, in addition to strengthening financial and trade cooperation mechanisms between Baghdad and Tokyo.

The minister stressed Iraq's keenness to consolidate economic relations with Japan, praising the role played by Japanese companies in implementing development projects inside the country.

For his part, the Japanese ambassador expressed his country's readiness to continue supporting Iraq in various fields, pointing to the importance of the partnership between the two countries in achieving sustainable development. link

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Tishwash: Iraq and Egypt.. 12 multi-sectoral memoranda of understanding

The Iraqi-Egyptian Supreme Committee held its third session in Baghdad, where the meeting was headed by the delegations of the two countries, Iraqi Prime Minister Mohammed Shia al-Sudani, and his Egyptian counterpart, Mustafa Madbouly, who arrived in Baghdad today, Thursday.

The meeting witnessed a briefing by the Minister of Commerce, Athir Dawood Al-Ghariri, and the Egyptian Minister of Planning, Economic Development and International Cooperation, Ms. Rania Al-Mashat, on the overall aspects of cooperation between the two countries in various levels and fields.

At the conclusion of the meeting, the minutes of the meeting of the Iraqi-Egyptian High Committee were signed, and the bilateral memoranda of understanding listed below were signed:

1. Memorandum of Understanding for land transport of persons and goods between the Ministries of Transport in Iraq and Egypt. 

2. Memorandum of Understanding in the field of promoting competition and combating monopolistic practices between the Competition Affairs and Anti-Monopoly Council in Iraq and the Competition Protection and Anti-Monopoly Authority in Egypt.

3. Proposed cooperation protocol between Iraq and Egypt in the field of local development. 

4. Memorandum of Understanding between the Baghdad Municipality and Cairo Governorate. 

5. Memorandum of Understanding in the field of antiquities and museums between the General Authority for Antiquities and Heritage at the Ministry of Culture and the Supreme Council of Antiquities of Egypt. 

6. Memorandum of Understanding in the field of standardization and quality control between the Central Organization for Standardization and Quality Control in Iraq and the General Organization for Standardization and Quality in Egypt. 

7. Memorandum of Understanding for cooperation in the field of regulating control and supervision of financial markets (financial control) between the Securities Commission in Iraq and the General Authority for Financial Supervision in Egypt. 

8. Executive program between the Ministries of Culture in Iraq and Egypt (2025-2027).

9. Memorandum of Understanding between the Iraqi National Library and Archives and the Egyptian National Library. 

10. Memorandum of Understanding for cooperation in the field of communications and information technology, between the Iraqi Communications and Media Commission and the Egyptian National Telecommunications Regulatory Authority. 

11. Draft Memorandum of Understanding in the field of construction, operation and maintenance of silos between the Iraqi General Company for Grain Trade and the Egyptian Holding Company for Silos. 

12. Memorandum of Understanding and Cooperation between the Federation of Iraqi Chambers of Commerce and the General Federation of Egyptian Chambers of Commerce. link

Mot: 6 yr old already has it right ... Dang!!! LOL

Mot: ole ""Mot"" Says!! - Just let it all hang out

Seeds of Wisdom RV and Economic Updates Thursday Evening 1-30-25

Good Evening Dinar Recaps,

COINBASE FILES TO LIST SOLANA AND HEDERA FUTURES ON ITS DERIVATIVES TRADING PLATFORM

▪️Coinbase Derivatives has filed to list new futures contracts for Solana and Hedera tokens on or after Feb. 18.

▪️The move comes amid a flurry of regulatory filings to list new assets like crypto ETFs and derivatives.

Coinbase Derivatives, a subsidiary of the U.S.-based crypto exchange, has filed to list new futures contracts for Solana and Hedera, according to separate regulatory filings on Thursday. The exchange is looking to list these new contracts, which will be cash-settled on a monthly basis, on or after Feb. 2025.

Coinbase is the latest firm looking to capitalize on the improved market sentiment and the possibility of positive regulatory advancement under the Trump Administration.

CME, for instance, appears to be readying to launch SOL and XRP futures in the coming weeks, while asset managers such as VanEck and ProShares submitted a flurry of crypto ETF filings to trade Litecoin, XRP and Solana in the days leading up to Inauguration Day.

Launched in June 2021, Coinbase Derivatives is regulated by the Commodity Futures Trading Commission as a “designated contract market” to allow users to trade crypto derivatives like futures contracts on various digital assets, including BTC and ETH.

If approved, the new Solana futures will have a contract size of 100 SOL (around $24,000) contract notional, or the monetary value of a futures contract at a given price. Trading terminates at 4:00 PM London time on the last Friday of the contract month. 

The exchange also filed to list a “nano” Solana contract with a size of five SOL. The Hedera contract would track 5,000 Hedera tokens.

Nodal Clear, LLC, a CFTC-registered derivatives clearing organization, will clear the contracts.

“The Exchange has spoken with FCMs and market participants who support the decision to launch a nano Solana Contract. The Exchange is not aware of any substantive opposing views to the Contract,” Coinbase wrote in all three regulatory filings.

@ Newshounds News™

Source:  The Block

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TETHER DISAPPOINTED WITH ‘RUSHED ACTIONS’ ON MICA-DRIVEN USDT DELISTING IN EUROPE

MiCA-triggered crypto changes in Europe could create a “disorderly” market, according to USDT stablecoin operator Tether.

Stablecoin operator Tether addressed European cryptocurrency regulations amid exchanges like Crypto.com preparing to delist its USDt stablecoin in Europe tomorrow.

Tether expressed disappointment over market developments in Europe amid changes triggered by the enforcement of the European Union’s Markets in Crypto-Assets (MiCA) framework.

Crypto.com, a global crypto exchange, confirmed on Jan. 29 it will start delisting Tether’s USDt stablecoin and nine other tokens on Jan. 31 to comply with MiCA regulations.

“It is disappointing to see the rushed actions brought on by statements which do little to clarify the basis for such moves,” a spokesperson for Tether told Cointelegraph.

EU consumers under risk of “disorderly” crypto market

MiCA-triggered changes pose significant risks for EU consumers and the local crypto market, with exchanges like Crypto.com preparing to delist multiple tokens, according to Tether.

“These changes affect many tokens in the EU market, not only USDt, and we fear that such actions will lead to further risk being placed on consumers in the EU,” Tether’s representative said.

According to Tether, such regulatory developments in the EU could create a “disorderly” market at a time when MiCA is still in the early stages of implementation.

As previously mentioned, Crypto.com’s MiCA-forced delisting process is set to affect a total of 10 tokens, including Wrapped Bitcoin (WBTC) stablecoin and more.

Coinbase — an exchange that delisted USDT in December 2024 — said at the time it would delist six tokens to comply with MiCA. The exchange delisted WBTC on the entire Coinbase platform for other reasons on Dec. 19, 2024.

“We regularly review the assets we make available to customers on our platform to ensure we are meeting regulatory requirements, and will assess re-enabling services for stablecoins that achieve MiCA compliance on a later date,” a Coinbase representative told Cointelegraph on Jan. 30.

The spokesperson also mentioned that Coinbase has so far delisted a total of eight tokens to comply with MiCA.

Tether finalizes European strategy for USDt

Apart from broader consumer risks potentially arising from MiCA-triggered ecosystem changes, Tether reiterated that MiCA poses negative implications for stablecoins licensed in the EU.

“As we have consistently expressed, some aspects of MiCA make the operation of EU-licensed stablecoins more complex and potentially introduce new risks,” Tether said.

Tether’s representative also again highlighted differences in stablecoin use cases between Europe and emerging markets, where USDT is extremely popular. “The USD stablecoin market is almost negligible in Europe,” the spokesperson noted.

At the same time, Tether still commends EU regulators for their efforts in establishing a structured framework, as it plays a key role in fostering growth within the sector, the spokesperson noted, adding:

“As Tether finalizes its European strategy for USDt, it remains committed to ensuring compliance with evolving regulations while introducing groundbreaking technologies such as Hadron and investments in transformative projects such as Quantor, designed to be MiCA compliant.”

Tether’s comments come shortly after the European Securities and Markets Authority pushed European crypto asset service providers (CASP) to start restricting non-MiCA-compliant stablecoins by the end of January.

While still allowing the listing of those tokens in sell mode until March 31, the regulator has asked CASPs to completely restrict non-compliant stablecoins by the end of the first quarter of 2025.

@ Newshounds News™

Source:  CoinTelegraph

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CZECH NATIONAL BANK GOVERNOR TO PROPOSE $7B BITCOIN RESERVE PLAN

The Czech National Bank may invest up to 5% of its reserves in Bitcoin, potentially acquiring $7.3 billion in BTC as part of its diversification strategy.

The Czech National Bank (CNB) may become the first European central bank to invest in Bitcoin as part of its diversification strategy for the country’s foreign exchange reserves.

CNB Governor Aleš Michl is set to present his Bitcoin acquisition plan to the bank’s board meeting on Jan. 30, he told the Financial Times.

If approved, the investment may amount to over $7.3 billion in Bitcoin purchases, given the CNB’s total reserves of more than $146 billion, according to André Dragosch, head of research at Bitwise 

@ Newshounds News™

Read more:  CoinTelegraph

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Even the US Government is Worried There Won’t Be Enough Electricity

Even the US Government is Worried There Won’t Be Enough Electricity

Notes From the Field  January 27, 2025  By James Hickman (Simon Black)

It was known as the “Timber Famine” in 18th-century Great Britain. And it was no exaggeration to say that it was a national crisis: Britain was running out of wood.

The first major reason was population growth; wood was the major material and fuel source of the era, used for cooking, heating, and construction. And Britain’s booming population growth created insatiable demand for timber.

The second reason was technological advancement. New machines like steam engines needed a reliable fuel source to generate heat... causing demand for wood to skyrocket.

Soon timber demand outstripped supply. Loggers cleared out entire forests, and timber prices shot up dramatically. British writer Malachy Postlethwayt lamented in 1747, “So great is the scarcity of wood. . . that where cord wood had been sold at six and seven shillings per cord, it is now sold for upwards of fifteen and twenty shillings; and in some places is all consumed.”

But Britain’s timber famine wasn’t just an economic problem—it was a matter of national security.

The domestic iron industry needed wood to fuel its fires. And with the timber shortage came a major risk of having to rely on foreign imports. Moreover, the timber famine also jeopardized the ability for the Royal Navy and merchant fleets to build new ships and repair existing ones.

The solution was clear: Britain needed to switch to a well-known alternative fuel source: coal.

But it didn’t happen without serious resistance.

Those profiting from the timber trade formed a powerful lobby, and the politicians in their pocket made ridiculous, specious arguments against coal.

Coal critics even went as far as arguing that the smell of wood smoke was preferable to coal smoke, and cleverly labeled coal “the devil’s excrement.”

Another criticism was that coal production was too dangerous (compared to logging). But technology fixed that too. Inventions like water pumps and safety lamps dramatically improved conditions in coal mines.

In the end, coal overcame the criticism and became the primary fuel of the Industrial Revolution; and the world became vastly more prosperous as a result of the combination of cheaper, more efficient energy, combined with groundbreaking productive technology (like the steam engine).

The world faces a similar choice today.

Like Britain throughout the 1700s, significant population growth has increased demand for electricity around the world, including in the US. And while there’s no “timber famine” today, there are major challenges in the production of electricity.

Much of this is self-inflicted. Years of climate fanaticism have pushed power companies to shut down coal-fired plants and replace them with inefficient wind and solar facilities.

Look, I like a clean environment as much as anyone. But the reality is that wind and solar simply aren’t as clean as the mainstream narrative would have you believe.

The mining of key input materials like germanium, cobalt, etc. is incredibly filthy. Batteries are filthy. The manufacturing process is filthy. And that doesn’t even get into child labor issues.

Plus, with wind and solar, you have to build in all sorts of extra redundancy for times when the wind doesn’t blow. Or, you know, night time, when the sun doesn’t shine. And all that extra redundancy increases the environmental waste even more.

Despite the costs and limitations, however, the share of wind and solar powering America’s grid is higher than ever before. This is a major reason why the electrical grid is struggling to keep up with surging demand.

Aside from population growth, another key driver of demand is new technology. Similar to Britain in the late 1700s, it’s well known now that our modern technology (AI) consumes massive quantities of electricity.

The net result of this supply and demand imbalance is a major concern for looming electricity shortages.

Elon Musk predicted last March that “the world will face supply crunches in electricity” this year. He’s far from alone.

One of the ventures that I’ve invested in (along with many of our Total Access members) is a technology company that focuses on specialized microchips. And the head of sales told me he was in the Washington DC area last week meeting with various government officials who are prospective customers.

One of the major concerns they expressed to him was that there simply wasn’t going to be enough electricity to meet their needs (hence their interest in our technology, which is designed to consume less power).

They recognize that there isn’t enough electrical production capacity coming on line to match demand. They also understand that demand for electricity can (and likely will) grow much faster than supply.

And it was extraordinary that even government officials were complaining about the intense, bureaucratic regulation at the local, state, and federal level to bring new power plants online. God forbid you have to displace a bird’s nest, which might set you back several years.

In Britain’s timber famine, they solved their supply shortage by turning to a better technology: coal.

Today there is also a vastly superior technology, and that’s nuclear.

We’ve written about this before— the idea that a single rock can power a small city is nothing short of astonishing. But like coal in Britain’s industrial age, nuclear power today has plenty of detractors.

But the latest emerging technology— small scale reactors— dispenses with virtually all criticism. It’s safer, cleaner, and cuts down on 90% of the waste. It’s also cheaper and faster to build, requiring 80% less energy to construct than traditional reactors.

And it has the potential to drive widespread prosperity throughout the world— something cheap energy has always been able to do.

A lot of countries have already woken up to this idea, which is why places like China, India, and even Russia have been rapidly building their own nuclear reactors.

Europe has naturally been shutting theirs down, but those governments are clearly insane. And if you have a problem with their self-destructive decisions then you’re a far-right fascist. Those people are in serious need of psychiatric care.

The US is now waking up from its green fantasy. And as America often does, it’s starting this race from behind... but will probably catch up quickly.

All of this makes uranium, i.e. the fuel source for most nuclear reactors, one of the most critical resources in the world.

Yet the supply chain for uranium is fragile, and the market is painfully underdeveloped. Decades of disinterest in nuclear have kept uranium exploration and production at a standstill, even as global demand is poised to soar.

The US government is acutely aware of this risk. In 2020, Congress established the US Uranium Reserve, allocating $75 million to buy domestically-produced uranium.

But $75 million is nothing. Even with this program, domestic production is expected to fall far short of what’s needed to fuel the next generation of reactors.

Meanwhile, the uranium market is taking notice. Prices have more than doubled since 2021, but they remain well below the levels needed to incentivize new production.

The few publicly traded uranium miners and developers have seen their stocks surge. Yet most investors remain unaware of just how critical this resource will become.

Uranium is also a quintessential real asset— a critical resource that is vital to economic prosperity and new technology.

Yet, again, uranium is in a deficit. Demand already outpaces supply, and that imbalance is only set to worsen.

That likely means skyrocketing uranium prices. And massive profits for the few producers left— many still trading at quite modest valuations.

To your freedom,   James Hickman   Co-Founder, Schiff Sovereign LLC

 https://www.schiffsovereign.com/trends/even-the-us-government-is-worried-there-wont-be-enough-electricity-152012/

Evening News with MarkZ and Dr. Scott Young. 01/30/2025

Evening News with MarkZ and Dr. Scott Young. 01/30/2025

MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

THANK YOU ALL FOR JOINING. HAVE A BLESSED NIGHT! SEE YOU ALL IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

Youtube:    https://www.youtube.com/watch?v=ZHMk4TM5dao

More News, and Opinions Thursday PM 1-30-2025

Ariel: Only One Way out, Rate Change or Sink

Jan. 30, 2025

Things are lining up nicely. Donald Trump is putting pressure on them in many ways and it’s choking their economy. He has basically gotten rid of the double-speak and narrowed everything down to one tunnel entrance.

No getting over or under this time. Only one way out. Rate change. Or sink.

Game Time

And guess what was published today? The RLUSD audit. Do you know what is next? Regulation.

And what is supposed to happen on January 31st? Isn’t something supposed to be delisted? Oh’ that’s right Tether. Which of course will devalue Bitcoin. Which I do not think will be in any reserve.

Things are moving rapidly people. This tells me how close we are now that a vote on the amendment to the Iraqi 2025 budget has been agreed upon.

Watcher Guru:  JUST IN: Federal Reserve Chair Jerome Powell says "banks are perfectly able to serve crypto customers."

https://x.com/i/status/1884699251860553789

Money, money, money.

Majeed:  Senior US treasury official travel to Iraq today to counter illicit finance And the budget will be passed Sunday

Today's meeting ended with a unanimous vote in favour of the proposed text for the amendment to the budget law This came from the Head of the Kurdistan Democratic Party bloc in the Iraqi Council of Representatives:

You want an apparatus of where we are simplified? Because this list is a prime indicator towards definitive outcomes that are scheduled to take place for an historical time ahead. I told you all this will be an action packed week.

And we will not be disappointed. Because you will have a lot of people upset and dancing at the same time. Nor all news is good news for everyone.

Those who cling to the old will have a hard time adjusting. You see a glimpse of this from the cabinet hearings taking place. And it will be the same for those in the crypto world. So tighten up folks. The New Republic is about to take off.

Serving The Divine:  SAB 21 passed Powell - banks can hold crypto Tether delisting 31st Jan Iraq to pass budget law on Sunday RLUSD audited and passed and open Bank of England gold delivery time to 4-8weeks Sunshine act meeting tomorrow Charts on XRP coiled and set What I miss?

https://dinarchronicles.com/2025/01/30/ariel-prolotario1-only-one-way-out-rate-change-or-sink/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Walkingstick  Question: "What do you think about the new Treasury Secretary going to Iraq?"  Isn't it wonderful that his first mission was to go to Iraq...I think they're celebrating 1 to 1... This is a re-denomination.  They're going to drop the three zeros from the exchange rate and they're going to drop them from their physical currency and they'll come out with a re-denomination of currency without zeros that will match a 1 to 1 rate.

Frank26   [Iraq boots-on-the-ground report]  FIREFLY:  The United States Treasury Secretary just arrived in Iraq and it’s a meeting with Sudani and the CBI on the news…Television is showing Alaq talking about an imminent launch of initiatives to give economic stability… FRANK: Many American officials are going to Iraq.  To see the new Secretary of Treasury join the CBI and Alaq and Sudani in his meeting is very big news…This is big.  We have been waiting for this Secretary of Treasury to show up.  I am excited to see what the results are after the meeting…

************

TNT:

Tishwash:  Foreign Minister: We are holding talks with America regarding the presence of its forces in Iraq and we are considering visiting Damascus

Foreign Minister Fuad Hussein announced that Iraq needs international support to confront the threats of ISIS.

Hussein said in a press statement: "The presence of about 10-12 thousand ISIS elements in SDF prisons poses a threat to Iraq."

He pointed out that "discussions are underway with the United States regarding its presence in Iraq and the development of bilateral relations."

He added, "There is no official visit by the Iraqi Foreign Minister to Syria at the moment, but it is under consideration."

He pointed out that "Iraqi-Turkish talks focus on the situation in Syria and the threats of ISIS." link

The Collapse of the Dollar: A Simple Breakdown of a Complex Crisis

VRIC Media:  1-30-2025

https://www.youtube.com/watch?v=O2mMASKka0g

Bullion Banks Scramble To Borrow Central Bank Gold After Big Shipments To US

Arcadia Economics:  1-30-2025

Bullion Banks Scramble To Borrow Central Bank Gold After Big Shipments To US

It hasn't been a good week if you're counting on the stability (or lack thereof) of the gold market.

As the latest news is that the bullion banks are now scrambling to borrow gold from central banks after large outflows from London to New York.

So it's getting exciting in the precious metals markets, and to find out the latest about what's going on, click to watch this video now!

https://www.youtube.com/watch?v=Xh3y0i9AaHw

Seeds of Wisdom RV and Economic Updates Thursday Afternoon 1-30-25

Good Afternoon Dinar Recaps,

BRICS: CHINA TRADE SURPLUS HITS $1T AMID US FACEOFF

The last several months have seen geopolitical tensions between the global South and West increase. At the center, new United States president Donald Trump has warned of impending 100% tariffs on the alliance. Yet one of the BRICS leading nations, China, has recently announced a trade surplus of $1 trillion amid its ongoing US faceoff.

The growth of China as a prominent global economy is undeniable. Moreover, it has only reinforced the growing rivalry with the United States that could continue well into 2025. However, the Eastern Asian nation has continued to solidify its position at the forefront of an economic alliance that could be growing in its allure.

China Announces Trade Surplus and Economic Growth as US Targets BRICS

In 2024, Donald Trump won a historic presidential election. The outcome was clear, and he was set to lead his second nonconsecutive term as commander-in-chief. 

A key part of his campaign was ensuring the US dollar stood as the world’s currency. That placed his incoming administration in direct conflict with the BRICS alliance

For much of the last several years, the BRICS bloc has sought to challenge the dominance of the greenback. Moreover, they have even considered the creation of their own economic alliance. A big reason was to create an alternative world order, one that doesn’t so easily rely on the West.

That message caught on, and its influence is what drove Trump to focus on countering it. Yet, recent data has reinforced why it became important to begin with. Indeed, BRICS nation China has announced its trade surplus has hit $1 trillion amid its US faceoff.

That reality reinforces the potential of the Chinese economy to continue to flourish. The US goods trade deficit reached a record $122 billion, according to a Reuters report. Moreover, China has also announced a 5% economic growth figure, which only assures it is a key alternative to Western dominance.

Trump has warned of incoming tariffs, but the data makes that a concerning proclamation. How both sides respond will have monumental geopolitical implications.

To this point, China has not budged on its BRICS-related efforts. Alternatively, the US President has not sought producing discussions. Only time will tell where the faceoff goes in the coming months.

@ Newshounds News™

Source:  Watcher Guru

~~~~~~~~~

ECB CUTS RATES, LAGARDE RULES OUT BITCOIN IN EU RESERVES

The European Central Bank cut interest rates as expected on Thursday and left the option for more easing open. It maintained that inflation in the euro zone is mostly under control, despite concerns about global trade.

ECB Cuts Rate To 2.75%

The European Central Bank made its fifth rate cut since June, lowering the deposit rate from 3.0% to 2.75%. Despite some signs of recovery in recent surveys, the euro zone economy remains weak, and inflation is still slightly above the ECB’s 2% target.

This economic situation made the rate cut necessary to support growth and keep inflation under control. “The disinflation process is well on track,” noted the ECB.

The ECB noted that inflation is still high because wages and prices are adjusting slowly after the past inflation surge. However, wage growth is slowing down as anticipated, and company profits are helping to reduce the impact of inflation.

Policymakers Relieved

Besides, the policymakers were likely relieved after U.S. President Donald Trump’s new administration didn’t impose the feared blanket trade tariffs. However, his threats continue to cast a shadow over the economic outlook. Tariffs often weaken economic growth, and if countries respond with their own tariffs, it can drive up inflation. This could complicate the ECB’s plans to ease interest rates.

Recently, the US Federal Open Market Committee (FOMC) announced its first monetary policy decision of 2025 noting that it will keep interest rates steady at the 4.25% to 4.5% range, which was in line with expectations.

Bitcoin Won’t Enter EU Reserves

Besides, the European Central Bank President Christine Lagarde said that she was confident that Bitcoin would not enter reserves in the European Union.

“There is a view around the table of the Governing Council and most likely the General Council as well that reserves have to be liquid, that reserves have to be secure, that they have to be safe, that they should not be plagued by the suspicion of money laundering or other criminal activities,” Lagarde noted.

As a result, she stated that she is confident Bitcoin will not be included in the reserves of any central bank within the General Council.

Czech Reublic Faces Concerns Over Bitcoin Reserve Proposal

The Czech Republic is also preparing to adopt a Bitcoin reserve, but Finance Minister Zbynek Stanjura has raised concerns about the country’s Bitcoin strategy. In response to Czech National Bank (CNB) Governor’s Bitcoin proposal, the Finance Minister voiced concerns about Bitcoin’s instability and volatility. He argued that Bitcoin is unsuitable as a national reserve due to its highly volatile nature and emphasized that the government cannot override the CNB’s decisions.

@ Newshounds News™

Source: Coinpedia

~~~~~~~~~

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Millionaires Live by These Rules To Build Wealth

Millionaires Live by These Rules To Build Wealth — Experts Explain If They’ll Work for You

Angela Mae  Mon, January 27, 2025   GOBankingRates

There’s an estimated 24.5 million millionaires in the United States. That’s a relatively small percentage of the country’s population, but it’s also not zero — meaning it’s very possible for more people to achieve “millionaire” status. It’s all about being strategic and intentional with your money and financial decisions.

If you’ve decided to truly pursue the goal of becoming a millionaire, you might be wondering how to get started. What types of rules do millionaires — especially self-made ones — follow to build (and maintain) their wealth?

Here’s the answer, according to a Forbes article, and how well the average person can follow those rules to do the same, as per the experts.

Pay Yourself First

Building wealth can take a while, but you can get yourself on the right path by prioritizing saving money before you prioritize spending it. In other words, pay yourself first.

According to the Forbes article, you should be saving 20% to 30% of your total income. This means you should save $20,000 to $30,000 for every $100,000 you make. You can do this based on either net or gross income, but gross will result in greater savings potential.

“By prioritizing savings and investments before any discretionary spending, individuals ensure that they are consistently building wealth,” said Shirley Mueller, founder of VA Lans Texas. “The earlier you begin this habit, the more time your money has to grow, particularly through the power of compound interest.”

Live Below Your Means

Millionaires stay millionaires not because they flaunt what they have or spend their money with abandon, but because they live below their means. But they become millionaires because they also think big.

This means spending less than you earn, which could entail eliminating those unnecessary expenses or reevaluating your budget. And it means dreaming of — and planning for — a bigger future.

“Resist the urge to splurge! Once of the most common financial mistakes people make is to drastically increase their expenses as soon as their income increases,” said Melissa Murphy Pavone, founder at Mindful Financial Partners.

“Avoid the urge to spend more as you make more. Instead save more. Invest the difference. As you get a raise, give yourself a raise. Increase your 401(k) contribution. Add to your emergency fund. Your future self will thank you.”

Be Strategic With Debt

According to Experian, the average U.S. consumer has $104,215 in total debt — including mortgages and other loans. But while some debt is “good” — or rather, useful — much should be avoided.

TO READ MORE:  https://finance.yahoo.com/news/millionaires-live-rules-build-wealth-210100915.html

Economist’s “News and Views” Thursday 1-30-2025

Gold To Surge Past $3k on This Market Move, Stock Market on Verge of ‘Topping Out’ | Chris Vermeulen

Kitco News:  1-29-2025

The Federal Reserve just held interest rates steady, but US central bank Chair Jerome Powell removed key language about inflation progress, sending stocks tumbling and Treasury yields surging past 4.5%.

 With traders now pushing back rate cut expectations to July, is Powell ignoring warning signs of slowing growth? Meanwhile, Trump is turning up the heat, demanding immediate rate cuts and claiming he knows interest rates better than Powell.

If the Fed holds firm, could the White House start targeting the central bank? At the same time, gold is nearing $3,000, but a liquidity crunch is draining UK vaults as bullion shifts to New York.

Are traders bracing for potential Trump tariffs on gold, or is something bigger at play? Chris Vermeulen, Founder & CIO of The Technical Traders, joins Kitco News to break down these major market moves, the risks ahead, and where the best trades are right now. Key Topics:

Powell removes inflation language – Is the Fed shifting course?

Trump vs. Powell: Political pressure or market necessity?

Stock market topping out – What signals traders should watch

Gold’s liquidity crunch – Is something bigger happening?

Silver’s lagging behind – A buying opportunity or a red flag?

Best trades now – Stocks, gold, or cash?

00:00 Introduction

 01:49 Fed's Strategy and Market Impact

03:31 Trump's Influence on Interest Rates

06:32 AI Sector Analysis

 14:15 Gold and Silver Market Trends

24:21 Best Trades and Investment Strategies

 29:47 Conclusion

https://www.youtube.com/watch?v=SMK84sj2SFA

NEGATIVE RATES ARE COMING. AND THAT MEANS MASSIVE CURRENCY PURCHASING POWER DESTRUCTION.

Greg Mannarino:  1-30-2025

https://www.youtube.com/watch?v=Igli2312ckc

How Rising Bond Yields Impact Stocks and Real Estate

Heresy Financial:  1-29-2025

TIMECODES

 00:00 Why treasury yields haven't been this high since 2007

01:08 Stocks that win and lose when rates rise

03:20 The next long-term cycle of inflationary deleveraging

05:21 Office and multifamily crash in commercial real estate

06:32 Homebuyer sentiment and single-family strength

07:51 Real estate’s mixed outlook sector by sector

 09:44 Building a future-ready portfolio with a long-term strategy

https://www.youtube.com/watch?v=6jcDnWrhed4

News, Rumors and Opinions Thursday 1-30-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Thurs. 30 Jan. 2025

Compiled Thurs. 30 Jan. 2025 12:01 am EST by Judy Byington

What We Think We Know as of Thurs. 30 Jan. 2025: 

Trump is ready to tear down the Federal Reserve and IRS and replace them with a fair, simple system: A 14% flat tax on non-essential goods—no taxes on food, medicine, or housing. A gold-backed currency that ends the Federal Reserve’s stranglehold.

If the tariffs work out no income tax, no IRS, Nesara/Gesara is here. …Julian Assange

Wed. 29 Jan. 2025 TRUMP ANNOUNCES: NO INCOME TAX, NO IRS! NESARA GESARA IS HERE! …Julian Assange on Telegram

KABOOM! It’s January 26, 2025, and President Donald J. Trump just dropped the biggest bombshell in American history! Standing before a roaring crowd, he declared:

“How about no tax? We could do that. If the tariffs work out, a thing like that could happen!”

This is more than a promise—it’s the beginning of the NESARA GESARA era, a golden age where financial slavery ends, and freedom reigns!

GOODBYE INCOME TAX, HELLO FREEDOM! For over a century, the IRS has drained the lifeblood of the American people. Trump’s vision? No more income tax. No more property tax. NO IRS. This isn’t just talk. Trump’s plan is rooted in history—America thrived without income taxes before 1913. What changed? The Federal Reserve and the IRS were created, enslaving Americans under a corrupt system.

Now, Trump is ready to tear it all down and replace it with a fair, simple system: A 14% flat tax on non-essential goods—no taxes on food, medicine, or housing. A gold-backed currency that ends the Federal Reserve’s stranglehold.

NESARA GESARA: THE PEOPLE’S RESET: This isn’t just an idea; it’s a revolution! Under NESARA GESARA: Debt erased—mortgages, loans, and credit card debt wiped out! IRS abolished—no audits, no harassment. Financial privacy restored—Big Brother is out of your wallet.

TARIFFS:: How will this work? Trump’s strategy is simple: tariffs on foreign imports. By taxing global elites and foreign competitors, he protects American workers while funding the government without stealing from your paycheck.

THIS IS IT—THE GOLDEN AGE HAS ARRIVED!: Trump isn’t just changing policy; he’s changing lives. The NESARA GESARA framework ensures: True ownership—no property taxes. Unhackable elections with the new QFS voting system. Global prosperity through humanitarian projects.

IT’S TIME TO RISE! The Storm is here, and Trump is leading the charge. The old system is crumbling. Are you ready to embrace the future? Freedom is calling.

Read full post here:  https://dinarchronicles.com/2025/01/30/restored-republic-via-a-gcr-update-as-of-january-30-2025

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Mnt Goat  Article:  “IRAQ BOOSTS FINANCIAL STABILITY WITH HUGE DOLLAR AND GOLD RESERVES IN US, EUROPE”.   ...Boy, oh boy they are teasing us dinar investors once again. They are flaunting their wealth once again but the IQD is still at 1/6 of a penny and NOT traded on FOREX?  Meanwhile Iraq has 43% more oil reserves than Kuwait...and just founded two more major wells besides....Kuwait is at 1 KWD = 3.25 USD on FOREX...If we pay attention we can see the writing is on the wall and their economists see it now too.

Walkingstick   President Trump put the world on notice that the American dollar will be the reserve currency of the world with or without you.  Trump protects the United States dollar and the IQD.  Our military forces have poured into Iraq from one area to refortify what we have.  Why?  To protect the reforms, to protect the currency.  Trump was saying I'll take your oil but I'm going to drill baby, therefore I'll take a new exchange rate for the IQD that I have in my reserves and deal, deal, deal or no deal...

BRAKING NEWS: World Bank -Iraq | DRP Completion 2028

Edu Matrix:  1-30-2025

BRAKING NEWS World Bank - Iraq | DRP Completion 2028 - Iraq is on the brink of transformative economic reforms, marked by a pivotal partnership with the World Bank.

 In a crucial meeting on January 28, Prime Minister Mohammed Shia al-Sudani emphasized the importance of this collaboration in enhancing Iraq's non-oil economy and job creation.

The ambitious Development Road Project, costing $18 billion, aims to connect southern Iraq to the Turkish border, significantly boosting the nation’s geopolitical standing and generating thousands of jobs by 2028. Iraq is poised to attract international investments as the World Bank commits to supporting vital infrastructure projects.

 Watch our video to learn more about these developments and their impact on Iraq’s future!

https://www.youtube.com/watch?v=5wu4wjcs49I