DINARRECAPS8 1/2/25 DINARRECAPS8 1/2/25

Seeds of Wisdom RV and Economic Updates Thursday Evening 1-2-25

Good Evening Dinar Recaps,

HOW DISTRIBUTED LEDGER TECHNOLOGY CAN ENHANCE CROSS BORDER PAYMENT SOLUTIONS

Over the last few years, financial institutions around the world have embraced tokenization for capital market asset management. Kelvin Li, Head of Platform Tech and Jessica Cao, Head of International Financial Institutions Partnerships at Ant International, discuss how distributed ledger technology can be leveraged with tokenized assets to enable interoperability.

Tokenization as a concept can have different meanings. In the domain of payments and settlement, it typically refers to the integration of new technologies to either expand their capabilities or improve their performance through distributed ledger technology (DLT).

Good Evening Dinar Recaps,

According to a 2024 McKinsey report, the tokenized asset market is projected to grow to $1.9T by 2030, with tokenized deposits projected to reach a market capitalization of $1.1T and other assets classes making up the remaining $0.8T.

The nature of tokenized deposits could inherently lend itself to facilitate near real-time in a cross border environment. The current offering of tokenized deposits is bounded by a single platform or issuer, while cross border payments entail different currencies and payment systems. This means that tokenized deposits would need a way to be exchanged to ensure the transfer of funds from one jurisdiction to another can be completed end-to-end.

Considering its potential to revolutionize cross border payments, leading industry players are working towards an interoperable tokenized asset ecosystem that could address these challenges. One solution could be a token exchange model enabled by liquidity providers. While liquidity provision is not a novel concept, innovation in the Web 3.0 space, by platforms such as Uniswap, significantly popularized and advanced the concept by making liquidity provision more accessible. In the regulated world, a similar model can be borrowed to incentivize liquidity provision.

At a mature stage where token types are no longer a barrier to payments, we then can reap the benefits of DLT to enable lower costs, real-time atomic payments, more efficient reconciliation and more secure transmissions, bringing about the next evolution of cross border payments.

Enabling Liquidity Providers in Token Exchange

Liquidity providers would play a key role in facilitating cross-issuer or cross-currency tokenized deposit transfers. In this context, the liquidity provider would perform the token exchange and provide the price quotation for different token pairs. Leveraging smart contracts, the liquidity provider can perform on-chain fulfilment of the token swap, ensuring transparent, immutable and secure transactions to occur in real-time. In addition, programmability embedded in the tokens, such as conditional payments, would be able to enhance transaction efficiency and flexibility.

For example, conditional payments can automate processes such as releasing funds only when predefined conditions are met, reducing the need for intermediaries for lower cost and mitigating risks of disputes.

This programmability can also enable features like automated compliance checks, escrow arrangements, or milestone-based disbursements, all of which can streamline operations.

While liquidity providers are rewarded with liquidity cost and price spread, the entry of more liquidity providers will unlock additional liquidity. Additionally, liquidity providers could exchange tokenized deposits with each other, creating a more robust and interconnected liquidity network.

This would further enhance market efficiency by enabling seamless transfers and price discovery across different currencies and platforms.

We do recognize the potential drawbacks of this structure, such as the risk of liquidity fragmentation, as liquidity providers would need to separately fund both fiat and token accounts. This could lead to higher costs and, consequently, less efficient price discovery.

However, this structure can be more inclusive compared to existing payment services, potentially driving higher efficiency in cross border payments from end to end.

Ant International’s Multi-Currency Tokenization Deposit for FX Payments

At Ant International, due to the global nature of e-commerce transactions, we initiate and receive payments around-the-clock in multiple jurisdictions. We are piloting an approach for a deposits token exchange model.

Partnering with a liquidity provider, we facilitated cross border payments by leveraging banking partners to provide off-chain FX pricing through Price Oracle.

The tokens used to complete the cross border payments were denominated in different currencies and by different issuers. We found that the token exchange model was a potential solution for cross border payments using tokenized deposits and intend to scale up this usage in the future.

With the tokenized asset market and global business-to-business payments market set to increase exponentially in the coming years, financial institutions have started to review and enhance their existing solutions and infrastructure to ensure they are strategically positioned to support this growth. But one asset class or a single financial institution alone will not make a big enough impact.

In order to enhance cross border payment solutions across the entire industry, public-private collaboration still remains key, through industry-wide initiatives. We have already seen a number of forward-looking central banks and regulators launch such programs, which are still ongoing.

These projects will not only help to advance existing technology, they also have the potential to enhance existing laws and regulations and ensure that the key users and beneficiaries of tokenization are protected.

@ Newshounds News™

Source: Ledger Insights

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CHINA’S NEW RULES FORCE BANKS TO FLAG TRANSACTIONS WITH CRYPTO: REPORT

China’s new rules require banks to flag risky transactions, including those involving crypto, making it harder for mainland investors to trade digital assets.

China‘s foreign exchange regulator, the State Administration of Foreign Exchange, has rolled out new rules requiring banks to keep a closer eye on transactions involving digital assets, the South China Morning Post has learned, citing the regulator’s announcement.

The rules, applicable to local banks in mainland China, focus on identifying “risky foreign exchange trading behaviors,” the report reads. These include underground banking, cross-border transactions involving crypto, and illegal financial activities.

Banks now have to track transactions by checking things like who’s involved, where the money is coming from, and how often the trades are happening. Additionally, Chinese banks are also expected to create risk-control measures for these entities and limit their access to certain services, the report says.

The new rules are part of China’s push to tighten control over crypto, including Bitcoin trading and mining, which officials see as a risk to financial stability.

China has taken a tough stance on crypto over the years. Back in 2017, Beijing banned initial coin offerings and shut down domestic crypto exchanges to prevent financial risks. By 2021, things escalated with a full ban on crypto trading and mining. Despite these restrictions, it’s still technically legal for individuals to hold digital assets, though the gray areas in regulation keep things complicated.

@ Newshounds News™

Source: Crypto News

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Dinar Recaps 20 1/2/25 Dinar Recaps 20 1/2/25

Evening News with MarkZ and special guest Dr. Scott Young. 01/02/2025

Evening News with MarkZ and special guest Dr. Scott Young. 01/02/2025

MarkZ Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions

Member: Good evening Dr. Scott! Good evening Mark, mods and friends!

Member: May 2025 be our best year ever!!

Evening News with MarkZ and special guest Dr. Scott Young. 01/02/2025

MarkZ Update- Some highlights by PDK-Not verbatim

Member: Good evening Dr. Scott! Good evening Mark, mods and friends!

Member: May 2025 be our best year ever!!

Member: I know a lot of people were thinking today was RV day …I’m a bit disappointed it didn’t happened today

Member: Hoping Mark has big RV news tonight.

MZ: I love this one: “Iraq ranks first in the world in the concentration of natural resources” Iraq has the highest per kilometer of natural resources in the entire world –oil, gas, precious metals, minerals, gold and rare earth minerals……and more. Trust me they have value to support a higher currency.

Member: if this RV is a private event, is it necessary for the rate to be put on forex? Wouldn’t this make it a public event?

MZ: it is and it isn’t a private event….If you look at how Kuwait did it. It was about 10 days before they put it on forex.

Member: If we aren't going to see it on the forex right away, where can we see it?

Member: Best bet is the CBI- imo

Member: Mark, have you heard word from your bond people today?

MZ: I have so many contacts that have arrived back in their positions this morning in banking, groups and bonds. But I am hitting a wall…..getting silence. Several yesterday said they would check in with me and I am getting nothing. Not sure if its good news or bad news.

Member: I am new…. What is the difference between Tier1, Tier2,Tier 3, Tier 4a and Tier 4b re: payment for RV?

Member: This is older- but I believe it’s still accurate. There are 5 Tiers of folks Exchanging. Tier 1-governments and royalty Tier 2-whales-elite with platforms of currency, corporations, etc. Tier 3-Admirals Group, American Indians, CMKX, large church groups (like the Mormons), etc. Tier 4-all the hundreds of thousands paying attention to intel - internet groups(all of us). Tier 5- those who never paid attn - the general public.

Member: Our lives are shaped not as much by our experiences as by our expectations. Expect good things.

Dr. Scott Young joins the stream tonight. Please listen to the replay for his information and opinions

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod: MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

THANK YOU ALL FOR JOINING. HAVE A BLESSED NIGHT! SEE YOU ALL IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

Youtube: https://www.youtube.com/watch?v=GHgYqguUrls

DINARRECAPS8 1/2/25 DINARRECAPS8 1/2/25

Iraq Economic News and Points to Ponder Thursday Afternoon 1-2-25

Is The Ministry Of Finance Hiding The Facts? A Specialist Reveals The Main Reason For The Lack Of “Cash Liquidity”

Economy/Localities | Yesterday, 23:29 |Baghdad today – Baghdad Economic affairs researcher Haider Al-Sheikh revealed today, Wednesday (January 1, 2025), the direct reason behind the lack of cash liquidity at the Central Bank of Iraq.

The sheikh told "Baghdad Today", "The Central Bank lacks cash liquidity, due to the citizen's lack of confidence in the banking system.

**********************************

There is a lack of confidence among the citizen in both government and private banks, and this matter has led to the storage of cash (the Iraqi dinar) in citizens' homes."". He stated,

“The cash stored with citizens exceeds 15 trillion dinars, and the government and the central bank must address inflation in economic policies by providing banking facilities to citizens in a real and more serious manner.” The researcher in economic affairs added,

“The currency circulating among banks, merchants, and in the market as well, amounts to approximately 85 trillion dinars.”

On Sunday (December 2024), the Ministry of Finance denied that there was a shortage of liquidity to finance employees’ salaries for the current month, stressing its commitment to financing salaries.

The Ministry stressed in a statement received by “Baghdad Today” that

it is “fully committed to the process of financing employee salaries, as the Accounting Department has funded the salary dues for ministries, governorates, and unrelated entities for the current month of December according to the schedules specified for each of them, and it is continuing its efforts to ensure the continuity of disbursing financial dues.” Without any delay or interruption.”

https://baghdadtoday.news/265093-هل-تخفي-وزارة-المالية-الحقائق؟.-مختص-يكشف-السبب-الرئيس-لنقص-السيولة-النقدية.html

Hassan Al-Daghari: Developing The Iraqi Financial Sector Is An Urgent Need

December 31, 2024 Last updated: December 31, 2024 Independent/- Financial affairs expert Hassan Ali Al-Daghari described Iraq's need for an advanced financial sector as necessary and inevitable in light of the continuing need to develop the reality of the national economy. Al-Daghari said:

The volume of work in Iraq is wide and in all sectors without exception, which demonstrates the need for a financial sector capable of providing advanced financial products.

He pointed out the importance of there being harmony between the Central Bank of Iraq and the private banking system, including banks that have proven their existence and have not been subjected to the sanctions imposed by the US Federal Reserve.

He pointed out that the private financial sector is moving to prove its presence and qualitative presence within the work space, and this requires the support and support of the Central Bank of Iraq.

https://mustaqila.com/حسن-الدغاري-تطوير-القطاع-المالي-العرا/

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An Economist Praises The “Asykoda” Automation System: A Step Towards Achieving Important Resources
January 1 12:33 Information / Baghdad.. Economic expert Nabil Al-Ali confirmed, on Wednesday, that the government announced that it would start, from the first of this year, completing the infrastructure to connect all border crossings, by starting to use the “Asycoda” automation system, which will contribute to achieving important financial resources for the public treasury.

Al-Ali said in a statement to the Maalouma Agency, “Completing the linking of the border crossings to an electronic system called (ASYCUDA) is a qualitative leap towards cutting off corruption, in addition to that it will provide the public treasury with high financial resources.” He added,

"Applying automation at border crossings by achieving automation in ministries and institutions, including the e-government project, and providing electronic payment services." He pointed out that

"implementing it will contribute to

     enhancing transparency and accountability,
     simplifying procedures,
     facilitating services, and
     reducing bureaucratic obstacles, in addition to
     establishing good governance and
     combating corruption." Ended / 25 AD

https://almaalomah.me/news/86953/economy/اقتصادي-يشيد-بنظام-الاتمتة-الأسيكودا:-خطوة-باتجاه-تحقيق-موار

Strong Demand Lifts Gold Prices To Two-Week High

Gold bullion. Reuters Arabic and international Economy News - Follow-up Gold prices hit a two-week high on Thursday, supported by safe-haven buying and a decline in U.S. Treasury yields, with focus on U.S. interest rate expectations ahead of President-elect Donald Trump's proposed trade tariffs.

Spot gold rose 1 percent to $2,649.73 an ounce by 14:46 GMT, its highest since Dec. 18.

U.S. gold futures rose 0.8 percent to $2,663.20 an ounce.

Benchmark 10-year U.S. Treasury yields fell, boosting investor appetite for the non-yielding metal.

"I don't see anything on the news that's moving the market, but geopolitics is supporting the market," said Ronna O'Connell, an analyst at StoneX, referring to international tensions as well as financial uncertainty, especially ahead of Trump's inauguration.

Lower interest rates make gold more attractive as a hedge against economic and geopolitical risks.

The market is now awaiting a fresh set of catalysts, including a series of US economic data due next week that could impact interest rate expectations for 2025.

Gold hit several record highs in 2024, rising 27 percent, its biggest annual gain since 2010, amid interest rate cuts by the US Federal Reserve, aggressive buying by central banks and rising geopolitical tensions.

Trump's presidential term is scheduled to begin on January 20.

Proposed tariffs and protectionist trade policies are expected to raise inflation and could spark trade wars, increasing gold's appeal as a safe haven.

As for other precious metals, silver in spot transactions rose 2.1 percent to $29.48 per ounce.

Palladium rose 1.3 percent to $922.04 an ounce, while platinum rose 2.1 percent to $922.85 an ounce.

52 views Added 01/02/2025 - https://economy-news.net/content.php?id=51560

For current and reliable Iraqi news please visit: https://www.bondladyscorner.com/

DINARRECAPS8 1/2/25 DINARRECAPS8 1/2/25

Seeds of Wisdom RV and Economic Updates Thursday Afternoon 1-2-25

Good Afternoon Dinar Recaps,

BINANCE MADE HISTORY: FIRST CRYPTO EXCHANGE TO SECURE BROKER-DEALER LICENSE IN BRAZIL!

▪️Binance crypto exchange secures broker-dealer license in Brazil.

▪️Richard Teng highlights Binance’s dedication to compliance and Brazil’s clear crypto regulatory framework.

▪️Brazil marks Binance's 21st regulatory milestone, solidifying its global leadership in crypto markets.

Good Afternoon Dinar Recaps,

Binance, the world’s leading cryptocurrency exchange, has made a significant move in Brazil by securing approval from the Central Bank of Brazil to acquire a licensed broker-dealer institution. This marks Binance’s 21st global regulatory achievement, and it’s a big win for the platform in Latin America’s largest market.

Binance’s New License in Brazil

With the full approval to take over Sim;paul, a licensed broker-dealer, Binance can now operate with even more efficiency in Brazil. The license not only allows Binance to distribute securities and issue electronic money, but it also makes Binance the first crypto exchange to hold a broker-dealer license in the country.

This new approval positions Binance to better comply with Brazil’s growing regulatory framework for crypto assets.

However, Richard Teng, Binance’s CEO, expressed his excitement about the approval on X. He said Brazil is a growing crypto market, and this approval shows Binance’s commitment to following the rules while offering a safe platform for its users. Teng thanked local regulators for their work in setting clear rules for the industry.

Brazil’s Efforts to Regulate Crypto

Brazil, ranked 10th in the global crypto adoption index, is taking steps to regulate the crypto industry. The Central Bank and IRS have created proposals for new rules and are asking experts and the public for feedback.

Additionally, legislators in the country are discussing bills related to asset segregation and stablecoins, signaling a future-forward approach to crypto regulation.

Binance’s Expanding Global Reach

This approval is just one example of Binance’s commitment to global expansion. The company has also received regulatory approval in other countries like Argentina, India, Kazakhstan, and Indonesia. Binance holds licenses in places like Dubai, France, Japan, and El Salvador, showing its global reach and commitment to following rules everywhere.

@ Newshounds News™

Source: Coin Pedia

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MEMBERS OF US CONGRESS BACKED BY CRYPTO PACS TO TAKE OFFICE ON JAN. 3

Interest groups suggested that a majority of lawmakers in the US House of Representatives would be “pro-crypto” after the 2024 election.

United States lawmakers who benefitted from support from the cryptocurrency industry in their respective 2024 primaries or elections will soon be sworn into office for the 119th session of Congress.

Crypto executives and political action committees (PACs) like Fairshake and its affiliates poured millions of dollars into media buys to support “pro-crypto” candidates in the 2024 election cycle, which could have contributed to some politicians winning in certain tight races across the country.

One of the most high-profile elections saw Republican Bernie Moreno defeating incumbent Ohio Senator Sherrod Brown by roughly 200,000 votes after the Defend American Jobs PAC spent more than $40 million.

According to data from the election influence tracking website Follow The Crypto, 10 new members of the US Senate expected to be sworn in benefitted in some way from funding from the cryptocurrency industry.

From a $6,600 individual contribution from Ripple co-founder Chris Larsen to Maryland Senator Angela Alsobrooks to more than $10 million from the Protect Progress PAC — also a Fairshake affiliate — to support Michigan Senator Elissa Slotkin, crypto money arguably influenced the composition of the next US Senate just as much if not more than other special interest groups.

The makeup of the US House of Representatives is a similar story, with 63 new members taking office in January. Fairshake and its affiliates poured millions of dollars into primary races in 2024 to support both Democratic and Republican candidates who had expressed views favoring the crypto industry.

In one of its biggest expenditures resulting in a win for the candidate, Protect Progress spent roughly $1.7 million in media buys to back Alabama Representative Shomari Figures over Anthony Daniels in the primary for the state’s 2nd Congressional District. Some House candidates, including Texas Representative Sylvester Turner, appeared to have not received any support from crypto executives or PACs.

No signs of crypto money stopping in the next election cycle

According to the advocacy group Stand With Crypto — which also attempted to influence US voters to choose candidates it considered favorable to the industry — roughly 270 lawmakers in the next session of Congress will be “pro-crypto,” with a clear majority in the House.

The composition of both chambers could affect legislation in 2025 on how to regulate crypto in the US through proposed bills like the Financial Innovation and Technology for the 21st Century Act (FIT21).

After their 2024 election wins, some in the industry have suggested that they will continue their approach to supporting candidates in the 2026 midterms and beyond. As of November, Fairshake reported having roughly $103 million to be used for the 2026 election cycle, primarily funded by Coinbase and Ripple. All 435 House members, serving two-year terms, will be up for election again at that time.

@ Newshounds News™

Source: CoinTelegraph

~~~~~~~~~

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Dinar Recaps 20 1/2/25 Dinar Recaps 20 1/2/25

“Bits and Pieces” in Dinarland Thursday Afternoon 1-2-2025

KTFA:

Clare: Instructions and standards for the circulation and exchange of banknotes and the mechanisms for counting and sorting

December 29, 2024

In continuation of our circular No. (34/4/9) dated 1/15/2024, regarding the unification and updating of controls and instructions for the standards for the circulation and replacement of banknotes, we attach the principles, standards and instructions that will be adopted in the counting, sorting, receipt and delivery of banknotes operations .

KTFA:

Clare: Instructions and standards for the circulation and exchange of banknotes and the mechanisms for counting and sorting

December 29, 2024

https://cbi.iq/news/view/2749

Clare: Foreign remittance service

January 02, 2025

We would like to inform all licensed banks and all licensed non-banking financial institutions that Global Odeme Hizmetleri is allowed to provide foreign remittance services within a credit agreement concluded with this bank in addition to Western Union and MoneyGram . For more information, click here . LINK

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Clare: Al-Saadi: Closing the dollar selling platform will not affect its prices

1/2/2025 Information / Anbar..

Economic expert Rashid Al-Saadi confirmed today, Thursday, that stopping the work of the electronic platform for selling the dollar does not affect the rise in the price of the US currency, noting that the decision came as a result of pressure from the US Federal Reserve and internal parties.

Al-Saadi said in a statement to the Al-Maalouma Agency, “The platform was a form of control imposed by the US Federal Reserve, and its cancellation allows Iraq to return to the banking system that was in effect before 2003, where the merchant relied on the correspondent bank without the need for this system imposed by America.”

He added that "the Central Bank of Iraq has started a plan to deal with a basket of foreign currencies to compensate for the dollar and open up to foreign banks, with the aim of reducing dependence on the US dollar," stressing that "closing the platform did not significantly affect the rise in the dollar price as some media outlets promoted.”

He pointed out that "the Central Bank allowed 36 banks to deal with other foreign currencies, including those covered by US sanctions, to mitigate the damage caused by reliance on the dollar." LINK

****8******

Courtesy of Dinar Guru: https://www.dinarguru.com/

Frank26 [Iraq boots-on-the-ground report] FIREFLY:They're giving us instructions now on TV and standards. They call it for the circulation and exchange of bank notes. They tell us this mechanism is a unification...These are instructions on how to bring in our 3-zero notes... They just told us this mechanism will include a form of counting and sorting currency. They say this will be implemented 2nd of January. FRANK: This is great news.

MarkZ [via PDK] Question: What’s the latest rates you have heard on dinar and dong Mark? MarkZ: the latest I have heard is about $3.90 street rate on the dinar. Dong we have heard everything from .47 cents to almost $4.00… Most of my sources are still telling me to expect it in the $2 dollar range.

Advisor talking about natural resources in Iraq

Nader: 1-2-2025

https://www.youtube.com/watch?v=zXlY0-qYGhk

BREAKING: Credit Card Defaults Surge 50%, Economic Meltdown Accelerates

Taylor Kenny: 1-2-2025

Credit card defaults in the U.S. have surged to their highest levels since the 2008 financial crisis. But this isn't just about delinquent payments—it's a sign of deeper economic instability fueled by unsustainable debt and widening inequality. In this video, we uncover the real story behind the numbers and how it could impact you.

https://www.youtube.com/watch?v=Lx8SBCXNnQc

Dinar Recaps 20 1/2/25 Dinar Recaps 20 1/2/25

“Coffee With MarkZ” Thursday Morning Chat 1-2-2025

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ Update- Some highlights by PDK-Not verbatim

Member: Good Morning to Mark, Mods and RV’ers

Member: I kinda thought we would wake up to an RV today

Member: I'm tired today. I need a cup of encouragement and hope….. the coffee is not cutting it

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ Update- Some highlights by PDK-Not verbatim

Member: Good Morning to Mark, Mods and RV’ers

Member: I kinda thought we would wake up to an RV today

Member: I'm tired today. I need a cup of encouragement and hope….. the coffee is not cutting it

MZ: Things are still looking good.

Member: (From Dinar Guru) Guru Mnt Goat ...my CBI contact...told me that the next in-country rate change of the dinar is coming and sooner than we might think.

MZ: I am definitely hearing that….and conversations in Iraq abut “small notes” (lower denominations) . they would not be talking about this in Iraq if the dinar were not about to have a higher value.

Membr: When it is on the forex .... would we be able to see a rate and then we could exchange ?

MZ: Still zero news on CMKX and I expect to start hearing bond news starting this afternoon. Folks are arriving at their destinations and hope to hear from bond folks and groups by tonight.

MZ: “Closing the dollar selling platform: US directive raises concerns about market stability and rising prices” Auctions are different now…going through 7 banks and are titled “Overseas enhancement requests.” The new system is up and running….things have changed drastically and we need a little time to figure it out.

MZ: If things are working- I was told we would see HCL and a value change in a couple days. If things are working as they are supposed to – we will see a full international and capable Iraqi banking system

Meber: This statement from the Central Bank of Iraq (CBI) signals that Global Odeme Hizmetleri is now authorized to handle foreign remittances alongside Western Union and MoneyGram.

MZ: We continue to get reports of the closing of the auctions. “At last : Salaries of Kurdistan region employees to be delivered next week” I was told it will be on Sunday from a great contact who said money is liquid and in place after the holidays .

Member: How can we get switched to the new gold-backed USN before Trump in office?

Member: I am not expecting a reset until after the inauguration…..

Member: Months ago, I said this was not gonna happen until after Trump sworn in

MZ: There are many who think that….but I am not hearing that from Iraqi contacts…they believe things will be in place before Trump…..there is one however who thinks they are holding the trigger until after the congressional confirmation on Jan. 6th. That contact is plugged in with the US embassy.

Member: they reconvene on the 3rd at that time they need to reelect or select a new speaker of the house. The speaker of the house is the one who certifies the electoral votes from election

Member: Maybe private groups and bonds go before Jan 20th then?

Member: If we have to wait- well, we have to wait. It will happen soon.

Member: It seemed like New Year’s Day would have been a great day to do the EBS/EAS. Most people are home and off from work

Member: It just depends on when the military and Trump will pull the trigger on the RV, early or after he takes office. I truly don't know!!!

Member: I thought it would be by today by what’s up in Iraq

Member: I know at least the IQD will RV …its just a matter of when so i have to be ok with it

Member: IMO- Iraq has nothing else to do except drop a rate. The big question is all the other countries involved in it. Are they all ready??

Member: they have had decades to get ready….if they are not- I say leave them behind to catch up with the rest of the world later.

Member: News seems to be CRAZY good!!! So ready for what 2025 is going to bring

Member: Happy New Year!!!! May we all find some peace in 2025

Member: Thank you Mark! Thank you Mods! Have a great day Everyone!

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod: MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

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THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL THIS EVENING FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!

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Youtube: https://www.youtube.com/watch?v=o9FzG6icJXg

Dinar Recaps 20 1/2/25 Dinar Recaps 20 1/2/25

News, Rumors and Opinions Thursday 1-2-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Thurs. 2 Jan. 2025

Compiled Thurs. 2 Jan. 2025 12:01 am EST by Judy Byington

Possible Timing:

By Tues. 31 Dec. 2024, Redemption Centers (allegedly) will be open.

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Thurs. 2 Jan. 2025

Compiled Thurs. 2 Jan. 2025 12:01 am EST by Judy Byington

Possible Timing:

By Tues. 31 Dec. 2024, Redemption Centers (allegedly) will be open.

Wed. 1 Jan. 2025: The R&R payments and Social Security increases could begin. Basil 4 compliance deadline January 2025 – all banks have to (allegedly) prove the money they have in their vault is backed by gold. A new era of Freedom and Prosperity officially begins. …Mr. Pool, Julian Assange on Telegram Wed. 4 Dec. 2024

By Thurs. 2 Jan. 2025 the Forex was expected to go live with new currency rates of the Global Currency Reset and the Central Bank of Iraq reported they will replace the old Iraqi Dinar Note with a new one. https://x.com/majeed66224499/status/1873845460185866432?s=57

Fri. 3 Jan. 2025: Global Unity a(allegedly) nnounced as former Alliances restructure. Leaders will present plans for long term peace and cooperation across nations. …Nesara/Gesara on Telegram 5 Dec. 2024

Sun. 5 Jan. 2025: Release of advanced technologies previously suppressed. Free energy devices, healing technologies and environmental restoration tools will be (allegedly) made available to the public. …Nesara/Gesara on Telegram 5 Dec. 2024

Mon. 6 Jan. 2025: The Quantum Financial System (QFS) will (allegedly) officially be activated Worldwide. This secure, transparent and decentralized system will(allegedly) replace the old banking structure, ensuring fairness and equality for all …Nesara/Gesara on Telegram 5 Dec. 2024

Fri. 17 Jan. GESARA Announcement: President Trump (allegedly) told banks to begin zeroing out mortgage, credit cards and other forms of personal debt starting Fri. 17 Jan. 2025 with the national debt already taken care of by switching to the QFS, all other debt would begin to be (allegedly) fully paid off by the end of Jan 2025. …Gesara DurPreusse on Twitter Sun. 12 Jan. 2025.

End of March 2025: The US Fiat Dollar will be (allegedly) gone and no longer worth anything.

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Global Currency Reset:

On Wed. 1 Jan. 2025 Nesara/Gesara was said to have gone into effect, along with the Global Currency Reset.

On Wed. 1 Jan. 2025 the Iraqi Dinar went international: https://x.com/majeed66224499/status/1874450824635834511?t=daazavpa0CGLyuRBF2UBtA&s=19

Thurs. 2 Jan. 2025 Ariel: The new Iraqi Dinar Notes will be available.

On Thurs. 2 Jan. 2025 it was expected to see different countries’ new currency rates on the Forex, including that of the Iraqi Dinar.

Read full post here: https://dinarchronicles.com/2025/01/02/restored-republic-via-a-gcr-update-as-of-january-2-2025/

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Courtesy of Dinar Guru: https://www.dinarguru.com/

Frank26 Question: "Does the rate have to be posted on Forex for it to be official?" No because Forex is secondary...The number one place that it will be at long before anybody is the CBI.

Mnt Goat ...my CBI contact...told me that the next in-country rate change of the dinar is coming and sooner than we might think.

Militia Man Article: "Parliamentary Finance Committee demands clear guarantees to resume oil exports from the region" That would likely be an exchange rate for determination of the precise clarifications and guarantees. It looks to be a timing thing now for Iraq to expose a new exchange rate...

CBI achievement, international connection and banks that’s great

Nader: 1-1-2025

https://www.youtube.com/watch?v=CMW-VIBN_7g

Western Markets Losing Their Grip On Gold & Silver | Peter Grandich

Liberty and finance: 1-1-2025

Peter Grandich offers a comprehensive outlook on the metals and broader financial markets, with a particular focus on gold and silver.

He expects gold prices to climb toward $3000 by the end of 2025, driven by central bank purchases and growing interest in physical assets as the global financial system faces mounting debt and uncertainty. Grandich argues that Asia's increasing dominance in metals trading will weaken the influence of

Western markets, making downward manipulation less likely. He also warns of the risks posed by U.S. debt, the retirement crisis, and crumbling infrastructure, which could destabilize the economy, despite political optimism.

His financial philosophy centers on capital preservation, advising against excessive risk-taking and emphasizing the importance of cash flow management, family, and faith in navigating uncertain times.

https://www.youtube.com/watch?v=5ZIgIxDoZCM

DINARRECAPS8 1/2/25 DINARRECAPS8 1/2/25

Iraq Economic News and Points to Ponder Thursday AM 1-2-25

The 10 Largest Arab Countries In Debt In 2024.. This Is Iraq’s Rank

Economy 2025-01-01 | Source: Al Jazeera Net 5,505 views Alsumaria News – Economy The International Monetary Fund expects the volume of public (government) debt to exceed $100 trillion during the year 2024, according to the World October Economic Outlook report issued last.

Looking ahead, debt levels are expected to rise faster than previously expected as government policies fail to address debt risks in an aging population and rising healthcare costs.

The 10 Largest Arab Countries In Debt In 2024.. This Is Iraq’s Rank

Looking ahead, debt levels are expected to rise faster than previously expected as government policies fail to address debt risks in an aging population and rising healthcare costs.

Rising geopolitical tensions may also lead to increased defense spending, adding pressure on budgets Government.

The International Monetary Fund has warned that the public debt situation around the world may be more serious than most people think, highlighting high fiscal deficits in the United States and China.

By the end of the current decade public debt to reach, the International Monetary Fund expects global GDP 100% of global by 2030, according to the International Monetary Fund.

America And China

*As the largest economy in the world, US debt continues to balloon, representing 34.6% of total global government debt with a debt volume of $36.1 trillion based on US Treasury data for December 12, 2024.

*China, which ranks second in the world, accounts for 16.1% of global government debt with a total debt volume of $16.4 trillion.

*The United States and China bear a large share of rising public debt levels.

Public Debt

*Excluding the two countries from the calculations, the ratio of global to GDP will decrease by about 20%, according to the International Monetary Fund.

*Egypt tops the list of the most indebted Arab countries with $345.5 billion, followed by Saudi Arabia with a total debt volume of $311.5 billion.

Why Do Governments And Countries Borrow?

in the world obtain Governments most of their income from taxes.

For example, residents pay many different taxes to the government such as income tax, sales tax and value added tax, and companies pay tax on the profits they make, and other taxes.

In theory, the state can cover all of its spending through taxes, and this sometimes happens, but if the government is unable to do that, it resorts to filling the gap by increasing taxes, reducing spending, or borrowing.

Higher taxes mean people have less money to spend, so companies make less profits, which can be bad for jobs and wages. Lower profits also mean companies will pay less in taxes.

Therefore, governments often decide to borrow to boost the economy, and they also borrow to finance major projects, such as new railways and roads, health care projects and others.

How Do Countries And Governments Borrow?

borrow Governments money in several ways, the most important of which are:

Selling Bonds

raise Governments money by selling bonds, often to investors.

An investor who buys a bond lends the government money for an agreed upon term, and many bonds pay interest at regular intervals known as "coupon payments."

When the bond's agreed-upon term expires - known as its maturity date - the government repays the principal amount of money with dividends.

Some bonds are short-term, some are medium-term, and some are long-term that may last for decades, according to the World Economic Forum.

Buying bonds or government debt is usually a safe investment, especially if you are lending to a rich and stable country like the United States, which is usually seen as less risky because it is the largest economy in the world and has never defaulted on its sovereign debt.

Resorting to the International Monetary Fund

also borrow Governments from the International Monetary Fund, which lends money to its member countries to help them overcome economic crises or to prevent crises.

The IMF only lends to governments, not the private sector or civil society.

The Fund's loans are not tied to any specific project or spending - unlike loans from development banks, which are often used to support specific projects - and

almost all IMF loans come with strict conditions tied to policy changes that governments must make in order to receive financing.

The movement of credit due to the International Monetary Fund from December 1, 2024 to the 24th of the same month amounted to about $112.5 billion.

Resorting To The World Bank

The World Bank Group lends money primarily to developing countries and private institutions undertaking specific projects.

Countries eligible for loans from the World Bank's International Development Association must have a per capita income of less than $1,085 and may not already be in arrears on their debts to the IMF or the World Bank.

Upper middle-income countries (with per capita income between $4,046 and $12,535) can borrow from the International Bank for Reconstruction and Development at interest rates lower than those offered by commercial banks.

Lower middle-income countries (with per capita income between $1,036 and $4,045) can borrow from a “mix” of IDA and International Bank for Reconstruction and Development (IBRD) financing, depending on their creditworthiness.

Internal Loans

As for internal debt, it refers to the portion of a state’s debt owed within its borders, and

many of the world’s governments borrow from national and local banks operating in their territories, and from other institutions such as the Social Security Corporation, and other local investment institutions.

The Seriousness Of Debt And Its Effects

Borrowing may be vital for development, as governments use it to finance their expenditures, protect their people and invest in them, but it may also constitute a heavy burden when public debt grows excessively or very quickly, and this is what is happening today in various parts of the world, especially in developing countries.

The most important of these risks to developing countries, according to the United Nations Trade and Development Organization (UNCTAD), are the following:

1- High Cost Of External Debt

Developing countries now face increasing and rising costs of external debt.

External public debt service reached $365 billion in 2022, equivalent to 6.3% of export earnings.

By comparison, the 1953 London Agreement on German war debts set the amount of export earnings that could Spending it on servicing external debt by 5% to avoid undermining the recovery.

2- High Borrowing Costs

suffer Developing countries from higher borrowing costs than others, which increases the resources needed to pay creditors, making it difficult for developing countries to finance investments and development programs.

Developing countries borrow at interest rates that are about 2 to 4 times higher than interest rates in the United States, and about 6 to 12 times higher than interest rates in Germany.

3- Depletion Of Resources

Developing countries have experienced net resource outflows.

In 2022, developing countries paid $49 billion more to their external creditors than they received in new payments, resulting in a negative net resource transfer.

The impact of these trends is a major development concern, because it is people who ultimately pay the price.

4- Health, Education And Development

Not only are interest payments in developing countries growing rapidly, they are outpacing growth in critical public spending such as health, education and development programmes, and as a result, interest payments are constraining spending in all developing countries.

Overall, a total of 3.3 billion people live in countries that spend more on interest payments than on education or health.

The 10 Highest Debt Countries In The World In 2024

We present to you a list of the 10 largest debt countries in the world in 2024, according to Visual Capitalist, based on data from the World Economic Outlook report issued by the International Monetary Fund in October 2024 , and data from the US Treasury Department regarding US debt.

1- United States Total debt: $36.1 trillion

Percentage of global debt: 34.6%

Ratio to GDP: 121%

2- China Total debt: $16.5 trillion

Percentage of global debt: 16.1%

Ratio to GDP: 90.1%

3- Japan Total debt: $10.2 trillion

Percentage of global debt: 10%

Ratio to GDP: 251.2%

4- United Kingdom Total debt: $3.7 trillion

Percentage of global debt: 3.6%

Ratio to GDP: 101.8%

5- France Total debt: $3.6 trillion

Percentage of global debt: 3.5%

Ratio to GDP: 112.3%

6- Italy Total debt: $3.3 trillion

Percentage of global debt: 3.2%

Ratio to GDP: 136.9%

7- India Total debt: $3.2 trillion

Percentage of global debt: 3.2%

Ratio to GDP: 83.1%

8- Germany Total debt: $2.95 trillion

Percentage of global debt: 2.9%

Ratio to GDP: 62.7%

9- Canada Total debt: $2.35 trillion

Percentage of global debt: 2.3%

Ratio to GDP: 106.1%

10- Brazil Total debt: $1.9 trillion

Percentage of global debt: 1.9%

Ratio to GDP: 87.6%

As we note from the previous table, the largest debtor countries are also the largest economies in the world, and this means that the global economy itself is in danger.

10 Arab Countries With The Highest Debt In 2024

Below is a list of the 10 largest Arab countries in debt in 2024, according to previous sources.

1- Egypt Total debt: $345.5 billion

Percentage of global debt: 0.3%

Ratio to GDP: 90.9%

2- Saudi Arabia Total debt: $311.5 billion

Percentage of global debt: 0.3%

Ratio to GDP: 28.3%

3- UAE Total debt: $171.1 billion

Percentage of global debt: 0.2%

Ratio to GDP: 31.4%

4- Iraq Total debt: $121.2 billion