The Really Obvious Thing We All Forget When Borrowing Money
The Really Obvious Thing We All Forget When Borrowing Money
by THE INVESTOR
Have you ever wondered who you’re borrowing money from when you go into debt? If you think you’re being given money by a bank or credit card company, think again. In this piece I’ll explain in one sentence who is really lending you money when you borrow. The rest of the article will explain why it costs you more than you might think to take it.
Borrow now, and have less later
Loans, mortgages and credit cards are mechanisms through which you can borrow money. They don’t give you a penny to spend. So where does the money come from? When you borrow money, you’re borrowing from your future self. Loans and credit cards turn the impossible into reality, taking money you’ll have in the future and giving it to you today. It’s an almost magical process that clouds where the borrowed money comes from, and what it actually costs.
Let’s say you want to buy a new computer. You have three choices:
Save up to pay for it - Borrow the money - Steal the money, or the computer
Option 3 is the cheapest, but it has practical, moral, and spiritual consequences. Option 1 requires you to live within your means, save the difference, and delay owning a PC until you can afford it. You may even buy a cheaper PC so you can own one sooner. If you don’t like waiting and you don’t like compromise, you’ll probably go for option 2.
In some households, option 2 is the standard choice. Such people regularly borrow money to buy everything from the groceries to their summer holidays. Borrowing might be done via: A credit card - A personal loan - Adding to the debt in your mortgage - Using a doorstep lender - A hire/purchase arrangement
All these options have advantages, costs, and consequences. Smarter borrowers shop around for the cheapest method. Others take the first loan that comes along. Finding the cheapest way to borrow is a subject for another article. The key point is that all these methods have the same common structure: You borrow money - You must repay it
To continue reading, please go to the original article here:
https://monevator.com/the-really-obvious-thing-we-all-forget-when-borrowing-money/
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
Reset Intelligence: September First
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September First
By Reset Intelligence | @EXIT_FIAT
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KTFA
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FRANK26….9-1-26….NEW PATH WITH TRUMP
This video is in Frank’s and his team’s opinion only
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Playback Number: 605-313-5163 PIN: 156996#
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Brent crude futures were up $1.05, or 1.2%, to $91.54 a barrel at 0455 GMT, while U.S. West Texas Intermediate crude was up $1.27, or 1.5%, to $87.03.
Good Afternoon Dinar Recaps,
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TNT:
Tishwash: Al-Zaydi, in a meeting with the framework: The file of vacant ministries will be completed this week.
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According to a statement published by the Coordination Framework, the meeting discussed "the latest developments at the local and international levels," while Al-Zaydi announced at the beginning of the meeting that "discussions related to completing the government formation will be completed during this week, in preparation for sending it to the House of Representatives next week for a vote."
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
RV Excerpts from the Restored Republic via a GCR Update as of Tues. 1 Sept. 2026
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While the legacy financial media is still arguing over inflation data and interest rate cuts, a seismic infrastructure shift is (allegedly) quietly locking into place. The old correspondent banking network—built on fragmented ledgers, multi-day delays, and archaic messaging—has officially hit a structural wall. Cross-border payments are taking longer, friction is mounting, and traditional institutions are scrambling to plug the leaks.
Coffee with MarkZ, joined by Andy Schectman and Zester. 09/02/2026
MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions
MZ: Andy joins us early this morning around 15 minutes in. I will give a quick news update first thing to be prepared. Iraq seems to be doing what it takes to increase their value.
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY