Someone Owe You Money? How To Get It Back Without Ruining the Relationship
Someone Owe You Money? How To Get It Back Without Ruining the Relationship
By Laura Woods July 9, 2021
You lent money to a friend or family member and they haven’t paid you back. Since you thought this was a short-term arrangement — and definitely not a gift — you feel like it’s time to ask for repayment, but you’re stressed about it. This is a person you care about, so you don’t want to strain your relationship. However, you need your money back, so you’re willing to initiate this uncomfortable conversation, but you want to do it the right way.
“On many occasions the way we ask for the money to be paid back can be truly detrimental,” said Maryanne Parker, founder of Manor of Manners etiquette consulting. She said the best way to ask depends on your relationship with the other person, the amount of money owed and the situation.
“If you are lending money to your brother or a sister, you definitely won’t feel uncomfortable asking for the money back — especially if it is an ongoing family situation,” she said. “If we are lending money to someone else, then we can use different techniques without ruining the relationships.”
Having proper communication from the beginning is a must, Parker said. This includes making it clear you’re lending them the money — not giving it to them — and want to be repaid within a specific timeframe.
“On some occasions people get confused or misunderstand the situation — especially if there is known ‘financial superiority,’ when one of the parties is doing better financially because [they have] a better job, career, business and so on,” she said.
She said it’s also important to be understanding because it’s possible the other person is very aware they owe you money but is in a difficult financial situation.
“They might even feel much more uncomfortable than us, just because they are in need,” she said. “Owing money to someone puts us in a very vulnerable situation and if we want to keep the relationships going, we should be understanding.”
To continue reading, please go to the original article here:
Ariel: Why you Should be Excited about this
10-7-2026
Why You Should Be Excited About This
Eighty-five billion in foreign currency reserves is the war chest that makes a revaluation defensible instead of speculativewhen the CBI moves the rate, those reserves are the guarantee that the new value holds against any market pressure or speculative attack.
Emailed to Recaps~ Thank you David
Reset Intelligence: Devalue, Delete, Revalue
By Reset Intelligence | @EXIT_FIAT
For about a week one theory has circulated in the dinar community: Iraq lowers the IQD first, deletes the zeros, and only then raises the rate.
This morning the first step happened. Iraq's Council of Ministers approved a new rate and the Central Bank adopted it: 1,500 IQD to the dollar buying from the Finance Ministry, 1,510 selling to the banks and 1,520 selling to the public.
Ariel: Cabinet Seating as Structural Trigger for the Iraqi Currency Reset
19-7-2026
The Connection Between The Cabinet Seating & The Currency Reset:
Cabinet Seating as Structural Trigger for the Iraqi Currency Reset — Full Mechanics, Sequencing, and Skeptic Dismantlement
THE CORE MECHANISM: WHY A PARTIAL GOVERNMENT CANNOT PULL THIS TRIGGER
Strip away the noise and the connection is mechanical, not mystical.
Iraq’s 2027 Budget Draft Sets 217T Dinar Spending
2026-10-06 / 05:08 Shafaq News- Baghdad Iraq’s draft 2027 federal budget totals 217 trillion dinars ($164.9B), with a projected deficit of 50 trillion dinars ($38B), parliamentary Finance Committee member Abbas Hayal told Shafaq News on Tuesday.
Good Morning Dinar Recaps,
INDIA RESET WATCH: RBI HIKES RATES AS RUPEE NEARS RECORD LOW
India’s central bank has begun tightening policy again, but the rupee’s continued weakness shows how powerful global energy, capital-flow and dollar pressures have become.
How Wars And Geopolitical Conflicts Can Affect Stock Market Performance: What History Shows And How Investors Can Prepare For Volatility
Sep 29, 2026 Sergei Klebnikov Editorial Staff, J.P. Morgan Wealth Management
Geopolitical conflicts can drive short-term market volatility, but history shows the initial sell-off is often more about uncertainty than a lasting change in long-term returns.
The biggest risk to watch is whether the conflict disrupts critical supply chains in ways that spill into inflation, financial conditions, corporate earnings and broader economic growth – energy is one common channel, but not the only one.
GP Q: Same Week, Three Separate Stories
10-6-2026
Same week, three separate stories.
An overview: Easy to mash them into a “reset.” They are not one.
Seoul, 3 October. XRP Asia launched at the Grand Hyatt during Korea Blockchain Week.
KTFA
Tuesday Night Video
FRANK26….10-6-26….1500 TESTED
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Iraq Considers Raising Official Dollar Rate To 1,500 IQD And Dropping Currency Zeros
Iraq Jawad Al-Samarraie October 6, 2026
Baghdad (IraqiNews.com) – Safaa Al-Jabri, member of parliament for the Al-Sadiqoun bloc and member of the Parliamentary Economic Committee, revealed that the federal government is reviewing a proposal to adjust Iraq’s official exchange rate from 1,310 dinars to 1,500 dinars per U.S. dollar, while advancing high-level deliberations to redenominate the national currency and potentially remove zeros.
What A High-Trust Society Looks Like Up Close
Notes From the Field (Schiff/Sovereign Man) October 6, 2026
[Editor’s note: This letter was written by Schiff Sovereign’s CEO, Viktorija, who is originally from Lithuania but splits her time between Mexico and Panama.]
The first thing I noticed at Seoul’s Iuncheon airport was the luggage. People had just left their suitcases sitting there— against pillars, next to benches, by the exits— and wandered off to the bathroom or to grab a coffee. Nobody looked back.
Rob Cunningham: The FIMA Engine and America’s $40 Trillion Elephant
10-6-2026
THE FIMA ENGINE & AMERICA’s $40 TRILLION ELEPHANT
America owes roughly $40 trillion.
Most folks hear that and figure there are only three choices:
Raise taxes. Print money. Go broke.
But let’s hold our horses.
MilitiaMan & Crew: Iraq's Economic Story: What's Actually Happening Right Now?
10-6-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Follow MM on X == https://x.com/Slashn
U.S. Sends Strong Warning To Financial Institutions Dealing With Iran
Money and business Economy News - Follow-up The U.S. Treasury Department has warned foreign financial institutions that they will face sanctions without prior notice if they continue to engage with Iran or its financial sector.
According to a notice issued by the Office of Foreign Assets Control (OFAC) of the Treasury Department on Monday, October 5, 2026, financial institutions that deal with sanctioned Iranian entities may be targeted at any time, and must cease these activities and relations immediately.
Good Afternoon Dinar Recaps,
GLOBAL TRADE RESET WATCH: BATTLE FOR BAB AL-MANDEB STRAIT THREATENS WORLD SHIPPING AND ENERGY SECURITY
Saudi-backed Yemeni forces are fighting to regain territory near a critical Red Sea shipping corridor as Houthi retaliation raises new risks for global trade and energy markets.
Ariel: The Zero-Deletion Window and the October 15th Convergence
10-6-2026
Opening The Books To The World: October 15th Looming
Iraq Cabinet Completion, Zero-Deletion Execution Window, and the October 15th Convergence
The Iraqi Parliament’s announcement that the full Cabinet will be confirmed as a single package this Thursday is not a procedural footnote it is the legal key that unlocks the deletion of the three zeros from the dinar.
Emailed to Recaps~ Thank you David
Reset Intelligence: Iraq Refuses a Weaker Dinar
By Reset Intelligence | @EXIT_FIAT
On Sunday night a headline said Iraq's 2027 budget values $100 at 150,000 IQD. On Monday evening the same outlet carried a currency market spokesman saying the decision will not be implemented.
In between, Iraq's ruling coalition and its parliament both called the Finance Minister in. Nobody with the power to set the IQD's rate has put a name to 150,000
TNT:
Tishwash: Parliament discusses with the Minister of Finance the exchange rate and the price of a barrel of oil in the 2027 budget
Member of Parliament Ahmed Salem Al-Saadi announced on Tuesday that he will host Finance Minister Faleh Al-Sari to discuss the dollar exchange rate and the price of a barrel of oil adopted in the 2027 budget.
Al-Saadi told Al-Mada that “today we will host Finance Minister Falih Al-Sari, and the issue of the price of a barrel and the exchange rate of the dollar in the 2027 budget will be discussed within the Finance Committee and in the House of Representatives.”
GP Q: The US Fed’s Genius Act
10-6-2026
The US Fed’s GENIUS Act:
Stablecoin rules leave the statute
5 October 2026
On 24 September the Federal Reserve signed off on two proposed rules under the GENIUS Act, the July 2025 law for payment stablecoins.
Delete Zeros From The Iraqi Dinar... Change Of Currency Or Redrawing Of The Money Map?
The controversy over removing zeros from the Iraqi dinar is not limited to changing the shape of the currency or simplifying financial transactions, but extends to one of the most sensitive issues in the Iraqi economy, namely the size of the cash mass circulating outside banks and the money that citizens keep in their homes away from the banking system.
Coffee with MarkZ, joined by Zester. 10/07/2026
MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions
MZ: No Andy this morning as he is on an airplane but expects to join us this evening. Decoding the exchange rate move to 1520, and more before Zester joins us to talk tokenization.
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY