Someone Owe You Money? How To Get It Back Without Ruining the Relationship
By Laura Woods July 9, 2021
You lent money to a friend or family member and they haven’t paid you back. Since you thought this was a short-term arrangement — and definitely not a gift — you feel like it’s time to ask for repayment, but you’re stressed about it. This is a person you care about, so you don’t want to strain your relationship. However, you need your money back, so you’re willing to initiate this uncomfortable conversation, but you want to do it the right way.
“On many occasions the way we ask for the money to be paid back can be truly detrimental,” said Maryanne Parker, founder of Manor of Manners etiquette consulting. She said the best way to ask depends on your relationship with the other person, the amount of money owed and the situation.
“If you are lending money to your brother or a sister, you definitely won’t feel uncomfortable asking for the money back — especially if it is an ongoing family situation,” she said. “If we are lending money to someone else, then we can use different techniques without ruining the relationships.”
Having proper communication from the beginning is a must, Parker said. This includes making it clear you’re lending them the money — not giving it to them — and want to be repaid within a specific timeframe.
“On some occasions people get confused or misunderstand the situation — especially if there is known ‘financial superiority,’ when one of the parties is doing better financially because [they have] a better job, career, business and so on,” she said.
She said it’s also important to be understanding because it’s possible the other person is very aware they owe you money but is in a difficult financial situation.
“They might even feel much more uncomfortable than us, just because they are in need,” she said. “Owing money to someone puts us in a very vulnerable situation and if we want to keep the relationships going, we should be understanding.”
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The Dollar Is Being Quietly Dismantled Ft. Andy Schectman
Kinesis Money: 10-26-2026
In this week’s Live from the Vault, Andrew Maguire is joined by Andy Schectman to discuss how the dollar’s reserve status is being quietly dismantled, as sovereign buyers accumulate gold at a pace that is leaving Western investors far behind.
The two experts examine why physical silver remains the most undervalued asset in the current monetary environment, and what is quietly building inside the US financial system that most investors have yet to recognise - or prepare for.
TNT:
Tishwash: An economist warns of a "cost of living setback" due to exchange rate volatility.
Economic expert Abdul Rahman Al-Mashhadani warned on Monday of the significant negative repercussions of exchange rate instability and the current market turmoil. He emphasized that relying on stopgap solutions and manipulating the currency directly harms citizens' purchasing power and is detrimental to the economy.
In a statement to the Information Agency, Al-Mashhadani said, "The true salvation of the Iraqi economy does not lie in changing the exchange rate or raising the price of the dollar, as these measures may provide quick and temporary liquidity to the state treasury, but they do not constitute financial reform in themselves without comprehensive strategic plans."
Good Afternoon Dinar Recaps,
GLOBAL CURRENCY RESET WATCH: DOLLAR STRENGTHENS AS YUAN HOLDS NEAR FOUR-YEAR HIGH
The dollar is gaining ground ahead of major central-bank decisions while China’s yuan remains near a four-year high, highlighting the competing forces shaping global currency markets.
Ariel: Ripple is Becoming a Bank
10-26-2026
This Is Extremely Huge & Important:
The USOCC granting a National Trust Charter to Ripple is not about “crypto legitimacy.” It is about giving the US government a compliant stablecoin issuer with federal supervision that can be weaponized for the currency conversion operation.
RLUSD is not a competitor to USDC or USDT. It is the enforcement mechanism.
TIER 4B – ISO 20022: BRICS Settlement Rails are Live
10-27-2026
FINAL HOURS: THE BRICS SETTLEMENT RAILS ARE LIVE
A sovereign trade coordination office sent an internal settlement confirmation through the encrypted channel.
It said: “BRICS rails live. 41 nations. First settlement cleared in Rainbow Units. 19:00 UTC.”
Emailed to Recaps~ Thank you David
Reset Intelligence: Washington Approves Ripple's Trust Bank.
By Reset Intelligence | @EXIT_FIAT
On Monday the US bank regulator gave final approval to Ripple National Trust Bank, putting the company behind XRP inside the federal banking system. The bank will manage the reserves behind Ripple's dollar token, RLUSD, and offer custody of digital assets once it opens.
The same day in Baghdad, Iraq's 2027 budget slipped again, this time to November 15.
Oil Prices Dip Amid Iran Peace Efforts
2026-10-27 01:24 Shafaq News Oil prices edged lower on Tuesday as the potential for a resolution in the US-Israeli war on Iran kept supply fears at bay, but Brent stayed close to six-month highs as attacks on Saudi Arabia lowered hopes of immediate stability in the region.
Brent crude futures were down 66 cents, or 0.57%, at $115.15 a barrel as of 0000 GMT, while US West Texas Intermediate crude was down 44 cents, or 0.43%, at $101.32.
Good Morning Dinar Recaps,
GLOBAL CURRENCY RESET WATCH: DOLLAR STRENGTHENS AS YUAN HOLDS NEAR FOUR-YEAR HIGH
The dollar is gaining ground ahead of major central-bank decisions while China’s yuan remains near a four-year high, highlighting the competing forces shaping global currency markets.
MilitiaMan & Crew: What's Next for the Dinar? Oct 26 Breakdown. Notes Ready. Regional Partnerships Moving.
10-26-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Straight reporting on Iraq’s economy. CBI policy, the budget, oil, banking reform, and the exchange rate — read clean and interpreted without the noise. This channel started as daily phone calls to Mom with the latest dinar news. After she passed in 2022, I built a team so that same standard could keep going for everyone following the story.
KTFA
Monday Night Video
FRANK26…10-26-26….LITTLE BY LITTLE
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Iraq Sells 10M Oil Barrels At Discounted Prices
2026-10-25 08:26 Shafaq News- Washington/ Baghdad Iraq recently sold 10 million barrels of oil at discounts of $25 to $28 per barrel through its southern ports, Iraqi sources told the Washington-based energy platform Al-Taqa on Sunday. Indian companies purchased most of the shipments, which were loaded several days earlier, sources said.
Foreign Countries Keep Buying Gold. Just Not In The US
Notes From the Fild By James Hickman (Simon Black / Sovereign Man) October 26, 2026
One of the most humiliating episodes in Chinese history came in April 1895 after China lost the Sino-Japanese war. Japanese negotiators forced their Chinese counterparts to pay out the nose— one of the heaviest war indemnities of all time; it totaled 38 million British pounds, roughly three times what the Japanese government spent in a year. Today that would be roughly $2.2 TRILLION.
The Unraveling that Triggers Biggest Market Reset Ever
David Lin: 10-25-2026
Peter Grandich warns of mounting stock market risks as the AI bubble unravels, oil prices surge, and U.S. debt pressures grow, while discussing the possibility of a historic market crash and opportunities in gold and copper.
At the heart of the current market anxiety are mounting geopolitical tensions in the Middle East, particularly concerns surrounding possible renewed conflicts involving Iran.
We Could be Entering the Era of Digital and Banking Lockdowns
Stern Drew: 10-26-2026
WE COULD BE ENTERING THE ERA OF DIGITAL AND BANKING LOCKDOWNS
Two Warnings Just Came Today That Should Terrify the World.
First, Indian Prime Minister Modi openly warned today that modern wars can destroy nations by targeting their economies and banking systems through cyberattacks.
Iraq Sells 10M Oil Barrels At Discounted Prices
2026-10-25 08:26 Shafaq News- Washington/ Baghdad Iraq recently sold 10 million barrels of oil at discounts of $25 to $28 per barrel through its southern ports, Iraqi sources told the Washington-based energy platform Al-Taqa on Sunday. Indian companies purchased most of the shipments, which were loaded several days earlier, sources said.
Good Afternoon Dinar Recaps,
GLOBAL ASSET RESET WATCH: GOLD REBOUNDS ABOVE $4,000 AS OIL EASES BEFORE FED DECISION
Gold has recovered above $4,000 as easing oil prices relieve some inflation pressure, but Federal Reserve policy and geopolitical uncertainty continue to influence global markets.
TNT:
Tishwash: Currency reform before removing zeros: An economist tells Iraq Observer that the roadmap is to strengthen the value of the Iraqi dinar.
As discussions resurface regarding the future of the Iraqi currency and the possibility of removing zeros or replacing the dinar, the importance of prioritizing economic and monetary policies as a foundation for any future reform measures is paramount.
There are strong assertions that strengthening the currency's value and restoring confidence in it necessitates comprehensive financial and economic reforms that precede any decisions concerning the currency's form or the number of zeros.
KTFA:
Clare: "State administration" has not resolved the dispute... Kurdistan's share of the 2027 budget is the biggest obstacle
10/25/2026
On Sunday, Ikhlas Al-Dulaimi, a member of the parliamentary finance committee, confirmed that no general agreement had been reached on the draft federal budget law for 2027, despite it being presented during the State Administration Coalition meeting yesterday.
Al-Dulaimi told Shafaq News Agency that the draft budget needs some amendments, noting that there is currently no government agreement between the federal government and the Kurdistan Regional Government, as well as objections to the region’s share in the budget.
Plan B Options for folks on Social Security
Notes From the Field By James Hickman (Simon Black / Sovereign Man) October 27, 2026
In the early morning hours of February 7, 1937, a young American named Stirling Dickinson got off a train in central Mexico and rode into San Miguel de Allende on a mule-drawn cart.
He and a Princeton classmate were months into a trip around Mexico looking for a quiet place to write, and a Mexican opera singer had told them to try San Miguel.