Seven Financial Influencers On Saving, Inflation, And Starting Your Own Business
Seven Financial Influencers On Saving, Inflation, And Starting Your Own Business
Benjamin Din + Meghan Coyle + Rosalie Murphy May 18, 2022
Amid stagnating wages and rising prices, the financial pros will tell you the same thing: You can’t keep saving and spending the same way you always have if you want to keep up. There are plenty of things you can do to combat some of the biggest issues facing consumers today.
Here’s what some Asian and Pacific Islander financial pros suggest for how to beat inflation, save at the pump and maybe even take the plunge if you’re considering starting your own business.
1. Hui-chin Chen
Inflation has risen 8.5% over the last 12 months, according to the U.S. Department of Labor and Statistics. To combat inflation, Hui-chin Chen, a certified financial planner who runs the Money Matters for Globetrotters blog, recommends focusing on the income and expenses you can control.
“Inflation manifests in our lives through having to spend more to maintain the same lifestyle. That means there are only two things anyone can do to cope — make more or change lifestyle.
“During the time of Great Resignation, the workers who have the drive and ability to earn that higher return of capital will be better poised to face longer-term inflation.
“Changing lifestyle doesn’t mean we need to give up what is important to us or even live a lower quality of life. It requires first taking stock on what part of your spending is inflated outside of your control, and taking control on the part you can.
“For example, those with fixed-rate mortgages will not see a huge jump on housing cost, but those renting might. On the other hand, those who are location independent can seek greener pastures more easily for lower cost of living than those tied down by a job or house.”
More about Hui-chin Chen: Chen is a CFP and the principal of Pavlov Financial Planning. She is an immigrant and expat, and is passionate about making cross-border financial planning accessible and does so through her founding of the CIGA Network and her blog, Money Matters for Globetrotters. Twitter: @huichinfp
"So much more thorough and easier to manipulate than the 'plan' created for me by my advisor. When something changes in my life or my thinking, bingo! I just change assumptions and make sure I still live longer than my money!" – Eric, 56
2. Vivian Tu
Vivian Tu, better known as “Your Rich BFF” on TikTok, said everything we’re used to buying is going up — milk, cars, travel. Think about that when annual raises come up at work.
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Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: Changes, reform, new systems, and what it all means. Dr. Scott Young joins us today to take questions. Al-Maliki on factions and weapons.
TNT:
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TNT:
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TNT:
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Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome everybody to the Big Call tonight. It's Tuesday, September 1, and you're listening to the Big Call. Thanks for tuning in again, everybody. Look forward to having another good call tonight, and hopefully we'll be imparting some really good information to you. Looking forward to it.
All right, let's do a little reset of our own. Here we are, the first of September. Let's see where we are with respect to the timing that we're looking for, we always try to create some kind of a timeline. So let's do that. I think the first thing we can look at is what we're hearing about this week. We had heard that we could get notified about middle of the week.
Good Afternoon Dinar Recaps,
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