Americans’ Biggest Financial Regrets
Americans’ Biggest Financial Regrets
Laura Woods Last updated: Feb. 16, 2021
The old saying often rings true — hindsight is 2020. Everyone makes mistakes, and many of these blunders involve money. Many financial decisions seem like a good idea in the moment, but a few weeks, months or even years later, you realize they weren’t the best choice. A 2019 survey conducted by Policy Genius highlights Americans’ biggest financial regrets of the decade. If you’ve ever made a major purchase you regret or opted to spend money when you should’ve been saving — admit it, you have — you’re not alone.
The good news is, financial mishaps can be corrected. If you’re willing to make meaningful changes, you can get yourself out of an uncomfortable financial situation. This might involve making tough sacrifices and/or working extra hours, but it’ll be worth it in the end.
Here’s a look at the top financial regrets, along with advice to help make the problem a thing of the past.
1. Credit Card Debt
Credit card debt can easily creep up on you. Whether you need to swipe the plastic to pay an unplanned expense or get tempted by something fun — i.e., an expensive pair of shoes or a big screen TV — racking up unpaid balances adds up fast. One-quarter (25.1%) of people ages 35 and up cite incurring credit card debt as their biggest regret of the decade. Slightly lower, 21.5% of people ages 18 to 34 share this sentiment.
How To Tackle Credit Card Debt
If you have credit card debt, you’re in good company. Consumer credit card debt reached a record-high of $829 billion in 2019, according to Experian. Additionally, retail credit card debt totaled a record-breaking $90 billion.
Now is the time to stop being weighed down by credit card debt. If you’re ready to take action, total up all of your balances, so you know where you stand. Then decide if you’d like to take the avalanche approach — paying the highest interest cards first — or the snowball approach — paying the lowest balance first.
To continue reading, please go to the original article here:
https://www.yahoo.com/finance/news/americans-biggest-financial-regrets-130036807.html
Ariel: Iraq’s Final Legal Trigger, Three-Zero Deletion, and the Real Rate Architecture
10-16-2026
Your Life Is About To Change: Crossing Over Into Another Reality (The Cabinet Is Complete) 555
THE CABINET SEAL — IRAQ’S FINAL LEGAL TRIGGER, THE THREE-ZERO DELETION, AND THE REAL RATE ARCHITECTURE
Here’s what the talking heads miss: Iraq doesn’t run on vibes. It runs on bylaws codified under the 2005 constitution, layered with IMF Article IV consultation commitments, and backstopped by the Central Bank of Iraq Law No. 56 of 2004.
Rob Cunningham: Oil, Gold, XRP, 2026 and Beyond
10-16-2026
Oil • Gold • XRP | 2026 + Beyond
Observable actions.
Common economic interests. Technological convergence.
Logically discernible outcomes. Decisions implemented in plain sight.
There is strong, evidence-based infrastructure in place showing the convergence of energy, stores of wealth and interoperable digital liquidity is a natural and increasingly deliberate direction of global financial modernization.
Bruce’s Big Call Dinar Intel Thursday Night 10-15-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome everybody to the big call tonight. It is Thursday, October 15, and you're listening to the big call. Thanks everybody for tuning in again, wherever you're located, all around this globe, glad to have you back, and looking forward to a very nice call tonight. Good call,
All right. Well, that's excellent. Thank you, Bob. I appreciate that. Excellent. Let's do a little bit of intel and see what we have and where we are right now.
You know, we talked Tuesday night about Iraq, and this does come back to Iraq in the sense that they were to seat four governors in the Board of Governors. I believe they're calling it now.
Good Afternoon Dinar Recaps,
GLOBAL TRADE RESET WATCH: WTO REPORTS SURGE IN SUPPLY-CHAIN FINANCING FOR DEVELOPING ECONOMIES
New figures from the World Trade Organization show that supply-chain financing for developing economies has expanded sharply, helping smaller businesses access the working capital needed to participate in global trade.
Reset Intelligence: Iraq Completes its Government
Iraq Completes Its Government
By Reset Intelligence | @EXIT_FIAT
Iraq’s parliament filled the last empty seats in Prime Minister Ali al-Zaidi’s government on Thursday, Interior and Defence among them.
For 5 months the ministries that run the police and the army had no one in charge.
Coffee with MarkZ, joined by Mr. Cottrell. 10/16/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: Iraq completes its cabinet, fraud arrests, Iranian quagmire, and is Europe falling? We touch on all these before Mr. Cottrell joins us to take your questions. Lucas joins at the end as well
MZ: I have group leaders and bond people that are through the roof excited. I expecting something by today …that has not occurred yet. I am hoping its going to be a good weekend.
Is the US Returning to a Gold Standard?
Heresy Financial: 10-15-2026
The landscape of American fiscal policy is witnessing a significant shift with the appointment of Judy Shelton as an advisor to the U.S. Treasury.
This move has sparked intense discussion among economists and investors alike, as Shelton is widely recognized as one of the most prominent advocates for sound money principles.
Ariel: Iraqi Dinar, Forex Re-entry, Bessent Doctrine, Final Sequencing
10-15-2026
The Baghdad–Washington chokepoint is now completely cleared: the Finance Minister’s IMF/World Bank sit-down was never about loans, it was the ‘final sign-off’ for re-linking Iraq’s correspondent banking rails to the global FOREX grid, meaning the Central Bank of Iraq is now positioned to execute the long-telegraphed RV/RI the moment the White Hats trigger the currency swap.
The freshly printed lower-denomination notes are already warehoused, the 2027 Budget and the Cabinet slate locked into a Thursday finish, so the domestic legal chassis is fully welded shut;
Good Morning Dinar Recaps,
GLOBAL DEBT RESET WATCH: IMF WARNS AI INVESTMENT AND RISING BOND YIELDS COULD TEST FINANCIAL STABILITY
The International Monetary Fund warns that an AI investment correction, rising government borrowing costs and cyber threats could expose vulnerabilities in global markets and increase pressure on the financial system.
The Central Bank Of Iraq Announces A New Mechanism For Granting Dollars To Travelers
2026-10-15 The Central Bank of Iraq announced on Thursday the implementation of a new regulatory mechanism to grant travelers the amount allocated to them, which is (2000) US dollars every two months, and at a maximum of (6) times per year.
MilitiaMan & Crew: The Truth About Iraq’s Economy: CBI Updates & Exchange Rate
10-15-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Straight reporting on Iraq’s economy. CBI policy, the budget, oil, banking reform, and the exchange rate — read clean and interpreted without the noise. This channel started as daily phone calls to Mom with the latest dinar news. After she passed in 2022, I built a team so that same standard could keep going for everyone following the story.
Follow MM on X == https://x.com/Slashn
KTFA
Thursday Night Video
FRANK26….10-15-26…..SIT DOWN
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Counterfeit Dinar Reports Spark Fears, Security Response
2026-10-15 09:50 Shafaq News- Baghdad Reports of counterfeit Iraqi banknotes circulating in local markets have raised concerns among traders and consumers, as authorities step up efforts to combat currency smuggling and counterfeiting. A manager at a private Iraqi bank told Shafaq News that border authorities had detained several people on Wednesday for allegedly attempting to smuggle counterfeit banknotes into Iraq.
BRICS Is Hoarding Gold. Here’s What It Means for Your Portfolio.
Most news coverage of the BRICS gold story gets one thing wrong: it treats this as political drama rather than a portfolio signal.
It asks whether a BRICS currency will succeed. Whether it’ll topple the dollar. Whether the summit announcements are serious or just rhetoric. Those are interesting questions. However, they’re also the wrong ones if you’re trying to protect and grow your savings.
KTFA
Friday Night Video
FRANK26…10-16-26….BUDGET NEXT
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#