How to Talk to Your Financially Irresponsible Partner
How to Talk to Your Financially Irresponsible Partner
Trent Hamm, Aug 3, 2020 Founder of The Simple Dollar
My wife Sarah and I have a good financial relationship. Sure, there are times when I feel like she spends too much on things like crafting supplies and extra camping gear, and there are times when she feels like I spend too much — usually on Kindle books or tabletop game items. We’re not perfect by any means, but we’ve reached a point where we’re clearly headed toward our shared goals and we recognize that we both are imperfect and make mistakes sometimes.
It wasn’t always this way. There were many times earlier in our relationship, particularly before we started taking our finances seriously, where we both perceived the other person as being financially selfish. I’d see Sarah getting tons of expensive coffees and believe in my head that she was the one being selfish and causing our financial problems, while she’d see me with a new video game or an armload of new books and believe it was me.
The feeling that your partner is being financially selfish and the cause of your shared financial problems is a common one, and it’s a tough issue to tackle. Often, people don’t know how to tackle that sense of a partner’s selfishness, so they either sit on that negative feeling until it festers and grows into an outburst, or they try to immediately address that feeling in a clumsy way and cause a fight. Obviously, neither one of those outcomes is a healthy outcome.
What should you do, then, if you feel like your partner is being financially irresponsible?
6 Things To Consider When You Feel Your Partner Is Financially Irresponsible
Remember your partner probably doesn’t feel irresponsible
This is the single most important thing that you need to realize when you’re feeling frustrated by your partner’s irresponsibleness. It is extremely unlikely that they view their behavior as selfish. They likely view their behavior as living a good life, and it’s very likely that it’s a life they want you to share in.
It’s common for you and your partner to believe that the other one is spending beyond a reasonable, unwritten budget. However, if your partner does not view their behavior as irresponsible, you will get negative backlash if you dive in and accuse your partner.. No one likes to be viewed negatively, especially if they don’t see their behavior or mindset as financially irresponsible. They’re going to get defensive, and when someone gets defensive, the conversation is just going to fall apart. You have to take a completely different approach.
Come up with a meaningful alternative
This is the first step in that process. If you want your partner to step back from behavior that you view as irresponsible, there has to be a meaningful alternative they care about and feel like they’re contributing to in a meaningful way.
More importantly, just because you care about a goal doesn’t mean that they care. Try stepping back and talking about both of your individual goals, financial and otherwise. What are the things you want out of life in the future? Which of those things are things that you share? You might find that the things you think that your partner really should care about, the things that they’re being irresponsible by not contributing to, are simply things that your partner doesn’t value. You might be all about early retirement, for example, but your partner loves their job and doesn’t want to walk away from it.
To continue reading, please go to the original article here:
Powerball Winner Wished He 'Tore Up Ticket' After $315m Jackpot Destroyed Him
Story by Liam McInerney
The world's largest lottery is launching in the UK this week - offering a fortunate British player the chance to become more than £300million ($400m) wealthier. Powerball, an American lottery game, awards massive jackpots that are distributed over a 30-year period.
Today (July 23) marks the inaugural UK draw with an estimated top prize exceeding £300m - the biggest jackpot ever made available in Britain. Allwyn, which operates the National Lottery, has opened the game to UK participants, who will be entering alongside American players.
No Such Thing as Enough Money
Jacob Schroeder Oct 27, 2021
How much money is enough?
It’s a philosophical money question that often arises out of discontent. We see someone of substantial means, like a celebrity, live a troubled life. Or, we ourselves experience great fortune yet feel unhappy.
It makes us wonder where the finish line is, the point when you can stop striving for more and settle into a life of satisfaction.
The Relationship Between Money and Marriage
Jacob Schroeder Oct 12, 2021
I love scotch; she hates it.
There are many things my wife and I don't agree on, but money isn't one of them. We are intentional spenders, buying only what mutually aligns with our needs or values. For instance, disinterested in paying for the trappings of an ostentatious wedding, we tied the knot at New York's City Hall; our reception was watching our first son play at a public playground in the East Village on a warm fall afternoon.
We've been happily together for 16 years, which makes me wonder: Does love make the financial side of marriage work, or is it the other way around?
Europe Just Bragged About Losing to Gold
Notes From the Field By James Hickman (Simon Black / Sovereign Man) June 4, 2026
When the euro launched on January 1, 1999, it was sold as the future. It would be a single currency to knit Europe together — to wipe out the exchange-rate friction between member states, complete the continent's single market, and bind a dozen squabbling nations into one economic bloc with one money.
And in the grander ambitions of its architects, it was meant to do something more: to grow up into a true global currency, the first serious rival the US dollar had faced since World War II.
Experts Say This Is A Key Sign You Have An Unhealthy Relationship With Money
By Natalia Lusinski
When it comes to money and budgeting, it’s often easier said than done. You may have the best of intentions — you’ll eat out less this month and put the money into your savings account instead. But then life happens. Just like working through any other life, fitness, or wellness issue, a little introspection is often the ticket. If you want to get your finances back in order, a financial psychologist or money mindset coach can help. It all starts with getting your head in the right place.
Green Policy is Deadlier Than Guns
Notes From the Field By James Hickman (Simon Black / Sovereign Man May 29, 2026
Every year around this time, a silent killer sneaks its way onto European shores and slaughters people by the tens of thousands. Last year, it killed more people in just three months than the number of civilians killed in the war in Ukraine all year. It killed three times as many people as traffic accidents do. And it killed FOUR times more Europeans than gun violence killed in America. I'm not talking about COVID. Or even the legions of migrants invading the continent.
4 Bad Habits That Could Affect Your Money More Than Tariffs and Inflation
Written by Chris Adam GoBankingRates
The Trump administration’s discussions about tariffs and inflation have led many consumers to question how well they’re prepared for the future regarding their finances. After all, some experts have raised concerns that tariffs could lead to higher prices on products and services people use each day.
But there may be a way to protect personal finances that has little to do with moves by the White House.
Expert Issues Warning Over US Bank Accounts Sitting Idle
Rudro Chakrabarti Mon, April 20, 2026
Money Can Now Be Turned Over To State. Secure your money ASAP
Katelyn Fugate thought she was doing something nice for her young son. A few years back, she opened a savings account for him — a small starter fund he could build on one day. Recently, she decided to check in on it.
The balance was zero. Fugate told Scripps News she went to check the balance hoping to start adding to it again. Instead, she found the account empty. (1) The bank had declared it dormant after five years of inactivity, closed it and shipped the money off to the state's unclaimed funds department. Worse, when Fugate went looking for it, she couldn't find the money at the bank or the state.
Argentina Got This Warning Before Its Collapse. America Just Got It Last Week.
Notes From the Field By James Hickman (Simon Black / Sovereign Man) April 20, 2026
In early December 2001, ‘normal’ life very suddenly ceased to exist in Argentina— anything that remotely resembled a functional society came to an abrupt end. And that is by no means an exaggeration. The banking system collapsed. Financial transactions ground to a halt. Desperate people looted supermarkets for food, and then grocery shelves emptied. Energy ran short. Riots broke out in the streets, and police were shooting citizens in the face.
There Is No "Fair Share" — There Is Only “More”
Notes From the Field By James Hickman (Simon Black / Sovereign Man) April 16, 2026
In April 1971, Keith Richards loaded his family and his Bentley onto a cross-Channel ferry and drove south until he hit the Mediterranean. He rented a 19th-century villa called Nellcôte on a hillside above Villefranche-sur-Mer, and converted the basement into a recording studio.
The $13,000 Apartments the Government Won't Let You Buy
Notes From the Field By James Hickman (Simon Black/Sovereign Man) April 14, 2026
On May 20, 1862, Abraham Lincoln signed the Homestead Act into law, and it essentially said: here's 160 acres of land. It's yours. For free. All you have to do is live on it and improve it. And between 1862 and 1934, the federal government distributed 270 million acres under the program — roughly 10% of all the land in the United States.
Even as far back as the American Revolution, the Founding Fathers understood that property ownership made people more engaged, more productive citizens. Ownership meant that you had a vested financial interest in your community... and your country.
‘Let’s not be naive’: Ray Dalio says economic world order ‘is gone’ — warns of US ‘civil war.’ Preserve your wealth now
Jing Pan Sun, April 12, 2026 Moneywise
In the wake of the World Economic Forum in Davos, Switzerland, billionaire and founder of Bridgewater Associates, Ray Dalio, sounded a global fire alarm, and it’s starting to look like he was right.
The short version? The old economic world order is gone, and it’s likely not coming back any time soon.
“Let’s not be naive, ok, and say: Oh, we’re breaking the rule-based system,” Dalio said in an interview with Fortune at the WEF (1). “It’s gone. It’s going.” Dalio was referring to the current global balance of power between nations, which has hinged on relatively predictable U.S. foreign policy.
How Do I Manage This Much Money?
Moneywise Fri, April 3, 2026
My mom was much richer than I realized, and left me more than I could have imagined. How do I manage this much money? During the next 20 years or so, Americans will inherit an estimated $105 trillion as older Americans pass down their accumulated wealth to younger generations, in a phenomenon that has been dubbed the Great Wealth Transfer (1). That means there will be a lot of people who are surprised — even if pleasantly so — to be inheriting money and unsure about how best to manage it.
5 Subtly Genius Things All Wealthy People Do With Their Money — That You Should Do, Too
These moves don’t have to be reserved for the super rich.
t can feel like the super wealthy have access to some secret money playbook the rest of us never got. And in a way, that’s true. They have connections and access that most of us simply will never have.
But there’s good news: A lot of things the ultra wealthy do with their money are perfectly accessible to us — we just have to be smart enough to take advantage.
How to Make a Living Will for Free in 4 Easy Steps
Rachel Christian, CEPF® PennyHoarder
Drafting a living will might not be high on your to-do list — but maybe it should be.
A living will is a legal document that details which medical treatments you want — or don’t want — if you’re ever incapacitated or unable to make decisions for yourself.
Don’t get it confused with a last will and testament, a legal document that spells out who inherits your assets after you die. A living will applies only to your end-of-life medical care wishes.
4 Things To Consider Before Tapping Into Retirement Funds
Josephine Nesbit Sun, March 22, GoBankingRates
There’s a great deal of planning that goes into retirement, especially when it comes to deciding if, when and how to tap into your nest egg. Assessing your retirement fund is more than just covering your expenses. It can also affect your taxes, long-term income and investment growth.
3 Mistakes That Wipe Out Million-Dollar Nest Eggs, According to a CFP
Jake Safane Sat, March 21, 2026 GoBankingRates
For many people, reaching $1 million or more in retirement savings sounds like a surefire way to retire comfortably. But before you start dreaming of carefree golden years, it’s important to understand that million-dollar nest eggs can easily be wiped out by simple mistakes.
The problem usually isn’t blowing through your retirement savings by buying a yacht the day you leave your job, or seeing all your investments wiped out from a stock market crash. There are ways to prevent these types of mishaps, like through diversification, adjusting investment risk as you age and knowing what you can afford.
10 Frugal Lessons I Learned From Being Flat Out Broke
By Michelle Saving Money Invested Wallet
During the years I attended college, and shortly afterward, when I was about 21-22 years old, I was flat out broke. I was living in the middle of a big city all by myself and paying my bills on a server’s salary. I had zero savings and was living paycheck to paycheck just to get by; frugal living was a necessity.
To paint you a better picture of my situation, allow me to elaborate.
14 Bad Money Habits That Will Keep You Broke Forever
By Todd Kunsman Saving Money Invested Wallet
Being broke sucks. Worrying about bills and living paycheck to paycheck also sucks. And the thought of that being for a lifetime is demoralizing.
While all our financial situations are different, we all have the ability to change our “broke status.”
Will it be easy? Not at all, but your financial life can completely switch gears by identifying bad money habits that are keeping your pockets empty.
The trick is to really come to terms with these bad money habits and that yes, you probably are guilty of some or maybe even all of them.
5 Pieces of Financial Advice to Avoid at All Costs
Suze Orman on the commonly accepted money tips it pays to ignore.
By Suze Orman
Bad financial information doesn't come only from scammers; even our loved ones can unwittingly steer us wrong. That's why knowing what not to do with your money is often your biggest asset. In general, there are two little words that should set off everybody's suspicion meter: Trust me. Anyone who gives you this line—whether a financial adviser or your significant other—is disrespecting you.