9 Secrets of Self-Made Millionaires: What You Need to Know
9 Secrets of Self-Made Millionaires: What You Need to Know
Written by Connor Brown November 14, 2021
Approximately 12 million American households have a net worth of at least $1 million. Of these, 80%+ are self-made. It stands to reason then that those self-made millionaires know something about wealth creation. Today, I am sharing nine secrets of self-made millionaires to help you develop the financial habits you need to know to become financially successful as well.
1. Millionaires Think Differently
While many would have you believe large salaries and fancy degrees drive that millionaire status, that could not be further from the truth. No, instead, millionaire status is the result of discipline and thinking differently over decades.
Millionaires set clear visions for where they want to go, and then they put plans in place to help them get there.
When Elon Musk started Tesla, his vision wasn’t to become a billionaire many times over. No, his vision was to accelerate the world’s transition to the use of sustainable energy. Tesla has become little more than a side effect of that vision.
You, too, can set a clear vision for the things you want in your life. As it relates to money, that vision is usually about what you want money to provide. For example, you may want to experience grand vacations, or you may want to quit working for money earlier in life. These are the visions. Once you understand what you’re aiming for, you can put plans in place to get there.
2. They Set Clear Financial Goals
What’s the difference between a wish and a goal? A wish is something you want, while a goal is something with a concrete plan in place to achieve a want.
In this respect, millionaires work differently. They set actionable goals and put specific plans in place to get there. For example, the average millionaire spends six hours a week exercising. Is this because they love exercising? Probably not. But they know they must put in the work to achieve what they want (health, in this case).
You, too, can adopt this millionaire habit. With your finances, for example, it makes sense to plan far into the future. Once you do, you can take concrete actions in the near term to meet your long-term goals.
As you plan your financial goals, get clear on what you need vs. what you want and what you spend vs. what you earn. These simple steps will set you up to achieve your long-term financial vision.
3. Millionaires Track Their Spending
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Sent to Recaps: Thank you David
Reset Intelligence: Baghdad Just Priced the End of the War. 9-17-2026
By Reset Intelligence | @EXIT_FIAT
Two prices were published inside the same 24 hours, and the world's financial press covered only one of them.
The Federal Reserve raised interest rates for the first time in more than 3 years. The quieter number came out of Baghdad, and it says far more about how this ends.
Ariel: A Observation So to Speak, the Reset
9-17-2026
A Observation So To Speak: The Reset
Everyone reads September 30 as a disarmament deadline. Read it the other way: it’s the last day the old security architecture exists.
Militias holding weapons and militias holding hoarded cash are frequently the same gentlemen, and the weapons deadline functions as a census. Compliance with the handover signals compliance with the financial order that follows seven days later.
MilitiaMan: Iraqi Dinar Update: Clear Analysis on Iraq's Economic Path
9-17-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Follow MM on X == https://x.com/Slashn
Oil Falls As Saudi Arabia Boosts Oman Supply
2026-09-16 17:29 Shafaq News Oil prices fell on Wednesday after reports that Saudi Arabia was offering additional crude cargoes through Oman eased some concerns about Middle East supply disruptions, while a smaller-than-expected draw in US crude inventories added further downward pressure.
Brent crude futures fell $2.92, or 2.7%, to settle at $105.83 a barrel. US West Texas Intermediate futures fell $3.40, or 3.2%, to close at $102.43.
Good Morning Dinar Recaps,
FED TURNS HAWKISH: FIRST RATE HIKE IN THREE YEARS OPENS A NEW PHASE FOR THE DOLLAR, DEBT AND GLOBAL CURRENCIES
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9 Ways Retirement Will Be Different in 2026
By Cameron Huddleston and Deirdre Shesgreen, AARP
How changes to Social Security, Medicare, 401(k) contributions and more will affect your finances
Retirement may seem like the most stable period of your life, with no work demands, no kids to cart around and lots of free time. But this dynamic new chapter comes with its own twists and turns. Your lifestyle, expectations and finances continue to change. And in 2026, big shifts are coming — from Social Security payments and Medicare expenses to how you save and spend.
Is Iraq Ready To Revalue the Dinar?
The Dinar Den: 9-16-2026
Stephen, an entrepreneur and seasoned investor in the Iraqi currency, provides a detailed analysis of Iraq’s current economic trajectory. The core of this discussion relies on a comprehensive report compiled by an IT systems expert named Kenny.
This meticulously drafted report evaluates Iraq’s systemic readiness for major currency reform, focusing on key structural changes rather than the speculative rumors that often dominate the conversation.
KTFA
Wednesday Night Video
FRANK26….9-16-26….1600
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Exclusive | News of the dollar cutoff in Iraq fuels speculation and raises the exchange rate
September 16, 2026Last updated: September 16, 2026
The Independent - The Iraqi market has witnessed a new wave of increases in dollar exchange rates in recent days, coinciding with a significant increase in demand for the US currency, amid a state of anxiety fueled by news circulating about the possibility of imposing new restrictions on dollar flows to Iraq in the coming period.
12 Key Habits for Achieving Financial Freedom
Set yourself on the path to saving with these habits
By Matt Danielsson Updated March 06, 2026
Key Takeaways
Set financial goals and create a plan to achieve them.
Make and stick to a budget covering all financial needs.
Pay off credit cards monthly and minimize debt.
Automate savings with an emergency fund and retirement contributions.
U.S. consumers can request a free annual credit report from major agencies.
Insiders Buying Gold - Public is Next | Andy Schectman
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Andy Schectman warns that tightening global oil supplies could trigger another wave of inflation just as central banks face limited room to respond.
He argues that rising Treasury yields, declining confidence in U.S. debt and increasing gold purchases reflect a broader trend toward what he calls “detreasurization.”
Ariel: The September 15-30 Window Where it all Converges
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The Clarity Actual Factuals: The Red Bottom Line
The Clarity Act was never the timer.
The SEC was never waiting on Congress.
The RV was never waiting on the Clarity Act.
Bruce’s Big Call Dinar Intel Tuesday Night 9-15-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
Welcome, everybody, to the big call tonight. It is Tuesday, september 15, and you're listening to the big call. Thanks for tuning in, everybody. Again, all over the globe. Good to have you here. Glad to have you here.
Let's let's move from that point on into where we are on Intel. Now I will say this: it is getting quiet. It's very difficult to get Consistent revelation in terms of intel from our many sources, and even though we're trying every day-and I mean every day, Saturday, Sunday, every day-to get it. Sometimes we get it. Sometimes it's a little light today. I would call it a little bit light.
Good Afternoon Dinar Recaps,
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Forget CBDCs: 5 Things you Need to Know about the New Financial System
Miles Harris: 9-16-2026
Forget CBDCs. The financial system is changing in much bigger ways. In this video I explain five changes that matter most, including tokenised money, digital ownership, collateral, financial permissions and why more of your balance sheet may become visible to the financial system.
The key question is no longer just what you own, but what you can access, move, pledge and control.
The global financial architecture is undergoing its most profound transformation since the abandonment of the gold standard.
Emailed to Recaps~ Thank you David
Reset Intelligence: However Long the Night.
By Reset Intelligence | @EXIT_FIAT
The US Senate said No to the CLARITY Act, and inside the same day the SEC chair confirmed the rules get written anyway.
And in Berlin, Iraq's prime minister signed 14,000 megawatts of new power with Siemens Energy, then told his country: however long the night, it births a sun.
Coffee with MarkZ joined by Zester 09/16/2026
MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions
MZ: Crazy slow news day so far, factions, international deals, and global bankers. Zester has an update on the Clarity Act.
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY
GP Q: Why the Clarity Act Matters to Currency Holders
9-16-2026
CLARITY ACT — WHY IT MATTERS TO CURRENCY HOLDERS
The Senate did fail to advance the CLARITY Act today. The cloture vote was a procedural step requiring 60 votes; it was not a final vote declaring the bill d**d forever.
WHAT WE KNOW: The bill concerns regulation of digital assets, including SEC/CFTC jurisdiction.
Good Morning Dinar Recaps,
FED RATE DECISION: FIRST HIKE SINCE 2023 COULD RESET THE OUTLOOK FOR INFLATION, DEBT AND THE DOLLAR
The Federal Reserve is expected to raise interest rates for the first time since 2023 as persistent inflation, oil prices above $100 and elevated Treasury yields create a new challenge for U.S. monetary policy, government debt and the dollar.
TNT:
Tishwash: "The Baghdad dinar is disappearing... Close the borders!" The final solution is to abolish Iraq's paper currency!
Perhaps no country in the world has abolished paper currency, but amidst the anxiety surrounding discussions in the local market and among banks—both those sanctioned and those not—within an economy mired in a ceaseless war, an Iraqi expert and academic believes that the chaos plaguing the financial market necessitates the "complete abolition of paper currency" and its conversion into a bank card for every citizen.