7 Things You Should Never Do When Planning For Retirement
7 Things You Should Never Do When Planning For Retirement
ADAM MCFADDEN | Updated July 21, 2022
Looking to retire comfortably? Avoid these mistakes.
It’s never too early, or too late, to start thinking about your retirement goals. No matter if you’re hoping to retire early or work until you can’t any longer, having a plan for how you can retire comfortably is essential.
Get started on these steps right now so you can reach your retirement goals.
1. Not Having A Professional Review Your Plan
If you’re fortunate enough to have plenty of retirement savings and investments, now is the time to futureproof your funds. But that takes time and skills that most don’t have, so the best option is to turn to a professional financial advisor. The hard part is finding the right one.
WiserAdvisor does all that work for you, matching you to the best financial advisor for your specific situation so you get in an expert in the areas you need.
There’s no cost to you and no obligation to hire the advisor, so there’s not much to lose.
2. Not Keeping An Emergency Fund
Common wisdom suggests you should keep three to six months of expenses in an emergency fund. Once you retire, however, you’ll likely want to bump up that amount. Generally speaking, accidents occur more often as you age, whether through accidental falls, reduction in driving abilities, loss of general dexterity or simply through spending more time at home rather than in an office. The best way to plan for emergency expenses in retirement is to build up your nest egg while you’re working, rather than making it a monthly line item in your budget.
Sign up for a new SoFi Checking and Savings Account today so that you can start stashing cash. You can earn a cash bonus of up to $300 with direct deposit and you can get up to 2.00% APY (Annual Percentage Yield) on all checking and savings balances with no balance cap restrictions*.
Plus, there are overdraft fees, no minimum balance fees and no monthly fees. You can even get paid up to two days early when you set up direct deposit.
To continue reading, please go to the original article here:
https://www.gobankingrates.com/things-you-should-never-do-when-planning-for-retirement-1383852/
Ariel: THE SEQUENCING - WHY ORDER MATTERS 9/12/26
VIII. THE SEQUENCING — WHY ORDER MATTERS
The CLARITY Act must pass before the Dinar revalues. Here's the mechanical reason:
1. CLARITY Act passes → digital tokens backed by sovereign currencies become legally recognized settlement instruments under US law.
2. SEC issues no-action letters → exchanges can list the revalued Dinar token without securities law exposure.
TNT:
Tishwash: US Chargé d'Affaires: Al-Zaidi's visit to Washington opened new horizons for the Iraqi-American partnership
The US Chargé d'Affaires in Iraq, Steven Fagin, affirmed on Saturday that Prime Minister Ali Faleh al-Zaidi's visit to Washington opened new horizons for the Iraqi-American partnership.
Fagin stated in a statement received by the Iraqi News Agency (INA) that "relations between Baghdad and Washington are on the cusp of significant development," noting "a shared commitment to strengthening the economic partnership and expanding opportunities for cooperation between the two countries."
MilitiaMan & Crew: The Sunday Night Breakdown: Patreon, Discord, and What’s Next
9-13-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Follow MM on X == https://x.com/Slashn
Good Morning Dinar Recaps,
FED RATE HIKE WARNING: OIL SHOCK AND INFLATION PUSH U.S. MONETARY POLICY INTO A NEW PHASE
With oil prices surging above $108 and inflation remaining stubbornly elevated, expectations for a Federal Reserve rate increase this week are reshaping the outlook for U.S. monetary policy, bond yields, debt costs and the dollar.
PM Al-Zaidi Europe Trip Targets Energy, Investment
2026-09-13 / 05:47 Shafaq News- Baghdad Iraqi Prime Minister Ali Al-Zaidi’s European tour is aimed at attracting investment and opening new channels for the country’s economy, Mohammed Al-Baldawi, spokesperson for the Sadiqoon parliamentary bloc, the political wing of Asaib Ahl Al-Haq, told Shafaq News on Sunday.
KTFA
Sunday Night Video
FRANK26….9-13-26…..Z &T
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Fed Losing Control? Treasury Market Forces Its Hand | Craig Hemke
Liberty and Finance: 9-12-2026
Craig Hemke of TF Metals Report warns that the bond market may increasingly be forcing higher interest rates on a U.S. government that cannot afford them.
He argues that Treasury intervention could mark the early stages of yield-curve control, a development he considers extraordinarily bullish for gold and silver.
Rob Cunningham: Clarity’s Momentum Window
9-13-2026
CLARITY’S MOMENTUM WINDOW
14 Positives.
BRICS aligning.
Ireland welcoming.
Iraq preparing.
Iraq 10th Among US Crude Suppliers
2026-09-13 04:55 Shafaq News- Baghdad/ Washington Iraq ranked 10th among the largest crude oil suppliers to the United States last week, with shipments averaging 46,000 barrels per day (bpd), up from 38,000 bpd the previous week, according to US Energy Information Administration (EIA) data.
Good Afternoon Dinar Recaps,
BRICS FINANCIAL SHIFT: LOCAL CURRENCIES AND CROSS-BORDER PAYMENTS MOVE INTO THE NEXT PHASE
BRICS is moving its financial cooperation from broad discussion toward practical payment and settlement mechanisms, with members promoting local-currency trade and more efficient cross-border payments while stopping short of creating a common BRICS currency.
Fiat-Backed vs. Asset-Backed Digital Currencies
9-12-2026
Fiat- and Commodity-Backed Stablecoins: Asset-Backed Digital Currencies
Explore fiat- and commodity-backed stablecoins like USDC, PAXG, and gold tokens.
Key takeaways
• Stablecoins are used to store value, send remittances, make payments, and enable DeFi access.
KTFA:
Clare: Al-Zaidi meets with Trump again in New York to discuss the withdrawal of US forces, combating corruption, and the course of the political process.
An informed source revealed on Friday that Prime Minister Ali al-Zubaidi is expected to visit the United States to participate in the work of the United Nations General Assembly in New York, which will include a meeting with US President Donald Trump to discuss issues related to relations between Baghdad and Washington and internal developments in Iraq.
The source said that al-Zaidi will head to the United States after the end of his European tour, which includes France and Germany, indicating that his meeting with Trump will focus on three main issues: the withdrawal of US forces from Iraq within the agreed timeframes, the results of the anti-corruption campaign and the expected steps within it, in addition to the course of the political process in the country.
MilitiaMan & Crew: IQD News Update: What You Need to Know Today
9-12-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Follow MM on X == https://x.com/Slashn
The 50 And 100 Dinar Denominations Will Return With The Change Of Currency
Sunday, economic expert Mustafa Hantoush expected that the 50 and 100 dinar denominations would return to circulation if the currency change continued, indicating the possibility of issuing new monetary denominations with stronger security specifications .
Good Morning Dinar Recaps,
HORMUZ SHIPPING HIT: NEW ATTACK THREATENS GLOBAL OIL FLOWS AS ENERGY SHOCK DEEPENS
Another vessel has reportedly been struck in the Strait of Hormuz as Saudi Arabia's oil pipeline remains shut, increasing concerns that the Middle East conflict could create a deeper and more persistent disruption to global energy supplies.
KTFA
Saturday Night Video
FRANK26…9-12-26….NOT GOING
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
TNT:
Tishwash: Source: Al-Zaidi plans US trip; Trump meeting in works
Iraqi Prime Minister Ali Al-Zaidi plans to visit the United States after a European tour to attend the UN General Assembly in New York, with three major issues on his agenda as political efforts seek to arrange a meeting with US President Donald Trump, an informed source told Shafaq News on Friday.
The source said a political intermediary who previously helped organize Al-Zaidi’s July official visit to Washington is working to secure the meeting with Trump, which has yet to be confirmed.
Secret QE is Part of the Reset, Treasury will use Stablecoins to Flood System with Cash
Daniela Cambone: 9-11-2026
“The new monetary system is already here.” E.B. Tucker explains how Treasury buybacks and stablecoin demand could quietly flood the financial system with cash.
The global financial landscape is undergoing a quiet but profound transformation. When the United States Treasury Department announced its decision to buy back $6 billion in longer-term debt—tripling its usual transaction size—many market observers immediately feared the worst.
CBI Tightens Rules For State Bank Advisers
2026-09-12 08:05 Shafaq News- Baghdad Iraq’s central bank (CBI) has tightened oversight of advisers at state-owned banks, requiring licensed financial institutions to clearly define consultants’ responsibilities and keep their roles separate from executive management, Shafaq News learned on Saturday.
Emailed to Recaps~ Thank you David
Reset Intelligence Daily - The Budget, the Bill, and the Fed
9-14-2026
Reset Intelligence: The Budget, the Bill, and the Fed.
By Reset Intelligence | @EXIT_FIAT
For 2 decades the dinar's price has had one author. This week, three hands are on it at once.