7 Levels of Financial Freedom: How To Work Your Way Up, According to Experts
GOBankingRates Andrew Lisa Sat, August 6, 2022
Whether you’re living to work, drowning in debt, struggling to save, overspending, or existing from paycheck to paycheck, you’re all too familiar with the invisible chains of financial stress. The answer, of course, is financial freedom, but with so many bills and so little money left over at the end of the month, how could anyone get from here to there?
Grant Sabatier — a self-made millionaire and golden child of the FIRE movement — has created a roadmap that he says can bridge the gap between financial servitude and financial independence. There are seven levels, and if Sabatier is right that most Americans are already at the second level, you only have six more rungs to climb.
Level 1: Clarity
Step one is to assess and clarify. It’s time to take inventory of where you are financially and develop a clear picture of where you’d like to be. That means checking your credit and revisiting your bank and credit card accounts. You’ll also have to do the unpleasant job of gathering your bills and tabulating your monthly expenses.
You do have to do it, but if you keep up with it after that, you’ll only have to do it once.
“In order to take control of your finances during these changing times, as well as get a hold of your spending and investments, it’s important to create a financial plan,” said Radu Tyrsina, CEO and founder of Windows Report and Reflector Media. “To successfully manage your financial progress you need to be able to track your net worth, spending, and investments in order to get a larger view of where you stand.”
Level 2: Self-Sufficiency
When you clear this level, you’re standing on your own two feet. You’ve moved out of your parents’ house and you’re off any public assistance you’d been relying on to get by.
It’s important to note that self-sufficiency and financial independence are two different things. At level 2, you’ll probably be living paycheck to paycheck, struggling with debt, or both, but you’re no longer dependent. Although it might not feel like it, you’re finally in control of your own destiny.
Level 3: Breathing Room
To continue reading, please go to the original article here:
https://news.yahoo.com/7-levels-financial-freedom-way-130121143.html
Trump’s Major Iraq Call, EO 13848, and Iraqi Uprising Next?
Jon Dowling and Chris Real World: 11-6-2026
As nations grapple with systemic changes, understanding these diverse elements offers valuable perspective on where our global economy and society are heading.
At the forefront of these international developments is Iraq’s ongoing political and economic journey.
Recent diplomatic engagements and administrative efforts are heavily focused on establishing long-term stability and strengthening national sovereignty. By working closely with international partners, including the U.S. administration, the region aims to foster a secure environment for growth and reform.
KTFA
Saturday Night Video
FRANK26….11-7-26…BUDGET HAS NOTHING TO DO WITH EXCHANGE RATE
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Dollar Ticks Up In Baghdad, Erbil
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According to a Shafaq News market survey, the dollar traded in Baghdad’s Al-Kifah and Al-Harithiya exchanges at 168,600 dinars per 100 dollars, up from the previous session’s 168,300 dinars.
Good Morning Dinar Recaps,
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Bank Failures are Coming, the Financial System is Overleveraged
AI Bubble Bursting, Banks in Trouble, Another 2008 Coming? | Todd "Bubba" Horwitz
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A brutal sell-off has Wall Street flashing warning signs, and Todd "Bubba" Horwitz believes this could be the beginning of a much deeper market collapse.
He warns that stocks could fall another 40% to 60%, with AI valuations, a weakening housing market, and mounting banking risks creating a dangerous combination.
Stern Drew: Japan’s Banking System Goes Dark
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128 banak across western Japan just went dark at the same time.
ATMs, Teller counters at 3,430 branches, Internet banking, Transfers to other banks: all went dark.
MilitiaMan & Crew: Digital Files Reveal New Iraqi Dinar Oversight: What You Need to Know
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The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Iraqi Dinar news update for November 7. We are analyzing the latest coordination between state banks and new digital files. This update focuses on the shift toward formal channels for financial oversight.
We examine recent documentation regarding how state banks are coordinating to improve operational efficiency across the sector.
Source: Kurdistan Share Dispute Delays Iraqi Budget Vote
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Prime Minister Ali Al-Zaidi's office confirmed to Shafaq News that no cabinet session was held on Saturday.
Good Afternoon Dinar Recaps,
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TNT:
Tishwash: Barak after meeting Zidane: The rule of law and strong institutions are the foundation of stability and prosperity in Iraq
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Ariel: The XRP Connection and Iraqi Dinar Trigger
11-6-2026
Here is what you will not find on any blog, any forum, any intelligence newsletter, anywhere:
The XRP Connection:
The reset is not purely metallic. The gold peg is the anchor. The distribution mechanism is distributed ledger technology and the SEC’s settlement with Ripple in 2025 was not a legal conclusion. It was a systems integration.
MilitiaMan & Crew: Is This the Breakthrough? State Banks and Digital Files
11-6-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Iraqi Dinar news update for November 6. We are analyzing the latest coordination between state banks and new digital files.
This update focuses on the ongoing shift toward formal channels for financial oversight. We examine recent documentation regarding state banks and how these institutions are coordinating to improve transparency and operational efficiency across the sector.
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Good Morning Dinar Recaps,
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KTFA
Friday Night Video
FRANK26….11-6-26…..THE GAP
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
GP Q: US Treasury Signals Possible Shift in Debt Financing Strategy for 2027
11-6-2026
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In Washington today, the United States Treasury has kept its near-term bond auctions steady, yet a quiet change in official language has opened the door to a different way of financing America’s growing debt as early as 2027.
In its November 4 quarterly refunding statement, the Treasury said it anticipates maintaining current auction sizes for nominal coupon securities and floating-rate notes for the next several quarters.
Stern Drew: The Banking and Digital Lockdown has Started
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The Banking And Digital Lockdown Has Started
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A French bank(Crédit Mutuel Arkéa) has been HACKED, with €118 million reportedly stolen in the process…
Bruce’s Big Call Dinar Intel Thursday Night 11-5-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
(Political Comments not included in transcription)
Welcome, everybody, to the big call tonight. It is Thursday, November 5, and you're listening to the big call. Thanks for tuning in, everybody. I hope you had fun with our pre-recording trivia tonight. I sure did. I think Sue and Bob did. I hope so.
All righty, let's get into the intel segment now. (Political Comments not transcribed for posting)
The other thing is, if you think about it, we are transitioning to the restored republic. Everything that's happened with the Starlink satellite system, with the quantum financial system, with blockchain technology, with the cross-border international payment system, the SIP system, everything's been interconnected to flow and work together really well, and I believe that as a result, we're going to see a new a new restored republic as our form of government, which means this elections in and of itself could be a moot point. We'll see how it all goes.
Good Afternoon Dinar Recaps,
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Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
Restored Republic via a GCR Update as of Sun. 8 Nov. 2026
Compiled Sun. 8 Nov. 2026 12:01 am EST by Judy Byington
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