7 Levels of Financial Freedom
7 Levels of Financial Freedom: How To Work Your Way Up, According to Experts
GOBankingRates Andrew Lisa Sat, August 6, 2022
Whether you’re living to work, drowning in debt, struggling to save, overspending, or existing from paycheck to paycheck, you’re all too familiar with the invisible chains of financial stress. The answer, of course, is financial freedom, but with so many bills and so little money left over at the end of the month, how could anyone get from here to there?
Grant Sabatier — a self-made millionaire and golden child of the FIRE movement — has created a roadmap that he says can bridge the gap between financial servitude and financial independence. There are seven levels, and if Sabatier is right that most Americans are already at the second level, you only have six more rungs to climb.
Level 1: Clarity
Step one is to assess and clarify. It’s time to take inventory of where you are financially and develop a clear picture of where you’d like to be. That means checking your credit and revisiting your bank and credit card accounts. You’ll also have to do the unpleasant job of gathering your bills and tabulating your monthly expenses.
You do have to do it, but if you keep up with it after that, you’ll only have to do it once.
“In order to take control of your finances during these changing times, as well as get a hold of your spending and investments, it’s important to create a financial plan,” said Radu Tyrsina, CEO and founder of Windows Report and Reflector Media. “To successfully manage your financial progress you need to be able to track your net worth, spending, and investments in order to get a larger view of where you stand.”
Level 2: Self-Sufficiency
When you clear this level, you’re standing on your own two feet. You’ve moved out of your parents’ house and you’re off any public assistance you’d been relying on to get by.
It’s important to note that self-sufficiency and financial independence are two different things. At level 2, you’ll probably be living paycheck to paycheck, struggling with debt, or both, but you’re no longer dependent. Although it might not feel like it, you’re finally in control of your own destiny.
Level 3: Breathing Room
To continue reading, please go to the original article here:
https://news.yahoo.com/7-levels-financial-freedom-way-130121143.html
Fiat Dollar Purchase Power Down 87 Percent since 1971, Gold up More than 9000 Percent
And We Know: 10-18-2026
In today’s rapidly changing economic landscape, understanding the health of our global monetary system is more important than ever.
A recent insightful discussion from the And We Know Official YouTube channel delves deep into the historical shifts that have shaped modern finance, focusing specifically on the dramatic loss in purchasing power experienced by fiat currencies worldwide since 1971.
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
TIER 4B – ISO 20022: The First 72 Hours After the Appointment
TIER 4B – ISO 20022
Telegram 10/17/2026
https://t.me/Tier4B_ISO20022
YOUR FIRST 72 HOURS AFTER THE APPOINTMENT, WHAT TO DO AND WHAT NOT TO DO
CBI Launches Digital Damaged Note Swaps
2026-10-18 05:27Shafaq News- Baghdad Iraqis can now apply online to replace damaged banknotes under a new Central Bank of Iraq (CBI) service designed to make the process faster and easier. The system allows citizens to submit replacement requests through the Ur electronic platform by entering the required information and confirming their applications. The CBI will then process the requests through its relevant departments, according to a statement.
Good Afternoon Dinar Recaps,
GLOBAL FINANCIAL SECURITY RESET WATCH: AI CYBER THREATS PUSH FINANCIAL LEADERS TOWARD GREATER COOPERATION
G7 finance leaders are planning cybersecurity simulations as the IMF warns that increasingly sophisticated AI-driven attacks could threaten confidence in banks, payment networks and the wider financial system.
TNT:
Tishwash: The US Treasury lifts restrictions on a number of Iraqi exchange companies - Breaking News
The US Treasury lifts restrictions on Iraqi exchange companies
The US Treasury Department has lifted restrictions on a number of Iraqi exchange companies, after verifying that they meet the compliance standards approved by the Central Bank of Iraq, allowing them to return to participating in dollar sales to travelers.
This step comes as part of strengthening compliance with regulatory controls and organizing foreign currency sales operations in accordance with approved frameworks.
KTFA:
Clare: Iraq Budget Bill Sent Back to Finance Ministry for Revisions
The 2027 draft budget bill has been returned to the Ministry of Finance to conduct necessary modifications and revisions
Good Morning Dinar Recaps,
GLOBAL FINANCIAL RESET WATCH: IMF AND WORLD BANK MEETINGS EXPOSE GROWING DEBT AND COOPERATION CHALLENGES
The IMF and World Bank's October meetings highlighted how rising borrowing costs, geopolitical conflict and uncertainty surrounding artificial intelligence are complicating the search for sustainable global economic growth.
A Good Week To Be On A Government Payroll
Notes From the Field By James Hickman (Simon Black / Sovereign Man) October 16, 2026
It was a good week to be on a government payroll and a bad one to be paying for it. Here are a few of the most absurd stories from the last several days in case you missed them.
Too tired to go to work? The Australian government has your back!
Source: Over $11M Missing From Iraqi State Bank
2026-10-17 Shafaq News- Baghdad
More than 17 billion Iraqi dinars ($11.18 million) in collected revenues and funds held in electronic accounts have reportedly gone missing from a state-owned bank, a source familiar with the matter told Shafaq News on Saturday.
KTFA
Saturday Night Video
FRANK26…10-17-26….”REQUIRED LOAN
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Ariel: What is Not Feasible for Iraq
10-17-2026
In My Opinion- What Is Not Feasible For Iraq
Iraq cannot formally submit a credible, WTO-compliant 2027 budget using a phantom program rate (1,310) that nobody not the IMF, not the World Bank, not their own central bank governors believes reflects economic reality.
A budget denominated in a currency that has no operational international Forex rate is a fiscal fiction. It cannot be audited. It cannot be stress-tested.
TNT:
Tishwash: President Al-Zaydi: The cabinet formation is complete and we have filled the vacant portfolios.
Prime Minister Ali Faleh al-Zaidi confirmed on Thursday that the cabinet formation is complete five months after the government was formed, stressing the commitment to implementing the government program's priorities and responding to the aspirations of Iraqis.
Al-Zaydi said in a statement received by Iraq Observer that the government has worked diligently and persistently over the past months under extremely complex internal and external circumstances, explaining that the war in the region has imposed, and continues to impose, exceptional economic challenges on Iraq, in addition to security challenges that require the highest levels of responsibility and vigilance.
Why Are Central Banks Buying So Much Gold in 2026?
Published: 10-05-2026 De-dollarization is the gradual shift by central banks away from holding the US dollar as their dominant reserve asset. In practice, that usually means adding gold and other currencies instead. In 2026, this shift stopped being a theory investors had to take on faith.
Specifically, it is now a documented pattern, visible in the World Gold Council’s own survey data and in the IMF’s own reserve statistics.
Good Afternoon Dinar Recaps,
GLOBAL DEBT RESET WATCH: DEVELOPING NATIONS FACE RECORD DEBT AS NEW FINANCING MODELS EMERGE
Record external debt, shrinking foreign aid and rising financing costs are pushing developing nations to seek new ways to fund growth and reshape their relationships with global financial institutions.
You Could Earn 6% On Your ‘Plan B’ Home Abroad
Note From the Field By James Hickman (Simon Black / Sovereign Man) October 15, 2026
For a lot of Americans, the beachfront condo has become unattainable. In Naples, Florida, the median beachfront condo on the market is listed at about $2 million. And that’s before factoring in condo fees and skyrocketing insurance costs.
Now compare that to an apartment we found during research for members of our flagship service, Plan B Confidential, in João Pessoa, a midsize beach city on Brazil's northeast coast.
Part 2: A Secret Global Monetary Reset Has Started (Watch Before This Video Is Banned)
George Gammon: 10-17-2026
Chapter 4: Bank creation of money
I'm going to show you how these banks create the dollars, create the money supply, and how that in and of itself creates a tremendous amount of demand for dollars and treasuries.
What we have is a debt based monetary system. I'm sure you guys have heard that term before. And essentially what that means, whether we like it or not, is money or currency, whichever term you want to use, is really debt.
A Secret Global Monetary Reset Has Started (Watch Before This Video Is Banned) Part 1
George Gammon: 10-17-2026
Chapter 1: The global monetary reset
A global monetary reset is happening right now. And I can assure you it is nothing like what you've been told. You think it's about oil and the petro dollar, but it's not. It's about debt.
It's about trillions and possibly quadrillions of dollars in debt. This is the biggest monetary reset in the history of the world. It might even be the biggest event the world has ever seen. And it's happening in secret.
MilitiaMan & Crew: The Bank File They Don't Want You To See
10-1702926
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
Follow MM on X == https://x.com/Slashn
The International Monetary Fund pledges financial and economic support to Iraq; a forthcoming loan program opens the door to reforms.
Last updated: October 17, 2026 The Independent / Baghdad – The Managing Director of the International Monetary Fund, Kristalina Georgieva, announced on Saturday, October 17, 2026, the Fund’s intention to provide strong support to Iraq through a loan program requested by the Iraqi authorities, in addition to supporting economic and financial policies, in a move that may represent a new phase of cooperation between Baghdad and international financial institutions.
KTFA
Sunday Night Video
FRANK26….10-18-26….GIVE ME YOUR TIRED, WORN AND TORN
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#