5 Ways To Cash In on Your Spare Change
5 Ways To Cash In on Your Spare Change
Jennifer Taylor Fri, April 22, 2022
You’ve been collecting spare change for quite some time now, and your piggy bank is about to bust. The time has come to empty it, but first you want to decide how to put your savings to good use.
After spending months — or even years — collecting these coins, you want to do something meaningful with the money. Here are five ideas to consider as the best use for your spare change.
Save for Holiday Gifts
While the holidays might be the farthest thing from your mind right now, Holly Andrews, loans manager and managing director at KIS Finance, a financial brokerage firm based in the United Kingdom, suggested using your spare change to start saving for this expensive season.
“Putting away your spare change right from the start of the year means you have the maximum amount of time to save for the holidays, and you’ll probably be surprised at just how much this will add up to over 10 or 11 months,” she said. “It may not cover everything, but it will certainly give you a very big head start, and you won’t have to worry about how you’ll afford everything as the holidays get closer.”
Imagine not having to scramble to cover all those holiday expenses this year, because you’ve already planned ahead. Enjoy the feeling!
Add It to Your Debt Repayments
If you’re trying to pay off credit card balances, Andrews said anything you can contribute to the cause will be a great help.
“Keep adding your spare change to a jar and every time you reach $10 or $20 dollars, put it in your bank account and add it to your next credit card payment,” she said. “It might not seem like much at the time, but every dollar that you can add towards debt repayment will benefit you in the long-run.”
In no time at all, you might make a serious dent in your debt repayments.
Start an Emergency Fund
If you don’t already have an emergency fund, your spare change is a great starting point, said Alissa Krasner Maizes, financial planner and founder of the investment advising firm, Amplify My Wealth.
To continue reading, please go to the original article here:
https://finance.yahoo.com/news/5-ways-cash-spare-change-180105626.html
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