20 Ways You’re Throwing Away Money and How to Fix It
20 Ways You’re Throwing Away Money and How to Fix It
Tweak your habits to keep more money in your pocket.
GoBankingRates -- By Sabah Karimi Aug 2, 2022
You probably don’t realize all the ways you’re wasting money and leaving free money on the table — and these little missteps can add up to big dollar losses. Fortunately, once you’re aware of these bad money behaviors, you can take steps to change them. Making small tweaks to your lifestyle and spending habits could pay off in a big way.
Keep reading to find out the costly money mistakes you’re making — and how to stop making them so you can keep more money in your wallet.
1. Paying Checking Account Fees
It’s your money – you shouldn’t be charged to use it. If you really want to take your money further and save, look for a checking account with no fees so your money stays where it belongs — in your account. An excellent option is the T-Mobile MONEY Checking Account with zero account fees. That’s right, no account fees, including no overdraft fees.
The Un-carrier looks for ways to ease pain points everywhere, and big banks fit the bill. T-Mobile MONEY is built to be mobile-first so you can do all the things you need to do every day with your checking account right from the app – make mobile check deposits, set up direct deposit, pay bills, send a check and pay with a mobile wallet. There are no monthly account fees, no overdraft fees, and no transfer fees, plus no fees at over 55,000 in-network Allpoint® ATMs1 worldwide and no fees from T-Mobile for using out-of-network ATMs.
Not to mention, T-Mobile MONEY customers earn industry-leading interest and can get paid up to two days early with payroll direct deposit2.
2. Trying To Time the Stock Market
When stocks are on the rise, it’s tempting to think you’re smart enough to know when to get in and out to make a killing. But this move is one of the worst mistakes rookie investors make.
Experts say it’s nearly impossible to do this correctly every single time. After all, you need to be right twice — when you get out of the market and when you get back in.
3. Paying Full Price for Gas
Even though gas prices aren’t at their highest, you might not be taking advantage of free ways to drive the bill down further, such as by using rewards credit cards for cash back. Make sure to pay off your balance every month to avoid interest charges or late fees that’ll eat up any rewards you earned. You can also use the GasBuddy app to find the lowest gas prices in your area.
4. Not Using a High-Interest Banking Account
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