News, Rumors and Opinions Wednesday AM 4-23-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Wed. 23 April 2025

Compiled Wed. 23 April 2025 12:01 am EST by Judy Byington

Global Currency Reset:  (Rumors)

Tues. 22 April 2025 Wolverine: “Everything is ready to go, just waiting for the Green Light and will have an opera night to celebrate. Not long to go guys. Please pray.”

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Tues. 22 April 2025 Bruce:

Bring to your exchange appointment at least one picture ID, Drivers License, Passport, you may or may not need a utility bill to show where you live. You will sign a NDA to not disclose anything about the exchange. You will need to (allegedly) have a new password, new name for account, etc. They will (allegedly) give you a new Q phone.

Your project presentation can only be 2-3 min.

The new currency rates continue to go up.

Bond Holders were told today that their accounts will be available as soon as tomorrow. They have been paid since Sunday night.

Sovereign banks have (allegedly) replaced Central Banks across the World.

Wells Fargo is the go-to bank which is in charge of exchanges in the US.

Last week some bank shenanigans were going on. Banks that were non compliant were picked up by the Tier 1 banks. Now all banks are (allegedly) fully connected through the StarLink Satellite System.

Redemption Center personnel are(allegedly)  going in to work tomorrow Wed. 23 April. Redemption Centers will be open thereon and through the weekend including Sunday.

As of last Monday the new rates were on the Redemption Center screens.

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Sun. 20 April 2025: Final execution in progress. The wait is over. …Mr. Pool @rM_looP311-7211

Confirmed: Tier4b activations have begun!

The global financial system is in the midst of a transition. Major banking institutions in Zurich, the Rhineland and Hong Kong have (allegedly) entered the final liquidity phase. Important sources confirm that notifications are already being sent. This is not speculation. It’s happening now.

Historic moves underway! Multiple sources report that the QFS is clearing high-value transactions, ensuring large-scale liquidity deployment across multiple levels. Private banking sources confirm that funds are being transferred to designated accounts. This is (allegedly) the final stage before the public launch!

Urgent: Bank screens now (allegedly) displaying live trading rates!

IQD: $9.35 – now activated on internal banking platforms!
VND: US $5.89 – Surpassing projected levels!
ZIM: Processing – Elite groups now receiving!

Private Jet landing: high level transactions confirmed!

Military and government agents have arrived in Reno and Hong Kong. Elite bank employees are being escorted under security protocols; something historic is happening.

The Deepstate Cabal has lost control: their desperate moves are being halted in real time. The new gold-backed financial system (allegedly) has arrived. This is global economic liberation in action. The last switch is filling! Get ready! Keep an eye on your inbox. Once this process is complete, nothing can stop it.

On Mon. 21 April 2025 Iraq announced in it’s Shafaq News: “Iraq’s foreign currency reserves are sufficient to fully back the national currency in circulation.” https://t.co/rs0qhedO3f” / X

On Tues. evening 22 April 2025 the new currency rates were (allegedly) scheduled to be on the Forex.

Mon. 21 April MarkZ: MarkZ biggest Bond Holder got notification over the weekend for final contracts this Week!

April 2025 Wolverine: Trump’s Executive Order has confirmed that GESARA mandates are now in effect: Exchange Centers have activated, Biometric Confidentiality Agreements in place; Quantum Access Cards distributed; Military Courts in progress; Digital Gold Wallets ready and the Starlink controlled Global transition was in full progress. God bless you all.

Fri. 18 April 2025 Bruce: Possible 800s numbers for notification at any time. Contact at US Treasury said we haven’t gone yet because currencies were still going up in value. Currencies very high in value. Zim is on par with US Dollar.

Mon. 21 April 2025: BOMBSHELL: TRUMP’S $150 TRILLION PLAN: THE TRUST FUND HIDDEN FOR 161 YEARS — BOOM: NESARA and GESARA [VIDEO] – amg-news.com – American Media Group

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Tues. 22 April 2025: GESARA Rollout Imminent …Carolyn Bessette Kennedy on Telegram

After reviewing the information below, it is my personal opinion (Carolyn Bessette), that Memorial Day Weekend – May 23-26, 2025 – is now the target for a Global Financial crash that will trigger the Global Currency Reset.

Read full post here:  https://dinarchronicles.com/2025/04/23/restored-republic-via-a-gcr-update-as-of-april-23-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Walkingstick   We have entered a window of two weeks to two months.  A window of opportunity for this to go...

Frank26   Nothing is logical at 1310.  That's why to me it is such powerful evidence when we don't see the salaries...HCL...budget tables...lower notes because everything on that list is simply waiting for the new exchange rate...Everything is at a standstill.  Everything is frozen.  It's like somebody clicked the stopwatch and it stopped time in Iraq until a new exchange rate is brought forth. 

Sandy Ingram  The Central Bank of Iraq has successfully completed its transition to having foreign currency transfers handled directly by Iraqi banks through their international correspondent banks moving away from the previous centralized electric platform.  This shift...marks a major step in aligning Iraq's banking operations with international standards.

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Gold at the Center of Chaos – Global System Breaking Down | Axel Merk

Kitco News:  4-22-2025

Gold soared past $3,500 an ounce. Bitcoin broke $90,000. Treasury yields surged. And the IMF just cut its global growth forecast to 2.8% — the slowest since the pandemic.

As safe-haven flows shift and capital moves away from U.S. assets, questions are rising about the future of the dollar, Federal Reserve independence, and the direction of global markets.

 In this Kitco News interview, Axel Merk, President and CIO of Merk Investments and portfolio manager of the ASA Gold and Precious Metals Fund, joins Jeremy Szafron to unpack what he calls “a structural shift” in the financial system.

Merk explains why the U.S. is behaving more like a hedge fund than a central bank, why gold is signaling deep systemic stress, and why the market may be underreacting to the risks ahead.

He also shares where smart money is going now — and why junior gold miners may offer critical upside as volatility grows.

00:00 Introduction

02:34 Gold Market Analysis

04:19 Federal Reserve and Political Interference

 07:39 Global Financial System and US Dollar

21:44 Bitcoin and Cryptocurrency Trends

 23:57 Gold Miners and Investment Strategies

29:39 Conclusion

https://www.youtube.com/watch?v=9NXCoeDfZ5o

Iraq Economic News and Points to Ponder Tuesday Afternoon 4-22-25

Gold Reserves
 
Economic 04/20/2025  Mohammed Sharif Abu Maysam   Amid the ongoing tensions in the world and the Middle East,  purchasing gold is among the most important options for diversifying monetary reserves.
 
This is crucial to  counteracting political fluctuations that directly and indirectly impact the economy and the inflationary situation,  which impacts overall market prices,  including exchange rates and the prices of goods and services.  This is a key element in ensuring a significant national security instrument.
 
Gold is economically known as a safe haven against the volatility of currencies and prices in energy and other commodity markets under complex circumstances.

Accordingly, the components of monetary policy in our country (which was and still is under the influence of international and regional factors and variables, in addition to a set of internal data and speculation that is constantly returning to the forefront to have a significant impact on market movement and monetary stability) are in dire need of diversifying reserves and increasing their savings in gold,
 
which is distinguished from other reserves by its ability to maintain its material value under various circumstances.
 
The Central Bank of Iraq's recent announcement that Iraq possesses one of the highest gold reserves among Arab countries, at 162 tons, had a positive impact on observers and the general public.
 
It had a positive impact on public opinion on the street, increasing the confidence of the banking public and those following monetary policy.
 
This, in turn, establishes a public opinion that trusts the local currency and the national economy.
 
It is well established that gold has an advantage when compared to paper currency, which has no fixed assets.
 
This gives the national economy a high degree of stability and reliability, even in the event of shocks resulting from changes or decisions issued by international bodies that attempt to link the Iraqi economy to their own decisions.
 
The greater the gold reserve compared to cash reserves (which are supposed to be diversified),
the greater the ability of the person in charge of monetary policy to ward off any risks that may befall the economy,
while also activating the role of other real sectors and increasing their contribution to the gross domestic product.
 
In the context of our ambitions,
we hope that Iraq will occupy a prominent position on the list of countries with rising gold reserves.

This position not only provides monetary policymakers with flexibility in decision-making,
but also contributes to providing the overall economy with a buffer against anticipated economic problems amid the fluctuations witnessed in our region and the world.
 
It also strengthens national security,  which is linked to economic security.      https://alsabaah.iq/113123-.html    

Government Banking Reforms And Their Role In Bypassing Sanctions... A Banking Researcher Explains.
 
April 16, 2025  Baghdad/Iraq Observer   The Iraqi government, in cooperation with the Central Bank of Iraq, has prepared a plan of  (3) main objectives in cooperation with an American consulting company, (Olver & Amin), to
 
     reform and modernize the banking sector, with the aim of
     enhancing the protection of depositors and creditors and
     improving confidence in the sector,  after difficulties related to the transfer of funds and American restrictions.
 
After the sanctions, the term “messaging accounts” emerged.
 
Mustafa Hantoush, an expert in financial and banking affairs, confirms that  private banks have faced major problems, most notably US sanctions,  which necessitated a detailed study to change the situation affecting these banks.
 
Speaking to the Iraq Observer, Hantoush said, “Regarding  the private banking sector, which has faced problems over the past three years related to US sanctions,  the term ‘correspondent accounts’ emerged as Iraqi banks faced operational disruptions, and the state attempted to address the situation in collaboration with an American consulting firm called Oliver & Amin.”

He added,  "The American firm Oliver & Amin conducted studies on sanctioned Iraqi banks over a five-month period and submitted a three-point report, the  first of which is that companies with real capital can develop themselves and circumvent sanctions by opening future accounts with JPMorgan."

 He continued, "While there are private banks that lack the necessary capabilities, they are merging with international banks, which is a step available to them." He added, "Regarding the third point, which concerns banks facing liquidity problems, they may face collapse and exit the sector."

He pointed out that “the steps to amend (government banks) have begun to accelerate towards the step of establishing Rafidain and Rashid Banks, but the special nature of these banks remains that they have large international obligations, including those related to debts during the Iran-Iraq war.

However, at the same time, a huge bank will be formed through these banks, stronger than the TBI, and
it will be the hand of the new state to enter into banking operations.”
 
The person in charge of financial and banking affairs stated that "the government established the First Rafidain Bank, which contributes 24% to the state and 76% to the private sector."
 
Prime Minister Mohammed Shia al-Sudani had previously sponsored the Iraqi Banking Sector Reform Conference, emphasizing that the government assumed responsibility amid a complex economic climate that required measures to achieve stability and ensure growth.

He pointed to the achievements made in the financial, banking, and economic sectors,
which represented positive steps toward establishing a solid foundation for development and investing in stability.     https://observeriraq.net/الاصلاحات-المصرفية-الحكومية-ودورها-ب/ 

The Central Bank Concludes Its Session On The Basel Committee's Decisions.
 
April 21, 2025   The Banking Studies Center at the Central Bank of Iraq concluded its course on the Basel Committee’s decisions and the  Self-Assessment of Capital Adequacy (ICAAP) in accordance with the second pillar of Basel (3) decisions.
 
(53) trainees from the departments of Finance, Risk, Internal Audit, Credit, and Compliance in a number of Iraqi banks participated in the course.
 
The training program for the participants included a complete vision of the Basel Committee’s decisions (3), especially the second pillar of those decisions related to the
 
self-assessment of capital adequacy, as well as identifying the practices related to calculating (ICAAP)
to reach an understanding of the skills of assessing capital adequacy.    
Central Bank of Iraq      Media Office      April 21, 2025  https://cbi.iq/news/view/2858 

Tax Reform: A Step Towards Diversifying Revenues And Achieving Justice.
 
Economic 04/16/2025  Baghdad: Nour Najah Abdullah  Given the economic challenges facing the country,   tax reform is at the top of government policy priorities.
 
It is a crucial step toward reducing reliance on oil revenues, which continue to constitute the backbone of the general budget.
 
Although tax revenues in Iraq do not exceed 1 to 2 percent of GDP—a low figure compared to international standards—
 
there is broad consensus among experts on the need to move forward with comprehensive and radical reforms that will contribute to building a fair, effective, and balanced tax system.

Financial and economic experts believe that the starting point for reform is to expand the tax base to include all economic activities, whether in the formal or informal sector, while ensuring that the liberal professions and the service and commercial sectors contribute to the public treasury.
 
This requires a comprehensive update of taxpayer records, through the creation of an accurate central database encompassing individuals, companies, and institutions, enabling the tracking of income and the accurate and transparent assessment of tax liabilities.
 
Experts stress the importance of adopting a progressive tax system that imposes higher rates on high-income and large-profit individuals, while granting tax exemptions or reductions to low-income families and individuals.
 
This is intended to achieve social justice and reduce the economic gap between social classes. 

Amending Income Tax Law No. 113 of 1982 is also urgent, given its outdated provisions and their failure to keep pace with the economic and financial transformations that Iraq has witnessed over the past decades.
 
Speaking to Al-Sabah, economic expert Nabil Jabbar Al-Tamimi argues that  true reform can only be achieved through a radical change in the legislative and institutional structure.
 
He calls for rewriting tax laws to align with the nature of the contemporary Iraqi economic system, and for the establishment of a new authority built from scratch and managed by young cadres who have never worked within the traditional tax system, but rather possess academic qualifications and experience in global tax systems.

Al-Tamimi also emphasizes the need to fully automate the system and utilize technology in all aspects of the process, from assessment to collection, to enhance efficiency and transparency and reduce the opportunities for manipulation and corruption.
 
For his part, economic expert Ziad Al-Hashemi told Al-Sabah that the most prominent challenges facing the tax system in Iraq are the outdated legislation and administrative mechanisms in place, which have led to weak tax coverage and declining collection efficiency.

 He believes that modernizing the system requires simplifying procedures, increasing the efficiency of staff, developing internal oversight tools, and enhancing transparency in the relationship between citizens and the state, which will reduce tax evasion rates and increase voluntary compliance.

Financial expert Safwan Qusay points out that tax justice cannot be achieved without accurately digitizing and documenting income across various sectors, including agriculture, trade, and services, while raising exemption limits for individuals and poor families to protect them from the negative effects of the reform.
 
He suggests tracking the bank accounts of companies and individuals to verify sources of income and spending patterns, which would contribute to building a clear picture of taxpayers' financial solvency. In a statement to Al-Sabah,
 
he called for linking the tax to citizens' desires for public spending, so that a percentage of it would be directed to specific sectors such as education or health, based on the taxpayer's choices.
 
This would enhance community oversight and confidence in the effectiveness of the tax system.
 
In contrast, Mazhar Mohammed Saleh, the Prime Minister's advisor for financial affairs, confirms that the government has already launched eight tax reform packages, the most important of which are the  
introduction of new segments of market forces that previously evaded taxes, and the adoption of electronic collection to reduce friction between citizens and employees.
 
Saleh compares Iraq to countries like Denmark, where income tax amounts to approximately 46 percent of GDP.
 
This explains the ability of those countries to fund high-quality education, health, and social security.
 
In Iraq, this percentage does not exceed 2 percent, reflecting the fragility of the tax base and the continued overreliance on oil revenues.
 
Saleh points out that the government's program aims to increase non-oil revenues to 20 percent of total public revenues in the near future, up from the current rate of only about 7 percent.
 
This will be achieved by expanding the taxable population, adopting modern technological systems, and amending legislation, including the Income and Property Tax Law, which has not been updated in more than four decades.
 
Despite the clarity of the reform vision and the multitude of initiatives, challenges remain, most notably the lack of trust in tax institutions, the inadequacy of technical infrastructure, and the absence of a culture of voluntary compliance among broad segments of society.
 
Furthermore, there is a lack of good governance in directing tax revenues toward development spending.
 
Observers believe that success in this vital issue will only be achieved through strong political will, profound administrative reform, and an effective partnership with the private sector and civil society to build a modern and fair tax system that keeps pace with Iraq's aspirations for development and economic stability.      https://alsabaah.iq/112971-.html   

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com/

Seeds of Wisdom RV and Economic Updates Tuesday Evening 4-22-25

Good Evening Dinar Recaps,

CIRCLE LAUNCHES 'CIRCLE PAYMENTS NETWORK'

The new network will use stablecoins such as USDC and EURC to help financial institutions facilitate global money movement and settlement.

USDC Issuer Circle Debuts Payments Network

Stablecoin firm Circle, issuer of USDC which currently has a market capitalization of roughly $61 billion, has launched “Circle Payments Network (CPN),” a collaborative group of financial institutions that use stablecoins to enable global movement and settlement of funds.

The company announced the network launch on Monday and said more than 20 financial institutions have already signed on. Circle listed companies such as remittance giant World Remit, Nigerian financial services firm Yellow Card, and crypto custody firm Fireblocks, as initial partners.

Large banks like Standard Chartered and Deutsche Bank will take on an advisory role, and more companies will be gradually added to the network.

CPN’s goal is to take advantage of the flexibility stablecoins offer to overcome current operational friction in cross-border payments. Circle says CPN will support remittances, invoice payments, treasury services, and payroll.

“Existing cross-border payments can be slow and expensive,” Circle said in an X post. “CPN is designed to bring efficiencies to the payments system. It is not just faster. It is programmable, secure, and always available.”

@ Newshounds News™
Source:   Bitcoin News

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TRUMP MEDIA TO LAUNCH ‘A SERIES’ OF ETFS IN NEW PARTNERSHIP WITH CRYPTO.COM

Trump Media and Technology Group (TMTG) announced Tuesday a collaboration with Crypto.com to introduce a series of exchange-traded funds (ETFs) under its Truth.Fi brand.

According to a new press release, the planned ETFs will focus on digital assets and securities, emphasizing a “Made in America” theme, marking TMTG’s entry into financial services.

The company stated that regulatory approval is still required, and the ETFs are expected to debut later this year.

Says TMTG CEO and Chairman Devin Nunes,

“This agreement is a major step forward in diversifying TMTG into financial services and digital assets. We’re gratified to work with great partners, Crypto.com and Yorkville America Digital, and look forward to bringing ETFs to the market for investors who believe both the American economy and digital assets are poised for tremendous growth.”

The partnership also includes Yorkville America Digital, an asset management firm specializing in ETFs and digital assets.

Crypto.com and Yorkville representatives both highlighted the growth potential of this venture.

Says Kris Marszalek, Co-Founder and CEO of Crypto.com,

“Crypto.com is the leading platform to bridge crypto and traditional finance, and this agreement is a testament to those capabilities.

This partnership gives the Trump Media ETFs global distribution powered by the Crypto.com platform. It’s a win for Trump Media, Crypto.com, CRO, and Yorkville America Digital.”

@ Newshounds News™
Source:  The Daily Hodl

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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FRANK26….4-22-25….IT’S REAL!!!

KTFA

Tuesday Night Conference Call

FRANK26….4-22-25….IT’S REAL!!!

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

What Frank’s suit color’s mean…. FRANKS SUIT COLORS FOR CC'S..... WHITE = NEW INFO…. SILVER = INTEL FROZEN…. RED= HIGH ALERT… PURPLE=GUEST WITH US…. BLUE = AIR FORCE…. BLACK = GROUND/FF’S…. GREEN= MR OR FAB 4 ... GOLD = CHANGE… ORANGE=IMPLEMENTATION

https://www.youtube.com/watch?v=pW6W-goWlc4

Gold Replaces Dollar as DXY Crashes and Global Shift Accelerates

Gold Replaces Dollar as DXY Crashes and Global Shift Accelerates

Taylor Kenny:  4-22-2025

Foreign governments are dumping dollars. The DXY is crashing. Gold is hitting all-time highs.

Taylor Kenney explains why we’re entering the most dangerous phase of a global financial reset—and what you can do before it’s too late.

 If you’re holding dollar-denominated assets, you need to see this.

https://www.youtube.com/watch?v=06mdHuuUhdI

Seeds of Wisdom RV and Economic Updates Tuesday Afternoon 4-22-25

Good Afternoon Dinar Recaps,

BRICS: US & INDIA FINALIZE TERMS OF REFERENCE FOR NEW TRADE DEAL

Despite the tensions between the nation and the BRICS alliance, the US and India have reportedly finalized terms of reference for a new trade deal. Indeed, US Trade Representative Jamieson Greer confirmed the major development amid US Vice President JD Vance’s visit to the country, according to a CNBC report.

Moreover, Greer noted that the United States and India’s Ministry of Commerce and Industry have clearly laid out “a roadmap for the negotiations on reciprocal trade.” The major headway was confirmed as Vance traveled to India, meeting with President Narendra Modi on Monday.

US Vice President Meets With Indian President as New Trade Deal Takes Step Forward

Since the start of April, tensions between the United States and the BRICS alliance have been growing. Specifically, the country is inching closer toward a trade war with China. Indeed, amid a series of sweeping global tariffs, they levied an import duty that could reach heights of 245% on China.

However, that hasn’t stopped allies within the economic alliance from seeking a new agreement with the country. Indeed, the US and India have reportedly finalized the terms of reference for a new trade deal. The development was made as US Vice President JD Vance visited the nation, meeting with President Narendra Modi.

According to reports, the two sides have made “significant progress” towards a new trade deal. Both world leaders made note of their “continued efforts” to grow their collaboration. Moreover, they championed the need for a “mutually beneficial India-US bilateral trade agreement.”

During the initial arrival of US President Donald Trump’s Liberation Day tariff plan, India was given a 26% reciprocal tariff. However, that was lessened when the administration announced a 90-day pause. Subseuqnlety, until it resumes, the nation is facing a 10% baseline tariff alongside all US trade partners.

@ Newshounds News™
Source:  Watcher Guru

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THE GREAT RESET JUST TOOK A MAJOR HIT

On the same day Pope Francis—known for his inclusive beliefs—passed away, another globalist fell: Klaus Schwab, the architect of the World Economic Forum's dystopian agenda, announced he was stepping down from the WEF board.

It marks the end of an era for Schwab, who championed radical wokeness, bug eating, mass vaccination campaigns, population control, and climate de-growth policies through what often resembled digital communism—social credit scores, central bank digital currencies, and many more China-like policies.

 Meanwhile, cultural shifts across the Americas signal a rising movement toward traditional values, sending the WEF's ideological woke grip on governments, non-government organizations, corporations, the church, and society into disarray.

"Following my recent announcement, and as I enter my 88th year, I have decided to step down from the position of Chair and as a member of the Board of Trustees, with immediate effect," Schwab wrote in a statement.

Schwab stepped down as executive chairman one year ago, with former Norwegian Foreign Minister Borge Brende taking over daily operations. WEF said Vice Chairman Peter Brabeck-Letmathe was appointed board chairman in the interim and that a search committee for replacement had been appointed.

WEF stated:

"At a time when the world is undergoing rapid transformation, the need for inclusive dialogue to navigate complexity and shape the future has never been more critical. The Board of Trustees of the World Economic Forum underlines the importance of remaining steadfast in its mission and values as a facilitator of progress. Building on its trusted role, the Forum will continue to bring together leaders from all sectors and regions to exchange insights and foster collaboration."

Schwab’s resignation also comes three months after President Trump told globalist CEOs at the WEF’s 2025 Annual Meeting in Davos, Switzerland, “America is back.” It also follows Trump and Elon Musk’s DOGE initiative, which nuked USAID programs that funneled billions of taxpayer dollars into corrupt NGOs.

Last month, Eric Weinstein made some very interesting comments at ARC 2025, indicating:

"The post-World War II order has fallen. JD Vance has announced this - I personally think it's very important that the US treat its friends in Europe very very well and it should be done in a fashion that lets people know that the US will be there for the long haul. I am sure that that is in the cards, but we have to realize that we are waking up from a very long period of time which I've called the "Great Nap"..."

Did Trump's MAGA derail Schwab's 'Great Reset' plans?

Looks like it. But globalists will rebrand. So stay tuned.

@ Newshounds News™
Source:  Vigilantfox

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

China Has Officially Deployed Its Digital Arsenal

China Has Officially Deployed Its Digital Arsenal

Notes From the Field By James Hickman (Simon Black)  April 22, 2025

By 1970, US commanders in Vietnam were optimistic that they had “functionally severed” North Vietnamese forces.   The generals were particularly boastful about their taking out the Ho Chi Minh Trail—a sprawling network of roads, footpaths, and tunnels through Laos and Cambodia that let North Vietnamese forces move troops and supplies into South Vietnam, bypassing the fortified border.

 After bombing it into oblivion, a senior US Air Force general declared, “Gentlemen, what we have here is the end of North Vietnam as a viable fighting power.”

Unfortunately, the ‘experts’ were wrong again.

 Only weeks after declaring victory, US forces found themselves locked in a brutal and unexpected battle at Fire Support Base Ripcord— a base the US was constructing as a launchpad for future operations.

The North Vietnamese brought in artillery, mortars, rockets, anti-aircraft weapons, and wave after wave of ground troops. All of that firepower, manpower, and ammunition moved hundreds of miles through dense jungle terrain, across borders, and into South Vietnam—right under the nose of US airpower that had supposedly rendered the the Ho Chi Minh Trail defunct.

 Their ability to move silently helped the Viet Cong guerrillas wage a shadow war of ambushes, sabotage, and infiltration—blending into the population by day and striking by night.

 The Viet Cong’s psychological victories eroded US public support. Morale among American troops declined, and political dissent at home surged.

 US troops at Fire Support Base Ripcord held out for nearly a month under constant bombardment and ground assaults. But by late July, with casualties mounting, the last Americans were airlifted out under enemy fire.

 It was a scene that foreshadowed what would play out in Saigon just a few years later as the US abandoned the war.

 And it was through the use of these guerrilla tactics— Distract. Disrupt. Discourage. Dismay.— that a substantially weaker force was able to defeat a much more powerful army.

China is starting to do the same thing in this economic war with the United States. And they’re targeting America’s youth.

For example, TikTok’s ‘Blackout Challenge’ encourages the app’s young users to asphyxiate themselves until they lose consciousness, which led to the death of a 13-year old California boy in February of this year.

A 15-year old in Oklahoma died from the ‘Benadryl Challenge’. Concussions and other serious injuries have resulted from the ‘Skullbreaker Challenge’ where kids ‘prank’ others by kicking their legs out from under them as they jump.

Curiously, Chinese teens haven’t succumbed to the same contests. Instead, viral math problems challenging users' problem-solving skills regularly trend on Douyin, China’s version of TikTok.

One popular influencer is a 12-year-old girl who has gone viral for teaching college-level math, explaining complex problems in a simplified manner.

 Last week, we got another look at how TikTok figures into China’s guerrilla economic warfare arsenal.

 Chinese influencers began pointing American consumers toward a new app: DHgate— a Beijing-based e-commerce platform that sells items directly from the Chinese factories which manufacture brand-name goods.

Their pitch: why pay $120 for name-brand yoga pants when the same exact item, just without a brand label, can be yours for $15?

Within days, DHgate exploded in popularity—climbing to the #2 spot on Apple’s App Store in the US, just behind Temu (another Chinese-owned e-commerce app) and ahead of ChatGPT.

 Yoga pants, handbags, sunglasses, sneakers, you name it—products stripped of their logos and exposed for what they are: glorified drop-shipped Chinese goods with a 700% markup.

 Of course, the sudden surge in popularity wasn’t organic; it was orchestrated.

 Chinese influencers produced videos explaining how major Western brands were bilking their consumers and outsourcing production to these very same factories.

 TikTok made sure those videos went viral in the US.

 Even 145% tariffs would only push the price of $15 yoga pants up to $36.75— still much less expensive than buying from Lululemon.

 China’s guerrilla strategy is clear: They want US consumers to question who is the enemy— the ones selling you affordable clothing, or the ones increasing your cost of living?

 This drives a wedge between consumers and the US government— why would my government prevent me from buying affordable goods? Tariffs could quickly become as unpopular among Americans as the Vietnam War was in the 1960s.

 China is weaponizing TikTok to turn US consumers against the government... and against major US brands.

 They pulled back the curtain on how the economy really makes the sausage—exposing that a $2,000 handbag comes from the same factory, made of the same materials, with the same quality stitching as the $40 knockoff. Americans are paying thousands for a label, not for a superior product.

 You can bet that all the data that has been gathered from TikTok has been sent back to the mothership to be analyzed and weaponized. China clearly understands how to use that information for marketing and messaging in ways that could give them a huge edge in the escalating economic warfare.

 American consumers may quickly feel that China is not the enemy robbing them blind; instead, they may view China as the ones offering a better deal.

 The US government, on the other hand, suddenly looks like the bad guy for keeping prices high and products out of reach.

 And this is just the beginning.

 What happens when a billion-dollar marketing machine—fueled by foreign data, run through a CCP-influenced algorithm, and distributed on the most addictive app in the world—starts targeting not just consumer wallets, but the foundations of America’s consumer-centric economy?

 An erosion of trust in American brands. A growing resentment toward US trade policy. A subtle, creeping, deliberate narrative that China gives you value, while your own government gives you inflation.

 This is now the guerrilla phase of the economic war.

To your freedom,  James Hickman   Co-Founder, Schiff Sovereign LLC

https://www.schiffsovereign.com/trends/china-has-officially-deployed-its-digital-arsenal-152661/?inf_contact_key=a69ecd8fedfc404ab33b8f59fe470a34f378a691fa2de2618ccb1c27deca348f

Economist’s “News and Views” Tuesday 4-22-2025

Gold Soars Past $3400 As Stocks Plummet | Mario Innecco

Liberty and Finance:  4-22-2025

Mario Innecco discusses the recent surge in gold prices, attributing it to ongoing global currency debasement and long-term inflationary policies by central banks.

 He highlights the accumulation of physical gold by sovereign nations and central banks as a signal of a potential monetary realignment, possibly involving gold's return to the global financial system.

Innecco also emphasizes the declining credibility of fiat currencies and the dollar index as misleading, noting that all fiat currencies are weakening relative to gold.

He suggests that the Dow-to-gold ratio could return to 1:1, reflecting a major shift in financial markets similar to past historical resets.

Finally, Innecco advises patience and continued accumulation of gold and silver, warning that pullbacks may be brief and sharp as fear eventually drives more investors into hard assets.

INTERVIEW TIMELINE:

0:00 Intro

1:09 $3400 gold

4:24 Dow/gold ratio

 7:30 Gold pullback coming?

13:00 Trump & the Fed

18:00 Dollar Index

19:30 Monetary realignment

https://www.youtube.com/watch?v=oeTKwSHtGqU

"The Real Price of Gold is $40.000..." - Rafi Farber | Gold Silver Price

Bullion News:  4-22-2025

https://www.youtube.com/watch?v=0MU88MX_aF8

Gold Futures Break $3,500 In Overnight Trading

Arcadia Economics:  4-22-2025

The stunning Asian gold rally continued again last night, with the futures breaking the $3,500 level, and reaching as high as $3,509 before selling off into Tuesday morning trading.

Vince Lanci looks at the historic move, and digs into what the charts are suggesting as well.

https://www.youtube.com/watch?v=Uy5DYv7RdjI

Tuesday Coffee with MarkZ and MilitiaMan. 04/22/2025

Tuesday Coffee with MarkZ and MilitiaMan. 04/22/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning….RV there yet?????

Member: Hi Mark! lots of internet chitchat! What are you hearing???

MZ: on the bond side…there are many key meetings today and tomorrow . A number of contacts are believing  they will complete their transactions. We may have the top 25 groups done by Thursday ish…..that would be one heck of a kick off . I believe this will give us the necessary number to pull the trigger on a revaluation. .  

Member: mark, what do you think the hold up really is? what could they be waiting for?

Member: We keep checking the boxes, but still have no RV. I don’t get it. Wish I did.

MZ: the news is great and we just need it to come to fruition.

Member: Could they possibly be waiting for audits to be finished on the Fed. Reserve, The UST and Ft. Knox?????

Member: So then 3-10 days until we go after the 30 percent of bonds threshold is reached. ?

​​Member: DOW up 528

MZ: Its pivoting.  Possible brakes going on in the trade war.

Member: You have said you will open a multi currency account. Will you do this at your exchange apt.?

MZ: I was told at our appointment they are just getting us in….exchanging into your account and then you out the door. They will give you a contact number at your first appointment  for wealth manager ect….to set all that up in your next appointments

Member:  How long do you think we will have to redeem once we receive notifications?

Member: Mark always said 10 days to make appointments and 30 days to exchange…..unless they have changed it of course.

MZ: I believe 30 days to exchange is the bare minimum. We will have plenty of time to exchange.

Member: Do I have to go to a large financial bank for exchg? I called my local WFargo and then a Chase 400 miles from me and they said they don't exhg IQD. Do I need to go to a large metro area? Thanks

Member: We were told that most people will have an exchange center within 50 miles of them. But if you live in rural areas …you will have to drive further.

Member: we won’t know exactly where to exchange until it is time, they will have several options

Member: are you hearing anything about rates on Bank screens?

Member: TS reported yesterday that the HSBC had VND on their screens yesterday morning

MZ: That would fit what my contacts are seeing. One of those is a HSBC.

Member: How much did it say the VND was worth?

Member: VND .49 or 2.50?

MZ: That is not nearly the rates my contacts have seen

Member: TNT said yesterday that VND rates were $1.80- $1.85.

MZ: There are a good chance that all rates being seen are testing rates……may or may not be the rates we will get.

Member: Mark- do have a guess on the IQD rate?

MZ: Logically – what makes the most sense is $4-$6 bucks. IMO

Member: Do you think Trump’s Sovereign Wealth fund will be funded with IQD?

MZ: Possibly. A high possibility. Foreign currency reserves count towards it.

Member: isn’t our president supposed to be out of the country for the RV or Nesara announcements?

MZ: Well he will be attending the Pope’s funeral …but I do not think he will have to be out of the country for us to go. He is the first who wants the RV…Other presidents had fought it tooth and nail.

MZ: In Iraq: “ Sudani: we work according to a vision that advances Iraq’s higher interests first away from emotions”  They are nearing the end of the united nations missions to Iraq. They are letting us know they are ready, safe and secure

MZ: “Calls for encouraging citizens to deposit into Iraqi banks” only 40% of Iraqis regularly use banking. The majority of the currency is not in the banking system. There are many articles about this….

Member:  There is "newly discovered" $16T in Uranium and Thorium in Iraq...(Iraq is 7th in Gold

MZ: they have had a whole bunch of economic discoveries this month.

MZ: “China is in economic dire straits….and they are unable to hide it.”  We are their biggest trading customer….and shipping containers are empty….people are not getting paid….who is going to blink first? Negotiations are heating up.

Member: I feel like we are all standing next to the RV Road with our Thumbs in the air.

Member: hopefully this month is still in play….Keep praying and stay positive.

MilitiaMan joins for a short time today. Please listen to the replay for his opinions and information

PLEASE FOLLOW AND SUBSCRIBE TO MILITIA MAN & CREW: https://www.youtube.com/@MilitiaManCrew

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=Ql2nzUoHljw

News. Rumors and Opinions Tuesday 4-22-2025

Gold Telegraph: He Who has the Gold Makes the Rules

4-21-2025

Gold Telegraph  @GoldTelegraph

The President of the United States said this today:

“He who has the gold makes the rules.”

Nothing to see here…

The world is undergoing a transformational moment… something I have spent years covering.

• Treasuries selling off
• Global trade changing
• Strategic relationships breaking down

The list goes on. Many are watching in disbelief.

The Dow is down 800 points. The dollar is under pressure. Gold has smashed through $3400. The President of the United States has called the chairman of the Federal Reserve a loser. What a time to be alive.

The dollar is getting crushed. And yet, dollar bulls are acting like contrarians while hyping the world’s reserve currency. Seriously? When the music played loud, they all laughed and had condescending attitudes toward gold people.

The US dollar has lost over 40% of its purchasing power compared to gold in the 1 year… This should be the biggest story in the world, yet it is not. This tells you everything.

The world is relearning the meaning of money. Life doesn’t teach through lectures, only consequences.

BREAKING NEWS: CHINA CENTRAL BANK URGES STATE-OWNED BUSINESSES TO PRIORITISE YUAN IN OVERSEAS EXPANSION

Again, the wiring of the financial system is slowly changing.

“The PBOC said it will strengthen the construction of Cross-Border Interbank Payment System…”

Source: https://www.reuters.com/world/china/china-central-bank-urges-state-owned-businesses-prioritise-yuan-overseas-2025-04-21/

Source(s):
https://x.com/GoldTelegraph_/status/1914125853652304147

https://dinarchronicles.com/2025/04/21/gold-telegraph-he-who-has-the-gold-makes-the-rules/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Sandy Ingram   The Central Bank of Iraq has expanded foreign currency transfer options for local banks by adding the Jordanian dinar and Saudi riyal.  Additionally Iraqi banks can now use the euro to fund trade with Turkey...These new currencies join...the USD, UAE dirham, Chinese yuan and Indian rupee.  The goal is to diversify trade financing and make international transactions more efficient at official exchange rates...an upgrade aligned with International banking standards.

Militia Man  We are still following along an international event.  I think that is real. I don't think it's just Iraq centric and I haven't believed that for a long time...You can tell that the United States Treasury, US Federal Reserve, IMF, World Bank of International Settlements, everybody's been involved...

Frank26  AsraFlak is talking to the Iraqi citizens, not you, not even me, but they're talking to the Iraqi citizens IMO about everything they need to know concerning the new exchange rate.

************

The 40 Year Debt Cycle is Not Slowing Down

Heresy Financial:  4-21-2025

TIMECODES

00:00 Debt Is the Fuel of the System

 00:47 Why the Debt Cycle Won’t Stop

01:38 Deficits Are Now Structural

02:30 The Fed’s Balancing Act

 03:08 Inflation Is Baked In

 03:44 The Real Reason the Debt Keeps Growing

04:36 What This Means for Investors

https://www.youtube.com/watch?v=OcVL7gv54YE

Seeds of Wisdom RV and Economic Updates Tuesday Morning 4-22-25

Good Morning Dinar Recaps,

PAUL ATKINS OFFICIALLY SWORN IN AS SEC CHAIR, SIGNALS SHIFT TO CRYPTO-FRIENDLY APPROACH

Paul Atkins was sworn in on Monday as the 34th Chairman of the US Securities and Exchange Commission (SEC), marking a significant shift toward a more crypto-friendly regulatory stance.

Atkins’ appointment signals a departure from former Chair Gary Gensler’s aggressive enforcement strategy against digital asset firms. In his opening remarks, Atkins reaffirmed the SEC’s mission to promote capital formation, ensure fair markets, and protect investors.

He emphasized the need for clear and consistent regulation, stating that his experience in both public service and the private sector has shown him how regulatory uncertainty can stifle innovation.

Atkins To Exit Patomak Following SEC Appointment And Crypto Focus

Atkins, who founded Patomak Global Partners in 2009 to help develop digital asset standards, pledged to step down from his role at the firm within 90 days. His nomination passed narrowly, with 52 Republican votes in favor and 44 Democrats opposing.

Senator Elizabeth Warren had previously pressed Atkins to disclose Patomak’s advisory work with crypto companies, including ties to the collapsed FTX exchange.

During his Senate confirmation, Atkins criticized previous regulatory approaches as overly complex and politicized. He committed to leading the SEC with what he described as a “rational and principled” framework, aimed at fostering innovation rather than hindering it.

Atkins takes over from Gensler, whose tenure was marked by numerous lawsuits against crypto firms for alleged securities violations.

Since Gensler’s departure, acting Chair Mark Uyeda and Commissioner Hester Peirce have already moved to dismiss many of these cases and eased oversight on sectors like meme coins and crypto mining.

Known for his strong Wall Street connections, Atkins’ financial disclosures revealed investments of up to $5 million in digital asset firm Off the Chain Capital LLC. With a combined net worth of approximately $327 million, Atkins becomes one of the wealthiest SEC chairs in recent history.

As the SEC transitions under Atkins’ leadership, it faces a backlog of over 70 crypto-related ETF applications involving assets like Solana, XRP, Dogecoin, and MELANIA. Bloomberg analyst Eric Balchunas summed up the sentiment on X, saying, “Gonna be a wild year.”

SEC Changes Crypto Enforcement Strategy

Last month, the SEC officially ended its investigation into Australian-based crypto gaming firm Immutable, bringing a significant chapter in the company’s regulatory journey to a close.

The SEC’s move to close the Immutable case is part of a broader trend in its crypto enforcement strategy. In recent months, the agency has also dropped investigations into other major crypto firms, including OpenSea, Uniswap, Robinhood, and Gemini.

To enhance regulatory clarity, the SEC has also launched a crypto-focused task force led by Commissioner Hester Peirce.

Meanwhile, Ripple is nearing the end of its own legal battle with the SEC. A March 26 update confirmed Ripple will not pursue a counter-appeal after the SEC agreed to drop its appeal earlier this month.

The company will pay a reduced fine of $50 million, down from the initially proposed $125 million.

@ Newshounds News™
Source:  99Bitcoins

~~~~~~~~~

ECB FLAGS RISK OF FINANCIAL CONTAGION FROM US CRYPTO PUSH

The ECB is calling for changes to MiCA, only months after the regulatory framework was implemented.

The European Central Bank (ECB) raised an alarm over potential fallout from aggressive US support for the crypto industry, warning that a surge in dollar-backed stablecoins could destabilize Europe’s financial system.

According to a policy paper seen by Politico, the ECB has asked for a revision of the Markets in Crypto-Assets Regulation (MiCA) regulatory framework for cryptocurrencies just months after it came into effect.

The concern is that US reforms backed by President Donald Trump could flood European markets with dollar-denominated stablecoins.

The ECB fears this could trigger a flight of European capital into US assets, undermining EU financial sovereignty and exposing banks to liquidity risks.

ECB and European Commission clash over MiCA rules

While the ECB calls for tighter controls, the European Commission dismissed the warnings as exaggerated, per the report.

The report, citing two diplomats and one EU official, said that the existing MiCA framework is robust enough to manage stablecoin risks despite potential US policies like the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) and the Guiding and Establishing National Innovation for US Stablecoins (GENIUS), two bills aimed at expanding America’s crypto footprint.

“The Commission was quite clear that they had different views on this topic,” and “not very many (countries) supported the idea that we should now jump the gun and start making quick changes in (the rules) based on this alone,” one of the diplomats reportedly told Politico.

The stablecoin sector now commands a valuation of $234 billion, according to data from CoinMarketCap.

The ECB warned that European issuers could face redemption pressures from EU and foreign holders without stricter limits, potentially sparking a financial “run” and harming exposed institutions.

“The worry is warranted,” Mikko Ohtamaa, co-founder and CEO at Trading Strategy, said in a post on X. “However, the EU had the first mover advantage with the regulation and they screwed it up.”

Ohtamaa said no EU stablecoin is globally competitive due to MiCA’s restrictive rules, which are influenced by bank and legacy finance lobbying.

Tether remains a major critic of MiCA
Tether, the issuer of the world’s largest stablecoin, USDt (USDT), has long been a critic of the EU’s MiCA regulation.

Last year, Tether CEO Paolo Ardoino argued that MiCA’s requirements, particularly the mandate for stablecoin issuers to hold at least 60% of reserves in EU bank accounts, could introduce systemic risks to both stablecoins and the broader banking system.

Due to noncompliance with MiCA, USDT has faced delistings from major European exchanges, including Coinbase, Crypto.com and Kraken.

@ Newshounds News™
Source:  CoinTelegraph

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Q & A Classroom Link  

Follow the Roadmap

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Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

How Crooks Convinced Her To Put $17,500 Into A Bitcoin ATM To 'Secure' Her Money

How Crooks Convinced Her To Put $17,500 Into A Bitcoin ATM To 'Secure' Her Money

Susan Tompor, Detroit Free Press  Mon, April 21, 2025  USA TODAY

Stacy Hazinski received one of those annoying text messages that claimed she was about to be charged $114.02 for something she didn't buy. So she called the number, supposedly for her Apple Pay account, to make sure that she didn't get stuck with the bill.

She got stuck talking to scammers.

One simple phone call set off a scheme that ultimately enabled someone to steal her entire income tax refund and drain her savings account at a local credit union.

Filing her taxes early in the year essentially meant little, she told me at her Michigan condo, because now she has nothing to show for it.

She's out $17,500 in all.

Scammers convince you to take cash to a bitcoin ATM

Her story highlights one huge red flag that consumers must watch out for these days — how scammers are convincing you to take cash to a crypto ATM at the local party store, gas station or grocery.

Con artists deceive people with backstories on how they can protect their money or avoid trouble by depositing money in a cryptocurrency ATM.

How to protect yourself: Scam losses worldwide this year are $1 trillion

The crooks — who might pretend to be from Apple, Google, an Internet service provider or even law enforcement — do their research and know where these ATMs are in your neighborhood. They'll tell you to withdraw cash from the bank and give you directions to one of these crypto ATMs.

The crooks even go so far as to call bitcoin ATMS “safety lockers," according to regulators.

Michigan Attorney General Dana Nessel issued a consumer alert April 8 to warn residents about scammers using bitcoin ATMs to defraud consumers.

“Because money sent through bitcoin ATMs is nearly impossible to recover and these machines lack oversight and regulation, they have become an attractive option for criminals engaged in fraud and money laundering,” Nessel said in a statement.

Millions of dollars lost in scams at crypto ATMs

Consumers lost $66 million to crypto ATM fraud in the first six months of 2024, according to the Federal Trade Commission. The actual number is likely much higher as such types of fraud often go unreported, according to the FTC. The FTC said the losses involving these ATMs increased dramatically from $12 million in 2020 to $114 million for all of 2023.

People 60 and over were more than three times as likely as younger adults to report a loss using a bitcoin ATM in the first half of 2024, according to FTC data.

Once the money is deposited into bitcoin, experts warn, it is transferred quickly, making it often impossible to track. Your bank is unlikely to reimburse you because you withdrew the money on your own.

The con artists had her running scared to the ATM

Hazinski, 51, heard slew of scary stories on Feb. 28 — starting with a guy named John from Apple and switching over to a guy named Eric who claimed to be from her credit union — on how scammers were in the process of getting their hands on her federal income tax refund, as well as the rest of her savings.

As part of the scam, she was told by the guy who claimed to be an employee at the credit union that she would need to transfer her cash into a "security" account to protect her savings from someone who was about to send her money into an account at www.poker.com.

What? Why was her money going to cover some online poker tournament? She got terribly nervous, especially since her savings was limited after she had been out of work for a few months.

"And I said, 'I don't gamble,' " Hazinski recalls.

She said she wasn't using her refund to play poker — and she wasn't about to let someone else use her money, either.

"It was so stressful," Hazinski said.

Scammers stayed on the phone to tell her what to do next

TO READ MORE:   https://www.yahoo.com/news/crooks-convinced-her-put-17-212854190.html

“Tidbits From TNT” Tuesday Morning 4-22-2025

TNT:

Tishwash:  The Central Bank renews its warning against trading in withdrawn banknotes.

In recent years, this bank has observed the circulation of foreign banknotes from various countries, some of which are genuine and in circulation, others withdrawn from circulation, and some counterfeit. Such banknotes are used by unscrupulous outlaws to defraud citizens by luring them into exchanging them for Iraqi dinars at prices far exceeding their actual value.

They claim that exchanging them offers them significant profits and rare investment opportunities.

Therefore, the Central Bank of Iraq calls upon the public and the specialized security and regulatory agencies to monitor these matters and refrain from handling these banknotes. They should focus on Iraqi banknotes and those handled by the Central Bank of Iraq and the banking system, to avoid falling prey to outlaws.

Central Bank of Iraq

Media Office  link

Foreign banknotes withdrawn from circulation

Tishwash:  Federation of Chambers of Commerce: Visit of American companies resulted in a regulatory work agreement for the private sector

The Federation of Iraqi Chambers of Commerce affirmed on Monday that the visit of American companies is a message to the world that Iraq is a safe environment. It also explained that the visit resulted in an agreement on a regulatory framework for the private sector.

Abdul Razzaq Al-Zuhairi, head of the General Federation of Iraqi Chambers of Commerce, told the Iraqi News Agency (INA): “The visit of American companies to Iraq to invest and work with Iraqi businessmen is a positive and important step for Iraq.”

He explained that "Iraq is a fertile environment, and the visits of American companies to Iraq are a positive message to all countries of the world that Iraq is a safe environment."

He added, "American companies have signed numerous agreements with the Iraqi private sector in the fields of electric power and renewable energy. The most important memorandum is the signing of a regulatory framework between the Iraqi and American private sectors by the American Chamber of Commerce and the Iraqi Chamber of Commerce."

He pointed out that "a number of American companies have signed agreements with the private sector, most notably the global company Google, which is seeking to enter Iraq. Its representative came and wrote a positive message about Iraq, stating that Iraq is safe, which is an important message to the world  link

*************

Tishwash:  An expert identifies the missing link to diversifying sources of income and achieving economic reform.

Economic expert Qusay Safwan identified the missing link in the path to diversifying sources of income and achieving economic reform in Iraq. He noted that controlling corruption begins with the banking sector and is linked to understanding revenue risks and the behavior of the Iraqi dinar at border crossings.

During his appearance on the "Free Talk" program on Al Furat TV channel this evening, Safwan explained that "economic diversification cannot be achieved without regulating these outlets, which are a tool for protecting local production and developing investment." He indicated that "reforming the financial sector requires rehabilitating banks through mergers, partnerships, and specialization."

He stressed that "these goals are still far off, and the real beginning lies in developing the human resources working in the banking sector, especially since most Iraqi banks focus their grants on the housing sector."

Safwan explained that "the Central Bank's policy is geared toward supporting financial inclusion, as 40% of individuals use electronic banks, a matter linked to suspicions of money laundering." He called for "providing incentives to credit card holders and motivating them through tax exemptions and import facilitation, which would enhance the conversion of the dinar into hard currency through the Central Bank."

He pointed out that "the Central Bank alone cannot reform the Iraqi economy in light of the lack of control over border crossings and the citizens' lack of trust in banks," emphasizing that "investing in technology is costly, but necessary and yields tangible benefits for shops and businesses."

Safwan revealed that "Iraq has $100 billion in the US Federal Reserve," emphasizing "the need to eliminate intermediaries and build a direct relationship between producers and consumers," warning that "corruption is greater than the support available at the outlets."

He added, "Private banks were established as joint-stock companies, and their shares are now denominated below the dinar mark and are available to all." He called on the Central Bank to "address the dispute between it and the Companies Registrar regarding dividend distribution, which is prompting small shareholders to sell their shares to major investors."

Safwan concluded by saying, "Government banks need a comprehensive restructuring to drive development and create investment portfolios for agricultural, industrial, and commercial cities." He also highlighted the need to integrate the local market with global markets, similar to the Gulf banks, and attract $350 billion domestically. link

************

Mot: Warning -- Warning --- Warning --- 

Mot:  and the Problem Is????