Iraq Economic News and Points To Ponder Tuesday Evening 12-16-25

The European Bank Injects $100 Million Into The National Bank And Encourages International Markets To Enter Iraq

Banks   Economy News – Baghdad   The European Bank for Reconstruction and Development (EBRD) expressed its pride in signing its first investment agreement in Iraq, providing $100 million in financing to the National Bank of Iraq. The bank emphasized that this facility represents a significant achievement in supporting the country's economy by expanding trade finance and enhancing integration with international markets.

In a statement, the EBRD said, "This facility will support import and export activities in Iraq and strengthen the National Bank of Iraq's trade finance operations by issuing guarantees to approved banks and providing advance payments for import, export, and local distribution of goods under the EBRD's Trade Facilitation Programme."

He added that the financing facility "will contribute to enhancing trade integration in Iraq by providing guarantees and lines of credit to mitigate political and commercial payment risks associated with international transactions conducted by partner banks in the economies where the EBRD operates."

He explained that "this investment will also contribute to improving access to finance for micro, small, and medium-sized enterprises (MSMEs), facilitating intra-regional trade, and assisting the National Bank of Iraq (NBI) in diversifying its correspondent banking network and strengthening trade finance links with other countries where the EBRD operates."
Katarina Björlin-Hansen, Head of the EBRD office in Iraq, said, "We are proud to sign our first investment agreement in Iraq, in partnership with the National Bank of Iraq (NBI)."

She noted that "this facility is a significant achievement in supporting the country's economy by expanding trade finance, enhancing integration with international markets, and supporting the resilience of local businesses. We look forward to playing a pivotal role in building strong financial institutions and supporting sustainable economic growth in Iraq."

For his part, Ayman Abu Dhaim, Managing Director of the National Bank of Iraq (NBI), stated, "This represents The partnership with the European Bank for Reconstruction and Development (EBRD) marks a significant milestone in the growth of the National Bank of Iraq (NBI) and the Iraqi financial landscape.

Through this facility, we aim to improve trade flows, empower Iraqi businesses, particularly micro, small, and medium-sized enterprises (MSMEs), and open new channels connecting Iraq to global markets with greater stability and reliability. This partnership reflects our ongoing commitment to driving economic development and supporting Iraq's integration with the regional and international economy.

It is worth noting that the EBRD launched its Trade Finance Programme in 1999 to promote international trade among the economies of the regions where it operates by providing guarantees and short-term loans to selected participating banks and finance companies.

NBI is the largest private bank in Iraq, a full-service bank offering banking services to individuals, SMEs, and large corporations, in addition to trade finance and treasury services. Established in 1995, the bank is majority-owned by Capital Bank (Jordan), a client of the EBRD since 2015.

The European Bank for Reconstruction and Development (EBRD) began its operations in Iraq in September 2025, focusing on the private sector to facilitate its access to finance, support local businesses, and promote long-term sustainable growth, thereby contributing to the transformation of the country’s economy. https://economy-news.net/content.php?id=63471

Al-Sudani: Iraq's External Debt Is More Than $10 Billion, The Lowest Among The Countries Of The Region

Tuesday, December 16, 2025 20:09 | Economy Number of views: 153  Baghdad / NINA / Prime Minister Mohammed Shia al-Sudani announced that Iraq's external debt stands at $10.056 billion, the lowest among countries in the region.

In televised remarks, al-Sudani stated, "The financial crisis can be overcome without harming citizens," noting that "all previous budgets have included a deficit." /End  https://ninanews.com/Website/News/Details?key=1267116

The Oil Company Announces An Increase In Iraqi Exports To The United States

Baratha News Agency2162025-12-16   The Iraqi State Oil Marketing Company (SOMO) announced on Sunday that oil exports to the United States had increased by approximately 435,000 barrels per day.

The company indicated that its strategy is based on diversifying markets, maintaining market balance, and ensuring the continuity of oil exports. SOMO Director General Ali Nizar Al-Shatri told the official news agency that "the increase recorded in Iraqi oil exports to the United States during the past week does not reflect a change in marketing policy or approved allocations, but rather is due to temporary logistical factors.

" He pointed out that "the arrival of Iraqi oil exports to the United States at approximately 435,000 barrels per day during the past week was a result of concentrating the loading of several shipments within a short period of time, due to transportation schedules, refinery needs, and port conditions."

He also added that "this timing may give the impression of higher weekly exports, while the actual exported quantities on a monthly basis remain within the normal rates allocated to American companies," explaining that "the monthly allocations of Iraqi crude oil to American companies are still below the contractual ceiling, due to the limited quantities available for export."

He stated that “talking about Iraq occupying the second position among the largest oil exporters to the United States does not reflect the true picture when relying on stable monthly and quarterly indicators,” noting that “quarterly data issued by specialized entities, such as Kpler, shows that Iraq ranked eighth among crude oil suppliers to the American market during the last quarter of 2025, at a rate of approximately 3 million barrels per month,” pointing out that “the latest data issued by the US Energy Information Administration (EIA) for the seventh month of this year places Iraq in seventh place on the list of suppliers.”

He stressed that "the advanced appearance in some weekly reports is due to the concentration of shipments arriving within short periods, and does not reflect the true ranking based on monthly and quarterly rates."

Regarding the possibility of Iraq remaining in a leading position among the major oil suppliers to the United States, he explained that “Iraq will continue to supply American companies with crude oil according to the approved marketing policy, and in a way that ensures the stability and continuity of exports, similar to the rest of the global markets, especially Asian and European markets, with different export ratios depending on price preference and within the concluded contracts.”

He also stressed that “the weekly increase in exports does not represent a new strategic direction towards the American market, but rather is the result of temporary factors related to the scheduling of shipments, logistical conditions and the needs of refineries during a specific period,” explaining that “SOMO’s strategy is based on diversifying markets and maintaining their balance and continuity of oil exports, in a way that serves the country’s interest and preserves oil wealth and its revenues.”

Regarding the impact of oil exports on economic relations between Baghdad and Washington, he pointed out that “the stability of Iraqi exports to the American market contributes to strengthening trade and economic relations between the two countries, especially in the energy sector,” noting that “this may encourage American companies to invest in Iraq and participate in implementing strategic projects in the oil sector and the energy sector in general, which will positively impact economic development, the transfer of expertise and technology, and support stability in this vital sector.”
https://burathanews.com/arabic/economic/468956

Oil Prices Fall Below $60

Economy | 16/12/2025   Mawazin News - Baghdad:   Oil prices fell by about 1.5% on Tuesday, dropping below $60 a barrel, their lowest level since May of this year. This decline extended losses from the previous session amid signs of a possible peace agreement between Russia and Ukraine, and the potential easing of sanctions on Russian crude.

Brent crude futures fell 1.5% to $59.65 a barrel,  while US West Texas Intermediate crude settled at $55.87 a barrel, down 1.6%.

US officials said the United States offered Ukraine security guarantees similar to those provided by NATO, an unprecedented move that has sparked optimism in some European capitals that talks are nearing the stage of negotiating an end to the conflict, according to Reuters. https://www.mawazin.net/Details.aspx?jimare=271679

New buying opportunities... Gold prices decline in Baghdad

Economy | 16/12/2025   Mawazin News - Baghdad:  Gold prices, both foreign and Iraqi, have decreased in local markets  in Baghdad. This morning, the wholesale price of one mithqal (approximately 4.5 grams) of 21-karat gold from the Gulf, Turkey, and Europe was 862,000 Iraqi dinars, while the buying price was 858,000 dinars. This is a decrease from yesterday morning's price of 877,000 dinars.

Meanwhile, the selling price of one mithqal of 21-karat Iraqi gold was 832,000 dinars, and the buying price was 828,000 dinars.   As for gold prices in jewelry shops, the selling price of one mithqal of 21-karat Gulf gold ranged between 865,000 and 875,000 dinars, while the selling price of one mithqal of Iraqi gold ranged between 835,000 and 845,000 dinars.   https://www.mawazin.net/Details.aspx?jimare=271657

The Dollar Is Declining As The Stock Exchange In Baghdad Closes

Economy | 16/12/2025   Mawazin News - Baghdad:   The exchange rate of the US dollar against the Iraqi dinar fell in Baghdad markets following the closure of the stock exchange.

The dollar dropped in the Al-Kifah and Al-Harithiya exchanges, reaching 142,700 dinars per 100 dollars, compared to 143,100 dinars per 100 dollars earlier today.

The selling price at currency exchange shops in Baghdad's local markets also decreased, reaching 143,250 dinars per 100 dollars, while the buying price was 142,250 dinars per 100 dollars.   https://www.mawazin.net/Details.aspx?jimare=271676

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

$9 Trillion of the National Debt Must be Paid Back in 2026

$9 Trillion of the National Debt Must be Paid Back in 2026

Heresy Financial:  12-15-2025

The United States is on the cusp of a significant financial event: rolling over a staggering $9 trillion of national debt in 2026. This amount represents over a quarter of the country’s total debt load of $38 trillion.

At first glance, the figure may seem alarming, sparking concerns about a potential liquidity crisis or default. However, a closer examination of the facts reveals that the situation is more manageable than it initially appears.

The debt rollover involves paying back maturing debt while simultaneously borrowing new funds to replace it. Much of this debt consists of short-term Treasury bills (T-bills) with maturities within a year, as well as longer-term notes and bonds.

 While the sheer size of the rollover is substantial, the government’s ability to refinance the debt is supported by the fact that most of the maturing debt is held by investors who already have cash parked in money market funds and other financial instruments heavily invested in Treasury securities.

The Federal Reserve’s recent actions have provided additional support for rolling over the debt at manageable costs. By lowering short-term interest rates and restarting quantitative easing (QE), the Fed has helped to create a favorable environment for debt refinancing.

 Although current interest rates for new debt issuance are higher than the average rates on existing debt, particularly for longer-term bonds, most of the rollover is expected to be in short-term debt. This means that rates could remain stable or even decline if the Fed cuts rates further.

The government has taken a strategic approach to managing its debt by concentrating much of it at the short end of the maturity curve. This allows for greater flexibility in refinancing debt at potentially lower rates when the Fed reduces short-term borrowing costs, rather than locking in higher rates on longer-term bonds.

By doing so, the government is able to take advantage of more favorable interest rates, reducing the overall cost of borrowing.

One common misconception about debt rollover is that it involves money leaving the financial system. However, the reality is that funds simply move between accounts, often cycling through Treasury securities.

This process does not drain liquidity from the system but rather redistributes it. As a result, the risk of a liquidity crisis or default is minimal.

While the $9 trillion debt rollover is undoubtedly a significant event, it is unlikely to cause a default or sharp rise in borrowing costs.

 Instead, debt maturities will continue to cluster at the short end of the curve until economic or policy changes, such as lower long-term interest rates, enable more long-term refinancing. By understanding the facts surrounding the debt rollover and the government’s strategic approach to debt management, investors and policymakers can better navigate this significant financial event.

For further insights and information, be sure to watch the full video from Heresy Financial, which provides a more in-depth analysis of the $9 trillion debt rollover and its implications for the US economy.

https://youtu.be/SWPRNRsDehw

Seeds of Wisdom RV and Economics Updates Tuesday Afternoon 12-16-25

Good Afternoon Dinar Recaps,

U.S. Suspends UK Tech Deal as Critical Minerals Shift Trade Leverage

Technology cooperation stalls amid trade disputes, while rare earth discovery strengthens U.S. strategic position

Overview

• U.S. halts technology cooperation with the UK over unresolved non-tariff trade disputes tied to regulation and market access.

• Agreement covered AI, quantum computing, and civil nuclear energy, sectors critical to long-term economic and security planning.

• Rare earth mineral discovery in Utah boosts U.S. leverage in clean energy and advanced technology supply chains.

• Trade, technology, and energy policy increasingly intertwined as strategic competition intensifies.

Key Developments

U.S. suspends technology agreement with Britain
The United States has suspended a bilateral technology cooperation deal with the UK that focused on artificial intelligence, quantum computing, and civil nuclear collaboration. According to Reuters, the move stems from disputes over non-tariff trade barriers, including food standards and industrial goods regulation, rather than the technology sectors themselves.

Non-tariff trade tensions spill into strategic sectors
While not framed as a political break, the suspension highlights how regulatory disagreements are increasingly impacting strategic cooperation. Technology and energy initiatives are now directly affected by broader trade negotiations, signaling reduced tolerance for unresolved market frictions.

Rare earth discovery strengthens U.S. trade position
Separately, a Utah-based mining company announced the discovery of a significant critical mineral deposit. Rare earth elements are essential for clean energy technologies, defense systems, electric vehicles, and advanced electronics — areas where global supply chains are currently dominated by China.

Critical minerals reshape leverage in global trade rivalries
The discovery could reduce U.S. reliance on foreign suppliers and enhance bargaining power in trade negotiations, particularly as access to strategic resources becomes a central feature of economic diplomacy.

Why It Matters

The suspension of the U.S.–UK tech deal underscores how trade disputes are no longer confined to tariffs and quotas but are now influencing cooperation in high-value strategic industries. At the same time, strengthening domestic access to critical minerals provides the U.S. with new leverage in global negotiations, reinforcing the link between resource security, technology leadership, and geopolitical power.

Why It Matters to Foreign Currency Holders

The suspension of the U.S.–UK technology agreement and the domestic rare earth discovery both reinforce the U.S. dollar’s central role in strategic finance and trade leverage. Foreign currency holders are directly affected because access to critical technologies and materials increasingly aligns with U.S.-dominated supply chains and payment networks. As America consolidates control over high-value resources and technology exports, non-dollar economies may face higher transaction costs, limited access to cutting-edge industrial inputs, and greater dependence on U.S.-regulated trade channels. This shift strengthens the dollar’s influence in global finance, cross-border payments, and reserve management, marking another step in the ongoing global monetary and strategic realignment.

Implications for the Global Reset

Pillar 1: Strategic Decoupling Through Regulation
Trade rules and regulatory alignment are becoming tools of economic statecraft, reshaping alliances and limiting cooperation even among close partners.

Pillar 2: Resource Control Equals Financial Power
Securing domestic rare earth supplies strengthens national resilience, supports energy transition goals, and reduces exposure to geopolitical pressure points.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

•  Reuters – U.S. suspends technology cooperation deal with UK amid trade disputes

• OilPrice.com – New critical mineral discovery offers U.S. counterweight in trade war

• Reuters – Global trade tensions increasingly impact strategic technology sectors

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PAYPAL MOVES TOWARD BANK STATUS, BLURRING LINES BETWEEN PAYMENTS AND BANKING

Fintech giant seeks U.S. bank charter, accelerating the convergence of digital payments and traditional finance

Overview

• PayPal files for a U.S. bank charter, signaling a major shift from payments platform to regulated financial institution.

• Move would allow PayPal to hold insured deposits and expand lending activities.

• Fintechs continue migrating into core banking functions, challenging legacy institutions.

• Payments infrastructure increasingly merges with credit creation and liquidity control.

Key Developments

PayPal applies for bank charter
PayPal has filed an application to establish a U.S. bank, seeking regulatory approval to operate under a banking charter. The move would allow the payments firm to accept insured deposits and directly expand its lending operations.

Expansion beyond payments into lending
By pursuing bank status, PayPal positions itself to deepen its role in consumer and merchant credit, moving beyond transaction processing into balance-sheet driven financial services.

Regulatory normalization of fintech banking
The filing reflects a broader trend of regulators allowing large fintech firms to integrate into the traditional banking system rather than operate at its edges. This reduces regulatory arbitrage while reshaping competitive dynamics.

Pressure on traditional banks intensifies
Legacy banks face growing competition as payments companies leverage massive user bases, real-time transaction data, and digital infrastructure to offer banking-like services with lower overhead.

Why It Matters

Payments platforms evolving into banks represent a structural shift in how money flows through the financial system. Control over deposits, lending, and payments increasingly consolidates within technology-driven institutions, altering credit allocation, liquidity management, and systemic risk dynamics.

Why It Matters to Foreign Currency Holders

As major payment platforms move into regulated banking, control over dollar-based transaction flows and credit creation becomes increasingly centralized within U.S.-regulated institutions. For foreign currency holders, this reinforces the dominance of the U.S. dollar in cross-border payments, settlement, and liquidity access. Countries and individuals operating outside the dollar system may face higher transaction friction, greater reliance on U.S. financial infrastructure, and increased exposure to U.S. regulatory and policy decisions. The consolidation of payments, deposits, and lending under U.S. oversight strengthens America’s leverage over global financial rails — a key dynamic in the ongoing global monetary reset.

Implications for the Global Reset

Pillar 1: Payments Become the New Banking Core
Transaction networks are transforming into financial hubs, redefining how deposits, credit, and liquidity circulate globally.

Pillar 2: Regulatory Absorption, Not Suppression
Rather than restricting fintech, regulators are integrating it into the banking framework — reshaping the financial system from within.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Payments firm PayPal files for bank charter in lending push”

• WSJ -- "PayPal Applies to Establish Bank"

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Energy Stocks Lag as Oil Slides, Pressuring Wall Street

Falling crude prices and weak demand signals weigh on markets

Overview

• Energy and healthcare stocks underperform, contributing to flat-to-weak performance on Wall Street.

• Oil prices tumble amid oversupply concerns, with global benchmarks hitting multi-month lows.

• U.S. gasoline prices slide toward multi-year lows, easing consumers but signaling demand softness.

• Investor caution grows around macro outlook, energy demand, and earnings visibility.

Key Developments

Energy sector drags broader markets
Recent trading sessions have seen energy stocks lag the broader market, alongside weakness in healthcare shares. Reuters reports that the underperformance has weighed on major Wall Street indices as investors reassess growth expectations and sector leadership.

Oil prices sink on oversupply and weak demand
Crude prices have fallen sharply, with Brent dropping below $60 a barrel and U.S. crude trading near $55. Rising global supply, elevated U.S. production, and softer demand signals from key economies have intensified downside pressure.

Gasoline prices fall toward multi-year lows
According to Barron’s, U.S. gasoline prices are trending toward their lowest levels in years. While this provides near-term relief for consumers, it also reflects slowing fuel demand and broader economic caution.

Markets reassess energy’s role in inflation and growth
Lower energy prices reduce headline inflation pressures but raise concerns about weakening industrial activity and global consumption trends, complicating the outlook for central banks and equity markets.

Why It Matters

Energy has been a key driver of inflation, profits, and geopolitical leverage in recent years. Sustained weakness in oil prices and energy equities signals a potential shift toward slower global growth, changing market leadership, and recalibrated expectations for earnings, inflation, and monetary policy.

Why It Matters to Foreign Currency Holders

Weakness in energy stocks and falling oil prices affect foreign currency holders through exposure to commodity-linked currencies (like CAD, NOK, and AUD) and global trade settlements tied to energy flows. Lower oil revenues can reduce FX inflows for exporting nations, potentially weakening their currencies and influencing central bank interventions. For holders of non-U.S. currencies, this also signals greater dependence on the U.S. dollar as a stable store of value, particularly as energy-driven capital rotations and demand shocks recalibrate global financial flows and reserve strategies.

Implications for the Global Reset

Pillar 1: Demand Signals Replace Supply Shock
Markets are transitioning from supply-driven energy shocks to demand-driven pricing, reshaping inflation forecasts and investment flows.

Pillar 2: Energy No Longer the Market Anchor
As energy stocks lose momentum, capital rotation highlights a broader rebalancing within global equity markets and commodity cycles.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Wall Street futures slip as investors brace for key U.S. jobs report”

• Barron’s – “Oil prices tumble as oversupply grows; U.S. gasoline nears multi-year lows”

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GOLD OUTLOOK SHIFTS AS METALS SIGNAL MACRO REALIGNMENT

Precious metals reflect changing inflation expectations, policy outlooks, and reserve strategies

Overview

• Gold prices react to shifting macro signals, including interest-rate expectations and geopolitical developments.

• Major banks project continued strength, though with slower gains as monetary conditions evolve.

• Silver and industrial metals show diverging dynamics, reflecting both safe-haven demand and real-economy signals.

• Metals markets increasingly act as indicators of currency confidence and systemic risk.

Key Developments

Gold responds to macro and geopolitical cues
Gold prices have fluctuated as markets weigh softer dollar movements, bond yields, and developments surrounding geopolitical negotiations. Investors continue to use gold as a hedge against uncertainty, even as expectations for future rate cuts remain fluid.

Bank forecasts highlight structural demand
According to Reuters, major financial institutions expect gold to remain elevated into 2026, supported by central bank buying, geopolitical risk, and portfolio diversification — though the pace of gains may slow as inflation pressures ease.

Silver diverges from gold narrative
While gold remains driven by monetary and reserve considerations, silver pricing reflects its dual role as both a precious and industrial metal. Demand tied to manufacturing, energy transition technologies, and electronics continues to influence price behavior.

Metals reflect broader asset reallocation
Movements in precious metals are increasingly tied to reassessments of equities, bonds, and currencies, signaling a broader recalibration of global asset allocation rather than isolated commodity speculation.

Why It Matters

Precious metals continue to function as a barometer of confidence in monetary policy, sovereign debt sustainability, and geopolitical stability. As investors reassess inflation risks and long-term growth prospects, gold and silver prices provide early signals of stress or confidence within the global financial system.

Why It Matters to Foreign Currency Holders

Gold’s resilience reinforces its role as a neutral reserve asset outside any single currency system. For foreign currency holders, sustained central bank and institutional demand for gold signals hedging against dollar exposure and fiat currency debasement. As metals retain value amid policy uncertainty, they highlight growing diversification away from traditional reserve currencies and underscore shifting confidence in global monetary arrangements.

Implications for the Global Reset

Pillar 1: Metals as Monetary Anchors
Gold’s continued relevance reflects declining trust in purely debt-based monetary systems and renewed emphasis on hard assets.

Pillar 2: Reserve Diversification Accelerates
Central banks and sovereign funds increasingly balance currency holdings with tangible assets, reshaping global reserve composition.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Gold rises as softer dollar, yields offset geopolitical optimism”

• Wall Street Journal – “Gold Is the Real Rival to the Dollar’s Reserve Status”

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EU Moves to Expand Carbon Border Levy as Climate-Trade Pressure Builds

Draft proposal widens CBAM scope, tightening cost pressures on global manufacturers

Overview

• EU plans to broaden its Carbon Border Adjustment Mechanism (CBAM) to include more industrial and energy-intensive products.

• Expansion would raise import costs for foreign producers with higher carbon footprints.

• Measure links climate policy directly to trade enforcement, reshaping global supply chains.

• Energy, steel, cement, chemicals, and manufacturing sectors face higher compliance pressure.

Key Developments

EU drafts expansion of carbon border levy
The European Union has released a draft proposal to widen its Carbon Border Adjustment Mechanism beyond its current scope. The expansion would apply carbon pricing to additional imported goods, particularly those tied to energy-intensive production, as part of the bloc’s climate strategy.

CBAM enforces climate policy at the border
CBAM requires importers to pay a levy reflecting the carbon emissions embedded in goods produced outside the EU. The goal is to prevent “carbon leakage,” where production shifts to countries with weaker environmental rules, undermining EU climate targets.

Trade competitiveness comes into focus
Industries in countries without comparable carbon pricing systems could face higher costs when exporting to Europe. This raises concerns among global trade partners that CBAM functions as a de-facto tariff, potentially triggering trade disputes.

Energy and industrial supply chains impacted
Energy-heavy sectors — including steel, aluminum, fertilizers, cement, and chemicals — are most exposed. The proposal could force producers worldwide to either decarbonize faster or lose access to one of the world’s largest consumer markets.

Why It Matters

The expansion of CBAM signals a structural shift where climate policy becomes a permanent feature of trade enforcement. As energy costs, emissions standards, and carbon pricing converge, global manufacturers must adapt or absorb higher costs — accelerating realignment of trade flows and industrial investment.

Why It Matters to Foreign Currency Holders

The expansion of the EU’s CBAM directly impacts foreign currency holders who trade with Europe, especially in energy-intensive industries. Higher import levies increase costs for exporters outside the eurozone, potentially reducing foreign currency inflows and affecting FX liquidity. Countries with high-carbon production may see weakened currency demand as exports become less competitive, while nations with low-carbon energy and manufacturing gain leverage. For global investors, CBAM adds a layer of currency risk and trade sensitivity, tying climate compliance to cross-border payments, hedging strategies, and reserve management in the evolving global financial landscape.

Implications for the Global Reset

Pillar 1: Climate Policy as Trade Weapon
Carbon pricing is no longer just environmental regulation — it is now a competitive trade mechanism influencing where goods are produced and sold.

Pillar 2: Energy Costs Reshape Global Manufacturing
Countries with cheaper energy but higher emissions risk losing market access, while low-carbon energy producers gain strategic advantage.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – EU plans to expand carbon border levy under draft proposal

• Financial Times – Carbon border taxes raise global trade tension concerns

• Europe to Bolster Carbon Border Levy Criticized by US and China

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Australia Pushes Emergency Gas Powers as Supply Risks Rise

Energy security concerns intensify amid domestic shortages and regional pressure

Overview

• Australia’s energy market operator seeks emergency gas purchasing powers to manage forecasted domestic supply shortfalls.

• Proposal faces resistance from Queensland, a key gas-producing state.

• Move highlights growing energy security concerns across Asia-Pacific markets.

• Governments increasingly intervene in energy markets as supply reliability becomes a strategic priority.

Key Developments

Emergency gas authority under consideration
Australia’s energy market operator has urged the federal government to grant it temporary emergency powers to procure gas directly if shortages threaten domestic supply. The proposal is aimed at preventing disruptions to electricity generation and industrial activity.

Queensland opposition underscores political friction
Queensland, which hosts significant gas production and export infrastructure, has pushed back against the proposal. State officials argue that additional federal intervention could distort markets and undermine existing commercial arrangements.

Energy security overtakes free-market principles
The push reflects a broader trend in which governments are prioritizing energy security over strict market discipline. Similar emergency measures have emerged globally as nations reassess vulnerabilities exposed by geopolitical shocks and volatile demand.

Asia-Pacific implications extend beyond Australia
Australia is a major LNG supplier to Asia-Pacific economies. Any domestic intervention that restricts supply or redirects gas inward could ripple across regional energy markets, affecting prices and contract stability.

Why It Matters

Energy reliability has become a cornerstone of economic stability and national security. Australia’s consideration of emergency gas procurement powers signals that even energy-rich nations are preparing for tighter conditions, reinforcing a global shift toward state involvement in strategic energy assets.

Why It Matters to Foreign Currency Holders

Energy market interventions in Australia have direct implications for foreign currency holders, especially those exposed to the Australian dollar (AUD) and commodity-linked currencies. Emergency gas procurement powers can tighten domestic supply, influence LNG exports, and affect regional energy pricing, which in turn impacts cross-border trade settlements and currency flows. For foreign investors and reserve managers, shifts in energy policy signal potential volatility in the AUD, higher transaction risk for energy-dependent economies, and the growing influence of state-directed energy policies on global capital and currency markets.

Implications for the Global Reset

Pillar 1: Energy Security Overrides Market Orthodoxy
Governments are increasingly willing to intervene directly in energy markets to protect domestic supply and economic continuity.

Pillar 2: Regional Energy Flows Under Pressure
As exporting nations prioritize internal needs, global LNG trade and pricing structures face long-term recalibration.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• The Australian – “Emergency gas power push accelerates despite Queensland’s objection”

• The Courier Mail -- "Energy civil war threatens to erupt as other states muscle in on gas"

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CANADIAN MARKETS SLIDE AS U.S. JOBS DATA SHIFTS RISK SENTIMENT

TSX underperforms as investors reassess growth, rates, and commodity demand

Overview

• Canadian equity markets weaken ahead of key U.S. jobs data, reflecting cautious global risk sentiment.

• Commodity-linked sectors lead losses, pressuring the TSX.

• Investors reassess interest-rate expectations, with U.S. labor data central to outlooks.

• Market hesitation highlights dependence on U.S. macro signals.

Key Developments

TSX futures decline ahead of U.S. employment report
Canadian market futures moved lower as investors positioned cautiously before the release of U.S. jobs data. The TSX, heavily weighted toward commodities and financials, reflected broader uncertainty around growth momentum and monetary policy direction.

Commodity weakness amplifies downside pressure
Energy and metals prices softened, weighing on Canadian equities. As a resource-driven market, the TSX remains highly sensitive to shifts in global demand expectations and pricing trends.

U.S. data dominates global positioning
Investors across North America reduced risk exposure as they awaited U.S. labor figures, which could influence Federal Reserve policy timing. Strong employment data may delay rate cuts, while weakness could accelerate policy easing.

Markets recalibrate growth and rate assumptions
The pullback underscores how tightly global equity markets remain linked to U.S. economic indicators, especially during periods of uncertain inflation and slowing global growth.

Why It Matters

Canada’s market performance highlights the fragility of risk appetite in a data-dependent environment. With commodities under pressure and monetary policy still restrictive, investors are increasingly selective, reinforcing volatility and reinforcing the dominance of U.S. economic signals in global capital flows.

Why It Matters to Foreign Currency Holders

Movements in Canadian markets reflect broader shifts in U.S. dollar liquidity and interest-rate expectations. For foreign currency holders, stronger U.S. labor data can reinforce dollar strength, tighten global financial conditions, and pressure non-U.S. currencies — particularly commodity-linked ones like the Canadian dollar. These dynamics influence cross-border capital flows, reserve strategies, and currency stability, making U.S. macro data a key driver in the evolving global monetary reset.

Implications for the Global Reset

Pillar 1: U.S. Data Drives Global Capital Allocation
Despite diversification efforts, global markets remain anchored to U.S. economic indicators and Federal Reserve policy signals.

Pillar 2: Commodity Economies Face Structural Sensitivity
Resource-heavy markets are increasingly vulnerable to demand slowdowns and tighter financial conditions, accelerating realignment in global investment patterns.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “TSX futures fall as U.S. jobs data looms”

• Reuters – “Wall Street futures slip as investors brace for key U.S. jobs report”

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Not What you Think- CBI Meeting

Not What you Think- CBI Meeting

Edu Matrix:  12-15-2025

In a landmark move, the Central Bank of Iraq (CBI) recently convened the inaugural session of the Supreme National Committee for Virtual Assets Regulation, marking a significant milestone in the country’s journey towards embracing and regulating the rapidly evolving landscape of digital assets.

Chaired by CBI Governor Ali Mosen Alak, this multidisciplinary committee brings together senior representatives from various sectors, including regulatory, legal, financial, supervisory, scientific, technical, and communications bodies.

During the meeting, the committee took a thorough approach to understanding the global trends in digital assets and benchmarking international regulatory models. The focus was on striking a balance between fostering financial innovation and ensuring monetary and financial stability. Key areas of discussion included:

Compliance with Anti-Money Laundering (AML) and Combating Financing (CTF) standards: Ensuring that digital assets are not used for illicit activities.

Cyber risk management: Protecting consumers and financial institutions from cyber threats.

Consumer protection: Safeguarding the interests of individuals investing in digital assets.

Clear definitions and classifications of digital assets: Establishing a clear understanding of the digital asset landscape.

The committee emphasized a gradual and flexible regulatory approach, aiming to enhance transparency, improve service efficiency, and create a secure licensing environment that encourages innovation.

This initiative is part of Iraq’s broader government strategy, led by the Central Bank, to build a modern, safe, and sustainable digital financial ecosystem. The goals are multifaceted:

Preparing Iraq’s financial system for rapid technological advances: Ensuring the country’s financial infrastructure is equipped to handle the changing landscape.

Harmonizing with international financial standards: Aligning Iraq’s financial regulations with global best practices.

Promoting financial inclusion: Expanding access to financial services for all citizens.

Bolstering confidence in the banking sector: Strengthening trust in the financial system.

Safeguarding Iraq’s monetary sovereignty: Protecting the country’s financial independence in the face of a growing global digital economy.

The inaugural session of the Supreme National Committee for Virtual Assets Regulation represents a significant step forward in Iraq’s efforts to responsibly regulate the evolving landscape of virtual assets. By taking a comprehensive and multidisciplinary approach, Iraq is poised to create a secure and innovative financial ecosystem that promotes financial inclusion and safeguards the country’s monetary sovereignty.

As the world continues to navigate the complexities of digital assets, Iraq’s proactive approach serves as a model for other countries to follow.

As Iraq embarks on this new journey, it is clear that the country is committed to harnessing the potential of digital assets while minimizing the associated risks.

 With a clear regulatory framework and a multidisciplinary approach, Iraq is well-positioned to become a leader in the region’s digital economy. As we watch this space, it will be interesting to see how Iraq’s regulatory framework evolves and how it impacts the country’s financial landscape.

https://www.youtube.com/watch?v=lHcXLkodLTU

“Tidbits From TNT” Tuesday 12-16-2025

TNT:

Tishwash:  Iraq and the United States discuss strengthening political, security, and economic cooperation.

Iraqi Foreign Minister Fuad Hussein discussed on Monday with the US Chargé d'Affaires in Baghdad, Ambassador Joshua Harris, ways to enhance cooperation in various political, economic and security fields.

A statement from the ministry, received by “Dijlah News”, stated that “Deputy Prime Minister and Minister of Foreign Affairs, Fuad Hussein, received on Monday, December 15, 2025, the Chargé d’Affaires of the US Embassy in Baghdad, Ambassador Joshua Harris.”

He added that “the meeting discussed bilateral relations between Iraq and the United States, and ways to strengthen them in a manner that serves the common interests of the two countries and enhances cooperation in various political, economic and security fields.”

According to the statement, the minister pointed to the ongoing political movement in Iraq and the constructive discussions between the political blocs to form the new government, stressing “the importance of consolidating political stability and strengthening national understanding in a way that positively impacts the course of the democratic process.”

He explained that “the two sides discussed regional and international developments, and exchanged views on issues of common interest, stressing the importance of coordination and consultation regarding current challenges.”

He noted that “both sides stressed the need for calm in the region and to work to reduce tensions in a way that contributes to supporting regional security and stability.”  link

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Tishwash: Al-Rafidain: 2,495 savings accounts, 136 current accounts, and 27 deposits opened for customers last month

Al-Rafidain Bank announced on Sunday that it had opened 2,495 savings accounts, 136 current accounts, and 27 deposits for customers during the past month.

 A statement received by Al-Rabaa said: "In a clear sign of growing public confidence and an accelerated shift towards international standards, Rafidain Bank recorded remarkable banking activity during November, culminating in the opening of thousands of new accounts in its branches across Baghdad and the provinces."

 It added that "the number of savings accounts opened for citizens reached 2,495 in local and foreign currencies, in addition to 136 current accounts and 27 deposits, directly reflecting the diversity of banking products offered by the bank and its ability to meet the needs of different segments of customers."

 He emphasized that "this advanced performance confirms the position of Al-Rafidain Bank as a leading national banking institution, combining geographical reach, quality of services, and commitment to international professional standards, with a focus on providing a secure and flexible banking experience that meets the expectations of individuals and institutions alike."

 The bank noted that it "continues to develop account opening and deposit services in accordance with sound regulatory controls, thereby promoting a culture of savings and investment and supporting financial inclusion and economic development in Iraq, calling on citizens to visit its branches to learn about the details of the banking services and benefits available."

 He added that "this activity is part of Al-Rafidain Bank's vision to consolidate its role as a state bank with international standards, leading the banking transformation, embodying trust, and placing the customer at the heart of the banking process."    link

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Tishwash:  Iraq begins the countdown... 90 complex days to form the three branches of government

Following the ratification by the Supreme Federal Court, the highest judicial authority in Iraq, of the final results of the parliamentary elections for the sixth session, the Iraqi political scene has entered a new and sensitive phase, representing the official transition from the electoral process to the formation of the three constitutional authorities: the legislative, the executive, and the presidency of the republic.

Observers confirm that the Federal Court’s ratification yesterday, Sunday, is not merely a formal or procedural step, but rather the decisive constitutional condition that makes the election results effective and binding, and practically announces the readiness to launch a new parliamentary session with all its political entitlements, potential conflicts, and hopes for a different administration than the previous sessions, which were marked by delay and deadlock.

Constitutional legitimacy

Legal expert Nawfal Al-Hayani affirms that the Federal Supreme Court’s ratification of the final election results represents the full constitutional legitimacy of those results, based on the text of Article (93/Seventh) of the Constitution of the Republic of Iraq for the year 2005.

Al-Hayani explains in an interview with Shafaq News Agency that the House of Representatives is not considered constitutionally valid and the parliamentary session does not come into effect except from the date of this ratification, stressing that any parliamentary procedure that precedes the ratification is considered to have no constitutional effect by virtue of the constitution, as it is the highest and supreme law in the country.

According to Al-Hayani, the next step immediately after ratification is for the President of the Republic to invite the members of the House of Representatives to convene for their first session, in accordance with the provisions of Article (54) of the Constitution.

If the President of the Republic does not make this invitation, the Council shall automatically convene on the sixteenth day from the date of ratification, and the session shall be chaired by the oldest member.

The first session of the House of Representatives constitutes the cornerstone in building constitutional authorities, as its agenda is constitutionally limited to taking the constitutional oath and electing the Speaker of the House of Representatives and his two deputies.

Al-Hayani points out that completing this step means completing the formation of the legislative authority, and then moving on to the second entitlement, which is the election of the President of the Republic within a period not exceeding thirty days from the date of holding the first session, in accordance with the provisions of Article (70) of the Constitution.

legal deadlines

For his part, legal expert Abbas Al-Aqabi explains that the Iraqi constitution drew a clear timeline for the formation of authorities, starting with Article (54), which obligated the current president of the republic to call the new parliament to convene within 15 days of the date of ratification.

Al-Aqabi confirms to Shafaq News Agency that the first session, which is held at the invitation of the President of the Republic, witnesses the election of the Speaker of Parliament, the First Deputy Speaker and the Second Deputy Speaker, after which the door is opened for nomination to elect the President of the Republic, as the House of Representatives is obligated to elect him within 30 days from the date of the first session, by a two-thirds majority (i.e., 220 deputies) out of a total of 329.

Al-Aqabi adds that the election of the President of the Republic opens the door to the most important stage, which is the appointment of the Prime Minister, as the President of the Republic, within 15 days, appoints the candidate of the largest parliamentary bloc to form the government.

As for the designated candidate, he has a deadline of 30 days to present the ministerial cabinet and the ministerial program to the House of Representatives to obtain confidence by an absolute majority, (half plus one), i.e., 165 deputies or more.

Al-Aqabi concludes that the sum of these periods constitutes a maximum time ceiling of 90 days, which – theoretically – can be reduced but cannot be increased, because the constitutional text explicitly defined them.

Constitution and reality

Despite the clarity of these timelines, the Iraqi political experience since 2003 reveals a significant gap between the constitutional text and practical application. The issue of delaying the formation of governments and the election of presidencies has become a recurring phenomenon, due to political disputes and sectarian and ethnic balances.

After the March 2010 elections, it took about seven months and 18 days to form a government, due to the dispute over the largest bloc and the right to nominate the prime minister.

In 2020, Mohammed Tawfiq Allawi was tasked with forming the government following the resignation of Adel Abdul Mahdi, but he later apologized for the task, in a clear example that obstruction can occur even after the official assignment.

After the October 2021 elections, Iraq entered one of its longest periods of political vacuum, with the formation of the government delayed for more than nine months, and was not resolved until October 2022, with the formation of the government of Mohammed Shia al-Sudani.

The three presidencies

Therefore, Ghazi Faisal, head of the Iraqi Center for Strategic Studies, believes that the Federal Court’s ratification and the parliament’s approval of the sixth session represents a pivotal step, but it does not mean the end of the complications.

Faisal explains to Shafaq News Agency that, according to the constitution, the President of the Republic will call on Parliament to convene within 15 days to elect the oldest member and manage the first session, then elect the Speaker of Parliament and his two deputies, and thus the legislative authority will be formed.

Then the parliament moves to the second stage, which is the election of the president of the republic, a stage that is often the most complicated, especially in light of the disputes within the Kurdish house.

According to Faisal, the presidency, according to previous political norms, goes to the Patriotic Union of Kurdistan, but the Kurdistan Democratic Party believes that it has the right to compete for the position.

If both parties nominate two people, one from the Union and the other from the Democrats, the decision will be made through a vote in the House of Representatives. However, the two-thirds quorum requirement opens the door to what is known as the "blocking third," which may lead to prolonging the sessions to elect the president, as happened in the 2021 session.

Faisal points out that the election of the president will not be completed politically until there is agreement within the coordinating framework (which brings together the ruling Shiite political forces in the country) on the personality of the prime minister, under the system of political and sectarian power-sharing.

After the candidate is appointed, the stage of distributing ministerial portfolios begins according to the points system and the parliamentary weight of the parties, a stage that is no less complex than its predecessors, and often witnesses objections and difficult negotiations before granting confidence.

Sunni choice

On the Sunni component, Nawaf al-Ghurairi, a leader in the Sovereignty Party headed by Khamis al-Khanjar, affirms that the formation of the government is governed by constitutional timelines that cannot be exceeded, calling on all blocs and representatives to adhere to them in order to form the government as quickly as possible.

Al-Ghurairi reveals to Shafaq News Agency that the choice of the Speaker of Parliament "has been decided within the Sunni component to be Muhammad al-Halbousi," but this proposal is not without objections.

Meanwhile, former MP Bassem Khashan continues to raise the possibility of excluding the head of the "Progress" party, Mohammed al-Halbousi, based on a previous decision by the Federal Court to dismiss him from the presidency of Parliament, and accusations related to the forgery of official documents, which he describes as a "crime of dishonor."

In contrast, the Sunni arena is witnessing intense activity within the National Political Council (which includes the Sunni forces that won the elections), which held an expanded meeting in the capital, Baghdad, on Sunday evening, to discuss the names of candidates for the presidency of Parliament.

According to various sources in the council who spoke to Shaq News Agency, the number of candidates for the presidency of parliament has decreased from six to three, with talk of a "near consensus" on Muthanna al-Samarrai, in addition to the continued inclusion of the names of al-Halbousi and Thabit al-Abbasi.

Coordination framework

In parallel, the leaders of the Coordination Framework held their meeting last Monday, which witnessed an important discussion about choosing a candidate for the premiership. According to sources from Shafaq News Agency, specific dates were agreed upon to resolve the entitlements, with three prominent names being discussed, including outgoing Prime Minister Mohammed Shia al-Sudani, former Prime Minister Haider al-Abadi, and a third "surprise" figure.

The Coordination Framework had previously set conditions and criteria that must be met by candidates for the position of head of the new government, most notably that he should not be the leader of a political bloc, then it softened them, which opened the door for most of the forces within the framework to submit their candidates for the position, according to what a political source told Shafaq News Agency earlier.

Imran al-Karkoushi, a member of the State of Law Coalition led by Nouri al-Maliki, confirms that completing the election of the three presidencies according to their constitutional timetable depends mainly on political agreements between the different blocs.

Al-Karkoushi, speaking to Shafaq News Agency, indicated that this session is expected to proceed in an organized manner and without exceeding the specified legal deadlines, unlike what happened in previous sessions, which witnessed long delays due to political disputes.

Kurdish commitment

For his part, Wafaa Muhammad Karim, a leader in the Kurdistan Democratic Party, believes that the constitutional deadlines were not respected in previous sessions, especially in the election of the president and the formation of the government.

Karim, speaking to Shaq News Agency, points out that an agreement between the two Kurdish parties (the Union and the Democratic) on a single candidate for the presidency could speed up the process, while going with two candidates would mean entering into alliances with other forces and prolonging the entitlement.

According to the political balance that emerged after 2003, the distribution of sovereign positions in Iraq became influenced by sectarian and political quotas; where political custom dictates that the position of Prime Minister is allocated to the Shiite component, while the position of President of the Republic is allocated to the Kurdish component, while the Sunni component assumes the presidency of the House of Representatives  link

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Mot: One of the best Christmas Commercials. Chevy really did an awesome job!

https://www.youtube.com/watch?v=EeaHlhDypFw

Seeds of Wisdom RV and Economics Updates Tuesday Morning 12-16-25

Good Morning Dinar Recaps,

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.  That is not your failure.

Our mission here is different:

• No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.   Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

~~~~~~~~~~

U.S. Presses Ukraine on Donetsk Withdrawal as Peace Talks Signal Strategic Shift

Reported U.S. proposal introduces territorial concessions into negotiations to end the war with Russia.

Overview

• U.S. peace envoys reportedly told Ukraine it must withdraw from Donetsk as part of any negotiated settlement with Russia.

• Proposal represents a major departure from prior U.S. backing of Ukraine’s territorial claims, according to reports.

• Kyiv has signaled willingness to abandon NATO membership ambitions in exchange for binding Western security guarantees.

• Ukrainian public opinion remains strongly opposed to territorial concessions, complicating negotiations.

Key Developments

• U.S.-led peace talks held in Berlin with Ukrainian and European leaders
  American negotiators, including envoy Steve Witkoff and Jared Kushner, met with President Volodymyr Zelenskyy and European officials to explore pathways toward ending the conflict.

• Withdrawal from Donetsk reportedly framed as a condition for peace
  U.S. representatives allegedly stated that Ukraine would need to pull its forces from the Donetsk region, which Russia claims to have annexed, marking a significant shift in negotiating posture.

• Ukraine signals flexibility on NATO membership
  Kyiv indicated a willingness to drop its NATO bid in exchange for firm Western security guarantees, aligning with Moscow’s long-standing demand that Ukraine remain outside the alliance.

• Russia reiterates red lines as Europe weighs financial support
  The Kremlin reaffirmed that blocking NATO expansion remains non-negotiable, while EU leaders simultaneously debate using frozen Russian assets to sustain Ukraine financially.

Why It Matters

The reported U.S. position introduces territorial compromise into peace talks at the highest level, challenging Ukraine’s stated objective of reclaiming all occupied land. The shift reflects mounting pressure to end the conflict but risks domestic backlash in Ukraine and fractures within the Western alliance over sovereignty and precedent.

Why This Matters to Foreign Currency Holders

Any peace settlement involving territorial concessions could trigger significant currency realignments, particularly across Eastern Europe and emerging markets. A negotiated end to the conflict may strengthen the euro and regional currencies while influencing reserve strategies tied to energy pricing, reconstruction funding, and frozen asset releases. For foreign currency holders, this signals potential revaluation pressures, volatility shifts, and recalibration of sovereign risk tied to post-war financial restructuring.

Implications for the Global Reset

Pillar 1: Redefinition of Post-War Borders
Territorial concessions negotiated under pressure could reshape norms around sovereignty, conflict resolution, and future geopolitical risk pricing.

Pillar 2: Security Guarantees Replace Alliances
Moving from NATO membership to bilateral or multilateral guarantees signals a structural shift in how security frameworks — and the currencies backing them — may be constructed.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “US Reportedly Pushes Ukraine to Withdraw from Donetsk in Peace Talks”
  

• Reuters – U.S. and allies explore peace options as Ukraine war pressures mount

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FBI Disrupts Domestic Terror Cell Planning New Year’s Eve Bombings

Federal agents thwart coordinated bomb plot targeting government and corporate sites in California.

Overview

• FBI disrupted a domestic terror plot targeting multiple locations in California, including U.S. companies, ICE agents, and government vehicles.

• The group allegedly planned to launch attacks beginning on New Year’s Eve, a symbolic high-risk date.

• Four suspects have been charged with conspiracy and possession of an unregistered destructive device.

• Authorities intervened before a fully functional explosive could be assembled, preventing potential mass casualties.

Key Developments

• Far-left group accused of plotting coordinated bomb attacks
  The suspects allegedly belonged to a group calling itself the “Turtle Island Liberation Front,” described by investigators as motivated by anti-government, anti-capitalist, and pro-Palestinian ideology.

• Targets included federal agents and government vehicles
  According to court filings, ICE personnel and government assets were among the intended targets, elevating the threat to federal law enforcement and public infrastructure.

• Plot detailed in handwritten operational plan
  An eight-page document titled “Operation Midnight Sun” allegedly outlined the bombing strategy. Investigators say the group conducted a test explosion in the Mojave Desert on December 12.

• FBI intervention prevented device completion
  Agents moved in before the suspects could finalize or deploy an operational explosive, underscoring the role of surveillance and proactive counterterrorism measures.

Why It Matters

The foiled plot highlights the persistent threat of domestic extremism within the United States, particularly from ideologically driven groups influenced by global conflicts. It also reinforces concerns over lone-cell radicalization and the targeting of law enforcement and government institutions during high-profile calendar events.

Why This Matters to Foreign Currency Holders

Domestic security threats can influence currency stability, capital flows, and investor confidence, particularly when incidents involve federal targets or raise concerns about internal stability. Heightened security risks often lead to safe-haven demand for the U.S. dollar, while also affecting budget priorities, insurance markets, and sovereign risk assessments tied to geopolitical and internal security conditions.

Implications for the Global Reset

Pillar 1: Internal Security as Financial Risk
Domestic stability is increasingly tied to economic confidence, credit ratings, and currency strength in an interconnected global system.

Pillar 2: Expanding Surveillance and State Authority
Counterterrorism efforts may accelerate surveillance frameworks and enforcement powers, reshaping the balance between civil liberties, security, and financial oversight.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “FBI Disrupts Domestic Terror Cell Planning New Year’s Eve Bombings”
  

• Reuters – FBI thwarts domestic bombing plot targeting U.S. government interests

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TRUMP ESCALATES DRUG WAR, DECLARES FENTANYL A “WEAPON OF MASS DESTRUCTION”

Executive order reframes fentanyl crisis as a national security threat, expanding military and intelligence powers.

Overview

• President Trump formally designates fentanyl as a “weapon of mass destruction”, marking the first time a narcotic has received such classification.

• Executive order dramatically expands federal authority, enabling military and intelligence involvement typically reserved for WMD threats.

• Move reframes fentanyl from a public health crisis to a national security emergency.

• Decision aligns with Trump’s broader law-and-order and hemispheric dominance agenda.

Key Developments

• Executive order grants expanded enforcement and intelligence powers
  By classifying fentanyl as a WMD, the order allows the Pentagon to assist domestic law enforcement and authorizes intelligence agencies to deploy tools normally used against nuclear, chemical, or biological threats.

• Trump equates fentanyl to a chemical weapon
  The order states that “illicit fentanyl is closer to a chemical weapon than a narcotic,” reflecting the scale of overdose deaths and framing traffickers as hostile actors rather than criminal enterprises.

• Military action against cartels already underway
  The move builds on Trump’s earlier designation of major drug cartels as foreign terrorist organizations. Since early September, the administration has conducted more than 20 strikes on suspected drug-smuggling vessels, resulting in over 80 deaths.

• Legal and public backlash intensifies
  Legal experts question the legality of lethal strikes without publicly disclosed evidence, while a Reuters/Ipsos poll shows most Americans oppose deadly military action against suspected smuggling boats.

Why It Matters

The designation marks a fundamental escalation in U.S. drug policy, blurring the line between law enforcement and warfare. By treating fentanyl as a WMD, the administration is redefining narcotics trafficking as a national security battlefield, with implications for civil liberties, international law, and U.S. foreign relations — particularly with Mexico, China, and Latin America.

Why This Matters to Foreign Currency Holders

Militarizing the drug war introduces new geopolitical risk premiums across North America and key emerging markets. Expanded military operations, border enforcement, and diplomatic strain can influence currency volatility, trade flows, and sovereign risk assessments, particularly for currencies tied to Mexico, Latin America, and global shipping routes. For foreign currency holders, this signals heightened risk sensitivity tied to security policy rather than purely economic fundamentals.

Implications for the Global Reset

Pillar 1: National Security Redefines Policy Boundaries
Public health, crime, and foreign policy are increasingly merged under security frameworks, reshaping legal norms and state authority.

Pillar 2: Militarization of Non-Traditional Threats
Drugs, migration, and economic warfare are being treated as strategic threats, accelerating a global shift toward hard-power solutions.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “Trump Escalates Drug War, Declares Fentanyl a ‘Weapon of Mass Destruction’”
  

• Reuters – Trump expands military role in fentanyl crackdown, raises legal concerns

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

MilitiaMan and Crew: IQD News Update-Iraq the Spark to the Middle East and Beyond

MilitiaMan and Crew: IQD News Update-Iraq the Spark to the Middle East and Beyond

12-15-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=evgzPVsrLJU

Seeds of Wisdom RV and Economics Updates Monday Evening 12-15-25

Good Evening Dinar Recaps,

U.S. SENATE COMMITTEE PROPOSES CRYPTO REGULATORY FRAMEWORK

Draft legislation aims to clarify digital asset jurisdiction and empower the CFTC over digital commodities

Overview

• Senate Agriculture Committee unveils draft framework for regulating digital assets, targeting clearer jurisdictional authority.

• CFTC designated as primary regulator for “digital commodities”, including cryptocurrencies like Bitcoin and Ether.

• Framework seeks to reduce ambiguity between SEC and CFTC oversight, easing uncertainty for market participants.

• Lawmakers emphasize investor protection and systemic risk mitigation while allowing innovation to continue.

Key Developments

• Draft legislation clarifies authority over digital assets
  The proposal designates the CFTC as the lead regulator for commodity-like digital assets, removing overlap with securities regulators for most tokens.

• Consumer protection central to the initiative
  Rules aim to ensure proper disclosures, transparency, and enforcement mechanisms to prevent fraud and market manipulation.

• Framework encourages innovation with guardrails
  While protective, the draft allows for regulated trading, custody, and DeFi experimentation under defined parameters.

• Congressional push reflects broader regulatory momentum
  The proposal follows ongoing U.S. discussions to integrate crypto into traditional oversight structures without stifling market growth.

Why It Matters

The draft framework represents a major step toward defining U.S. digital asset regulation. By clarifying jurisdiction and enforcement responsibilities, it aims to reduce uncertainty that has previously hampered institutional participation and innovation.

Implications for the Global Reset

Pillar 1: Institutionalization of Digital Assets
Clear U.S. jurisdiction signals that cryptocurrencies are becoming formal components of the regulated financial system.

Pillar 2: Risk Management Embedded in Policy
Regulatory clarity provides safeguards that may prevent systemic shocks as digital asset adoption increases across capital markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Valley City Times-Record – Senate Agriculture Committee Releases Draft Crypto Regulatory Framework
  

• CoinDesk – U.S. Lawmakers Propose CFTC-Led Crypto Oversight

~~~~~~~~~~

BITGET INTEGRATES TRADITIONAL FINANCE WITH CRYPTO VIA CFDs PLATFORM

Crypto exchange launches hybrid trading platform bridging digital assets and conventional derivatives

Overview

• Bitget launches a private beta allowing crypto users to trade FX, metals, commodities, indices, and stock CFDs using USDT, merging crypto with traditional derivatives markets.

• Platform integrates tokenized U.S. stocks and ETFs, broadening investment options for digital asset users.

• Initiative positions Bitget at the intersection of crypto and conventional finance, attracting both retail and institutional traders.

• Move reflects broader trend of blending DeFi capabilities with established financial products.

Key Developments

• Hybrid trading environment connects crypto and conventional markets
  Users can now trade CFDs with USDT collateral, allowing exposure to traditional assets without leaving the crypto ecosystem.

• Tokenized stocks and ETFs expand portfolio options
  Integration of tokenized equities and ETFs enables 24/7 market access and simplifies cross-market trading for digital asset holders.

• Platform aims to attract institutional participation
  By combining regulatory-compliant derivatives with crypto liquidity, Bitget seeks to appeal to professional traders and funds.

• Private beta signals careful phased rollout
  Initial testing allows feedback on platform stability, risk management, and user experience before a full public launch.

Why It Matters

Bitget’s move exemplifies how digital asset platforms are bridging the gap between crypto and traditional finance. By providing access to conventional derivatives using crypto collateral, it reduces barriers to adoption, enhances liquidity, and fosters hybrid market ecosystems.

Implications for the Global Reset

Pillar 1: Convergence of Digital and Traditional Finance
The blending of crypto and conventional derivatives markets signals an emerging unified financial infrastructure.

Pillar 2: Expanded Access and Market Liquidity
Hybrid platforms enhance global participation, offering new channels for capital flows and risk diversification.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Finance Magnates – Bitget Brings CFDs and Crypto Together Following Tokenized US Stocks and ETFs
  

• Cointelegraph – Bitget Expands Into TradFi With Crypto Collateral

~~~~~~~~~~

A Message to Our Seeds of Wisdom & Newshounds News™ Readers

For more than a decade, many of you have held foreign currencies with the hope that one day a global financial reset and revaluation would change your family’s future. You have remained patient, faithful, and committed — even as week after week, year after year, “RV gurus” declared this is finally the week, only for nothing to happen.

You deserve better than recycled predictions.
You deserve truth, clarity, and real evidence — not hype.

At Seeds of Wisdom and Newshounds News™, our mission is simple:
To give you facts, not fantasies.
To give you hope, not hype.
To give you understanding, not confusion.

The World Is Changing
A global reset is not a myth — it is unfolding in real time through international finance, monetary restructuring, gold accumulation by central banks, new settlement systems, geopolitical realignment, and the slow erosion of dollar-centric frameworks.

But revaluation will not happen because a guru said it will.
It will happen when:

• Global monetary architecture shifts,

• New settlement systems are activated,

• Liquidity and sovereign-debt frameworks are reset,

• And nations restructure how value moves across borders.

These are the signals we track every day — not rumors, but verifiable developments happening across the world’s financial system.

🌱You have waited a long time.🌱
Our commitment is to walk this part of the journey with you honestly, respectfully, and transparently. We will continue bringing you real news, structured analysis, and the global indicators that truly matter for foreign currency holders.

We honor your patience.  We honor your hope.
And we promise to protect that hope from the noise that has misled this community for far too long.

A reset is coming —
But this time, you will see it with clear eyes, grounded understanding, and the truth you deserve.

Seeds of Wisdom Team
Newshounds News™
Trusted. Grounded. Focused on truth in a world of noise.
But this time, you will see it with clear eyes, grounded understanding, and the truth you deserve.

Seeds of Wisdom Team
Newshounds News™
Trusted. Grounded. Focused on truth in a world of noise.

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

America’s Credit Downgrade TRIGGERS a Financial Earthquake — The Collapse Has Started

America’s Credit Downgrade TRIGGERS a Financial Earthquake — The Collapse Has Started

Lena Petrova:  12-14-2025

America got hit with multiple credit downgrades — and while that might sound like a boring financial headline, it’s actually one of the most important economic warnings of our generation.

In this video, we break down what a credit downgrade really means, why agencies like Moody’s, Fitch, S&P, and Scope Ratings are sounding the alarm, and how this crisis is already affecting interest rates, mortgages, banks, and the entire global financial system.

You’ll learn:

 ✔️ Why the U.S. has been downgraded repeatedly since 2011

✔️ How interest payments exploded from $514B in 2020 to $1.114T in 2025

✔️ Why banks like JPMorgan, Wells Fargo, and Bank of America were downgraded too

 ✔️ How rising Treasury yields hit mortgages, credit cards, and business loans

✔️ Why global investors still treat U.S. debt as “risk-free”… but with growing doubts

✔️ Why America’s rising debt, deficits, and political gridlock are pushing ratings lower

✔️ What happens when interest payments eat 34% of all tax revenue

✔️ And the big question: How long can the world trust U.S. fiscal stability?

 This isn’t fear-mongering — it’s the financial reality no one wants to talk about.

When the U.S. gets downgraded, the shockwaves hit every part of the economy. And if policymakers don’t act soon, the slow-motion warning we’re seeing today could become a full-blown crisis tomorrow.

If you want to understand the real risks behind America’s debt explosion — and what it means for your wallet — this video is a must-watch.

Timestamps:

00:00 – Why the credit downgrade matters

 01:12 – What a sovereign credit rating really is

03:05 – The $38 trillion debt problem

05:40 – Why Moody’s downgraded U.S. banks

 07:25 – How rising yields hit households

09:45 – Political gridlock & fiscal dysfunction

12:30 – The future of U.S. creditworthiness

14:00 – What could happen next

https://www.youtube.com/watch?v=Wq5Wfw2hOuA

Seeds of Wisdom RV and Economics Updates Monday Afternoon 12-15-25

Good Afternoon Dinar Recaps,

UK Treasury Sets 2027 Start Date for Comprehensive Crypto Regulation

Britain moves to formally integrate digital assets into its traditional financial regulatory framework.

Overview

• UK Treasury confirms cryptoassets will fall under formal regulation starting October 2027, ending years of interim oversight.

• Framework will align crypto rules with traditional financial services, covering exchanges, custody, and stablecoins.

• Consumer protection and market integrity cited as primary goals of the regulatory shift.

• Move signals regulatory certainty rather than restriction, providing long-term clarity for institutions.

Key Developments

• Treasury outlines full regulatory perimeter for cryptoassets
  The UK finance ministry announced that digital assets will be regulated similarly to banks and investment firms, bringing crypto exchanges, custodians, and issuers under consistent supervisory standards.

• Stablecoins explicitly included in future oversight
  Authorities confirmed that fiat-backed stablecoins used for payments will be regulated, reinforcing their role as part of the formal payments ecosystem rather than fringe instruments.

• Extended timeline allows industry preparation
  The 2027 implementation date gives firms time to adapt compliance systems, capital requirements, and governance structures before enforcement begins.

• UK positions itself between innovation and control
  Officials emphasized balancing innovation with safeguards, aiming to keep Britain competitive while reducing consumer and systemic risks.

Why It Matters

The UK’s move reflects a broader global shift away from ad hoc crypto supervision toward full integration into legacy financial rulebooks. By choosing regulation over prohibition, Britain is signaling that digital assets are becoming a permanent feature of the financial system — not a temporary experiment.

Implications for the Global Reset

Pillar 1: Crypto Normalization Into Legacy Finance
Cryptoassets are being absorbed into existing regulatory systems, blurring the line between digital finance and traditional banking.

Pillar 2: Regulatory Certainty as Capital Magnet
Clear rules favor institutional adoption, encouraging long-term capital flows while sidelining unregulated market actors.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “UK regulation of cryptoassets to start in October 2027, finance ministry says”

• Financial Times – “UK to bring crypto firms under full financial regulation”

~~~~~~~~~~

SILVER SURGES +110% AS PRECIOUS METALS MARKET DYNAMICS SHIFT

Silver’s breakout performance highlights structural forces reshaping metals investing and safe-haven flows

Overview

• Silver prices have climbed roughly 110% year-to-date, dramatically outpacing gold and conventional expectations.

• Market structure and demand shifts are being cited as primary drivers, including hedge positioning and investor inflows.

• Safe-haven interest and supply constraints contribute to upward pressure across industrial and monetary metals sectors.

• Price action is prompting renewed focus on metals allocations in diversified portfolios.

Key Developments

• Silver’s YTD gains reflect a rare outperformance relative to gold
  While precious metals are traditionally correlated, silver’s sharp rise underscores unique demand catalysts, including industrial and investment buying.

• Structural market factors exposed amid volatility
  Analysts point to changes in futures positioning, ETF inflows, and supply limitations as contributing forces that amplify price moves in silver versus gold.

• Safe-haven demand rises amid macro uncertainty
  Inflation concerns, weakened risk assets, and geopolitical tensions have boosted interest in real assets, especially metals with dual industrial and store-of-value characteristics.

• Investor repositioning reshapes metals narratives
  Portfolio managers are reassessing allocations, with silver gaining attention not just as an industrial metal but as a strategic hedge alongside gold.

Why It Matters

Silver’s remarkable climb illustrates how real assets can break traditional correlations and reflect deeper structural forces in financial markets. The surge also shows the interplay between monetary hedging and industrial demand — a dual-use dynamic that can reshape asset allocation strategy beyond conventional commodity investing.

Implications for the Global Reset

Pillar 1: Real Assets in a Fragmented Financial System
As confidence in paper assets wavers, real assets like silver become tactical pivots in portfolios, shifting capital away from traditional equities and bonds.

Pillar 2: Hidden Market Structures Amplifying Volatility
Structural dislocations in metals markets reveal fracturing liquidity and the need for diversified risk frameworks across financial ecosystems.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Binance – Silver’s 110% Surge Exposes Structural Cracks in the Precious Metals Market
  
  

• Kitco News – Silver Outperforms Gold as Investors Seek Safe Haven Assets

~~~~~~~~~~

BANKS MOVE TOWARD CRYPTO PAYMENTS AS FED AND OCC SIGNAL INTEGRATION SHIFT

U.S. regulators open the door to linking digital assets with core banking and payment infrastructure

Overview

• Federal Reserve officials signal openness to crypto firms accessing payment rails, marking a potential turning point in financial integration.

• OCC guidance reframes crypto services as permissible banking activity, including custody, settlement, and brokerage.

• Regulatory tone shifts from restriction to supervision, reducing uncertainty for banks and fintechs.

• Moves suggest crypto is transitioning from fringe to infrastructure within the U.S. financial system.

Key Developments

• Fed proposal explores limited access to central bank payment systems
  A Federal Reserve governor suggested allowing certain crypto and fintech firms controlled access to Fed payment infrastructure, a step that would embed digital assets directly into the U.S. payments backbone.

• OCC clarifies banks can offer crypto services under existing authority
  The Office of the Comptroller of the Currency confirmed that national banks may custody digital assets, facilitate settlements, and engage in crypto-related brokerage without new legislation.

• Bank–crypto integration accelerates after years of debanking pressure
  The guidance reverses the chilling effect created by prior supervisory uncertainty, signaling that crypto activity is no longer automatically viewed as unsafe or unsound.

• Payments modernization becomes the focal point
  Direct or indirect access to payment rails would reduce reliance on intermediaries, improve settlement speed, and tighten the connection between digital assets and fiat liquidity.

Why It Matters

These regulatory signals mark a structural shift in how digital assets interact with the banking system. By normalizing crypto activity and exploring payment rail access, U.S. regulators are laying groundwork for a financial system where blockchain-based assets coexist with — rather than operate outside — traditional finance.

Implications for the Global Reset

Pillar 1: Crypto Becomes Financial Infrastructure
Digital assets are moving from speculative markets into the operational core of banking and payments.

Pillar 2: End of Informal Debanking
Regulatory clarity reduces discretionary exclusion, reshaping how capital and liquidity flow through the system.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Finance Magnates – Fed’s Governor Proposes Access to Central Bank Payment Infrastructure for Crypto Firms
  
  

• PYMNTS – OCC Letters Reframe Crypto as Standard Banking Activity

~~~~~~~~~~

G20 WATCHDOG WARNS GLOBAL CRYPTO RULES ARE FRAGMENTED AND INCOMPLETE

Regulatory gaps threaten financial stability as digital assets expand across borders

Overview

• The Financial Stability Board warns of significant gaps in global crypto regulation, citing inconsistent oversight across jurisdictions.

• Fragmented rules increase risks to financial stability, particularly as crypto markets grow more interconnected with traditional finance.

• Cross-border coordination remains uneven, limiting regulators’ ability to manage systemic threats.

• Stablecoins and DeFi identified as areas of heightened concern due to scale and speed of adoption.

Key Developments

• FSB highlights uneven implementation of crypto standards
  The G20’s risk watchdog noted that while high-level frameworks exist, many countries have yet to fully implement or enforce agreed crypto regulations.

• Regulatory fragmentation increases systemic exposure
  Inconsistent rules allow activity to migrate to lightly regulated jurisdictions, amplifying contagion risks during periods of market stress.

• Stablecoins flagged as a global vulnerability
  The FSB emphasized that large stablecoins could transmit shocks across borders if not subject to consistent reserve, governance, and redemption standards.

• Traditional finance increasingly exposed to crypto risks
  As banks, funds, and payment providers expand crypto involvement, regulatory gaps raise the risk of spillovers into the broader financial system.

Why It Matters

The warning underscores a critical tension in global finance: crypto markets are borderless, but regulation remains national. Without coordination, regulatory arbitrage could undermine financial stability just as digital assets become more embedded in payments, banking, and capital markets.

Implications for the Global Reset

Pillar 1: Fragmentation Forces Regulatory Realignment
Disjointed oversight accelerates pressure for global standards governing digital assets.

Pillar 2: Stablecoins as Systemic Instruments
Once peripheral, stablecoins are emerging as potential transmission channels for financial shocks.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Investing.com – G20 Risk Watchdog Warns of Significant Gaps in Global Crypto Rules
  
  

• Financial Stability Board – Global Regulatory Framework for Crypto-Asset Activities

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Monday Afternoon 12-13-25

Fitch Affirms Iraq's Credit Rating At 'B-' And Commends Its Internal Stability Despite Challenges

Economy | 15/12/2025  Mawazin News - Follow-up: Fitch Ratings affirmed Iraq's sovereign rating at B- with a stable outlook, praising the country's robust internal stability, which has enabled the economy to withstand regional and global tensions.

The Ministry of Finance stated in a press release that "this rating reflects international confidence in the economy's ability to maintain its fiscal balance, supported by oil revenues, which constitute a primary base for public spending and service provision, while also noting the marked improvement in the security situation, which has helped absorb geopolitical shocks."

The ministry added that "the agency's report indicated the success of government policies in insulating Iraq from regional conflicts, despite the heavy reliance on oil, which represents approximately 90% of revenues, while emphasizing the need for structural reforms to enhance non-oil revenues and improve the efficiency of public spending."

The ministry reiterated its "commitment to implementing reforms to reduce financial uncertainty and approve future budgets, leveraging the security and political stability to bolster the confidence of international financial institutions and diversify national income sources."   https://www.mawazin.net/Details.aspx?jimare=271624

Fuad Hussein And The US Chargé d'Affaires Discuss Joint Cooperation Between The Two Countries

Local | 10:22 - 15/12/2025   Mawazin News - Baghdad:   Deputy Prime Minister and Foreign Minister Fuad Hussein met with the Chargé d'Affaires of the US Embassy in Baghdad, Ambassador Joshua Harris, to discuss bilateral relations between Iraq and the United States.

The Ministry of Foreign Affairs stated in a press release that “Deputy Prime Minister and Foreign Minister Fuad Hussein received the Chargé d'Affaires of the US Embassy in Baghdad, Ambassador Joshua Harris.”

The statement  added that “the meeting addressed bilateral relations between Iraq and the United States and ways to strengthen them in a manner that serves common interests and enhances cooperation in the political, economic, and security fields.”

According to the statement, Hussein pointed to “the ongoing political activity in Iraq and the constructive discussions among political blocs to form the new government,” emphasizing “the importance of consolidating political stability and strengthening national understanding, which will positively impact the democratic process.”

The statement continued that “the two sides discussed regional and international developments and exchanged views on issues of common interest, stressing the importance of coordination and consultation to address current challenges.”

Both parties affirmed “the necessity of de-escalation in the region and working to reduce tensions in a way that contributes to supporting regional security and stability.”   https://www.mawazin.net/Details.aspx?jimare=271642

Gold Gains As The Dollar Weakens And The World Awaits US Jobs Data.

Economy | 09:54 - 15/12/2025   Mawazin News - Follow-up:  Gold prices rose on Monday, benefiting from a weaker dollar and lower Treasury yields, as markets awaited key US jobs data for clues about the Federal Reserve's monetary policy direction. Silver prices stabilized after record gains last week.

Gold continued its upward trend, supported by a weaker dollar and lower US Treasury yields. Spot gold rose 0.4% to $4,320.65 an ounce by 03:19 GMT, marking a gain of approximately 64% since the beginning of the year.
US gold futures also rose 0.6% to $4,354.00 an ounce.

Gold prices fluctuated near their lowest level in two months, reached last week, which boosted its appeal to foreign buyers, coinciding with a slight decline in the benchmark 10-year US Treasury yield.

Markets remain focused on the Federal Reserve's monetary policy outlook after the US central bank cut interest rates by 25 basis points last week in a rare and divisive move, signaling a possible pause given persistent inflation and uncertain labor market prospects.

In other precious metals, spot silver rose 0.8% to $62.48 an ounce, after hitting a record high of $64.65 on Friday before closing sharply lower.

Silver prices have surged 115% year-to-date, driven by declining inventories, strong industrial demand, and its inclusion on the US list of vital metals.   Meanwhile, spot platinum fell 0.2% to $1,741.82 an ounce, while palladium rose 0.1% to $1,502.29 an ounce.   https://www.mawazin.net/Details.aspx?jimare=271607

The dollar exchange rate has risen in Baghdad; the bill now costs 143,000 dinars.

Economy | 01:49 - 15/12/2025   Mawazin News – Baghdad   : The exchange rate of the US dollar against the Iraqi dinar in local markets in Baghdad witnessed fluctuations.

The selling price reached 143,750 dinars per 100 US dollars, while the buying price reached 142,750 dinars per 100 US dollars.   https://www.mawazin.net/Details.aspx?jimare=271619

The International Energy Agency Expects Global Oil Demand To Rise Next Year.

Monday, December 15, 2025, | Economy Number of views: 180   Baghdad/ NINA / The International Energy Agency (IEA) forecasts that global oil demand will grow by 860,000 barrels per day (bpd) next year, an increase of 90,000 bpd, compared to an estimated 830,000 bpd growth this year.

According to the agency's oil market report released Monday, demand for gasoline and jet fuel accounts for roughly half of the overall growth in oil demand, as demand for petroleum fuels declines in favor of solar energy and natural gas for electricity generation.

The IEA also predicts that the petrochemical sector will continue to drive oil demand, with its share of total oil consumption expected to rise to 60% next year, up from 40% this year.

Conversely, global oil supply fell by 610,000 barrels per day in November, continuing its decline from a record high of 109 million barrels per day in September.

Global oil supply growth also decreased by 100,000 barrels per day to 3 million barrels per day in 2025, and by 20,000 barrels per day in 2026.   https://ninanews.com/Website/News/Details?key=1266951

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

“Tidbits From TNT” Monday 12-15-2025

TNT:

Tishwash:  Fitch affirms Iraq's credit rating at (B-) and praises "internal stability"

The Iraqi Ministry of Finance announced on Monday that the international credit rating agency Fitch has affirmed Iraq’s sovereign rating at (B-) with a “stable” outlook.

The ministry said in a statement, received by Shafaq News Agency, that this step reflects international confidence in the ability of the Iraqi economy to maintain its financial and credit stability despite the current global and regional challenges.

The ministry explained in its statement that the Fitch report highlighted positively the strength of internal stability in Iraq, noting that the internal situation has remained resilient and stable during the past months, which reflects the success of government policies in keeping the Iraqi arena neutral from regional conflicts and escalating tensions in the region.

The Iraqi Ministry of Finance added that the agency also noted the significant improvement in the security situation, which has strengthened the country’s ability to absorb successive geopolitical shocks, pointing out that oil revenues still constitute a major support for the Iraqi economy, providing a financial base that contributes to the sustainability of service provision and the running of state affairs.

The Ministry of Finance affirmed that maintaining the rating with a stable outlook provides an incentive to move forward with the implementation of the structural reforms adopted by the government, which aim to maximize non-oil revenues, improve the efficiency of public spending, and address the challenges associated with approving future budgets, thereby reducing financial uncertainty and enhancing the path of economic development.

The ministry renewed its commitment to working according to strategies aimed at diversifying sources of income and strengthening the pillars of the national economy, taking advantage of the state of security and political stability to enhance the confidence of international financial institutions in the future of the Iraqi economy.

A credit rating is an indicator of a country's ability to meet its financial obligations and repay its debts. Fitch Ratings' affirmation of Iraq's rating at (B-) means that the country is still able to repay, but it faces potential financial and economic risks, which keeps borrowing costs relatively high and makes investor confidence cautious, without registering a substantial improvement or decline in the financial situation, according to specialists.

Fitch Ratings is one of the world’s largest credit rating agencies, along with Standard & Poor’s and Moody’s. It is based in the United States and specializes in assessing the creditworthiness of countries and companies. Its ratings are based on economic, financial and political indicators and are used globally by governments, investors and financial institutions to estimate investment and borrowing risks. link

************

Tishwash:  My perspective on the dinar and economic reform, based on what Dr. Nabil Al-Marsoumi wrote about them.

With all due respect to you, my dear professor Dr. Nabil Al-Marsoumi, and with all due appreciation for your knowledge and expertise, from which I have always benefited, I hope you will allow me to present the following points to you, in response and commentary on what you wrote about economic reform a few days ago, as follows:

1- The “White Paper” was never a reform paper, and it never will be. In it, the wrong measures and government corruption were imposed on the people, as they were exposed to inflation due to the reduction in the exchange rate of the dinar, and stagnation prevailed in the markets due to the contradictions in the economic measures, not to mention the exploitation of the economic crises by those in power and their entourages to make profits and accelerate the wheel of smuggling.

2- I agree with you, my dear professor, that the economic crises in developing countries are caused by errors in macroeconomic policies, and I also agree with you on the necessity of cooperating with the International Monetary Fund and the World Bank. However, I do not agree with you, nor with the pillars of the Iraqi government that approved the “White Paper” prepared by the World Bank, with nominal Iraqi participation, regarding many of the items and measures contained in the ill-fated White Paper.

I do not agree with placing the plans to address the Iraqi economic crises under the authority of the World Bank or others. Rather, I call for the solutions to be purely Iraqi, in cooperation with international financial institutions, as Iraq is full of good economic personnel, both inside and outside the government.

3- In my view, seeking to reduce the exchange rate of the Iraqi dinar is an economic crime that should only be resorted to in extreme emergency situations, when other means are exhausted. Iraq has multiple available means to address its economic crises, such as borrowing, rationalizing the budget, reforming food rations and social welfare, regulating salaries, limiting appointments, and eliminating underemployment, among others. These measures will be painful, as you mentioned, but they are certainly better than the effects of stagflation, which will burden the rich before the poor.

4- Floating the Iraqi dinar, in the current state of the Iraqi economy, contradicts the most basic rules of economics, not to mention its contradiction with reason and logic. Economically, floating occurs in a balanced free market where there is a real opportunity to achieve a fair exchange rate. This is impossible to achieve in the current Iraqi economy, as the only party that possesses dollars and hard currencies is the Central Bank of Iraq. As for the Iraqi market, it obtains hard currencies from the Central Bank, because Iraq is an importing country and not an exporting one, and most traders do not possess hard currency because they do not export, but rather they depend on the Central Bank to provide foreign currency liquidity. Consequently, there is no balanced market in which hard currency is available to everyone, and it is a market governed by what the Central Bank provides of hard currency, so competition becomes impossible, and achieving a fair exchange rate becomes impossible.

5- Promoting the idea of ​​floating the dinar and reducing its exchange rate in the markets and among the general public is extremely dangerous. It is a preemptive move for possible future measures that may not happen, and if they do happen, they may not be soon. Occupying the markets with this type of idea presented as a solution is harmful and not beneficial. Therefore, I recommend staying away from it and leaving the idea of ​​floating the dinar and reducing its exchange rate to the next government.

6- The economic reform process will be harsh and costly for the poor and those with limited and middle incomes, as you mentioned. The government must strive to alleviate the burden of this harshness and cost by improving economic, security, and social performance, and by formulating a national reform paper, with the participation of the concerned parties, the government, society, and markets, and with the assistance of local, international, and UN financial institutions.

6- Economic reform measures will not be effective unless they are accompanied by good intentions from those who take them. Corruption and mismanagement have brought Iraq to this state, and its continuation means the inevitable failure of reform measures. I think the time has come for the marginalized class of the national elite and entrepreneurs in the markets to take their place in the constructive and effective contribution to managing the course of the economy in Iraq, whether those in power accept it or not.  link

**************

Tishwash:  Iraqi Foreign Minister: Ending the UNAMI mission in Iraq reflects the progress and stability achieved.

United Nations Secretary-General Antonio Guterres expressed his pride in the ongoing cooperation with Iraq on Saturday, while Iraqi Foreign Minister Fuad Hussein affirmed his country's appreciation for the international organization's role during previous phases.

A statement from the Iraqi Ministry of Foreign Affairs, received by the Iraqi News Agency (INA), stated that "Foreign Minister Fuad Hussein received the Secretary-General of the United Nations, Antonio Guterres, upon his arrival at Baghdad International Airport."

The statement explained that "this visit came on the occasion of the announcement of the end of the work of the United Nations Assistance Mission for Iraq (UNAMI), after years of carrying out its tasks in supporting the political process, promoting stability, and providing advice and assistance in various fields."

During the reception, the Minister affirmed the Iraqi government's appreciation for the role played by the United Nations and UNAMI in supporting Iraq during previous phases, noting that "the termination of the mission's work reflects the progress and stability achieved, and embodies Iraq's ability to manage its national affairs and strengthen its sovereignty and constitutional institutions."

For his part, the Secretary-General of the United Nations expressed his "pride in the existing cooperation with Iraq," stressing "the continued support of the international organization for Iraq through new cooperation frameworks that are appropriate for the next stage, and that enhance sustainable development and international partnership."

United Nations Secretary-General Antonio Guterres arrived in Baghdad this morning to participate in the official ceremony marking the end of the mandate of the United Nations Assistance Mission for Iraq  link

************

Mot:  Where Would You Like to Sit!!! 

Seeds of Wisdom RV and Economics Updates Monday Morning 12-15-25

Good Morning Dinar Recaps,

Pax Silica Alliance Forms as U.S. Rallies Allies in Global Chip and AI Power Shift

Washington launches a coordinated technology bloc to secure semiconductors, AI systems, and critical minerals amid rising competition with China.

Overview

• United States unveils “Pax Silica,” a new strategic technology alliance aimed at protecting AI, semiconductor, and critical mineral supply chains.

• Core allies span Asia, Europe, and the Middle East, reflecting a coordinated response to China’s rapid tech expansion.

• Initiative prioritizes supply-chain resilience, joint R&D, and workforce development in advanced technologies.

• Alliance structure includes core members and guest contributors, expanding influence beyond formal membership.

Key Developments

• Pax Silica formally established as a U.S.-led technology coalition
  The initiative brings together trusted partners to coordinate AI research, semiconductor production, and critical mineral access, reducing reliance on China-dominated supply chains.

• Eight core nations anchor the alliance’s operational capacity
  Japan, South Korea, Singapore, the Netherlands, the United Kingdom, Israel, the United Arab Emirates, and Australia each contribute specialized strengths ranging from chip fabrication to cybersecurity and mineral sourcing.

• Guest contributors extend regulatory and manufacturing reach
  Taiwan, the European Union, Canada, and the OECD provide advisory support, regulatory alignment, and technical expertise, strengthening cross-border coordination without full membership.

• Focus on AI supply chains and joint innovation intensifies
  Pax Silica emphasizes diversified semiconductor production, shared research breakthroughs, and education programs to build a future-ready workforce capable of sustaining long-term technological leadership.

Why It Matters

Pax Silica signals a decisive shift toward bloc-based technology governance as nations respond to China’s state-driven advances in AI and semiconductor manufacturing. By organizing trusted partners around critical technologies, the U.S. is reinforcing economic security, protecting strategic industries, and reshaping how global innovation power is distributed.

Implications for the Global Reset

Pillar 1: Technology Bloc Realignment
Strategic industries are consolidating within allied frameworks, fragmenting the global tech market into competing spheres of influence.

Pillar 2: Supply Chains as National Security Assets
Semiconductors, AI systems, and critical minerals are no longer neutral trade goods — they are foundational to monetary power, defense capability, and economic sovereignty.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Newsweek – “Full List of Countries in New US Alliance To Win Chip War With China”

• Reuters – “U.S. and allies seek to secure semiconductor supply chains amid China competition”

~~~~~~~~~~

China Moves to Eliminate Childbirth Costs Nationwide Beginning 2026

Beijing targets demographic decline by removing financial barriers to starting families.

Overview

• China plans to fully cover policy-approved childbirth medical costs starting in 2026, including prenatal checkups and delivery.

• Families will face no out-of-pocket expenses for approved childbirth services, shifting costs to the national healthcare system.

• Several provinces have already implemented near-free childbirth programs, serving as pilots for nationwide rollout.

• Policy is part of a broader population strategy as China’s population continues to decline.

Key Developments

• National healthcare authority confirms full childbirth cost coverage
  China’s National Healthcare Security Administration announced that all approved medical expenses related to childbirth will be reimbursed, aiming to remove healthcare costs as a deterrent to having children.

• Provincial pilot programs already in effect
  Multiple regions have introduced similar reimbursement schemes, demonstrating feasibility and setting benchmarks for national standards.

• Demographic decline drives urgency
  China’s population has been shrinking since 2022, with persistently low birth rates linked to high costs of healthcare, childcare, housing, and education.

• Policy integrates into long-term economic planning
  The initiative aligns with broader workforce and aging-population strategies, as Beijing seeks to stabilize labor supply and manage future pension and healthcare burdens.

Why It Matters

China’s move underscores how demographic pressures are now shaping fiscal and social policy. By absorbing childbirth-related medical costs, Beijing is using the state balance sheet to influence population trends, labor sustainability, and long-term economic stability amid slowing growth and an aging society.

Implications for the Global Reset

Pillar 1: State-Backed Social Spending Expansion
Governments are increasingly intervening directly in demographic and social outcomes, expanding public financial commitments to stabilize future economic capacity.

Pillar 2: Demographics as Economic Policy
Population trends are becoming central to national economic planning, influencing labor markets, productivity forecasts, and long-term fiscal structures worldwide.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “China to Eliminate Childbirth Costs Nationwide From 2026”

• Reuters – “China ramps up incentives to boost birth rate amid population decline”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps