News, Rumors and Opinions Thursday 8-21-2025

The Fed Just Hit the Switch on ISO 20022

589bull:   8-20-2025

The Fed just hit the switch on ISO 20022.

Boring headline? Sure. World changing? Absolutely.

This is the moment U.S. payments started talking in the same language as global rails. SWIFT, RippleNet, BRICS, central banks all humming in sync.

Now every transfer can carry compliance, context, tokenized value. The rails aren’t just moving dollars anymore… they’re moving the future.

XRP isn’t a bet anymore. It’s the damn conduit. The pipe was laid years ago now the water’s about to roar through it.

No fireworks. No confetti. Just a quiet line in a Federal Reserve update.

Federal Reserve Financial Services:  The ISO® 20022 migration is complete! It's time to start exploring the possibilities: https://bit.ly/4oFOlpw #payments #ISO20022 #banking #Fedwire #FederalReserve

Source(s):  https://x.com/589bull10000/status/1958333757628293479

https://dinarchronicles.com/2025/08/20/589bull-the-fed-just-hit-the-switch-on-iso-20022/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26 Trump gave them until the 31st to fix their monetary reform policies, process...If not, they're  going to liquidate.  They're going to disintegrate a lot of the banks in Iraq.  Trump ain't playing...That's why we see what Trump is doing with many currencies around the world.  You talk about the lynch pin.  You talk about the first domino.  I sincerely think  it's the Iraqi dinar.  

Nader From The Mid East  Iraq is doing really good.  We’re doing a lot better.  We are stable financially.  We are stable politically.  We are stable when it comes to any threat from anybody.  This is amazing.  I’m happy things are happy.  Things are going to move fast.  Good luck to everybody.

Walkingstick  [Iraq] doesn’t need any foreign partner, American.  They now stand on their own two feet with their own exchange rate.  Not at 1 to 1 but through a float that will reach the real effective exchange rate.  A  foreign partner is no longer needed in the monetary reform process of Iraq…They are now able to adhere to international standards  that they have passed, accepted and now the whole international world knows about it.  

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The U.S. Debt Is a Mathematical Death Sentence – Only Gold Will Survive | Bill Holter

Liberty and Finance:  8-20-2025

Bill Holter presents a grim financial diagnosis: the U.S. debt is beyond repair, with default—either explicit or via dollar debasement—the only mathematical outcome.

With global confidence in U.S. Treasuries unraveling and central banks pivoting to gold like it's a post-Bretton Woods fire sale, Holter warns of a domino collapse of credit markets that would leave modern society blinking in the dark—literally.

Meanwhile, the irony of the American middle class selling silver to buy groceries underscores a tragic reversal: the very assets meant to preserve wealth are now being liquidated for survival.

Holter argues that while the East quietly builds a commodity-based lifeboat, the West may attempt a theatrical gold revaluation—but likely too little, too late. If the system crashes, he suggests,

prosperity won’t mean luxury; it’ll mean having food, water, and a working generator—proof that in the empire of IOUs, the man with ounces is king.

INTERVIEW TIMELINE:

0:00 Intro

5:30 Default is the only option

10:00 Gold revaluation?

12:30 Forced to sell metals

16:40 Retire with 10,000 oz of silver?

19:50 Thriving vs surviving

 23:40 Stock certificates & safe deposit boxes

https://www.youtube.com/watch?v=TbNBikWgr6E

Here’s the Truth About the $600 Tariff Checks

Here’s the Truth About the $600 Tariff Checks, According to One Money Expert

Vance Cariaga  Thu, August 21,   GOBankingRates

While President Donald Trump continues to defend tariffs as the best way to reduce U.S. trade deficits, many economists fear that the tariffs will mainly serve to push consumer prices higher.

To help ease that problem, some lawmakers have proposed sending out stimulus payments similar to those distributed during the COVID-19 pandemic. One such proposal, recently introduced by U.S. Sen. Josh Hawley (R-Missouri), would provide $600 “tariff checks” to eligible Americans.

The question is how effectively a tariff check would offset tariff-related inflation. Keep reading to learn the truth about the tariff checks, according to Jaspreet Singh and other money experts.

Where Will the Money Come From?

Hawley’s American Worker Rebate Act (AWRA) aims to return certain tariff revenue to U.S. households as a way of providing financial relief, according to an analysis from the Tax Foundation.

If passed, the rebate would provide $600 to eligible Americans, or $2,400 for a family of four. Those benefits would be reduced by 5% for joint filers with an adjusted gross income above $150,000 or single filers earning more than $75,000, Singh said in a YouTube video titled “The TRUTH About Trump’s $600 Tariff Checks For Americans.”

The idea is similar to stimulus checks sent during COVID, which aimed to help American families navigate the pandemic’s economic fallout.

The problem, according to Singh, is that stimulus checks in just about any form could have long-term repercussions that might eventually cost Americans more than they received in benefits.

“If you follow the trail of money for the stimulus checks in 2020 and 2021, it started with the Federal Reserve Bank turning on their money printer and lending trillions of dollars to the United States government,” Singh said.

‘A Number of Problems’

TO READ MORE:  https://news.yahoo.com/news/finance/news/truth-600-tariff-checks-according-110252422.html

Seeds of Wisdom RV and Economic Updates Thursday Morning 8-21-25

Good Morning Dinar Recaps,

Fed Governor Tells Bankers DeFi Is ‘Nothing to Be Afraid Of’

Federal Reserve Governor Christopher Waller urged policymakers and bankers not to fear decentralized finance (DeFi) and stablecoins, calling them drivers of innovation in the U.S. payments system.

Waller reassured both his peers and the private banking sector that crypto payments operating outside traditional banking infrastructure are not inherently risky.

“There is nothing scary about this just because it occurs in the decentralized finance or DeFi world — this is simply new technology to transfer objects and record transactions,” he said at the Wyoming Blockchain Symposium 2025.

He emphasized that leveraging smart contracts, tokenization, or distributed ledgers for everyday transactions should be viewed as a natural evolution of payment services rather than a threat.

Federal Reserve’s Shift Toward Embracing Crypto

• In April 2025, the Fed withdrew 2022 guidance that had discouraged banks from engaging in crypto and stablecoin activities.

• Last week, the Fed also ended its risk-heavy “novel activities supervision program” that oversaw crypto-related activity.

• Fed Vice Chair Michelle Bowman recently suggested Fed staff be allowed to hold small amounts of crypto to better understand the technology.

Waller’s comments highlight the Fed’s ongoing pivot toward integrating digital assets into the U.S. financial system.

Waller as Potential Next Fed Chair

Waller’s views carry additional weight as he is considered a front-runner to replace Jerome Powell when Powell’s term ends in May 2026.

• President Donald Trump has reportedly pressured Powell to resign early.

• If nominated and confirmed, Waller could become the next crypto-friendly Fed chair, shaping U.S. monetary and payment policy during a transformative era.

Making Crypto Relatable

Waller compared stablecoin transactions to ordinary debit card purchases.

• Buying a memecoin with stablecoins works the same way as tapping a debit card to buy groceries, he explained.

• In both cases, money is transferred and a transaction record is generated — whether it’s a paper receipt or a blockchain ledger.

This analogy framed crypto payments as intuitive and familiar, rather than radical.

GENIUS Act: Key for Stablecoin Adoption

Waller praised the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act as an “important step” for adoption.

• Stablecoins, he argued, could strengthen the dollar’s global role, particularly in high-inflation countries and regions with limited access to physical dollars.

• They also improve both retail and cross-border payments.

Stablecoin Market Outlook

• Current stablecoin market size: $280 billion

• U.S. Treasury projects the market will reach $2 trillion by 2028 — a 615% increase.

• Growth will be accelerated by a clear regulatory framework and stablecoin issuers’ demand for U.S. Treasury bills.

• Market leaders today: Tether (USDT) at $167B and Circle (USDC) at $67.5B (CoinGecko data).

Bottom Line:
Waller’s remarks mark a major philosophical shift from the Fed, positioning DeFi and stablecoins not as threats but as essential innovations. With the GENIUS Act laying the regulatory foundation and the stablecoin market primed for explosive growth, the U.S. is signaling that the future of payments will be digital, dollar-backed, and blockchain-enabled.

@ Newshounds News™
Source: Cointelegraph   

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Beacon Network: A New Global System to Track Crypto Fraud

A powerful new initiative is reshaping the fight against crypto crime. The Beacon Network — backed by major exchanges, financial companies, and regulators — enables the rapid detection and freezing of stolen blockchain funds.

Key points:

• The network brings together Coinbase, Binance, Kraken, Robinhood, PayPal, Anchorage Digital, Ripple, and leading security researchers like ZachXBT and SEAL.

• Supported by law enforcement and regulatory authorities in multiple countries.

• Designed as a “kill chain” system for digital assets, moving from detection to blocking in minutes, not days.

• Already blocked over $1 million in fraud-related crypto transactions.

Why it matters:

• Since 2023, more than $47 billion in crypto has been linked to scams, hacks, and fraud.

• Traditional investigations lag behind the speed of blockchain transfers, making recovery nearly impossible after funds are dispersed.

• The Beacon Network enables real-time alerts when stolen funds hit participating platforms, allowing them to be frozen before they vanish.

First successes:

• $1.5 million recovered from an international fraud scheme.

• $800,000 in fraudulent deposits frozen before withdrawal.

Safeguards and reliability:

• Only verified investigators and partners can report illicit activity.

• Each report must be backed by evidence and accountability, reducing the risk of abuse.

Next steps:

• Expand partnerships to widen coverage across global exchanges and financial networks.

• Focus on tracking funds tied to North Korean hacker groups and combating terrorist financing.

• Strengthen protections for victims of large-scale fraud.

The Beacon Network represents a turning point: crypto’s leading players and regulators uniting to make the ecosystem safer and more transparent, leaving criminals fewer places to hide.

@ Newshounds News™
Source: CoinTribune

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U.S. Patent Shows XRP Registered as a Payment Method in the United States

A United States trademark registration for XRP as a payment method has resurfaced, sparking both excitement and confusion in the crypto community.

The document, issued by the U.S. Patent and Trademark Office (USPTO) in December 2013 under Registration Number 4,458,993, is authentic but does not carry the sweeping implications some community figures suggest.

The XRP Trademark: What It Really Means

• Filed by OpenCoin, Inc. (now Ripple Labs) on May 17, 2013

• Registered under International Class 36 for financial services

• Defines XRP as a means of providing secure payment options in both traditional and digital currencies across a global computer network

• Ripple listed its first commercial use of XRP as March 1, 2013

• The filing protects the name “XRP” as a service mark for financial services — not government recognition of XRP itself as a legal payment method

Multiple independent sources confirm the registration details, including Justia Trademarks, USPTO’s TSDR system, and academic references such as the UC Davis Law Review. The registration remains active, with Ripple maintaining regular renewals.

Community Reaction vs. Reality

Some XRP community influencers have suggested the trademark proves the U.S. patented XRP as a payment method or gave it official government backing in 2013.

• Influencer Amelia and others claimed it was a sign of U.S. recognition.

• JackTheRippler echoed similar interpretations.

However, the reality is straightforward: Ripple itself filed the trademark to protect the XRP name, much like its more recent filing for its stablecoin RLUSD.

The registration does not represent U.S. government endorsement or regulatory approval.

Why It Still Matters

While not proof of government recognition, the trademark highlights Ripple’s early legal foresight in securing XRP’s intellectual property protections.

• Ripple currently holds 39 U.S. patents, with 18 granted and 62% active.

• The 2013 XRP filing reflects Ripple’s long-standing strategy to legally defend its financial technologies.

✅ Key Takeaway: XRP’s 2013 USPTO trademark filing demonstrates Ripple’s early commitment to securing its brand legally. It does not, however, signal U.S. government approval of XRP as a national payment system.

@ Newshounds News™
Source: The Crypto Basic

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Thank you Dinar Recaps

Epic Bear Squeeze is ON: Gold & Silver Shorts Don't Have a PRAYER

Epic Bear Squeeze is ON: Gold & Silver Shorts Don't Have a PRAYER

VEIC Media:  8-20-2025

Alasdair Macleod and Andy Schectman explain why an epic bear squeeze is underway in precious metals markets, and why the trend for gold and silver is much higher in the face of metals exchanges being drained of inventory and more big buyers standing for delivery.

 The duo also dive into the implications of the GENIUS act for the US economy and the dollar, the question of gold revaluation, and much more.

00:00 Introduction

 00:32 Implication of GENIUS Act

 09:13 Bear Squeeze on Precious Metals

27:49 With the US Revalue Gold?

https://www.youtube.com/watch?v=yuiY9xPhp7U

Seeds of Wisdom RV and Economic Updates Wednesday Afternoon 8-20-25

Good Afternoon Dinar Recaps,

India’s Rupee Goes Global Instead of Single BRICS Currency Plan

India’s BRICS global rupee initiatives are reshaping international trade as New Delhi officially abandons the idea of a single BRICS currency in favor of bilateral agreements. The Reserve Bank of India (RBI) has been signing direct settlement agreements, enabling transactions in rupees without dollar conversion.

This represents India’s systematic move to ditch dollar dependence through partnerships with countries like the Maldives and the UAE, positioning the rupee’s global ambitions as a more practical alternative to the proposed BRICS currency that never materialized.

India’s Global Rupee Strategy Replaces BRICS Currency Plans

The single BRICS currency proposal cooled after the July 2025 BRICS summit in Rio de Janeiro produced no concrete framework. Instead, leaders shifted focus to bilateral trade agreements in local currencies—a solution seen as more realistic.

• A landmark development came in November 2024, when the RBI signed an agreement with the Maldivian Monetary Authority, allowing transactions to be settled directly in rupees and rufiyaa.

• This bypasses dollar-based networks, making transactions faster and cheaper, while boosting the rupee’s regional influence.

• According to RBI Deputy Governor Sanjay Malhotra, India has already implemented similar frameworks with the UAE, and negotiations are ongoing with other Asian and African countries.

This demonstrates a clear internationalization of the rupee, with the potential to reshape regional trade flows.

How BRICS India Trade Settlements Work

India’s settlement system eliminates dollar conversion by creating direct bilateral clearing mechanisms.

• Example: A Maldivian company importing Indian rice can pay in rufiyaa, which is automatically converted into rupees through RBI-authorized systems.

• This approach is more feasible than a multilateral BRICS currency, requiring less infrastructure and relying on bilateral trust.

• Benefits include reduced foreign exchange exposure, lower conversion fees, and less vulnerability to sanctions.

 India’s Global Rupee Expansion and Competition

India’s global rupee initiative is expanding beyond its current agreements, with multiple countries in Asia and Africa negotiating to join.

• India’s bilateral approach competes directly with China’s yuan internationalization, which emphasizes multilateral adoption.

• Meanwhile, Russia has promoted ruble usage with regional allies, but with limited global traction.

• This sets the stage for currency competition within BRICS: rupee (bilateral), yuan (multilateral), and ruble (regional).

Strategic Benefits of India Ditching the Dollar

India’s move away from dollar reliance carries several strategic advantages:

• Monetary autonomy – avoiding external pressure from U.S. dollar fluctuations while preserving internal policy control.

• Lower costs – significantly reducing transaction costs for BRICS and India-linked trade.

• Sanctions resilience – shielding partners from the risks of dollar-based financial systems.

• Geoeconomic power – expanding rupee usage strengthens India’s leverage with trade partners.

This strategy positions India against China’s yuan push, but by taking a different path—bilateral agreements rather than multilateral frameworks.

Future of BRICS Currency Alternatives

While the unified BRICS currency plan has stalled, member nations are advancing individual currency strategies:

• India – bilateral rupee settlements.

• China – multilateral yuan adoption.

• Russia – regional ruble agreements.

Together, these approaches may displace the dollar more effectively than a single BRICS currency ever could.

The success of India’s rupee internationalization depends on expanding bilateral agreements and building long-term trust with trading partners. By prioritizing practical implementation over complex negotiations, India’s rupee push could deliver faster, more significant results than the original BRICS common currency proposal.

@ Newshounds News™
Source: Watcher Guru

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

3M Gold Ounces Drained as U.S. Gold Imports Surge

3M Gold Ounces Drained as U.S. Gold Imports Surge

Taylor Kenny:  8-19-2025

Massive amounts of physical gold and silver are leaving the COMEX.

At the same time , the Fed is floating a gold revaluation plan.

This isn’t speculations-it’s happening.

CHAPTERS:

0:00 COMEX Gold & Silver

1:27 From Paper to Physical Exodus

3:46 $10 Billion in Gold Requested

5:12 Who’s Front-Running a Reset?

7:02 Why Gold and Silver Could be Your Lifeline

https://www.youtube.com/watch?v=j2AOhemZHLU

News, Rumors and Opinions Wednesday 8-20-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Wed. 20 August 2025

Compiled Wed. 20 August 2025 12:01 am EST by Judy Byington

Exchanges and Redemption:  (Rumors and Possibilities)

Tues. 19 Aug. 2025 THE REDEMPTION PROCESS: …Mr. Pool on Telegram

Next phase: from redemption to rebuilding on Wednesday, August 13, 2025. You know what the map looks like. Here’s the action. Redemption isn’t the end; it’s the start of fixing everything they broke.

WHAT HAPPENS WHEN THE ALERTS GO OFF

The secure code comes in (text, email, or push).  Don’t send it on.

Go to the activation portal, type in the code, and confirm the debt-wipe notice.

Your sovereign dashboard (allegedly) shows your USTN balance, Builder Credits, and the schedule for your local Redemption Center.

Bring these things to your appointment: A government ID and one utility bill. List of debts (for the record). A one- to three-page outline of your Humanitarian Initiative (bullet points are fine). A mind that is calm. No phones on the desk.

AT THE REDEMPTION CENTER

1. Scan your identity and compare it to your living record (not the Strawman).
2. Rate brief (currency/bonds, if applicable) → backed by assets, no derivatives.
3. NDA and Post-Redemption Plan: short, time-limited, and sealed with biometrics.
4. Problem with the device: QPhone and QLaptop are already (allegedly) paired with your wallet and are air-gapped for 72 hours.
5. Distribution

Personal Sovereign Balance

Humanitarian Tranche (locked to the project; grows with milestones)

Builder Credits (for local food, water, energy, and care for veterans)

Remember that higher rates come with higher purpose. Hoarding stops the field; circulation makes it bigger.

CURRENCY AND DIGITAL FLOWS (CLARITY)

ZIM is treated (allegedly) like a bonded instrument, with a 1:1 mapping to USTN on humanitarian tracks.

There is an XRP buyback window to stabilize transition rails. Values are mirrored in quantum accounts, and there is no public order-taking.

Rainbow Currency (allegedly) moves where the intent is clearest; waste causes throttling, not punishment.

 AFTER YOU GO

Expect a quiet time of 24 to 48 hours while the lattice finishes. Don’t go after the old apps; they’re going away.

Your dashboard will (allegedly) show the Debt Closed, the USTN-Au hash, and the schedule for the Project Seed release.

DO

Make sure your appointments last 20 to 40 minutes; accuracy is key.

Within seven days, turn some of your money into local action (water, food, power).

Show two neighbors how to read the dashboard and nothing else.

DON’T

Don’t post screenshots of your balances (this will automatically flag your wallet).

Don’t sign “advisory” contracts with third parties; the system already has fiduciary oversight.

Don’t promise rates to anyone; every case is based on facts, not rumors.

WHAT THIS REALLY IS: The door was reclamation. The key is restitution. The work is restoration.

They made our lives into records. We’re turning ledgers back into life by giving people clean water, food that is their own, healed bodies, educated kids, and communities with light that never goes out.

You wanted to know what happens after the blackout. This. The quiet hum of a world being rewritten not by speeches, but by a million small acts of service.

Keep your field steady. Spend with purpose. Build where you are.

~~~~~~~~~~

Mr Pool Telegram https://t.me/MrPool_Q/2733

The code has been released into the network.

At the same time, the SWIFT financial system recorded 0.00 transactions for a full 44 seconds. A void in monetary flow,  invisible to the public but clear to those monitoring the network.

Read full post here:  https://dinarchronicles.com/2025/08/20/restored-republic-via-a-gcr-update-as-of-august-20-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   Article:  "Al-Alaq details Iraq's banking reform plan"   This article is telling the whole world about the monetary reform plan of Iraq.  They got until the 31st.

Frank26  How many times have I said that it's not a secret the monetary reform plan?  Everybody knows what's going on.  It's been going that way for about a year and a half now.  The international world was the first to get wind of it and then all the articles that were coming out were talking about things that made no sense at 1310...They're talking to [the Iraqi citizens] about the monetary reform, the plan, the documents, the papers for crying out loud!   It's not a secret, 'we're about to change the value of our currency.' ...There's a lot going on.

Walkingstick   The banking reform is not a surprise.  This banking reform of the dinar right now is in very 'plain English'.  Article:   "Al-Alaq details Iraq's banking reform plan".  This article was writing and directed towards the Irai citizens, the people of Iraq, not to you as an investor.  It was directed at the international world and they are listening.  The CBI said to the world Iraq is now under international standards.  It is done.  This is after the fact...They are ready to lift the value of their currency ...This article is gold.

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Buying Iraqi & Zimbabwe Gold and Currency

Edu Matrix:  8-20-2025

Looking for innovative ways to diversify your investments?

 In this video, we explore two of the world’s most talked-about opportunities: Zimbabwe’s gold-backed investments and Iraq’s currency, the Iraqi Dinar (IQD).

From Zimbabwe’s Gold-Backed Digital Tokens (GBDT) and the Mosi-oa-Tunya gold coin to the question of whether you can really invest in Iraqi Dinar or buy gold directly from Iraq, we break it all down in simple, clear terms.

Discover how Zimbabwe is using gold to back its financial future, offering investors both digital and physical gold options.

Learn why the Iraqi Dinar continues to attract global interest and what you should know before trying to purchase it through licensed dealers.

We’ll also cover whether Iraq makes its gold coins available for investment, and how these opportunities compare.

If you’re curious about emerging markets, alternative investments, or how gold and currency can play a role in your portfolio, this video is a must-watch.

Don’t miss out on understanding the risks, the opportunities, and the real facts about investing in Zimbabwe and Iraq.

https://www.youtube.com/watch?v=D9-_ap-sCzQ

Seeds of Wisdom RV and Economic Updates Wednesday Morning 8-20-25

Good Morning Dinar Recaps,

U.S. Crypto Regulation at a Crossroads: SEC Reforms and Senate Showdown

The landscape of U.S. cryptocurrency regulation is undergoing its most significant shift in years. On one side, SEC Chair Paul Atkins is pledging to rapidly implement the President’s recommendations for a more rules-based, innovation-friendly framework. On the other, Sen. Tim Scott is leading a high-stakes push in Congress to pass a comprehensive crypto market structure bill, facing resistance from Sen. Elizabeth Warren, one of the industry’s fiercest critics.

Together, these developments underscore how the U.S. is rethinking its approach to digital assets—balancing investor protections, innovation, and global competitiveness.

SEC Pivot: From Enforcement to Clarity

At the Wyoming Blockchain Symposium, Atkins announced that the SEC will move quickly to adopt the President’s Working Group recommendations. The shift signals a departure from Gary Gensler’s enforcement-heavy era, which critics say pushed many developers overseas.

Key elements of the SEC’s new approach include:

• Safe harbor periods for startups to innovate before facing heavy compliance.

• Tailored exemptions for digital assets, moving away from “one-size-fits-all” securities rules.

• New disclosure frameworks to improve transparency without stifling development.

Atkins stressed that only a small fraction of tokens should be treated as securities, depending on how they are marketed and sold. The goal, he argued, is to curb fraud while encouraging responsible growth in areas like ICOs, airdrops, network rewards, and decentralized apps.

The venture capital community and advocacy groups such as Andreessen Horowitz and the DeFi Education Fund welcomed the reforms, saying clearer rules could help keep innovation in the U.S.

Congressional Battle: Scott vs. Warren

While the SEC takes steps to modernize its regulatory playbook, Congress is locked in a political showdown over the future of crypto legislation.

• Sen. Tim Scott (R-SC), joined by Sens. Cynthia Lummis, Bill Hagerty, and Bernie Moreno, has introduced a crypto market structure draft bill with a Sept. 30 deadline.

• Scott believes he can win the support of 12 to 18 Senate Democrats, but singled out Sen. Elizabeth Warren (D-MA) as “standing in the way” of bipartisan progress.

The House has already passed its version of a market structure bill 294–134, with support from 78 Democrats, making Senate approval the next hurdle.

Warren, however, has denounced the draft, calling it an “industry handout” that risks giving crypto lobbyists everything they want while imposing weaker safeguards than those required of traditional financial institutions.

The Road Ahead

These parallel developments highlight the crossroads for U.S. crypto regulation:

• The SEC’s reforms represent a more collaborative, innovation-focused regulatory model.

• The Senate debate pits Scott’s pro-growth coalition against Warren’s consumer-protection stance.

Both paths will shape how the U.S. positions itself in the global digital economy—either as a leader in innovation with balanced oversight, or as a jurisdiction weighed down by partisan divides and regulatory uncertainty.

The next month could prove decisive: the SEC’s rapid rollout of new frameworks, combined with Congress’ looming Sept. 30 deadline, will determine whether the U.S. establishes long-term regulatory clarity—or continues to face gridlock as innovation moves abroad.

@ Newshounds News™

Sources:

• The Crypto BasicThe Block 

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Wyoming Becomes First U.S. State to Issue Its Own Stablecoin: FRNT

Wyoming has made history as the first state in the United States to launch a government-issued stablecoin. The Frontier Stable Token (FRNT) marks a breakthrough in public-sector adoption of blockchain, combining state oversight with private sector innovation.

FRNT Launches on Seven Blockchains

The Wyoming Stable Token Commission has officially launched FRNT, now live on:

• Arbitrum

• Avalanche

• Base

• Ethereum

• Optimism

• Polygon

• Solana

FRNT is fully backed by U.S. dollars and short-term Treasuries, with a legally mandated 2% overcollateralization. The token was developed in partnership with industry leaders to ensure security, scalability, and transparency.

Not Yet Available to the Public

Although launched, FRNT is not yet publicly available as final regulatory steps are underway.

• On Solana, it will debut via Wyoming’s Kraken.

• On Avalanche, it will be integrated through Rain’s Visa card.

Governor Mark Gordon highlighted Wyoming’s leadership in blockchain legislation, with over 45 crypto and digital asset laws passed since 2016.

Transforming Public Finance

Anthony Apollo, Executive Director of the Wyoming Stable Token Commission, emphasized that FRNT represents a paradigm shift:

• Instant vendor payments instead of traditional delays

• On-chain tax refunds and social benefits

• A working model of how governments can use blockchain to make processes faster, smarter, and more efficient

In a July pilot program with Hashfire, FRNT reduced Wyoming’s payment processing time from 45 days to just seconds.

Built with Industry Leaders

FRNT was developed in collaboration with top-tier firms:

• LayerZero – Token issuance

• Fireblocks – Blockchain infrastructure

• Franklin Advisers – Reserve management

• Inca Digital – Open-source insights

• The Network Firm – Auditing

Real-World Utility Ahead

Through its partnership with Rain, FRNT will soon be spendable anywhere Visa is accepted — including online, in-store, and via Apple Pay and Google Pay.

The Wyoming model shows how government and industry can work together to modernize finance, setting a precedent for other U.S. states and potentially the federal government.

@ Newshounds News™
Source: Coinpedia

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Ripple Says Custody Is Critical: Four Pillars for Providers

Key Points

• Ripple outlines four principles for digital asset custody providers: compliance, tailored models, resilience, and governance.

• Custody is positioned as essential for scaling digital finance, including stablecoins, tokenized assets, and cross-border payments.

• Ripple forecasts tokenized assets could reach $18.9 trillion by 2033, with institutional adoption accelerating.

Custody at the Core of Digital Finance

Ripple executives have placed digital asset custody at the center of institutional adoption, unveiling a framework of guiding principles during a joint workshop with the Blockchain Association Singapore (BAS). The workshop also examined stablecoin use and security, reflecting momentum behind tokenizing real-world assets.

Ripple’s Four Pillars for Custody Providers

In a company blog, Ripple’s Rahul Advani (Global Co-Head of Policy) and Caren Tso (Asia-Pacific Policy Manager) identified four critical areas:

1. Compliance by Design – Meeting strict regulatory demands, such as those from Singapore’s MAS, requiring robust protocols for segregation and recovery of assets.

2. Tailored Custody Models – Institutions must adopt custody setups that fit their needs, whether third-party, hybrid, or self-custody.

3. Operational Resilience – In line with frameworks like the EU’s Digital Operational Resilience Act, providers must design workflows that can withstand disruptions and meet recovery standards.

4. Governance – Strong oversight, segregation of duties, and audit trails are vital to maintain institutional trust.

Custody as a Gateway for Scaling Finance

Ripple emphasized that custody is a “critical entry point” for enterprises scaling into stablecoins, tokenized assets, and cross-border payments.

The BAS workshop also released a best-practices report on stablecoin and cybersecurity standards, highlighting custody’s role in enabling:

• Trade finance

• Cross-border settlement

• Corporate cash flow management

Ripple further noted that custody providers can accelerate adoption through API integrations, AML safeguards, and programmable compliance tools.

Ripple’s Stablecoin & Market Outlook

Ripple highlighted its USD stablecoin (RLUSD), launched under a New York Trust Company Charter. RLUSD is fully dollar-backed, subject to third-party audits, and maintains segregated reserves.

Ripple’s custody platform is designed to help institutions manage tokenized assets under strict legal and operational frameworks.

• A Ripple–BCG report projects tokenized assets could hit $18.9 trillion by 2033.

• Standard Chartered offers an even higher estimate—$30 trillion by 2034.

• Ripple’s own survey shows over 50% of Asia-Pacific firms plan to adopt custody within three years, driven by tokenization growth.

Institutional Momentum

The growing custody and tokenization trend is attracting global financial heavyweights:

• Goldman Sachs and BNY Mellon are piloting tokenized money-market funds.

• BlackRock, Coinbase, Bank of America, and Citi are also exploring tokenization and digital securities platforms.

@ Newshounds News™
Source: BeInCrypto

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“Tidbits From TNT” Wednesday Morning 8-20-2025

TNT:

Tishwash:  Central Bank: Foreign transfers are proceeding smoothly and seamlessly.

Central Bank Governor Ali Al-Alaq confirmed on Wednesday that nearly all major currencies are covered, noting that the central bank is conducting foreign exchange transactions in all currencies smoothly and with high fluidity.

Al-Alaq said in a statement to the official agency, followed by ( IQ ): “The foreign transfer process has witnessed significant development during the last two years, whether in terms of style, method, and organization, or through direct communication and direct transfer between Iraqi banks and approved correspondent banks.”

He added, "This expansion is not only in the number of correspondent or transfer banks, but also in the number of currencies," noting that "the Central Bank covers almost all the currencies used by Iraq for large-scale trade."

He stressed that "the Central Bank is currently conducting transfers in almost all major currencies, and they are proceeding smoothly and with high fluidity.  link

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Tishwash:  The last US soldier will leave Ain al-Asad base in mid-September.

An Iraqi security source revealed on Tuesday that the last US soldier will leave Ain al-Asad base in Anbar province, western Iraq, in mid-September, after which the international coalition headquarters at the base will be permanently closed.  

The source told Shafaq News Agency that the Ain al-Assad base is scheduled to be permanently closed on September 15, explaining that US forces stationed in western Iraq will move to bases inside Syrian territory, while those in the capital, Baghdad, will move to alternative bases in Erbil in the Kurdistan Region.

The source added that a limited number of American personnel and leaders will remain within the joint forces in Baghdad as needed.

On Monday, the first phase of the withdrawal of US forces from the country to Syrian territory began.

An Iraqi security source told Shafaq News Agency that a US convoy, including trucks carrying military vehicles, had begun moving out of Ain al-Assad base.

Ain al-Asad Air Base is the second largest air base in Iraq after Balad Air Base. It is the headquarters of the US Army's 7th Division and is located 10 kilometers from the Baghdadiyah district in Anbar Governorate.

Earlier, a spokesperson for the US Embassy in Baghdad revealed that a "civilian" partnership between the international coalition and Iraq was close to being signed, coinciding with the planned "military" withdrawal by next September.

The spokesman said in a statement to the agency that the Global Coalition to Defeat ISIS (Operation Inherent Resolve) will transition from its military mission in Iraq to a more traditional bilateral security partnership, stressing the continuation of the coalition's civilian-led efforts at the global level.

He emphasized that this shift does not mean the end of the international coalition's work to defeat ISIS, but rather comes as part of a transition plan to enhance stability in Iraq through security partnerships and ongoing civilian cooperation.

A government source told Shafaq News Agency that Iraq has agreed with the international coalition countries, primarily the United States, on a timetable for ending the coalition's mission.

The timetable stipulates ending its presence with the central government in September 2025, leading to a full withdrawal in September 2026, with the number of its forces gradually reduced to less than 500 personnel, whose presence will be limited to Erbil, while the rest will be transferred to Kuwait.  link

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Tishwash:  The value of Iraq's gold reserves has increased.

An economic observatory announced, on Tuesday, an increase in the value of the reserve.IraqGold prices rose by 4.76% during the first half of this year, as a result of...Gold prices riseGlobally.

The Observatory said in a statement seen by Reuters:Alsumaria Newsthat "IraqHe owns 162 tons of gold as part of his national reserve," noting that "the price of a ton of gold was 105 million US dollars in January 2025, and gradually rose to reach 110 million US dollars by the end of June 2025."

He added, "This increase in the price of gold has directly contributed to raising the value of Iraq's gold reserves," stressing that "gold remains one of the most important strategic assets that enhances the country's financial strength.

" The observatory noted that,Gold prices riseGlobally, over the past months, it reflects the volatility of global markets and directly impacts the value of national reserves in many countries, including Iraq.

He explained, "Monitoring gold prices on a regular basis enables Iraq to accurately assess the value of its reserves and make appropriate economic decisions to maintain the stability of the country's purchasing power."  link

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Mot:  Ya KNows!!! -- Sum Daze are Just More Challenging Then Others!! – Siigghhhh

Mot: .. They Say Horse Riders are lazy!!!-- HUH????

The Dollar’s Down 99% Since Nixon Temporarily Took us off Gold Standard

The Dollar’s Down 99% Since Nixon Temporarily Took us off Gold Standard

Arcadia Economics:  8-20-2025

What if one seemingly temporary financial decision, made decades ago, has profoundly shaped your economic reality today, from the value of your dollar to the global power balance?

That’s the powerful question at the heart of a recent video from Arcadia Economics, featuring the insightful Vince Lanci. The discussion dives deep into a pivotal moment in financial history: August 15, 1971, the day President Richard Nixon unilaterally severed the U.S. dollar’s link to gold.

Dubbed the “Nixon Shock,” this decision effectively ended the Bretton Woods system, which had pegged the dollar to gold and other currencies to the dollar.

Nixon presented it as a temporary measure, a necessary step to combat inflation and foreign speculation. However, as Lanci meticulously details, what began as a short-term fix unleashed a cascade of long-term, irreversible consequences that continue to reverberate through our global economy.

Fast forward to today, and the chickens are coming home to roost. The video highlights how the long-term repercussions of Nixon’s 1971 decision are now manifesting in the erosion of U.S. hegemony and the rise of alternative monetary strategies worldwide.

Central banks globally are sending clear signals: they’re increasingly dumping U.S. Treasuries and, significantly, accumulating gold once again as a core reserve asset.

 This isn’t just a cyclical shift; it’s a strategic repositioning away from a system that no longer offers the same perceived stability.

Vince Lanci previews an upcoming, thought-provoking article titled “The End of Free Market Capitalism and the US Debt for Equity Swap.” This analysis suggests that with foreign buyers of U.S. Treasuries retreating, America may be facing a critical juncture.

The U.S. might soon need to explore exchanging equity stakes in its future — meaning, pieces of its economic engine and assets — for the capital inflows it desperately needs. This potential scenario marks a significant deviation from a purely free-market capitalist system, signaling a monumental shift in how the nation might finance its future.

Amidst these macroeconomic tidal shifts, specific market signals offer glimpses of opportunity and change. The discussion also touches upon recent precious metals updates, including exciting news from Argenta Silver about exceptional drill results indicating very high silver concentrations.

Such developments underscore the importance of monitoring market signals, policy shifts, and resource potential in navigating these uncertain economic times.

The Arcadia Economics video with Vince Lanci serves as a crucial reminder that historical decisions have tangible, long-lasting consequences.

These aren’t just abstract economic concepts; they are live, evolving challenges that impact every facet of our financial lives and the global economic order.

https://youtu.be/wyw0CkO3UKo

Podcast: The Rise of National Capitalism

Podcast: The Rise of National Capitalism

Notes From the Field By James Hickman (Simon Black)   August 19, 2025

Few people understand how the Federal Reserve actually works— and frankly, I’m not sure the President or Treasury Secretary are among them.

That’s not an insult, just based on what they say. Let me explain.

Most people think the Fed sets “the interest rate” for everything—mortgages, car loans, 10-year yields. But that’s not how it works. The Fed only sets a very narrow rate—the overnight lending rate between banks.

Everything else, from your mortgage to the government’s long-term borrowing costs, is determined by the bond market. And as America’s debt spirals past $37 trillion, the bond market—not the Fed—is in control.

This misunderstanding matters. Because when Treasury Secretary Bessent says he’s going to “get rates down,” what he really means is printing money.

That’s the only lever left: the Federal Reserve creates money electronically and uses it to buy government bonds.

The consequence of that is inflation: more money in the system means higher prices. Sometimes it shows up in financial assets—stocks, bonds, real estate—can also surge to record highs as a result of inflation. Other times inflation hits the grocery store, your utility bill, or your insurance premiums.

Lately, it’s been both. Inflation is everywhere.

But this administration is also openly floating the idea of a sovereign wealth fund—borrowing billions (or trillions) and putting that money directly into the stock market. Intel. Nvidia. Strategic stakes in American companies.

It’s not socialism, and it’s not free markets. It’s something in between: a blending of state and corporate power. Call it National Capitalism.

If that sounds far-fetched, remember—they’re already talking about taking a stake in Intel. Why would they stop there?

This administration is full of people whose entire background is borrowing massive sums of money at low interest, pouring it into enormous projects, and pocketing the spread.

There’s nothing wrong with that. That’s what they know. That’s what they do. Trump is a very successful real estate developer who has personally borrowed billions of dollars throughout his career.

So of course when they look at the economy, their instinct is to repeat the same playbook on a national scale—borrow cheap, buy big, and hope the gap between cost and return pays for everything.

But when the government itself becomes one of the biggest stock buyers, what happens to markets? They explode higher.

And you’re going to want to own assets when that happens.

This is the subject of today’s podcast.

We dive into:

• Why the Fed’s “rate cuts” don’t control the 10-year or 30-year Treasury yields—and why the bond market is now in charge.

• How the U.S. is spending $1.2 trillion a year just on interest payments, and why refinancing old debt at today’s higher rates keeps driving costs up.

• The Fed’s true method of lowering rates: creating new money, buying bonds, and fueling asset bubbles—at the cost of more inflation.

• The absurdity of how the US banking system works.

• How every time the Fed “prints money” to bail out a crisis—9/11, 2008, the pandemic—it ends up inflating specific bubbles: housing, stocks, crypto, collectibles, and now consumer prices across the board.

And we wrap up with a quick look at Total Access—our highest level membership built around forging lasting relationships with other members in extraordinary settings. It combines world-class networking and internationalization strategies with unforgettable, once-in-a-lifetime travel experiences.

Right now, Total Access membership is open for a limited time. You can learn more here.

And you can listen to the full podcast here.

For the audio-only version, check out our online post here.

Finally, you can find the podcast transcript for your convenience, here.

To your freedom,  James Hickman  Co-Founder, Schiff Sovereign LLC

https://www.schiffsovereign.com/podcast/podcast-the-rise-of-national-capitalism-153361/?inf_contact_key=49fec45d35a8308179ee21de4a018f6fc9b359cd3c30ad03dee6fdfba69fa879

Active Resistance to the Digital Financial Reset

Active Resistance to the Digital Financial Reset

Miles Harris:  8-18-2025

A major change is occurring in the global financial system. Governments and financial institutions describe this change as modernization, efficiency, or digital innovation.

 In reality, it is a gradual shift of money, markets, and ownership records into centralized digital systems.

These systems make assets visible in real time, programmable by policy, and subject to rules that can change without the consent of the owner.

 Understanding this process is essential for anyone who wants to maintain control over their assets and plan for the future.

00:00 Intro

Legal & Regulatory Changes

Institutional & Infrastructure Developments

Digital Identity Integration

 Engineered Liquidity

Events Policy Narratives

Control Layer Indicators

International coordination clues

Planning the Sequence of Actions

A Practical Monitoring System Conclusion

https://www.youtube.com/watch?v=GBp3WiSIZDE

Americans Are Hoarding More Cash

Americans Are Hoarding More Cash, but not in checking or savings. Here are the accounts rewarding savers today

Danielle Antosz   Sun, August 17, 2025  Moneywise

Consumer spending remains strong in the U.S., even as inflation holds at 2.7% and checking and savings balances decline. So, where’s the money coming from?

New research from JPMorgan Chase's Household Finances Pulse analysis may offer an answer.

Analyzing data from 4.7 million households, the study found that while traditional bank balances have stagnated, total cash reserves — including money market funds, brokerage accounts, and certificates of deposit (CDs) — are growing 3% to 5% annually in 2025.

The biggest gains are among lower-income households, with those in the lowest income quartile seeing 5% to 6% growth in total cash reserves.

This shift toward higher-yield accounts may help explain why consumer spending remains resilient, despite economic headwinds.

Where are Americans putting their money?

Instead of parking funds in checking or standard savings accounts, many households are turning to investment-style options with higher returns. If you're considering a similar move, here are a few of the most popular alternatives:

High-yield savings accounts (HYSAs): These work like traditional savings accounts but offer higher interest rates — often between 4% and 5% APY as of mid-2025 — often offered by online banks with lower overhead.

Certificates of deposit (CDs): CDs lock your money in for a fixed term in exchange for a guaranteed return. Rates vary by term but can exceed 4% for longer durations.

Money market accounts (MMAs): Offered by banks, MMAs combine savings features with limited check-writing abilities, FDIC insurance, and competitive yields — though often slightly below HYSAs.

Money market funds (MMFs): These are investment products, not bank accounts. While not FDIC-insured, they invest in low-risk, short-term securities and are considered a stable alternative to cash.

Brokerage accounts: These accounts allow you to invest in stocks, ETFs, and mutual funds. While more volatile, they offer higher long-term growth potential.

TO READ MORE:  https://finance.yahoo.com/news/americans-hoarding-more-cash-not-210000368.html