Commercial Real Estate Market Collapse Brings Debt Reset

Commercial Real Estate Market Collapse Brings Debt Reset

Dr. Scott Young:   6-23-2025

When most people hear “commercial real estate,” their minds might drift to towering skyscrapers, exclusive office buildings, or sprawling shopping malls, conjuring images of wealth and exclusivity.

 This perception, while not entirely unfounded, misses a crucial point: commercial real estate isn’t just for the wealthy; it’s the bedrock of our economy, and its health directly impacts the job market and our everyday lives.

Think about it. Where do businesses operate? Where do people go to work, to shop, to access essential services? In commercial buildings. If these spaces are sitting empty, if businesses can’t afford to lease them or invest in them, then the engine of employment sputters and stalls. 

High occupancy rates in commercial real estate are not a luxury; they are a prerequisite for a thriving job market. When businesses are expanding and have the confidence to occupy commercial spaces, they are hiring. When they are contracting or failing, jobs are lost.

Unfortunately, the current landscape presents a concerning picture. We are reportedly teetering close to a significant downturn in the commercial real estate market. This isn’t just about property values; it’s about the ripple effect on businesses and employment. 

The confluence of elevated property prices and the rising cost of borrowing through interest rates is creating a precarious situation. Many businesses are finding it increasingly difficult to secure the financing needed to lease, purchase, or develop commercial properties. This can lead to a domino effect: reduced expansion, increased vacancies, and ultimately, job losses.

The current trajectory suggests that something needs to change. The question is, what?

Some perspectives suggest that a significant shift in the financial system might be on the horizon.

As highlighted by insights from Dr. Scott Young, there’s a conversation around potential systemic changes, including the idea of debt forgiveness that could coincide with a broader restructuring of the banking system, potentially involving a move towards a gold-backed currency.

While these are significant and complex ideas, they underscore the sentiment that the current model may be unsustainable and that a fundamental re-evaluation could be necessary.

Understanding the intricacies of commercial real estate and its connection to economic stability is vital for everyone. It’s not a niche topic for investors; it’s a fundamental pillar that supports the jobs we rely on and the communities we live in.

 As we navigate these uncertain times, paying attention to the health of commercial real estate and the broader economic policies that influence it is more important than ever.

For a deeper dive into these critical issues and potential future implications, we encourage you to watch the full video from Dr. Scott Young for further insights and information. Understanding these complex dynamics can empower us to better grasp the challenges and potential transformations ahead.

https://youtu.be/QcoBJv30iz0

https://dinarchronicles.com/2025/06/24/dr-scott-young-commercial-real-estate-market-collapse-brings-debt-reset/

The Missing Part RE: Iran— No Rational Discussion About Costs

The Missing Part RE: Iran— No Rational Discussion About Costs

Notes From the Field By James Hickman (Simon Black)  June 23, 2025

If the Land of the Free wasn’t already divided heavily along ideological lines, it is even more so after the US military bombings in Iran over the weekend. Even on the political right, which would ordinarily be unified over a US military engagement, there seem to be two distinct camps.

On the one hand, there are those who hold the view that America doesn’t need more foreign entanglements.

Tucker Carlson summed up this side when he told Ted Cruz in a fiery interview that "we should be very careful about entering into more foreign wars that don’t help us when our country is dying."

On the other side are those who who see a clear and obvious benefit in preventing one of America’s harshest adversaries from obtaining nuclear weapons.

Personally I believe both sides are partially right.

I believe it’s self-evident that the Iranian government despises the United States and the West; and they have a history of direct action against Americans, and/or funding terrorist groups who cut off US citizens’ heads on YouTube.

And I can easily understand why the President of the United States wants to ensure these people cannot manufacture nuclear weapons.

I also imagine most of the world agrees with him. Publicly they may disagree and put out strongly worded statements of condemnation.

But think about it— Russia has a long history of conflict against its Muslim minority. China has literally imprisoned its Muslim minority. Do either of these countries honestly want Iran— an aggressive Islamic dictatorship that supports radical Muslim terrorist organizations— to have a nuclear weapon?

It wouldn’t take a whole lot for Iran to arm one of those terror groups with a nuke and take out half of Beijing or Moscow in an act of vengeance.

At the same time, I know from first hand experience during my time in the military that another absurdly expensive foreign entanglement is just a terrible idea. The occupation of Iraq and Afghanistan nearly bankrupted America.

What I feel is distinctly lacking from the conversation, however, is rational discussion over costs and benefits.

I would love to see leaders articulate national priorities where they assess the benefits. Then  determine how much they’re willing to invest to yield those benefits. And then actually allocate responsibly for the costs in their budget.

This just almost never happens.

My analysis, with a lot of help from Grok, is that a conservative projection of munitions costs, aircraft fuel costs, naval deployment, and even US assistance for Israeli air defense, comes to around $1 billion.

And that would leave a bit of extra money on the table for follow-up and contingency operations.

Is $1 billion a reasonable cost to ensure Iran doesn’t gain nuclear capabilities?

I think so—simply because the cost of Iran obtaining nukes and potentially blowing up a major American city could easily run into the trillions. So neutralizing a multi-trillion dollar threat for $1 billion feels like a good deal.

But I’m not sure that’s the way they’re approaching it.

For example, I noticed during the President’s remarks on Saturday night that he was flanked by Vice President J.D. Vance, Secretary of State Marco Rubio, and Secretary of Defense Pete Hegseth.

The Treasury Secretary was notably absent. And for a government that should be taking deficits seriously, there needs to be a discussion about the costs its willing to bear, and—more importantly—how are they going to pay for it?

Was Treasury even consulted? Did someone ask, “How are we going to pay for this?” to which Treasury (or DOGE) might respond, “Oh, easy, we’ll cut $1 billion from X, Y, and Z idiotic programs that clearly provide less benefit to America than taking out Iranian nukes.”

I’m not adamantly opposed or in favor of either scenario. I just want my government to do good deals. I want them to rationally address costs and benefits, risks and rewards, and then make an informed decision that balances national priorities.

America should be able to walk and chew gum, to take out a credible nuclear threat AND be able to cut the deficit (and slash regulations).

It’s incredible to me how much ink has been spilled, how much Internet bandwidth has been wasted, on America’s outrage of the week— the latest being “No Kings Day” just nine days ago.

We’ve been subjected to Leftist idiots who glue themselves to the pavement in the name of climate change. Endless debates about who gets to use which bathroom. And ongoing Gaza protests by people who don’t even know which river or which sea they’re chanting about.

We’ve had outrage over the Supreme Court’s ruling on Roe v. Wade (after which abortions in the US actually increased!). Outrage over kneeling at NFL games. Outrage over ‘threats to democracy’. And now there will be outrage over the President’s use of the War Powers Act.

Sure, some of those issues are important.

But what’s REALLY important for every single person living in America, plus billions of people around the world who depend on the US dollar in some capacity, is a looming US fiscal crisis.

Endless irresponsible spending has grown the debt to over $36 trillion, with interest payments already topping $1.1 trillion per year— higher than the defense budget.

The Federal Reserve has lost its ability to control interest rates, and it’s becoming more expensive for the government to finance the debt.

Last week we explained how this all comes to a head within eight years once Social Security runs out of money in 2033.

By then, the US government could likely be spending 40% of all tax revenue just to pay interest on the debt. And at the exact same time, tens of millions of Americans will see their retirement benefits immediately and permanently cut by nearly 25% due to Social Security’s insolvency.

The government’s only ‘solution’ will be for the Federal Reserve to step in and ‘print’ trillions of dollars to bail out the Treasury Department (and Social Security), resulting in pretty catastrophic inflation.

And yet there is zero-outrage.

No one is in the streets engaged in “mostly peaceful protests” over the deficit, or demanding sound currency or financial responsibility from the government.

In fact, it’s the opposite. People are actually outraged that Elon Musk tried to cut the deficit by rooting out fraud, waste, and abuse... so outraged, in fact, that they started blowing up Tesla dealerships. How dare he try to cut the deficit!

A rational, cost/benefit analysis is absent at every level of decision making in the US.

And if that doesn’t change, there is no reason to believe the US can solve its many long-term problems. Where’s the outrage in our professionally-outraged society?

To your freedom,  James Hickman  Co-Founder, Schiff Sovereign LLC

https://www.schiffsovereign.com/trends/the-missing-part-re-iran-no-rational-discussion-about-costs-153023/?inf_contact_key=bfd8282458b98af051031dedee84f44b611c10abb7b3657801e6f799df81c049

Silver Is Set to Explode, Gold Has Surpassed the Euro - We’re Just Getting Started

Silver Is Set to Explode, Gold Has Surpassed the Euro - We’re Just Getting Started | Randy Smallwood

Kitco News:  6-23-2025

Silver is trading above $36, and Wheaton Precious Metals CEO Randy Smallwood says “it’s the most explosive metal right now.”

In this Kitco News interview, Smallwood explains why the setup for silver and gold is the strongest he’s seen in 20 years, how central banks are driving a structural shift in global reserves, and why Wheaton is positioned to grow 40% without lifting a shovel.

Kitco News anchor Jeremy Szafron also asks about the Middle East escalation, the new ECB data showing gold has overtaken the euro as the world’s second-largest reserve asset, and whether the U.S. dollar’s dominance is at risk.

Wheaton, a $40 billion streaming and royalty firm, has deals across gold, silver, copper, and platinum group metals.

 Smallwood breaks down current strategy, macro tailwinds, and where long-term value is hiding in the precious metals space.

Key topics:

-Silver’s explosive upside and price potential

-Why gold has overtaken the euro in global FX reserves

 -Central bank gold buying led by China, India, Turkey

-Wheaton’s 40% projected growth and no-capex model

-De-dollarization and global trust erosion in fiat

-Why this is the best setup for metals in decades

00:00 Introduction and Current Middle East Tensions

01:05 Market Reactions to Geopolitical Events

01:35 Gold's Role in Global Instability

 02:13 Interview with Randy Smallwood: Precious Metals Insights

 04:03 Gold vs. US Dollar: A Deeper Analysis

08:17 Silver Market Trends and Predictions

 12:07 Wheaton Precious Metals' Strategic Approach

19:25 Global Resource Race and Policy Challenges

28:10 Conclusion

https://www.youtube.com/watch?v=h6-z0w0kx2U

Why the Treasury is Buying its Own Debt and What it means for Gold

Why the Treasury is Buying its Own Debt and What it means for Gold

APMEX:   6-22-2025

The financial world is constantly evolving, with power players making moves that can ripple through the global economy. One such move recently made by the U.S. Treasury has raised eyebrows and sparked debate: a record-setting buyback of its own debt.

While on the surface it might appear as a straightforward attempt to manage debt, a deeper analysis suggests something far more complex might be at play. Could this be a hidden financial intervention designed to stabilize the dollar in a world increasingly questioning its dominance?

APMEX, a leading precious metals retailer, recently released a video breaking down the multifaceted implications of this Treasury action. They argue that it’s crucial to look beyond the immediate headlines and consider the broader context of inflation, geopolitical tensions, and the growing trend of de-dollarization.

The initial reaction to the Treasury’s buyback might be suspicion. Does this action resemble a bailout, propping up struggling banks and financial institutions burdened by U.S. debt?

While that might be a contributing factor, APMEX suggests a more strategic motive: bolstering demand for the U.S. dollar in the face of weakening global confidence.

The global landscape has been shifting dramatically. Inflation continues to plague economies worldwide, forcing central banks to grapple with rising interest rates and potentially triggering recessions. Concurrently, geopolitical instability, fueled by conflicts and escalating tensions, is creating uncertainty and pushing nations to reconsider their reliance on the dollar for international trade and reserves.

This shift away from the dollar, known as de-dollarization, is perhaps the most significant pressure facing U.S. institutions. Countries like Russia, China, and others are actively seeking alternative currencies for trade, challenging the dollar’s longstanding role as the world’s reserve currency.

This trend, if continued, could significantly weaken the dollar’s value and impact the U.S. economy.

The Treasury’s debt buyback, according to APMEX, can be seen as a proactive attempt to combat this erosion of confidence. By reducing the supply of U.S. debt in the market, the Treasury aims to increase its demand, thereby supporting the dollar’s value and maintaining its global influence.

The U.S. Treasury’s debt buyback might be more than just a debt management strategy. It could be a calculated maneuver to shore up the dollar’s value in the face of mounting global pressures.

By understanding the underlying factors driving this action, investors can better navigate the evolving financial landscape and make informed decisions to protect their wealth.

The spotlight is on gold and silver, but the real story is how the complex relationship between inflation, geopolitics and de-dollarization plays out on a global stage.

https://youtu.be/2MgR4VMlsHg

News, Rumors and Opinions Monday 6-23-2025

 Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 23 June 2025

Compiled Mon. 23 June 2025 12:01 am EST by Judy Byington

“Don’t be gloomy. Do not dwell on unkind things. Stop seeking out the storms and enjoy more fully the sunlight. Even if you are not happy, put a smile on your face. ‘Accentuate the positive.’ Look a little deeper for the good. Go forward in life with a twinkle in your eye and a smile on your face, with great and strong purpose in your heart. Love life.” – Gordon B. Hinckley

Sun. 22 June 2025: QFS Locked, Operation Phoenix ENGAGED! …Ben Fulford

Operation Phoenix is LIVE. The Quantum Financial System vault was sealed. Gold prices spiked. Wall Street panicked. Checksum defenses triggered 5 halts. Not accidents—warnings.

~~~~~~~~~~~~

Possible Timing:  (RUMORS)

Mon. 2 June 2025: The QFS silently (allegedly) activated across all sovereign nodes. Traditional banking systems began their final restructuring phase as SWIFT, IMF, and BIS operations were  (allegedly) cut from global liquidity lines.

Fri. 13 June 2025: The 48-hour Global Currency Reset (GCR) blackout initiated across targeted markets. Select financial systems were  (allegedly) frozen for transition into the asset-backed framework.

Blackout after midnight Sun. 22 June 2025 when new travel restrictions go into effect. Stay off all airlines – all flights  (allegedly) cancelled. Internet shut off. Stock Market Crash.

On Wed. 25 June 2025, the first wave of wealth redistribution will (allegedly)  go live. Redemption Centers will begin  (allegedly) processing live appointments under full GESARA protocol.

According to sources inside two U.S. Treasury branches, the schedule was already being populated with approved Tier 4B participants and millions will receive their initial funds, empowering communities and triggering local economic recovery projects worldwide. Secure drop of Vatican black ledger files (public release via QFS channel)

Sat. 28 June 2025: Redemption Center networks (allegedly)  activated across 70 countries. Civilian verification teams deployed, focusing on biometric onboarding and USTN access for verified citizens.

Between Sun. 29 June and Fri. 4 July 2025 expect a Blackout Period for the banks (as announced over the EBS) while systems  (allegedly) adjusted to the new currency rates and Global Financial System.

Tues. 1 – Thurs. 3 July: (allegedly) Mass activation of gold certificates in North America.

Fri. 4 July 2025 Global Activation Day: Trump hosts Independence Day celebration — 250 years since 1776. On this symbolic day, the full public activation of the QFS, NESARA/GESARA economic reset and release of suppressed healing technologies (allegedly)  begins. The world will (allegedly)  enter the most transformative 24 hours of modern history. Public announcement of this new American Republic under concepts of the original Constitution in a coordinated global signal via QFS. Declaration of Planetary Jubilee and full EBS broadcast release  (allegedly) begins.

Sat. 5 July to Mon. 14 July: (allegedly) QFS mass biometric sync rollout. US Treasury-backed Rainbow Notes  (allegedly) become primary medium of international trade, fiat currencies  (allegedly) enter terminal phase.

~~~~~~~~~~~~

Global Currency Reset:

Sun. 22 June 2025 Wolverine: “I got the call. We are about to cross the finish line. What Trump did was the green light. Can’t say anything. Get ready. It’s coming.”

Sun. 22 June 2025: THE GREAT RESET THEY FEAR: GESARA–NESARA RISING UNDER TRUMP’S COMMAND TO LIBERATE HUMANITY – While the D********e Clings to Chaos, a New Economic Dawn Is Quietly Unfolding – amg-news.com – American Media Group

Read full post here:  https://dinarchronicles.com/2025/06/23/restored-republic-via-a-gcr-update-as-of-june-23-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Walkingstick [Iraqi banking friend update]  AKI: The 1310 is dropping dramatically.  The "water cooler talk" is this whole thing will come out as a whole number at the onset, like 1 to 1 because it will be on par in a basket.  Not right away but it will eventually be paired to the American dollar.  

Frank26   Alaq...concerning the exchange rate, yes, he will release it when he thinks it's time.  I think he's realizing that we are now at that point.  I believe all the meetings they have been having with the IMF and the US Treasury has convinced Alaq that the time is now perfect especially with the security and stability we have.

************

FRANK26….6-22-25….ALOHA….THE START

https://www.youtube.com/watch?v=L0g6ywLbbDc

Seeds of Wisdom RV and Economic Updates Monday Morning 6-23-25

Good Morning Dinar Recaps,

Senator Lummis’ RISE Act: A Step Toward AI Accountability or a Shield for Developers?

The RISE Act aims to define liability boundaries for AI in professional settings—but critics say it leaves too much unsaid and too many developers untouched.

A “Timely and Needed” Start—But Is It Enough?

Senator Cynthia Lummis introduced the Responsible Innovation and Safe Expertise (RISE) Act of 2025, which seeks to define civil liability protections for AI developers in professional settings like healthcare, law, and finance. While some view the bill as an essential first step, others are concerned that it places too much risk on professionals and not enough responsibility on developers.

Lummis calls it the nation’s “first targeted liability reform legislation for professional-grade AI.” But critics argue that the bill protects AI creators more than the users or the public.

“It puts the bulk of the burden of risk on ‘learned professionals’… and provides [developers] with broad immunity otherwise,” said Hamid Ekbia, professor at Syracuse University.

What the RISE Act Proposes

• AI developers would be shielded from certain civil lawsuits unless negligence or intent is proven.

• Developers would be required to publish model specifications (e.g., model cards), enabling professionals to make informed decisions.

• It does not address use cases where AI interacts directly with consumers, including vulnerable groups like minors.

The bill is narrow in scope, focusing primarily on AI used by professionals. Cases like a Florida teen’s suicide after extended chatbot interaction are not covered.

Critics Warn of a “Giveaway” to Big Tech

Platforms such as the Democratic Underground have labeled the bill a potential “giveaway” to AI companies looking to evade accountability.

However, legal experts like Felix Shipkevich argue the bill is not overly lenient but “rational,” especially considering the unpredictability of large language models:

“Without some form of protection, developers could face limitless exposure for outputs they have no practical way of controlling,” he said.

Transparency: A Missing Link?

The AI Futures Project, a nonprofit consulted during the bill’s drafting, supports the bill's intent but criticizes its weak transparency provisions. Executive Director Daniel Kokotajlo stated:

“The public deserves to know what goals, values, agendas, biases, instructions, etc., companies are attempting to give to powerful AI systems… this bill does not go far enough.”

He also warns companies can simply accept liability instead of complying with transparency rules, making key safeguards optional.

A U.S. Risk-Based Approach vs EU’s Rights-Based Model

The RISE Act follows a risk-based approach, emphasizing documentation and oversight, rather than providing explicit legal rights to users. This differs sharply from the EU’s rights-based AI framework, which empowers individuals—particularly vulnerable populations.

The EU initially proposed an AI liability directive in 2022 but withdrew it in 2025, reportedly due to industry lobbying, leaving the bloc’s liability stance in flux.

“AI can create new kinds of potential harms,” noted Ryan Abbott, professor of law and medicine at the University of Surrey. “The healthcare arena is going to be particularly challenging.”

Abbott emphasized emerging evidence that AI-only systems might outperform “human-in-the-loop” models in certain medical scenarios—raising thorny liability questions.

A Constructive Beginning, Not the Final Word

Policy experts see potential if the bill evolves. Justin Bullock of Americans for Responsible Innovation (ARI) said the act is a “constructive first step,” but warned:

“Publishing model cards without robust third-party auditing and risk assessments may give a false sense of security.”

Similarly, Shipkevich believes the RISE Act could serve as a foundation for balanced AI oversight, but only if modified to include stronger transparency and risk-management requirements.

What’s Next?

If enacted, the RISE Act would take effect on December 1, 2025. In the meantime, public debate continues over whether the bill prioritizes innovation over accountability, or if it's simply the first draft of a more comprehensive AI regulatory framework.

@ Newshounds News™
Source: Cointelegraph

~~~~~~~~~

Coinbase Secures MiCA License via Luxembourg to Cement European Expansion

The U.S.-based crypto giant gains regulatory clarity across all 27 EU member states under the MiCA framework.

Coinbase has officially secured a MiCA license in Luxembourg, marking a major step in its European growth strategy. The license, granted by Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF), allows the exchange to offer its full suite of crypto services across all 27 European Union member states.

The approval effectively designates Luxembourg as Coinbase’s regulatory hub for Europe under the Markets in Crypto-Assets (MiCA) regime.

"Now, with MiCA, we're uniting these efforts under a single framework, enabling millions of Europeans to access regulated, trusted, and secure crypto services," Coinbase said in a Friday statement.

MiCA: A Game-Changer for EU Crypto Regulation

MiCA, which came into full effect at the end of 2024, provides the EU’s first comprehensive regulatory framework for crypto assets, covering everything from stablecoins and exchanges to custody and consumer protection.

Coinbase had already secured regulatory licenses in Germany, France, Ireland, Italy, the Netherlands, and Spain—but the MiCA license consolidates these approvals under one EU-wide structure, simplifying operations and compliance.

Coinbase Isn’t Alone in the Race

Other major crypto firms are also making moves in the region under the MiCA regime:

• Gemini, the exchange founded by Cameron and Tyler Winklevoss, is in the final stages of securing a MiCA license in Malta. The company submitted its application in January 2025.

• OKX, another global exchange, has similarly chosen Malta as its MiCA operational base.

A New Chapter for Crypto in Europe

With regulatory certainty now in place across the EU, Coinbase and its competitors are positioning themselves for a new wave of crypto adoption in Europe, where MiCA is expected to serve as a model for global crypto regulation.

@ Newshounds News™
Source: The Block   

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BRICS Bank Issues $2.1 Billion in Local Currency Loans as De-Dollarization Push Accelerates

The New Development Bank boosts non-dollar financing, with 22% of disbursements now in national currencies.

The New Development Bank (NDB)—commonly known as the BRICS Bank—has disbursed $2.1 billion worth of loans in local currencies, part of a broader effort to reduce reliance on the U.S. dollar. The move reflects the bloc’s response to ongoing Western sanctions, particularly those levied against Russia since 2022.

According to newly released figures, the BRICS Bank lent a total of nearly $10 billion, with 22% of that amount issued in currencies such as the Chinese yuan and South African rand.

The NDB plans to increase local currency lending to 30% by the end of 2026, aiming to surpass $3 billion in de-dollarized loans.

De-Dollarization in Action: China, South Africa, and India Take Lead

• The Chinese yuan accounted for $1.8 billion of the local currency loans.

• The South African rand was used for loans totaling $284 million.

• The Indian rupee is next in line, with preparations underway for rupee-based loan disbursements starting in 2026.

This marks a significant evolution in the BRICS financial strategy, as more countries in Africa and Southeast Asia increasingly accept national currencies to avoid costly foreign exchange conversions.

U.S. Sanctions Spur Shift Toward Financial Sovereignty

The NDB’s pivot was accelerated after U.S. sanctions on Russia in 2022, imposed in response to the war in Ukraine. The sanctions remain in place through 2025, even under the Trump administration, reinforcing the alliance's motivation to find alternative financial mechanisms.

“The BRICS bank is not just lending money—it’s building a foundation for sovereign economic cooperation, independent of Western financial pressure,” analysts say.

NDB’s Growing Influence

With Russia actively collaborating with the NDB on managing finances through local currencies, the bank is becoming a critical vehicle for BRICS’ broader economic strategy. Its policies signal growing monetary coordination among member nations and challenge the U.S. dollar’s long-standing dominance in global trade and finance.

@ Newshounds News™
Source: Watcher Guru

~~~~~~~~~

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Thank you Dinar Recaps

“Tidbits From TNT” Monday Morning 6-23-2025

TNT:

Tishwash:  Meeting between the foreign ministers of Iraq and Iran to contain the escalation

Iraqi Deputy Prime Minister and Foreign Minister Fuad Hussein met on Sunday with his Iranian counterpart, Abbas Araqchi, to discuss developments in the regional escalation, on the sidelines of the 51st session of the Organization of Islamic Cooperation (OIC) Foreign Ministers.

The Iraqi Foreign Ministry said in a statement received by Shafaq News Agency that this meeting is the second between the two ministers since the beginning of the current crisis. The meeting addressed the latest security developments in the region, in light of the US military strike against key nuclear sites in Iran.

During the meeting, Iranian Minister Abbas Araqchi gave a detailed presentation on the impact of these attacks, indicating that his country is taking several steps to respond. He also indicated Iran's intention to approach the UN Security Council for an emergency session at the invitation of Russia.

For his part, Minister Fuad Hussein stressed the importance of activating the open-ended ministerial contact committee, an initiative proposed by Iraq within the framework of the Organization of Islamic Cooperation, with the aim of containing the crisis and opening channels for dialogue that would contribute to reaching peaceful solutions and avoiding further escalation in the region.  link

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Tishwash:  Iraq buys $30 billion in US Treasury bonds

The US Treasury Department announced that the total holdings of global bonds this year reached more than $9 trillion, while Iraq remains outside the top 20 countries with the largest holdings of these bonds for the second year.

The Treasury said in its latest 2025 table that "Iraq did not increase its holdings of US bonds, which remained at around $30 billion, so it did not enter the top twenty largest holders of US bonds."

It added that "global holdings of US bonds amounted to $9 trillion and 13 billion."

It indicated that "Japan is the largest holder of US bonds, with $1.134 trillion, followed by the United Kingdom, which owns $807 billion, followed by China with $757 billion, the Cayman Islands came in fourth with $448 billion, and Belgium with $411 billion."

In the Arab world, "Saudi Arabia and the UAE were among the top twenty countries with the largest holdings of US bonds, with their holdings amounting to $134 billion and $113 billion, respectively."

Iraq owns approximately $32 billion in US bonds, which are considered one of the country's private reserves.  link

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Tishwash:  Three reasons identified...the Parliamentary Finance Committee rules out sending budget tables to Parliament

Hussein Mounes, a member of the Iraqi Parliament's Finance Committee, ruled out on Saturday the government's submission of the federal budget schedules, while reviewing the main reasons for this move.

"There are several reasons for the government's exclusion from sending the federal budget schedules to parliament, most notably the financial deficit, unstable financial revenues, the lack of a real economic vision, and the approaching date of the legislative elections," Mounes told Shafaq News Agency. 

He added, "The large deficit in the budget law amounts to 80 trillion dinars, which puts the government in a difficult position due to the lack of a real economic vision for completing the budget tables and submitting them to Parliament." 

Parliamentary Finance Committee member Moeen Al-Kadhimi previously indicated that the budget schedules would likely reach parliament in early July.

Al-Kadhimi told Shafaq News Agency at the time that the Ministry of Finance had completed its observations on the budget law's schedules and submitted them to the Council of Ministers to express the government's opinion on the nature of the budget and the total amount compared to last year, in light of the decline in revenues achieved during the current year .

Al-Kadhimi explained that the Ministry of Finance is preparing the final schedules for the budget law after receiving the government's response to the submitted comments. He noted that the draft 2025 budget law is expected to be referred to the House of Representatives early next month after its approval by the Council of Ministers .

The delay in approving the 2025 federal budget in Iraq threatens financial stability, service and development projects, the disbursement of salaries and benefits, and other repercussions that directly impact the daily lives of Iraqi families, according to observers .

Observers believe the budget has become a "political tool" during election seasons, used as a means of pressure and bargaining between blocs, without regard for the impact of these procrastinations, which have continued for more than half a year .

Legal experts also believe that delaying the disbursement of financial allocations stipulated in the budget law constitutes a form of administrative corruption and opens the way for lawsuits to be filed against entities obstructing the implementation of the law .  link

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Mot:  Naming da Boat Gets to be Crafty  

Mot:  . These Daze ~~~

“Bits and Pieces” in Dinarland 6-22-2025

Gold Telegraph: The World Continues to Get Very Unpredictable

6-21-2025

Africa is advancing non-dollar payment systems.

The PAPSS payment system is now live in 15 countries, including:

• Zambia
• Malawi
• Kenya
• Tunisia

This enables trade settlement in local currencies and connects 150 commercial banks.

BRICS nations have already traded over $1 trillion among themselves. Let that sink in. Now imagine how this trade will be settled as the world evolves.

A symbolic 200-denomination BRICS banknote unveiled in Russia. Interesting.

https://twitter.com/i/status/1936248950140366956

The world continues to get very unpredictable. Big moment right now.

In war, anyone claiming certainty is a fool. Conflict is raw chaos. It obeys no script and mocks predictions. Gold stands at the foundation of trust when the world descends into disorder.

I have been saying this repeatedly for the last week. Watch the Strait of Hormuz. Again, 26% of the world’s oil. Significant card.

Gold Telegraph:  The Strait of Hormuz moves 26% of the world’s oil. With everything going on today… Anyone watching energy markets should keep a close eye on this chokepoint.

Source(s):   https://x.com/GoldTelegraph_/status/1936120394865680777

https://dinarchronicles.com/2025/06/22/gold-telegraph-the-world-continues-to-get-very-unpredictable/

*************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   Mr. Sammy says that when July hits and the salaries are paid they're going to be paid only in cards and only the folks that us those cards are going to get paid...We think this will help to push the hordes of cash folks have in their homes... FRANK:  This is really sweet. This is really smart.  I have a feeling it's the United States Treasury that did this.

Mnt Goat   [Wednesday] was my usual call to Iraq...I was told...that if this Iranian issue can be resolved quickly, as within a couple weeks, they fully intend to move ahead with currency reform very quickly. The only solid reason holding it back now is Iran. They had wanted to conduct the process prior to any real aggression from Israel but would not get the go ahead from the U.S. to move forward. Remember Iraq needs the full support of the U.S. for the Project to Delete the Zeros because the next stage preceding it has to be the reinstatement...I was told and I quote “technically if all goes correctly and these nuclear sites do get destroyed, we can expect the currency reform process to move ahead very quickly”.

************

Record Lows in Consumer Confidence Signal the End of Fiat

Lynertte Zang:  6-22-2025

We're sitting at the lowest levels in consumer confidence ever, and that’s the last thread holding our fragile monetary system together.

 Inflation is rising, manufacturing is collapsing, and trust in fiat currency is declining. When confidence dies, the fiat follows.

Get gold and silver to protect you from the coming hyperinflationary event.

https://www.youtube.com/watch?v=86KaZlRY1vo

Seeds of Wisdom RV and Economic Updates Sunday Afternoon 6-22-25

Good Afternoon Dinar Recaps,

Texas Governor Greg Abbott Signs Strategic Bitcoin Reserve Bill Into Law

Texas becomes the first U.S. state to establish a publicly-funded, stand-alone Bitcoin reserve.

Texas Governor Greg Abbott has signed a groundbreaking piece of legislation into law, making Texas the third U.S. state to formally establish a strategic Bitcoin reserve, following in the footsteps of Arizona and New Hampshire.

However, Texas distinguishes itself by creating the first stand-alone, publicly funded Bitcoin reserve, independent of the state treasury. The newly enacted Senate Bill 21 (SB 21) assigns oversight of the reserve to the Texas Comptroller of Public Accounts, Glenn Hegar, rather than the state’s general financial administration.

“We can buy land, we can buy gold; I think the state of Texas should have the option of evaluating the best performing asset over the last 10 years,” — State Senator Charles Schwertner, bill author.

In tandem, House Bill 4488 (HB 4488) was also signed into law. This measure insulates the Bitcoin reserve—and other designated state funds—from the state treasury’s routine ‘fund-sweeps’ into general revenue. The law also guarantees the legal existence of the reserve, even if no Bitcoin is purchased before the 2026 fiscal deadline.

Strategic Investment on the Horizon

The Texas Blockchain Council expects the Lone Star State to commit significant capital to the fund. Its founder and president, Lee Bratcher, stated that the investment would likely reach tens of millions of dollars:

“While it sounds significant, it is a very modest amount for a state the size of Texas,”
— Lee Bratcher, Texas Blockchain Council.

Bratcher emphasized that all investment decisions—regarding how much Bitcoin to purchase and when—will be made solely by professionals at the Comptroller’s office, following standard institutional investment practices.

A Quiet but Symbolic Move

Notably, neither SB 21 nor HB 4488 were featured in the Governor’s official press release highlighting 16 “critical” new laws. Abbott signed a total of 334 bills on Saturday.

Despite its low-profile announcement, the legislation marks a strategic shift in the financial positioning of one of America’s largest and most economically influential states. Analysts say this could spark broader state-level crypto adoption and further legitimize Bitcoin as an emerging reserve asset.

@ Newshounds News™
Source: The Block   

~~~~~~~~~

BRICS to Launch New Investment Platform to Rival Western Financial Dominance

Putin and Xi propose alternative capital structure to counter U.S. dollar and IMF influence ahead of 17th BRICS Summit.

In a bold move to reshape global finance, Russia and China have jointly proposed the creation of a new BRICS investment platform aimed at strengthening member economies and challenging the Western-led financial system.

The proposal, introduced by Presidents Vladimir Putin and Xi Jinping ahead of the upcoming 17th BRICS summit in July, outlines a strategic realignment to support growth in the Global South, while deepening intra-BRICS cooperation.

New BRICS ‘Investment Platform’ — What’s the Vision?

The initiative focuses on boosting investment in technology, education, trade, and finance, creating a self-reliant financial ecosystem for BRICS members. Putin emphasized:

“We must multiply the volume of capital investment… Our countries need to step up cooperation in areas such as technology, education, trade, and finance.”

According to the Kremlin, the presidents shared updates in a bilateral phone conversation and signaled urgency in advancing the platform from concept to implementation.

Alternative to Western Institutions

This proposed platform would provide independent capital channels, enabling BRICS nations to reduce reliance on the US dollar and international financial institutions like the IMF.

Should the initiative gain consensus at the July summit, it would mark a major step toward monetary sovereignty for BRICS and possibly other emerging market economies.

The investment platform could also introduce new financing tools, including local currency issuance to support cross-border trade among developing and least-developed countries (LDCs). The mechanism would serve as a strategic counterbalance to dollar-based global trade.

A Financial Shift on the Horizon

Analysts say this platform, if successfully adopted, may catalyze a fundamental shift in global capital flows, giving BRICS nations a competitive alternative to the Western-dominated banking ecosystem.

As BRICS continues to expand its influence—both through de-dollarization and strategic alliances—this initiative could become a cornerstone of emerging market resilience in the decade ahead.

@ Newshounds News™
Source: Watcher.Guru   

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Scary Scenario in Strait of Hormuz Could Trigger Global Energy Crisis

Scary Scenario in Strait of Hormuz Could Trigger Global Energy Crisis

Liberty and Finance:  6-21-2025

As the Israel-Iran conflict continues to unfold, prominent financial and geopolitical analysts are closely scrutinizing the potential ramifications for the already volatile global energy market.

Doomberg, known for their sharp insights and often contrarian views, recently joined Liberty and Finance for a discussion where they painted a concerning picture, highlighting the significant risk of Iran closing the Strait of Hormuz and severely disrupting global oil supplies.

The Strait of Hormuz, a narrow waterway between Oman and Iran, is a critical chokepoint through which a substantial portion of the world’s oil passes.

A closure, even temporary, could send shockwaves through the energy market, leading to dramatic price spikes and potentially impacting global economic stability. Doomberg’s analysis raises serious concerns about the potential for such a scenario to unfold, particularly given the escalating tensions in the region.

Beyond the immediate energy crisis, Doomberg also delved into the underlying factors that contribute to the US’s recurring involvement in overseas conflicts. They explored the complex interplay of geopolitical interests, economic considerations, and political pressures that often lead to intervention, prompting a critical examination of American foreign policy.

The conversation also touched on the current state of the gold market. Doomberg offered their perspective on the precious metal’s performance, considering factors like inflation, interest rates, and geopolitical uncertainty. Understanding their stance on gold provides valuable insights for investors navigating the current economic landscape.

Finally, the discussion turned to Germany’s potential pivot back to nuclear energy. In the wake of the energy crisis exacerbated by the war in Ukraine, Germany is facing increasing pressure to reconsider its reliance on fossil fuels and renewable energy sources.

Doomberg weighed in on the feasibility and potential impact of a resurgence in nuclear power within the German energy mix.

To gain a comprehensive understanding of Doomberg’s perspectives on these crucial issues, viewers are encouraged to watch the full video interview on Liberty and Finance.

The insightful discussion provides a valuable framework for understanding the complex challenges facing the global energy market and the broader geopolitical landscape. The interview offers critical analysis for anyone seeking to navigate the uncertainties of the current world order.

https://youtu.be/Hxbdx2vktO0

News, Rumors and Opinions Sunday 6-22-2025

 Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Sun. 22 June 2025

Compiled Sun 22 June 2025 12:01 am EST by Judy Byington

Global Financial Crisis:

On Mon. 7 July 2025 THE VAULTS ARE OPENING …Gesara Nesara QFS on Telegram

Ancient financial instruments are (allegedly) surfacing — bearer bonds, gold certificates, Vatican-issued debt notes dating back to WWII. They were never meant to be seen again. Now they are evidence.

WHAT’S HAPPENING:
– Deep storage vaults in the Philippines, Indonesia, and Switzerland (allegedly) unsealed under military oversight
– Documents proving global war funding networks, central bank creation deals, and secret gold leasing agreements
– Archives linking monarchs, banking dynasties, and intelligence agencies to a hidden system of perpetual debt slavery

THIS IS THE TRUE RESET. The Quantum Financial System is not just digital. It is historical. It corrects centuries of engineered poverty and silent theft.

~~~~~~~~~~~~~~~~

Mon. 16 June 2025: Dinar & Dong Hit All-Time Highs on Forex! Huge News for Currency Holders! Iraqi dinar news today

Thurs. 19 June 2025: BREAKING: THE MONETARY RESET IS HERE — FEDERAL RESERVE ERA QUIETLY TERMINATED AS SOVEREIGN SYSTEM GOES LIVE (“Sovereign system” = a monetary system that belongs to the NATION, not to the banking cartel) – amg-news.com – American Media Group

Read full post here:  https://dinarchronicles.com/2025/06/22/restored-republic-via-a-gcr-update-as-of-june-22-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   Bank of New York (Bank of New York Mellon Corporation) story...Bank of New York has no retail branches...I went on their website...you just put your name and phone number and they contact you...The first person to contact me I had three conversations with him.  He was a certified financial planner, series 7, who called himself junior but he's very intelligent.  He did the interview process with me...I told him my wife is from Iraq...I told him we had an 'inheritance' coming in...As soon as they find out you're doing a speculative investment they shut you down...They asked, what are you looking for? I said I'm looking for a family front office situation services... [Post 1 of 2....stay tuned]

Frank26  They have tax services, trusts and foundations, legal services, tax advantages, trust brokers, investment brokers, all within there.  That was the 4th conversation.  We proceeded a couple weeks.  I didn't push them, just waited...I got an email from a managing director...BNY, they're considered the correspondence bank for the whole United States Treasury...They have 54 trillion under management...I asked if he was a fiduciary. He said yes but also a series 7 certified...You have to approach them with humility.  You can't come to them and say, 'I know the dinar or dong or whatever is happening' because legally you put them in legal jeopardy saying that...I encourage everybody please don't use "RV" and don't use "guru speak" they'll shut you down and put you on the blacklist.  Please do not do that.  Be humble and love them because they're trying to help us.   [Post 2 of 2]

************

FRANK26…6-21-25….ALOHA….,MORE BANK STORIES

https://www.youtube.com/watch?v=ARG6GMjl1-A

VND- Economists Deliver Good News Long Term

Edu Matrix:  6-21-2025

VND- Economists Deliver Good News Long Term #vnd Explore the intriguing world of the Vietnamese Dong (VND) and its relationship with the U.S. dollar in our latest video,

"Will the Vietnamese Dong Rise Against the Dollar?" Dive deep into Vietnam’s economic landscape, where controlled currency management meets significant growth potential.

Discover how factors like strong economic performance, foreign investment, and U.S. monetary policy impact the future of the VND. While immediate drastic changes aren’t expected, find out why analysts remain cautiously optimistic about the long-term appreciation of the dong.

Stay informed and make educated investment decisions as we break down what this means for the Vietnamese market.

https://www.youtube.com/watch?v=SiCG58V-sAk

Seeds of Wisdom RV and Economic Updates Sunday Morning 6-22-25

Good Morning Dinar Recaps,

XRP Ledger Sets Record with Over 5.1 Million Transactions — Network Signals Institutional Readiness

The XRP Ledger (XRPL) has recorded its most active day ever, surpassing 5.1 million transactions on June 15, with analysts citing the network’s stability, scalability, and increasing user participation as major indicators of institutional-grade performance.

Genuine Activity Drives Unprecedented Growth

Unlike some chains that inflate metrics with automated activity, the XRPL’s surge was reportedly driven by real user demand. According to blockchain analyst Ripple Van Winkle, the record-breaking day included a mix of NFT minting, asset transfers, and decentralized trading.

“No system delays, no spikes in fees — XRPL handled it flawlessly,”
Van Winkle said. “It’s a rare combination of performance and composure in volatile conditions.”

XRPL Shows Signs of Institutional-Scale Maturity

Observers say XRPL’s low transaction fees and smooth performance under pressure are clear signs the network is ready for institutional integration. The ability to maintain throughput and cost stability even during peak load is drawing comparisons to the invisible infrastructure of the internet.

“Institutions want boring reliability, not flashy experiments. XRPL is starting to look like the TCP/IP of crypto — invisible, stable, critical,”
Van Winkle added.

New data from RippleXity and Glassnode supports this narrative:

• Over 7.1 million wallets are now registered on the XRP Ledger.

• Wallets holding 1 million+ XRP have climbed above 2,700, a new record.

XRP Price Slips as Long-Term Investors Realize Profits

Despite the network’s momentum, XRP’s token price has declined, down nearly 15% this month and trading near $2.07, according to BeInCrypto.

Blockchain analytics firm Glassnode reports that long-term holders are realizing gains, with an average of $68.8 million in daily profits cashed out in early June. Many of these investors accumulated during XRP’s pre-rally phase in late 2024, when the asset surged to $3.36 in January 2025.

“XRP is still trading more than 3x above its pre-rally base from November 2024,”
Glassnode stated, noting some whales may be strategically exiting positions.

Analysts: Short-Term Weakness, Long-Term Promise

While current price action is under pressure, analysts believe this is a temporary consolidation, not a structural weakness. They point to strong network fundamentals, increasing developer activity, and growing traction in tokenized assets — including stablecoins like USDC and tokenized U.S. Treasuries launching on XRPL.

As utility grows and market rotation slows, XRP could be poised for another leg up once the profit-taking cycle winds down.

@ Newshounds News™
Source: BeInCrypto

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

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Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

The US Likely Has 8 Years—At Most—Before Crisis

The US Likely Has 8 Years—At Most—Before Crisis

Notes From the Field By James Hickman (Simon Black)  June 19, 2025

Yesterday afternoon the US government published its annual report stating plainly that America has eight years left before a major financial crisis.

This is not hyperbole. This is not conjecture. This is not some wild conspiracy theory.

In fact, eight years until a crisis is probably the BEST CASE SCENARIO unless Congress takes serious action soon.

That’s because the most critical trust fund in the Social Security system (called OAS, or “Old Age Survivors) will be fully depleted.

That’s precisely what it says in the 2025 Annual Report of the Board of Trustees of Social Security, signed by the US Secretary of Treasury just yesterday.

And once that OAS Trust Fund runs out of money, the report states that Social Security benefits will be immediately and permanently cut by at least 23%. And then the benefit cuts will likely become worse over time.

This will constitute a broken promise to 70+ million Americans who spent decades paying into a system that was supposed to be solvent by the time they retire.

Now, Social Security’s biggest trust fund running out of money in 2033 would be problematic enough.

But on top of that— by 2033, the total US national debt will be $52 TRILLION according to Congressional Budget Office (CBO) estimates. And the CBO notoriously underestimates deficits... so in all likelihood the national debt will be event greater.

$52 trillion is so large that the government could easily be spending 40% of all tax revenue just to pay interest on the national debt.

Think about that. Not on defense. Not on infrastructure. Not even on the bloated entitlement programs Washington refuses to reform. Just interest.

These two things together— a massive annual interest bill combined with Social Security’s insolvency— will likely combine to a gargantuan fiscal crisis in the US. It’s eight years away.

Amazingly, politicians are not concerned. There is very little will to cut federal spending, or make necessary reforms that would allow Social Security to continue operating.

Foreign governments and central banks, on the other hand, clearly understand this problem.

They see how difficult it will be for the US to pay its debts in the not-so-distant future. And that’s why so many foreign institutions are dumping their US dollars and US government bonds.

In other words, foreigners are losing confidence in the US government, so they’re cashing out.

One of the biggest beneficiaries of this trend has been gold; we’ve been talking about this for a couple of years— as foreign governments and central banks dump their US dollars, they have been buying up record amounts of gold bullion.

This isn’t some ideological crusade—it’s a rational move for foreign governments and central banks; gold is liquid, fungible (i.e. standardized), globally recognized, and the market can absorb massive capital flows— hundreds of billions of dollars or more.

This is how they diversify to protect themselves from what will likely happen down the road in the US. You can do the same.

We have pointed out many times, however, that foreign governments and central banks buy gold. They do not buy gold companies.

This key difference has created a major disconnect between the price of gold (which is near a record high) and the valuations of gold companies (many of which are laughably cheap).

We have been writing about this trend for nearly two years, during which time the portfolio of gold companies (and other real asset businesses) has performed exceptionally well.

In our 4th Pillar investment research service, we pinpointed companies with world-class assets, great management, strong balance sheets, and dirt-cheap valuations. Then we shared them with subscribers.

The results speak for themselves:

• One of our top picks is up 153% in just three months.

• Another surged 146% over the past eleven months.

• Two more have gained 133% and 51% respectively in just a few months.

• Most other companies have delivered steady gains of “only” 27–34%.

For the sake of transparency we’ve had precisely ONE precious metals related company go the other way—it’s down 27%. But the fundamentals are solid, and with key catalysts on the horizon, we see it as even more undervalued now.

And in our most recent issue, we spotlighted a profitable gold company trading for less than the cash on its balance sheet.

Talk about limited downside—you could buy the whole company, get all your money back in cash, and still own a cash-flowing gold business for free.

We are exceptionally proud of this research and the returns that we deliver to our subscribers. 

To your freedom,   James Hickman  Co-Founder, Schiff Sovereign LLC

TO READ MORE:  https://www.schiffsovereign.com/trends/153000-153000/?inf_contact_key=99400b39c62a352aa0525390c1c5b04ee0f86069758a2429ff9291df2b7d96e2