Seeds of Wisdom RV and Economics Updates Tuesday Afternoon 7-21-26

Good Afternoon Dinar Recaps,

Washington Advances CLARITY Act as U.S. Moves Toward a Clear Digital Asset Framework

Bipartisan Senate action marks a significant step toward establishing long-awaited rules for digital assets, strengthening the foundation for institutional adoption and future financial innovation.

Overview

• The U.S. Senate Banking Committee approved the CLARITY Act with bipartisan support, advancing one of the most significant digital asset regulatory bills in years.

• The legislation would divide oversight between the SEC and CFTC, providing clearer regulatory authority over cryptocurrencies and digital assets.

• Greater regulatory certainty could encourage broader institutional participation while supporting the continued modernization of the U.S. financial system.

Key Developments

1. Senate Banking Committee Advances the CLARITY Act

The Senate Banking Committee approved the Digital Asset Market Clarity (CLARITY) Act by a bipartisan 15–9 vote, representing one of the strongest congressional efforts yet to establish a comprehensive regulatory framework for digital assets.

If enacted, the legislation would provide long-awaited legal certainty for cryptocurrency markets that have operated under overlapping regulatory interpretations for years.

2. SEC and CFTC Responsibilities Become More Clearly Defined

A central feature of the legislation is the creation of a clear division of regulatory authority between the nation's two primary financial regulators.

Under the proposal:

• The Commodity Futures Trading Commission (CFTC) would oversee digital assets classified as commodities.

• The Securities and Exchange Commission (SEC) would retain jurisdiction over digital assets determined to be securities.

Supporters argue that clearly defining these responsibilities would reduce regulatory uncertainty while encouraging innovation and investment.

3. Digital Asset Industry Continues to Mature

The legislation also includes provisions addressing market oversight, decentralized finance (DeFi), investor protections, sanctions compliance, and public official disclosure requirements.

Separate legislation covering stablecoins continues to move through Congress, while lawmakers are also considering tax reforms affecting cryptocurrency mining and staking.

Together, these efforts represent one of the most comprehensive attempts yet to modernize U.S. digital asset regulation.

4. Institutional Adoption Could Accelerate

Markets responded positively following committee approval, with Bitcoin rising above $82,000 before settling lower.

Many institutional investors have cited regulatory uncertainty as one of the primary barriers to expanding digital asset exposure. A clearer legal framework could encourage additional participation from banks, investment firms, payment companies, and financial institutions.

Why It Matters

The CLARITY Act represents an important milestone in the ongoing evolution of the U.S. financial system. Rather than determining whether digital assets should exist, policymakers are increasingly focused on how they will operate within the existing regulatory framework.

Clear rules may help reduce uncertainty while supporting innovation, investment, and broader integration between traditional finance and blockchain-based financial infrastructure.

Why It Matters to Foreign Currency Holders

For foreign currency holders, the legislation reflects continued modernization of the global financial system rather than an immediate change in currency values. As digital asset regulations become more standardized, blockchain-based payment systems, tokenized assets, and regulated stablecoins could play a larger role in international finance and cross-border transactions.

Implications for the Global Reset

• Pillar 2: Trade

Clear digital asset regulations could improve the efficiency of cross-border payments and international financial transactions, supporting the continued evolution of global commerce.

• Pillar 4: Technology

The CLARITY Act strengthens the regulatory foundation for digital assets, blockchain infrastructure, tokenization, and future financial innovation, helping integrate emerging technologies into the broader financial system.

Future Outlook

The CLARITY Act now advances toward additional consideration in the Senate, where lawmakers will continue debating issues surrounding decentralized finance, stablecoins, taxation, and market oversight.

If ultimately enacted, the legislation would establish one of the most comprehensive regulatory frameworks for digital assets in the United States, potentially encouraging greater institutional investment while providing clearer rules for market participants. Combined with recent stablecoin legislation and ongoing tokenization initiatives, the bill signals continued movement toward a more digitally integrated financial system.

This is not simply about cryptocurrency regulation—it reflects the broader transformation of the global financial system as governments establish the legal framework for digital assets, tokenized finance, and the next generation of international markets.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Crypto Briefing — Washington moves toward clearer rulebook for digital assets

• U.S. Senate Committee on Banking, Housing, and Urban Affairs — Committee actions and legislation on digital asset market structure

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Iraq Economic News and Points To Ponder Tuesday Afternoon 7-21-26

Hormuz Tensions Push India To Cancel Iraqi Oil Cargoes

2026-07-21 08:38   Shafaq News- Baghdad   State-owned Indian Oil Corp. on Tuesday canceled plans to load two million barrels of Iraqi crude from the Basra terminal onto the crude carrier (VLCC) Lila Jamnagar around July 23 because of security concerns in the Strait of Hormuz.

Quoting three sources, Reuters said another state-run refiner, Mangalore Refinery and Petrochemicals Ltd. (MRPL), also deferred loading an Iraqi oil cargo aboard the Indian-flagged tanker Desh Gaurav.

New Delhi has advised shipowners, vessel operators, and crewing companies not to deploy Indian seafarers aboard ships transiting Hormuz following the resumption of hostilities in the region.

During the first round of fighting between the US and Iran, from Feb. 28 to April 8, India slashed crude oil imports from Iraq by about 84% after disruptions in the Strait of Hormuz hit shipping.

https://www.shafaq.com/en/Economy/Hormuz-tensions-push-India-to-cancel-Iraqi-oil-cargoes

Chinese Exports To Iraq Fall 42% In H1 2026

2026-07-21 05:05   Shafaq News- Baghdad   Chinese exports to Iraq totaled $5.18 billion in the first half of 2026, down 41.7% from $8.89 billion in the same period last year, according to a report released on Tuesday by the Iraq Future Foundation for Economic Studies and Consultancy.

The report showed lower imports of air conditioners, consumer electronics and mobile phones, which had previously ranked among Iraq's leading imports from China.

Manar Al-Obaidi, head of the foundation, attributed the decline to higher customs tariffs on those products, which he said had risen to 33%, as well as supply-chain disruptions and shipping delays linked to instability in the Strait of Hormuz.

In contrast, imports of Chinese vehicles increased to $275 million in the first half of 2026 from $243 million a year earlier.

https://www.shafaq.com/en/Economy/Chinese-exports-to-Iraq-fall-42-in-H1-2026

Gold Edges Higher On Iran Ceasefire Proposal

2026-07-21 02:23   Shafaq News   Gold prices rose more than 1% on Tuesday as investors weighed ‌diplomatic efforts to ease the U.S.-Iran conflict, which could temper oil-driven inflation risks and influence the U.S. Federal Reserve's interest rate path.

Spot gold rose 1.2% to $4,054.24 per ounce as of ​0529 GMT. U.S. gold futures for August delivery were up 1.1% at $4,059.10.

"It ​looks like gold is trying to find a base somewhere around ⁠this ($4,000) level and is going to try to re-engage the upside from there," ​said Ilya Spivak, head of global macro at Tastylive.

"These headlines from the Middle ​East seem to have some degree of knock-on, though it is increasingly only being paid attention to in a passing kind of way."

Oil prices softened on Tuesday, with markets weighing reports ​of mediation efforts between the U.S. and Iran against an exchange of fresh ​attacks between the two and threats of a naval blockade of Saudi Arabia by Yemen's Houthis.

A senior ‌Iranian ⁠official told Reuters on Monday that Tehran had received a proposal from mediators for a 10-day ceasefire in efforts to salvage the interim deal, intended to pave the way to a lasting agreement to end the war.

The recent escalation in the ​conflict drove oil prices ​to more than ⁠a one-month high on Monday, with a growing chorus of U.S. policymakers arguing interest rates may need to rise to beat back ​persistent inflation.

High interest rates increase the opportunity cost of holding ​non-yielding bullion.

While ⁠the Federal Reserve is widely expected to keep interest rates unchanged at next week's meeting, traders are currently pricing a 64% chance of a rate hike in September, ⁠according ​to the CME FedWatch Tool. FEDWATCH

Spot silver gained 2.8% ​to $57.99 per ounce, platinum was up 1% at $1,610.06 and palladium rose 1.2% to $1,267.68.   (Reuters)

https://www.shafaq.com/en/Economy/Gold-edges-higher-on-Iran-ceasefire-proposal

Iraq Stock Exchange Logs $290M+ In Trading In H1 2026

2026-07-21 07:38  Shafaq News- Baghdad  The Iraq Stock Exchange (ISX) on Tuesday recorded trading worth 390.35 billion Iraqi dinars ($296.67M) during the first half of 2026, with 389.46 billion shares changing hands across 112 sessions.

Shares in 90 of the exchange’s 120 listed companies were traded through 119,375 transactions carried out by 37 brokerage firms using the electronic trading system.

The ISX60 index ended the first half at 1,019.39 points, marking a 5.56% increase from a year earlier, while the ISX15 finished at 1,273.79 points, up 16.52% over the same period.

Twenty-two listed companies saw no trading activity, while eight others remained suspended throughout the period.

https://www.shafaq.com/en/Economy/Iraq-Stock-Exchange-logs-290M-in-trading-in-H1-2026

China Delivers First Batch To Iraq's Maritime Fleet

2026-07-21 09:45  Shafaq News- Basra  Iraq's General Company for Maritime Transport, based in Basra, took preliminary delivery of 15 modern marine boats and three passenger ferries, the company's director said on Tuesday.

According to Ahmad Jassem, the new ferries will operate passenger routes between Iraq and Gulf countries, helping boost travel, trade, and tourism while opening new opportunities for regional cooperation in maritime transport.

https://www.shafaq.com/en/Economy/China-delivers-first-batch-to-Iraq-s-maritime-fleet

Rice Leads India's $545M Exports To Iraq In Q1

2026-07-21 13:25   Shafaq News- Baghdad  India exported goods worth $545 million to Iraq during the first quarter of 2026, India's Directorate General of Commercial Intelligence and Statistics said on Tuesday.

Data showed that rice topped India's exports to Iraq at $169 million, followed by frozen beef at $60 million and petroleum oils and related products at $50 million. Other major exports included bananas worth $46 million, pharmaceuticals at $25 million, large-diameter steel pipes at $20 million, ceramic tiles at $16 million, and tea at $13 million.

The directorate also reported that sunflower seed oil shipments reached $6.1 million, while exports of passenger vehicles totaled $5.9 million during the same period.

According to InfoFlix data in January, Iraq ranked as India's seventh-largest trading partner, with bilateral trade totaling $33.3 billion.

https://www.shafaq.com/en/Economy/Rice-leads-India-s-545M-exports-to-Iraq-in-Q1

What Happens to Your Debt in a RESET?

What Happens to Your Debt in a RESET?

Taylor Kenny:  7-21-2026

Most people assume their mortgage, retirement account, and financial contracts will work exactly the way they do today. ITM Trading Senior Analyst Keely Caul says that's a dangerous assumption.

Drawing on years in banking, finance, and loan auditing, she joins Taylor Kenney to expose the hidden clauses most people never read, explain how the rules have changed during past financial crises, and reveal why understanding what you actually own could matter far more than most people realize.

CHAPTERS:

00:00 What a Monetary Reset Really Means

03:07 The Monetary Reset Has Already Begun

06:18 Digital Money, Surveillance, and Control

09:08 Will Your Debt Disappear in a Reset?

11:04 What Did You Actually Sign?

14:07 Mortgage Default and Acceleration Clauses

17:28 What Keely Saw Before the 2008 Crisis

31:15 Should You Pay Off All Your Debt?

33:37 Argentina’s Mortgage Reset Warning

43:09 Gold vs. Silver During a Monetary Crisis

48:47 What Happens When Banks Fail?

50:28 How to Prepare for a Monetary Reset

https://www.youtube.com/watch?v=pjlmcqWTPPg

Coffee with MarkZ. Tuesday 07/21/2026

Coffee with MarkZ. Tuesday 07/21/2026

MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions

MZ:  The US is pushing Iraq to finish reforms….joined by Dr. Jay Caprietta

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

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THANK YOU FOR JOINING.  HAVE A BLESSED DAY.  SEE YOU IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!   FOR UPDATES ON MARK’S PODCAST GO TO: https://t.me/+b3hYhYlhKM1hYzcx

Youtube:    https://www.youtube.com/watch?v=U4x4eCTnpnE

News, Rumors and Opinions Tuesday 7-21-2026

Ariel: The Iraqi Dinar Stability Architecture

7-21-2026

The Iraqi Dinar Stability Architecture: Moving To A Market Economy

We Have Some Major Points To Cover Today

The Central Bank of Iraq under Governor Nizar Nasser Hussein has locked the operational conditions for a controlled upward shift in dinar value. Strengthened monetary defenses plus phased restoration of correspondent banking access equal the precise dual mechanism required.

Stability buys the CBI time and reserves firepower. Expanded rails (non-USD first, then full dollar clearing) inject real foreign capital and trade volume that generate organic demand for IQD.

This is not abstract theory. This is the live engineering now in motion following the July 2026 US Treasury framework and the multi-phase banking reform completed under Oliver Wyman and Ernst & Young guidance. Let’s go deeper into this reform phase.

Let’s Discuss How They Are Shaping The Reforms

Phase 1 completion: All 60+ private banks completed the forced choice comply (raise capital to 400 billion IQD minimum), merge, or exit. Only a handful exited. Majority are in compliance or merger tracks. Oliver Wyman handled private-bank side; Ernst & Young handled public-bank restructuring. Capital raise from previous 250 billion IQD floor is live.

Phase 2 acceleration (July 2026 live): AML/CFT frameworks, governance upgrades, risk management, and digital audit trails. Cashless mandate for government institutions took full effect early July 2026. Electronic payment card spending limits raised for registered companies. Joint CBI–Federal Integrity Commission AML unit activated 2 July 2026 with real-time data exchange specifically to choke dollar smuggling channels.

Read Full Article:
https://www.patreon.com/Prolotario1/posts/iraqi-dinar-to-164381262

https://dinarchronicles.com/2026/07/20/prolotario-the-iraqi-dinar-stability-architecture/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Jeff   The news is phenomenal.  What all the news boiled down to was positioning of the money.  That's why Iraq put such a massive emphasis on signings MOU's, oil revenue, all that.  They needed the money to move forward.  That's what they did.  Now that the money is positioned they can now move forward on completing their cabinet, changing the rate and launching the economy, getting back on the world stage.  Everything can happen now.

Stephen   Summarizing al-Zaidi's visit to Washington last week...It was a much more eye opening week than I think anyone anticipated.  I thought it was going to be more ceremonial, him and President Trump in the Oval Office taking some questions and that was essentially going to be what we were going to see...  So much was communicated to the public.  We heard about a bunch of deals...He was getting stuff done.   Article:  "Iraq and America sign the largest economic agreement in history"  How amazing is that? ...I can tell you for certain, Iraq...got 100 years worth of progress wrapped up in one week.  I'm not exaggerating.  That is the truth...This propelled Iraq into the next stratosphere...

Mnt Goat  I want to caution many on a lot of the negativity now about this investment. We must remember we haven’t waited 23 years to sell our dinar now...First, we don’t control the reinstatement.  Second, we all should know by now that the Iraqi dinar is being artificially suppressed and its real value, if it were to be restated to FOREX today, would be/should be much higher than 1/6 of a penny. Third...there are elements that do not want Iraq to flourish. Instead it has become a situation of massive corruption...Forth, we must follow the news from Iraq and if we do we can see that a new Iraq is on the horizon... I believe we are closer than ever for the dinar to get reinstated...

Iraqi Dinar Update: Why Iraq Wants a Stronger Currency

Edu Matrix:  7-21-2026

https://www.youtube.com/watch?v=mxqzltgenz0

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Private Credit a “SLOW MOTION TRAIN WRECK” – Chris Whalen Warns of Housing Crash & 2028 Reset

Daniela Ccambone:  7-21-2026

“We have zombie private credit funds, private equity funds today." Investment banker Chris Whalen warns of a "slow motion train wreck" in private credit and a brewing housing crisis.

https://www.youtube.com/watch?v=gQ00DIjY6MM

Seeds of Wisdom RV and Economics Updates Tuesday Morning 7-21-26

Good Morning Dinar Recaps,

International Financial Institutions Coordinate Response as Middle East Crisis Reshapes Global Economy

The IMF, World Bank, WTO, and International Energy Agency strengthen cooperation to address growing risks to energy security, global trade, and financial stability.

Overview

• The world's leading financial and economic institutions have increased coordination in response to the ongoing Middle East conflict and its impact on global markets.

• Energy security, trade flows, and supply chain resilience have become top international priorities as disruptions continue around the Strait of Hormuz.

• The coordinated response highlights how geopolitical crises are increasingly driving global financial policy and international economic cooperation.

Key Developments

1. International Institutions Increase Economic Coordination

The International Monetary Fund (IMF), World Bank, World Trade Organization (WTO), and International Energy Agency (IEA) have strengthened coordination as governments work to reduce the economic impact of continued instability in the Middle East.

Officials emphasized the importance of maintaining open trade routes, supporting energy security, and preserving financial stability as global markets continue to respond to geopolitical developments.

2. Energy Security Becomes a Global Economic Priority

With continued uncertainty surrounding the Strait of Hormuz, international organizations are closely monitoring the potential effects on oil supplies, inflation, and economic growth.

The institutions stressed that stable energy markets remain essential to supporting global recovery, protecting supply chains, and minimizing disruptions to international commerce.

3. Trade and Supply Chains Remain Under Pressure

The coordinated effort also focuses on protecting global trade flows from prolonged disruptions. Shipping delays, higher transportation costs, and increased insurance premiums have already placed additional pressure on businesses and consumers worldwide.

International policymakers continue working with governments to improve supply-chain resilience while encouraging cooperation that reduces economic uncertainty.

4. Financial Stability Remains the Primary Objective

Central banks and international financial institutions recognize that prolonged geopolitical instability can influence inflation, interest-rate expectations, investment flows, and currency markets.

By coordinating policy discussions and sharing market analysis, these organizations hope to reduce uncertainty and strengthen confidence across the global financial system.

Why It Matters

The growing coordination among the world's largest financial institutions demonstrates that geopolitical events are no longer viewed solely as security issues—they have become major economic and financial concerns. Energy markets, trade routes, and supply chains now play a central role in shaping monetary policy, investment decisions, and global economic stability.

Why It Matters to Foreign Currency Holders

Foreign currency holders should recognize that coordinated action by the IMF, World Bank, WTO, and IEA reflects a broader effort to stabilize the international financial system during periods of geopolitical stress. Policies affecting energy prices, inflation, global trade, and capital flows can ultimately influence exchange rates and long-term currency valuations.

Implications for the Global Reset

• Pillar 2: Trade

International organizations are prioritizing the protection of global trade routes and supply chains, recognizing that disruptions to strategic shipping corridors can quickly ripple through the world economy.

• Pillar 5: Energy

The continued focus on energy security highlights the growing importance of reliable energy supplies as a foundation for economic growth, inflation management, and financial stability.

Future Outlook

International institutions are expected to continue coordinating with governments and central banks as the Middle East situation evolves. Markets will closely monitor developments surrounding the Strait of Hormuz, global energy supplies, and diplomatic efforts that could reduce geopolitical risk.

Should tensions ease, global trade and energy markets could stabilize, helping reduce inflationary pressures. However, prolonged disruptions would likely reinforce the need for continued international coordination and could accelerate efforts to diversify supply chains and strengthen economic resilience.

This is not simply about managing a regional conflict—it reflects the broader transformation of the global financial system as governments and international institutions increasingly coordinate responses to protect trade, energy security, and long-term economic stability.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• World Trade Organization — WTO Director-General statement on cooperation addressing global trade and economic impacts

• International Monetary Fund — IMF News and Statements on the global economy and financial stability

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🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Our mission here is different:   • No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.    Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

~~~~~~~~~~

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Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Tuesday Morning 7-21-26

The Shiite Political Bloc Can No Longer Accommodate Everyone.

A leader told One News: "The 'Coordination Framework' is heading towards a harsh restructuring, reducing its seats to 5 and excluding prominent forces."    

latest news   Tuesday,  July 21, 2026   Baghdad - One News -   Leading political sources in Baghdad revealed to One News that intense and unprecedented activity is underway within the corridors of the ruling Shiite "Coordination Framework" in Iraq, aimed at a radical restructuring of its leadership.

Discussions behind the scenes are leaning towards reducing the coalition's leadership body to just five seats, a preemptive move by influential forces seeking to expedite decision-making and avert the internal deadlock and paralysis that now threatens the framework's cohesion.  

According to exclusive information obtained by “One News” from a leading source who requested anonymity, the proposed restructuring plan includes excluding five prominent figures from the decision-making circle within the coalition: Ahmed al-Asadi, Abu Alaa al-Walai, Shibl al-Zaidi, along with former Prime Minister Haider al-Abadi, and the head of the Supreme Islamic Council, Humam Hamoudi.  

The source linked the inclusion of al-Asadi and al-Zaydi’s names on the list of those excluded to indications of prosecutions and files related to suspicions of financial and administrative corruption that some of them or their relatives have recently faced, while the exclusion of al-Abadi, Hammoudi, and al-Walai comes as part of the process of “re-engineering the difficult balances” within the Shiite alliance, with the aim of forming a smaller, more harmonious, and more maneuverable decision-making circle.  

This potential organizational shake-up comes as an extension of a silent crisis that has been plaguing the “coordination framework” for months, the pace of which has noticeably increased following the formation of Prime Minister Ali al-Zidi’s government and the vote on its cabinet, as resentment prevailed among several parties who felt that they had been excluded or had not received their “electoral and executive entitlement” from ministerial portfolios and independent bodies.  

But the deeper dimensions of this anticipated transformation lie in the widening rift between the "traditional" political forces and those with armed factional wings. According to the leading source, the armed wings within the framework are now facing a real dilemma in consolidating their official influence within the state structure, due to a strict, albeit undeclared, "American veto" that obstructs the assignment of any sensitive executive or ministerial positions to figures associated with the factions.

This has, consequently, led to a decline in their representation and influence, prompting other parties to move towards limiting their presence in the framework's political decision-making center.  

These restructuring efforts reflect serious concerns among key figures in the Shiite alliance about entering a "highly complex and dangerous political phase."

Prominent leaders believe this phase could impose harsh scenarios on the entire Iraqi political landscape and jeopardize the continuity of the current "coordination framework" unless internal divisions are addressed and a unified discourse is established.   https://1news-iq.net/البيت-الشيعي-لم-يعد-يتسع-للجميع-قيادي/

Al-Mada: Al-Zaidi Intends To Request Iranian Support For The Transfer Of Ballistic Missiles And To Finalize Iraq's Weapons File Before The End Of September

latest news Tuesday, July 21, 2026   Baghdad - One News - 7/21/2026   Al-Mada newspaper reported that Prime Minister Ali Faleh al-Zaidi, five days after his visit to Washington, is preparing to head to Tehran on July 23, in a visit that will test the government’s ability to implement the pledges he brought from the American capital.  

She indicated that during his visit to Iran, Al-Zaydi will ask Tehran to exert pressure on the armed factions to release what the sources described as the “ballistic card,” and to hand over the missiles in their possession before September 30, which is the date set by the government to end the issue of weapons outside the state's control.  

According to the newspaper, the meetings in Tehran will focus primarily on the groups that government circles describe as “rebels,” who refuse to disarm, noting that estimates suggest they possess hundreds of drones, in addition to at least eight ballistic missiles that they obtained from Iran and refuse to hand over.     https://1news-iq.net/المدى-الزيدي-يعتزم-طلب-دعم-إيراني-لتسل/

Oil Retreats On Mediation Hopes

2026-07-21 01:28   Shafaq News  Oil prices softened on Tuesday, with markets weighing reports of mediation efforts between the ‌U.S. and Iran against an exchange of fresh attacks between the two and threats of a naval blockade of Saudi Arabia by Yemen's Houthis.

Brent crude futures eased 78 cents, or 0.9%, to $88.44 per barrel by 0415 GMT. U.S. West Texas Intermediate crude was down 73 cents, ​or 0.9%, to $82.50 per barrel, while the more active contract for September delivery slipped 41 cents, or ​0.5%, to $82.07 a barrel.

"There's some hope of de-escalation between the U.S. and Iran. ⁠Reports are that mediators are proposing a 10-day ceasefire, which could put the Memorandum of Understanding (MoU) back ​on track," ING analysts said in a note, referring to the June interim deal.

However, this won't be easy ​as major differences remain between Washington and Tehran, while Trump has warned of retaliation after several U.S. troops were killed, ING added.

A senior Iranian official told Reuters Tehran had received a proposal from mediators for a 10-day ceasefire in efforts to ​salvage the deal signed on June 17, intended to pave the way for a lasting agreement to ​end the war that began on February 28 with U.S.-Israeli attacks on Iran.

The diplomatic push followed another night of U.S. ‌strikes on ⁠Iranian cities and attacks by Iran's Revolutionary Guards on U.S. military assets across the region. Later on Monday, U.S. Central Command said it had begun another round of strikes on Iran.

A tanker in the Strait of Hormuz reported being struck by an unknown projectile, forcing its crew to abandon ship and board a lifeboat, the United ​Kingdom Maritime Trade Operations agency ​said on Tuesday. Vessel ⁠crossings via the strait also dropped further amid growing caution following fresh attacks between the U.S. and Iran.

Additionally, Yemen's Iran-aligned Houthis said on Monday they would impose a naval ​blockade on Saudi Arabia, opening a potential new front against the U.S. in ​its war ⁠on Iran and raising the threat to global energy supplies and trade beyond the Gulf.

"The threats of a naval blockade on Saudi Arabia by the Houthis are significant because they raise the risk of disruption to another major ⁠oil ​exporter," said Tim Waterer, chief market analyst at KCM Trade.

Meanwhile, U.S. crude ​oil stockpiles were expected to have fallen last week alongside gasoline, while distillate stocks likely rose, a preliminary Reuters poll showed on ​Monday.  (Reuters)

https://www.shafaq.com/en/Economy/Oil-retreats-on-mediation-hopes

Dollar Drops In Baghdad And Erbil

2026-07-21 04:04   Shafaq News- Baghdad/ Erbil  The US dollar opened Tuesday's trading lower in Iraq, hovering around 150,000 dinars per 100 dollars in Baghdad and Erbil.

According to Shafaq News market survey, the dollar traded in Baghdad's Al-Kifah and Al-Harithiya exchanges at 149,600 dinars per 100 dollars, down from Monday's 150,800 dinars.

In the Iraqi capital, exchange shops sold the dollar at 150,000 dinars and bought it at 149,000 dinars.

In Erbil, selling prices stood at 150,050 dinars and buying prices at 149,900 dinars.

https://www.shafaq.com/en/Economy/Dollar-drops-in-Baghdad-and-Erbil-2

Tuesday Iraq News Posted by Tishwash at TNT 7-21-2026

TNT:

Tishwash:  Al-Baldawi: The stability of Iraq and the region depends on the withdrawal of US forces.

MP Mohammed al-Baldawi affirmed on Monday that stability in Iraq and the region will not be achieved while US forces remain present, calling for their complete withdrawal.

Al-Baldawi told the Information Agency, "Achieving security and political stability in Iraq and the region is contingent upon the withdrawal of US forces, as their presence is one of the primary causes of continued tension and crises."

He added, "Iraq possesses the security and military capabilities to protect its territory and sovereignty, and there is no need for any foreign forces to remain on its soil."

Al-Baldawi stressed "the necessity of respecting Iraq's sovereignty and implementing the resolutions calling for the end of the US military presence."  link

Tishwash:  The framework supports the results of Al-Zaidi's visit to Washington and affirms: There is no protection for the corrupt.

The Coordination Framework announced on Monday its full support for the results of the official visit made by Prime Minister Ali al-Zaidi to the United States, stressing that it will not provide any political cover for those involved in corruption cases .

The media office of the Coordination Framework stated in a statement received by Al-Sa’a Network that “the Framework held its meeting in Nouri al-Maliki’s office, in the presence of Prime Minister Ali al-Zidi and the leaders of the Framework, where the attendees listened to a detailed presentation given by al-Zidi regarding the results of his recent official visit to the United States, the meetings he held with American officials, and the understandings and agreements that resulted from the visit in a number of sectors that serve the higher interests of Iraq .”

The statement added that "the framework expressed its support for the results of the visit, and its support for the government in implementing the agreements and understandings that were reached, in a way that enhances Iraq's international standing, preserves its sovereignty and independence of national decision, contributes to developing its economic and security capabilities, attracts investments, achieves sustainable development, and provides job opportunities for citizens ."

He explained that "the framework discussed the government measures taken in the field of combating corruption," stressing "its continued full support for the government, the judiciary and the Integrity Commission in pursuing corruption, protecting public funds, recovering looted funds and holding those involved accountable in accordance with the law ."

He stressed that "the framework will not provide political cover for anyone proven by the competent judicial authorities to be involved in corruption cases," emphasizing "the importance of adhering to legal and judicial contexts, and including all those involved, regardless of their affiliation, to ensure the integrity of the anti-corruption campaign ."

The statement continued, "The framework discussed the overall situation in the country, ways to enhance political and security stability, improve the level of services, and address economic and social challenges, in order to meet the aspirations of citizens link

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Tishwash:  Borrowing bill to replace Iraq’s 2026 budget

A new borrowing, grants, and subsidies bill is set to serve in place of Iraq’s 2026 federal budget after the Parliamentary Finance Committee approved referring it to Parliament, committee chairman Uday Awad told Shafaq News on Monday.

Awad said the committee reviewed the bill with Finance Minister Faleh Al-Sari before voting by majority to place it on the agenda of upcoming parliamentary sessions.

The draft allows domestic and foreign borrowing without setting a specific amount or financial ceiling, grants individual ministers defined spending powers, and gives the Council of Ministers additional authority under the law.

The government began preparing the 2027 budget after two years without an enforceable federal budget. Although Iraq enacted a three-year budget law covering 2023, 2024, and 2025 under former Prime Minister Mohammed Shia Al-Sudani, Parliament failed to approve the 2025 spending schedules before the fiscal year ended, preventing implementation of that year's budget. No budget law was passed for 2026.  link

Tishwash:  Finance Minister: Financial allocations for local governments will be released in the coming days.

Finance Minister Faleh al-Sari stated on Monday that the financial allocations for local governments will be released in the coming days.

The Minister of Finance explained during a parliamentary oversight hearing to discuss security and service plans for the Arbaeen pilgrimage that "the financial situation is facing challenges as a result of declining oil revenues."

He confirmed that "a schedule of the needs of the governorates concerned with the visit has been sent to the First Deputy Speaker of Parliament and the Parliamentary Committee," pledging "to release the financial allocations to the local governments in the coming days according to the available resources."  link

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Tishwash:  Parliamentary Finance Committee: The value of the dollar will decrease further.

 Confirmed Finance Committee Parliamentarians said on Monday that the value of the dollar will decrease further.

The committee chairman said Ady Awad for Alsumaria News“ Lifting sanctions on a number of banks will affect the price of the dollar, its flow, and the parallel market,” he said, adding that “this measure will serve the Iraqi market.”

  He added that "this will reduce the value of the dollar," noting that "we will host the Central Bank Governor in the committee to clarify the vision and mechanisms he will adopt regarding this matter."

He stated that "banks will resume dealing in dollars."

Regarding the budget, he explained Awad"The government has begun preparing the 2027 budget, which will reach parliament in October," he noted, adding that "the budget will be approved before the end of the year."

 The Parliamentary Finance Committee confirmed on Monday that the value of the dollar will decrease further.

Committee Chairman Uday Awad stated in a statement reported by Mawazin News that "lifting sanctions on a number of banks will affect the dollar's price, its flow, and the parallel market," explaining that "this measure will benefit the Iraqi market."

He added that "this will reduce the dollar's value," noting that "we will host the Central Bank Governor in the committee to clarify the vision and mechanisms he will adopt regarding this matter."

He mentioned that "banks will resume dealing in dollars."

Regarding the budget, Awad indicated that "the government has begun preparing the 2027 budget, which will reach Parliament in October," pointing out that "the budget will be approved before the end of the year."  link

FRANK26…7-20-26….3.66% (Bank Stories)

KTFA

Monday Night Video

FRANK26…7-20-26….3.66%

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Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=mTbHtXYVyg8

Iraq Economic News and Points To Ponder Monday Evening 7-20-26

$18B+ Spent On 2025 Iraqi Public Construction

2026-07-20 05:19    Shafaq News- Baghdad   Iraq awarded 2,279 public-sector building and construction contracts worth 24.163 trillion Iraqi dinars ($18.45B) in 2025, with Baghdad accounting for the largest share of projects, the Commission of Statistics and GIS reported on Monday.   Baghdad led all provinces with 416 contracts valued at 4.753 trillion dinars ($3.63B), representing 18.2% of all public construction contracts awarded during the year.

Diyala ranked second with 248 contracts worth 557 billion dinars ($425M), followed by Nineveh with 231 contracts valued at 1.203 trillion dinars ($918M).

The data also showed that provincial administrations oversaw the largest share of public building and construction projects in 2025, managing 1,406 projects. The Ministry of Construction, Housing and Public Municipalities ranked second, overseeing 216 projects.

Earlier this month, the Commission revealed that private-sector building and renovation permits in Iraq fell to 25,934 in 2025, an 11.4% decline from the 29,729 permits issued the previous year.

https://www.shafaq.com/en/Economy/18B-spent-on-2025-Iraqi-public-construction

Industry Revival Key To Diversifying Iraq’s Economy, Experts Say

2026-07-20 06:40    Shafaq News- Baghdad    Iraq’s efforts to revive its industrial sector will determine whether the country can reduce its dependence on oil revenues and build a more productive economy, industry officials and economic analysts interviewed by Shafaq News suggested, calling for greater focus on restarting factories, supporting local production and attracting investment.

Despite its large natural resource base, consumer market and strategic location linking the Gulf with Turkiye and Europe, Iraq’s industrial sector remains limited after decades of conflict, sanctions, weak investment and inconsistent policies. Thousands of factories have stopped operating, while manufacturing continues to account for only a small share of an economy dominated by oil.

With crude revenues accounting for nearly 90% of government income, rebuilding industry has become a major challenge for Iraq as it seeks to create jobs, reduce imports and strengthen economic stability.

Aqeel al-Sayegh, deputy head of the Iraqi Industrialists Union, noted that some factories have begun returning to production, while new facilities have also started operations in recent years.

Al-Sayegh pointed to measures aimed at protecting local manufacturers, including customs restrictions on imported goods that compete with Iraqi products.

"We introduced protection measures for Iraqi products that have imported alternatives and imposed tariffs of 100% on cardboard, 65% on carpets, as well as measures covering juices, cakes, dairy products, disposable goods, PVC (rigid plastic used in pipes and windows), iron and other products," he explained.

He added that Iraq’s industrial exports now include construction materials, iron products and metal containers used in food and beverage industries, but maintained that more support is needed to help local producers compete.

"We have brought thousands of factories back into operation. The number of operating factories has reached around 37,000, while nearly 35,000 factories remain inactive," al-Sayegh remarked.

Many of those inactive facilities could return to production if they receive stronger government backing, he added, criticizing the ‘’gap between official commitments and actual implementation.’’

Beyond efforts to reopen factories, Iraq’s industrial recovery depends on addressing deeper structural challenges, including the shortage of locally available raw materials and limited industrial supply chains.

Al-Sayegh identified petrochemicals as one of the sectors with the greatest potential, arguing that Iraq’s continued burning of associated gas represents a missed opportunity to develop industries based on locally available resources.

"The gas that is being burned today could produce real wealth through petrochemicals and plastic pellets, while oil can also be used to produce materials that enter industries such as detergents and cosmetics," he stated.

Nawar al-Saadi, a professor of international economics, noted that Iraq needs to rethink the role of imports rather than simply attempt to reduce them.

Al-Saadi maintained that imports should support domestic production by providing machinery, technology and industrial materials instead of replacing locally made products.

"Imports should focus on providing raw materials, technology and equipment needed by Iraqi industries rather than flooding markets with products that can be manufactured locally," he explained.

Advocating for a national industrial strategy focused on sectors where Iraq has potential advantages, including food production, pharmaceuticals, petrochemicals and construction materials, he stressed that improving electricity supplies, simplifying administrative procedures, strengthening banking services and linking vocational training with industrial needs would also be necessary to create a more competitive business environment.

Read more: Iraq’s economic “perfect storm”: Experts warnthe crisis is structural and social

While industrial policy remains a central concern, other analysts believe the management of existing industrial assets will also play a key role in Iraq’s recovery.

Economic analyst Ahmed Adnan argued that restructuring inactive state-owned factories should be among Iraq’s priorities, with greater private-sector involvement helping transform those facilities into productive investments.

Calling for specialized industrial zones equipped with infrastructure and reliable energy supplies, he cited Iraq’s dependence on imports, which cover around 80% of domestic needs, as an opportunity for local manufacturers to expand production.

"If Iraq can produce these needs domestically, it will not only reduce imports but could also become an exporter to neighboring countries," he stated, referring to the importance of energy sector reform, agricultural development and stronger protections for investors as conditions needed to attract more domestic and foreign capital.

Beyond infrastructure and investment, some analysts believe that Iraq’s resource base itself offers untapped opportunities for industrial growth.

Mustafa al-Faraj, an economic analyst, viewed Iraq’s natural resources as a potential foundation for industrial expansion if they are transformed into finished products rather than remaining limited to extraction.

Al-Faraj cited resources such as silica sand, which could support several manufacturing sectors, calling for measures including incentives for factories, easier access to financing, specialized industrial zones and improved transport networks to lower production costs and strengthen exports.

"Natural resources should not remain limited to extraction," al-Faraj stated. "They should be transformed into industries that create jobs, generate exports and add greater value to the economy."

Read more: Can "Made in Iraq" rise again? Challenges and hopes for local manufacturing

https://www.shafaq.com/en/Economy/Industry-revival-key-to-diversifying-Iraq-s-economy-experts-say

CBI Cash Holdings Fall 70 Percent

2026-07-20 07:05   Shafaq News- Baghdad   Cash held in the vaults of the Central Bank of Iraq (CBI) fell to 566 billion Iraqi dinars at the end of April 2026, down from 1.907 trillion dinars at the end of December 2025.

According to CBI data, the decline was continuous across the four-month period. Cash holdings at 1.524 trillion dinars at the end of January, 1.005 trillion dinars at the end of February, and 849 billion dinars at the end of March, before reaching the April figure.

The total drawdown amounted to about 1.341 trillion dinars over four months, a decrease of 70.3 percent against the level recorded at the close of 2025.

Measured against earlier years, the April figure remains above the 323 billion dinars registered at the end of 2023. It is 72.9 percent below the end-2024 level of 2.092 trillion dinars.

Over the same January to April period, the official exchange rate held steady at 1,300 dinars to the US dollar, according to the data. Inflation rose gradually across those months, from 0.9 percent in January to 1.7 percent at the end of April.

https://www.shafaq.com/en/Economy/CBI-cash-holdings-fall-70-percent

SOMO To Revive Iraq’s Gas Oil Purchases After 18 Months

2026-07-20 08:00    Shafaq News- Baghdad  Iraq’s State Oil Marketing Organization (SOMO) is seeking to buy 127,500 tons (949,875 barrels) of gas oil for August and September delivery, its first such purchase since January 2025, according to a tender document reviewed by Reuters.

The state marketer requested gas oil containing 2,500 parts per million of sulfur, with the first 40,000-ton cargo to be loaded by August 1, returning Iraq to the gas oil purchase market after imports were halted in November 2025 upon declaring self-sufficiency in gas oil, gasoline, and kerosene.

SOMO figures showed Iraq imported no gas oil or kerosene during the first quarter of 2026, while gasoline imports fell 66.1% year on year.

Iraq had expanded domestic fuel production through the 140,000-barrel-per-day Karbala refinery and new refining units, allowing the government to reduce imports and direct surplus petroleum products toward exports.

The tender document did not state why SOMO had returned to the purchase market, but it was issued as renewed US-Iran tensions disrupted energy shipments through the Strait of Hormuz, the route connecting Iraq’s southern Gulf terminals to international markets.

Read more: Iraq's energy vulnerability: When a petro-state has no buffer

https://www.shafaq.com/en/Economy/SOMO-to-revive-Iraq-s-gas-oil-purchases-after-18-months

Gold Prices Slide In Baghdad And Erbil

2026-07-20 04:36    Shafaq News- Baghdad/ Erbil   On Monday, gold prices fell in Baghdad and Erbil, hovering around 850,000 IQD per mithqal, according to Shafaq News market survey.

Gold prices on Baghdad's Al-Nahr Street recorded a selling price of 848,000 IQD per mithqal (equivalent to five grams) for 21-carat gold, including Gulf, Turkish, and European varieties, with a buying price of 844,000 IQD. The same gold had sold for 856,000 IQD on Sunday.

The selling price for 21-carat Iraqi gold stood at 818,000 IQD, with a buying price of 814,000 IQD.

In jewelry stores, 21-carat Gulf gold ranged between 850,000 and 860,000 IQD per mithqal, while Iraqi gold sold for between 820,000 and 830,000 IQD.

In Erbil, 22-carat gold was sold at 900,000 IQD per mithqal, 21-carat gold at 860,000 IQD, and 18-carat gold at 736,000 IQD.

https://www.shafaq.com/en/Economy/Gold-prices-slide-in-Baghdad-and-Erbil

Dollar Dips In Baghdad And Erbil

2026-07-20 04:12  Shafaq News- Baghdad/ Erbil  The US dollar opened Monday's trading lower in Iraq, hovering around 151,000 dinars per 100 dollars in Baghdad and Erbil.

According to Shafaq News market survey, the dollar traded in Baghdad's Al-Kifah and Al-Harithiya exchanges at 150,800 dinars per 100 dollars, down from Sunday's 152,600 dinars.

In the Iraqi capital, exchange shops sold the dollar at 151,250 dinars and bought it at 150,250 dinars.

In Erbil, selling prices stood at 151,550 dinars and buying prices at 151,300 dinars.

https://www.shafaq.com/en/Economy/Dollar-dips-in-Baghdad-and-Erbil

Seeds of Wisdom RV and Economics Updates Monday Evening 7-20-26

Good Evening Dinar Recaps,

US-Iran Conflict Escalates as Oil Prices Jump and Hormuz Crisis Deepens

Fresh U.S. strikes and Iranian retaliation intensify pressure on global energy markets, trade routes, and financial stability.

Overview

• The United States launched new military strikes against Iranian military infrastructure as fighting intensified across the Gulf region.

• Iran responded with attacks against U.S. allies and warned that military operations could expand beyond the current conflict.

• Oil prices climbed sharply as the Strait of Hormuz remained heavily disrupted, renewing concerns over global energy supplies, inflation, and international trade.

Key Developments

1. U.S. Expands Military Operations Against Iran

The U.S. Central Command (CENTCOM) confirmed new strikes targeting Iranian surveillance facilities, logistics infrastructure, underground weapons storage sites, and naval assets. The attacks marked another escalation following several consecutive days of military operations aimed at degrading Iran's military capabilities.

Iran condemned the strikes as a violation of previous diplomatic understandings, with Supreme Leader Ayatollah Ali Khamenei accusing Washington of breaking earlier commitments and undermining prospects for renewed negotiations.

2. Iran Broadens Regional Response

Iran responded by launching attacks against facilities in several U.S.-aligned Gulf nations. Reports indicated that energy infrastructure, water facilities, and other strategic sites were targeted, while regional air defense systems intercepted multiple incoming missiles.

Senior Iranian officials warned that future retaliation would no longer be limited to proportional responses, raising concerns that additional countries or strategic shipping routes could become involved if hostilities continue.

3. Oil Markets React to Hormuz Disruptions

Global energy markets reacted quickly as crude oil prices rose more than 4%, reflecting renewed fears over supply disruptions through the Strait of Hormuz, which normally carries roughly one-fifth of the world's seaborne oil and liquefied natural gas.

With shipping activity already constrained, traders continue monitoring the risk of prolonged disruptions that could place additional upward pressure on energy prices, transportation costs, and global inflation.

Why It Matters

The renewed escalation demonstrates how rapidly geopolitical conflict can affect the global economy. Even without a complete closure of the Strait of Hormuz, military tensions increase shipping risks, insurance costs, and uncertainty throughout global energy markets.

Higher energy prices can contribute to persistent inflation, complicate central bank interest-rate decisions, increase transportation expenses, and place additional pressure on businesses and consumers worldwide.

Why It Matters to Foreign Currency Holders

Foreign currency holders continue watching developments in the Middle East because energy markets remain one of the strongest drivers of global monetary conditions. Sustained increases in oil prices can influence inflation, interest-rate policies, sovereign debt financing, and investor demand for reserve currencies, all of which may affect long-term currency valuations and international capital flows.

Implications for the Global Reset

• Pillar 1: Debt

Higher energy prices can prolong inflation, making it more difficult for central banks to reduce interest rates and increasing borrowing costs for governments already carrying historically high debt levels.

• Pillar 2: Trade

Continued disruption around the Strait of Hormuz threatens one of the world's most important energy corridors, increasing shipping costs, delaying deliveries, and placing additional strain on global supply chains.

• Pillar 5: Energy

The conflict reinforces the strategic importance of energy security as nations seek to diversify supply routes and reduce vulnerability to geopolitical chokepoints.

Future Outlook

Markets will closely monitor whether diplomatic efforts resume or whether military operations continue to expand across the Gulf region. Any additional disruption to the Strait of Hormuz—or other regional shipping corridors—could drive further increases in oil prices, strengthen safe-haven assets such as gold, and increase volatility across global financial markets.

Investors will also watch for any renewed negotiations between Washington and Tehran, as well as policy responses from major oil-producing nations seeking to stabilize global energy supplies.

This is not simply about rising oil prices—it reflects the broader transformation of the global financial system as energy security, trade flows, and geopolitical power increasingly shape the future of the world economy.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• CoinGape — US Strikes Iran Despite Tehran Threatening Full-Scale War, Oil Prices Surge

• Reuters — Middle East conflict and oil market coverage

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