Jon Dowling: Latest Intel on the Great Wealth Transfer with High Profile Banker Mr B, March 2026

Jon Dowling: Latest Intel on the Great Wealth Transfer with High Profile Banker Mr B, March 2026

3-26-2026

In a recent, in-depth podcast episode with Jon Dowling, financial expert Mr. B shared his extensive knowledge on the current and future state of the global economy, with a particular focus on the precious metals market, and more specifically, silver.

With nearly three decades of experience at Charles Schwab and a contrarian understanding of the Keynesian system, Mr. B brought a unique perspective to the discussion.

Mr. B began by analyzing the current economic landscape, discussing market targets for key indices such as the S&P 500, Dow Jones, NASDAQ, and Russell 2000, as well as commodities like gold, silver, oil, the dollar index, and 10-year Treasury yields.

He updated his previous price targets, attributing the stagnation in the stock market to geopolitical tensions, particularly the conflict in Iran and disruptions in the Strait of Hormuz.

This analysis provided a comprehensive backdrop for understanding the broader economic context in which silver is poised to play a significant role.

The core of Mr. B’s discussion centered on silver’s dual mandate as both a store of value and a critical industrial metal.

Silver is indispensable for emerging technologies such as electric vehicles (EVs), artificial intelligence (AI), 5G, robotics, healthcare, solar energy, and nuclear power.

Its unmatched electrical and thermal conductivity makes it a crucial component in batteries, electronics, medical devices, and various energy technologies. As the world transitions towards more sustainable and technologically advanced systems, the demand for silver is expected to skyrocket.

Mr. B and various experts cited in the podcast have made bullish price predictions for silver, ranging from $81 to as high as $500 per ounce, with many forecasts clustering between $100 and $300.

These predictions are based on silver’s growing demand in industrial applications, its role as a store of value, and the potential disruption of the current silver price manipulation mechanisms controlled by major banks and commodity exchanges like COMEX and LBMA.

A significant portion of the discussion focused on the ongoing manipulation of silver prices by major financial institutions.

Mr. B noted that a true price discovery phase for silver will likely occur only once these institutions are disrupted or forced to settle physical silver at market prices. This “force majeure” event could trigger a dramatic surge in silver prices, making it an opportune time for investors to take a closer look at silver.

The podcast also touched on broader geopolitical factors that could influence silver demand and prices. For instance, China’s ambitions regarding Taiwan and Vietnam’s intention to back its currency with silver could significantly impact the global silver market. These developments underscore the complex interplay between geopolitics and commodity markets.

In addition to the in-depth analysis of silver, the conversation covered the cooling housing market, which is shifting into a buyer’s market, and the stock market’s potential “melt-up” phase, now possibly delayed due to geopolitical tensions.

The episode concluded with reflections on the possible return to a gold and silver-backed monetary system, referencing political initiatives like the Save America Act and the Clarity Act, and the potential role of figures such as Judy Shelton in reviving a gold standard.

The Jon Dowling podcast episode featuring Mr. B offered a rich, data-driven perspective on the future of silver in a transitioning global economy.

By blending historical, technological, geopolitical, and financial insights, Mr. B made a compelling case for why silver remains one of the most promising investments today.

As the world moves towards a new digital asset-backed economy and as geopolitical tensions continue to shape the global landscape, the role of silver is poised to become increasingly significant.

For those looking to deepen their understanding of these developments and their implications for investors, watching the full video from Jon Dowling’s podcast is highly recommended.

https://www.youtube.com/watch?v=0Nl_sjFaPEU

https://dinarchronicles.com/2026/03/26/jon-dowling-latest-intel-on-the-great-wealth-transfer-with-high-profile-banker-mr-b-march-2026/

This is What it Looks Like Right Before a Crash

This is What it Looks Like Right Before a Crash

Heresy Financial:  3-26-2026

The current economic landscape is marked by uncertainty, with rising US unemployment, geopolitical tensions, and recent market downturns fueling widespread fears of an impending market crash, recession, or even depression.

However, a closer examination of historical precedents and key market signals suggests that these fears may be unfounded.

In a recent video from Heresy Financial, the presenter makes a compelling case for cautious optimism, arguing that four primary indicators that typically precede major crashes and recessions are not currently flashing warning signs.

 Let’s take a closer look at these indicators and what they reveal about the current market context.

While the absence of these classic crash signals is reassuring, it’s essential to remain vigilant and prioritize prudent risk management. Protecting capital by avoiding large losses is paramount, as investing opportunities arise when risk is visible and manageable, not when markets appear euphoric or overheated.

By staying grounded in data rather than fear or hype, investors can navigate the current market uncertainty with confidence. The Heresy Financial video provides a nuanced and informed perspective on the current market landscape, and we recommend watching it for further insights.

In conclusion, while the current economic uncertainties are undeniable, a closer examination of key market signals suggests that the risk of an imminent crash or recession may be lower than feared.

By understanding the four primary indicators that typically precede major crashes and recessions, investors can make more informed decisions and stay calm amidst market turmoil. As always, prudent risk management and a cautious optimism grounded in data are essential for navigating the complexities of the market.

Watch the full video from Heresy Financial to gain a deeper understanding of the current market landscape and to stay ahead of the curve.

https://www.youtube.com/watch?v=smgnu7s_CWw

Iraq Economic News And Points To Ponder Thursday Afternoon 3-26-26

How Has The Iran War Affected Global Air Freight Rates?

Money and Business   Economy News - Follow-up    The military escalation in the Middle East is no longer just putting pressure on oil and energy markets; it has begun to impact air freight, one of the most sensitive sectors of global trade. With the closure of major airspaces, disruptions to transit traffic in key hubs like Dubai and Doha, and soaring jet fuel and insurance prices, air freight rates have skyrocketed. Meanwhile, disruptions to maritime shipping have prompted some companies to shift from sea to air freight despite the higher costs.

World ACD Reveals Air Freight Data:

 The average global air freight rate rose during the week ending March 15, 2026 by 10% week-on-week to $2.67 per kilogram inclusive of fees, following an 8% increase the previous week.

 Global spot prices rose by 12% to $3.19 per kilogram, while the biggest jump was in the Middle East and South Asia, where spot prices reached $4.37 per kilogram, a weekly increase of 22% and an annual increase of 58%.

On some of the main tracks, the jumps appeared more pronounced:

 Shipping costs from South Asia to Europe have increased by 70%.

From South Asia to North America, 58%.

From Europe to the Middle East, 55%.

This reflects the widening scope of the impact, from a regional crisis to a disruption affecting global supply chains.

 Reduced Capacity Fuels Price Increases

This surge is not so much related to a normal increase in demand as it is to a shock in capacity. The closure of airspace, even partially, over a number of Gulf countries, coinciding with the disruption of shipping in the Strait of Hormuz, has pulled out a significant portion of available global capacity, forcing airlines to cancel flights or reroute them via longer and more expensive routes.

Professor of Aviation Management at Surrey University, Nadine Aitani, says that one of the main reasons for the rise in air freight prices is “the sharp decline in the capacity of Gulf airlines after they closed, even partially, the airspace over Qatar, the UAE, Saudi Arabia and Kuwait.”

She adds that Dubai and Doha are among the world's largest air transit hubs, and that Middle Eastern airlines account for about 13% of global air cargo capacity, meaning that any widespread disruption to them is immediately reflected in the international market.

Aitani told Al Jazeera Net that the problem is not only related to the cancellation of some flights, but also that alternative routes consume more fuel, forcing planes to carry additional quantities of fuel, which reduces the space available for cargo and raises costs at the same time.

 Longer Routes

Avoiding the conflict zone has altered the air traffic map on several major trade routes, particularly between Asia and Europe. Instead of transiting through Gulf distribution hubs, many airlines have been forced to operate longer flights with less efficient and flexible stopovers.

Aitani points out that the capacity of the China-Europe air corridor has decreased by more than 35% due to the closure of Gulf distribution centers, while resorting to the sea route around the Cape of Good Hope adds between 10 and 15 days to the transit time, a difference that is not commensurate with the nature of perishable goods or shipments that depend on rapid delivery.

This problem is also evident in what Cathay Pacific CEO Ronald Lam announced, when he explained that many cargo flights to Europe used to stop in Dubai to refuel and load more goods, but the company has started bypassing this stop and heading directly to Europe with cargo restrictions due to the inability to refuel along the way.

 From Sea To Air

With some of the shipping traffic in the Gulf disrupted and more than 100 container ships stranded near the Strait of Hormuz, according to Reuters, some companies have turned to diverting some of their goods to air freight, even though this option is several times more expensive than sea freight.

Markets are particularly affected by this shift in the pharmaceutical, food and electronics sectors. Prashant Yadav, a pharmaceutical supply chain expert, told Reuters that some generic drugs and pharmaceutical ingredients coming from India used to be shipped by sea through the strait before being exported to Europe, Africa and some Arab countries, but a number of companies have started shipping them by air to avoid delays and maritime disruptions.

Aitani says that the closure of the Strait of Hormuz has made the ports of the Arabian Gulf unavailable for direct sea freight from Asia, making air transport “the only available option despite the high costs.”

She addsthat companies find themselves facing a difficult equation: either bear the increase in cost, or pass it on to the end consumer.

 Fuel And Insurance Premium

The pressure on air freight came not only from a lack of capacity, but also from high operating costs. Jet fuel prices increased by 11% weekly, to about 94% higher than pre-war levels, prompting carriers to impose additional fuel surcharges and war risk surcharges.

Aitani explains that fuel and insurance are two key items in the cost of air transport, and that any increase in them is quickly passed on to customers through additional fees. She warns that continued disruption for three to six months could keep fuel and insurance costs high across global supply chains.

Economist Ahmed Aql says that the war and military tensions have raised oil prices by about 45% since the beginning of the crisis, which has automatically been reflected in the costs of shipping companies.

He adds that changing routes, higher insurance costs, and the closure of some air and sea ports all explain the current surge in prices.

During his interview with Al Jazeera Net, Aql points out that some estimates suggest insurance costs could increase fivefold in some cases, meaning that companies are not only facing a higher fuel bill, but also a larger risk bill related to passing through a conflict zone.

 Businesses And Consumers

The escalating unrest began to force real changes in corporate decisions. Major shipping companies like Maersk imposed additional charges for fuel and war risks, while companies like FedEx and UPS resorted to temporary increases and fees on shipments related to the Middle East.

Major airlines have also announced a review of their networks and a reduction in some unprofitable capacity due to high fuel pressure.

Conversely, importing and manufacturing companies have begun to reassess their reliance on air freight itself. As prices rise, this mode of transport is increasingly limited to essential, high-value, or time-sensitive goods, such as pharmaceuticals, fresh food, and certain technological components.

Ahmed Aql believes that the impact of rising shipping costs cannot be separated from inflation, noting that most goods go through one or more stages of transport before reaching the consumer.

Therefore, increased transportation costs, according to reason, are reflected in the final price, weaken purchasing power, and, if they continue, may lead to a reduction in both demand and production, which reinforces fears of inflation, slowdown, and perhaps recession in some economies.

Despite some signs of partial recovery in shipping volumes out of the Middle East and South Asia, the overall picture remains highly volatile.

Some airports and airspaces have resumed limited operations, but capacity constraints, delays and bottlenecks remain, and the availability of jet fuel itself has become an uncertain factor at some key points.https://www.economy-news.net/content.php?id=67158

Government Advisor: Diversifying Export Outlets Supports Economic Stability And Enhances Financial Balance.

Money and Business   Economy News – Baghdad   The Prime Minister’s financial advisor, Mazhar Muhammad Salih, confirmed on Thursday that Iraq’s location enhances its role in the global energy system, explaining that diversifying export outlets supports economic stability and strengthens financial balance.

 Saleh said that "Iraq, in its pursuit of a positive foreign policy based on the logic of negotiation and resolving conflicts by peaceful means instead of resorting to war, highlights the role of Iraqi diplomacy as an effective tool for gaining the respect of the international and regional communities."

 He explained that “peace economics is gaining increasing importance, as it is an approach aimed at promoting stability by establishing the principle of non-war in addressing conflicts, especially in the Arabian Gulf region, which is one of the most vital energy corridors in the world, and Iraq is one of its geostrategic components.

He added that “Iraq’s location and production capacity contribute to making it an active element within the global energy supply system, which requires it to adopt flexible policies that ensure the continuation of oil exports within the available capabilities, while preserving its vital interests in light of geopolitical challenges,” noting that “Iraq’s ability to diversify oil export outlets, and to continue exporting even in light of turbulent regional conditions, is a policy aimed at maintaining economic stability and enhancing the state’s financial break-even point without interruption.”

Saleh stressed that "the ability to pass some shipments through strategic waterways, such as the Strait of Hormuz, simultaneously reflects a level of balance in international relations and mutual respect for Iraqi oil policies within the international framework."

He noted that “despite the surrounding geopolitical challenges, the continued flow of oil exports through routes passing through sensitive areas, along with the diversification of land and sea export outlets, contributes to enhancing the resilience of the Iraqi economy and allows it to gradually rebuild its financial balance,” pointing out that “this approach enhances opportunities for engaging in broader international cooperation and underscores the importance of protecting international waterways as a prerequisite for the stability of global trade.”

He stated that "these policies are consistent with the principles of international law and the Charter of the United Nations, which emphasize the need to respect the sovereignty of states, promote good relations between them, and enshrine the right of peoples to live in dignity within a stable and secure environment, leading to the building of a more just and stable international system, and contributing to ending conflicts and achieving sustainable peace."https://www.economy-news.net/content.php?id=67157

Gold Prices Stabilize As Markets Await Signs Of De-Escalation In The Middle East.

Money and Business   Economy News - Follow-up   Gold prices were steady on Thursday as investors awaited clearer signs of progress in efforts to de-escalate the conflict in the Middle East, and remained cautious ahead of new geopolitical developments that could affect demand for safe-haven assets.

By 03:00 GMT, spot gold was trading at $4,503.29 per ounce. US gold futures for April delivery fell 1.2% to $4,500.

Iranian Foreign Minister Abbas Araqchi said on Wednesday that his country is studying the American proposal to halt the war but does not intend to hold talks to end the escalating conflict in the Middle East, according to Reuters.

 Reports indicate that the United States sent the 15-point proposal to Tehran earlier this week, via Pakistan.

Kyle Rodda, senior financial markets analyst at Capital.com, said: "In the next 24 to 48 hours, (gold prices) will move in accordance with news related to the negotiations."

He added: "The big moves are likely to really happen at the beginning of next week when it becomes clear whether the United States will launch a ground invasion of Iran over the weekend."

White House spokeswoman Caroline Leavitt said on Wednesday that US President Donald Trump vowed to strike Iran even harder if it did not accept "military defeat".

Gold came under increased pressure as crude oil prices surpassed $100 a barrel, with investors reassessing the prospects for easing tensions in the Middle East.

According to the CME FedWatch tool, markets no longer expect any monetary easing from the Federal Reserve this year. Before the conflict erupted, market expectations were for at least two US interest rate cuts this year.

As for other precious metals, silver fell 0.1% to $71.19 an ounce in spot trading. Platinum lost 0.7% to $1,906.90, and palladium dropped 1.4% to $1,404. https://www.economy-news.net/content.php?id=67147

4 Things To Consider Before Tapping Into Retirement Funds

4 Things To Consider Before Tapping Into Retirement Funds

Josephine Nesbit   Sun, March 22,   GoBankingRates

There’s a great deal of planning that goes into retirement, especially when it comes to deciding if, when and how to tap into your nest egg. Assessing your retirement fund is more than just covering your expenses. It can also affect your taxes, long-term income and investment growth.

Whether you’re approaching retirement age or considering withdrawals earlier than planned, here are several things to consider before tapping into your retirement funds.

What Are Your Needs?

Before tapping into your retirement funds, ask yourself how much you actually need and if it’s necessary.

According to the 2025 Annual Retirement Study from the Allianz Center for the Future of Retirement, 64% of Americans worry more about running out of money than death. Kelly LaVigne, vice president of consumer insights at Allianz Life, noted that a strong retirement strategy can help address how long savings need to last.

Once funds are withdrawn from retirement accounts, it may be difficult or impossible to replace them. Modest withdrawals, if repeated over time or taken earlier than planned, can also shorten a portfolio’s life span.

What Are Your Sources of Income?

What are your predictable sources of income outside of your retirement accounts? This could be Social Security, pensions, part-time work or other income streams.

Social Security is often the baseline for guaranteed retirement income, helping cover essential expenses. While $2,071 per month, which is the average monthly Social Security retirement benefit for January 2026, per the Social Security Administration, doesn’t replace a full paycheck, it can help you reduce the amount you need to withdraw from retirement savings.

How Does Your Investment Mix Affect Your Withdrawal Rate?

To Continue and Read More:  https://www.yahoo.com/finance/markets/articles/4-things-consider-tapping-retirement-144905486.html

Did Iraq Just Signal a Revaluation?

Did Iraq Just Signal a Revaluation?

Dinar For Dummies:  3-26-2026

The Iraqi dinar has long been a topic of interest among currency investors and enthusiasts, with many speculating about the potential for a significant revaluation.

Recently, Steven, a seasoned entrepreneur and investor in the Iraqi dinar, shared his analysis on a significant development that could indicate a revaluation is closer than anticipated.

According to recently released U.S. Treasury data, Iraq has nearly doubled its holdings of U.S. Treasury bonds over the past 12 months, surging from $23.4 billion to $40.8 billion.

This represents a substantial 79% increase, sparking speculation about the motivations behind this significant investment.

Steven suggests that this move may be a strategic preparation for a potential currency revaluation, as Iraq positions itself to back its currency at a higher rate.

The current geopolitical landscape is complex and fluid, with ongoing conflicts and tensions in the Middle East involving Iran, the war dynamics, and rising crude oil prices.

Steven highlights that these factors could strengthen Iraq’s economic position, potentially paving the way for a revaluation. The situation remains uncertain, with peace talks and military movements continuing to influence the region’s stability.

One key event that Steven is closely monitoring is a potential strike on the Iranian nuclear facility at Bushehr. Some speculate that this could be a precursor to the Iraqi dinar revaluation.

While it’s impossible to predict with certainty, Steven believes that these developments signal that a revaluation could be closer than many anticipate.

While Steven emphasizes that a revaluation is not expected imminently, the recent increase in Iraq’s U.S. Treasury bond holdings and the shifting geopolitical landscape suggest that it may be on the horizon.

As an investor or enthusiast, it’s essential to stay informed and adapt to changing circumstances.

For those interested in staying up-to-date on the latest developments, we encourage you to subscribe to updates and follow reliable sources, such as Dinar For Dummies. We’d also love to hear your thoughts on this topic – share your perspectives and insights in the comments below.

The recent surge in Iraq’s U.S. Treasury bond holdings has sparked speculation about a potential currency revaluation.

 While it’s impossible to predict with certainty, Steven’s analysis suggests that Iraq may be positioning itself for a significant financial move. As the geopolitical landscape continues to evolve, it’s crucial to stay informed and adapt to changing circumstances.

 Will Iraq’s dinar revaluation be on the horizon? Only time will tell, but one thing is certain – the situation is worth watching closely.

https://www.youtube.com/watch?v=VL8AKNW_5Bg

“News Tidbits From TNT” Thursday 3-26-2026

TNT:

Tishwash:  Disruptions in the Strait of Hormuz are putting pressure on sugar supply chains and threatening Iraq's exports.

Traders in global commodity markets warned on Thursday that continued disruptions in the Strait of Hormuz could put increasing pressure on raw and refined sugar supply chains, amid rising shipping and insurance costs and declining supply flexibility through vital sea lanes in the Gulf.

 A report by the American company " S&P " stated that the region passes through about 10% of the world's raw sugar trade and 5% of refined sugar, making it a "vital artery" for food commodity flows, at a time when refineries have begun to face operational challenges due to rising energy and transportation costs.

He noted that refineries in the Gulf, including those in Iraq, Dubai, Bahrain and Iran, play a role in redistributing white sugar to regional markets, but current pressures could lead to supply restrictions and higher production and distribution costs.

He pointed out that any disruption to the flow of the Strait of Hormuz directly impacts import costs and food supplies in Iraq, especially since the country relies on imports to cover part of the local demand for sugar and basic foodstuffs, which could raise commodity prices in the local market if tensions continue.

Traders added that higher fuel prices and shipping costs resulting from "war risks" are increasing pressure on supply chains, at a time when regional refineries are trying to pass on costs to end markets or reduce operating levels.  link

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The postponed budget and blocked corridors… Iraq between internal paralysis and lost opportunities

At a sensitive regional moment, with global oil prices soaring due to shipping disruptions and threats of closure of vital waterways, Iraq should have been one of the biggest beneficiaries of this boom. However, reality reveals a harsh paradox: a country almost entirely dependent on oil is unable to capitalize on the price surge, hampered by export disruptions and internal administrative chaos.

The budget crisis in Iraq cannot be separated from the broader regional context, particularly given the threats to vital maritime routes and the resulting disruptions or restrictions on oil exports. This highlights the gravity of the situation, where two negative factors converge simultaneously: internal paralysis due to political delays and external pressure stemming from geopolitical crises.

Iraq, which is supposed to have alternative plans for exporting its oil in emergencies, finds itself today shackled as a result of the lack of strategic planning and the delay in settling political entitlements, foremost among them the selection of the presidency of the republic and the presidency of the Council of Ministers, which has directly affected the obstruction of the approval of the budget, and thus the obstruction of the ability to act quickly in the face of crises.

The result is that the state loses twice:

Once its projects and services are disrupted due to budget shortfalls, and again when it misses the opportunity to capitalize on high oil prices due to export difficulties. This dual loss reveals the fragility of the economic structure and underscores that over-reliance on oil, without logistical and strategic alternatives, poses an existential threat to the Iraqi economy.

The continuation of this situation also weakens Iraq's position in regional competition, especially as neighboring countries move to secure alternative energy routes and strengthen their infrastructure, at a time when Iraq remains captive to internal political crises.

The current stage requires a radical shift in thinking, based on separating vital files—foremost among them the budget—from political disputes, and working to build a flexible export system that includes multiple outlets, including land routes and pipelines, to reduce dependence on threatened routes.

In conclusion, Iraq today faces not a single crisis, but a confluence of crises: delayed decision-making, geographical vulnerability, and missed opportunities. Unless this equation is addressed, the country will continue to pay the price for its strategic location instead of capitalizing on it. link

Tishwash: Trump: Talks with Iran are serious and we have 15 points for an agreement.

US President Donald Trump confirmed that the US talks with Iran were serious and took place with the participation of Wittkopf and Kushner, describing those talks as exemplary, while indicating that the United States and Iran reached common ground on most of the issues that were raised during the discussions.

Trump said the dispute would be resolved if the anticipated talks between the two sides were successful, indicating that Iran was seeking an agreement with the United States and that Washington shared this position, while also revealing plans to hold a meeting with Iranian officials in the near future.

The US president explained that the talks with Iran focus specifically on Tehran abandoning nuclear weapons and uranium enrichment operations, noting that if an agreement is reached, the United States will take the uranium from the Islamic Republic, stressing that any future agreement must prevent the possibility of new conflicts or the emergence of nuclear weapons in Tehran.

Trump claimed that the contacts between Washington and Tehran were initiated by the Iranian side, while simultaneously threatening to continue the bombing if the ongoing contacts between the two sides failed.

He added, "Any future agreement with Iran must prevent the possibility of new conflicts and the emergence of nuclear weapons, and we have 15 points for an agreement with Iran." link

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Tishwash:  Talabani: Our communication with Baghdad is ongoing, and the war has negatively impacted the economy of the region and Iraq.

The Deputy Prime Minister of the Kurdistan Regional Government, Qubad Talabani, confirmed on Tuesday that communication channels with the federal government in Baghdad are continuing to address the economic and security repercussions resulting from the regional conflict. 

During a press conference attended by Shafaq News Agency, Talabani expressed his condolences and sympathy to the families of the victims of the attack that targeted a Peshmerga force at dawn today in the Soran area, wishing a speedy recovery to the wounded.

Talabani said, "Any attack targeting the Kurdistan Region is condemned and rejected," stressing that "the region declared from the beginning of the war that it would not be part of any conflict, and would not pose a threat to any neighboring country." 

He added that "the regional government reaffirms its position of not engaging in the ongoing war, and instead seeks to use its relationships to contribute to calming the situation."

Regarding the formation of the new government in the region, Talabani explained that “the passage of a year and five months since the elections did not prevent the continuation of efforts to form the government,” noting that there is “a difference of views with the Kurdistan Democratic Party on this issue, which is normal between two different parties,” while emphasizing at the same time “the need for more consensus at this stage.”

Regarding the relationship with the federal government, the Deputy Prime Minister of the region indicated that "there are ongoing efforts to improve relations with Baghdad and communication with them is continuous," explaining that "the tensions and war in the region have cast a negative shadow on the economy of the region and Iraq," stressing that "the joint committees continue their meetings and dialogues to resolve the outstanding issues between the two sides."

Last week, the Prime Minister of the Kurdistan Region, Masrour Barzani, raised several issues with the Baghdad government, including attacks on the region, oil exports, and the ASYCUDA system, calling on the federal government in Baghdad to prevent attacks and address financial and organizational disputes.

Barzani said that the region supports oil exports, explaining that what is exported from Kurdistan amounts to about 230,000 barrels per day and will not exceed half a million barrels, compared to larger quantities exported by the federal government.

He pointed out that the regional government does not oppose exports, but demands guarantees for oil production in its fields that were damaged as a result of the attacks, calling on Baghdad to stop the targeting of oil fields.

He also demanded the payment of financial dues and salaries of the region's employees, stressing that the Kurdistan government is seeking to find a mechanism to resolve the disputes, and has submitted a proposal to hold meetings with the federal government to end the crisis.  link

News, Rumors and Opinions Thursday 3-26-2026

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR Update as of Thurs. 26 March 2026

Compiled Thurs. 26 March 2026 12:01 am EST by Judy Byington

Judy Note: Some of that exposure came out on Wed. 25 March as Federal Chairman Jerome Powell was confronted and asked to explain why we had a fiat US Dollar and there was no gold in Fort Knox. He admitted, “We print money out of nothing.”

An imminent Black Swan Financial Event along with the help of the Global Military Alliance, was expected to dismantle their stranglehold and spark 209 countries’ transition to gold/asset-backed XLM and XRP digital currencies.

Thurs. 2 April 2026 Notification to set appointments: The overwhelming majority of my bond people are telling me that they will be done between now and April 2nd.The overwhelming majority of my groups and banking contacts believe they will go between the 2nd of April and the 15th of April. I don’t know the timing but that is what they are being told. …MarkZ on Tues. 24 March 2026

Tues. 24 March 2026 Wolvie says that bondholders are receiving notifications. He hopes for Tier 4B notifications today or tomorrow. Payments will start on Wed. 1 April 2026. We were waiting for ISO20022 to happen and it has, and it is working very well Wolvie says. It has been 100% successful! A lady at a bank called Wolvie, crying, saying this is the news we have been waiting for. Wolvie cannot say more due to NDAs. In a few days he will be fully under NDA and will be overseas. … Forwarded from Ginger Doucet

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Fri. 27 March 2026 Deadline For The Federal Reserve …Mr. Pool Final Chapter

That’s all that’s left. March 27. The date they don’t want you to circle. Trump didn’t extend the Iran deadline because he’s negotiating. He extended it because the system isn’t ready yet. Let me explain what’s actually happening — and why you need to screenshot this message. Right now, at this very moment, three things are being moved simultaneously:

1. Gold. Central banks bought more gold in the last 90 days than in any quarter since 1967. Not investment banks. Central banks. The ones who WRITE the rules. They’re not buying gold because they’re scared. They’re buying it because they know what’s replacing the dollar.

2. Quantum nodes. The QFS backbone went from 12 active nodes in January to 67 active nodes as of last Friday. Each node processes 1.4 million transactions per second. You don’t build that kind of infrastructure for a system you’re not about to turn on.

3. SWIFT access keys. On March 16 — exactly 11 days before the deadline — Ripple’s partner Thunes quietly announced stablecoin payouts to 11,500 banks through SWIFT. They called it a “Smart Superhighway.” That’s not a partnership. That’s a replacement wearing a disguise.

Three moves. One deadline. March 27. Now here’s the part they’ll never say on television: The Iran war isn’t about Iran. It never was. Every bomb that falls on Tehran is a distraction from what’s happening in the server rooms underneath the Federal Reserve buildings in New York, Chicago, and San Francisco.

They’re migrating the ledger. $23 trillion in U.S. debt. $8 trillion in offshore accounts. Every transaction, every loan, every dark money transfer since 1971 — all of it is being moved from the old system to the new one. And when the migration is complete — the old system gets unplugged. That’s what March 27 is. Not a deadline for Iran. A deadline for the Federal Reserve.

Why do you think gold dropped from $5,595 to $4,384 in 8 weeks? That’s not a crash. That’s a controlled descent. They’re repricing gold for the new system. When QFS goes live, gold doesn’t trade in dollars anymore. It trades in quantum-verified weight.

The price you see today is the last dollar price gold will ever have. TIER 4B notifications are already queued. The 800 numbers have been tested. The redemption centers are staffed. I told you last week — the deals are signed. The gold has moved. The war is the cover. 72 hours.

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Wed. 25 March 2026 ISO 20022 is a global messaging standard that defines how financial institutions exchange information for transactions (payments, securities, remittances). It replaces outdated, fragmented systems (like the old SWIFT messages) with a unified, data-rich digital language. …Tier4b ISO 20022 on Telegram

Why ISO 20022 Matters to XRP/XLM Investors: The global financial system, including SWIFT, the US Federal Reserve’s Fedwire, and many central banks, is migrating to ISO 20022, with a target date for full implementation by April 1, 2026. This standardization is critical for any crypto asset aiming to integrate with traditional finance.

Compliance is not optional; it is the entry barrier for servicing banks. XRP Ledger (XRPL) and Stellar Network (XLM) have been proactively aligning with this standard for years, giving them a massive head start in the race to modernize cross-border payments.

Read full post here:  https://dinarchronicles.com/2026/03/26/restored-republic-via-a-gcr-update-as-of-march-26-2026/

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Jeff   Right now we're waiting for the war to finish.  Then when the war finishes, they can finish the formation of the government.  Then once the government formation is done the very next step will be the rate change.  Then after the rate changes they can do the 150+ laws.  After the rate changes they have a lot to do.

Frank26 What is it we need for the monetary reform/the new exchange rate to come out?  Security and stability from Iran.  We're that close to getting it.  That means the United States of America will be paid back...We do have a very good chance to see both governments [formed] maybe by the beginning of next month.

Militia ManFirst Iraqi oil tanker has crossed the Strait of Hormuz since the outbreak of the war. Two gas tankers successfully crossed towards India...These are clear signs energy infrastructure and trade routes are being actively protected and diversified. I think the light bulb should be coming on right now for all of us.  You got liquid natural gas going through the Hormuz.  You got Iraq's first ship going through since the war started.

************

States Are Buying Precious Metals As A Hedge Against Economic Turmoil,Gold Destroys The Fed

X22 Report: 3-24-2026

The EU/Germany are realizing that everything changed, the path is no longer green and the great reset, they are now trapped in their decisions.

Trump is preparing the economy to take off, the [CB] has been holding back.

Remove the fraud and balance the budget and remove the income tax.

States are now ramping up on precious metals.

https://www.youtube.com/watch?v=d07kfa0g90A

Seeds of Wisdom RV and Economics Updates Thursday Morning 3-26-26

Good Morning Dinar Recaps,

Global Reset Series – Wrap-Up

The New Global Financial System: What We’ve Learned

From gold accumulation to digital currencies and multipolar payment networks, here’s the full picture of the emerging monetary architecture.

Overview

Over the past week, we explored a series of developments quietly reshaping the global financial system. Taken together, these trends indicate that the world is gradually moving toward a more multipolar, digital, and resilient monetary framework.

This wrap-up summarizes the most critical insights from the series so readers can understand the structural evolution underway.

1. Central Banks Are Buying Gold Like Never Before

• Global central banks are purchasing more than 1,000 tonnes annually, the fastest pace in modern history.
• Key buyers: China, India, Turkey, Russia, Poland.
• Purpose: diversify reserves, hedge against currency volatility, and strengthen financial stability.
• Significance: Gold remains a universally accepted, no-counterparty-risk asset, serving as a core pillar of monetary resilience.

2. Central Bank Digital Currencies (CBDCs) Are Multiplying

• Over 130 countries are researching or developing digital versions of their national currencies.
• Leading examples: Digital Yuan (China), e-Rupee (India), Digital Euro (EU).
• CBDCs can:

• Enable instant transactions

• Reduce reliance on traditional banking intermediaries

• Improve cross-border payment efficiency
  ‍ ‍• Interoperability projects among central banks may eventually allow direct international settlements without traditional banking rails.

3. Cross-Border Payment Systems Are Being Redesigned

• International organizations (G20, IMF, BIS, FSB) are coordinating reforms to:

• Lower transaction costs

• Speed up settlement times

• Increase transparency in global payment flows
  • Multi-CBDC platforms and alternative payment rails are testing a future where cross-border money moves instantly, independent of SWIFT.

4. Emerging Parallel Financial Networks Are Taking Shape

• Western financial infrastructure remains dominant but is now complemented by alternative networks led by emerging economies.
• BRICS nations and regional alliances are creating redundant payment systems, regional currency trade settlements, and local reserve strategies.
• Purpose: resilience against sanctions, financial autonomy, and geopolitical leverage.

5. Sovereign Debt Pressures Are Driving Strategic Change

• Global debt levels are at record highs, forcing governments and central banks to rethink reserve management, interest rate policy, and risk exposure.
• Rising debt amplifies the need for diversified reserves and robust cross-border settlement systems.
• Impact: Central banks are aligning reserves and payment infrastructure with long-term financial stability.

6. The Multipolar Financial System Is Gradually Emerging

Key Features of the New System:

Component

Role

Gold reserves

Stability and hedge against currency risks

CBDCs

Digital currency infrastructure for instant settlement

Payment system redesign

Faster, cheaper, more transparent cross-border payments

Parallel networks

Resilience and autonomy for emerging economies

Strategic reserve diversification

Protection against shocks and debt stress

• The system is not collapsing; it is evolving.
• Multiple financial centers, digital currencies, and diversified reserves suggest a gradual transition toward a multipolar, digitally-enabled monetary order.

Why This Matters for Readers

Understanding these trends is critical because monetary infrastructure shapes trade, currency flows, and geopolitical influence.

• Investors can anticipate shifts in currency demand and gold markets.
• Policymakers can assess resilience of domestic financial systems.
• Businesses can plan for faster digital settlements and regional currency adoption.

Seeds of Wisdom Team View

The world is quietly building a new global financial architecture.

This is not a sudden reset — it is an incremental, deliberate restructuring of monetary power, payment systems, and reserve strategies.

The “new normal” will likely feature:

• Multiple centers of financial influence
• Digital-first cross-border settlement
• Gold and other tangible assets as core reserve components
• Emerging economies with greater autonomy in trade and finance

By understanding these trends, readers are positioned to see the future of global finance unfold in real time.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• World Gold Council – Central Bank Gold Holdings

• Bank for International Settlements – CBDC and Payment System Research

• Financial Stability Board – Cross-Border Payments Reports

~~~~~~~~~~

A Message to Our Currency Holders

If you’ve been holding foreign currency for many years, you were not foolish.

You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Our mission here is different:  • No dates • No rates • No hype • No gurus

Instead, we focus on:

• Verifiable developments • Institutional evidence

• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.    Verify everything.

Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team

Newshounds News

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™Website

Thank you Dinar Recaps

Strategic Framework Agreement for a Relationship of Friendship and Cooperation between the United States of America and the Republic of Iraq Part 2

Strategic Framework Agreement for a Relationship of Friendship and Cooperation between the United States of America and the Republic of Iraq Part 2

Maintain active bilateral dialogue on measures to increase Iraq's development, including through the Dialogue on Economic Cooperation (DEC) and, upon entry into force, the Trade and Investment Framework Agreement.

Trade and Investment Framework Agreements (TIFAs) provide strategic frameworks and principles for dialogue on trade and investment issues between the United States and the other parties to the TIFA.

Although the names of Framework Agreements may vary, e.g., the Trade, Investment, and Development Agreement (TIDCA) with the South African Customs Union, or the United States-Icelandic Forum, these agreements all serve as a forum for the United States and other governments to meet and discuss issues of mutual interest with the objective of improving cooperation and enhancing opportunities for trade and investment.

The United States and our TIFA partners consult on a wide range of issues related to trade and investment. Topics for consultation and possible further cooperation include market access issues, labor, the environment, protection and enforcement of intellectual property rights, and, in appropriate cases, capacity building.

TIFA Councils normally meet at least once a year at senior levels of government.

The United States has TIFAs with countries at different levels of development and trade and investment interests.

Below are TIFA Agreements, sorted by region.

http://www.ustr.gov/trade-agreements/trade-investment-framework-agreements

TRADE AND INVESTMENT FRAMEWORK AGREEMENT
BETWEEN THE GOVERNMENT OF THE UNITED STATES OF AMERICA AND THE GOVERNMENT OF THE REPUBLIC OF
IRAQ CONCERNING THE DEVELOPMENT OF TRADE AND INVESTMENT RELATIONS

The Government of the United States of America and the Government of the Republic of Iraq (individually, a "Party" and collectively, the "Parties")
:
1   Recognizing the urgent need to revive Iraq's economy, bolster private-sector development and further Iraq's reintegration into the world economy, and noting the work of the U.S.-Iraq Joint Commission on Reconstruction and Economic Development to advance these objectives
;
2   Desiring to enhance the bonds of friendship and spirit of cooperation between the two countries
;
3   Desiring to further promote both countries' international trade and economic interrelation between both countries
;
4   Recognizing the importance of fostering an open and predictable environment for international trade and investment
;
5   Recognizing the benefits to each Party resulting from increased international trade and investment, and that trade-distorting investment measures and protectionist trade barriers would deprive the Parties of such benefits
;
6   Desiring to promote transparency and to eliminate bribery and corruption in international trade and investment
;
7  Recognizing the essential role of private investment, both domestic and foreign, in furthering growth, creating jobs, expanding trade, improving technology, and enhancing economic development
;
8  Recognizing that foreign direct investment confers positive benefits on each Party
;
9  Desiring to encourage and facilitate private sector contacts between the two countries
;
10  Recognizing the desirability of resolving trade and investment problems as expeditiously as possible
;
11  Recognizing the increased importance of services in trade between their economies and in their bilateral relations

12  Taking into account the need to eliminate non-tariff barriers in order to facilitate greater access to the markets of both countries and the mutual benefits thereof
;
13  Recognizing the importance of providing adequate and effective protection and enforcement of intellectual property rights and of membership in and adherence to intellectual property rights
conventions

14   Recognizing the importance of providing adequate and effective protection and enforcement of worker rights in accordance with each nation's own labor laws and of improving the observance of internationally recognized core labor standards
;
15   Desiring to ensure that trade and environmental policies are mutually supportive in the furtherance of sustainable development
;
16   Considering that it would be in their mutual interest to establish a bilateral mechanism between the Parties for encouraging the liberalization of trade and investment between them ; and

17   Desiring further dialogue on ways that the Parties may expand and liberalize trade by exploring the potential for greater cooperation and more comprehensive trade and investment agreements

To this end, the Parties agree as follows
:
ARTICLE ONE
The Parties affirm their desire to expand trade in products and services and to promote an attractive investment climate consistent with the terms of this Agreement
. They shall take appropriate measures to encourage and facilitate the exchange of goods and services and to secure favorable conditions for long-term development and diversification of trade between the two countries
.
ARTICLE TWO
The Parties shall establish a United States-Iraq Council on Trade and Investment ("the Council"), which shall be composed of representatives of both Parties
. The Iraqi side shall be chaired by the Ministry of Trade and the U.S. side shall be chaired by the Office of the U.S
. Trade Representative ("USTR")
.
Both Parties may be assisted by officials of other government entities as circumstances require
. The Council shall meet at such times and in such places as agreed by the Parties
. The Parties shall endeavor to meet no less than once every two years
.
ARTICLE THREE
The objectives of the Council are as follows

I   To monitor trade and investment relations, to identify opportunities for expanding trade and investment, and to identify issues relevant to trade or investment, such as intellectual property rights, labor or environmental issues, that may be appropriate for negotiation in an appropriate forum
.
2   To hold consultations on specific trade matters, and those investment matters of interest to the Parties

3   To identify and work, toward the removal of impediments to trade and investment

4   To seek the advice of the private sector and civil society, where appropriate, in their respective countries on matters related to the work of the Council

ARTICLE FOUR
Either Party may raise for consultation any trade matter or investment issue
.
Requests for consultation shall be accompanied by a written explanation of the subject to be discussed and consultations shall be held within 30 days of the request, unless the requesting Party agrees to a later date
. Each Party shall endeavor to provide for an opportunity for consultations before taking actions that could adversely affect trade or investment interests of the other Party
.
ARTICLE FIVE
This Agreement shall be without prejudice to the domestic law of either Party or the rights and obligations of either Party under any other agreement to which it is a party
.
ARTICLE SIX
This Agreement shall enter into force on the date on which the Government of the Republic of Iraq notifies the Government of the United States of America that all legal requirements for entry into force of this Agreement have been fulfilled
.
ARTICLE SEVEN
This Agreement shall remain in force unless terminated by mutual consent of the Parties or by either Party upon six months written notice to the other Party
.
IN WITNESS WHEREOF, the undersigned, being duly authorized by their
respective governments, have signed this Agreement DONE, in duplicate, at Amman this 11th day of July 2005, in the English and Arabic languages, each being equally authentic

FOR THE GOVERNMENT OF THE UNITED STATES OF AMERICA

FOR THE GOVERNMENT OF THE REPUBLIC OF IRAQ

http://www.ustr.gov/sites/default/files/uploads/agreements/tifa/asset_upload_file836_13617.pdf

U.S.-Iraqi Strategic Framework Agreement: Update on Implementation

Fact Sheet   Office of the Spokesperson  Washington, DC   August 15, 2013

Since Vice President Biden traveled to Iraq in November 2011 and convened a meeting of the U.S.-Iraq Higher Coordinating Committee, the Strategic Framework Agreement (SFA) has served as the backbone of our relationship with the Government of Iraq (GOI).

The United States and the GOI value the SFA, as evidenced by public statements by each side, the three Higher Coordinating Committee meetings and 24 Joint Coordination Committee (JCC) meetings held in the areas of cooperation outlined in the SFA, the Working Groups within each JCC that meet on a regular basis, and the myriad of developments across these sectors, a sampling of which is listed below:

Defense and Security (Last JCC in December 2012)

In June 2013, the U.S. Central Command hosted the first U.S.- Iraq Joint Military Committee (JMC), which is a subordinate discussion to the Defense and Security JCC. The JMC addressed issues such as border security, Iraqi military strategy, and engagement of Iraqi Security Forces in regional training exercises. The next JCC likely will be held in Washington this year.

At the December 2012 JCC, Acting Defense Minister al-Dlimi signed a Memorandum of Understanding on Security Cooperation with the U.S. Department of Defense. This agreement represents the strong military to military relationship between the United States and Iraq, and provides mechanisms for increased defense cooperation in areas including defense planning, counter terrorism cooperation, and combined exercises.

With strong U.S. support, Iraq has brought its military engagement with regional partners to historically high levels, including military exercises, strategic conferences and bilateral military engagements. Iraq’s participation in a naval exercise in Bahrain this year marked the first out-of-area deployment by an Iraqi naval unit in the post-Saddam era and the first-ever Iraqi port visit to Bahrain.

In close collaboration with U.S. officials, the Government of Iraq has purchased more than $14 billion in equipment, services, and training through the Foreign Military Sales (FMS) program for its military and security forces. The Iraq FMS program is one of the largest in the world and is an important symbol of the long-term security partnership envisioned by both countries. We remain committed to meeting Iraqi equipment needs as quickly as possible.

Education, Science and Cultural (Last JCC December 2012)

The number of Iraqi students studying in the United States increased by 31% from 2011 to 2012 to a total of over 800. Our close bilateral cooperation in this area should produce continued increases in 2013.

The Baghdad-based English Language Institute, established in partnership with the Iraqi government, is expected to open in October 2013. The U.S. provided $1 million in funding to support English language instruction to hundreds of Iraqi government scholarship students each year for this program.

More than 1,200 Iraqis ages 15-22 participated in the Iraqi Young Leaders Exchange Program, including more than 200 in 2013. Areas of focus include leadership development, respect for diversity, and civic participation.

150 Iraqi professionals participated in the International Visitor Leadership Program (IVLP) in 2013. Themes include women in leadership, science and technology, interfaith dialogue, energy policy, higher education, journalism, civic engagement, elections, public health, entrepreneurship, stock exchange, and environmental protection.

The USG, in conjunction with the UN, IAEA, and Ministry of Science and Technology, held a two-day Nuclear Dismantlement Conference in Erbil in 2013, focusing on the Adaya nuclear burial site in Ninewa province.

The conference represented the culmination of the DOS Iraq Nuclear Dismantlement Program’s seven years of work to safeguard and remediate the most contaminated Saddam-era nuclear sites around the country.

Cultural heritage is a significant pillar of the Strategic Framework Agreement, reflecting the high value both our nations place on this irreplaceable resource.

Through the Iraq Cultural Heritage Project, a $12.9 million initiative developed and funded by the State Department, and implemented by the nonprofit International Relief and Development from 2008 to 2011, Iraqis have undergone training on cultural preservation techniques (including exchanges with the Smithsonian Institution, the Winterthur Museum and other key partners), rehabilitated and furnished eleven of the museum’s public galleries, a three-story collections storage facility, and significantly upgraded conservation labs.

Energy (Last JCC April 2012)

Iraq’s Ministry of Electricity received U.S. training for over 100 of its key engineers and managers on energy security and safety in 2012 and 2013.

Iraq’s Ministry of Oil received U.S. training for 9 key geoscientists and engineers on resource evaluation.

The Governments of the United States of America and the Republic of Iraq reaffirmed their commitment, including signing a Memorandum of Understanding in January 2013, to jointly cooperate in the areas of oil production and export, natural gas, electricity, and critical energy infrastructure protection.

Law Enforcement and Judicial/Human Rights (Last JCC June 2013)

After considerable technical support and assistance from the U.S. Government, Iraq has now begun arresting, investigating, and prosecuting cases under its comprehensive anti-trafficking legislation.

In May 2013 Embassy Baghdad, a Federal Judge from the 2nd Circuit, and the FBI, trained 13 Iraqi investigative judges on techniques in asset recovery in financial crimes, and a presentation on such techniques will be made to the Acting head of the Higher Judicial Council Judge Hammari.

In 2012, Iraq established the High Commission for Human Rights to ensure the protection and promotion of human rights and ratified the UN Convention on the Rights of Persons with Disabilities.

Political and Diplomatic (Last JCC August 2013)

With U.S. support, Iraq and Kuwait worked together to end Iraq’s Chapter VII obligations regarding the mandate of the High Level Coordinator for Missing Persons and Archives and establish a UN-led mechanism to continue and maintain their cooperation in this area. U.S. support also facilitated both parties’ successful efforts to resolve the longstanding dispute over damage inflicted on Kuwait’s national airline during the Gulf War.

 As a result, flights between Baghdad and Kuwait City resumed in 2013 after a 22-year cessation. In addition, both sides completed maintenance of the border pillars along their shared border in accordance with UNSCR 833.

Iraq has also constructively engaged its key neighbors like Jordan and the United Arab Emirates on issues of shared concern, including the growing conflict in Syria.

In April and June 2013, Iraq took another step toward building its democratic foundation through successfully holding provincial elections and in preparation for national elections in the spring of 2014.

The United States continues to strongly support Iraqi civil society and the many NGOs that continue to operate in Iraq under very challenging circumstances, through training and advocacy, bringing public attention to issues of inclusive citizenship, displacement, human rights and women’s rights.

The State Department also named the Hammurabi Human Rights Organization the winner of its 2012 Human Rights Defenders Award, for its “fearless advocacy for human rights, concrete achievements in protecting female detainees, and critical work on curriculum reform to promote religious freedom.”

Through its UN partners, the United States has contributed over $1 billion in overall humanitarian aid since the Syria crisis began, including fully funding a $1 million food voucher program for the Domiz refugee camp in northern Iraq and supporting Syrian refugees living in camps and in host communities in Iraq.

The United States also continues to provide support to displaced Iraqis, both inside Iraq and elsewhere in the region. Thus far in Fiscal Year 2013, the U.S. has provided over $87 million to address the needs of displaced Iraqis through the provision of shelter, health care, livelihoods assistance, and other basic humanitarian assistance.

Services, Technology, Environment & Transportation (Last JCC Nov 2012)

Iraqi Airways continued to revitalize its aircraft fleet, and in part due to U.S. Government advocacy, agreed to a contract with Boeing for 41 planes worth $5.4 billion for delivery from 2013 – 2017.

The Department of Transportation’s attaché office in Baghdad worked with Iraq’s Ministry of Transportation to bring Iraq’s airports into compliance with International Civil Aviation Organization codes and regulations, clearing American commercial carriers to resume operations to airports in northern Iraq for the first time in decades.

Trade & Finance (Last JCC March 2013)

Prime Minister Maliki joined over 100,000 Iraqi visitors to the U.S. sponsored Pavilion at the Baghdad International Trade Fair in the fall of 2012. U.S. organizations’ participation was up 80% over the 2011 fair, the first time the U.S. participated since the 1980s.

The Trade & Investment Framework Agreement between the Governments of Iraq and the United States, which addresses trade issues and improves bilateral economic relations, entered into force in May 2013.

In part due to U.S. Government advocacy, major U.S. companies like Boeing, Cisco, ExxonMobil, Ford Motors, Halliburton, Honeywell, and Lockheed Martin all have offices or are represented in Iraq. U.S. exports to Iraq, excluding aircraft, rose 13 percent between the first quarter of 2012 and first quarter of 2013.

http://www.state.gov/r/pa/prs/ps/2013/08/213170.htm

Strategic Framework Agreement for a Relationship of Friendship and Cooperation between the United States of America and the Republic of Iraq Part 1

Strategic Framework Agreement for a Relationship of Friendship and Cooperation between the United States of America and the Republic of Iraq Part 1

Preamble
The United States of America and the Republic of Iraq:

1. Affirming the genuine desire of the two countries to establish a long- term relationship of cooperation and friendship, based on the principle of equality in sovereignty and the rights and principles that are enshrined in the United Nations Charter and their common interests;

2. Recognizing the major and positive developments in Iraq that have taken place subsequent to April 9, 2003; the courage of the Iraqi people in establishing a democratically elected government under a new constitution; and welcoming no later than December 31, 2008, the termination of the Chapter VII authorization for and mandate of the multinational forces in UNSCR 1790; noting that the situation in Iraq is fundamentally different than that which existed when the UN Security Council adopted Resolution 661 in 1990, and in particular that the threat to international peace and security posed by the Government of Iraq no longer exists; and affirming in that regard that Iraq should return by December 31, 2008 to the legal and international standing that it enjoyed prior to the issuance of UNSCR 661;

3. Consistent with the Declaration of Principles for a Long-Term Relationship of Cooperation and Friendship Between the Republic of Iraq and the United States of America, which was signed on November 26, 2007;

4. Recognizing both countries' desire to establish a long-term relationship, the need to support the success of the political process, reinforce national reconciliation within the framework of a unified and federal Iraq, and to build a diversified and advanced economy that ensures the integration of Iraq into the international community; and

5. Reaffirming that such a long-term relationship in economic, diplomatic, cultural and security fields will contribute to the strengthening and development of democracy in Iraq, as well as ensuring that Iraq will assume full responsibility for its security, the safety of its people, and maintaining peace within Iraq and among the countries of the region.

Have agreed to the following:

Section I: Principles of Cooperation

This Agreement is based on a number of general principles to establish the course of the future relationship between the two countries as follows:

1. A relationship of friendship and cooperation is based on mutual respect; recognized principles and norms of international law and fulfillment of international obligations; the principle of non-interference in internal affairs; and rejection of the use of violence to settle disputes.

2. A strong Iraq capable of self-defense is essential for achieving stability in the region.

3. The temporary presence of U.S. forces in Iraq is at the request and invitation of the sovereign Government of Iraq and with full respect for the sovereignty of Iraq.

4. The United States shall not use Iraqi land, sea, and air as a launching or transit point for attacks against other countries; nor seek or request permanent bases or a permanent military presence in Iraq.

Section II: Political and Diplomatic Cooperation

The Parties share a common understanding that their mutual efforts and cooperation on political and diplomatic issues shall improve and strengthen security and stability in Iraq and the region. In this regard, the United States shall ensure maximum efforts to work with and through the democratically elected Government of Iraq to:

1 Support and strengthen Iraq's democracy and its democratic institutions as defined and established in the Iraqi Constitution, and in so doing, enhance Iraq's capability to protect these institutions against all internal and external threats.

2.Support and enhance Iraq's status in regional and international organizations and institutions so that it may play a positive and constructive role in the international community.

3.Support the Government of Iraq in establishing positive relations with the states of the region, including on issues consequent to the actions of the former regime that continue to harm Iraq, based on mutual respect and the principles of non-interference and positive dialogue among states, and the peaceful resolution of disputes, without the use of force or violence, in a manner that enhances the security and stability of the region and the prosperity of its peoples.

Section III: Defense and Security Cooperation

In order to strengthen security and stability in Iraq, and thereby contribute to international peace and stability, and to enhance the ability of the Republic of Iraq to deter all threats against its sovereignty, security, and territorial integrity, the Parties shall continue to foster close cooperation concerning defense and security arrangements without prejudice to Iraqi sovereignty over its land, sea, and air territory.

Such security and defense cooperation shall be undertaken pursuant to the Agreement Between the United States of America and the Republic of Iraq on the Withdrawal of United States Forces from Iraq and the Organization of Their Activities during Their Temporary Presence in Iraq.
Section IV: Cultural Cooperation

The Parties share the conviction that connections between their citizens, forged through cultural exchanges, educational links and the exploration of their common archeological heritage will forge strong, long lasting bonds of friendship and mutual respect. To that end, the Parties agree to cooperate to:

1. Promote cultural and social exchanges and facilitate cultural activities, such as Citizens Exchanges, the Youth Exchange and Study Program, the Global Connections and Exchange (GCE) program, and the English Language Teaching and Learning program.

2. Promote and facilitate cooperation and coordination in the field of higher education and scientific research, as well as encouraging investment in education, including through the establishment of universities and affiliations between Iraqi and American social and academic institutions such as the U.S. Department of Agriculture's (USDA's) agricultural extension program.

3. Strengthen the development of Iraq's future leaders, through exchanges, training programs, and fellowships, such as the Fulbright program and the International Visitor Leadership Program (IVLP), in fields including science, engineering, medicine, information technology, telecommunications, public administration, and strategic planning.

4.Strengthen and facilitate the application process for U.S visas consistent with U.S. laws and procedures, to enhance the participation of qualified Iraqi individuals in scientific, educational, and cultural activities.

5. Promote Iraq's efforts in the field of social welfare and human rights.

6. Promote Iraqi efforts and contributions to international efforts to preserve Iraqi cultural heritage and protect archeological antiquities, rehabilitate Iraqi museums, and assist Iraq in recovering and restoring its smuggled artifacts through projects such as the Future of Babylon Project, and measures taken pursuant to the U.S. Emergency Protection for Iraqi Cultural Antiquities Act of 2004.

Section V: Economic and Energy Cooperation

Building a prosperous, diversified, growing economy in Iraq, integrated in the global economic system, capable of meeting the essential service needs of the Iraqi people, as well as welcoming home Iraqi citizens currently dwelling outside of the country, will require unprecedented capital investment in reconstruction, the development of Iraq's extraordinary natural and human resources, and the integration of Iraq into the international economy and its institutions. To that end the Parties agree to cooperate to:

1.Support Iraq's efforts to invest its resources towards economic development, sustainable development and investment in projects that improve the basic services for the Iraqi people.

2. Maintain active bilateral dialogue on measures to increase Iraq's development, including through the Dialogue on Economic Cooperation (DEC) and, upon entry into force, the Trade and Investment Framework Agreement.

3. Promote expansion of bilateral trade through the U.S.-Iraq Business Dialogue, as well as bilateral exchanges, such as trade promotion activities and access to Export-Import Bank programs.

4. Support Iraq's further integration into regional and international financial and economic communities and institutions, including membership in the World Trade Organization and through continued Normal Trade Relations with the United States.

5. Reinforce international efforts to develop the Iraqi economy and Iraqi efforts to reconstruct, rehabilitate, and maintain its economic infrastructure, including continuing cooperation with the Overseas Private Investment Corporation.

6. Urge all parties to abide by commitments made under the International Compact with Iraq with the goal of rehabilitating Iraq's economic institutions and increasing economic growth through the implementation of reforms that lay the foundation for private sector development and job creation.

7. Facilitate the flow of direct investment into Iraq to contribute to the reconstruction and development of its economy.

8. Promote Iraq's development of the Iraqi electricity, oil, and gas sector, including the rehabilitation of vital facilities and institutions and strengthening and rehabilitating Iraqi capabilities.

9. Work with the international community to help locate and reclaim illegally exported funds and properties of Saddam Hussein's family and key members of his regime, as well as its smuggled archeological artifacts and cultural heritage before and after April 9, 2003.

10. Encourage the creation of a positive investment environment to modernize Iraq's private industrial sector to enhance growth and expand industrial production including through encouraging networking with U.S. industrial institutions.

11. Encourage development in the fields of air, land, and sea transportation as well as rehabilitation of Iraqi ports and enhancement of maritime trade between the Parties, including by facilitating cooperation with the U.S. Federal Highway Administration.

12. Maintain an active dialogue on agricultural issues to help Iraq develop its domestic agricultural production and trade policies.

13. Promote access to programs that increase farm, firm, and marketing productivity to generate higher incomes and expanded employment, building on successful programs by the USDA and the USAID programs in agribusiness, agriculture extension, and policy engagement.

14. Encourage increased Iraqi agricultural exports, including through policy engagement and encouraging education of Iraqi exporters on U.S. health and safety regulations.

Section VI: Health and Environmental Cooperation

In order to improve the health of the citizens of Iraq, as well as protect and improve the extraordinary natural environment of the historic Lands of the Two Rivers, the Parties agree to cooperate to:

1.Support and strengthen Iraq's efforts to build its health infrastructure and to strengthen health systems and networks.

2. Support Iraq's efforts to train health and medical cadres and staff.

3. Maintain dialogue on health policy issues to support Iraq's long-term development. Topics may include controlling the spread of infectious diseases, preventative and mental health, tertiary care, and increasing the efficiency of Iraq's medicine procurement system.

4. Encourage Iraqi and international investment in the health field, and facilitate specialized professional exchanges in order to promote the transfer of expertise and to help foster relationships between medical and health institutions building on existing programs with the U.S. Department of Health and Human Services, including its Centers for Disease Control and Prevention.

5. Encourage Iraqi efforts to strengthen mechanisms for protecting, preserving, improving, and developing the Iraqi environment and encouraging regional and international environmental cooperation.

Section VII: Information Technology and Communications Cooperation

Communications are the lifeblood of economic growth in the twenty-first century, as well as the foundation for the enhancement of democracy and civil society. In order to improve access to information and promote the development of a modern and state of the art communications industry in Iraq, the Parties agree to cooperate to:

1. Support the exchange of information and best practices in the fields of regulating telecommunications services and the development of information technology policies.

2. Exchange views and practices relating to liberalizing information technologies and telecommunications services markets, and the strengthening of an independent regulator.

3. Promote active Iraqi participation in the meetings and initiatives of the Internet Governance Forum, including its next global meetings.

Section VIII: Law Enforcement and Judicial Cooperation

The Parties agree to cooperate to:

1. Support the further integration and security of the Iraqi criminal justice system, including police, courts, and prisons.

2. Exchange views and best practices related to judicial capacity building and training, including on continuing professional development for judges, judicial investigators, judicial security personnel, and court administrative staff.

3. Enhance law enforcement and judicial relationships to address corruption, and common transnational criminal threats, such as terrorism, trafficking in persons, organized crime, drugs, money laundering, smuggling of archeological artifacts, and cyber crime.

Section IX: Joint Committees

1. The Parties shall establish a Higher Coordinating Committee (HCC) to monitor the overall implementation of the Agreement and develop the agreed upon objectives. The committee shall meet periodically and may include representatives from relevant departments and ministries.

2. The Parties shall seek to establish additional Joint Coordination Committees (JCCs), as necessary, responsible for executing and overseeing this Agreement. The JCCs will report to the HCC and are to:

a. Monitor implementation and consult regularly to promote the most effective implementation of this Agreement and to assist in dispute resolution as necessary;

b. Propose new cooperation projects and carry out discussions and negotiations as necessary to reach an agreement about details of such cooperation; and

c. Include other governmental departments and ministries for broader coordination from time to time, with meetings in Iraq and the United States, as appropriate.

3. Disputes that may arise under this Agreement, if not resolved within the relevant JCC, and not amenable to resolution within the HCC, are to be settled through diplomatic channels.

Section X: Implementing Agreements and Arrangements

The Parties may enter into further agreements or arrangements as necessary and appropriate to implement this Agreement.

Section XI: Final Provisions

1. This Agreement shall enter into force on January 1, 2009, following an exchange of diplomatic notes confirming that the actions by the Parties necessary to bring the Agreement into force in accordance with the respective constitutional procedures in effect in both countries have been completed.

2. This Agreement shall remain in force unless either Party provides written notice to the other of its intent to terminate this Agreement. The termination shall be effective one year after the date of such notification.

3. This Agreement may be amended with the mutual written agreement of the Parties and in accordance with the constitutional procedures in effect in both countries.

4. All cooperation under this Agreement shall be subject to the laws and regulations of both countries.

Signed in duplicate in Baghdad on this 17th day of November, 2008, in the English and Arabic language, each text being equally authentic.

http://photos.state.gov/libraries/iraq/216651/US-IRAQ/us-iraq-sfa-en.pdf

FRANK26…3-25-26….BANK STORIES

KTFA

Wednesday Night Video

FRANK26…3-25-26….BANK STORIES

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=X9Kjou1ewsU