Iraq Economic News and Points To Ponder Tuesday Morning 3-17-26

Al-Emaar Announces A Temporary Halt To Housing Fund Loans.

Money and Business    Economy News — Baghdad   The Ministry of Construction, Housing and Municipalities announced on Tuesday that it has temporarily suspended the granting of housing fund loans. While noting that approximately 20,000 beneficiaries were included in housing fund loans during the past year 2025, it confirmed the simplification of repayment procedures.

The ministry spokesman, Nabil Al-Saffar, said that "housing fund loans are currently suspended until the remaining transactions of borrowers for the past year 2025 are completed," confirming that "approximately 20,000 borrowers were included during the past year."

Al-Saffar added that "the grant and payment mechanisms previously in place have not changed, as applications are submitted through the (Aur) electronic platform according to a selection form that ensures that the most deserving receive it, taking into account the social status of the applicants."

He pointed out that "loan delivery procedures are carried out in three or two installments, where the amount is delivered according to the three installment system, which is (Batlu or Raft) the first installment is 30% of the loan value, the roofed structure is the second installment is 40% of the loan value, and the finishing work is the third installment is 30% of the loan value."

He continued: “As for the two-payment system, 70% of the loan value is given after the roof structure is completed, and 30% of the loan value is given after the finishing work is completed (pouring the floor and plastering with gypsum or polished cement plaster).”

He explained that “the loan is granted once for the property, and the borrower must pay the first installment within one month from the date of issuing the deed, otherwise he will bear late payment interest for each month of delay.

In the event of non-payment for three consecutive or intermittent months, the guarantor’s department will be contacted, and no new payment will be disbursed if the request for inspection is delayed for more than one year from the date of the last deed received.”

He pointed out that "repayment procedures have been simplified, allowing borrowers to make payments electronically through the Iraqi Housing Fund's application using electronic payment cards. This has greatly facilitated the process for borrowers and spared them the trouble of visiting the Fund's branches."

Al-Saffar explained that "the loan amount is granted based on the property's value or the borrower's salary (or the guarantor's if unemployed), whichever is lower. The property's value is calculated by multiplying the market value per square meter by 80% of the land area, with a maximum loan amount of 60 million dinars."

https://www.economy-news.net/content.php?id=66843

Transportation: 17,329 Transit Flights And 6,944 Departures And Arrivals At Iraqi Airports During February

Money and Business   Economy News — Baghdad   The Iraqi Ministry of Transport announced on Tuesday the statistics for air traffic at the country's airports for the month of February, including transit, arrival and departure flights.

The Ministry’s media office explained in a statement that the General Company for Air Navigation Services issued flight numbers, with 17,329 civilian overflights, 3,483 international and domestic departures, and 3,461 incoming flights.

The statement indicated that these statistics reflect the increasing activity in the aviation sector, stressing that the ministry is working to improve operational processes and develop airport infrastructure to enhance the quality of services provided to passengers and the efficiency of performance.

The ministry added that enhancing airport efficiency is a crucial step to support the national economy, emphasizing the General Company for Air Navigation Services' commitment to developing air transport in Iraq.

https://www.economy-news.net/content.php?id=66844

Nvidia's CEO Predicts Chip Orders Will Reach $1 Trillion By The End Of 2027

Money and Business    Economy News — Follow-up   US chipmaker Nvidia expects total orders for its advanced chips to reach $1 trillion by the end of 2027, according to CEO Jensen Huang.

Speaking at the company's GTC conference last night, Huang said that demand for the company's graphics processing units (GPUs) "exceeds all expectations," adding, "I think demand for computing power has increased a million times over the past few years."

Huang told conference attendees that he expects the company's total revenue to reach at least $1 trillion between 2025 and 2027, according to the German news agency DPA.

Nvidia chips are used globally to train AI models and applications and to power data centers operated by tech giants like Google and Meta, as well as startups in the field like OpenAI, the developer of the popular AI chat platform ChatGBT.

Nvidia's results are generally seen as a key indicator of the state of the artificial intelligence industry.

Last month, the company announced that its revenue for the last quarter of last year rose to $68.1 billion. Sales increased by 20% compared to the third quarter of last year.

In October, Nvidia became the first company in the world to surpass a market capitalization of $5 trillion.  Nvidia's CEO predicts chip orders will reach $1 trillion by the end of 2027.  https://www.economy-news.net/content.php?id=66838

USD/IQD Exchange Rates Fall In Baghdad, Erbil

2026-03-17 Shafaq News- Baghdad/ Erbil   The US dollar opened Tuesday’s trading lower in Iraq, hovering around 154,000 dinars per 100 dollars.

According to a Shafaq News market survey, the dollar traded in Baghdad’s Al-Kifah and Al-Harithiya central exchanges at 154,500 dinars per 100 dollars, down from 155,000 dinars recorded in the morning.

In the Iraqi capital Baghdad, exchange shops sold the dollar at 155,000 dinars per 100 dollars and bought it at 154,000 dinars, while in Erbil, selling prices stood at 154,350 dinars and buying prices at 154,250 dinars.

https://www.shafaq.com/en/Economy/USD-IQD-exchange-rates-fall-in-Baghdad-Erbil-2

Gold Prices Climb In Baghdad, Erbil

2026-03-17 Shafaq News- Baghdad/ Erbil    On Tuesday, gold prices hovered around 1.090 million IQD per mithqal in Baghdad and Erbil markets, according to a survey by Shafaq News Agency.

Gold prices on Baghdad's Al-Nahr Street recorded a selling price of 1.088 million IQD per mithqal (equivalent to five grams) for 21-carat gold, including Gulf, Turkish, and European varieties, with a buying price of 1.084 million IQD. The same gold had sold for 1.085 million IQD on Monday.

The selling price for 21-carat Iraqi gold stood at 1.058 million IQD, while the buying price reached 1.054 million IQD.

In jewelry stores, the selling price per mithqal of 21-carat Gulf gold ranged between 1.090 million and 1.100 million IQD, while Iraqi gold sold for between 1.060 million and 1.070 million IQD.

In Erbil, 22-carat gold was sold at 1.133 million IQD per mithqal, 21-carat gold at 1.083 million IQD, and 18-carat gold at 929,000 IQD.    https://www.shafaq.com/en/Economy/Gold-prices-climb-in-Baghdad-Erbil-6-0

Oil Prices Surge Past $102 On Gulf Supply Fears

2026-03-17 Shafaq News   Oil prices rose more than 2% on Tuesday, reversing some of the previous session's losses, on worries about supply with the Strait of Hormuz mostly shut and U.S. allies rebuffing calls to send warships to help tankers move through the vital waterway.

Brent futures jumped $2.74, or 2.7%, to $102.95 a barrel by 0357 GMT, while U.S. West Texas Intermediate crude gained $2.45, or 2.6%, to $95.95.

In the previous session, Brent futures settled 2.8% lower while U.S. West Texas Intermediate (WTI) crude slid 5.3% after some vessels sailed through the critical waterway.

The Strait of Hormuz - a chokepoint for about 20% of the world's oil and ⁠liquefied natural gas trade - has been largely disrupted by the U.S.-Israeli war on Iran, now in its third week, raising concerns about supply shortages, higher energy costs and rising inflation.

"The risks remain stark: It only takes one Iranian militia to fire a missile or plant a mine on a passing tanker to reignite the entire situation," IG market analyst Tony Sycamore said in a note.

Several U.S. allies rebuffed Donald Trump's call on Monday to send warships to escort shipping through the Strait of Hormuz, drawing criticism from the U.S. president, who accused Western partners of ingratitude after decades of support.

"For now, oil markets are fixated on the duration of the conflict, halted supplies at Hormuz, and eventually the damage this chaos will leave on oil ⁠infrastructure in the Gulf," said Priyanka Sachdeva, senior market analyst at Phillip Nova.

Meanwhile, traders said prices were further supported after a fire broke out in the Fujairah Oil Industry Zone after a drone attack during morning trade in Asia, though no injuries were reported.

Middle East crude benchmarks have soared to all-time highs, becoming the most expensive oil in the world, with traders blaming the price spike on reduced supply ⁠available for delivery.

The effective closure of the strait has forced the United Arab Emirates, the Organization of the Petroleum Exporting Countries' third-largest producer, to shut in production, reducing its output by more than half, two sources told Reuters.

Iran has asked India to release three tankers seized ⁠in February as part of talks seeking the safe passage of Indian-flagged or India-bound vessels out of the Gulf via the Strait of Hormuz, three sources with knowledge of the matter told Reuters.

To curb rising energy costs, the head of the International ⁠Energy Agency suggested member countries could release more oil, in addition to the 400 million barrels they have already agreed to draw from strategic reserves.

Israel said it has detailed plans for at least three more weeks of war as its military struck sites across Iran overnight.

(Reuters)   https://www.shafaq.com/en/Economy/Oil-prices-surge-past-102-on-Gulf-supply-fears

FRANK26….3-16-26…BANK STORY

KTFA

Monday Night Video

FRANK26….3-16-26…BANK STORY

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=e6_FElPtteg

FRANK26….3-16-26…..DID YOU MISS ME

KTFA

Monday Night Video

FRANK26….3-16-26…..DID YOU MISS ME

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=xlO-KJ_njVA

Seeds of Wisdom RV and Economics Updates Monday Evening 3-16-26

Good Evening Dinar Recaps,

Central Banks Accelerate Gold Buying as Reserve Strategies Shift Worldwide

Record accumulation signals long-term diversification away from traditional reserve assets.

Overview

Central banks around the world are continuing to accumulate gold at one of the fastest sustained paces in modern financial history, reinforcing a broader trend toward diversified reserve strategies.

According to data from the World Gold Council, central banks purchased more than 1,000 tonnes of gold annually in recent years, marking the strongest multi-year buying streak since modern records began.

The trend reflects a growing effort by monetary authorities to reduce exposure to currency volatility, geopolitical risk, and financial system instability while strengthening the long-term resilience of national reserves.

Key Developments

1. Global Central Bank Gold Purchases Remain Near Historic Highs

Central bank gold purchases have remained elevated following record buying in recent years.

Major buyers have included:

• China• India• Turkey• Russia• Poland

These purchases have pushed global official gold reserves higher and helped support strong demand in international bullion markets.

2. Reserve Diversification Becomes a Strategic Priority

Central banks are increasingly diversifying reserves beyond traditional holdings such as U.S. Treasury securities and other sovereign bonds.

Gold offers several strategic advantages:

• No counterparty risk• Long-term store of value• Global liquidity across financial systems

These characteristics make gold attractive during periods of geopolitical uncertainty and financial volatility.

3. Emerging Economies Lead the Shift

Much of the recent gold accumulation has been driven by emerging market economies, where policymakers are seeking to strengthen financial independence and resilience.

As global economic power becomes more distributed, many governments are exploring ways to balance traditional reserve currencies with tangible reserve assets.

4. Gold Remains a Core Anchor of Monetary Confidence

Although modern currencies are no longer backed by gold, central banks continue to view the metal as a strategic monetary asset.

Gold plays a role in supporting confidence in national balance sheets and long-term financial stability, particularly during periods of economic stress.

Why It Matters

Reserve strategies often provide early signals of long-term shifts in the international monetary system.

When central banks adjust how they manage national reserves, it reflects deeper structural considerations about financial risk, geopolitical dynamics, and economic resilience.

Why It Matters to Foreign Currency Holders

For those tracking the potential evolution of the global financial system, the rise in gold accumulation highlights several trends:

• Greater reserve diversification among central banks• Continued importance of tangible reserve assets• Preparation for a more multipolar monetary environment

Gold remains one of the few assets accepted across all financial systems, making it a strategic hedge during periods of global uncertainty.

Implications for the Global Financial System

The continued rise in central bank gold reserves suggests that many monetary authorities are preparing for a future financial environment characterized by:

• Greater currency diversification• Increased geopolitical competition• Evolving global payment infrastructure

These shifts may gradually reshape the structure of international reserves over time.

Closing Perspective

The global financial system rarely changes suddenly.

Instead, it evolves through quiet adjustments in reserve strategy, payment infrastructure, and monetary policy.

Central banks increasing their gold holdings may represent one of the clearest signals that governments are preparing for a more diversified financial future.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• World Gold Council — “Gold Demand Trends: Central Bank Buying Remains Strong”

• International Monetary Fund — “Why Central Banks Continue to Hold Gold”

~~~~~~~~~~

Central Banks Test Cross-Border Digital Currency Platforms for Global Payments

Multi-CBDC experiments signal a major redesign of international payment systems.

Overview

Central banks around the world are experimenting with new digital currency platforms designed to transform how cross-border payments are settled.

These initiatives involve multi-CBDC platforms, where multiple central banks issue digital currencies that can settle transactions directly with one another in real time.

The experiments aim to modernize global payments by making them faster, cheaper, and more transparent than traditional correspondent banking systems.

Key Developments

1. Central Banks Launch Multi-CBDC Payment Experiments

Several international pilot projects are testing digital currency settlement platforms involving multiple central banks.

One of the most prominent initiatives was Project mBridge, a collaboration between:

• China• Hong Kong• Thailand• United Arab Emirates

The project demonstrated that cross-border payments using digital currencies could settle within seconds rather than days.

2. Over 130 Countries Are Studying Digital Currencies

According to research from the Bank for International Settlements, more than 130 countries are currently exploring or developing central bank digital currencies (CBDCs).

These initiatives range from early research programs to advanced pilot projects and limited public launches.

3. Payment System Modernization Becomes a Global Priority

International organizations such as the G20, IMF, and BIS are coordinating efforts to improve cross-border payments.

Goals of these reforms include:

• Lower transaction costs• Faster settlement times• Greater transparency in payment flows

Digital currencies and new financial technologies could significantly accelerate these improvements.

4. New Payment Rails Could Reduce Intermediaries

Traditional cross-border payments often require multiple banks and clearing systems to complete a single transaction.

Multi-CBDC platforms aim to allow direct settlement between central banks, potentially reducing the number of intermediaries involved in international transactions.

Why It Matters

Global payments infrastructure is one of the core foundations of the international financial system.

Changes to payment rails can reshape how trade, capital flows, and currency settlements operate worldwide.

Why It Matters to Foreign Currency Holders

For individuals monitoring the evolution of the global monetary system, these developments highlight several important trends:

• Governments are digitizing sovereign currencies• Payment systems are becoming faster and more interconnected• Cross-border settlement is being redesigned

These innovations could gradually transform how international commerce and financial transactions are conducted.

Implications for the Global Financial System

If widely adopted, digital currency payment platforms could eventually enable:

• near-instant global transactions• reduced settlement costs• greater financial inclusion across borders

At the same time, policymakers must address questions involving regulation, privacy, cybersecurity, and interoperability between national systems.

Closing Perspective

The modernization of global payment infrastructure represents one of the most significant financial transformations underway today.

As digital currencies, payment technologies, and financial networks evolve, the architecture of global finance may become faster, more technologically integrated, and more geographically diverse.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Bank for International Settlements — “Project mBridge: Multi-CBDC Cross-Border Payments Platform”

• Atlantic Council — “Central Bank Digital Currency Tracker”

~~~~~~~~~~

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Iraq Economic News and Points To Ponder Monday Evening 3-16-26

Iraq Excluded From 2026 Index Of Economic Freedom

2026-03-16    Shafaq News- Baghdad   Iraq did not appear in the 2026 Index of Economic Freedom due to insufficient reliable economic data and weak transparency standards, the Heritage Foundation said on Monday.

The foundation placed Iraq among unranked countries for the third consecutive year, alongside Afghanistan, Libya, Somalia, Syria, Yemen, Liechtenstein, and Ukraine. The index covers around 176 countries and evaluates economic freedom across four main pillars: rule of law, government size, regulatory efficiency, and open markets. It measures 12 sub-indicators, assigning scores between zero and 100 to determine each country’s level of economic freedom.

According to the report, Singapore ranked first globally with 84.4 points, followed by Switzerland with 83.7 and Ireland with 83.3, benefiting from open market environments and strong property rights protections. Lebanon and Iran ranked among the lowest globally, scoring 43.1 and 41.8 points, respectively.

Across the Arab region, the United Arab Emirates topped the ranking with 71.9 points, followed by Qatar with 70.2 and Oman with 68.5.

Economic expert Mohammed Al-Hassani told Shafaq News that Iraq’s absence from the index mainly reflects weak government transparency and the lack of accurate data needed to measure indicators such as investment, trade, and business freedom.

He added that excluding Iraq from the ranking reduces foreign investors’ ability to evaluate the country’s business environment and deprives policymakers of an international benchmark that could guide economic reforms and improve the investment climate.  https://www.shafaq.com/en/Economy/Iraq-excluded-from-2026-Index-of-Economic-Freedom

USD/IQD Exchange Rates Fall In Baghdad, Erbil

2026-03-16     Shafaq News- Baghdad/ Erbil    The US dollar closed Monday’s trading lower in Iraq, hovering around 154,500 dinars per 100 dollars.

According to a Shafaq News market survey, the dollar traded in Baghdad’s Al-Kifah and Al-Harithiya central exchanges at 154,650 dinars per 100 dollars, down from 155,000 dinars recorded in the morning.

In the Iraqi capital Baghdad, exchange shops sold the dollar at 155,000 dinars per 100 dollars and bought it at 154,000 dinars, while in Erbil, selling prices stood at 154,300 dinars and buying prices at 154,200 dinars.

https://www.shafaq.com/en/Economy/USD-IQD-exchange-rates-fall-in-Baghdad-Erbil

Pavel Talabani: The Regional Government Is A Coalition Government And It Is Not Permissible To Make Decisions That Affect The People's Livelihood Unilaterally.

{Politics: Al-Furat News} The head of the Patriotic Union of Kurdistan Party, Bafel Talabani, confirmed that the Kurdistan Regional Government is a coalition government, stressing the need to avoid making unilateral decisions that affect the livelihood and fate of citizens.

Pavel Talabani said in a press statement: "At this time when our region is facing extreme tension and instability, decisions that affect the fate and lives of our people should not be made unilaterally."

He added that "the Kurdistan Regional Government is a broad-based government, and all parties must act accordingly," noting that "the current time is not a time for tensions, conflicts, or scoring political points."

Pavel Talabani continued, "Our people deserve to enjoy a stable life and to receive their salaries on time, and the current time is a time for unity to confront the great dangers that we may face."

"We support constructive dialogue with our partners in Baghdad and Erbil to protect the stability of the Kurdistan Region and Iraq, and at the same time, we ensure that the well-being of our citizens is never jeopardized," he affirmed.  LINK

The Minister Of Oil Announces Iraq's Production Volume According To Its OPEC Quota.

{Economic: Al-Furat News} Oil Minister Hayyan Abdul Ghani confirmed that Iraq's crude oil production is about 4.4 million barrels per day, according to the quota set by OPEC.

Abdul Ghani said in a press statement that "the military operations in the Gulf and the closure of the Strait of Hormuz led to the cessation of Iraqi oil exports days after the outbreak of war in the region."

He explained that current production is between 1.5 and 1.6 million barrels per day to cover the needs of refineries and power plants, noting that oil and gas products currently cover local needs despite the halt in exports and the impact on oil revenues.

The oil minister revealed that there are efforts to start exporting quantities of oil through the Turkish port of Ceyhan, in addition to tenders to export oil through the port of Banias in Syria and the Aqaba pipeline, stressing that the Iraqi-Turkish pipeline to transport Kirkuk oil with a capacity of 200,000 to 250,000 barrels per day is currently undergoing final inspection and qualification.   LINK

U.S. Oil Companies Warn Trump Administration Of Worsening Energy Crisis

American oil companies have warned the administration of President Donald Trump that the suspension of supplies through the Strait of Hormuz could exacerbate the energy crisis.

The Wall Street Journal reported that U.S. oil firms cautioned the Trump administration that a halt in supplies via the Strait of Hormuz would worsen the energy situation.  It added that the oil sector is warning the administration that the energy crisis is likely to intensify  

https://ina.iq/en/economy/46657-us-oil-companies-warn-trump-administration-of-worsening-energy-crisis.html

Iraqi Minister Of Oil: Tenders To Export Oil Via Baniyas, Syria And Aqaba, Jordan Ports

 INA – BAGHDAD   The Iraqi Oil Minister Hayyan Abdul Ghani announced on Monday the issuance of tenders for oil exports via the Syrian port of Banias and the Jordanian port of Aqaba.

“Exports have stopped, and Iraq relies primarily on revenues from crude oil exports,” Abdul Ghani said in a statement followed by the Iraqi News Agency - INA.

He explained that “the Ministry of Oil is making significant efforts to begin exporting quantities of crude oil through the Ceyhan port.”

“We have issued tenders for crude oil exports through the Banias port in Syria and the Aqaba port in Jordan. Contracts for exporting crude oil through these ports will be awarded within the next two days,” he underscored.

Abdul Ghani confirmed that “tankers will be used to transport the crude oil due to the unavailability of pipelines for the Iraqi-Syrian or Aqaba pipelines.”

https://ina.iq/en/economy/46672-iraqi-minister-of-oil-tenders-to-export-oil-via-baniyas-syria-and-aqaba-jordan-ports.html

$5,000 Gold: The New Floor Is Here? But Silver Has Massive Upside and Could Beat Gold in 2026

$5,000 Gold: The New Floor Is Here? But Silver Has Massive Upside and Could Beat Gold in 2026

Daniela Cambone:  3-16-2026

“Gold is the source of wealth of last resort. It's your insurance policy,” says Lobo Tiggre, principal analyst and editor of IndependentSpeculator.com.

 In the interview with Daniela Cambone, Tiggre argues that the recent correction in precious metals is a healthy pause, not the end of the bull run. "I have been looking for some period of correction and consolidation," he states, noting that "anytime something pulls a hockey stick... some correction and consolidation wouldn't be surprising."

While gold serves as insurance, Tiggre sees even greater upside potential in silver. "If you want to say, 'OK, well, if you're gonna adjust silver for inflation, we still haven't hit an all-time high, so it has to go much higher,' like last I saw, the CPI-adjusted all-time high for silver was $200 an ounce.

So we're nowhere near the top." Beyond the metals, Tiggre offers a stark macro view, suggesting the conflict in the Middle East introduces a new variable, but warns investors to "not exactly look through it, but correct for it."

 Watch the interview to learn more about what he predicts for uranium, copper, and the resource cycle's next move.

https://www.youtube.com/watch?v=KOwgX5VPaWs

Rob Cunningham: The Hidden Dynamic Most miss

Rob Cunningham: The Hidden Dynamic Most miss

3-16-2026

Rob Cunningham | KUWL.show   @KuwlShow

The Hidden Dynamic Most Miss

When the rails of civilization change, markets often reprice the new rails before the world fully realizes what is happening.

Financial infrastructure is often revalued long before full adoption.

Markets price future utility, not current usage.

This happened with:

railroads in the 1800s

telephone networks in the early 1900s

internet infrastructure in the 1990s

The same dynamic can appear in emerging financial networks.

What if most/all of these 6 geo-political variables advance in a positive direction within the next 6 months?

1. Iran Peace Deal
2. Cuba-US Partnership
3. Clarity Act Deal
4. New Fed Chair
5. X Money Launch
6. Fed Rate Cuts

There are 5 structural triggers that historically precede a 10-100x repricing of financial infrastructure assets, including XRP-type networks.

1. Regulatory Legitimization
2. Institutional Infrastructure Integration
3. Liquidity Layer Formation
4. Macro Liquidity Expansion
5. Narrative Convergence

Ready? No time for guesswork.

Source(s):   https://x.com/KuwlShow/status/2033040571565019258

https://dinarchronicles.com/2026/03/15/rob-cunningham-the-hidden-dynamic-most-miss/

Seeds of Wisdom RV and Economics Updates Monday Afternoon 3-16-26

Good Afternoon Dinar Recaps,

Oil Shock and Currency Tensions: Strait of Hormuz Crisis Sends Ripples Through Global Finance

Energy chokepoints and currency experiments collide as the Iran conflict intensifies.

Overview

Escalating tensions around the Strait of Hormuz are sending powerful signals through global financial markets, highlighting how energy supply routes remain one of the most critical pressure points in the international economic system.

Oil prices have experienced sharp volatility as traders respond to disruptions and security risks in the Persian Gulf. At the same time, new discussions about alternative currency settlement for oil shipments are emerging — developments that could have long-term implications for the global monetary order.

The Strait of Hormuz handles roughly 20% of the world’s oil supply, meaning any disruption in the corridor can quickly impact energy prices, inflation expectations, and financial stability worldwide.

Key Developments

1. Global Energy Markets Jolt as Hormuz Risks Intensify

Energy markets have become increasingly volatile as military conflict and shipping threats raise concerns about oil flows through the Strait of Hormuz.

The narrow waterway carries about one-fifth of global oil supply, making it one of the most strategically important energy corridors in the world. Even partial disruptions can trigger rapid price swings and supply concerns.

Recent market reactions reflect growing uncertainty about whether shipping traffic can continue safely through the region.

2. Oil Prices Swing as Traders React to Conflict

Oil markets have experienced rapid price movements as investors attempt to gauge the economic impact of the escalating conflict.

Energy prices surged earlier in the crisis as shipping slowed and tanker traffic became uncertain, while more recent trading sessions have shown sharp volatility as governments consider releasing strategic reserves to stabilize supply.

These fluctuations illustrate how geopolitical shocks can immediately ripple through commodity markets and global inflation expectations.

3. Currency Questions Enter the Oil Trade Conversation

One of the most intriguing developments emerging from the conflict is discussion surrounding alternative currencies in oil trade settlement.

Reports suggest Iran has considered allowing oil tankers through the Strait of Hormuz only if transactions are conducted in Chinese yuan, potentially challenging the long-standing practice of dollar-denominated oil trade.

While still speculative and not widely adopted, such proposals highlight growing interest among some countries in experimenting with non-dollar settlement mechanisms for strategic commodities.

4. Global Markets Respond to Energy and Inflation Risks

Financial markets worldwide have reacted to the uncertainty.

Stocks have slipped in several regions while investors move toward traditional safe-haven assets and currencies amid fears that sustained energy disruptions could increase inflation and slow economic growth.

Higher energy costs historically ripple through the global economy, affecting transportation, manufacturing, and consumer prices.

Why It Matters

Energy markets sit at the center of the global economic system.

When a strategic chokepoint like the Strait of Hormuz faces disruption, the consequences extend far beyond regional politics.

Potential effects include:

• Higher global inflation• Volatility in financial markets• Pressure on import-dependent economies• Greater geopolitical competition over energy security

Why It Matters to Foreign Currency Holders

For those monitoring developments related to a potential evolution of the global financial system, the situation highlights several structural realities.

Energy trade remains deeply intertwined with the international monetary system, particularly through the currencies used to settle major commodity transactions.

Events that challenge established payment practices — even indirectly — can gradually encourage experimentation with alternative financial arrangements.

Implications for the Global Financial System

The crisis highlights how three forces often intersect during periods of financial transition:

• Energy supply disruptions• Currency settlement experimentation• Geopolitical realignment

Together, these dynamics can accelerate discussions about payment systems, reserve diversification, and alternative trade settlement mechanisms.

While the current system remains deeply anchored in existing financial infrastructure, episodes like this often catalyze longer-term financial innovation and geopolitical strategy.

Closing Perspective

The Strait of Hormuz crisis underscores a fundamental truth about global finance:

Energy security, geopolitics, and currency systems remain tightly interconnected.

When one pillar becomes unstable, the effects quickly ripple across markets, commodities, and international monetary relations.

In a rapidly evolving global economy, even regional conflicts can become catalysts for broader financial change.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Al Jazeera — “Strategic Oil Release May Calm Markets but Cannot Fix Hormuz Disruption”

• Mint (LiveMint) — “US-Iran War: How Will Yuan Payments for Oil Passage Through Strait of Hormuz Impact Indian Stock Market, Gold, Silver?”

~~~~~~~~~~

Dubai Markets Slide Into Bear Territory as Middle East Conflict Shakes Investor Confidence

Regional instability and oil-route fears send shockwaves through Gulf financial markets.

Overview

Dubai’s primary stock benchmark has officially entered bear-market territory, highlighting how geopolitical instability can rapidly ripple through global financial markets.

The Dubai Financial Market General Index (DFMGI) has dropped more than 20% from its late-February peak, pushing the market into a technical bear market and erasing tens of billions of dollars in equity value.

Analysts say the selloff reflects growing investor anxiety surrounding the widening conflict involving Iran and disruptions to energy trade routes in the Persian Gulf, particularly around the strategically critical Strait of Hormuz.

The decline illustrates how geopolitical shocks in key energy corridors can quickly impact global financial stability.

Key Developments

1. Dubai’s Main Index Enters Bear Market Territory

Dubai’s benchmark equity index has fallen more than 20% from its February high, the threshold commonly used to define a bear market.

Market losses have erased tens of billions of dollars in value from publicly traded companies, reflecting a sharp shift in investor sentiment.

2. Escalating Regional Conflict Triggers Market Volatility

The selloff has been fueled by rising geopolitical tensions tied to the ongoing conflict involving Iran and regional military activity.

Investors are increasingly concerned about the potential disruption of oil and shipping traffic through the Strait of Hormuz, a narrow maritime chokepoint responsible for roughly one-fifth of global oil flows.

Any prolonged disruption to this route could have major consequences for global energy supply and inflation expectations.

3. Banking, Real Estate, and Tourism Stocks Lead Declines

Some of the hardest-hit sectors in Dubai’s market include:

• Banking and financial services• Real estate developers• Tourism and aviation companies

Large property firms and major lenders have recorded notable losses as investors reassess regional economic growth prospects amid heightened geopolitical risk.

4. Gulf Markets Reflect Broader Regional Risk

Dubai’s downturn is part of a wider regional market reaction.

Several Gulf exchanges—including Qatar, Bahrain, and Kuwait—have also experienced declines as investors respond to uncertainty surrounding energy supplies, security risks, and economic disruptions across the Middle East.

Why It Matters

Dubai has positioned itself as a major global financial hub connecting Europe, Asia, and the Middle East.

Sharp declines in its equity market signal that geopolitical instability can quickly influence international capital flows, investment decisions, and regional economic confidence.

Because Gulf economies are deeply linked to global energy markets and international trade routes, disruptions in the region can create ripple effects across commodities, shipping, and financial markets worldwide.

Why It Matters to Foreign Currency Holders

For those tracking developments related to a potential evolution of the global financial system, events like this highlight several structural realities:

• Energy chokepoints remain critical to global monetary stability

• Regional conflicts can trigger rapid financial volatility

• Financial hubs in strategic trade corridors are highly sensitive to geopolitical risk

These factors reinforce why many countries are simultaneously exploring diversified reserve assets, alternative payment systems, and new financial infrastructure.

Implications for the Global Financial System

This market shock underscores a broader reality emerging across global finance:

• Geopolitical risk increasingly influences financial markets

• Energy supply routes remain a core pillar of global economic stability

• Regional conflicts can trigger immediate global market responses

As the international monetary system evolves toward faster digital payments, diversified reserves, and multipolar financial networks, stability in key economic hubs remains essential.

Closing Perspective

Dubai’s market decline serves as a reminder that financial systems remain deeply interconnected with geopolitical events.

When strategic energy routes and major financial centers are affected by conflict, the ripple effects can spread rapidly across the global economy.

This is not just regional turbulence — it is another illustration of how geopolitics and financial markets increasingly move together in a shifting global economic order.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Bloomberg — “Dubai Stocks Fall Into Bear Market as Iran War Enters Third Week”

• Reuters — Most Gulf equities decline as Iran conflict fuels regional market uncertainty

~~~~~~~~~~

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Iraq Economic News and Points To Ponder Monday Afternoon 3-16-26

State of Law Coalition: Iraq’s Economic Security Above All Considerations

Baghdad – INA   The State of Law Coalition affirmed on Monday that Iraq’s economic security must remain above all considerations, stressing that disputes should be addressed through dialogue.

In a statement received by the Iraqi News Agency, the coalition said it had followed with deep concern the statements issued by the Iraqi Ministry of Oil and the Ministry of Natural Resources of the Kurdistan Regional Government, noting the divergence in positions amid the sensitive economic conditions facing the country and the potential repercussions that could directly affect citizens’ livelihoods.

The statement added that the accumulation of disputes between the federal government and the Kurdistan Regional Government over many years has contributed to complicating the situation at a time when the current circumstances require the highest levels of national responsibility and prioritizing the public interest.

The coalition called on all concerned parties to address the issues at hand with a spirit of national responsibility, avoid escalation or deepening disagreements, and work jointly to overcome the current crisis in a way that preserves economic stability and safeguards citizens’ interests.

It further stressed that the disputed issues between the federal government and the Kurdistan Region should be resolved through a national approach based on dialogue, cooperation, and mutual understanding, in a manner that serves the public interest and strengthens political and economic stability in the country.

The coalition emphasized that Iraq’s economic security and the stability of citizens’ conditions must remain above any other considerations, urging all parties to act wisely and work collectively to navigate this sensitive phase in a way that serves the interests of Iraq and its people.

https://ina.iq/en/politics/46661-state-of-law-coalition-iraqs-economic-security-above-all-considerations.html

Iraq's 2025 Budget Deficit Reaches 17 Trillion Dinars: Eco Iraq Observatory

The Eco Iraq observatory announced Iraq's 2025 budget deficit at 17 trillion and 40 billion dinars, driven by oil-dependent revenues and high current expenditures.

2026-03-15 12:45   Iraq's Budget DeficitECO Iraq Observatory   ERBIL (Kurdistan24) - The Eco Iraq observatory announced that Iraq's budget deficit for 2025 reached 17 trillion and 40 billion Iraqi dinars, as expenditures exceeded revenues in a fiscal year dominated by current spending and reliance on oil income.

In a press statement, the observatory said that state revenues during 2025 amounted to 124 trillion and 185 billion Iraqi dinars. It explained that oil revenues reached 109 trillion and 207 billion dinars, while non-oil revenues amounted to 14 trillion and 977 billion dinars.

The observatory pointed out that the financial deficit resulted from expenditures exceeding revenues. It clarified that total spending reached 141 trillion and 122 billion dinars, of which 119 trillion and 163 billion dinars were current expenditures, equivalent to 84% of total public spending.

It added that investment expenditures amounted to 22 trillion and 22 billion dinars, representing about 15% of total spending. The observatory stated that the rise in current expenditures against weak investment reflects a defect in the budget structure, with heavy reliance on oil constituting about 88% of revenues, making public finances vulnerable to price fluctuations.

The observatory stressed the necessity of enhancing non-oil revenues and increasing investment spending.

This announcement on the 2025 fiscal outcomes highlights Iraq's ongoing dependence on oil exports, which pass through key regional waterways including the Strait of Hormuz.   About 20 million barrels per day of crude and other oil products were transported through the strait in 2025, according to FactCheck.org.

That flow has slowed to a trickle since the U.S.-Israeli conflict with Iran began, per the same report.

The Strait of Hormuz, bordering Iran and Oman, serves as a critical conduit for oil and natural gas from the Persian Gulf to global markets, with roughly 27% of the world's maritime trade in crude oil and petroleum products passing through it, as detailed in a Congressional Research Service report.

Starting on March 4, 2026, Iranian forces declared the strait closed, threatening and carrying out attacks on ships attempting to transit, according to the report.

The conflict, which began with joint U.S. and Israeli military operations against Iran on February 28, 2026, has led to a de facto closure of the strait, disrupting shipments from major producers including Iraq, per the American Action Forum.

Transits through the strait have essentially ground to a halt, with firms adopting a cautious stance amid soaring war-risk premiums, the forum noted.

Iraqi oil production from its main southern oilfields has fallen by 70% to 1.3 million barrels per day, as the country is unable to export via the Strait of Hormuz due to the conflict, three industry sources told Reuters.

Iraq's exports fell to an average of around 800,000 barrels per day, with only two tankers loading because vessels cannot move freely through the strait to southern terminals, according to the sources and a shipping agent.

Storage facilities in the Gulf are rapidly filling, forcing oilfields in Iraq and other countries to cut production, analysts, traders and sources told Al Jazeera.

The conflict has led to the suspension of about a fifth of global crude and natural gas supply, as Iran targets ships in the strait, per the report.

Maritime traffic through the Strait of Hormuz has almost completely stopped since the strikes against Iran, with Iran targeting tankers in the area, according to Bloomberg.

Gulf producers have lowered crude output as storage tanks fill up, the report added.

The conflict disrupted approximately 20% of global oil supplies transiting the Strait of Hormuz, causing Brent Crude oil prices to rise from around $70 to over $110 per barrel within days, per Reuters.

Oil production in Iraq, among other countries, dropped by a reported 6.7 million barrels per day by March 10, 2026, and by at least 10 million barrels per day as of March 12, 2026, according to the entry.

Iran's closure of the strait also disrupted significant liquefied natural gas volumes, the entry noted. A prolonged disruption of Middle East oil trade would create oil market conditions without historical precedent, with oil prices experiencing significant upward pressure, as stated in the Congressional Research Service report.

The international benchmark Brent jumped 8% from $71.32 per barrel on February 27, 2026, to $77.24 per barrel on March 2, 2026, the trading days before and after operations began, per the report. As the conflict continued, prices went higher, at one point breaking the $100 per barrel mark.

In the U.S., President Donald Trump raised the prospect of actions to reestablish free transit of the strait, amid a considerable decrease in shipping traffic, according to the Congressional Research Service.

On March 3, 2026, Trump stated that he had ordered the provision of political risk insurance to all maritime trade and said the U.S. Navy could escort commercial vessels through the strait if necessary.

Iran has the capacity to disrupt shipping via mines, speed boats, submarines, shore-based cruise missiles, aircraft and other systems, the report assessed. Prior to the conflict, analysts held consensus that the U.S. military could counter Iran's forces and restore shipping flow, though such an effort would take days, weeks or months.

The Strait of Hormuz crisis has reshaped global oil markets, with the conflict putting the waterway on a knife's edge and affecting oil prices, jet fuel and liquefied natural gas, per Kpler.

The conflict directly threatens approximately 20% of global oil supply that transits the strait daily, the blog stated.

A closure of the Strait of Hormuz due to the U.S.-Iran war has impacted the oil market, but also sectors reliant on shipping, from metals to agriculture and autos, according to CNBC.

U.S. military actions and insurance backstops may help keep trade flowing, but supply chain experts say it could take weeks for impacts to hit prices across products.

The International Energy Agency took the step of saying it would release 400 million barrels of oil from reserves, per the report. There is no value to Iran in intercepting cargo containers, though non-oil ships may be harassed by Iranian speedboats, the report noted.

Reports of U.S. Navy escorting ships through the strait were incorrect, but the U.S. can put plans in place to stop Iran from seizing ships, with air power and missiles able to destroy Iranian missile batteries, according to CNBC.

Iraq halted crude oil shipments via a key pipeline to a Turkish port as a precautionary measure, as Middle Eastern energy infrastructure is caught in the conflict, per Bloomberg.

The pipeline carries oil from northern fields, but nearly all Iraqi crude exports are shipped via the Strait of Hormuz.

The U.S. and France are considering naval escorts for tankers crossing the strait, though neither plans to start operations immediately, the report added. Prolonged disruption threatens global inflation.

In a February update, the International Energy Agency said that with around 25% of the world's seaborne oil trade transiting the strait and limited bypass options, any disruption would have huge consequences for world oil markets, per FactCheck.org.

A prolonged disruption would lead to oil supply shortages and make price increases inevitable, the agency warned.

Iran blocked the flow of oil and goods through the strait in retaliation for the airstrikes, threatening to shoot or bomb vessels attempting to pass, according to the report. The strait connects the Persian Gulf with the Gulf of Oman and the Arabian Sea.

The conflict could leave consumers and businesses facing weeks or months of higher fuel prices even if it ends quickly, as suppliers grapple with damaged facilities, disrupted logistics and elevated shipping risks, per Al Jazeera.

A nearly complete shutdown means producers like Iraq have suspended shipments of up to 140 million barrels of oil, equal to about 1.4 days of global demand.

Oil and gas prices have surged since the war's start amid the collapse in Hormuz transits, according to Bloomberg.

Daily natural gas prices in Asia and Europe have risen almost 54% and 63%, respectively, over the week before operations began, while U.S. prices increased 7% between February 27 and March 2, 2026, per the Congressional Research Service.

Iran's attempts to disrupt energy commerce carry strategic benefits and risks for Tehran, including direct conflict with the U.S. in past instances, the report noted. War risk insurance has increased significantly since fighting began on February 28, 2026.

The efficacy of emergency response measures could be tested to their limits in a prolonged disruption, with uncertain duration of elevated prices determined by time needed to normalize trade, according to the Congressional Research Service.

Congress holds interest in potential closures of the strait due to impacts on global prices for oil, natural gas and other commodities, the report stated. Oil supply disruptions could affect prices worldwide, including in the U.S

 https://www.kurdistan24.net/en/story/900704/iraqs-2025-budget-deficit-reaches-17-trillion-dinars-eco-iraq-observatory

14 Bad Money Habits That Will Keep You Broke Forever

14 Bad Money Habits That Will Keep You Broke Forever

By Todd Kunsman   Saving Money  Invested Wallet

Being broke sucks. Worrying about bills and living paycheck to paycheck also sucks. And the thought of that being for a lifetime is demoralizing. While all our financial situations are different, we all have the ability to change our “broke status.”

Will it be easy? Not at all, but your financial life can completely switch gears by identifying bad money habits that are keeping your pockets empty. The trick is to really come to terms with these bad money habits and that yes, you probably are guilty of some or maybe even all of them.

Yikes: Average credit card debt that stands at nearly $16,000 and very low savings — 73% of Americans have less than $1,000 in their savings account (Source).

Have you currently wondered or seem to be asking yourself lately, “Why am I always broke?”

If you are doing any of the 14 bad money habits below, then it’s time to start making changes otherwise you’ll risk being broke forever.

1. You don’t know where your money goes

If you are stuck living paycheck to paycheck and do not have a budget in place, you probably don’t really know where your money is going.

It can help you identify what is costing you the most, where you can make cutbacks, and how to starting making financial changes. By just guessing or going in blindly to your situation, you may be missing key information.

2. You’re lazy or procrastinate when it comes to your finances

Guilty of this here in the past. I was never on the lazy side, but procrastination was my good friend.

Not everyone is a personal finance nerd like I currently am. And I know finances are not always exciting to understand or look at, but it needs to be part of your weekly routine.

Too many times I’ve heard people and friends say they will worry about it later. That’s how you stay broke or end up in financial pain as you get older. Being lazy is just as bad and it costs you money.

Remove this bad money habit immediately!

3. You don’t pay yourself first

Every paycheck or any money you get or make — you should be paying yourself first. This means, putting that money to your savings or retirement before paying any bills.

This is a popular strategy in the personal finance world, but is key to really helping you build a savings.

Yes, you want to pay your bills and any debt on time. But if you focus on just that without prioritizing your savings first, 9/10 you will have very little left to save.

4. You spend money on things you can’t afford

A big problem many people have is not living within your means.

You want the fancy car, the big house, the nice watch, or whatever it may be. But if you do not have the cash or financial cushion to pay for these things, you have no business buying them.

It’s how to end up in debt quickly, financing items you can’t afford, and wasting more money on interest.

Of course, it’s okay to treat yourself, but be wise about what you can currently afford.

5. You surround yourself with negativity

People who are negative, pessimistic, and put the blame on others or societal factors can really drag you down. Misery loves company.

Surround yourself with successful people and others who have an optimistic view of the world.

Their mentality will rub off on you and you can learn a lot from successful people.

I’ve seen other posts that blame hanging out with broke people will keep you broke. But I think it has more to do with the mentality of those around you than their financial status.

To Continue and Read More:  https://investedwallet.com/14-bad-money-habits-that-will-keep-you-broke-forever-2/

Ariel: When this Bill Finally Passes, be Ready

Ariel: When this Bill Finally Passes, be Ready

5-16-2026

Prolotario  @Prolotario1

This Is Why I Just Sit Back And Laugh: You Are Hearing This Directly From The US Administration

Hold Your Currency People

I gave you everything you should be looking for. This year will mark a major turn around for all of us.

Iran will open their market to the US.

Iraq will open their market to the US.

Venezuela will open their markets to the US.

Zimbabwe will open their market to the US.

Ec

Do you know how many articles I have of the currency revaluation?

You thought that was the only one?

By the way Institutions like JPMorgan, Bank of America, Wells Fargo, and Citibank, which have expanded into tokenized deposits and stablecoin issuance under GENIUS Act rules, will facilitate exchanges.

Their systems now support programmable, blockchain-linked settlements for digital assets, including tokenized foreign currencies, with direct Fedwire access for faster clearing. So once it is time to exchange please check out those banks.

 Of course there will be more.

One last note please keep in mind that once you exchange your money will most likely not be going back under the old system. Here is why.

Liquidity is going to be delivered as tokenized assets (gold/silver-backed stablecoins or digital currency equivalents) directly to the holder’s self-custodied wallet or compliant digital-asset account.

This bypasses SWIFT, correspondent banks, and legacy Fedwire clearing entirely no Rothschild intermediary touches the principal.

You understand?

Exchanges executed through Kraken Financial, Ripple-linked entities, or GENIUS Act-compliant banks use direct Fed master account access or blockchain bridges.

Funds move peer-to-peer or institution-to-wallet without being parked in fractional-reserve Rothschild-aligned commercial banks first.

You should feel very confident about your exchanges.

The Crypto Structure Bill enforces transparent, settlements with minimal or zero intermediary deductions. Legacy systems (where Rothschild networks extract taxes, currency-conversion fees, wire charges, and hidden spreads) are short-circuited
holder receives near-100% of negotiated value.

So when this bill passes be ready to finally get this over with.

~Happy Travels

Source(s):
https://x.com/Prolotario1/status/2033242156752597470
https://x.com/Prolotario1/status/2033305777771774222

https://dinarchronicles.com/2026/03/16/prolotario-when-this-bill-finally-passes-be-ready/