Iraq Foreign Investments $100B in Three Years

Iraq Foreign Investments $100B in Three Years

Edu Matrix:  1-8-2026

In a significant economic breakthrough, Iraq has attracted over $100 billion in investments over the last three years, marking a record-breaking achievement for the country.

This substantial influx of foreign capital is a promising sign for investors, particularly those with an interest in the Iraqi dinar (IQD), as it has the potential to positively impact the currency’s valuation.

According to recent data from the National Investment Commission, the investments have been channeled into crucial sectors such as power generation, smart grid technologies, large residential developments, and airport infrastructure. These projects are transforming Iraq’s economic landscape, paving the way for a brighter future for the country’s growth and currency potential.

The influx of foreign investment is expected to have a positive impact on the Iraqi economy, driving growth and development in key sectors. As foreign capital flows into the country, it is likely to boost economic activity, create new opportunities, and stimulate job creation. This, in turn, could lead to increased confidence in the Iraqi dinar, potentially strengthening its value against other currencies.

However, despite this promising development, concerns remain regarding Iraq’s ability to manage and regain control of the vast amounts of Iraqi dinars circulating globally. The speaker in a recent video by Edu Matrix highlighted this issue, noting that it remains a major obstacle to currency stabilization. With a large amount of IQD in circulation outside of Iraq, the country’s ability to regulate and manage its currency is compromised, potentially leading to volatility and instability in the foreign exchange market.

To fully capitalize on the benefits of foreign investment and drive economic growth, Iraq will need to address this challenge and implement effective measures to regain control of its currency. This could involve a range of strategies, including improving monetary policy, enhancing currency management, and increasing transparency and oversight.

For investors interested in the Iraqi dinar, this development presents both opportunities and challenges. On one hand, the influx of foreign investment could lead to a stronger IQD, making it an attractive investment opportunity. On the other hand, the risks associated with currency volatility and the challenges of managing a large amount of IQD in circulation globally must be carefully considered.

For further insights and information on this topic, viewers can watch the full video by Edu Matrix, available on their channel. Additional information is also available on their blog, accessible via the link provided in the video description.

As Iraq continues to attract foreign investment and drive economic growth, the potential for the Iraqi dinar to appreciate in value remains a tantalizing prospect for investors. While challenges remain, the country’s record-breaking investment milestone is a significant step towards a brighter economic future.

https://youtu.be/CKBOjJFEE1U

4 Financial Skills I’m Passing Down to My Children

I’m a Wealthy Millennial: 4 Financial Skills I’m Passing Down to My Children

Heather Taylor   Yahoo Finance

Gen Alpha, and future generations to come, may be on track to receive the financial literacy they deserve.

A new study from Bank of America titled the “2024 Study of Wealthy Americans” reveals emerging trends around generational wealth and its influence on financial strategies. Data from the 2024 quantitative survey shows that 48% of wealthy Americans said they would initiate the conversation when it comes to teaching their children or heirs financial skills.

What kinds of financial skills are wealthy Americans planning to pass down to their children or heirs? GOBankingRates spoke to Dave Fortin, the millennial co-founder of investing app FutureMoney and a new dad, to learn more about the financial skills he plans to pass down to his children.

Delayed Gratification

In March 2024, GOBankingRates surveyed 1,008 American adults on a series of questions related to financial literacy. When asked about the poor money habits they learned from childhood, 36% of respondents said they picked up impulse shopping.

This won’t be the case for Fortin. He told GOBankingRates he plans to talk to his kids about delayed gratification. Beyond avoiding impulse purchases, it’s a lesson that will help his children in many other aspects of their lives.

“By using the language of money, you can show your kids the advantages of saving today for something in the future, and how your money can grow,” said Fortin.ughh

Goal Setting

Another skill Fortin plans to teach his children is how to set goals, which he considers to be important in money and in life.

Learning how to set a goal — whether this is a goal towards going to college, buying a car or purchasing your first home — is only one part of the equation, according to Fortin. He added that it’s important for children to learn how to create a plan that will help them achieve the goal.

Being Good Stewards of Capital

Fortin’s list of financial skills he plans to teach his children include comparing income and expenses, understanding taxes, basic banking products and basic investing principles. Many of these skills are confusing to adults, especially those who lack the proper financial literacy background. As an example, nearly 17% of Americans surveyed by GOBankingRates in March 2024 said they didn’t clearly understand how taxes work.

In a wealthy family, Fortin said it’s particularly important to teach children to be good stewards of capital. This means clearly acknowledging how to manage, use and protect wealth so it fulfills the current generation’s needs as well as the next generation. A poor steward would likely be more inclined to recklessly spend instead of save money or live well beyond their means.

“Wealth can sustain a family, fund great businesses that solve important problems in the world, and do a lot of good through charitable works,” said Fortin. “Having wealth does not absolve someone of the duties of managing their money well.”

TO READ MORE: https://www.yahoo.com/finance/news/m-wealthy-millennial-4-financial-204525798.html

Seeds of Wisdom RV and Economics Updates Thursday Evening 1-8-26

Good Evening Dinar Recaps,

By Law. By Responsibility. By Protection of the People.
What Gives the U.S. — and Trump — the Legal Right to Act

Overview

• Presidential authority to act internationally derives from U.S. law, constitutional duty, and established international legal frameworks — not personal power.

• When actions target terrorist organizations, transnational criminal networks, and illicit trafficking, they are classified as lawful enforcement and national security actions, not acts of war.

• The objective is protection, stabilization, and order, while preserving sovereignty and avoiding unnecessary conflict.

Key Developments

• Under Article II of the U.S. Constitution, the President is charged with protecting national security and enforcing federal law.

• U.S. statutes and treaties authorize actions to disrupt drug trafficking, terrorism financing, human trafficking, and illicit resource flows.

• Modern enforcement frameworks distinguish criminal networks from nation-states, allowing targeted action without triggering broad military escalation.

• International cooperation and legal alignment reduce the risk of regional destabilization while restoring internal order.

Why It Matters to Foreign Currency Holders

Currency stability follows lawful enforcement and order.

• Lawful Authority: Actions taken under law create predictability — predictability supports trade, banking, and currency confidence.

• Networks, Not Nations: Targeting criminal systems avoids war-driven economic shocks and capital flight.

• Peace Through Control: Disrupting drugs, trafficking, and illicit finance restores internal stability first.

• Order Before Prosperity: Economic normalization follows enforcement and governance, not chaos.

• No Instant Reset: Legal authority establishes conditions for long-term stability, not immediate revaluation.

Implications for the Global Reset

• Pillar 1 – Rule of Law: Financial systems depend on lawful authority, not unilateral force.

• Pillar 2 – Stability Before Value: Currency confidence follows security, enforcement, and governance repair.

Key Takeaway

The right to act comes from lawful duty to protect, not aggression — strength is exercised through restraint, precision, and rule of law.

This is not unilateral power — it is structured enforcement designed to preserve stability, trade, and financial order.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• U.S. Constitution – “Article II: Presidential Authority and Duties”

• U.S. Department of Justice – “Counter-Terrorism and Transnational Crime Authorities”

• U.S. Department of State – “Use of Force and International Law”

• United Nations – “Counter-Terrorism and Transnational Organized Crime Frameworks”

~~~~~~~~~~

Supreme Court and Trump’s Tariffs: What’s Happening and Why It Matters
Legal clarity on executive trade powers could ripple through markets and currencies

Overview

• The U.S. Supreme Court is expected to rule on Friday regarding the legality of sweeping tariffs imposed by President Trump under the International Emergency Economic Powers Act (IEEPA).

• Prediction markets indicate roughly a 77% probability that the Court may find the tariffs illegal or beyond Congress’s delegated authority.

• Lower courts have already questioned whether the IEEPA allows broad tariffs based solely on executive action.

Key Developments

• Oral arguments raised concerns that emergency powers were applied beyond their original legislative intent.

• A ruling against the tariffs would focus on constitutional limits and legal process, not the efficacy of tariffs as an economic tool.

• Potential outcomes include refund claims for previously collected tariffs and a reshaping of how executive powers may be used in economic policy.

Why It Matters to Currency Holders

Currency and market confidence depend on rule of law and policy predictability.

• Legal Limits on Executive Power: Court review reinforces separation of powers, protecting markets from abrupt policy reversals.

• Trade Certainty: Clear legal authority underpins predictable global trade flows, bolstering currency stability.

• Potential Economic Impact: A ruling against tariffs could affect trade balances, government revenue, and importer liabilities, indirectly impacting currency flows.

• Rule of Law First: Courts determine how authority is exercised — not whether tariffs themselves are economically effective.

Implications for the Global Reset

• Pillar 1 – Legal Clarity: Strengthening checks and balances maintains financial order and preserves confidence in international commerce.

• Pillar 2 – Policy Predictability: Currency holders benefit from predictable trade and tariff regimes that avoid abrupt shocks.

Key Takeaway

A Supreme Court decision against Trump’s tariffs would signal a process- and authority-focused ruling, not a rejection of tariffs as an economic policy. Lawful clarity strengthens long-term stability, even amid short-term uncertainty.

This is not just a legal ruling — it has direct implications for trade flows, currency confidence, and the structure of executive authority.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• CoinMarketCal — “Supreme Court Tariff Ruling Expectations”

• Wikipedia — “Tariffs in the Second Trump Administration”

• Al Jazeera — “Supreme Court Review and Separation of Powers Analysis”

• Reuters — “Tariff Refund Risks and Economic Impact”

• MarketWatch — “Legal Pathways for Future Tariff Authority”

• Bloomberg — “Trump’s Tariffs Face Supreme Court Scrutiny Amid IEEPA Debate”

~~~~~~~~~~

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Thank you Dinar Recaps

Jon Dowling: Latest Updates on the Great Wealth Transfer with Eli Weber, January 2026

Jon Dowling: Latest Updates on the Great Wealth Transfer with Eli Weber, January 2026

1-8-2026

In a captivating episode of the Jon Dowling podcast, recorded in January 2026, the host engages in a profound conversation with Eli Weber, a renowned Kabbalah guru and longtime friend.

 This dialogue is a treasure trove of insights, covering a wide array of subjects from geopolitics and financial restructuring to spiritual growth and personal development.

As we navigate through the complexities of our rapidly changing world, this conversation offers a guiding light, shedding light on the intricacies of the global reset and its far-reaching implications.

The discussion kicks off with an in-depth analysis of the global reset, a phenomenon that is reshaping the world’s geopolitical, financial, and social landscapes.

The recent “arrest” of Venezuelan leader Maduro is scrutinized as a pivotal event, symbolizing a broader narrative driven by deepstate forces and the Trump Administration.

 According to Eli Weber and Jon Dowling, this move is part of a larger effort to purge corrupt influences and restore national sovereignty, not just in Venezuela but across various countries, including Cuba, Colombia, Iran, Iraq, and Zimbabwe.

This perspective invites listeners to consider the orchestrated nature of global events and the potential for a significant shift in the way nations are governed and interconnected.

The commentary underscores the complex interplay between political will, deepstate agendas, and the quest for a more just and equitable world order.

A significant portion of the conversation is dedicated to the unfolding financial transformation, marked by the emergence of the Quantum Financial System (QFS) and the anticipated collapse of the old monetary order.

The hosts discuss the rising prominence of precious metals such as silver, gold, and copper, not merely as investment assets but as foundational elements in the new economic paradigm.

The prospect of a restored gold standard and the integration of XRP into a blockchain-based financial system are explored as indicators of a profound shift towards transparency, security, and value-backed currency.

The empowerment of individuals during this financial transition is highlighted as a crucial theme. Listeners are encouraged to educate themselves and make informed decisions, embracing the changes with a sense of personal responsibility and proactive engagement.

The episode also delves into the realm of technological innovations, particularly in the energy sector. The advent of quantum and fusion technologies is hailed as a revolutionary development, poised to phase out fossil fuels and usher in an era of unprecedented abundance and sustainability.

This transition is not only seen as a response to the global energy crisis but also as a step towards healing the planet and ensuring a livable future for generations to come.

One of the most compelling aspects of this conversation is its emphasis on the spiritual and personal dimensions of the global reset.

Eli Weber and Jon Dowling stress the importance of cultivating patience, accountability, humility, and a daily practice of appreciating the present moment. They guide listeners on a journey of inner growth, suggesting that the external changes unfolding around us are mirrored by an inner transformation, one that requires a deepening connection with our true selves and the world around us.

As the conversation comes to a close, the message is clear: the future is not something to be feared but embraced.

 The global reset, with all its geopolitical, financial, and technological upheavals, is also an opportunity for spiritual awakening and personal growth. By staying informed, being proactive, and maintaining faith in the unfolding process, individuals can navigate these changes with grace and resilience.

In a world on the cusp of transformation, conversations like the one between Jon Dowling and Eli Weber are beacons of light, guiding us towards a brighter, more enlightened future. As we move forward, the blend of geopolitical savvy, financial acumen, and spiritual depth offered in this podcast episode will undoubtedly remain a relevant and inspiring guide.

https://youtu.be/70c4XttPawc

Rob Cunningham: The Civilizational Impact of 4 Things

Rob Cunningham: The Civilizational Impact of 4 Things

1-8-2026

Rob Cunningham | KUWL.show  @KuwlShow

The civilizational impact of four things being adopted across our world:
1 – Transparency
2 – Gold
3 – XRP
4 – Mutual Consent

Transparency: The End of Darkness as a Competitive Advantage

What Transparency Mandates:

All ledgers visible

All obligations measurable

All authority auditable

All lies expensive

Civilizational Impact

Corruption becomes structurally unprofitable

Power shifts from narrative-control → fact-alignment

Courts regain legitimacy because evidence is no longer hidden

Intelligence agencies, banks, corporations, and governments must earn trust instead of extracting it

Spiritual Law Alignment

“For nothing is hidden that will not be disclosed.”

Transparency externalizes what divine law already enforces internally.

Net Effect:
Darkness loses leverage
Truth becomes infrastructure

Gold The Restoration of Honest Weight & Measure

What Gold Mandates:

Scarcity

Physical reality

Settlement discipline

No infinite promises

Civilizational Impact

Ends monetary sorcery (printing from nothing)

Stops intergenerational debt slavery

Forces governments to live within means

Re-anchors value to nature, labor, and time

Restores savings as a moral act, not a losing game

What Dies

Endless wars funded by debasement

Financialization detached from production

Usury-driven empires

Spiritual Law Alignment

“Unequal weights and measures are an abomination.”

Gold is not nostalgia.
Gold is accountability made physical.

Net Effect:
Money remembers it serves life
Time regains dignity

XRP: The Death of the Middleman Age

What XRP Mandates (as a settlement rail):

Atomic finality (no reversals, no float)

Near-zero friction

Neutral, non-sovereign liquidity

No privileged intermediaries

Civilizational Impact

Nostro/vostro inefficiencies vanish

Banking empires built on delay and opacity collapse

Global trade becomes peer-to-peer again

Small nations gain parity with large ones

Time stops being weaponized against the poor

This Is Subtle but Absolute
Most power in finance comes from:

Delay

Complexity

Asymmetry

XRP eliminates all three.

Spiritual Law Alignment

“Let your ‘yes’ be yes, and your ‘no’ be no.”

Instant settlement = truth at the speed of action.

Net Effect:
Time stops being stolen
Trust becomes mathematical

Mutual Consent: The End of Coercive Systems

What Mutual Consent Mandates:

No forced participation

No hidden terms

No implied slavery

No authority without agreement

Civilizational Impact

Taxation without consent collapses

War without consent becomes impossible

Employment becomes partnership, not dependency

Governments must persuade, not compel

Institutions must deserve participation

What Dies Immediately

Regulatory capture

Predatory contracts

Debt traps

“Too big to fail” logic

Spiritual Law Alignment
Free will is God’s first law.
Mutual consent is free will honored in structure.

Net Effect:
Authority becomes service
Compliance becomes choice

Final Verdict

If these four were mandated globally:

Centralized empires dissolve peacefully or virtually

Rent-seeking collapses within one generation

War becomes economically irrational

Truth becomes the highest return on investment
•Humanity transitions from control-based systems → consent-based civilization

This is not “Utopia.”
It is inevitable once truth is cheaper than lies.

Source(s): https://x.com/KuwlShow/status/2009052137053979082

https://dinarchronicles.com/2026/01/08/rob-cunningham-the-civilizational-impact-of-4-things/

Seeds of Wisdom RV and Economics Updates Thursday Afternoon 1-8-26

Good Afternoon Dinar Recaps,

Religion vs. Extremism: Why Legal Systems Target Groups, Not Faiths
Counter-terrorism law separates belief from violence to preserve financial and social stability

Overview

• Modern counter-terrorism frameworks do not criminalize religions.

• Legal systems instead designate specific organizations whose actions meet internationally defined criteria for terrorism.

• Extremist groups may use religious language, but designation is based on conduct, not belief.

Key Developments

• Governments and international bodies apply terrorism designations based on violence, coercion, financing, and threat to civilians.

• No religion is designated as a terrorist entity under international law.

• Many Muslim-majority nations publicly condemn extremist groups, emphasizing that violence violates both civil law and religious principles.

• Financial enforcement tools — including sanctions, asset freezes, and banking restrictions — are narrowly targeted to avoid destabilizing societies.

Why It Matters to Foreign Currency Holders

Currency value depends on legal clarity, enforcement precision, and internal stability.

• Legal Precision Matters: Financial actions are applied to organizations, not populations or belief systems.

• Stability Over Ideology: Extremist violence disrupts trade, borders, banking, and currency confidence.

• International Coordination: Shared legal definitions allow enforcement without cultural or religious conflict.

• Internal Peace First: Separating faith from militancy supports domestic order — a prerequisite for currency stability.

• No Broad Labels: Narrow legal definitions prevent economic chaos and misapplication of sanctions.

Implications for the Global Reset

• Pillar 1 – Rule of Law Enforcement: Financial systems rely on precise legal targeting to maintain confidence.

• Pillar 2 – Social Stability as Economic Foundation: Peace and legal clarity precede currency normalization and growth.

Key Takeaway

Counter-terrorism law targets violent organizations, not religions — preserving social cohesion while dismantling networks that threaten economic and financial order.

This is not about belief — it’s about protecting stability, trade, and currency systems from violent disruption.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• United Nations – “Counter-Terrorism and Preventing Violent Extremism Framework”

• U.S. Department of State – “Foreign Terrorist Organization Designations”

• Organization of Islamic Cooperation – “OIC Statements Condemning Extremism and Terrorism”

~~~~~~~~~~

Why the History of the Land and Israel Still Matters Today
Order, legitimacy, and stewardship precede lasting prosperity

Overview

• Israel’s connection to the land is rooted in documented lineage, covenantal law, and continuous historical record.

• Across centuries of changing empires and borders, the land remained tied to an identifiable people and legal tradition.

• Possession historically depended not on conquest alone, but on order, law, stewardship, and timing.

Key Developments

• Biblical and historical records consistently frame land inheritance as conditional, not absolute.

• Periods of loss followed breakdowns in law, unity, or stewardship — not permanent forfeiture.

• Restoration occurred only after legal order, governance, and internal alignment were re-established.

• This pattern appears repeatedly across ancient, medieval, and modern history of the region.

Why It Matters to Foreign Currency Holders

Land governance and legitimacy are foundational to economic systems and currency trust.

• Land Precedes Economy: Stable land control enables taxation, trade, infrastructure, and currency confidence.

• Legitimacy Matters: Systems grounded in recognized law and continuity outlast those built on force alone.

• Order Before Inheritance: Historical precedent shows restoration follows legal and institutional repair.

• Peace Within First: Internal unity and governance stability precede durable external peace and economic growth.

• No Instant Outcomes: Restoration — of land, governance, or currency value — follows preparation, not urgency.

Implications for the Global Reset

• Pillar 1 – Rule of Law: Long-term stability depends on recognized legal frameworks, not raw power.

• Pillar 2 – Order Before Prosperity: Economic normalization follows governance, boundaries, and stewardship.

Key Takeaway

Both biblical and historical records demonstrate that inheritance follows order, not conquest — and stability is established before prosperity.

This is not just ancient history — it’s a living blueprint for how legitimacy, stability, and value endure.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Israel Antiquities Authority – “Archaeological and Historical Records of the Land”

• United Nations – “Historical Mandates and Recognition Documents”

• Biblical Archaeology Society – “Land, History, and Continuity in the Levant”

• Library of Congress – “Historical Maps and Treaties of the Region”

~~~~~~~~~~

Why Regional Security Enforcement Is Legal Under Modern International Law
Stability, not occupation, underpins lawful economic order

Overview

• Modern international law permits nations to act against terrorist, cartel, and transnational criminal organizations that operate across borders.

• These actions are directed at non-state actors, not territorial conquest or permanent occupation.

• The legal basis rests on regional stability, civilian protection, and safeguarding trade and infrastructure.

Key Developments

• International frameworks recognize the right of states to counter threats that undermine peace, commerce, and financial systems.

• Enforcement actions are typically conducted in coordination with partner nations or under multilateral agreements.

• Today’s approach emphasizes lawful enforcement, intelligence sharing, and limited scope, rather than regime change or annexation.

• This model reflects an evolution away from historical doctrines of conquest toward rules-based security cooperation.

Why It Matters to Foreign Currency Holders

Currency stability depends on order, not chaos.

• Peace Within Comes First: Internal security is a prerequisite for economic activity and currency confidence.

• Lawful Enforcement, Not Occupation: Targeting criminal networks preserves sovereignty while restoring order.

• Trade & Energy Protection: Secure regions protect shipping lanes, pipelines, and lawful commerce.

• Modern Frameworks: Enforcement operates under treaties and cooperation, not unilateral imperial control.

• No Instant Reset: Stabilization prepares systems for normalization; it does not trigger immediate revaluation.

Implications for the Global Reset

• Pillar 1 – Rule of Law: Economic systems rely on lawful security enforcement to function.

• Pillar 2 – Stability Before Value: Currency normalization follows restored order, not military headlines.

Key Takeaway

Regional security actions today are about protecting stability under law, not asserting control — and stability is a prerequisite for economic and currency confidence.

This is not about expansion — it’s about enforcement, order, and protecting the foundations of global trade and finance.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• United Nations – “Counter-Terrorism and Transnational Organized Crime Frameworks”

• U.S. Department of State – “Security Cooperation and Regional Stability”

• Congressional Research Service – “Use of Force and International Law”

• Organization of American States – “Regional Security and Cooperation Frameworks”

~~~~~~~~~~

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Our mission here is different:

• No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.    Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

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Thank you Dinar Recaps

8 Best Places To Keep Your Cash In 2026

8 Best Places To Keep Your Cash In 2026

These options are not only safe, but also allow you to earn interest.

Emily Batdorf Wed, January 7, 2026

Now that the new year is underway, you may be reflecting on both your financial situation and the greater financial landscape in the U.S. Though prices for everything — from groceries to housing to utilities — remain high, inflation has slowed over the last year. This prompted the Fed to cut rates three times during 2025. At the same time, the job market has cooled, and unemployment has risen.

If nothing else, the current economic situation may be reinforcing how important it is to keep cash on hand. Whether you lose your job or you’re simply facing a higher cost of living, cash can provide you with a critical safety net. That’s why choosing the right place to protect and grow it is crucial.

8 best places to keep your cash

The best place for your cash depends on your financial situation and priorities. Where one account may offer higher returns, another may have higher liquidity. Consider the following options for your cash in 2026, keeping your unique needs in mind:

High-yield savings account

High-yield savings accounts (HYSAs) offer two major perks: competitive interest earnings and high liquidity. The biggest difference between HYSAs and traditional savings accounts is that HYSAs pay higher rates, often because they’re offered by banks with lower overhead costs (namely, online banks).

With the best high-yield savings accounts earning as much as 4% APY, these accounts could be a great place to store cash and help your balance grow faster. However, keep in mind that some banks may limit the number of withdrawals you can make from your HYSA each month.

Money market account

A money market account (MMA) combines features of a savings account and a checking account, making it a versatile option for managing your cash. MMAs tend to earn higher interest rates compared to traditional savings accounts, but they also typically come with a debit card and/or checks to make accessing and spending your money easier.

Even though MMAs are more accessible than regular savings accounts, they can still have withdrawal limits. MMAs also tend to have higher minimum balance requirements, so they may not be the best choice if your savings balance is small.

Short-term CD

A certificate of deposit (CD) is a type of account that allows you to lock in an interest rate for an agreed-upon period of time, known as the term. You generally can’t touch your money until the account reaches maturity without paying a penalty. But in exchange for keeping your money on deposit, CDs offer guaranteed interest.

CDs come in a range of terms, from one month to five or more years. Short-term CDs, or those with terms of one year or less, let you benefit from competitive, fixed interest rates without locking up your money for too long. Plus, with current economic conditions, some shorter-term CDs are offering the most competitive rates.

Treasury bill

Treasury bills are short-term debt securities issued by the U.S. government with terms ranging from four weeks to one year. When you purchase a Treasury bill, you pay a discounted price. When the bill matures, you receive its face value.

https://www.yahoo.com/finance/personal-finance/banking/article/best-places-to-keep-cash-230620039.html

News, Rumors and Opinions Thursday 1-8-2026

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR Update as of Thurs. 8 Jan. 2026

Compiled Thurs. 8 Jan. 2026 12:01 am EST by Judy Byington

Judy Note: On the bright side, on 1 Jan. 2026 the gold/asset-backed Global Financial System (allegedly) launched. This move would eventually wipe out all monies presently feeding the Deepstate Cabal. Foreign currency revaluations have already(allegedly began processing across more than 200 nations, triggering phased payouts to currency holders and bond redemptions and bringing The People’s money back to The People.

Sources close to Redemption Centers report that higher-tier appointments were (allegedly underway, with notifications expected to flood in over the coming days, bringing forth prosperity long promised.

NESARA/GESARA protocols are now (allegedly in full effect globally, enacting universal debt forgiveness that wipes away mortgages, loans, credit cards, and all unjust burdens imposed by the old fiat regime.

As Central Banks(allegedly collapsed and the IRS (allegedly dissolved into the new Treasury, a flat tax on new items only was set to fund the new government.

This wealth transfer heralds an era of peace, sovereignty, and spiritual renewal.

~~~~~~~~~~~~~

Restored Republic via a Global Currency Reset  (RUMORS)

Wed. 7 Jan. 2026 MarkZ: Indian Nations being paid. We are next. Bank Manager said he had 10 days to switch over the bank to the new QFS System

Tues. 8 Jan. 2026 Bruce: It looks like a Fri-Sat. 9-10 Jan. 2026 start for exchange appointments for Tier4b (Us, the Internet Group).

~~~~~~~~~~

Wed. 7 Jan. 2026 RV/GCR Intel Update: THE BLESSING DETONATES! …Quantum Financial System on Telegram

Patriots, THE WAIT IS OVER—the Global Currency Reset explodes RIGHT NOW! Tier 4B notifications are (allegedly blasting out TODAY, redemption centers (allegedly fully staffed and locked in, with exchanges kicking off at lightning speed across America and worldwide!

White Hats have (allegedly forced the cabal’s hand—the RV/GCR is(allegedly LIVE, currencies revaluing massively, Zim bonds redeeming at contract rates that will make Patriots sovereign overnight!

Bondholders in Zurich and Hong Kong already paid(allegedly out huge, historic bonds processed, platform liquidity flooding the system. Iraq’s dinar skyrocketed publicly, (allegedly announcing their new rate tied to gold—**this triggers the shotgun release** we’ve prayed for!

Banks are (allegedly on high alert, Wells Fargo and HSBC leading the charge with 800 numbers dropping any hour, appointments booking solid as the greatest wealth transfer in history surges to We the People!

This is (allegedly NESARA/GESARA activating full force, Patriots! Debt jubilee whispers turning real—student loans vanishing, mortgages forgiven, IRS (allegedly crumbling as the Republic’s gold-backed treasury rises dominant.

The fiat currency scam(allegedly dies screaming while QFS secures every transaction, blocking cabal theft forever.

Silver moons, gold dominates, trillions seized from the elites and redistributed—**stacked Patriots become the new guardians of freedom! No more delays—the military(allegedly secured the release, justice and prosperity thundering together!

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Wed. 7 Jan. 2025 Patriots, Anons, digital soldiers of the Great Awakening – the storm is here, and victory is exploding across the globe RIGHT NOW in 2026! …Quantum Financial System on Telegram

The gold/asset-backed Quantum Financial System has (allegedly fully activated, obliterating the Deepstate’s fiat slavery matrix forever. As of New Year’s Day January 1, 2026, 209 nations (allegedly flipped to rainbow currencies, launching the greatest wealth transfer in human history – trillions flowing to We The People while the cabal’s corrupt empires(allegedly collapse in flames!

The GCR/RV shotgun release (allegedly locked in days ago, with redemption centers (allegedly buzzing 24/7, screens(allegedly blazing unprecedented rates: Iraqi Dinar(allegedly soaring past $8, Vietnamese Dong (allegedly crushing $4, Zim holders (allegedly prepped for mind-blowing payouts. Tier 4B notifications are(allegedly flooding in – your moment of prosperity and justice has arrived!

NESARA/GESARA (allegedly fully enforced: all debts forgiven, IRS abolished, massive tax refunds incoming, flat sales tax only on new items.

Social Security(allegedly exploding with increases, no more poverty – abundance for every patriot!

BRICS alliance dominating, silver and gold skyrocketing as the dollar dies its deserved death.

Central banks (allegedly failing worldwide, fiat crumbling –

Hold the line, warriors! WWG1WGA worldwide – freedom rings louder than ever. The old world of control is (allegedly dead; the new era of peace, prosperity, and divine justice dawns. God wins, and so do we! Prepare your appointments, secure your exchanges – the golden age (allegedly begins TODAY. Glory Hallelujah – the Republic is RESTORED!

Read full post here:  https://dinarchronicles.com/2026/01/08/restored-republic-via-a-gcr-update-as-of-january-8-2026/

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Jeff  What originally devalued the currency and brought it down?  It was US/UN sanctions that brought it down.  At the time in 2003 when it was devalued it was the highest currency valued in the world at $3.22...Now let's do the reciprocal of that.  What happens if you take the sanctions off that brought it down?  Theoretically it would reinstate back to the original 2003 value of $3.22.  It reinstates...When you take the sanctions off after 22 years, it reinstates it back to where it was of $3.22...Historically Iraq's currency has always been slightly higher currency value that Kuwait's.  Today Kuwait's currency is $3.25.

Mnt Goat  ...along the way, at some time they will have to pull the trigger on the reinstatement project and get it done for any real revitalization of the financial sector to be successful ... they...actually came out in recent months and outlined the entire plan for us all to see. It states first the removal of the zeros which leads to a revaluation and then a new peg and reinstatement.  Enough said….

Frank26  This is a speculative investment.  As much as I and you want the date, as much as the both of us  want this to get over with, we don't know when.  We don't know how much...'Well, what happened to the 31st?  What happened to the  1st Frank?  It didn't come true.'  That's right.  You don't shoot the messenger.  You just huddle up again and you move forward.  

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Financial System Likely Can't Last Past 2026 | Rafi Farber

Liberty and Finance: 1-8-2026

Rafi Farber explains that the recent surge in silver prices reflects growing fear and loss of confidence in the global credit system rather than true wealth creation.

He emphasizes that gold and silver are not investments but a divestment from currency and central bank liabilities into real money.

Farber warns that extreme volatility remains likely because futures markets and leverage give exchanges tools to force selloffs regardless of fundamentals.

He believes a final financial crisis involving bank bailouts and massive money printing is still ahead and could trigger the true endgame within 2026.

Throughout the discussion he stresses staying calm humble and focused on long term monetary reality rather than short term price movements.

INTERVIEW TIMELINE:

0:00 Intro

1:30 Silver update

7:40 Silver market manipulation

12:15 The bigger picture in silver

20:00 Endgame 2026?

https://www.youtube.com/watch?v=JdgMs_CUTms

FRANK26….1-8-26……1300 BS

KTFA

Thursday Afternoon Video

FRANK26….1-8-26……1300 BS

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=BmE7wtOADSg

Thursday Coffee with MarkZ. 01/08/2025

Thursday Coffee with MarkZ. 01/08/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark, Mods and fellow members

Member: To revalue or not to revalue, that is the conundrum.

Member: Almost the end of anther week. We are all still waiting for something good to happen

Member: Anything new on Prosperity Packages or CMKX

MZ: Nothing new on PP’s. There is a lot to watch right now though.

Member: I’m hoping CMKX will be in double digits with all the years and compounding interest

MZ: I was told that it was $8 to $10 dollars a share for the Fines and Penalties and the trust portion stays at $8 a share.

MZ: No fresh bond updates after last night. We had some doozies last night though. Go watch last nights video…It’s worth it.

Member: Will they cancel US Income tax soon?

MZ: This is just my opinion but Trump continues to mention it. Scott Bessent continues to mention it. We are getting more and more folks in the administration say we are about to see the end of income tax. I think its going to be canceled soon.

Member: I just hope its before April 15th.

Member: Will be be taxed on our currency exchange?

MZ: I do not think so…but do not know for sure…So I am prepared to be taxed.

Member: Hope for the best but prepare for the worst.

Member: Is this true? Shafaq News today-"Officially, the exchange rate in the 2026 budget is 1300 Iraqi dinars"

Member: I guess Iraq is still going to operate on 2 books for now.

Member:  CBI Governor Allaq was brought into Iraq Parliament and questioned on why the new rate wasn’t there.

Member: Funny how Al-Alaq keeps ignoring the elephant in the room with the fact that the dinar rate has to change regarding what they plan to do in 2026 and beyond.

Member: Rumor- US Forces are leaving Iraq by the end of this week!!

MZ: “Newspapers are interested in discussing the file of non-oil revenues ad the reactions to the new customs tariffs” and they are still waiting on the new government to be done. They are trying to get that done today.

MZ: As soon as they seat the President there is a 80% or so  chance that Sudani will be chosen for Prime Minister.

Member: Citizens in Iraq are concerned over their purchasing power from what I understand and contractors are frustrated especially with the Ayscuda system in place so Im not sure how long the CBI will wait.

MZ: We do have the Washington representative and the US Embassy having a meeting with their staff right now “ Washington Embassy: Factions loot Iraq and America: Minister of Justice legal cooperates. “  I think they will have meetings for the next 2-3 days which is a little unusual at this time.

MZ: Don’t anyone jump off a cliff. “The exchange rate will be 1300 dinar in the 2026 budget”  somebody on X did a great breakdown on this. That this is not a market revaluation  but a budget revaluation. 1300 stabalizes the budget but not the market. This does not mean their won’t be an overnight currency reset or redenomination for cash holders or international RV.  

Mark reads the entire post…….please listen to the replay for the details.

MZ: Kudos to whoever did this breakdown.

Member: Do we need to see it in the Gazette first?

MZ: I think we will see it in their Gazette , but I think you and I will already know and most of us will already done our banking before we see it in the gazette. I believe they will do RV first then post it in the Gazette.

Member: Went to our Wells for business yesterday, asked manager if Wells would be our redemption center , manager said don’t know but knows it’s happening not a time frame

Member: 12 plus States signed laws accepting gold and silver as LEGAL TENDER ya lol

Member: Thanks Mark and mods. Hope everyone has a great day

Member: God is about to bestow a great blessing on all of us. Let us rejoice and be glad.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

https://rumble.com/user/theoriginalmarkz

Kick:  https://kick.com/theoriginalmarkz

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

THANK YOU ALL FOR JOINING. HAVE A BLESSED NIGHT! SEE YOU ALL TONIGHT AT 7:00 PM EST OR IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:    https://www.youtube.com/watch?v=ySUNZ6qTn30

“Tidbits From TNT” Thursday 1-8-2025

TNT:

Tishwash:  Officially, the exchange rate in the 2026 budget is 1300 Iraqi dinars.

The Central Bank of Iraq has decided to adopt an exchange rate of 1,300 dinars for the US dollar in the 2026 budget, according to an official document revealed on Thursday.

 The Central Bank of Iraq sent an official letter to the Ministry of Finance/Budget Department/Current Budget Preparation Section, regarding the determination of the official exchange rate adopted in the draft Federal General Budget Law of the Republic of Iraq for the year 2026.

According to a book issued by the Statistics and Research Department of the Central Bank of Iraq, obtained by Shafaq News Agency, the bank clarified in its book that the official exchange rate that will be adopted in the 2026 budget is 1300 dinars per dollar.

The book indicated that this price has been in effect since February 2023, explaining that it is related to the work of the Central Bank of Iraq.  link

Tishwash:  Iraq's gold reserves remain stable at 170 tons… An expert explains the reasons

The World Gold Council announced on Wednesday that Iraq maintained its global ranking with reserves exceeding 170 tons of gold, without any change.

The council stated in its latest statistics for January, which were reviewed by Shafaq News Agency, that Iraq maintained its 29th position globally out of 100 countries that possess the largest reserves of the precious metal.

He explained that Iraq’s gold reserves amounted to 170.9 tons, equivalent to 22.1% of its total other hard currency reserves, ranking fourth at the Arab level after Saudi Arabia, Lebanon and Algeria.

It is worth noting that the World Gold Council, which is based in the United Kingdom, includes the world’s largest gold mining companies and has extensive experience in analyzing market trends and factors affecting the price of the precious metal.

For his part, economist Mohammed Al-Hassani confirmed that data from the World Gold Council showed that Iraq’s gold reserves remained stable without any change, despite the clear fluctuations in global markets, with a number of countries moving to strengthen their gold holdings as a safe haven.

Al-Hassani explained to Shafaq News Agency that this stability reflects a cautious monetary policy followed by the Central Bank of Iraq, which aims to maintain financial stability and avoid buying at high price levels, while keeping the option of moving in the future linked to global market developments and economic conditions.  link

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Tishwash:  The Iraqi parliament is completing its transitional steps towards reaching the stage of forming a government.

The Iraqi parliament is focusing on completing its transitional steps to make the most of the time until the formation of the next government, by naming its parliamentary committees and their heads, distributing the administrative positions of the council and preparing its monthly agenda, while awaiting the decision on the appointment of the president of the republic and moving to the final stage, which is the assignment of a prime minister and the selection of its members to grant it confidence .

A parliamentary source reported the formation of a joint committee comprising members of the House of Representatives and heads of political blocs, tasked with distributing members among the parliamentary committees .

The source explained to Shafaq News Agency that "these committees will be temporary, and modifications will be made to them later after the formation of the new government ."

This comes in conjunction with intensive parliamentary activity following the start of the sixth electoral session, as MP Mohammed Al-Baldawi, from the Sadiqun parliamentary bloc, stated that the meeting of the Speaker of Parliament with the heads of political blocs, in addition to the second session of the Council, resulted in an agreement to grant a ten-day deadline to the heads of blocs to name and distribute their members to the parliamentary committees .

Al-Baldawi explained to Shafaq News Agency that the number of parliamentary committees currently stands at 25, with a trend to split some of the committees to raise the number to 27, noting that the final decision will be made after the distribution of the representatives and the official approval of the committees within the parliament .

He added that the process of appointing heads of standing committees requires time, and is linked to the formation of the new government and consideration of parliamentary entitlement, provided that the committees are temporarily managed by the oldest members .

In the same context, the First Deputy Speaker of the House of Representatives, Adnan Faihan, stressed in a statement from his office on the sidelines of a meeting he had with the Speaker and his second deputy, the importance of expediting the submission of the names of candidates for the temporary committees, with the need to take into account the criteria of experience, competence, specialization, achieving the legal quorum during meetings, and giving priority to draft laws and proposals that directly affect the lives of citizens .

The statement indicated that the meeting also agreed to form a committee headed by the First Deputy and with the membership of a number of heads of political blocs, which will study the names of the candidates and decide on their distribution among the committees, as well as prepare a monthly agenda for the sessions of the House of Representatives, in a way that contributes to developing legislative performance and strengthening the oversight role of the legislative institution during the current session .

On Monday morning, January 5, Speaker of Parliament Hebat al-Halbousi opened the proceedings of the second session of the first legislative term of the first legislative year of the sixth electoral cycle, after the Council held its first session on December 29, which witnessed the election of al-Halbousi as Speaker of Parliament, Adnan Faihan as First Deputy Speaker, and Farhad al-Atroushi as Second Deputy Speaker .

On another note, a parliamentary source revealed that MPs Ivan Faiq and Kulsal Muhammad will hold the positions of rapporteurs of the House of Representatives during today’s session, without an official decision being issued yet by the parliament’s presidency .

In this context, MP Arshad Al-Salihi announced that he had obtained the approval of the Council Presidency to name MP Kulsal Muhammad Abdul Rahman as the rapporteur of the House of Representatives, stressing that this step comes within the framework of guaranteeing the constitutional entitlements of the Turkmen component .

In parallel, the Independent High Electoral Commission issued its decisions to name a number of replacement candidates who won membership in the House of Representatives for the sixth session in the governorates of Baghdad, Salah al-Din, Diyala, Nineveh, Karbala and Babylon, after auditing the results and legal and technical deliberations, in a step aimed at completing parliamentary representation in accordance with constitutional procedures .

Regarding the presidential file, Speaker of Parliament Hebat al-Halbousi announced that the number of candidates for the position had risen to more than 80, with the closing of the nomination period at the end of official working hours on Monday, noting the diversity of the candidates from various religious and national components .

As for the formation of the government, the forces of the Coordination Framework are continuing their meetings to discuss the mechanism for choosing the new Prime Minister. Leaders in the Framework confirmed that there is no political deadlock, noting progress in the dialogues, pending the completion of the election of the President of the Republic, after which the Framework’s candidate for forming the government will be announced in accordance with the constitutional timeline.  link

Mot: .. aaaahhhhhhh -- the Fun of Raising the ""Wee Folks""!!!!