Seeds of Wisdom RV and Economics Updates Tuesday Morning 12-16-25

Good Morning Dinar Recaps,

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.  That is not your failure.

Our mission here is different:

• No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.   Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

~~~~~~~~~~

U.S. Presses Ukraine on Donetsk Withdrawal as Peace Talks Signal Strategic Shift

Reported U.S. proposal introduces territorial concessions into negotiations to end the war with Russia.

Overview

• U.S. peace envoys reportedly told Ukraine it must withdraw from Donetsk as part of any negotiated settlement with Russia.

• Proposal represents a major departure from prior U.S. backing of Ukraine’s territorial claims, according to reports.

• Kyiv has signaled willingness to abandon NATO membership ambitions in exchange for binding Western security guarantees.

• Ukrainian public opinion remains strongly opposed to territorial concessions, complicating negotiations.

Key Developments

• U.S.-led peace talks held in Berlin with Ukrainian and European leaders
  American negotiators, including envoy Steve Witkoff and Jared Kushner, met with President Volodymyr Zelenskyy and European officials to explore pathways toward ending the conflict.

• Withdrawal from Donetsk reportedly framed as a condition for peace
  U.S. representatives allegedly stated that Ukraine would need to pull its forces from the Donetsk region, which Russia claims to have annexed, marking a significant shift in negotiating posture.

• Ukraine signals flexibility on NATO membership
  Kyiv indicated a willingness to drop its NATO bid in exchange for firm Western security guarantees, aligning with Moscow’s long-standing demand that Ukraine remain outside the alliance.

• Russia reiterates red lines as Europe weighs financial support
  The Kremlin reaffirmed that blocking NATO expansion remains non-negotiable, while EU leaders simultaneously debate using frozen Russian assets to sustain Ukraine financially.

Why It Matters

The reported U.S. position introduces territorial compromise into peace talks at the highest level, challenging Ukraine’s stated objective of reclaiming all occupied land. The shift reflects mounting pressure to end the conflict but risks domestic backlash in Ukraine and fractures within the Western alliance over sovereignty and precedent.

Why This Matters to Foreign Currency Holders

Any peace settlement involving territorial concessions could trigger significant currency realignments, particularly across Eastern Europe and emerging markets. A negotiated end to the conflict may strengthen the euro and regional currencies while influencing reserve strategies tied to energy pricing, reconstruction funding, and frozen asset releases. For foreign currency holders, this signals potential revaluation pressures, volatility shifts, and recalibration of sovereign risk tied to post-war financial restructuring.

Implications for the Global Reset

Pillar 1: Redefinition of Post-War Borders
Territorial concessions negotiated under pressure could reshape norms around sovereignty, conflict resolution, and future geopolitical risk pricing.

Pillar 2: Security Guarantees Replace Alliances
Moving from NATO membership to bilateral or multilateral guarantees signals a structural shift in how security frameworks — and the currencies backing them — may be constructed.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “US Reportedly Pushes Ukraine to Withdraw from Donetsk in Peace Talks”
  

• Reuters – U.S. and allies explore peace options as Ukraine war pressures mount

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FBI Disrupts Domestic Terror Cell Planning New Year’s Eve Bombings

Federal agents thwart coordinated bomb plot targeting government and corporate sites in California.

Overview

• FBI disrupted a domestic terror plot targeting multiple locations in California, including U.S. companies, ICE agents, and government vehicles.

• The group allegedly planned to launch attacks beginning on New Year’s Eve, a symbolic high-risk date.

• Four suspects have been charged with conspiracy and possession of an unregistered destructive device.

• Authorities intervened before a fully functional explosive could be assembled, preventing potential mass casualties.

Key Developments

• Far-left group accused of plotting coordinated bomb attacks
  The suspects allegedly belonged to a group calling itself the “Turtle Island Liberation Front,” described by investigators as motivated by anti-government, anti-capitalist, and pro-Palestinian ideology.

• Targets included federal agents and government vehicles
  According to court filings, ICE personnel and government assets were among the intended targets, elevating the threat to federal law enforcement and public infrastructure.

• Plot detailed in handwritten operational plan
  An eight-page document titled “Operation Midnight Sun” allegedly outlined the bombing strategy. Investigators say the group conducted a test explosion in the Mojave Desert on December 12.

• FBI intervention prevented device completion
  Agents moved in before the suspects could finalize or deploy an operational explosive, underscoring the role of surveillance and proactive counterterrorism measures.

Why It Matters

The foiled plot highlights the persistent threat of domestic extremism within the United States, particularly from ideologically driven groups influenced by global conflicts. It also reinforces concerns over lone-cell radicalization and the targeting of law enforcement and government institutions during high-profile calendar events.

Why This Matters to Foreign Currency Holders

Domestic security threats can influence currency stability, capital flows, and investor confidence, particularly when incidents involve federal targets or raise concerns about internal stability. Heightened security risks often lead to safe-haven demand for the U.S. dollar, while also affecting budget priorities, insurance markets, and sovereign risk assessments tied to geopolitical and internal security conditions.

Implications for the Global Reset

Pillar 1: Internal Security as Financial Risk
Domestic stability is increasingly tied to economic confidence, credit ratings, and currency strength in an interconnected global system.

Pillar 2: Expanding Surveillance and State Authority
Counterterrorism efforts may accelerate surveillance frameworks and enforcement powers, reshaping the balance between civil liberties, security, and financial oversight.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “FBI Disrupts Domestic Terror Cell Planning New Year’s Eve Bombings”
  

• Reuters – FBI thwarts domestic bombing plot targeting U.S. government interests

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TRUMP ESCALATES DRUG WAR, DECLARES FENTANYL A “WEAPON OF MASS DESTRUCTION”

Executive order reframes fentanyl crisis as a national security threat, expanding military and intelligence powers.

Overview

• President Trump formally designates fentanyl as a “weapon of mass destruction”, marking the first time a narcotic has received such classification.

• Executive order dramatically expands federal authority, enabling military and intelligence involvement typically reserved for WMD threats.

• Move reframes fentanyl from a public health crisis to a national security emergency.

• Decision aligns with Trump’s broader law-and-order and hemispheric dominance agenda.

Key Developments

• Executive order grants expanded enforcement and intelligence powers
  By classifying fentanyl as a WMD, the order allows the Pentagon to assist domestic law enforcement and authorizes intelligence agencies to deploy tools normally used against nuclear, chemical, or biological threats.

• Trump equates fentanyl to a chemical weapon
  The order states that “illicit fentanyl is closer to a chemical weapon than a narcotic,” reflecting the scale of overdose deaths and framing traffickers as hostile actors rather than criminal enterprises.

• Military action against cartels already underway
  The move builds on Trump’s earlier designation of major drug cartels as foreign terrorist organizations. Since early September, the administration has conducted more than 20 strikes on suspected drug-smuggling vessels, resulting in over 80 deaths.

• Legal and public backlash intensifies
  Legal experts question the legality of lethal strikes without publicly disclosed evidence, while a Reuters/Ipsos poll shows most Americans oppose deadly military action against suspected smuggling boats.

Why It Matters

The designation marks a fundamental escalation in U.S. drug policy, blurring the line between law enforcement and warfare. By treating fentanyl as a WMD, the administration is redefining narcotics trafficking as a national security battlefield, with implications for civil liberties, international law, and U.S. foreign relations — particularly with Mexico, China, and Latin America.

Why This Matters to Foreign Currency Holders

Militarizing the drug war introduces new geopolitical risk premiums across North America and key emerging markets. Expanded military operations, border enforcement, and diplomatic strain can influence currency volatility, trade flows, and sovereign risk assessments, particularly for currencies tied to Mexico, Latin America, and global shipping routes. For foreign currency holders, this signals heightened risk sensitivity tied to security policy rather than purely economic fundamentals.

Implications for the Global Reset

Pillar 1: National Security Redefines Policy Boundaries
Public health, crime, and foreign policy are increasingly merged under security frameworks, reshaping legal norms and state authority.

Pillar 2: Militarization of Non-Traditional Threats
Drugs, migration, and economic warfare are being treated as strategic threats, accelerating a global shift toward hard-power solutions.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “Trump Escalates Drug War, Declares Fentanyl a ‘Weapon of Mass Destruction’”
  

• Reuters – Trump expands military role in fentanyl crackdown, raises legal concerns

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Thank you Dinar Recaps

5 Steps I Now Take To Protect My Money

5 Steps I Now Take To Protect My Money

I Recovered Financially From Identity Theft: 5 Steps I Now Take To Protect My Money

Cynthia Measom  Mon, Aug 12, 2024  GOBankingRates

When Marissa was a single woman in her 40s, she was going through some medical challenges that required several surgeries and treatments.

“Between procedures, consultations and follow-ups, I found myself writing checks more often, mainly to hospital billing departments, specialist offices and pharmacies,” she explained. “I had trusted that my financial transactions were secure and stayed focused on my recovery, wanting to get back to a normal life.”

Little did she know that she was about to experience a new challenge: a stolen identity.

How the Identity Theft Happened

Marissa said that she was glancing through her bank statements — something she had been putting off for a couple of months — and noticed a check that didn’t look familiar. It was written at a retail store in a state she had never even visited.

“I had so many medical payments going out, and my mind was often scattered with everything going on, but this stood out like a red flag, because I had only written checks connected to my medical expenses,” Marissa said. “I panicked and began combing through my statements, checking every line, every check and every payment. I found out checks in my name were being written all over the country — some at retail stores, others at restaurants, even a few at high-end boutiques.”

That’s when she realized her worst fears: her identity had been stolen.

“I immediately contacted my bank, and they confirmed it,” Marissa said. “Someone had somehow gained access to my checking account and was forging checks they had created in my name with my account number. I thought I had always been cautious and careful with my information, but it hadn’t been enough.”

After reporting the theft to the authorities and closing her compromised accounts, Marissa  began to piece together what might have happened. She concluded it had to be from the checks she had written in connection with her medical bills.

Later, the person responsible was arrested by authorities, and it was determined it was an employee of the hospital billing department where Marissa had received treatment.

How Marissa Protects Her Money Now

After her identity was stolen, here are the steps Marissa has taken to help protect her money.

Online Payments Only

Marissa said that she now avoids writing checks altogether.

“Instead, I use secure online payment portals for my bills, which offer encryption and other protections that checks simply do not,” she explained.

To Read More:  https://finance.yahoo.com/news/recovered-financially-identity-theft-5-160005704.html

MilitiaMan and Crew: IQD News Update-Iraq the Spark to the Middle East and Beyond

MilitiaMan and Crew: IQD News Update-Iraq the Spark to the Middle East and Beyond

12-15-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=evgzPVsrLJU

FRANK26….12-15-25….DEVALUED DINAR (PART 1 and 2)

KTFA

Monday Night Video

FRANK26….12-15-25….DEVALUED DINAR (PART 1)

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=J6HjIZcQdUg

FRANK26….12-15-25….DEVALUED DINAR (PART 2)

https://www.youtube.com/watch?v=ZiZHcwophHM

Seeds of Wisdom RV and Economics Updates Monday Evening 12-15-25

Good Evening Dinar Recaps,

U.S. SENATE COMMITTEE PROPOSES CRYPTO REGULATORY FRAMEWORK

Draft legislation aims to clarify digital asset jurisdiction and empower the CFTC over digital commodities

Overview

• Senate Agriculture Committee unveils draft framework for regulating digital assets, targeting clearer jurisdictional authority.

• CFTC designated as primary regulator for “digital commodities”, including cryptocurrencies like Bitcoin and Ether.

• Framework seeks to reduce ambiguity between SEC and CFTC oversight, easing uncertainty for market participants.

• Lawmakers emphasize investor protection and systemic risk mitigation while allowing innovation to continue.

Key Developments

• Draft legislation clarifies authority over digital assets
  The proposal designates the CFTC as the lead regulator for commodity-like digital assets, removing overlap with securities regulators for most tokens.

• Consumer protection central to the initiative
  Rules aim to ensure proper disclosures, transparency, and enforcement mechanisms to prevent fraud and market manipulation.

• Framework encourages innovation with guardrails
  While protective, the draft allows for regulated trading, custody, and DeFi experimentation under defined parameters.

• Congressional push reflects broader regulatory momentum
  The proposal follows ongoing U.S. discussions to integrate crypto into traditional oversight structures without stifling market growth.

Why It Matters

The draft framework represents a major step toward defining U.S. digital asset regulation. By clarifying jurisdiction and enforcement responsibilities, it aims to reduce uncertainty that has previously hampered institutional participation and innovation.

Implications for the Global Reset

Pillar 1: Institutionalization of Digital Assets
Clear U.S. jurisdiction signals that cryptocurrencies are becoming formal components of the regulated financial system.

Pillar 2: Risk Management Embedded in Policy
Regulatory clarity provides safeguards that may prevent systemic shocks as digital asset adoption increases across capital markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Valley City Times-Record – Senate Agriculture Committee Releases Draft Crypto Regulatory Framework
  

• CoinDesk – U.S. Lawmakers Propose CFTC-Led Crypto Oversight

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BITGET INTEGRATES TRADITIONAL FINANCE WITH CRYPTO VIA CFDs PLATFORM

Crypto exchange launches hybrid trading platform bridging digital assets and conventional derivatives

Overview

• Bitget launches a private beta allowing crypto users to trade FX, metals, commodities, indices, and stock CFDs using USDT, merging crypto with traditional derivatives markets.

• Platform integrates tokenized U.S. stocks and ETFs, broadening investment options for digital asset users.

• Initiative positions Bitget at the intersection of crypto and conventional finance, attracting both retail and institutional traders.

• Move reflects broader trend of blending DeFi capabilities with established financial products.

Key Developments

• Hybrid trading environment connects crypto and conventional markets
  Users can now trade CFDs with USDT collateral, allowing exposure to traditional assets without leaving the crypto ecosystem.

• Tokenized stocks and ETFs expand portfolio options
  Integration of tokenized equities and ETFs enables 24/7 market access and simplifies cross-market trading for digital asset holders.

• Platform aims to attract institutional participation
  By combining regulatory-compliant derivatives with crypto liquidity, Bitget seeks to appeal to professional traders and funds.

• Private beta signals careful phased rollout
  Initial testing allows feedback on platform stability, risk management, and user experience before a full public launch.

Why It Matters

Bitget’s move exemplifies how digital asset platforms are bridging the gap between crypto and traditional finance. By providing access to conventional derivatives using crypto collateral, it reduces barriers to adoption, enhances liquidity, and fosters hybrid market ecosystems.

Implications for the Global Reset

Pillar 1: Convergence of Digital and Traditional Finance
The blending of crypto and conventional derivatives markets signals an emerging unified financial infrastructure.

Pillar 2: Expanded Access and Market Liquidity
Hybrid platforms enhance global participation, offering new channels for capital flows and risk diversification.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Finance Magnates – Bitget Brings CFDs and Crypto Together Following Tokenized US Stocks and ETFs
  

• Cointelegraph – Bitget Expands Into TradFi With Crypto Collateral

~~~~~~~~~~

A Message to Our Seeds of Wisdom & Newshounds News™ Readers

For more than a decade, many of you have held foreign currencies with the hope that one day a global financial reset and revaluation would change your family’s future. You have remained patient, faithful, and committed — even as week after week, year after year, “RV gurus” declared this is finally the week, only for nothing to happen.

You deserve better than recycled predictions.
You deserve truth, clarity, and real evidence — not hype.

At Seeds of Wisdom and Newshounds News™, our mission is simple:
To give you facts, not fantasies.
To give you hope, not hype.
To give you understanding, not confusion.

The World Is Changing
A global reset is not a myth — it is unfolding in real time through international finance, monetary restructuring, gold accumulation by central banks, new settlement systems, geopolitical realignment, and the slow erosion of dollar-centric frameworks.

But revaluation will not happen because a guru said it will.
It will happen when:

• Global monetary architecture shifts,

• New settlement systems are activated,

• Liquidity and sovereign-debt frameworks are reset,

• And nations restructure how value moves across borders.

These are the signals we track every day — not rumors, but verifiable developments happening across the world’s financial system.

🌱You have waited a long time.🌱
Our commitment is to walk this part of the journey with you honestly, respectfully, and transparently. We will continue bringing you real news, structured analysis, and the global indicators that truly matter for foreign currency holders.

We honor your patience.  We honor your hope.
And we promise to protect that hope from the noise that has misled this community for far too long.

A reset is coming —
But this time, you will see it with clear eyes, grounded understanding, and the truth you deserve.

Seeds of Wisdom Team
Newshounds News™
Trusted. Grounded. Focused on truth in a world of noise.
But this time, you will see it with clear eyes, grounded understanding, and the truth you deserve.

Seeds of Wisdom Team
Newshounds News™
Trusted. Grounded. Focused on truth in a world of noise.

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Taboola the same on the Bottom of Posts

Wealthy Americans Are Moving Cash Out Of Checking And Savings Accounts

Wealthy Americans Are Moving Cash Out Of Checking And Savings Accounts

 Here’s what they’re doing with it  Sun, December 14, 2025 Moneywise

Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.

Consumer confidence dropped sharply in November, falling to its lowest point since April, when concern over President Trump’s tariffs was driving economic anxiety (1).

Possibly as a result, Americans have pulled back on spending. A delayed report from the Department of Commerce shows that while consumer spending rose 0.02% from the previous month, sales are sluggish compared to the 0.6% increase recorded in July and August and 1% increase in June (2).

What are they doing with their money instead? New research from JPMorgan Chase's Institute of Financial Health and Wealth Creation found that after accounting for inflation, savings and checking balances have essentially been stagnant for nearly two years .

When it comes to high-income households, bank balances have even been shrinking, landing at negative 2% in October 2025 (3).

Where did the money go?

The report notes that higher-income households are instead moving cash out of regular bank accounts and into higher-yield options, such as money market funds, brokerage accounts and certificates of deposit (CDs) (3).

With inflation hovering around 3.0% — well above the 2% target — it seems traditional accounts just aren’t cutting it (4).

With incomes barely improving and everyday costs still high, many consumers now have “just enough to spend but not enough to splurge,” which explains why spending is falling.

Where are Americans putting their money?

Rather than spending more, many households are turning to investment-style options with higher returns for their cash. If you're thinking about doing the same, here are some of the most popular alternatives:

High-yield cash accounts

These function like regular savings accounts but offer much higher interest rates. For example, a SoFi checking and savings account can help you build your wealth base through a combination of high-interest rates, zero fees and ease of access.

A SoFi account can provide a base 3.60% APY, but new clients can get a 0.70% boost for up to 6 months for a total APY of 4.30%. That’s over ten times the national deposit savings rate, according to the FDIC’s November report.

With no account fees and no-fee overdraft coverage, you keep more of your money in your pocket. Plus, SoFi account balances of up to $3 million are insured by the FDIC through program banks.

To help jumpstart your savings, you can get up to $300 when you sign up with SoFi and set up a direct deposit.

For other savings options offering a range of new customer bonus options, check out the Moneywise list of top savings accounts of 2025.

Certificates of deposit (CDs)

With the Fed cutting interest rates recently, many savers are already seeing those yields drop. That makes locked-in returns more valuable than ever — and that’s where a certificate of deposit (CD) shines.

With a CD, you lock in a guaranteed rate upfront, so your earnings stay steady for a set term, even if rates slip further. It’s predictable, reliable growth, which is something you don’t always get with traditional accounts.

Raisin makes that even easier by giving you access to high-yield and no-penalty CDs from top U.S. banks, all with no fees and minimums as low as $1.

TO READ MORE:  https://finance.yahoo.com/news/wealthy-americans-moving-cash-checking-124500548.html

A Powerful, Beautiful, and Visionary Future for Everyone of us: Rob Cunningham

A Powerful, Beautiful, and Visionary Future for Everyone of us: Rob Cunningham

12-15-2025

Rob Cunningham | KUWL.show  @KuwlShow

1. The Core Vision: Democratized Private Equity in the Age of Transparency

At its heart, the Linqto 3.0 Plan is more than a bankruptcy recovery strategy – it is a monetary realignment strategy.

It recognizes a simple, world-changing truth:

The next global financial system will be transparent, digitally native, ledger-based, and designed to serve people – not gatekeepers.

Linqto began six years ago with a radical idea:
Give everyday accredited investors lawful access to private markets once reserved for institutions.

Linqto 3.0 completes that idea by aligning it with:

• Distributed Ledger Technology (DLT)

• Stablecoins and atomic settlement

• Immutable ownership records

• Regulatory clarity instead of regulatory theater

• Full respect for property rights

Rather than liquidating trust, opacity, and fear, this plan proposes restoration, continuity, and growth.

2. The Economic Architecture: Solvent, Scalable, and Abundance-Oriented

This plan outline provides something extraordinarily rare in restructuring:

Everyone wins without financial alchemy.

Key pillars

• 100% return of SPV assets to rightful owners (no haircut, no confiscation)

• $20M in new growth capital

• $20M in near-term liquidity

• Immediate retirement of DIP financing

• 100% payment of all legitimate creditors

• Fully funded operations going forward

This is not debt-driven survival.
It is equity-driven renewal.

3. The Platform Evolution: From SPVs to a Global Private Markets Ledger

The partnership with InvestX is the masterstroke.

Together, Linqto + InvestX become:

• A retail + institutional hybrid

• A regulated private-markets exchange layer

• A future-ready bridge between:

• Tokenized real-world assets

• Pre-IPO equities

• Post-IPO distribution

• DLT-based ownership proof

With

• Real-time price discovery

• Electronic secondary liquidity

• Reg D / Reg A+ compliance

• KYC/AML baked into architecture

This is the “NASDAQ moment” for private equity, but designed for the common investor.

4. The Moral Innovation: Customers as Owners, Not Creditors

Perhaps the most beautiful and disruptive element:

SPV unitholders are treated as equity owners – not creditors.

That single decision realigns the entire system with:

• Property rights

• Common law

• Moral clarity

• Investor trust

No fees during holding periods.
No carried interest extraction.
1:1 distribution of shares post-IPO.

This is financial stewardship, not financial engineering.

II. Why This Reimagined Leadership Team Can Scale Linqto Into a Global Icon

This is not speculative leadership.
This is battle-tested, category-creating leadership.

Arkadi Kuhlmann – Chairman

• Built ING Direct from zero to $88B in deposits

• Served 8 million customers

• Democratized banking before “fintech” was a word

• Successfully navigated multiple Chapter 11 restructurings

He understands:

• Scale

• Trust

• Regulation

• Simplicity for the end user

Marcus New – CEO, Linqto Capital

• Founder of InvestX

• Pioneer in pre-IPO markets

• 100+ SPVs, 41 portfolio companies, 20 exits

• Knows how to build liquidity where none existed

Sadhana Akella Mishra – Chief Compliance Officer

• Deutsche Bank

• Finxact (Fiserv)

• Deep fintech + blockchain compliance expertise

• Brings regulation as an enabler, not a weapon

Thomas Hugh — Chief Financial Officer

• ING Direct

• Zenbanx

• Led regulatory relationships with OCC, FDIC, OSFI

• Proven operator at scale

Together, this team is uniquely capable of:

• Rebuilding trust

• Scaling globally

• Aligning with regulators

• Preparing Linqto for the tokenized future of private markets

Chapter 7 or 11, keep 95% or 65%, are NOT our only options. They are however, the options that benefit an “elite” group.

A “No” vote preserves 100% of our Equity & Rights.

It’s uncanny how history repeats itself, long term debt captures the cash flow of nations across endless generations. and mankind becomes enslaved by bankers, lawyers, money and d**g cartels who do the outsourced bidding of weak politicians.

For those who worship money, they believe their ends justify their means. By always following the money, the roads always lead to the truth.

Watch interview on X here:  https://twitter.com/i/status/2000335230582833510 and here https://twitter.com/i/status/2000371604782465158

Source(s):   https://x.com/KuwlShow/status/2000335230582833510

https://dinarchronicles.com/2025/12/15/rob-cunningham-a-powerful-beautiful-and-visionary-future-for-everyone-of-us/

America’s Credit Downgrade TRIGGERS a Financial Earthquake — The Collapse Has Started

America’s Credit Downgrade TRIGGERS a Financial Earthquake — The Collapse Has Started

Lena Petrova:  12-14-2025

America got hit with multiple credit downgrades — and while that might sound like a boring financial headline, it’s actually one of the most important economic warnings of our generation.

In this video, we break down what a credit downgrade really means, why agencies like Moody’s, Fitch, S&P, and Scope Ratings are sounding the alarm, and how this crisis is already affecting interest rates, mortgages, banks, and the entire global financial system.

You’ll learn:

 ✔️ Why the U.S. has been downgraded repeatedly since 2011

✔️ How interest payments exploded from $514B in 2020 to $1.114T in 2025

✔️ Why banks like JPMorgan, Wells Fargo, and Bank of America were downgraded too

 ✔️ How rising Treasury yields hit mortgages, credit cards, and business loans

✔️ Why global investors still treat U.S. debt as “risk-free”… but with growing doubts

✔️ Why America’s rising debt, deficits, and political gridlock are pushing ratings lower

✔️ What happens when interest payments eat 34% of all tax revenue

✔️ And the big question: How long can the world trust U.S. fiscal stability?

 This isn’t fear-mongering — it’s the financial reality no one wants to talk about.

When the U.S. gets downgraded, the shockwaves hit every part of the economy. And if policymakers don’t act soon, the slow-motion warning we’re seeing today could become a full-blown crisis tomorrow.

If you want to understand the real risks behind America’s debt explosion — and what it means for your wallet — this video is a must-watch.

Timestamps:

00:00 – Why the credit downgrade matters

 01:12 – What a sovereign credit rating really is

03:05 – The $38 trillion debt problem

05:40 – Why Moody’s downgraded U.S. banks

 07:25 – How rising yields hit households

09:45 – Political gridlock & fiscal dysfunction

12:30 – The future of U.S. creditworthiness

14:00 – What could happen next

https://www.youtube.com/watch?v=Wq5Wfw2hOuA

Seeds of Wisdom RV and Economics Updates Monday Afternoon 12-15-25

Good Afternoon Dinar Recaps,

UK Treasury Sets 2027 Start Date for Comprehensive Crypto Regulation

Britain moves to formally integrate digital assets into its traditional financial regulatory framework.

Overview

• UK Treasury confirms crypto assets will fall under formal regulation starting October 2027, ending years of interim oversight.

• Framework will align crypto rules with traditional financial services, covering exchanges, custody, and stablecoins.

• Consumer protection and market integrity cited as primary goals of the regulatory shift.

• Move signals regulatory certainty rather than restriction, providing long-term clarity for institutions.

Key Developments

• Treasury outlines full regulatory perimeter for cryptoassets
  The UK finance ministry announced that digital assets will be regulated similarly to banks and investment firms, bringing crypto exchanges, custodians, and issuers under consistent supervisory standards.

• Stablecoins explicitly included in future oversight
  Authorities confirmed that fiat-backed stablecoins used for payments will be regulated, reinforcing their role as part of the formal payments ecosystem rather than fringe instruments.

• Extended timeline allows industry preparation
  The 2027 implementation date gives firms time to adapt compliance systems, capital requirements, and governance structures before enforcement begins.

• UK positions itself between innovation and control
  Officials emphasized balancing innovation with safeguards, aiming to keep Britain competitive while reducing consumer and systemic risks.

Why It Matters

The UK’s move reflects a broader global shift away from ad hoc crypto supervision toward full integration into legacy financial rulebooks. By choosing regulation over prohibition, Britain is signaling that digital assets are becoming a permanent feature of the financial system — not a temporary experiment.

Implications for the Global Reset

Pillar 1: Crypto Normalization Into Legacy Finance
Cryptoassets are being absorbed into existing regulatory systems, blurring the line between digital finance and traditional banking.

Pillar 2: Regulatory Certainty as Capital Magnet
Clear rules favor institutional adoption, encouraging long-term capital flows while sidelining unregulated market actors.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “UK regulation of cryptoassets to start in October 2027, finance ministry says”

• Financial Times – “UK to bring crypto firms under full financial regulation”

~~~~~~~~~~

SILVER SURGES +110% AS PRECIOUS METALS MARKET DYNAMICS SHIFT

Silver’s breakout performance highlights structural forces reshaping metals investing and safe-haven flows

Overview

• Silver prices have climbed roughly 110% year-to-date, dramatically outpacing gold and conventional expectations.

• Market structure and demand shifts are being cited as primary drivers, including hedge positioning and investor inflows.

• Safe-haven interest and supply constraints contribute to upward pressure across industrial and monetary metals sectors.

• Price action is prompting renewed focus on metals allocations in diversified portfolios.

Key Developments

• Silver’s YTD gains reflect a rare outperformance relative to gold
  While precious metals are traditionally correlated, silver’s sharp rise underscores unique demand catalysts, including industrial and investment buying.

• Structural market factors exposed amid volatility
  Analysts point to changes in futures positioning, ETF inflows, and supply limitations as contributing forces that amplify price moves in silver versus gold.

• Safe-haven demand rises amid macro uncertainty
  Inflation concerns, weakened risk assets, and geopolitical tensions have boosted interest in real assets, especially metals with dual industrial and store-of-value characteristics.

• Investor repositioning reshapes metals narratives
  Portfolio managers are reassessing allocations, with silver gaining attention not just as an industrial metal but as a strategic hedge alongside gold.

Why It Matters

Silver’s remarkable climb illustrates how real assets can break traditional correlations and reflect deeper structural forces in financial markets. The surge also shows the interplay between monetary hedging and industrial demand — a dual-use dynamic that can reshape asset allocation strategy beyond conventional commodity investing.

Implications for the Global Reset

Pillar 1: Real Assets in a Fragmented Financial System
As confidence in paper assets wavers, real assets like silver become tactical pivots in portfolios, shifting capital away from traditional equities and bonds.

Pillar 2: Hidden Market Structures Amplifying Volatility
Structural dislocations in metals markets reveal fracturing liquidity and the need for diversified risk frameworks across financial ecosystems.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Binance – Silver’s 110% Surge Exposes Structural Cracks in the Precious Metals Market
  

• Kitco News – Silver Outperforms Gold as Investors Seek Safe Haven Assets

~~~~~~~~~~

BANKS MOVE TOWARD CRYPTO PAYMENTS AS FED AND OCC SIGNAL INTEGRATION SHIFT

U.S. regulators open the door to linking digital assets with core banking and payment infrastructure

Overview

• Federal Reserve officials signal openness to crypto firms accessing payment rails, marking a potential turning point in financial integration.

• OCC guidance reframes crypto services as permissible banking activity, including custody, settlement, and brokerage.

• Regulatory tone shifts from restriction to supervision, reducing uncertainty for banks and fintechs.

• Moves suggest crypto is transitioning from fringe to infrastructure within the U.S. financial system.

Key Developments

• Fed proposal explores limited access to central bank payment systems
  A Federal Reserve governor suggested allowing certain crypto and fintech firms controlled access to Fed payment infrastructure, a step that would embed digital assets directly into the U.S. payments backbone.

• OCC clarifies banks can offer crypto services under existing authority
  The Office of the Comptroller of the Currency confirmed that national banks may custody digital assets, facilitate settlements, and engage in crypto-related brokerage without new legislation.

• Bank–crypto integration accelerates after years of debanking pressure
  The guidance reverses the chilling effect created by prior supervisory uncertainty, signaling that crypto activity is no longer automatically viewed as unsafe or unsound.

• Payments modernization becomes the focal point
  Direct or indirect access to payment rails would reduce reliance on intermediaries, improve settlement speed, and tighten the connection between digital assets and fiat liquidity.

Why It Matters

These regulatory signals mark a structural shift in how digital assets interact with the banking system. By normalizing crypto activity and exploring payment rail access, U.S. regulators are laying groundwork for a financial system where blockchain-based assets coexist with — rather than operate outside — traditional finance.

Implications for the Global Reset

Pillar 1: Crypto Becomes Financial Infrastructure
Digital assets are moving from speculative markets into the operational core of banking and payments.

Pillar 2: End of Informal Debanking
Regulatory clarity reduces discretionary exclusion, reshaping how capital and liquidity flow through the system.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Finance Magnates – Fed’s Governor Proposes Access to Central Bank Payment Infrastructure for Crypto Firms
  

• PYMNTS – OCC Letters Reframe Crypto as Standard Banking Activity

~~~~~~~~~~

G20 WATCHDOG WARNS GLOBAL CRYPTO RULES ARE FRAGMENTED AND INCOMPLETE

Regulatory gaps threaten financial stability as digital assets expand across borders

Overview

• The Financial Stability Board warns of significant gaps in global crypto regulation, citing inconsistent oversight across jurisdictions.

• Fragmented rules increase risks to financial stability, particularly as crypto markets grow more interconnected with traditional finance.

• Cross-border coordination remains uneven, limiting regulators’ ability to manage systemic threats.

• Stablecoins and DeFi identified as areas of heightened concern due to scale and speed of adoption.

Key Developments

• FSB highlights uneven implementation of crypto standards
  The G20’s risk watchdog noted that while high-level frameworks exist, many countries have yet to fully implement or enforce agreed crypto regulations.

• Regulatory fragmentation increases systemic exposure
  Inconsistent rules allow activity to migrate to lightly regulated jurisdictions, amplifying contagion risks during periods of market stress.

• Stablecoins flagged as a global vulnerability
  The FSB emphasized that large stablecoins could transmit shocks across borders if not subject to consistent reserve, governance, and redemption standards.

• Traditional finance increasingly exposed to crypto risks
  As banks, funds, and payment providers expand crypto involvement, regulatory gaps raise the risk of spillovers into the broader financial system.

Why It Matters

The warning underscores a critical tension in global finance: crypto markets are borderless, but regulation remains national. Without coordination, regulatory arbitrage could undermine financial stability just as digital assets become more embedded in payments, banking, and capital markets.

Implications for the Global Reset

Pillar 1: Fragmentation Forces Regulatory Realignment
Disjointed oversight accelerates pressure for global standards governing digital assets.

Pillar 2: Stablecoins as Systemic Instruments
Once peripheral, stablecoins are emerging as potential transmission channels for financial shocks.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Investing.com – G20 Risk Watchdog Warns of Significant Gaps in Global Crypto Rules
  

• Financial Stability Board – Global Regulatory Framework for Crypto-Asset Activities

~~~~~~~~~~

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Iraq Economic News and Points To Ponder Monday Afternoon 12-13-25

Fitch Affirms Iraq's Credit Rating At 'B-' And Commends Its Internal Stability Despite Challenges

Economy | 15/12/2025  Mawazin News - Follow-up: Fitch Ratings affirmed Iraq's sovereign rating at B- with a stable outlook, praising the country's robust internal stability, which has enabled the economy to withstand regional and global tensions.

The Ministry of Finance stated in a press release that "this rating reflects international confidence in the economy's ability to maintain its fiscal balance, supported by oil revenues, which constitute a primary base for public spending and service provision, while also noting the marked improvement in the security situation, which has helped absorb geopolitical shocks."

The ministry added that "the agency's report indicated the success of government policies in insulating Iraq from regional conflicts, despite the heavy reliance on oil, which represents approximately 90% of revenues, while emphasizing the need for structural reforms to enhance non-oil revenues and improve the efficiency of public spending."

The ministry reiterated its "commitment to implementing reforms to reduce financial uncertainty and approve future budgets, leveraging the security and political stability to bolster the confidence of international financial institutions and diversify national income sources."   https://www.mawazin.net/Details.aspx?jimare=271624

Fuad Hussein And The US Chargé d'Affaires Discuss Joint Cooperation Between The Two Countries

Local | 10:22 - 15/12/2025   Mawazin News - Baghdad:   Deputy Prime Minister and Foreign Minister Fuad Hussein met with the Chargé d'Affaires of the US Embassy in Baghdad, Ambassador Joshua Harris, to discuss bilateral relations between Iraq and the United States.

The Ministry of Foreign Affairs stated in a press release that “Deputy Prime Minister and Foreign Minister Fuad Hussein received the Chargé d'Affaires of the US Embassy in Baghdad, Ambassador Joshua Harris.”

The statement  added that “the meeting addressed bilateral relations between Iraq and the United States and ways to strengthen them in a manner that serves common interests and enhances cooperation in the political, economic, and security fields.”

According to the statement, Hussein pointed to “the ongoing political activity in Iraq and the constructive discussions among political blocs to form the new government,” emphasizing “the importance of consolidating political stability and strengthening national understanding, which will positively impact the democratic process.”

The statement continued that “the two sides discussed regional and international developments and exchanged views on issues of common interest, stressing the importance of coordination and consultation to address current challenges.”

Both parties affirmed “the necessity of de-escalation in the region and working to reduce tensions in a way that contributes to supporting regional security and stability.”   https://www.mawazin.net/Details.aspx?jimare=271642

Gold Gains As The Dollar Weakens And The World Awaits US Jobs Data.

Economy | 09:54 - 15/12/2025   Mawazin News - Follow-up:  Gold prices rose on Monday, benefiting from a weaker dollar and lower Treasury yields, as markets awaited key US jobs data for clues about the Federal Reserve's monetary policy direction. Silver prices stabilized after record gains last week.

Gold continued its upward trend, supported by a weaker dollar and lower US Treasury yields. Spot gold rose 0.4% to $4,320.65 an ounce by 03:19 GMT, marking a gain of approximately 64% since the beginning of the year.
US gold futures also rose 0.6% to $4,354.00 an ounce.

Gold prices fluctuated near their lowest level in two months, reached last week, which boosted its appeal to foreign buyers, coinciding with a slight decline in the benchmark 10-year US Treasury yield.

Markets remain focused on the Federal Reserve's monetary policy outlook after the US central bank cut interest rates by 25 basis points last week in a rare and divisive move, signaling a possible pause given persistent inflation and uncertain labor market prospects.

In other precious metals, spot silver rose 0.8% to $62.48 an ounce, after hitting a record high of $64.65 on Friday before closing sharply lower.

Silver prices have surged 115% year-to-date, driven by declining inventories, strong industrial demand, and its inclusion on the US list of vital metals.   Meanwhile, spot platinum fell 0.2% to $1,741.82 an ounce, while palladium rose 0.1% to $1,502.29 an ounce.   https://www.mawazin.net/Details.aspx?jimare=271607

The dollar exchange rate has risen in Baghdad; the bill now costs 143,000 dinars.

Economy | 01:49 - 15/12/2025   Mawazin News – Baghdad   : The exchange rate of the US dollar against the Iraqi dinar in local markets in Baghdad witnessed fluctuations.

The selling price reached 143,750 dinars per 100 US dollars, while the buying price reached 142,750 dinars per 100 US dollars.   https://www.mawazin.net/Details.aspx?jimare=271619

The International Energy Agency Expects Global Oil Demand To Rise Next Year.

Monday, December 15, 2025, | Economy Number of views: 180   Baghdad/ NINA / The International Energy Agency (IEA) forecasts that global oil demand will grow by 860,000 barrels per day (bpd) next year, an increase of 90,000 bpd, compared to an estimated 830,000 bpd growth this year.

According to the agency's oil market report released Monday, demand for gasoline and jet fuel accounts for roughly half of the overall growth in oil demand, as demand for petroleum fuels declines in favor of solar energy and natural gas for electricity generation.

The IEA also predicts that the petrochemical sector will continue to drive oil demand, with its share of total oil consumption expected to rise to 60% next year, up from 40% this year.

Conversely, global oil supply fell by 610,000 barrels per day in November, continuing its decline from a record high of 109 million barrels per day in September.

Global oil supply growth also decreased by 100,000 barrels per day to 3 million barrels per day in 2025, and by 20,000 barrels per day in 2026.   https://ninanews.com/Website/News/Details?key=1266951

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Coffee with MarkZ, joined by Jonathan Otto. 12/15/2025

Coffee with MarkZ, joined by Jonathan Otto. 12/15/2025

MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions

MZ: Iraq's progress to be sovereign, BRICS countries keep buying gold, Global Jihad, and Jonathan Otto joins us after the news to talk about healing tech.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

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